ACTION PLAN

FOR ACHIEVING FINANCIAL

TARGETS - 2021
BANK OF CEYLON
ENDERAMULLA BRACH (674)
KELANIYA AREA
WESTERN PROVINCE NORTH
GAPS AS AT 12.NOV.2021

TOTAL DEPOSIT

ACTUAL BUDGET GAP BUDGET AS GAP TO ACTION

30.11.2021 AT YEAR END TO BE
DECEMBER TAKEN

1,445 1,326 119 1,342 102

Year end
target
achieved. to
be taken all
efforts to
increase the
balance by
giving supper
customer
service
 
GAPS AS AT 12.NOV.2021

CASA

ACTUAL BUDGET GAP BUDGET AS GAP TO ACTION TO

30.11.2021 AT YEAR BE TAKEN
DECEMBER END

644 564 79 571 72 Year end

target
achieved. to be
taken all
efforts to
increase the
balance by
giving super
customer
service
 
GAPS AS AT 12.NOV.2021

TOTAL
ADVANCES
ACTUA BUDGE GAP BUDGE GAP TO ACTION
L T T AS AT YEAR TO BE
DECEM END TAKEN
BER

435 488 (53) 496 (61) *

*•housing loans processing at RLC. (22 m)
• loan applications processing at the branch (10 m)

•pawning balance increase by (5 m)

•top up personel loans given at the rate of 11% ( 10 m )

• hope to be recover rest of the gap ( 15 m ) to year end by canvassing

loans to small medium enterprises/self empolyer and trade
customers( applications already given to the customers )
•under MSME SHEME
GAPS AS AT 12.NOV.2021

NPA

ACTUA BUDGE GAP BUDGE GAP TO ACTION

L T T AS AT YEAR TO BE
DECEM END TAKEN
BER

33 16 (16) 16 (16) *
*• fixed deposit loan 928,000.00
• restructure & reshedule loan to be regularised 3,483,000.00
• customer agreed to regularised the loan 3,587,000.00
• (areas only two installment
• NPA Since 17.02.2020)
• pawning to be regularised 1,000,000.00
• moratorium requested 5,300,000.00
• regularized on 16.11.2021 1,100,000.00
• Total 15,398,000.00

• make sure not to transfer loan to NPA (follow to be transfer list & areas report)
GAPS AS AT 12.NOV.2021

OPERATIONAL PROFIT
ACTUA BUDGE GAP BUDGE GAP TO ACTIO
L T T AS AT YEAR N TO
DECEM END BE
BER TAKEN
40 33 (7) 44 4 *

* should be increase loan portfolio and reduce NPA

GAPS AS AT 12.NOV.2021

P RODUCT SUMMARY UP TO 31. 10.2021

Product Actual Budget Gap

RKS 90 360 270
N/S 119 300 180
18+ 80 300 220
KRG 151 300 149
R/U 77 120 43
14+ 15 48 33
SNC 69 144 75
•Action to recover the gap
• 1. RKS and 14+ Target can be achieved by mobilizing the
schools and montesori already spoke with principales.
•2. N/S , 18+ and SNC can be achieved by canvassing small
and medium enterprises in the
•area .
•3. KRG can be go through by pawning customers (already
going on)
•4. R/U target can be recovered from current account customers
and new loan customers
GAPS AS AT 12.NOV.2021

DIGI PRODUCT SUMMARY

Product Actual Budget Gap

Smart pass book 484 600 116
B App 210 600 390
POS 1 12 11
Smart Pay 38 60 22
Merchant
Smart Pay Users 240 50 190
Credit Cards 19 Rs Rs 2,400,000.00 Rs 650,000.00
1,735,000.00
3G 597 420 Acheived
•Gaps of S/P/B , S/P/Merchant, Credit Cards can be achieved

•Initial login not completed customers contacted over the phone

and completed