PROJECT TITLE

FUNDAMENTAL ANALYSIS OF IDBI BANK

SUBMITTED TO

CENTRE FOR ONLINE LEARNING

DR. D. Y. PATIL VIDYAPEETH, PUNE

SUBMITTED BY

MS. RIDDHI AVI NAIK

 INTRODUCTION TO TOPIC

 IDBI Bank, formerly known as Industrial Development Bank of India,. Established in

1964,

 Over the years, IDBI Bank has evolved into a full-fledged commercial bank, offering a
comprehensive range of banking and financial services. As of my last knowledge update
in January 2022, IDBI Bank operates with a commitment to providing innovative and
customer-centric solutions, catering to the diverse needs of individuals, businesses, and
industries.
 SCOPE OF THE STUDY

 Successful companies are constantly working in the field of customer retention,

because without customer retention it isn’t and wasn’t possible to be successful in
the long term. Currently many companies are facing an aggressive battle regarding
customer retention. This study will help IDBI to know the relinquishment level and
how to retain the customers.
 OBLECTIVES OF THE STUDY

 1. To identify the present situation of IDBI Federal Life Insurance

 2. To identify the ways to retain the customer

 RESEARCH METHODOLOGY

Research Methodology is a systematic procedure of collecting information in order to

analyse and verify a phenomenon. the collection of information is done in two principal

sources. They are as follows

1. Primary Data

2. Secondary Data
DATA ANALYSIS & INTERPRETATION

Ratio IDBI Bank Industry Average Difference

P/E Ratio 14.06 16.50 -2.44

P/B Ratio 0.67 1.20 -0.53

ROE 9.49 12.75 -3.26

ROA 1.47 1.85 -0.38

ROE Growth Rate 15.03% N/A N/A

ROA Growth Rate 11.36% N/A N/A

 SUGGESTIONS

 • Deep Dive into Growth Drivers

 Stress Test the Balance Sheet:

 Conduct a Peer Group Comparison:

 Uncover Off-Balance Sheet Risks:

 Engage with Management and Industry Experts:

 CONCLUSION

 The data were collected from the customer’s response of the IDBI Federal Life
Insurance Corporation Limited Coimbatore branch. Based on the percentage of the
customers 100 sample size was collected. The age, gender, marital statuses, educational
qualification, occupation, monthly income, were analyzed as personal information in the
questionnaire. According to the collected personal information, most of the sample
customers were young age, single, educated, higher income customers who got insurance.
According to the research the IDBI Federal Life Insurance Corporation Limited
Coimbatore have high customer relinquishment because most of the customers did not
insure out of their own interest. Parents, Friends who are working or doing their project or
internship in IDBI Federal Life Insurance wanted them to have a policy.