Financial Services

Career Cluster
Financial Literacy PACING GUIDE

Duration Unit Name

Unit Description Standard
(Weeks)
FIN-FL-1
2 Weeks Employability Skills Demonstrate employability skills required by business and industry.
Identify various forms of income, and analyze and evaluate factors that affect income as a part FIN-FL-2
2 Weeks Income of the career decision-making process
FIN-FL-3
2 Weeks Income Taxes Analyze taxes in the United States and evaluate the effect on personal income.
Develop and evaluate a spending and savings plan while applying rational decision making to FIN-FL-4
1 Weeks Banking: Saving Accounts personal spending and saving choices.
Analyze checking accounts and other banking services and explain how financial institutions FIN-FL-5
1 Weeks Banking: Checking Accounts channel funds from savers to investors.
Analyze factors that affect the choice of credit, the cost of credit, and the legal aspects of FIN-FL-6
1 Week Credit using credit.
FIN-FL-7
2 Weeks Investing Evaluate savings and investment options to meet short- and long-term goals.
Analyze laws and options available to consumers for protection from deceptive or unfair FIN-FL-8
1 Weeks Consumer Protection business practices
FIN-FL-9
1 Weeks Identity Theft Evaluate how to help deter, detect, and defend against identify theft.
FIN-FL-10
1 Weeks Loans and Lending Options Evaluate various consumer loan options and analyze factors that affect lending decisions.
Explain the principles of risk management and insurance as a strategy to protect against FIN-FL-11
2 Weeks Risk Management financial loss.
Explore how related student organizations are integral parts of career and technology FIN-FL-12
2 Weeks FBLA education courses through leadership development, school and community service projects,
entrepreneurship development, and competitive events.