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evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

Ae¨emvqx cÖwZôv‡bi wnmve


BDwbU
2
f‚wgKv
Ae¨emvqx cÖwZôvb ej‡Z †mB me cÖwZôvb‡K eySvq hv e¨emvwqK D‡Ï‡k¨ cÖwZwôZ I cwiPvwjZ nq bv| e¨emvwqK
D‡Ïk¨ ej‡Z gybvdv AR©b eySvq| myZivs †h mg¯Í cÖwZôvb gybvdv AR©‡bi D‡Ï‡k¨ µq-weµq, Drcv`b-e›Ub I
mnvqK Kvh©µ‡gi Rb¨ bq eis mgvR Kj¨vYg~jK Kv‡Ri Rb¨ cÖwZwôZ I cwiPvwjZ nq Zv‡K Ae¨emvqx cÖwZôvb
e‡j| †hgb t ¯‹zj, K‡jR, gv`ªvmv, cvVvMvi, K¬ve, gmwR`, GwZgLvbv, nvmcvZvj BZ¨vw`| gvbeRvwZi AMÖMwZ I
wkÿv-ms¯‹…wZi weKv‡ki mv‡_ mv‡_ RbKj¨vYg~jK cÖwZôvb¸‡jv we¯Ívi jvf Ki‡Q| G me cÖwZôvb mvgvwRK
Kj¨vY, Dbœqb, m„Rbkxj I we‡bv`bg~jK Kg©Kv‡Û wb‡qvwRZ _v‡K| gybvdv AR©‡bi Rb¨ cÖwZwôZ bv n‡jI
†ÿÎwe‡k‡l gybvdv‡fvMx Ae¨emvqx cÖwZôvb I i‡q‡Q| †hgb t Wv³vi, AvBbRxwe cÖf…wZ †ckvRxex‡`i cÖwZôvb|
Ae¨emvqx cÖwZôvbmg~‡ni& D‡Ïk¨ I ˆewk‡ó¨i Kvi‡Y Dnv‡`i wnmve I Avw_©K cÖwZ‡e`b ˆZix‡ZI wfbœZv i‡q‡Q|
e¨emvqx cÖwZôv‡bi gZ Rv‡e`v, LwZqvb, †iIqvwgj, jvf-‡jvKmvb wnmve BZ¨vw` e¨vcK wfwËK wnmve I
cÖwZ‡e`b cÖ‡qvRb nq bv| Ae¨emvqx cÖwZôv‡b mvaviYZt cÖvwß I cÖ`vb wnmve, wKQy cÖ‡qvRbxq LwZqvb I
wnmveKvj †k‡l Avq-e¨q wnmve I DØ„ËcÎ cÖ¯‘Z Kiv nq| †ckvRxex‡`i cÖwZôvbmg~‡niI Ae¨emvqx cÖwZôv‡bi
gZ wnmve e¨e¯’v AbymiY Kiv nq|

BDwbU mgvwßi mgq BDwbU mgvwßi m‡e©v”P mgq 2 mßvn

G BDwb‡U Av‡Q :
cvV-2.1 t Ae¨emvqx cÖwZôv‡bi msÁv, ˆewkó¨ I †kªYx wefvM
cvV-2.2 t Ae¨emvqx cÖwZôv‡bi wnmve e¨e¯’v Ges cÖvwß I cÖ`vb wnmve
cvV-2.3 t Ae¨emvqx cÖwZôv‡bi Avq-e¨q wnmve
cvV-2.4 t Ae¨emvqx cÖwZôv‡bi DØ„ËcÎ
cvV-2.5 t †ckvRxex e¨w³‡`i wnmve
cvV-2.6 t Ae¨emvqx cÖwZôv‡bi P‚ovšÍ wnmve cÖ¯‘ZKiY

GBPGmwm †cÖvMÖvg c„ôv-31


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

cvV-2.1 Ae¨emvqx cÖwZôv‡bi msÁv, ˆewkó¨ I †kªYxwefvM

D‡Ïk¨
G cvV †k‡l AvcwbÑ
 Ae¨emvqx cÖwZôv‡bi msÁv w`‡Z cvi‡eb
 Ae¨emvqx cÖwZôv‡bi ˆewkó¨ eY©bv Ki‡Z cvi‡eb
 Ae¨emvqx cÖwZôv‡bi †kªYx wefvM Ki‡Z cvi‡eb|
Ae¨emvqx cÖwZôv‡bi msÁv
†h mKj cÖwZôvb e¨emvwqK Kvh©µg Z_v µq-weµq, Drcv`b e›Ub I mnvqK Kvh©vejxi gva¨‡g gybvdv AR©‡bi
Rb¨ cÖwZwôZ I cwiPvwjZ bv n‡q RbKj¨vYg~jK Kv‡Ri Rb¨ cÖwZwôZ I cwiPvwjZ nq †m me cÖwZôvb‡K
Ae¨emvqx cÖwZôvb ejv nq| Ae¨emvqx cÖwZôvb ej‡Z H me cÖwZôvb‡K eySvq hv mvgvwRK Dbœqb, wkÿv we¯Ívi,
¯^v¯’¨ I Ab¨vb¨ †mev cÖ`vb, RbKj¨vY, m„RbkxjI we‡bv`bg~jK Kvh©µg cwiPvjbv K‡i _v‡K| †hgb t ¯‹zj,
K‡jR, gv`ªvmv, cvVvMvi, K¬ve, GwZgLvbv, nvmcvZvj, gmwR` BZ¨vw`| G mKj cÖwZôv‡bi Av‡qi Drm nj
m`m¨‡`i fwZ© wd, Puv`v, `vb, miKvix, Avav-miKvix I †emiKvix cÖwZôv‡bi Aby`vb BZ¨vw`| G‡`i †Kvb †Kvb
Kvh©µg †_‡K gybvdv AwR©Z n‡jI Zv RbKj¨v‡Y e¨q Kiv nq| mf¨Zvi AMÖMwZ I wkÿv we¯Ív‡ii mv‡_ mv‡_
gvby‡li mvgvwRK `vwqZ¡‡eva I †PZbv e„w× cv‡”Q| mgvRe× gvbyl mgwóMZ Kj¨v‡Yi D‡Ïk¨ wb‡q mvaviYZt
Ae¨emvqx cÖwZôvbmg~n M‡o Zzj‡Q| Wv³vi, cÖ‡KŠkjx, AvBbwe`, wnmvewe` cÖf…wZ †ckvRxex‡`i cÖwZôvb gybvdv
AR©‡bi Rb¨ cÖwZwôZ n‡jI e¨emvwqK Kg©Kv‡Û Ask MÖnb K‡i bv e‡j Ae¨emvqx cÖwZôv‡bi AvIZvf‚³|
AZGe Ae¨emvqx cÖwZôvb ej‡Z mvgvwRK I RbKj¨vYKi cÖwZôvb‡K eySvq hv e¨emvwqK Kvh©µg I gybvdv
AR©‡bi Rb¨ cwiPvwjZ nq bv|
Ae¨emvqx cÖwZôv‡bi ˆewkó¨ -
Ae¨emvqx cÖwZôvb †Kvb e¨emvq msµvšÍ KvR K‡i bv Ges gybvdv AR©b Kiv G RvZxq cÖwZôv‡bi D‡Ïk¨ bq|
Gme cÖwZôv‡bi we‡kl wKQy ˆewkó¨ i‡q‡Q| Ae¨emvqx cÖwZôv‡bi ˆewkó¨ wb‡¤œ eY©bv Kiv nj :
1. RbKj¨vY t Ae¨emvqx cÖwZôvb mf¨‡`i, mgv‡Ri I †`‡ki Kj¨vY mva‡b KvR K‡i|
2. Ae¨emvqx Kvh©µg t e¨emvqx Kvh©µg ej‡Z µq-weµq, Drcv`b-eÈb I mnvqK Kvh©vejx eySvq| Ae¨emvqx
cÖwZôvb e¨emvwqK Kvh©µg cwiPvjbv K‡i bv| Ae¨emvqx Kvh©µg cwiPvjbv K‡i _v‡K|
3. D‡Ïk¨ t Ae¨emvqx cÖwZôvb gybvdv AR©‡bi Rb¨ cÖwZwôZ nq bv| mvgvwRK, Dbœqb, wkÿvwe¯Ívi, †mev cÖ`vb,
m„Rbkxj I we‡bv`bg~jK Kvh© cwiPvjbvi D‡Ïk¨ Ae¨emvqx cÖwZôvb cwiPvwjZ nq|
4. e¨q wbe©vn t Ae¨emvqx cÖwZôvb mvavibZt e¨q wbe©v‡ni Rb¨ m`m¨M‡Yi Puv`v, fwZ© wd, `vb, miKvix I
†emiKvix cÖwZôv‡bi Aby`vb BZ¨vw` Drm n‡Z cÖvß A‡_©i Dci wbf©i K‡i|
5. ¯’vqx m¤ú` msMÖn t G mKj cÖwZôvb ¯’vqx m¤ú‡`i †ekxi fvM `vb I Aby`v‡bi gva¨‡g msMÖn Kiv nq|
6. m¤ú‡`i ZË¡veavb t Ae¨emvqx cÖwZôvb m¤ú` AR©b I msiÿ‡Yi †P‡q cÖvß m¤ú‡`i ZË¡veavb Kivi cÖwZ
‡ekx ¸iæZ¡ †`q|
7. cwiPvjbv t Ae¨emvqx cÖwZôvb me©ve¯’vq m`m¨‡`i wbe©vwPZ cÖwZwbwa Øviv cwiPvwjZ nq| wbe©vP‡bi †ÿ‡Î
MYZvwš¿KixwZ AbymiY Kiv nq|
8. g~jab Znwej t G mKj cÖwZôv‡bi Kvh© cwiPvjbvi cyuwR‡K ev m¤úwË I `v‡qi cv_©K¨‡K g~jab Znwej e‡j|
g~jab Znwej‡K bxU m¤úwËI ejv nq|
9. †kªYx wefvM t Ae¨emvqx cÖwZôv‡bi D‡Ïk¨ I cÖK…wZ we‡ePbv K‡i gybvdv‡fvMx I Agybvdv‡fvMx GB `yB fv‡M
fvM Kiv nq|
10. wnmve t Ae¨emvqx cÖwZôv‡bi wnmve e¨emvqx cÖwZôv‡bi wnmve c×wZ †_‡K c„_K| e¨emvqx cÖwZôv‡bi gZ
mvaviY Rv‡e`v, LwZqvb, †iIqvwgj, jvf-‡jvKmvb wnmve, DØ„ËcÎ BZ¨vw` ˆZix Kiv hvq bv| mvaviYZt cÖvwß
I cÖ`vb wnmve, Avq-e¨q wnmve I DØ„ËcÎ cÖ¯‘Z Kiv nq|

GBPGmwm †cÖvMÖvg c„ôv-32


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

Ae¨emvqx cÖwZôv‡bi †kªYxwefvM


Ae¨emvqx cÖwZôvb¸‡jvi D‡Ïk¨ I cÖK…wZ we‡ePbv K‡i G‡`i `y’fv‡M fvM Kiv hvq| h_v t

Ae¨emvqx cÖwZôvb

Agybvdv‡fvMx Ae¨emvqx cÖwZôvb gybvdv‡fvMx Ae¨emvqx cÖwZôvb


wk¶v cÖwZôvb
†ckvRxex‡`i cÖwZôvb
ag©xq cÖwZôvb
Gb.wR.I
nvmcvZvj I `vZe¨ cÖwZôvb
`vwi`ª we‡gvPb I c~b©evmb
cÖwZôvb
mgvRKj¨vYg~jK cÖwZôvb
we‡bv`bg~jK cÖwZôvb
†mev`vbKvix cÖwZôvb
Gb.wR.I

wb‡P Ae¨emvqx cÖwZôv‡bi †kªYx wefvM ms‡ÿ‡c eY©bv Kiv nj t


1. Agybvdv‡fvMx Ae¨emvqx cÖwZôvb t †h mg¯Í Ae¨emvqx cÖwZôvb µq-weµq, Drcv`b eÈb I mnvqK
Kvh©vejxi gva¨‡g gybvdv AR©‡bi Rb¨ cÖwZwôZ I cwiPvwjZ nq bv eis †mev`vb I RbKj¨v‡Yi Rb¨ wb‡ew`Z
Zv‡`i Agybvdv‡fvMx Ae¨emvqx cÖwZôvb e‡j| Agybvdv‡fvMx Ae¨emvqx cÖwZôv‡bi mswÿß weeiY wb‡¤œ †`qv
nj t
K. wkÿv cÖwZôvb t g³e, ¯‹zj, K‡jR, gv`ªvmv, wek¦we`¨vjq BZ¨vw` wkÿv cÖwZôv‡bi D`vniY| Ziæb, wK‡kvi I
hyeK‡`i wkwÿZ Kiv Zv‡`i Ávb-fvÛvi, Ávb, weÁvb I cÖhyw³‡Z mg„× Kivi gva¨‡g wkwÿZ Rbkw³‡K
gvbe m¤ú‡` iƒcvšÍi KivB G me cÖwZôv‡bi jÿ¨|
L. ag©xq cÖwZôvb t gmwR`, gw›`i, MxR©v, c¨v‡MvWv BZ¨vw` cÖwZôvb‡K ag©xq cÖwZôvb e‡j| G RvZxq Ae¨emvqx
cÖwZôv‡bi hveZxq Kg©KvÛ gvby‡li Kj¨v‡Yi Rb¨ cwiPvwjZ nq| G‡`i ms¯ú‡k© gvbyl mªóvI m„wó m¤ú‡K©
m‡PZb nq Ges kvwšÍ wcÖq I myk„sLj Rxe Z_v Avkivdzj gvLjyKvZ cwiYZ nq|
M. nvmcvZvj I `vZe¨ cÖwZôvb t nvmcvZvj, wK¬wbK, bvwm©s‡nvg, `vZe¨ wPwKrmv‡K›`ª cÖf…wZ G †kªYx‡Z c‡o| G
mKj cÖwZôvb Amnvq I Amy¯’ gvbyl‡K ¯^v¯’¨ †mev cÖ`vb K‡i _v‡K|
N. `vwi`ª we‡gvPb I c~b©evmb cÖwZôvb t †iW µm, †iW wµ‡m›U †mvmvBwU, e‡qR ¯‹vDU, gymwjg GBW, iv‡eZv
Avj‡g Bmjvgx BZ¨vw` G †kªYxi AvIZvf‚³| eb¨v, Rj”Qvm, N~wY©So, f‚wgK¤ú, gnvgvix, hy×, `v½v BZ¨vw`i
Kvi‡Y A‡bK mgq gvbyl M„nnviv I Amnvq n‡q c‡o| Giƒc Ae¯’vq GB †kªYxi Ae¨emvqx cÖwZôvb JlacÎ,
ÎvY mvgMÖx I M„nvq‡bi e¨e¯’v K‡i _v‡K|
O. mgvRKj¨vYg~jK cÖwZôvb t GwZgLvbv, feNy‡i Avkªq‡K›`ª, AÜKj¨vY mwgwZ, gmwR` wgkb, jvqÝ K¬ve
BZ¨vw` cÖwZôvb mgvR Kj¨vYg~jK Kvh©vejx cwiPvjbv K‡i _v‡K|
P. we‡bv`bg~jK cÖwZôvb t K¬ve, mvwnZ¨ ms¯’v, µxov ms¯’v, mvs¯‹…wZK msMVb BZ¨vw` we‡bv`bg~jK Kvh©µg
cwiPvjbv K‡i _v‡K|
Q. Gb.wR.I t eZ©gvb hy‡M Dbœqbkxj †`kmg~‡n wKQy GbwRI (†emiKvix cÖwZôvb) †hgb t AvMvLvb Dbœqb
Znwej, AvÄygv‡b gwd`yj Bmjvg, AvwÏb, †Kqvi, wmWv BZ¨vw` cÖwZôvb Agybvdv‡fvMx Ae¨emvqx cÖwZôvb
wn‡m‡e KvR Ki‡Q|
2. gybvdv‡fvMx Ae¨emvqx cÖwZôvb t †h me Ae¨emvqx cÖwZôvb µq-weµq, Drcv`b-eÈb BZ¨vw` e¨emvqx
Kg©Kv‡Û wb‡qvwRZ bv n‡qI gybvdv AR©‡bi Rb¨ cÖwZwôZ I cwiPvwjZ nq Zv‡`i gybvdv‡fvMx Ae¨emvqx

GBPGmwm †cÖvMÖvg c„ôv-33


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

cÖwZôvb e‡j| †hgb t bvwm©s †nvg, wnmvewe` msN, eª¨vK BZ¨vw`| G‡`i‡K Avevi `y’fv‡M fvM Kiv hvq| wb‡¤œ
eY©bv †`Iqv nj t
K. †ckvRxex‡`i cÖwZôvb t G RvZxq Ae¨emvqx cÖwZôvb e¯‘MZ †jb‡`b K‡i bv wKš‘ †ckvMZ †mev I civgk©
cÖ`v‡bi gva¨‡g gybvdv AR©b K‡i Ges AwR©Z gybvdv †fvM K‡i| †hgb t AvBbRxwe, cÖ‡KŠkjx, wnmvewe`,
Wv³vi BZ¨vw` †ckvRxex‡`i cÖwZôvb|
L. Gb.wR.I t eª¨vK, Avkv, cÖwkKv, gvBWvm BZ¨vw` GbwRI wKQyUv †mevi cvkvcvwk gybvdv AR©b K‡i _v‡K|
we‡`kx mvnv‡h¨ ms¯’v I Ab¨vb¨ cÖwZôvb †_‡K Aí my‡` Znwej msMÖn K‡i Ges †ekx my‡` Mixe gvbyl‡`i avi
†`q I Ab¨vb¨ A_©‰bwZK cÖK‡í Ask MÖnb K‡i|

mvims‡ÿc:
†h mKj cÖwZôvb µq-weµq, Drcv`b-eÈb I mnvqK e¨emvqx Kvh©vejxi gva¨‡g gybvdv AR©‡bi Rb¨ bq eis
RbKj¨v‡Yi Rb¨ cÖwZwôZ I cwiPvwjZ nq Zv‡`i Ae¨emvqx cÖwZôvb e‡j| Gme cÖwZôvb m`m¨‡`i Puv`v, `vb I
Aby`v‡bi gva¨‡g cÖvß A‡_© cwiPvwjZ nq| m`m¨‡`i wbe©vwPZ cÖwZwbwa cwiPvjbv K‡i _v‡K| D‡Ïk¨ I cÖK…wZi
wfwˇZ Ae¨emvqx cÖwZôvb‡K Agybvdv‡fvMx I gybvdv‡fvMx Ae¨emvqx cÖwZôvb GB `yB fv‡M fvM Kiv hvq|

cv‡VvËi g~j¨vqb 2.1


‰be©¨w³K cÖkœ
1. †h mKj cÖwZôvb e¯‘MZ †jb‡`b K‡i gybvdv AR©‡bi Rb¨ cwiPvwjZ bq Zv‡`i e‡j
K. e¨emvqx cÖwZôvb L. Ae¨emvqx cÖwZôvb M. Agybvdv‡fvMx cÖwZôvb N. †mevg~jK cÖwZôvb|
2. †Kvb&wU Ae¨emvqx cÖwZôv‡bi KvR bv?
K. wkÿv we¯Ívi L. gvbeZvi †mev M. Ava¨vwÍK †PZbv RvMv‡bv N. µq-weµq|
3. †Kvb&wU Ae¨emvqx cÖwZôv‡bi KvR?
K. wPË we‡bv`b L. RbKj¨vY M. ¯^v¯’¨ †mev N. me¸‡jvB|
4. †Kvb&wU Ae¨emvqx cÖwZôv‡bi Av‡qi Drm?
K. m`m¨M‡Yi fwZ© wd L. m`m¨M‡Yi Puv`v M. wewfbœ e¨w³i `vb N. me¸‡jvB|
5. †Kvb&wU Ae¨emvqx cÖwZôv‡bi Av‡qi Drm bq?
K. FY MÖnY L. `vb MÖnY M. miKvix `vb N. †emiKvix `vb|
6. †Kvb&wU mZ¨ bq?
K. Ae¨emvqx cÖwZôvb ¯’vqx m¤ú` Aby`v‡bi gva¨‡g msMÖn K‡i
L. Ae¨emvqx cÖwZôvb gybvdv AR©‡bi Rb¨ cÖwZwôZ n‡Z cv‡i
M. Ae¨emvqx cÖwZôvb e¨emv mnvqK Kvh©vejx cwiPvjbv Ki‡Z cv‡i
N. Ae¨emvqx cÖwZôv‡bi bxU m¤úwˇK g~jab Znwej e‡j|
7. †KvbwU Agybvdv‡fvMx Ae¨emvqx cÖwZôvb bq?
K. wnmvewe‡`i cÖwZôvb L. ag©xq cÖwZôvb M. wkÿv cÖwZôvb N. we‡bv`bg~jK cÖwZôvb|
8. Ae¨emvqx cÖwZôv‡bi Av‡qi cÖavb Drm-
i. weµq ivR¯^ ii. m`m¨‡`i Puv`v iii. ‡mev cÖ`vb ivR¯^
K. i L. ii M. iii N. i, ii I iii
9. Ae¨emvqx cÖwZôvb cwiPvwjZ I wbqwš¿Z nq-
i. Mfwb©s ewW Øviv ii. Uªvw÷ †evW© Øviv iii. e¨e¯’vcbv KwgwU Øviv
K. i L. iii M. ii N. i, ii I iii
iPbvg~jK cÖkœ
1. Ae¨emvqx cÖwZôvb ej‡Z wK eySvq?
2. Ae¨emvqx cÖwZôv‡bi ˆewkó¨ eY©bv Kiæb|
3. Ae¨emvqx cÖwZôv‡bi †kªYxwefvM eY©bv Kiæb|

GBPGmwm †cÖvMÖvg c„ôv-34


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

cvV-2.2 Ae¨emvqx cÖwZôv‡bi wnmve e¨e¯’v Ges cÖvwß I cÖ`vb wnmve

D‡Ïk¨
G cvV †k‡l AvcwbÑ
 Ae¨emvqx cÖwZôv‡bi wnmve e¨e¯’vi cÖ‡qvRb I cÖK…wZ eY©bv Ki‡Z cvi‡eb
 cÖvwß I cÖ`vb wnmv‡ei msÁv, ˆewkó¨ I myweav eY©bv Ki‡Z cvi‡eb
 cÖvwß I cÖ`vb wnmv‡ei †WweU I †µwWU AvB‡Ugmg~n wPwýZ Ki‡Z cvi‡eb
 cÖvwß cÖ`vb wnmve cÖ¯‘Z Ki‡Z cvi‡eb|
Ae¨emvqx cÖwZôv‡bi wnmve e¨e¯’vi cÖ‡qvRb I cÖK…wZ
A‡b‡K e‡j _v‡Kb Ae¨emvqx cÖwZôv‡bi Avevi wnmve msiÿ‡Yi cÖ‡qvRb wK? KviY, Ae¨emvqx cÖwZôvb‡Zv gybvdv
AR©‡bi Rb¨ e¨emv evwYR¨ K‡i bv| Dˇi ejv hvq †h, RbKj¨v‡Yi †h gnvb D‡Ïk¨ wb‡q Ae¨emvqx cÖwZôvb
cÖwZwôZ I cwiPvwjZ nq Zv ev¯Íevq‡bi Znwej AvÍmvZ, RvwjqvwZ I ZQiƒc cÖwZ‡iva Ges ¯^”QZv I mZZv
wbwðZ Kivi Rb¨ cÖwZwU †jb‡`‡bi wnmve ivLv cÖ‡qvRb| ZvQvov, wbw`©ó Zvwi‡L bM` Znwe‡ji cwigvY, Av‡qi
cwigvY, e¨‡qi AsK, Znwe‡ji cÖ‡qvRb, DØ„Ë bM‡`i jvfRbK wewb‡qvM, m¤ú`, `vq, g~ja‡bi cwigvY BZ¨vw`
Rvbvi Rb¨ wnmve msiÿY Acwinvh©|
e¨emvqx I Ae¨emvqx Dfq cÖKvi cÖwZôv‡bi wnmve `y’Zidv `vwLjv c×wZ Abymv‡i msiÿY Kiv nq| Z‡e †QvU
†QvU Ae¨emvqx cÖwZôv‡b e¨vcKwfwËK `y’Zidv `vwLjv c×wZ cÖ‡qvM Kiv nq bv| ZvQvov, P‚ovšÍ wnmve cÖ¯‘‡Zi
mgq Dfq cÖKvi cÖwZôv‡b wfbœ c×wZ AbymiY Kiv nq| Ae¨emvqx cÖwZôvb †Kvb e¯‘MZ cY¨ µq-weµq K‡i bv
weavq wnmveKvj †k‡l µq-weµq I jvf-‡jvKmvb wnmve cÖ¯‘Z K‡i bv| RbKj¨vYg~jK Kvh©vejx cwiPvjbvi Rb¨
wewfbœ Drm †_‡K bM` A_© †c‡q _v‡K Ges Zv cÖ‡qvRbxq wewfbœ Lv‡Z e¨q K‡i _v‡K|
hveZxq bM` cÖvwß I cÖ`vb wjwce× Kivi Rb¨ Ae¨emvqx cÖwZôvb bM`vb eB‡qi weKí cÖvwß I cÖ`vb wnmve cÖ¯‘Z
K‡i _v‡K| wewfbœ Znwej I m¤úwËi Rb¨ c„_K c„_K LwZqvb wnmveI miÿY K‡i| eQi †k‡l gybvdvRvZxq Avq-
e¨‡qi `dvmg~n wb‡q Avq-e¨q wnmve cÖ¯‘Z K‡i AvqvwZwi³ e¨q ev e¨vqvwZwi³ Avq wbY©q K‡i| GQvov DØ„ËcÎ
cÖ¯‘Z K‡i cÖwZôv‡bi mvwe©K Avw_©K Ae¯’v cÖ`k©b K‡i _v‡K| myZivs Ae¨emvqx cÖwZôv‡bi P‚ovšÍ wnmve g~jZt
`y’wU wnmve I GKwU weeiYxi gva¨‡g cÖ¯‘Z Kiv nq| h_v-
1. cÖvwß I cÖ`vb wnmve (Receipts and Payments Account)
2. Avq-e¨q wnmve (Income and Expenditure Account)
3. DØ„ËcÎ (Balance Sheet)
cÖvwß I cÖ`vb wnmv‡ei msÁv
†Kvb wbw`©ó mg‡q Ae¨emvqx cÖwZôv‡bi wewfbœ cÖKvi bM` Av`vb-cÖ`vb msµvšÍ †jb‡`bmg~n mvwR‡q †h wnmve cÖ¯‘Z Kiv nq
Zv‡K cÖvwß I cÖ`vb wnmve e‡j| Ae¨emvqx cÖwZôvbmg~n gybvdv AR©‡bi Rb¨ e¨emv-evwY‡R¨ wjß bv n‡jI wewfbœ Drm †_‡K
bM` UvKv cvq Ges wewfbœ e¨‡qi Lv‡Z cÖ`vb K‡i _v‡K| G mKj bM` cÖvwß I cÖ`vb mswÿßvKv‡i †kªYxe× K‡i cÖvwß I
cÖ`vb wnmv‡e wjwce× Kiv nq| myZivs cÖvwß I cÖ`vb wnmve Ges e¨emvqx cÖwZôv‡bi bM`vb eB GKB cÖK…wZi| GwU
Ae¨emvqx cÖwZôv‡bi P‚ovšÍ wnmv‡ei cÖ_g avc| mKj cÖKvi bM` cÖvwß I cÖ`vb msµvšÍ †jb‡`b wb‡q G wnmve cÖ¯Z ‘ Kiv
nq| G wnmve n‡Z wbw`©ó mg‡qi cÖvwß I cÖ`v‡bi cwigvY Ges bM` Znwe‡ji cwigvY Rvbv hvq|
cÖvwß I cÖ`vb wnmve cÖ¯‘Z cÖYvjx
cÖvwß I cÖ`vb wnmve cÖ¯‘‡Zi mgq wk‡ivbv‡g cÖwZôv‡bi bvg, Zvi wb‡P cÖwß I cÖ`vb wnmve Ges Zvi wb‡P mgq D‡jøL Ki†Z
nq| G wnmv‡e †WweU I †µwWU GB `y’wU w`K _v‡K| Gi †WweU ev †µwWU w`‡K Zvwi‡Li Ni _v‡K bv| cÖviw¤¢K bM` Znwej
I e¨vsK Rgv †WweU w`‡K wj‡L cÖvwß I cÖ`vb wnmv‡ei KvR Avi¤¢ Kiv nq| Gici mKj cÖKvi bM` cÖvwß †WweU cv‡k Ges
mKj cÖKvi cÖ`vb †µwWU cv‡k wjwce× Kiv nq| D‡jøL¨, gybvdv I g~jabRvZxq Dfq cÖKvi bM`/‡PK cÖvwß I cÖ`vb GB
wnmv‡e AšÍf©~³ Kiv nq| Avi †h‡nZz bM` cÖ`vb bM` cÖvwßi †P‡q †ekx n‡Z cv‡i bv ZvB cÖvwß I cÖ`vb wnmve bM`vb
eB‡qi gZ memgq †WweU DØ„Ë cÖKvk K‡i hv bM` Znwe‡ji mgcwigvY|

GBPGmwm †cÖvMÖvg c„ôv-35


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

cÖvwß I cÖ`vb wnmv‡ei bgybv


evwoaviv msN
cÖvwß I cÖ`vb wnmve
2016 mv‡ji 31†k wW‡m¤^i Zvwi‡L mgvß eQ‡ii Rb¨
†Wt †µt
cÖvwß UvKv cÖ`vb UvKv
cÖviw¤¢K DØ„Ë t ‡eZb/gRyix/m¤§vbx
bM` Znwej *** m¤úv`‡Ki m¤§vbx
e¨vsK Rgv *** †evbvm/DrmefvZv
fwZ© wd gwbnvwi
Puv`v cÖvwß Qvcv
weMZ eQ‡ii Puv`v *** fvov
PjwZ eQ‡ii Puv`v *** †givgZ I iÿYv‡eÿb
AMÖxg cÖvß Puv`v *** WvK I Zvi
Aby`vb/`vb cvwb I we`y¨r
DBjK…Z m¤úwË& msev`cÎ I mvgwqKx µq
AvRxeb mf¨ Puv`v eB µq
LvRbv, Ki I AwfKi
jKvi fvov/nj fvov cÖvwß Lv`¨ I cvbxq µq
LvRbv/Ki cÖPvi I weÁvcb
wewb‡qvM/mÂqcÎ/FY †_‡K my` mfv/‡mwgbvi/Abyôvb e¨q
Uzb©v‡g›U/‡Ljayjv eve` wd `vb/mvnvh¨ cÖ`vb
Av‡jvPbv/e³…Zv n‡Z cÖvwß evrmwiK †fvR/Avc¨vqb e¨q
Pv Pµ/ eb‡fvRb/evwl©K †fvRGi Rb¨ cÖvwß w`em cvjb LiP
cyivZb m¤úwË weµq `y¯’ c~b©evmb/ÎvY weZiY e¨q
hš¿cvwZ *** m`m¨ Kj¨vY e¨q
AvmevecÎ *** hš¿cvwZ/AvmevecÎ µq
miÄvg BZ¨vw` *** miÄvgvw` µq
cyivZb Le‡ii KvMR weµq ms¯’vcb I Dbœqb e¨q
cÖvß FY †Ljvayjv/Uzb©v‡g›U e¨q
†gqv` c~wZ©‡Z wewb‡qv‡Mi A_© cÖvwß exgv †mjvgx
Lv`¨ mvgMÖx I cvbxq weµq B-‡gBj LiP
Abyôv‡bi wU‡KU weµq Awdm LiP
g¨vMvwRb weµq wewea LiP
g¨vMvwR‡b weÁvcb mgvcbx DØ„Ë
wewea cÖvwß bM`
e¨vsK Rgv

GBPGmwm †cÖvMÖvg c„ôv-36


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

cÖvwß I cÖ`vb wnmv‡ei ˆewkó¨


cÖvwß I cÖ`vb wnmv‡ei †h mg¯Í ˆewkó¨ cwijwÿZ nq Zv wb¤œiƒc t
1. cÖviw¤¢K DØ„Ë t bM`vb eB‡qi gZ cÖviw¤¢K nv‡Z bM` I e¨vsK Rgv DØ„Ë wb‡q cÖvwß I cÖ`vb wnmv‡ei KvR ïiæ nq|
2. bM` I †PK cÖvwß t bM‡` ev †P‡K mKj cÖvwß I wnmv‡ei †WweU cv‡k †jLv nq|
3. bM` I †PK cÖ`vb t bM‡` ev †P‡K mKj cÖ`vb I wnmv‡ei †µwWU cv‡k †jLv nq|
4. e‡Kqv cÖvwß I cÖ`vb t weMZ eQ‡ii e‡Kqv Avq cÖvwß ev e¨q cÖ`vb Kiv n‡j Zv G wnmv‡e AšÍf©y³ Kiv nh|
5. AMÖxg cÖvwß ev cÖ`vb t cieZ©x eQ‡ii Avq AMÖxg cÖvß n‡j ev e¨q AMÖxg cÖ`Ë n‡j Zv G wnmv‡e wjwce× Kiv nq|
6. AbM` †jb‡`b t AbM` †jb‡`b †hgbt AePq, GB wnmv‡e AšÍf‚©³ Kiv nq bv|
7. m¤úwËevPK wnmve t GwU GKwU m¤úwËevPK wnmve Ges memgq †WweU DØ„Ë cÖ`k©b K‡i|
8. gybvdv I g~jabRvZxq †jb‡`b t g~jab I gybvdvRvZxq mKj bM` †jb‡`b GB wnmv‡e wjwce× Kiv nq|
9. bM` cÖevn t G wnmve †_‡K ‡Kvb wbw`©ó mg‡qi bM` A‡_©i AvšÍtcÖevn I ewntcÖevn m¤^‡Ü Rvbv hvq|
10. mgvcbx DØ„Ë t wbw`©ó mgq †k‡l mgvcbx bM` Znwej I e¨vsK Rgvi DØ„Ë wbY©‡qi gva¨‡g cÖvwß I cÖ`vb
wnmv‡ei KvR †kl nq|

cÖvwß I cÖ`vb wnmv‡ei myweav


cÖvwß I cÖ`vb wnmv‡ei myweav¸‡jv wb‡P †`Iqv nj t
1. bM` Av‡qi cwigvY t cÖvwß I cÖ`vb wnmve †_‡K Ae¨emvqx cÖwZôv‡bi †Kvb wbw`©ó mg‡qi bM` Av‡qi
cwigvY Rvbv hvq|
2. bM` e¨‡qi cwigvY t G wnmve †_‡K Ae¨emvqx cÖwZôv‡bi wbw`©ó mg‡qi bM` e¨‡qi cwigvY Rvbv hvq|
3. Av‡qi Drm t G wnmve †_‡K Ae¨emvqx cÖwZôv‡bi Av‡qi Drm m¤ú‡K© Rvbv hvq Ges †Kvb Drm KZ Avq
n‡q‡Q Zv we‡kølY K‡i Avq e„w×i c`‡ÿc MÖnY Kiv hvq|
4. e¨‡qi LvZ t G wnmve n‡Z e¨‡qi LvZmg~n Ges †Kvb Lv‡Z KZ e¨q n‡q‡Q Zv Rvbv hvq Ges Zv we‡kølY
K‡i e¨q wbqš¿Y Ges Avq Abyhvqx e¨q mxwgZ ivLvi e¨e¯’v MÖnY Kiv hvq|
5. Avq-e¨q Zzjbv I we‡kølY t wewfbœ e‡l©i cÖvwß I cÖ`vb wnmve †_‡K Avq-e¨q Zzjbv I we‡kølY c~e©K fwel¨Z
wm×všÍ MÖnY Kiv hvq|
6. g~jab I gybvdvRvZxq cÖvwß I cÖ`vb t G wnmve n‡Z g~jab I gybvdvRvZxq cÖ`vb I cÖvwß msµvšÍ Z_¨ cvIqv hvq|
7. FY MÖnY ev wewb‡qvM t cÖvwßi †P‡q cÖ`vb †ekx n‡j FY MÖnY ev AwZw³ A_© nv‡Z _vK‡j wewb‡qvM wm×všÍ
MÖn‡Y I wnmve mnvqZv K‡i|
8. Kvh©µg g~j¨vqb t G wnmve Ae¨emvqx cÖwZôv‡bi Kvh©µg g~j¨vqb Z_v mvdj¨ ev e¨_©Zv wbY©‡q Z_¨ cÖ`vb K‡i|
9. nv‡Z bM` I e¨vsK Rgv t G wnmve †_‡K nv‡Z bM` I e¨vsK Rgvi cwigvY Rvbv hvq|
10. Avq-e¨q wnmve I DØ„ËcÎ cÖ¯‘Z t cÖvwß I cÖ`vb wnmve Z_¨ cÖ`vb K‡i Avq-e¨q wnmve I DØ„ËcÎ cÖ¯‘‡Z
mvnvh¨ K‡i|

cÖvwß I cÖ`vb wnmve Ges bM`vb eB‡qi cv_©K¨


Ae¨emvqx cÖwZôv‡bi cÖvwß I cÖ`vb wnmve Ges e¨emvqx cÖwZôv‡bi bM`vb eB‡qi g‡a¨ wewfbœ wel‡q wgj _vK‡jI
G‡`i g‡a¨ KZ¸wj †gŠwjK cv_©K¨ cwijwÿZ nq| cv_©K¨¸wj wb‡P †`qv nj t

GBPGmwm †cÖvMÖvg c„ôv-37


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

µwgK cv_©‡K¨i welq cÖvwß I cÖ`vb wnmve bM`vb eB


1. msÁv Ae¨emvqx cÖwZôvb wbw`©ó mgq †k‡l e¨emvqx cÖwZôvb ˆ`bw›`b bM` †jb‡`b
bM` cÖvwß I cÖ`vb msµvšÍ †jb‡`b †h wnmve eB‡Z wjwce× K‡i Zv‡K
mswÿß AvKv‡i mvwR‡q †h wnmve cÖ¯‘Z bM`vb eB e‡j|
K‡i Zv‡K cÖvwß I cÖ`vb wnmve e‡j|
2. wnmve wjLb †Kvb wbw`©ó mg‡qi bM` cÖvwß GB wnmv‡ei bMi cÖvwß I cÖ`vb ZvwiL Abyhvqx
†WweU w`‡K Ges bM` cÖ`vb †µwWU w`‡K bM`vb eB‡Z †WweU I †µwWU cv‡k
†jLv nq| †Kvb Zvwi‡Li Ni _v‡K bv| †jLv nq| Aek¨B Zvwi‡Li Ni _vK‡e|
3 `y’Zidv `vwLjv G wnmv‡ei †ÿ‡Î me©`vB `y’Zidv `y’Zidv `vwLjv c×wZ eva¨Zvg~jKfv‡e
c×wZ `vwLjv c×wZ AbymiY Kiv m¤¢e nq bv| AbymiY Kiv nq|
4. D‡Ïk¨ †Kvb mg‡qi bM` cÖvwß I cÖ`v‡bi cwigvY ˆ`bw›`b bM` †jb‡`‡bi wnmve ivLv
wbY©q Ges cwiPvjbv cl©‡`i mfvq Ges cÖvZ¨wnK bM` wbY©‡qi Rb¨ bM`vb
Dc¯’vc‡bi Rb¨ G wnmve cÖ¯‘Z Kiv nq| eB msiÿY Kiv nq|
5. eva¨evaKZv Ae¨emvqx cÖwZôvb Qvov Ab¨ †Kvb e¨emvqx cÖwZôv‡bi Rb¨ bM`vb eB
cÖwZôv‡bi Rb¨ G wnmve eva¨Zvg~jK bq| msiÿY Kiv eva¨Zvg~jK|
6. djvdj bM` cÖvwß I cÖ`v‡bi cwigvY Ges ˆ`bw›`b bM` DØ„‡Ëi cwigvY Rvbv hvq
cÖviw¤¢K I mgvcbx bM` Znwej I e¨vsK Ges bM` wbqš¿Y Kiv m¤¢e nq|
Rgvi cwigvY Rvbv hvq|

cÖvwß I cÖ`vb wnmv‡ei D`vniY


D`vniY-1 t
†kLcvov Dbœqb K¬v‡ei 2016 mv‡ji 31 †k wW‡m¤^i Zvwi‡L mgvß erm‡ii Rb¨ wb¤œwjwLZ Z_¨vejx †`Iqv nj:

UvKv
bM` Znwej (Rvbyqvwi 1,2016) 5,000
Puv`v cÖvwß t
2015 5,000
2016 30,000
2017 2,000
fwZ© wd 2,900
Aby`vb cÖvwß 42,500
Le‡ii KvMR I mvgwqKx µq 3,300
gwbnvwi 2,700
miKvwi FY cÎ µq 30,000
bvU¨vwfbq eve` LiP 19,200
wUwKU weµq 37,800
†eZb cÖ`vb 23,000
Qvcv LiP 3,700
Avc¨vqb LiP 19,000
nj fvov eve` LiP 5,000
wewea LiP 2,300
eB µq 9,000

GBPGmwm †cÖvMÖvg c„ôv-38


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

Ab¨vb¨ Z_¨vejx t
fvov 1,400 UvKv AcÖ`Ë Av‡Q; †eZb 3,000 UvKv e‡Kqv Av‡Q; Aby`vb m¤ú~Y© gybvdvRvZxq Avq; cÿvšÍ‡i fwZ©
wd m¤ú~b© g~jabRvZxq MY¨ Ki‡Z n‡e|
KiYxq :
K. Ae¨emvqx cÖwZôvb wK?
L. cÖvwß cÖ`vb wnmv‡ei 4wU ˆewkó¨ wjLyb?
M. DwÏc‡Ki Z_¨¸‡jv w`‡q cÖvwß-cÖ`vb wnmve cÖ¯‘Z Kiæb|
mgvavb t
K. †h mKj cÖwZôvb e¨emvwqK Kvh©µg Z_v µq-weµq, Drcv`b e›Ub I mnvqK Kvh©vejxi gva¨‡g gybvdv
AR©‡bi Rb¨ cÖwZwôZ I cwiPvwjZ bv n‡q RbKj¨vYg~jK Kv‡Ri Rb¨ cÖwZwôZ I cwiPvwjZ nq †m me
cÖwZôvb‡K Ae¨emvqx cÖwZôvb ejv nq|
L.
1. cÖviw¤¢K DØ„Ë t bM`vb eB‡qi gZ cÖviw¤¢K nv‡Z bM` I e¨vsK Rgv DØ„Ë wb‡q cÖvwß I cÖ`vb wnmv‡ei KvR ïiæ nq|
2. bM` I †PK cÖvwß t bM‡` ev †P‡K mKj cÖvwß I wnmv‡ei †WweU cv‡k †jLv nq|
3. bM` I †PK cÖ`vb t bM‡` ev †P‡K mKj cÖ`vb I wnmv‡ei †µwWU cv‡k †jLv nq|
4. e‡Kqv cÖvwß I cÖ`vb t weMZ eQ‡ii e‡Kqv Avq cÖvwß ev e¨q cÖ`vb Kiv n‡j Zv G wnmv‡e AšÍf©y³ Kiv nq|
M.
†kLcvov Dbœqb K¬ve
cÖvwß I cÖ`vb wnmve
wW‡m¤^i 31, 2016
†WweU †µwWU
cÖvwßmg~n UvKv cÖ`vbmg~n UvKv
bM` Znwej Rvby. 1,2016 5,000 Le‡ii KvMR I mvgwqKx µq 3,300
Puv`v cÖvwß t gwbnvwi 2,700
2015 5,000 miKvix FYcÎ µq 30,000
2016 30,000 bvU¨vwfbq eve` LiP 19,200
2017 2,000 37,000 †eZb cÖ`vb 23,000
fwZ© wd 2,900 Qvcv LiP 3,700
Aby`vb 42,500 Avc¨vqb LiP 19,000
wUwKU weµq 37,800 nj fvov eve` LiP 5,000
wewea LiP 2,300
eB µq 9,000
DØ„Ë (31-12-16) 8,000
1,25,200 1,25,200

mvims‡ÿc:
Ae¨emvqx cÖwZôv‡bi Znwej AvÍmvZ, RvwjqvwZ I ZQiƒc cÖwZ‡iva I ¯^”QZv I mZZv wbwðZ Kivi Rb¨ wnmve
msiÿY Kiv Acwinvh©| †QvU cÖwZôv‡b ev me‡ÿ‡Î e¨vcKwfwËK `y’Zidv `vwLjv c×wZ AbymiY m¤¢e nq bv|
Ae¨emvqx cÖwZôv‡bi mKj †jb‡`b wjwce× Kiv nq Ges m¤úwË I ¸iæZ¡c~Y© wel‡qi LwZqvb wnmve ivLv nq|
P‚ovšÍ wnmv‡ei Rb¨ cÖvwß I cÖ`vb wnmve, Avq-e¨q wnmve I DØ©Z cÎ cÖ¯‘Z Kiv nq| wbw`©ó mg‡qi bM` cÖvwß I
cÖ`vbmg~n wb‡q †h wnmve cÖ¯‘Z Kiv nh Zv‡K cÖvwß I cÖ`vb wnmve e‡j| G wnmve e¨emvqx cÖwZôv‡bi bM`vb
eB‡qi gZ n‡jI G‡`i g‡a¨ †gŠwjK cv_©K¨ we`¨gvb| G wnmv‡ei gva¨‡g bM` cÖvwß I cÖ`v‡bi wnmve ivLv I
bM` wbqš¿Y Kiv hvq|

GBPGmwm †cÖvMÖvg c„ôv-39


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

cv‡VvËi g~j¨vqb 2.2

‰be©¨w³K cÖkœ
1. †KvbwU Ae¨emvqx cÖwZôv‡bi wnmve msiÿ‡Yi cÖ‡qvRbxqZv?
K. †jb‡`‡bi †iKW© ivLv L. Znwej ZQiƒc cÖwZ‡iva Kiv
M. mZZv I ¯^”QZv wbwðZ Kiv N. me¸‡jvB|
2. †KvbwU mZ¨ bq?
K. e¨emvqx I Ae¨emvqx cÖwZôvb `y’Zidv `vwLjv c×wZ AbymiY K‡i
L. †QvU Ae¨emvqx cÖwZôvb e¨vcK wfwËK `y’Zidv `vwLjv c×wZ AbymiY K‡i bv
M. e¨emvqx I Ae¨emvqx cÖwZôvb wfbœ c×wZ‡Z P‚ovšÍ wnmve cÖ¯‘Z K‡i
N. Ae¨emvqx cÖwZôvb µq-weµq I jvf‡jvKmvb wnmve cÖ¯‘Z K‡i|
3. †Kvb&wU Ae¨emvqx cÖwZôv‡bi P‚ovšÍ wnmv‡ei Ask bq?
K. cÖvwß I cÖ`vb wnmve L. Avq-e¨q wnmve
M. jvf ‡jvKmvb wnmve N. DØ„ËcÎ|
4. Ae¨emvqx cÖwZôv‡bi wewfbœ cÖKvi bM` Av`vb-cÖ`vb msµvšÍ †jb‡`b mvwR‡q †h wnmve cÖ¯‘Z Kiv nq Zv‡K e‡j-
K. cÖvwß I cÖ`vb wnmve L. cÖvwß I cÖ`vb eB
M. bM`vb wnmve N. bM`vb eB|
5. cÖvwß I cÖ`vb wnmv‡e †Kvb&wU D‡jøL Kiv nq bv?
K. †h mg‡qi wnmve L. †WweU I †µwWU w`K
M. †WweU I †µwWU w`‡K UvKvi Ni N. †WweU I †µwWU w`‡K Zvwi‡Li Ni|
6. cÖvwß I cÖ`vb wnmv‡e †Kvb&wU Kiv nq bv?
K. cÖvwß I cÖ`vb ZvwiL Abyhvqx wjwce× KiY
L. e‡Kqv I AMÖxg Avq cÖvwß wnmvef‚³KiY
M. g~jab I gybvdvRvZxq cÖvwß I cÖ`vb wnmvef‚³KiY
N. mgvcbx bM` Znwej I e¨vsK Rgv wbY©q Kib|
7. †Kvb&wU cÖvwß I cÖ`vb wnmv‡ei myweav bq?
K. bM` Znwej I e¨vsK Rgvi cwigvY Rvbv hvq
L. gybvdv ev ÿwZi cwigvY wbY©q Kiv hvq
M. Avq-e¨q Zzjbv I we‡kølY Kiv hvq
N. Avq-e¨q wnmve I DØ„Ë c‡Îi Rb¨ Z_¨ cvIqv hvq|
8. Ae¨emvqx cÖwZôvb †Kvb wnmvewU cÖ¯ÍZ K‡i bv?
i. Avq-e¨q wnmve ii. cÖvwß-cÖ`vb wnmve iii. jvf-ÿwZ wnmve
K. i L. ii M. iii N. i, ii I iii
9. cÖvwß-cÖ`vb wnmve nj-
i. bM` Av`vb-cÖ`v‡bi mvi ms‡ÿc ii. Avq-e¨‡qi mvi ms‡ÿc
iii. m¤úwË I `v‡qi mvi ms‡ÿc
K. i L. ii M. iii N. i, ii I iii
10. ‡h mKj welq cÖvwß-cÖ`vb wnmv‡e AšÍf©y³ n‡Z cv‡i-
i. PjwZ eQ‡ii mKj cÖKvi bM` cÖvwß I bM` cwi‡kva
ii. weMZ eQ‡ii †h †Kvb ai‡bi cÖvwß I cÖ`vb;
iii. cieZx© eQ‡ii †h †Kvb ai‡bi cÖvwß I cÖ`vb
K. i L. ii M. iii N. i, ii I iii

GBPGmwm †cÖvMÖvg c„ôv-40


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

iPbvg~jK cÖkœ
1. Ae¨emvqx cÖwZôv‡bi wnmve e¨e¯’vi cÖ‡qvRb I cÖK…wZ eY©bv Kiæb|
2. Ae¨emvqx cÖwZôv‡bi cÖvwß I cÖ`vb wnmv‡ei msÁv w`b|
3. cÖvwß I cÖ`vb wnmv‡ei cÖ¯‘Z cÖYvjx I bgybv eY©bv Kiæb|
4. cÖvwß I cÖ`vb wnmv‡ei ˆewkó¨ I myweav D‡jøL Kiæb|
5. cÖvwß I cÖ`vb wnmve Ges bM`vb eB‡qi cv_©K¨ †`Lvb|

m„Rbkxj cÖkœ t
1| MvRxcyi K¬v‡ei 2016 mv‡ji 31†k wW‡m¤^i mgvß erm‡ii Rb¨ wb¤œwjwLZ Z_¨vejx †`qv n‡jv t
†WweU †µwWU
cÖvwßmg~n UvKv cÖ`vbmg~n UvKv
bM` Znwej Rvby. 1, 2016 19,350 `vb (cÖ`vb) 2,250
Puv`v cÖvwß t fvov cÖ`vb 3,600
2015 3,900 †eZb cÖ`vb 6,300
2016 40,800 fvov cÖvwß 900
2017 2,400 eB µq 3,000
fwZ© wd 3,000 AvmevecÎ µq 3,000
Aby`vb cÖvwß 18,000 gRyix cÖ`vb 600
†Ljvayjvi LiP 24,600 gwbnvix 400
msev`cÎ µq 200

KiYxq :
K. cÖvwß I cÖ`vb wnmve wK?
L. gybvdvRvZxq cÖvwß I cÖ`vbmg~‡ni cv_©K¨ wbY©q Kiæb|
M. DwÏc‡Ki Z_¨¸‡jv n‡Z cÖvwß-cÖ`vb wnmve cÖ¯‘Z Kiæb|

GBPGmwm †cÖvMÖvg c„ôv-41


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

cvV-2.3 Ae¨emvqx cÖwZôv‡bi Avq-e¨q wnmve

D‡Ïk¨
G cvV †k‡l AvcwbÑ
 Avq-e¨q wnmv‡ei msÁv w`‡Z cvi‡eb
 Avq-e¨q wnmv‡ei bgybv cÖ`k©b Ki‡Z cvi‡eb
 cÖvwß I cÖ`vb wnmve n‡Z Avq-e¨q wnmve cÖ¯‘‡Zi wbqg eY©bv Ki‡Z cvi‡eb
 cÖvwß I cÖ`vb wnmve Ges Avq-e¨q wnmv‡ei g‡a¨ cv_©K¨ Ki‡Z cvi‡eb
 Avq-e¨q wnmve cÖ¯‘Z Ki‡Z cvi‡eb|

Avq-e¨q wnmv‡ei msÁv t


wnmveKvj †k‡l Ae¨emvqx cÖwZôv‡bi Avq-e¨‡qi DØ„Ë ev NvUwZ wbY©‡qi Rb¨ hveZxq gybvdvRvZxq Avq I e¨q
msµvšÍ `dvmg~n wb‡q †h wnmve cÖ¯‘Z Kiv nq Zv‡K Avq-e¨q wnmve e‡j| Ae¨emvqx cÖwZôvb¸‡jv gybvdv AR©‡bi
Rb¨ cÖwZwôZ bv n‡jI Zv‡`i g~j D‡Ïk¨ mva‡bi Rb¨ bvbvwea Avw_©K Kvh©vejx m¤úv`b Ki‡Z nq| wewfbœ Drm
†_‡K UvKv cvq Ges Zv wfbœ wfbœ Lv‡Z e¨q K‡i _v‡K| G mKj †jb‡`b n‡Z cÖwZôv‡bi wnmveKvj †k‡l Avw_©K
djvdj wbiƒcY Kiv cÖ‡qvRb| ZvB Ae¨emvqx cÖwZôv‡bi Avw_©K djvdj wbiƒcY ev Avq-e¨‡qi Ae¯’v Rvbvi Rb¨
†h wnmve cÖ¯‘Z Kiv nq ZvB Avq-e¨q wnmve|
e¨emvqx cÖwZôvb jvf/ÿwZ wbY©‡qi Rb¨ jvf-‡jvKmvb wnmve cÖ¯‘Z K‡i| wKš‘ Ae¨emvqx cÖwZôvb jvf-‡jvKmvb
wnmv‡ei cwie‡Z© GKB D‡Ïk¨ Ges GKB c×wZ‡Z Avq-e¨q wnmve cÖ¯‘Z K‡i| GwU GKwU bvwgK wnmve| Avq-e¨q
wnmv‡e mswkøó mg‡qi gybvdvRvZxq e¨qmg~n †WweU w`‡K Ges gybvdvRvZxq Avqmg~n †µwWU w`‡K †jLv nq| mswkøó
mg‡qi e‡Kqv gybvdvRvZxq e¨q I Abv`vqx gybvdvRvZxq Avq G wnmv‡e wjwce× Kiv nq| Avq-e¨q wnmv‡ei †WweU
w`‡Ki †hvMdj †µwWU w`‡Ki †hvMd‡ji †P‡q †ekx n‡j †h DØ„Ë nq Zv‡K AvqvwZwi³ e¨q e‡j hv e¨emvqx cÖwZôv‡bi
bxU ÿwZi mgv_©K| cÿvšÍ‡i D³ wnmv‡ei †µwWU w`‡Ki †hvMdj †WweU w`‡Ki †hvMd‡ji †P‡q †ekx n‡j †h DØ„Ë nq
Zv‡K e¨qvwZwi³ Avq ejv nq hv e¨emvqx cÖwZôv‡bi bxU jv‡fi Abyiƒc| Avq-e¨q wnmv‡ei DØ„Ë g~jab Znwej Gi mv‡_
mgš^q Kiv nq|

Avq-e¨q wnmv‡ei bgybv t


Ae¨emvqx cÖwZôv‡bi Avq-e¨q wnmve e¨emvqx cÖwZôv‡bi jvf-‡jvKmvb wnmv‡ei Abyiƒc| G wnmve cÖ¯‘‡Zi mgq
wbw`©ó QK AbymiY Kiv nq| Avq-e¨q wnmv‡ei wk‡ivbv‡g cÖwZôv‡bi bvg, Zvi wb‡P Avq-e¨q wnmve| Ges Zvi
wb‡P †h mg‡qi wnmve †m mgq D‡jøL Ki‡Z nq| G wnmv‡ei †WweU w`‡K mswkøó wnmveKv‡ji hveZxq
gybvdvRvZxq e¨q Ges †µwWU w`‡K hveZxq gybvdvRvZxq Avq wjL‡Z nq| KvíwbK `dv cÖ`k©b K‡i Avq-e¨q
wnmv‡ei GKwU bgybv wb‡¤œ †`Iqv nj t

GBPGmwm †cÖvMÖvg c„ôv-42


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

†g‡nicyi msN
Avq-e¨q wnmve
2016 mv‡ji 31†k wW‡m¤^i Zvwi‡L mgvß erm‡ii Rb¨
†WweU †µwWU
e¨qmg~n UvKv Avqmg~n UvKv
‡eZb/gRyix/m¤§vbx t Puv`v
ev` t weMZ eQ‡ii e‡Kqv ev` t weMZ eQ‡ii

ev` t AwMÖg cÖ`vb ev`t AvMvgx eQ‡ii

†hvM t PjwZ eQ‡ii e‡Kqv †hvM t PjwZ eQ‡ii e‡Kqv

†evbvm/fvZv †hvM t PjwZ eQ‡ii Puv`v weMZ eQ‡i


we`y¨r I cvwb AwMÖg cÖvß
WvK I Zvi fwZ© wd
Qvcv I gwbnvwi cyivZb KvMR weµq
LvRbv/BRviveve` LiP wewb‡qvM †_‡K Avq
Ki I AwfKi wUwKU weµq
nj fvov nj fvov cÖvwß
Kwgkb Avc¨vqb n‡Z cÖvwß
Avc¨vqb †iu‡¯Ívivi gybvdv
†givgZ/iÿYv‡eÿb cÖwkÿY wd
†Uwj‡dvb LiP mvgwqKx‡Z weÁvcb eve` cÖvwß
†Ljvayjv eve` e¨q `vb/Aby`vb (gybvdvRvZxq Ask)
`vb/LqivZ/ÎvY Lvgvi n‡Z Avq
g¨vMvwRb cÖKvk LiP AvRxeb m‡f¨i Puv`v (gybvdvRvZxq Ask)
msev` cÎ I mvgwqKx µq †Ljvayjv †_‡K cÖvwß
mfv I †mwgbvi e¨q cyivZb AvmevecÎ weµq †_‡K gybvdv
weÁvcb I cÖPvi PviY Ki
AcPq evwl©K †fv‡Ri Puv`v
Awdm LiP †Uwj‡dvb Kj †_‡K cÖvwß
wewea LiP wewea cÖvwß
e¨qvwZwi³ Avq AvqvwZwi³ e¨q
cÖvwß I cÖ`vb n‡Z Avq-e¨q wnmve cÖ¯‡‘ Z Kivi wbqgvejx t
e¨emvqx cÖwZôvb †hgb †iIqvwgj †_‡K jvf-‡jvKmvb wnmve cÖ¯‘Z K‡i †ZgbB Ae¨emvqx cÖwZôvb cÖvwß I cÖ`vb
wnmve †_‡K Avq-e¨q wnmve cÖ¯‘‡Zi wbqgvejx wb‡P eY©bv Kiv njt
1. wnmv‡ei w`K cwieZ©b t cÖvwß I cÖ`vb wnmv‡ei †WweU w`‡Ki gybvdvRvZxq Avqmg~n Avq-e¨q wnmv‡ei †µwWU
w`‡K Ges cÖvwß I cÖ`vb wnmv‡ei †µwWU w`‡Ki gybvdvRvZxq e¨qmg~n Avq-e¨q wnmv‡ei †WweU w`‡K wjL‡Z
nq|
2. PjwZ eQ‡ii gybvdvRvZxq cÖvwß t cÖvwß I cÖ`vb wnmve †_‡K †Kej gvÎ PjwZ eQ‡ii gybvdvRvZxq cÖvwßmg~n Avq-e¨q
wnmv‡ei †µwWU w`‡K wjL‡Z n‡e| weMZ eQ‡ii Avq PjwZ eQ‡i cvIqv †M‡j Ges AvMvgx eQ‡ii Avq PjwZ eQ‡i
cvIqv †M‡j Zv ev` w`‡Z n‡e| Avi PjwZ eQ‡ii e‡Kqv Avq Ges PjwZ eQ‡ii Avq weMZ eQ‡i AwMÖg †c‡q _vK‡j
Zv †hvM Ki‡Z n‡e| A_©vr PjwZ eQ‡ii gybvdvRvZxq Avq = ‡gvU cÖvß Avq - weMZ eQ‡ii Avq - cieZ©x eQ‡ii Avq
+ PjwZ eQ‡ii e‡Kqv Avq + weMZ eQ‡ii AwMÖg cÖvß PjwZ eQ‡ii Avq|
3. PjwZ eQ‡ii gybvdvRvZxq e¨q t cÖvwß I cÖ`vb wnmve n‡Z †Kej gvÎ PjwZ eQ‡ii gybvdvRvZxq e¨qmg~n
Avq-e¨q wnmv‡ei †WweU w`‡K wjL‡Z n‡e| †gvU cÖ`Ë e¨q †_‡K weMZ eQ‡ii e¨q Ges AvMvgx eQ‡ii AwMÖg

GBPGmwm †cÖvMÖvg c„ôv-43


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

e¨q ev` w`‡Z n‡e| Avi PjwZ eQ‡ii e‡Kqv e¨q Ges PjwZ eQ‡ii e¨q weMZ eQ‡i AwMÖg cÖ`Ë n‡q _vK‡j
Zv †hvM Ki‡Z n‡e| A_©vr PjwZ eQ‡ii gybvdvRvZxq e¨q = †gvU cÖ`Ë gybvdvRvZxq e¨qmg~n weMZ I
AvMvgx eQ‡ii e¨q + PjwZ eQ‡ii e‡Kqv e¨q I weMZ eQ‡i AwMÖg cÖ`Ë PjwZ eQ‡ii e¨q|
4. cÖviw¤¢K I mgvcbx gRy` t †fvM¨ cb¨| Lv`¨ `ªe¨, cvbxq, gwbnvwi BZ¨vw` mvgMÖxi cÖviw¤¢K I mgvcbx gRy` we‡ePbv
K‡i ïaygvÎ e¨eüZ As‡kB (cÖviw¤¢K gRy` + µq - mgvcbx gRy`) Avq-e¨q wnmv‡ei e¨q cv‡k †`Lv‡Z n‡e|
5. ¯’vqx m¤úwËi AePq t ¯’vqx m¤úwËi AePq Ges Ae‡jvcbK…Z Ask Avq-e¨q wnmv‡ei †WweU cv‡k †`Lv‡Z nq|
6. ¯’vqx m¤úwË weµq RwbZ jvf/ÿwZ t Ae¨emvqx cÖwZôv‡bi ¯’vqx m¤úwË weµq K‡i hw` jvf nq Zvn‡j
jv‡fi AskUzKz Avq-e¨q wnmv‡ei †µwWU cv‡k Ges ÿwZ n‡j †WweU cv‡k †`Lv‡Z n‡e|
7. g~jabRvZxq e¨qmg~n t cÖvwß I cÖ`vb wnmv‡ei g~jabRvZxq cÖ`vbmg~n †hgb t AvmevecÎ, eB, †Ljvi miÄvg
BZ¨vw` µq Gi Rb¨ e¨q Avq-e¨q wnmv‡e †`Lv‡bv hv‡e bv| G¸‡jv m¤úwË wnmv‡e DØ„Ë c‡Î †`Lv‡Z n‡e|
8. g~jabRvZxq cÖvwß mg~n t cÖvwß I cÖ`vb wnmv‡ei g~jabRvZxq cÖvwßmg~n †hgb t Aby`vb,DBjK…Z m¤úwË,
AvRxeb m‡f¨i Puv`v, BZ¨vw` Avq-e¨q wnmv‡e †`Lv‡bv hv‡e bv| Z‡e hw` cwiPvjbv cl©‡`i wm×všÍ Abyhvqx
†Kvb Ask gybvdvRvZxq e‡j we‡ewPZ nq Zvn‡j Zv Avq-e¨q wnmv‡e Avq cv‡k †`Lv‡Z n‡e|
9. Znwej msµvšÍ cÖvwß I cÖ`vbmg~n t Ae¨emvqx cÖwZôv‡b †Kvb †Kvb Li‡Pi Rb¨ we‡kl we‡kl Znwej _v‡K|
†hgb t e„wË Znwej, Dbœqb Znwej, ÎvY Znwej BZ¨vw`| D³ Znwej msµvšÍ Avq I e¨qmg~n Avq-e¨q
wnmv‡e bv †`wL‡q mswkøó Znwe‡ji mv‡_ †hvM/we‡qvM Kiv nq| D`vniY¯^iƒc t ÎvY Znwe‡ji Rb¨ cÖvß Avq
Ges ÎvY weZiY LiP ÎvY Znwe‡ji mv‡_ †hvM I we‡qvM K‡i †`Lv‡Z n‡e|
cÖvwß I cÖ`vb wnmve Ges Avq-e¨q wnmv‡ei g‡a¨ cv_©K¨ t
cÖvwß I cÖ`vb wnmve Ges Avq-e¨q wnmv‡ei g‡a¨ cv_©K¨ wb‡¤œ eY©bv Kiv nj t
µwgK cv_©‡K¨i welq cÖvwß I cÖ`vb wnmve Avq-e¨q wnmve
1. msÁv †Kvb wbw`©ó mgq †k‡l Ae¨emvqx ‡Kvb wbw`©ó mgq †k‡l Ae¨emvqx
cÖwZôv‡bi bM` I e¨vsK DØ„Ë Rvbvi cÖwZôv‡bi Avw_©K Kg©Kv‡Ûi djvdj
Rb¨ H mg‡qi bM` cÖvwß I cÖ`vbmg~n wbY©‡qi D‡Ïk¨ D³ mg‡qi gybvdvRvZxq
mswÿß AvKv‡i mvwR‡q †h wnmve cÖ¯‘Z Avq I e¨qmg~n wb‡q †h wnmve cÖ¯‘Z Kiv
K‡i Zv‡K cÖvwß I cÖ`vb wnmve e‡j| nq Zv‡K Avq-e¨q wnmve e‡j|
2. wnmv‡ei cÖK…wZ †h‡nZz cÖvwß I cÖ`vb wnm‡e hveZxq bM` ‡h‡nZz Avq-e¨q wnmv‡e hveZxq
†jb‡`bmg~n wnmvef‚³ Kiv nq †m‡nZz gybvdvRvZxq †jb‡`b¸‡jv wnmvef‚³ Kiv
GwU GKwU m¤úwËevPK wnmve| nq, †m‡nZz GwU GKwU bvwgK wnmve|
3 wnmv‡ei D‡Ïk¨ G wnmv‡ei †WweU w`‡K mKj cÖKvi bM` G wnmv‡ei †WweU w`‡K hveZxq
cÖvwß Ges †µwWU mKj cÖKvi bM` cÖ`vb gybvdvRvZxq e¨q Ges †µwWU w`‡K
wjL‡Z nq| hveZxq gybvdvRvZxq Avq wjL‡Z nq|
4. cÖviw¤¢K DØ„Ë cÖvwß I cÖ`vb wnmv‡ei †WweU cv‡k Avq-e¨q wnmv‡e cÖviw¤¢K DØ„Ë wnmvef‚³
cÖviw¤¢K DØ„Ë ev bM` Znwej wb‡q wnmve Kiv nq bv| G wnmve †h †Kvb gybvdvRvZxq
wjLb ïiæ nq| AvB‡Ug wb‡q ïiæ n‡Z cv‡i|
5. wnmve wjLb G wnmv‡ei †WweU w`‡K mKj cÖKvi bM` G wnmv‡ei †WweU w`‡K hveZxq
cÖvwß Ges †µwWU mKj cÖKvi bM` cÖ`vb gybvdvRvZxq e¨q Ges †µwWU w`‡K
wjL‡Z nq hveZxq gybvdvRvZxq Avq wjL‡Z nq|
6. c~e©eZ©x I cieZ©x G wnmv‡e PjwZ eQ‡ii bM` †jb‡`b QvovI G wnmv‡e ïay PjwZ eQ‡ii gybvdvRvZxq
eQ‡ii †jb‡`b c~e©eZ©x Ges cieZ©x eQ‡ii cÖvwß I cÖ`vb †jb‡`b¸‡jv wnmvef‚³ Kiv nq|
msµvšÍ †jb‡`b¸‡jvI wnmvefz³ Kiv nq
7. g~jab I G wnmv‡e bM‡` m¤úvw`Z g~jab I G wnmv‡e ïay PjwZ eQ‡ii gybvdvRvZxq
gybvdvRvZxq gybvdvRvZxq Dfq cÖKvi †jb‡`b †jb‡`b¸‡jv wnmvefz³ Kiv nq|
†jb‡`b wnmvefz³ Kiv nq|

GBPGmwm †cÖvMÖvg c„ôv-44


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

8. e‡Kqv Avq I e¨q G‡Z e‡Kqv I AbM` †jb‡`b †hgb t G‡Z e‡Kqv Avq-e¨q I gybvdvRvZxq
Ges AbM` e‡Kqv †eZb, e‡Kqv Puv`v I AePq AbM` †jb‡`b wnmvefz³ Kiv nq|
†jb‡`b wnmvefz³ Kiv nq bv|
9. mgš^qKvix welq G wnmv‡e †Kvb mgš^qKvix welq †hgb t G wnmv‡e mgš^qKvix welq †hgb t
e‡Kqv Avq I e¨q, AePq BZ¨vw` e‡Kqv Avq I e¨q, AePq, BZ¨vw`
AšÍ©fz³ Kiv nq bv| AšÍ©fz³ Kiv nq|
10. DØ„Ë G wnmve me©`v †WweU DØ„Ë cÖKvk K‡i| G wnmve †WweU ev †µwWU †h †Kvb DØ„Ë
cÖKvk Ki‡Z cv‡i|
11. wbw`©ó Znwej msµvšÍ Znwej msµvšÍ cÖvwß I cÖ`vb G wnmv‡e †Kvb Znwej msµvšÍ cÖvwß I cÖ`vb G
cÖvwß I cÖ`vb AšÍ©fz³ Kiv nq| wnmv‡e †`Lv‡bv nq bv|
12. mv`„k¨ GwU e¨emvq cÖwZôv‡bi bM`vb eB‡qi GwU e¨emvq cÖwZôv‡bi jvf-‡jvKmvb
gZ| wnmv‡ei gZ|
13. DØ„Ë Dc¯’vcb G wnmv‡ei DØ„Ë DØ„Ëc‡Îi m¤úwË G wnmv‡ei DØ„Ë DØ„Ëc‡Îi `vq cv‡k
cv‡k †`Lv‡bv nq| g~jab Znwe‡ji mv‡_ mgš^q K‡i †`Lvb
nq|
14. avivevwnKZv G wnmv‡ei c‡i Avq-e¨q wnmve cÖ¯‘Z Kiv nq| G wnmv‡ei ci DØ„ËcÎ cÖ¯‘Z Kiv nq|

Avq-e¨q wnmv‡ei D`vniY t


D`vniY-1 t wmivRMÄ RbKj¨vY ms‡Ni wb‡¤œv³ Z_¨vejx Aej¤^b K‡i Avq-e¨q wnmve cÖ¯‘Z Kiæb t
cÖviw¤¢K DØ„Ë (1jv Rvbyqvwi 2016) : UvKv
bM` Znwej 1,500
e¨vsK Rgv 37,000
bM` cÖvwßmg~n t
Aby`vb 40,000
Puv`v 20,000
AvRxeb m‡f¨i Puv`v 25,000
ÎvY Znwe‡ji Rb¨ cÖvwß 50,000
DBjK…Z m¤úwË 30,000
wewb‡qvM †_‡K Avq 27,500
AvmevecÎ weµq 20,000
e¨vsK Rgvi my` 1,250
bM` cÖ`vbmg~n t
`vb-LqivZ 52,500
†eZb 33,000
fvov Ges Ki 6,000
Qvcv LiP 1,500
WvK wUwKU 500
weÁvcb 1,250
AvmevecÎ µq 28,750
wewb‡qvM 50,000
`vjvb †KvVv 25,000
mgvcbx DØ„Ë (31†k wW‡m¤^i 2016) :
e¨vsK Rgv 50,000
bM` Znwej 3,750

GBPGmwm †cÖvMÖvg c„ôv-45


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

DBjK…Z m¤úwË Ges Aby`vb ¯^iƒc cÖvß A‡_©i A‡a©K gybvdvRvZxq Avqiƒ‡c MY¨ Ki‡Z n‡e; fvov eve` 1,000
UvKv; †eZb eve` 1,500 UvKv Ges weÁvcb eve` 250UvKv e‡Kqv i‡q‡Q| wewb‡qvM †_‡K Avq 2,500 UvKv
cvIbv wKš‘ GLbI cvIqv hvq wb|

KiYxq :
K. Avq-e¨q wnmve wK?
L. Avq-e¨q wnmve I cÖvwß-cÖ`vb wnmv‡ei g‡a¨ 4wU cv_©K¨ wjLyb|
M. DwÏc‡Ki Z_¨¸‡jv w`‡q Avq e¨q wnmve ˆZwi Kiæb|

mgvavb :
K. wnmveKvj †k‡l Ae¨emvqx cÖwZôv‡bi Avq-e¨‡qi DØ„Ë ev NvUwZ wbY©‡qi Rb¨ hveZxq gybvdvRvZxq Avq I
e¨q msµvšÍ `dvmg~n wb‡q †h wnmve cÖ¯‘Z Kiv nq Zv‡K Avq-e¨q wnmve e‡j|
L.
µwgK cv_©‡K¨i welq cÖvwß I cÖ`vb wnmve Avq-e¨q wnmve
1. msÁv †Kvb wbw`©ó mgq †k‡l Ae¨emvqx cÖwZôv‡bi ‡Kvb wbw`©ó mgq †k‡l Ae¨emvqx cÖwZôv‡bi Avw_©K
bM` I e¨vsK DØ„Ë Rvbvi Rb¨ H mg‡qi bM` Kg©Kv‡Ûi djvdj wbY©‡qi D‡Ïk¨ D³ mg‡qi
cÖvwß I cÖ`vbmg~n mswÿß AvKv‡i mvwR‡q †h gybvdvRvZxq Avq I e¨qmg~n wb‡q †h wnmve cÖ¯‘Z
wnmve cÖ¯‘Z K‡i Zv‡K cÖvwß I cÖ`wb wnmve Kiv nq Zv‡K Avq-e¨q wnmve e‡j|
e‡j|
2. wnmv‡ei cÖK…wZ †h‡nZz cÖvwß I cÖ`vb wnm‡e hveZxq bM` ‡h‡nZz Avq-e¨q wnmv‡e hveZxq gybvdvRvZxq
†jb‡`bmg~n wnmvef‚³ Kiv nq †m‡nZz GwU †jb‡`b¸‡jv wnmvef‚³ Kiv nq, †m‡nZz GwU GKwU
GKwU m¤úwËevPK wnmve| bvwgK wnmve|
3 wnmv‡ei G wnmv‡ei †WweU w`‡K mKj cÖKvi bM` cÖvwß G wnmv‡ei †WweU w`‡K hveZxq gybvdvRvZxq e¨q
D‡Ïk¨ Ges †µwWU mKj cÖKvi bM` cÖ`vb wjL‡Z nq| Ges †µwWU w`‡K hveZxq gybvdvRvZxq Avq
wjL‡Z nq|
4. cÖviw¤¢K DØ„Ë cÖvwß I cÖ`vb wnmv‡ei †WweU cv‡k cÖviw¤¢K DØ„Ë Avq-e¨q wnmv‡e cÖviw¤¢K DØ„Ë wnmvef‚³ Kiv nq bv|
ev bM` Znwej wb‡q wnmve wjLb ïiæ nq| G wnmve †h †Kvb gybvdvRvZxq AvB‡Ug wb‡q ïiæ n‡Z
cv‡i|
M. wmivRMÄ RbKj¨vY msN
Avq-e¨q wnmve
2016 mv‡ji 31 †k wW‡m¤^i Zvwi‡L mgvß erm‡ii Rb¨
†WweU †µwWU
cÖvwßmg~n UvKv cÖ`vbmg~n UvKv
`vb LqivZ 52,500 Aby`vb 40,000
†eZb 33,000 ev` A‡a©K 20,000
†hvM t e‡Kqv 1500 20,000
34,500 Puv`v 20,000
fvov I Ki 6,000 DBjK…Z m¤úwË 30,000
†hvM e‡Kqv 1,000 ev` A‡a©K 15,000
7,000 15,000
Qvcv LiP 1,500 wewb‡qvM †_‡K Avq 27,500
WvKwUwKU 500 †hvM Abv`vqx 2,500
weÁvcb 1,250 30,000
†hvM t e‡Kqv 250 e¨vsK Rgvi my` 1,250
1,500 AvqvZvwi³ e¨q 11,250
97,500 97,500

GBPGmwm †cÖvMÖvg c„ôv-46


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

mvims‡ÿc:
Ae¨emvqx cÖwZôv‡bi Avq-e¨‡qi Ae¯’v wbY©‡qi Rb¨ gybvdvRvZxq Avq I e¨qmg~n wb‡q wnmveKvj †k‡l †h
wnmve cÖ¯‘Z Kiv nq Zv‡K Avq-e¨q wnmve e‡j| cÖvwß I cÖ`vb wnmve n‡Z gybvdvRvZxq Avq I e¨qmg~n wb‡q
Ges ïaygvÎ PjwZ eQ‡ii Avq I e¨qmg~n we‡ePbv K‡i Avq-e¨q wnmve cÖ¯‘Z Kiv nq| cÖvwß I cÖ`vb wnmv‡e
gybvdv I g~jabRvZxq Ges cieZ©x ev c~e©eZ©x eQ‡ii Rb¨ †Kvb cÖvwß I cÖ`vb I AšÍf©y³ Kiv nq| wKš‘ Avq-e¨q
wnmv‡e †Kvb g~jabRvZxq Avq ev e¨q Ges c~e©eZ©x ev cieZ©x eQ‡ii Avq ev e¨q AšÍf©y³ Kiv nq bv| Z‡e PjwZ
eQ‡ii e‡Kqv Avq ev e¨q Avq e¨q wnmv‡e we‡ePbv Kiv nq hv cÖvwß I cÖ`vb wn‡m‡e AšÍf©y³ Kiv nq bv|

cv‡VvËi g~j¨vqb 2.3


(K) ‰be©¨w³K cÖkœ
1. wnmveKvj †k‡l PjwZ eQ‡ii hveZxq gybvdvRvZxq Avq I e¨q wb‡q Ae¨emvqx cÖwZôv‡bi Kg©Kv‡Ûi djvdj
wbY©‡qi Rb¨ †h wnmve cÖ¯‘Z Kiv nq| Zv‡K e‡j -
K. Avq-e¨q wnmve L. cÖvwß I cÖ`vb wnmve M. gybvdvRvZxq wnmve N. jvf-‡jvKmvb wnmve
2. †Kvb&wU Avq-e¨q wnmv‡e AšÍf‚©³ Kiv nq bv?
K. gybvdvRvZxq Avq L. gybvdvRvZxq e¨q M. e‡Kqv e¨q N. g~jabRvZxq e¨q
3. †Kvb&wU cÖvwß I cÖ`vb wnmve Ges Avq-e¨q wnmv‡e AšÍf©y³ Kiv nq bv?
K. weMZ eQ‡ii e‡Kqv Avq L. PjwZ eQ‡ii e‡Kqv Avq
M. AwMÖg cÖvß Avq N. weMZ eQ‡i cÖvß eZ©gvb eQ‡ii Avq
4. Ae¨emvqx cÖwZôv‡bi Avq-e¨q wnmve e¨emvqx cÖwZôv‡bi †Kvb& wnmv‡ei Abyiƒc?
K. bM`vb wnmve L. µq-weµq wnmve M. jvf-‡jvKmvb wnmve N. jvf-‡jvKmvb eÈb wnmve
5. Avq-e¨q wnmv‡ei †WweU cv‡ki †hvMdj †µwWU cv‡ki †hvMdj A‡cÿv †ekx n‡j Zv‡K e‡j-
K. †gvU Avq L. bxU Avq M. e¨qvwZwi³ Avq N. AvqvwZwi³ e¨q
6. Ae¨emvqx cÖwZ¨ôv‡bi g~jab Znwej †h weeiwY n‡Z cvIqv hvq, Zv‡K ejv nq-
i. PjwZ eQ‡ii cÖviw¤¢K DØZ© cÎ ii. weMZ eQ‡ii mgvcbx DØZ© cÎ
iii. weMZ eQ‡ii mgvcbx m¤úwË I `v‡qi cv_©K¨
K. i L. iii M. i I ii N. i, ii I iii
7. Ae¨emvqx cÖwZôv‡bi eQi †k‡l g~jab Znwe‡j ¯’vbvšÍwiZ nq-
i. ïay e¨qwZwi³ Avq ii. ïay AvqvwZwi³ Avq iii. e¨qvwZwi³ Avq ev AvqvwZwi³ e¨q
K. i L. iii M. i I ii N. i, ii I iii
8. Avq-e¨q wnmve †µwWU w`‡Ki †hvMdj eo n‡j †h DØ„Ë cÖKvk K‡i-
i. ‡WweU DØ„Ë ii. †µwWU DØ„Ë iii. e¨qvwZwi³ Avq
K. i L. iii M. i I ii N. i, ii I iii

(L) iPbvg~jK cÖkœ t


1. Avq-e¨q wnmv‡ei msÁv w`b|
2. Avq-e¨q wnmv‡ei bgybv cÖ`k©b Kiæb|
3. cÖvwß I cÖ`vb wnmve †_‡K Avq,e¨q wnmve cÖ¯‘‡Zi wbqgvejx eY©bv Kiæb|
4. cÖvwß I cÖ`vb wnmve I Avq-e¨q wnmv‡ei cv_©K¨ †`Lvb|

GBPGmwm †cÖvMÖvg c„ôv-47


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

(M) m„Rbkxj cÖkœ


1. wb‡¤œ Uv½vBj K¬v‡ei KwZcq Z_¨ †`Iqv nj t
cÖviw¤¢K bM` Znwej 20,000 UvKv; e¨vsK Rgv 250,000 UvKv; Puv`v 330,000 UvKv; AvRxeb m‡f¨i Puv`v
50,000 UvKv; Aby`vb 2,00,000 UvKv; DBjK…Z m¤úwË 1,60,000UvKv; wewb‡qvM †_‡K Avq 10,000 UvKv;
cyivZb KvMR wewµ 700 UvKv; cyivZb AvmevecÎ wewµ 3,000 UvKv; e¨vsK Rgvi Dci my` 4,500 UvKv;
†eZb 50,000 UvKv; †mevg~jK Kv‡R e¨q 3,10,000UvKv; fvov 24,000UvKv; Qvcv LiP 10,000 UvKv;
WvKwUwKU 2,500 UvKv; weÁvcb 7,000 UvKv; AvmevecÎ µq 16,000UvKv; 5% wewb‡qvM 2,60,000UvKv;
Avc¨vqb 90,000 UvKv; mgvcbx bM` Znwej 18,700UvKv I e¨vsK Rgv 2,40,000 UvKv|
Ab¨vb¨ Z_¨vejx t
K. weMZ eQ‡ii Puv`v eve` 4,000 UvKv Puv`vq AšÍf‚©³ i‡q‡Q
L. †eZb 4,000 UvKv Ges fvov 3,200 UvKv e‡Kqv i‡q‡Q
M. wewb‡qvM †_‡K Avq 2,400 UvKv cvIbv n‡q‡Q wKš‘ cvIqv hvqwb
N. Aby`v‡bi A‡a©K Ges DBjK…Z m¤úwËi wZb-PZz_©vs‡k gybvdvRvZxq ¯^iƒc MY¨ Ki‡Z n‡e|
KiYxq:
K. PjwZ eQ‡ii Puv`vi cwigvY wbY©q Kiæb|
L. Avq-e¨q wnmv‡ei bgybv wjLyb|
M. cÖ`Ë Z_¨ n‡Z Avq-e¨q wnmve cÖ¯‘Z Kiæb|
2. wd‡b`v †¯úvwU©s K¬v‡ei 2016 mv‡ji 31 †k wW‡m¤^i Zvwi‡L cÖvwß I cÖ`vb wnmve †`Iqv n‡jv :
cÖvwß I cÖ`vb wnmve
†WweU †µwWU
cÖvwßmg~n UvKv cÖ`vbmg~n UvKv
nv‡Z bM` 12,380 fvov I Ki 3,100
fwZ© wd 7,000 gRyix 5,000
Puv`v 40,000 we`y¨r 3,700
Aby`vb 20,000 Qvcv I gwbnvix 5,000
AvRxeb m‡f¨i Puv`v 11,000 eB µq 6,000
my` cÖvwß 1,000 †eZb 3,400
cyivZb Le‡ii KvMR weµq 620 AvmevecÎ µq 32,000
e¨vsK Rgv 20,000
nv‡Z bM` 13,800
92,000 92,000
K¬v‡ei wb‡¤œv³ cÖviw¤¢K m¤ú` wQj t
10% wewb‡qvM 20,000; AvmevecÎ 30,000 UvKv; eB 60,000UvKv; †Ljvi miÄvg 16,000 UvKv, Ges
DBjK…Z m¤úwË 20,000 UvKv|
Ab¨vb¨ Z_¨vejx t
K. weMZ Puv`v 1,000 UvKv; cieZx© eQ‡ii Puv`v 200 UvKv Puv`vi g‡a¨ AšÍf©y³; Aciw`‡K PjwZ eQ‡ii Puv`v
Abv`vqx 4,000 UvKv|
L. †eZb eQ‡ii ïiæ‡Z Ges †k‡l h_vµ‡g 800UvKv I 1200UvKv e‡Kqv wQj|
M. eB I Avmevec‡Îi Dci AePq avh© Ki‡Z n‡e h_vµ‡g 10% I 5%|
N. Aby`v‡bi Aa©vsk Øviv GKwU ÎvY Znwej MVb Ki‡Z n‡e|
O. AvRxeb m‡f¨i Puv`v 1,000 UvKv PjwZ mv‡ji Avq ai‡Z n‡e|
KiYxq:
K. g~jab Znwej wbY©q Kiæb|
L. gybvdvRvZxq Av‡qi cwigvY wbY©q Kiæb |
M. cÖ`Ë Z_¨ n‡Z Avq-e¨q wnmve cÖ¯‘Z Kiæb|

GBPGmwm †cÖvMÖvg c„ôv-48


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

3. Av`k© K¬v‡ei wb‡¤œv³ Z_¨vejx †`Iqv n‡jv:


Av`k© K¬ve
cÖvwß I cÖ`vb wnmve, 2016 mv‡ji 31 †k wW‡m¤^i Zvwi‡L mgvß erm‡ii Rb¨
†WweU †µwWU
cÖvwßmg~n UvKv cÖ`vbmg~n UvKv
fwZ© wd 19,600 K¬ve fvov 24,000
Aby`vb 84,000 †eZb 19,200
`vb 30,000 gwbnvix 5,000
Puv`v 56,000 cÖPvi I weÁvcb 6,000
AvRxeb m‡f¨i Puv`v 36,000 16% wewb‡qvM (1-7-16) 50,000
g¨vMvwRb eve` Avq 71,200 AvmevecÎ (1-3-16) 20,000
wewea cÖvwß 1,840 †Ljvi miÄvg (1-4-16) 30,000
e¨vsK my` 1,760 weZK© Abyôvb eve` LiP 5,000
Uzb©v‡g›U 800
Avc¨vqb 2,400
Le‡ii KvMR I mvgwqKx µq 3,200
g¨vMvwRb eve` LiP 40.000
weRq Drme LiP 18,000
wewea LiP 8,000
DØ„Ë 68,800
3,00,400 3,00,400

Ab¨vb¨ Z_¨vejx t
K. Puv`v e‡Kqv i‡q‡Q 2,400 UvKv, cÿvšÍ‡i Puv`v AMÖxg cvIqv †M‡Q 3,600 UvKv|
L. `vb m¤ú~Y© Ges Aby`vb Aa©vsk gybvdvRvZxq Avq ai‡Z n‡e|
M. K¬ve fvov 4,800 UvKv e‡Kqv i‡q‡Q, cÿvšÍ‡i, g¨vMvwRb eve` cvIbv i‡q‡Q 33,600 UvKv|
N. Avmevec‡Îi Dci 10% nv‡i Ges †Ljvi miÄv‡gi Dci 20% nv‡i AePq ai‡Z n‡e|

KiYxq:
K. ¯’vqx m¤úwËi AePq wbY©q Kiæb|
L. gybvdvRvZxq e¨v‡qi cwigvY wbY©q Kiæb|
M. cÖ`Ë Z_¨ n‡Z Avq-e¨q wnmve cÖ¯‘Z Kiæb|

GBPGmwm †cÖvMÖvg c„ôv-49


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

cvV-2.4 Ae¨emvqx cÖwZôv‡bi DØ„ËcÎ

D‡Ïk¨
G cvV †k‡l AvcwbÑ
 Ae¨emvqx cÖwZôv‡bi DØ„Ëc‡Îi msÁv w`‡Z cvi‡eb
 Ae¨emvqx cÖwZôv‡bi DØ„Ëc‡Îi bgybv Dc¯’vcb Ki‡Z cvi‡eb
 Ae¨emvqx cÖwZôv‡bi g~jab Znwej wbY©q Ki‡Z cvi‡eb
 Ae¨emvqx cÖwZôv‡bi KwZcq ¸iæZ¡cY~ © `dvi e¨vL¨v w`‡Z cvi‡eb
 Ae¨emvqx cÖwZôv‡bi DØ„ËcÎ cÖ`Ë Ki‡Z cvi‡eb|

Ae¨emvqx cÖwZôv‡bi DØ„Ë c‡Îi msÁv


wnmveKv‡ji †kl w`‡b cÖK…Z Avw_©K Ae¯’v Rvbvi Rb¨ †Kvb cÖwZôv‡bi mKj m¤úwË I `v‡qi †h weeiYx cÖ¯‘Z Kiv nq
Zv‡K DØ„ËcÎ e‡j| Ae¨emvqx cÖwZôv‡bi DØ„ËcÎ e¨emvqx cÖwZôv‡bi DØ„Ëc‡Îi gZB| Z‡e e¨emvqx cÖwZôv‡bi g~jab
wnmve‡K Ae¨emvqx cÖwZôv‡b g~jab Znwej ejv nq| DØ„ËcÎ †Kvb wnmve bq, GwU GKwU Avw_©K weeiYx| Ae¨emvqx
cÖwZôv‡bi me©v½xb I wbLyuZ Avw_©K Ae¯’v wbiƒc‡bi Rb¨ LwZqvbw¯’Z e¨w³K I m¤úwËevPK wnmvemg~‡ni D؄˸‡jv
avivevwnKfv‡e wjwce× K‡i †h weeiYx ev ZvwjKv cÖ¯‘Z Kiv nq Zv‡K DØ„ËcÎ e‡j| †Kvb wbw`©ó Zvwi‡L Ae¨emvqx
cÖwZôv‡bi me©v½xb I mwVK A_©‰bwZK Ae¯’v wbiƒc‡bi KivB DØ„Ëc‡Îi cÖavb D‡Ïk¨| G Qvov DØ„ËcÎ Ae¨emvqx
cÖwZôv‡bi g~jab Znwe‡ji cwigvY, Drm I cÖK…wZ `v‡qi cwigvY I cÖK…wZ m¤ú‡`i cwigvY I aib Avw_©K ¯^”QZv I
m½wZ AwMÖg I e‡Kqv Avq I e¨‡qi cwigvY BZ¨vw` ÁvZ K‡i|

DØ„ËcÎ mvavibZt `y’fv‡e cÖ¯‘Z Kiv hvq| mgvšÍivj QK I Dj¤^ QK| mgvšÍivj QK A‡bKUv wnmv‡ei gZ|
mgvšÍivj QKB Avgv‡`i †`‡k †ekx e¨eüZ nq| GB Q‡K evg w`‡K g~jab Znwej I `vq †`Lv‡bv nq Ges Wvb
w`‡K hveZxq m¤úwË †`Lv‡bv nq| DØ„Ëc‡Îi Dfq w`K mgvb nq| KviY, wnmve mgxKiY Abyhvqx g~jab Znwej
I `vq †gvU m¤úwËi mgvb|

Ae¨emvqx cÖwZôv‡bi DØ„Ë c‡Îi bgybv


Ae¨emvqx cÖwZôv‡bi DØ„ËcÎ e¨emvqx cÖwZôv‡bi DØ„Ë c‡Îi b¨q GKB c×wZ‡Z cÖ¯‘Z Kiv nq| DØ„Ë c‡Îi b¨vq GKB
c×w‡Z‡Z cÖ¯‘Z Kiv nq| DØ„Ë c‡Îi Wvbw`‡K m¤úwË I evg w`‡K `vq †`Lv‡bv nq| `vq cv‡k g~jab Znwej wjL‡Z nq
hv e¨emvqx cÖwZôv‡b g~jab wnmve bv‡g AwfwnZ| ZvQvov, we‡kl Znwej, cyi®‹vi Znwej BZ¨vw` I `vq cv‡k †`Lv‡Z
nq| e¨emvqx cÖwZôv‡bi g~jab wnmve †iIqvwg‡j †`qv _v‡K wKš‘ Ae¨emvqx cÖwZôv‡bi g~jab Znwej mvavibZ †Kv_vI
D‡jøL _v‡K bv weavq cÖviw¤¢K DØ„ËcÎ cÖ¯‘Z K‡i Dnv wbY©q Ki‡Z nq|

GBPGmwm †cÖvMÖvg c„ôv-50


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

KvíwbK Z‡_¨i mvnvh¨ Ae¨emvqx cÖwZôv‡bi DØ„Ëc‡Îi bgybv wb‡¤œ †`qv nj t

cÖwZôv‡bi bvg
DØ„ËcÎ
...............................mv‡ji ...................................ZvwiL
†WweU †µwWU
g~jab Znwej I `vq UvKv m¤úwË I cwim¤ú` UvKv
e‡Kqv `vqmg~n t bM` Znwej
cÖv½b Ki e¨vsK Rgv
†eZb e‡Kqv Avqmg~n t
fvov Puv`v
weÁvcb fvov
gRyix wewb‡qv‡Mi my`
Ab¨vb¨ Ab¨vb¨

AwMÖg Avq t AwMÖg cÖ`Ë e¨q mg~n


Puv`v Ki
Ki †eZb
fvov fvov
Ab¨vb¨ Avq exgv †mjvgx
weÁvcb
wewea cvIbv`vi Ab¨vb¨
mwÂwZ Znwej
Kj¨vY Znwej †hvM mswkøó cÖvwß ev` e¨q Ae¨eüZ gRy` t
e„wË Znwej †hvM mswkøó cÖvwß ev` mswkøó e¨q Lv`¨ mvgMÖx I cvbxq
ÎvY Znwej †hvM mswkøó cÖvwß ev` mswkøó e¨q Qvcv I gwbnvix
µxov Znwej †hvM mswkøó cÖvwß ev` mswkøó e¨q †Ljvi mvgMÖx
cÖviw¤¢K g~jab Znwej
†hvM t Aby`vb wewb‡qvM/mÂqcÎ/FYcÎ/cÖvBR
†hvM t DBjK…Z m¤úwË eÛ/FY †Ljvi miÄvg
†hvM t fwZ© wd (kZ© Abyhvqx) †hvM t µq
†hvM t AvRxeb mf¨ Puv`v
†hvM t e¨qvwZwi³ Avq ev` t AePq

ev` t AvqvwZwi³ e¨q eB cy¯ÍK µq


ev` t AePq

AvmevecÎ
†hvM µq ev` weµq ev` AePq
Awdm miÄvg
†hvM µq, ev` weµq, ev` AePq
f‚wg I `vjvb †KvVv ev` AePq
wcÖwg‡mÝ ev` AePq

GBPGmwm †cÖvMÖvg c„ôv-51


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

Ae¨emvqx cÖwZôv‡bi g~jab Znwej


Ae¨emvqx cÖwZôv‡bi g~jab‡K g~jab Znwej e‡j| A‡bK cÖwZôv‡b G‡K mvavib ZnwejI e‡j| †Kvb GKwU
Ae¨emvqx cÖwZôv‡bi wbw`©ó Zvwi‡L †gvU m¤úwËi g~j¨ n‡Z †gvU ewn`v‡qi cwigvY ev` w`‡j hv cv_©K¨ `uvovq
Zv‡K g~jab Znwej e‡j| g~jab Znwej g~jZt bxU m¤úwˇKB eySvq|
g~jab Znwej wbY©q ej‡Z cÖviw¤¢K g~jab wbY©q‡KB eySvq| cÖviw¤¢K g~jab Znwej = cÖviw¤¢K m¤úwË - cÖviw¤¢K
`vq I Ab¨vb¨ Znwej| cÖviw¤¢K g~jab Znwej wb‡¤œv³ Q‡Ki mvnv‡h¨ A_ev cÖviw¤¢K DØ„ËcÎ cÖ¯‘Z K‡i wbY©q Kiv
hvq| wb‡¤œ cÖviw¤¢K g~jab wbY©‡qi QK †`qv nj t

cÖviw¤¢K g~jab Znwej wbY©q


weeiY we¯ÍvwiZ cwigvY
UvKv UvKv
cÖviw¤¢K DØ„Ë t
bM` Znwej
e¨vsK Rgv

weMZ eQ‡ii e‡Kqv Avq t


e‡Kqv Puv`v
e‡Kqv jKvi fvov BZ¨vw`

weMZ eQ‡ii AwMÖg cÖ`Ë LiP t


Ki, AwfKi, exgv‡mjvgx BZ¨vw`

cÖviw¤¢K Ae¨eüZ `ªe¨vw`i gRy` t


gwbnvix, Lv`¨`ªe¨ I cvbxq, †Ljvi miÄvg

cÖviw¤¢K ¯’vqx m¤úwË t


`vjvb †KvVv
AvmevecÎ
†Ljvayjvi miÄvg
Awdm miÄvg
†gvU m¤úwË
ev` t cÖviw¤¢K `vqmg~n t
cvIbv`vi, e¨vsK FY BZ¨vw`
weMZ eQ‡ii e‡Kqv LiP
weMZ eQ‡i cÖvß AwMÖg Avq

cÖviw¤¢K we‡kl Znwej

cÖviw¤¢K g~jab Znwej

GBPGmwm †cÖvMÖvg c„ôv-52


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

Ae¨emvqx cÖwZôv‡bi we‡kl Znwej


Ae¨emvqx cÖwZôvb we‡kl †Kvb D‡Ïk¨ Znwej MVb Ki‡j Zv‡K we‡kl Znwej ejv nq| †hgb t ÎvY Znwej, e„wË
Znwej, Avc¨vqb Znwej, Uzb©v‡g›U dvÛ BZ¨vw`| G RvZxq †Kvb we‡kl Znwej m„wó Ki n‡j D³ Znwe‡ji Rb¨
cÖvß A_© Ges H we‡kl D‡Ïk¨ mva‡bi Rb¨ e¨wqZ A_© H Znwe‡ji mv‡_ †hvM I we‡qvM K‡i †`Lv‡Z n‡e| †hgb
t Uzb©v‡g›U dvÛ _vK‡j cÖvß, Uzbv©‡g›U wd I Uzb©v‡g›U LiP‡K Avq-e¨q wnmv‡e bv †`wL‡q DØ„Ëc‡Î Uzb©v‡g›U dv‡Ûi
mv‡_ cÖvß wd †hvM K‡i Ges cÖ`Ë LiP we‡qvM K‡i †`Lv‡Z n‡e| D‡jøL¨, GB we‡kl Znwejmg~n mvavibZt
Aby`vb, DBjK…Z m¤úwË BZ¨vw` g~jabRvZxq cÖvwß †_‡K m„wó Kiv nq| wb‡¤œ we‡kl Znwe‡ji cÖ‡qvM †`Lv‡bv nj t

D`vniY -1 t
2016 mv‡ji 1jv Rvbyqvwi Zvwi‡L gsjv Kj¨vY ms‡Ni mvB‡K¬vb Znwe‡ji DØ„Ë wQj 450,000 UvKv| eQ‡i wewfbœ
ms¯’v †_‡K D³ Znwe‡ji Rb¨ cvIqv †M‡Q 10,50,000 UvKv| D³ eQ‡i mvB‡K¬vb AvµvšÍ †jvK‡`i g‡a¨ ÎvY
Kvh©µg cwiPvjbvq LiP nq t Lv`¨ mvgMÖx eve` 6,15,000 UvKv; Jla I c_¨ eve` 1,65,000 UKv; kvwo jyw½ I
Ab¨vb¨ 3,00,000 UvKv Ges hvZvqvZ I cwienb 36,000 UvKv| D³ cÖwZôv‡bi DØ„Ëc‡Î mvB‡K¬vb Znwe‡ji
cÖ‡qvM †`Lvb|
gsjv Kj¨vY msN
DØ„ËcÎ
31 †k wW‡m¤^i 2016

`vq UvKv m¤ú` UvKv


mvB‡K¬vb Znwej t
cÖviw¤¢K DØ„Ë 4,50,000
†hvM t cÖvß `vb 10,50,000
15,00,000
ev` ÎvY weZiY t
Lv`¨ mvgMÖx 6,15,000
Jla I c_¨ 1,65,000
kvwo, jyw½ I Ab¨vb¨ 3,00,000
hvZvqvZ I cwienb 36,000
11,16,000
3,84,000

Ae¨emvqx cÖwZôv‡bi KwZcq `dvi e¨vL¨v


1. fwZ© wd (Admission Fee) t Ae¨emvqx cÖwZôv‡bi m`m¨c` jv‡fi Rb¨ †Kvb e¨w³‡K †h wbw`©ó cwigvY A_©
cÖ`vb Ki‡Z nq Zv‡K fwZ© wd ejv nq| fwZ© wd GKeviB Ki‡Z nq ZvB GwU GKwU AwbqwgZ hv GKKvjxb Avq|
fwZ© wd g~jabRvZxq Avq MY¨ K‡i g~jab Znwe‡ji mv‡_ †hvM Ki‡Z nq| Z‡e cwiPvjbv wbqgvejx‡Z
gybvdvRvZxq Avq aivi K_v D‡jøL _vK‡j Avq-e¨q wnmv‡e †`Lv‡Z n‡e| fwZ© wd m¤^‡Ü †Kvb wb‡`©kbv bv
_vK‡j g~jab ev gybvdvRvZxq Avq a‡i UxKv †`Iqv †h‡Z cv‡i|
2. Puv`v (Subscriptions) t Ae¨emvqx cÖwZôv‡bi Av‡qi GKwU Ab¨Zg Drm nj Dnvi m`m¨MY KZ…©K cÖ`Ë
Puv`v| mvavibZ m`m¨MY gvwmK ev evwl©K wfwˇZ cÖwZôv‡bi ¯^vfvweK Kvh©vejx cwiPvjbv I D‡Ïk¨
ev¯Íevq‡bi Rb¨ Puv`v cÖ`vb K‡i _v‡K| GB Puv`v cÖvwß cÖwZôv‡b cybt cybt N‡U weavq Bnv gybvdvRvZxq cÖvwß|
Z‡e Puv`vi g‡a¨ weMZ mv‡ji Puv`v Ges cieZ©x mv‡ji Puv`v AšÍf‚©³ _vK‡j Ges weMZ AwMÖg Puv`v _vK‡j Zv
mgš^q K‡i wb‡Z nq|

GBPGmwm †cÖvMÖvg c„ôv-53


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

3. Aby`vb (Donation) t RbKj¨vYKi Kv‡Ri Rb¨ Ae¨emvqx cÖwZôvb mgv‡Ri gnr RbMY wewfbœ cÖwZôvb,
miKvix KZ…c © ÿ, AvšÍR©vwZK ms¯’v cÖf…wZ Drm †_‡K GKKvjxb `vb ¯^iƒc A_© ev m¤ú` †c‡q _v‡K| `vb
¯^iƒc cÖvß G iƒc A_© m¤ú`‡K Aby`vb ejv nq| †h‡nZz Aby`vb/`vb evi evi cvIqv hvq bv ZvB g~jabRvZxq
cÖvwß wnmv‡e g~jab Znwe‡ji mv‡_ †hvM K‡i †`Lv‡bv nq| Z‡e cwiPvjbv cwil` Aby`vb/`v‡bi Ask we‡kl
ev cy‡ivcywi gybvdvRvZxq wnmv‡e we‡ePbv Ki‡Z cv‡i| †Kvb we‡kl D‡Ïk¨ Aby`vb cvIqv †M‡j Aby`vb‡K
g~jab Znwe‡ji mv‡_ †hvM bv K‡i mswkøó we‡kl Znwe‡j †hvM Ki‡Z nq| Puv`v I Aby`vb _vK‡j Dnv‡K
gybvdvRvZxq Avq wnmv‡e MY¨ nq|
4. DBjK…Z abm¤úwË (Legaceis) t mgv‡Ri gnr Ges `vbkxj e¨w³e‡M©i wbKU n‡Z DBj¯^iƒc cÖvß ab
m¤úwˇK DBjK…Z ab-m¤úwË ejv nq| GwU GKwU AwbqwgZ Avq e‡j g~jabRvZxq Avq MY¨ K‡i g~jab
Znwe‡ji mv‡_ †hvM Ki‡Z nq| DBjK…Z m¤úwË Rwg, `vjvb, BZ¨vw` n‡j g~jab Znwe‡j †hvM Kivi mv‡_
¯’vqx m¤úwË wnmv‡eI †`Lv‡Z n‡e| †Kvb we‡kl D‡Ïk¨ mva‡bi Rb¨ DBjK…Z m¤úwË cvIqv †M‡j g~jab
Znwe‡ji mv‡_ †hvM bv K‡i mswkøó Znwe‡ji bv‡g †`Lv‡Z n‡e| GRvZxq m¤úwËi Ask we‡kl cwiPvjbv
cwil` KZ©„K gybvdvRvZxq e‡j wm×všÍ wb‡Z cv‡i|
5. AvRxeb m‡f¨i Puv`v (Life Membership Fees) t Ae¨emvqx cÖwZôv‡bi †Kvb †Kvb m`m¨ †¯^”QvcÖ‡bvw`Z
n‡q gvwmK A_ev evwl©K Puv`v †`Iqvi cwie‡Z© GK mv‡_ mvivRxe‡bi Puv`v eve` GKwU †gvUv As‡Ki A_©
cÖ`vb K‡i _v‡K| G‡K AvRxeb m‡f¨i Puv`v ejv nq| AvRxeb m‡f¨i Puv`v wnmvef‚³ Kivi Rb¨ wb‡¤œi
c×wZi †h †Kvb GKwU AbymiY Kiv hvq|
K. hZw`b m`m¨ RxweZ _vK‡eb ZZw`b DØ„Ëc‡Î AvRxeb m‡f¨i Puv`v wnmv‡e †`Lv‡Z n‡e| m`m¨ gviv †M‡j
Zvi wbKU †_‡K cÖvß Puv`v g~jab Znwe‡ji mv‡_ †hvM Ki‡Z n‡e|
L. AvRxeb m‡f¨i Puv`v wnmv‡e †`Lv‡bv nq Ges mvaviY m‡f¨i wbKU n‡Z cÖvß Puv`vi mgnv‡i A_© cÖwZ wnmve
eQ‡ii Avq-e¨q wnmv‡e †µwWU Kiv nq| †Kvb m`m¨i g„Z‚¨ n‡j Zvi wbKU †_‡K cÖvß Puv`vi Aewkó Ask
g~jab Znwe‡j ¯’vbvšÍi Kiv nq|
M. AvRxeb m`‡m¨i Avqy¯‹vj wVK K‡i Zvi wbKU n‡Z cÖvß Puv`v‡K Aewkó Rxeb Kvj w`‡q fvM K‡i GKfvM
mgcwigvY A_© cÖwZeQi Avq wnmv‡e †`Lv‡Z n‡e| AvbygvwbK Avqy¯‹vj †kl nIqvi c~‡e©B hw` †Kvb m`m¨
g„Z‚¨eiY K‡i Z‡e Zuvi cÖ`Ë Puv`vi Aewkó A_© Avq wnmv‡e †`Lv‡Z n‡e| AvRxeb m‡f¨i Puv`v m¤ú‡K©
we¯ÍvwiZ Z_¨ bv †`qv _vK‡j g~jabRvZxq Avq we‡ePbv K‡i g~jab Znwe‡ji mv‡_ †hvM Ki‡Z n‡e|
D`vniY-2 t gnvbMi K‡j‡Ri 2016 mv‡ji 31†k wW‡m¤^i Zvwi‡L mgvß eQ‡ii wb¤œwjwLZ Z_¨ I cÖvwß-cÖ`vb
wnmve †`Iqv nj t
Ab¨vb¨ Z_¨ t
1. 50 Rb Qv‡Îi wbKU gvwmK 100 UvKv K‡i wW‡m¤^i gv‡mi †eZb e‡Kqv i‡q‡Q|
2. AwWU wd eve` cÖwfkb ivL‡Z n‡e 9,000 UvKv|
3. 2016 mv‡ji 1jv Rvbyqvwi‡Z K‡j‡Ri Ab¨vb¨ m¤úwË t Rwg I `vjvb 600,000 UvKv, eB 2,40,000 UvKv;
j¨ve‡iUix hš¿cvwZ 1,00,000UvKv; AvmevecÎ 2,00,000UvKv; 10% ¯’vqx AvgvbZ 1,00,000 UvKv|
4. AePq avh© Ki‡Z n‡e t eB‡qi Dci 10%; Avmevec‡Îi Dci 10%; hš¿cvwZi Dci 15%|

GBPGmwm †cÖvMÖvg c„ôv-54


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

cÖvwß I cÖ`vb wnmve


†WweU †µwWU
cÖvwßmg~n UvKv cÖ`vbmg~n UvKv
nv‡Z bM` I e¨vsK Rgv 1,00,000 †eZb 1,60,000
QvÎ †eZb t Qvcv I †ókbvix 20,000
2015 40,000 K‡jR cixÿv LiP 40,000
2016 4,00,000 cÖwf‡W›U dv‡Û Aby`vb 16,000
wewfbœ wdm 1,20,000 †Pqvi I †Uwej µq 60,000
†eZb eve` miKvix Aby`vb 1,20,000 eB µq 40,000
AveZ©K miKvix Aby`vb 40,000 ¯^xK…wZ bevqb wd 10,000
¯’vqx Avgvb‡Zi Dci my` 6,000 we`y¨r †Rbv‡iUi µq 40,000
cyivZb KvMR weµq 1,000 2015 mv‡ji e‡Kqv †eZb 40,000
DØ„Ë (31-12-2016) 4,01,000
8,27,000 8,27,000

KiYxq:
K. g~jab Znwej wbY©q Kiæb|
L. Avq-e¨q wnmve cÖ¯‘Z Kiæb|
M. Av`k© K‡j‡Ri DØ„ËcÎ ˆZwi Kiæb|

mgvavb
K.
g~jab Znwej wbY©q
cÖviw¤¢K m¤úwËmg~n
nv‡Z bM` I e¨vsK Rgv 1,00,000
10% ¯’vqx AvgvbZ 1,00,000
e‡Kqv QvÎ †eZb 40,000
hš¿cvwZ 1,00,000
Rwg I `vjvb 6,00,000
eB 2,40,000
AvmevecÎ 2,00,000
13,80,000
ev` t cÖviw¤¢K `vqmg~n
e‡Kqv †eZb 40,000
cÖviw¤¢K g~jab Znwej 13,40,000

GBPGmwm †cÖvMÖvg c„ôv-55


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

L.
gnvbMi K‡jR
Avq-e¨q wnmve
2016 mv‡ji 31 †k wW‡m¤^i Zvwi‡L mgvß erm‡ii Rb¨
†WweU †µwWU
e¨qmg~n UvKv Avqmg~n UvKv
‡eZb 1,60,000 QvÎ †eZb 400,000
Qvcv I †ókbvix 20,000 †hvM t e‡Kqv 5,000
K‡jR cixÿv LiP 40,000 4,05,000
cÖwf‡WÛ dv‡Û Aby`vb 16,000 wewfbœ wdm 1,20,000
¯^xK…wZ bevqb wd 10,000 †eZb eve` miKvix Aby`vb 1,20,000
AePq t ¯’vqx Avgvb‡Zi my` 6,000
eB (240,000×10%) 24,000 †hvM t e‡Kqv 4,000
AvmevecÎ (200,000×10%) 20,000 10,000
hš¿cvwZ (100,000×10%) 15,000 cyivZb KvMR weµq 1,000
AwWU wd cÖwfkb 9,000
e¨vqvwZwi³ Avq 3,42,000
6,56,000 6,56,000

M.
gnvbMi K‡jR
DØ„ËcÎ
31 †k wW‡m¤^i 2016
†WweU †µwWU
g~jab Znwej I `vq UvKv m¤úwËmg~n UvKv
AwWU wd cÖwfkb 9,000 nv‡Z bM` I e¨vs‡K Rgv 4,01,000
g~jab Znwej 13,40,00 e‡Kqv QvÎ †eZb 40,000
†hvM t e¨vqvwZwi³ Avq 3,42,00 ¯’vqx Avgvb‡Zi e‡Kqv my` 4,000
AveZ©K miKvix Aby`vb 40,000 j¨ve‡iUix hš¿cvwZ 1,00,000
17,22,000 ev` t AePq 15,000
85,000
eB 2,40,000
†hvM t µq 40,000
2,80,000
ev` t AePq 24,000 2,56,000
AvmevecÎ 2,00,000
†hvM t µq 60,000
2,60,000
ev` t AePq 20,000
2,40,000
we`y¨r †Rbv‡iUi 40,000
Rwg I `vjvb 6,00,000
17,31,000 17,31,000

GBPGmwm †cÖvMÖvg c„ôv-56


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

mvims‡ÿc:
wnmveKvj †k‡l Ae¨emvqx cÖwZôv‡bi Avw_©K Ae¯’v wbiƒc‡bi Rb¨ LwZqvbw¯’Z e¨w³K I m¤úwËevPK wnmv‡ei
DØ„Ë wb‡q †h weeiYx ev ZvwjKv cÖ¯‘Z Kiv nq Zv‡K DØ„ËcÎ ejv nq| Ae¨emvqx cÖwZôv‡bi DØ„ËcÎ I e¨emvqx
cÖwZôv‡bi DØ„ËcÎ GKB c×wZ‡Z I GKB iKg Q‡K cÖ¯‘Z Kiv nq| Ae¨emvqx cÖwZôv‡bi g~jab‡K g~jab
Znwej e‡j| g~jab Znwej = cÖviw¤¢K m¤úwË - cÖviw¤¢K `vq I Ab¨vb¨ Znwej|

cv‡VvËi g~j¨vqb 2.4


‰be©¨w³K cÖkœ
1. †h weeiYx‡Z †Kvb wbw`©ó Zvwi‡Li m¤úwË I `vq mg~‡ni DØ„Ë wjwce× Kiv nq Zv‡K e‡j-
K. Avq-e¨q weeiYx L. m¤úwË I `vq weeiYx M. Avw_©K weeiYx N. DØ„ËcÎ|
2. †Kvb&wU DØ„ËcÎ cÖ¯‘‡Zi cÖavb D‡Ïk¨?
K. Avw_©K Ae¯’v wbY©q L. m¤úwËi cwigvY wbY©q M. `v‡qi cwigvY wbY©q N. g~jab Znwej wbY©q|
3. †Kvb&wU‡K Ae¨emvqx cÖwZôv‡bi g~jab Znwej e‡j?
K. g~jab‡K L. we‡kl Znwej‡K M. bM` Znwej‡K N. e¨vsK Rgvi D؄ˇK|
4. g~jab Znwej wbY©‡qi m~Î †Kvb&wU?
K. cÖviw¤¢K m¤úwË - we‡kl Znwej = g~jab Znwej L. cÖviw¤¢K m¤úwË - cÖviw¤¢K `vq I we‡kl Znwej = g~jab Znwej
M. cÖviw¤¢K `vq + cÖviw¤¢K m¤úwË = g~jab Znwej N. cÖviw¤¢K `vq - cÖviw¤¢K m¤úwË = g~jab Znwej|
5. †Kvb&wU we‡kl Znwej bq?
K. g~jab Znwej L. e„wË Znwej M. ÎvY Znwej N. Dbœqb Znwej|
6. †Kvb&wU GKKvjxb cÖvwß bq?
K. Puv`v L. AvRxeb m‡f¨i Puv`v M. fwZ© wd N. DBjK…Z m¤úwË
7. cÖ‡ek wdi m¤ú~Y© Ask g~jabRvZxq Avq wn‡m‡e MY¨ Ki‡j, Gi cÖfve wK n‡e?
i.m¤ú~Y© Ask Avq-e¨q weeiYxi Av‡qi g‡a¨ em‡e
ii. m¤ú~Y© Ask cÖviw¤¢K g~jab Znwej wbY©‡q `v‡q em‡e
iii. m¤ú~Y© Ask mgvcbx Avw_©K Ae¯’vi weeiYxi `v‡qi cv‡k g~jab Znwe‡j ¯’vbvšÍwiZ n‡e
wb‡Pi †KvbwU mwVK?
K. i L. ii M. iii N. i, ii I iii
8. Ae¨emvqx cÖwZôv‡bi P~ovšÍ wnmv‡e †h weeiYwU ˆZwi Kiv nq, Zv n‡jv-
i. cÖvwß I cÖ`vb wnmve ii. Avq-e¨q weeiYx iii. Avw_©K Ae¯’vi weeiYx
wb‡Pi †KvbwU mwVK?
K. i L. ii M. iii N. i, ii I iii
9. cÖvwß I cÖ`vb wnmv‡e fvov 60,000 UvKv Ges erm‡ii †kl ch©šÍ fvov 1/4 Ask e‡Kqv _vK‡j †gvU fvov I
e‡Kqv fvovi cwigvY-
i. 80,000 ii. 20,000 iii. 15,000
wb‡Pi ‡KvbwU mwVK?
K. i L. ii M. iii N. i, ii I iii
iPbvg~jK cÖkœvejx
1. Ae¨emvqx cÖwZôv‡bi DØ„Ëc‡Îi msÁv w`b|
2. Ae¨emvqx cÖwZôv‡bi DØ„Ëc‡Îi D‡Ïk¨ wK?
3. g~jab Znwej wbY©q c×wZ eY©bv Kiæb|
4. DØ„Z© cÎ wKfv‡e cÖ¯‘Z Kiv nq?
5. mswÿß eY©bv w`b t
K. Puv`v L. fwZ© wd M. DBjK…Z m¤úwË N. AvRxeb m‡f¨i Puv`v O. Aby`vb P.we‡kl Znwej Q. g~jab Znwej

GBPGmwm †cÖvMÖvg c„ôv-57


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

m„Rbkxj cÖkœ
1. wb‡¤œ wm‡jU K¬v‡ei cÖvwß-cÖ`vb wnmve I Ab¨vb¨ Z_¨ †`Iqv nj t
wm‡jU K¬ve
cÖvwß I cÖ`vb wnmve
2016 mv‡ji 31 †k wW‡m¤^i Zvwi‡L mgvß erm‡ii Rb¨
†WweU †µwWU
cÖvwß UvKv cÖ`vb UvKv
cÖviw¤¢K DØ„Ë t (1-1-16) cwÎKv I mvgwqKx 4,200
bM` Znwej 3,800 AwfKi 4,800
e¨vsK Rgv 28,000 Qvcv I gwbnvix 9,000
Puv`v 65,000 10% wewb‡qvM (1.7.16) 20,000
miKvix Aby`vb (75% g~jabRvZxq cÖvwß) 60,000 AvmevecÎ µq 20,000
g¨vMvwRb weµq 28,000 m¤úv`‡Ki m¤§vbx 24,000
g¨vMvwR‡b weÁvcb 42,000 g¨vMvwRb eve` e¨q 80,000
cÖv½b n‡Z Avq 6,000 cÖv½b iÿYv‡eÿb 8,000
AvmevecÎ weµq (ewng~j¨ 10,000 UvKv) 8,000 mfv Abyôvb 9,000
fwZ© wd (25% gybvdvRvZxq) 18,000 wewfbœ w`em cvjb LiP 30,000
wewb‡qv‡Mi my` 600 gRyix I †eZb 19,200
K¬ve Ni m¤úÖmviY 16,000
mgvcbx DØ„Ë (31-12-16)
bM` Znwej 3,200
e¨vsK Rgv 12,000
2,59,400 2,59,400

Ab¨vb¨ Z_¨ t
K. 1 Rvbyqvwi 2016 mv‡j K¬v‡ei m¤úwË I Znwej t AvmevecÎ 40,000 UvKv; †Ljvi miÄvg 64,000 UvKv; jvB‡eªixi
eB 24,000 UvKv; AvRxeb m‡f¨i Puv`v 28,000 UvKv; Rwg I `vjvb 3,50,000 UvKv; gwbnvix gRy` 3,000 UvKv|
L. Puv`vi g‡a¨ weMZ eQ‡ii Puv`v AšÍf©~³ Av‡Q 1,600 UvKv Ges cieZ©x mv‡ji Puv`v 2,400UvKv AšÍf©~³ Av‡Q|
cÿvšÍ‡i weMZ mv‡ji Puv`v I PjwZ mv‡ji Puv`v GLbI e‡Kqv Av‡Q h_vµ‡g 1,200 I 2,000 UvKv|
M. AwfKi cÖwZ eQi gvP© ch©šÍ evrmwiK wfwˇZ cÖ`vb Kiv nq|
N. Qvcv I gwbnvix e‡Kqv i‡q‡Q 2,400 UvKv cÿvšÍ‡i gwbnvix Ae¨eüZ i‡q‡Q 3,000 UvKv|
O. gRyix AwMÖg cÖ`vb Kiv n‡q‡Q 800 UvKv|
P. AvRxeb m`m¨ msL¨v 14, G eQi g„Z‚¨eiY K‡i‡Q 2 Rb|
Q. mKj ¯’vqx m¤ú‡`i Dci 10% AePq avh© Ki‡Z n‡e|
R. g¨vMvwR‡b weÁvcb eve` cvIbv Av‡Q 1,800 UvKv|

KiYxq:
K. gwbnvwi Li‡Pi cwigvY wbY©q Kiæb?
L. DwÏc‡Ki Z_¨ †_‡K Avq-e¨q wnmve cÖ¯‘Z Kiæb|
M. DwÏc‡Ki Z_¨ †_‡K DØ„ËcÎ cÖ¯‘Z Kiæb|

GBPGmwm †cÖvMÖvg c„ôv-58


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

cvV-2.5 ‡ckvRxex e¨w³‡`i wnmve e¨e¯’v

D‡Ïk¨
G cvV †k‡l AvcwbÑ
 †ckvRxex I Zuv‡`i cÖwZôvb m¤ú‡K© ej‡Z cvi‡eb
 †ckvRxex‡`i wnmve e¨e¯’vi eY©bv w`‡Z cvi‡eb
 †ckvRxex‡`i P‚ovšÍ wnmve cÖ¯‘Z Ki‡Z cvi‡eb|
†ckvRxwe I Zv‡`i wnmve e¨e¯’v
Wv³vi, AvBbRxex, wkÿK, wnmvewe`, cÖ‡KŠkjx, wkíx, mvwnwZ¨K, BZ¨vw` eyw×Rxwe I Kjv‡KŠkjx e¨w³eM©‡K
‡ckvRxex ejv nq| Gme †ckvRxexiv GKKfv‡e A_ev GKvwaK e¨w³eM© wgwjZ n‡q †mevg~jK Kvh©µg cwiPvjbv
K‡i _v‡K| †ckvRxex ev Zv‡`i cÖwZôvb †ckvMZ `vwqZ¡ cvjb I †mev cÖ`v‡bi gva¨‡g gybvdv AR©b K‡i| Avi
gybvdv AR©b K‡i e‡jB ‡ckvRxex‡`i cÖwZôvb‡K gybvdv‡fvMx Ae¨emvqx cÖwZôvb ejv nq| †ckvRxexMY ev Zuv‡`i
cÖwZôvb e¨emvqx cÖwZôv‡bi gZ µq-weµq, Drcv`b, eÈb BZ¨vw` Kv‡R Ask MÖnY bv Ki‡jI e¨emvqx cÖwZôv‡bi
gZ gybvdv AR©b K‡i Ges ci¯úi cÖwZ‡hvMxZvq wjß nq| †ckvRxexM‡Yi ˆ`bw›`b †jb‡`bmg~n wjwce× Ki‡Z
Ges eQi †k‡l Avw_©K djvdj I Avw_©K Ae¯’v wbY©q Ki‡Z †h wnmve e¨e¯’v AbymiY Kiv nq ZvB ‡ckvRxex
e¨w³‡`i wnmve e¨e¯’v bv‡g cwiwPZ|
†ckvRxwe e¨w³MY ev Zuv‡`i cÖwZôvb Ae¨emvqx cÖwZôv‡bi gZ `y’Zidv `vwLjv c×wZ Abymv‡i ˆ`bw›`b †jb‡`‡bi
wnmve †i‡L _v‡K| eQi †k‡l bM` I e¨vsK Rgvi DØ„Ë wbY©‡qi Rb¨ bM` †jb‡`b mg~n wjwce× K‡i cÖvwß I
cÖ`vb wnmve cÖ¯‘Z K‡i _v‡K| cÖvwß I cÖ`vb wnmve †_‡K Avw_©K djvdj wbY©‡qi Rb¨ Avq-e¨q wnmve cÖ¯‘Z Kiv
nq| Avq-e¨q wnmv‡ei Av‡iv GKwU D‡Ïk¨ AvqKi wba©viY| Avi Avw_©K Ae¯’v Rvbvi Rb¨ wnmveKv‡ji †kl w`‡K
DØ„ËcÎ cÖ¯‘Z Kiv nq| Z‡e DØ„ËcÎ cÖ¯‘Z eva¨Zvg~jK bq|
Avq-e¨q wnmve cÖ¯‘‡Zi mgq‡ckvRxex ev Zv‡`i cÖwZôvb bM` Avq‡K †ekx ¸iæZ¡ w`‡q _v‡Kb| KviY,
‡ckvRxex‡`i †ÿ‡Î e‡Kqv Avq ev wd Av`vq bv nIqvi m¤¢vebv _v‡K| †hgb t †ivMx †`Lvi wd| GRb¨
‡ckvRxex‡`i e‡Kqv Avq ev wd wnmvef‚³ Kiv n‡jI mgcwigvY mwÂwZ ivLv nq| e¨‡qi †ÿ‡Î bM` I e‡Kqv
DfqB wnmvef‚³ Kiv nq| †Kvb †Kvb Ae¨emvqx cÖwZôvb Avq-e¨q wnmve‡K cÖvwß I e¨q bv‡g AwfwnZ K‡i _v‡K|
wKš‘ wnmve weÁv‡bi bxwZ I cÖv‡qvwMK w`K †_‡K Avq-e¨q wnmveB AwaK MÖnY‡hvM¨|
myZivs cÖwZqgvb nq †h, K) cÖvwß I cÖ`vb wnmve L) Avq-e¨q wnmve I M) DØ„ËcÎ cÖ¯‘Z K‡I †ckvRxexMY
mgvcbx bM` Znwej, Avw_©K djvdj I Avw_©K Ae¯’v wbY©q K‡i _v‡K| A_©vr wnmve msiÿ‡Yi †ÿ‡Î †ckvRxex
Z_v gybvdv‡fvMx Ae¨emvqx cÖwZôvb I Agybvdv‡fvMx Ae¨emvqx cÖwZôvb Gi g‡a¨ †Kvbiƒc bxwZMZ cv_©K¨ †bB|
†ckvRxwe e¨w³‡`i wnmve cÖ¯‘ZKiY
e¨envwiK D`vni‡Yi mvnv‡h¨‡ckvRxex e¨w³‡`i wnmve cÖ¯‘ZKiY †`Lv‡bv nj t
D`vniY-1 t Rbve †gvnwmb GKRb AvBbRxwe| 31†k wW‡m¤^i 2016 Zvwi‡L Zvi hveZxq Z_¨ wb‡¤œ †`Iqv n‡jv:
DØ„Ë (1-1-16) t bM` Znwej 32,000 UvKv I e¨vsK Rgv 100,000 UvKv; eQ‡ii †jb‡`bmg~n Kbmvj‡UwÝ wdm
7,60,000 UvKv; mvavib cÖ¨vKwUm wdm 8,58,400 UvKv; wbe©vPbx UªvBeybvj gvgjv wdm 2,50,000 UvKv;
wewb‡qv‡Mi my` 20,000 UvKv; wewea cÖvwß 27,400 UvKv; †P¤^vi fvov 64,000 UvKv, †Uwj‡dvb wej 1,10,000
UvKv; Aby`vb 80,000 UvKv; mvgwqKx I cwÎKv 31,000 UvKv; †ckvMZ eB (1-7-16) 60,000 UvKv; Kw¤úDUvi
2,40,000 UvKv; e¨w³MZ Li‡Pi Rb¨ D‡Ëvjb 1,20,000 UvKv; 10% wewb‡qvM (1-7-16) 5,00,000 UvKv;
gvgjv bw_f‚³KiY LiP 3,10,000 UvKv, mnKvix‡`i †eZb 90,000 UvKv; ÷¨v¤ú I gwbnvix 1,30,000 UvKv;
evi KvDw݇ji Puv`v 10,000 UvKv|

GBPGmwm †cÖvMÖvg c„ôv-59


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

Ab¨vb¨ Z_¨vejx
(K) 1 Rvbyqvwi 2016 Zvwi‡L AvmevecÎ 80,000 UvKv; Awdm miÄvg 1,00,000 UvKv; †ckvMZ eB 1,50,000
UvKv Ges Ae¨eüZ ÷¨v¤ú wQj 12,800 UvKv|
(L) eQi †k‡l ÷¨v¤ú I gwbnvix 4,800UvKv|
(M) g‡°j‡`i wbKU n‡Z cÖ¨vKwUm wdm 24,000 UvKv e‡Kqv Av‡Q|
(N) eQi †k‡l e‡Kqv Av‡Q: mnKvix‡`i †eZb 8,000 UvKv, ÷¨v¤ú I gwbnvix 5,000 UvKv Ges †Uwj‡dvb wej 10,400 UvKv|
(O) m¤úwËmg~‡ni Dci AePq avh© Ki‡Z n‡e : Kw¤úDUvi 20% , Awdm miÄvg 10%, AvmevecÎ 5% Ges
†ckvMZ eB 5%|
KiYxq:
K. ÷¨v¤ú Li‡Pi cwigvY wbY©q Kiæb?
L. Rbve †gvnwm‡bi cÖviw¤¢K g~jab wbY©q Kiæb|
M. Rbve †gvnwm‡bi cÖvwß cÖ`vb wnmve cÖ¯‘Z Kiæb|

mgvavb
K. cÖviw¤¢K ÷¨v¤ú+µqK…Z ÷¨v¤ú+e‡Kqv ÷¨v¤ú LiP-mgvcbx ÷¨v¤ú|
12,800+130,000+5,000-4,800 = 143,000

L.
cÖviw¤¢K g~jab Znwej wbY©q t
cÖviw¤¢K m¤úwË UvKv
bM` I e¨vsK Rgv 1,32,000
AvmevecÎ 80,000
Awdm miÄvg 1,00,000
†ckvMZ eB 1,50,000
÷¨v¤ú 12,800
4,74,800
ev` t cÖviw¤¢K `vq 0
cÖviw¤¢K g~jab 4,74,800

M.
Rbve gnwmb
cÖvwß I cÖ`vb wnmve
31 †k wW‡m¤^i 2016 Zvwi‡L mgvß eQ‡ii Rb¨
†WweU †µwWU
cÖvwßmg~n UvKv cÖ`vbmg~n UvKv
DØ„Ë (1.1.16) †P¤^vi fvov 64,000
bM` Znwej 32,000 †Uwj‡dvb wej 1,10,000
e¨vsK Rgv 1,00,000 Aby`vb 80,000
Kbmvj‡UwÝ wdm 7,60,000 mvgwqKx I cwÎKv 31,000
mvaviY cÖ¨vKwUm wdm 8,58,400 †ckvMZ eB (1.7.16) 1,20,000
wbe©vPbx UªvBeybvj gvgjv wdm 2,50,000 AvmevecÎ (1.7.16) 60,000
wewb‡qv‡Mi my` 20,000 Kw¤úDUvi 2,40,000
wewea cÖvwß 27,400 e¨w³MZ Li‡Pi Rb¨ D‡Ëvjb 1,20,000

GBPGmwm †cÖvMÖvg c„ôv-60


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

10% wewb‡qvM (1-7-16) 5,00,000


gvgjv bw_f‚³KiY LiP 3,10,000
mnKvix‡`i †eZb 90,000
÷¨v¤ú I gwbnvix 1,30,000
evi KvDw݇ji Puv`v 10,000
mgvcbx DØ„Ë (31.12.16)
bM` I e¨vsK Rgv 1,82,800
20,47,800 20,47,800

D`vniY-2 t Rbve mvwg GKRb cÖ‡KŠkjx| 2016 mv‡ji 1jv Rvbyqvwi Zvwi‡L wZwb Zvi †ckvMZ dv‡g©
AvZ¥wb‡qvM K‡ib| 2016 mv‡ji 31†k wW‡m¤^i Zvwi‡L mgvß eQ‡ii cÖvwß I cÖ`vb wnmve wb‡¤œ †`Iqv nj t
cÖvwß I cÖ`vb wnmve
†WweU †µwWU
e¨q UvKv Avq UvKv
DØ„Ë (1.1.16) : Awdm fvov 1,00,000
bM` Znwej 14,000 mnKvix‡`i †eZb I †evbvm 1,20,000
e¨vsK Rgv 75,000 ÷vd †eZb 60,000
AvwK©‡U± wd 9,00,000 Qvcv I gy`Yª 36,000
cwi`k©b wd 1,80,000 gwbnvwi 13,400
Dc‡`óv wnmv‡e Avq 1,40,000 BKzBc‡g›U µq (1.10.2016) 4,00,000
wewea cÖvwß 20,000 AvqKi 68,000
WvK I Zvi 5,800
D‡Ëvjb 3,00,000
Ab¨vb¨ Dc‡hvM LiP 9,000
hvZvqvZ LiP 15,600
wWRvBb mvgMÖx 56,000
DØ„Ë (31.12.16):
bM` Znwej 9,200
e¨vsK Rgv 1,36,000
13,29,000 13,29,000

1jv Rvbyqvwi 2016 Zvwi‡L m¤ú‡`i DØ„Ë wQj t AvmevecÎ 70,000UvKv; BKzBc‡g›U 3,40,000 UvKv; eB
50,000UvKv|
Ab¨vb¨ Z_¨vejx
K. AvwK©‡U± wd e‡Kqv i‡q‡Q 6,000 UvKv|
L. Dc‡`óv wnmv‡e cÖvß Av‡qi g‡a¨ weMZ eQ‡ii Avq AšÍf³ ©~ Av‡Q 2,000 UvKv cÿvšÍ‡i PjwZ mv‡ji Avq
e‡Kqv i‡q‡Q 13,000 UvKv hvi Dci mwÂwZ ivLvi cÖ‡qvRb bvB|
M. wWRvBb mvgMÖxi gRy` t 1.1.16 Zvwi‡L 12,000UvKv Ges 31.12.16 Zvwi‡L 18.800UvKv|
N. AePq avh© Ki‡Z n‡e t AvmevecÎ I eB 15% Ges BKzBc‡g›U 25%|
KiYxq:
K. Rbve mvwgi cÖviw¤¢K g~jab wbY©q Kiæb|
L. Rbve mvwgi Avq-e¨q wnmve cÖ¯‘Z Kiæb|
M. Rbve mvwgi DØ„ËcÎ cÖ¯‘Z Kiæb|

GBPGmwm †cÖvMÖvg c„ôv-61


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

mgvavb
K. cÖviw¤¢K g~jab Znwej wbY©q
cÖviw¤¢K m¤úwË
bM` Znwej 14,000
e¨vsK Rgv 75,000
AvmevecÎ 70,000
BKzBc‡g›U 3,40,000
eB 50,000
wWRvBb mvgMÖx 12,000
Dc‡`óv wnmv‡e e‡Kqv Avq 2,000
†gvU cÖviw¤¢K m¤úwË 5,63,000
ev` t cÖviw¤¢K `vq 0
cÖviw¤¢K g~jab 5,63,000

L.
Rbve mvwg (cÖ‡KŠkjx)
Avq-e¨q wnmve
31†k wW‡m¤^i 2016 Zvwi‡L mgvß eQ‡ii Rb¨
†WweU †µwWU
e¨q UvKv Avq UvKv
Awdm fvov 1,00,000 AvwK©‡U± wd 9,00,000
mnKvix‡`i †eZb I †evbvm 1,20,000 †hvM t e‡Kqv 6,000
÷vd †eZb 60,000 9,06,000
Qvcv I gy`Yª 36,000 cwi`k©b n‡Z Avq 1,80,000
gwbnvwi 13,400 Dc‡`óv wnmv‡e Avq 1,40,000
WvK I Zvi 5,800 ev` t weMZ eQ‡ii e‡Kqv 2,000
Ab¨vb¨ Dc‡hvM LiP 9,000 1,38,000
hvZvqvZ LiP 15,600 †hvM t PjwZ eQ‡ii e‡Kqv 13,000
wWRvBb mvgMÖx µq 56,000 1,51,000
†hvM t cÖviw¤¢K gRy` 12,000 wewea cÖvwß 20,000
68,000
ev` t mgvcbx gRy` 18,800
49,200
e‡Kqv AvwK©‡U± wd mwÂwZ 6,000
AePq t
AvmevecÎ 70,000 × 15% 10,500
eB 50,000 × 15% 7,500
BKzBc‡g›U t
3,40,000 × 25% = 85.000
4,00,000×25% × 1 = 25,000
4 1,10,000
e¨qvwZwi³ Avq 7,14,000
12,57,000 12,57,000

GBPGmwm †cÖvMÖvg c„ôv-62


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

M.
Rbve mvwg
DØ„ËcÎ
31†k wW‡m¤^i 2016 mgvß eQ‡ii Rb¨
†WweU †µwWU
`vq I g~jab Znwej UvKv m¤ú` UvKv
cÖviw¤¢K g~jab Znwej 5,63,000 nv‡Z bM` 9,200
†hvM t e¨qvwZwi³ Avq 7,14,000 e¨vsK Rgv 1,36,000
12,77,000 e‡Kqv AvwK©‰U± wd 6,000
ev` t AvqKi 68,000 e‡Kqv Dc‡`óv wd 13,000
12,09,000 wWRvBb mvgMÖxi gRy` 18,800
ev` t D‡Ëvjb 3,00,000 AvmevecÎ 70,000
9,09,000 ev` t AePq 10,500
e‡Kqv AvwK©‡U± wd mwÂwZ 6,000 59,500
BKzBc‡g›U 3,40,000
†hvM t µq 4,00,000
7,40,000
ev` t AePq 1,10,000
6,30,000
eB 50,000
ev` t AePq 7,500
42,500
9,15,000 9,15,000

mvims‡ÿc:
Wv³vi, AvBbRxwe, wkÿK, cÖ‡KŠkjx, wnmvewe`, wkíx, mvwnwZ¨K, BZ¨vw` eyw×Rxwe‡`i‡ckvRxex ejv nq| G me eyw×Rxwei
cÖwZôvb‡K‡ckvRxex cÖwZôvb ejv nq| ‡ckvRxex e¨w³ ev cÖwZôvb `y’Zidv `vwLjv c×wZ Abymv‡i wnmve msiÿY K‡i|
wnmveKvj †k‡l Agybvdv‡fvMx Ae¨emvqx cÖwZôv‡bi gZ cÖvwß I cÖ`vb wnmve, Avq-e¨q wnmve I DØ„ËcÎ cÖ¯‘Z K‡i _v‡K|

cv‡VvËi g~j¨vqb 2.5

(K) ‰be©¨w³K cÖkœ


1. wb‡Pi †Kvb& e¨w³‡K ‡ckvRxex ejv hvq bv?
K. wkÿK L. †`vKvb`vi M. cÖ‡KŠkjx N. e¨e¯’vcbv Dc‡`óv
2. †ckvRxex e¨w³ ev cÖwZôvb †Kvb&wU K‡i _v‡K?
K. gybvdv AR©b L. †mev cÖ`vb M. †ckvMZ `vwqZ¡ cvjb N. me¸‡jvB|
3. †ckvRxex e¨w³ ev cÖwZôv‡bi wnmv‡ei †ÿ‡Î †Kvb&wU mwVK?
K. ˆ`bw›`b †jb‡`‡bi wnmve wjLb L. `y’Zidv `vwLjv c×wZ AbymiY
M. Ae¨emvqx cÖwZôv‡bi wnmve e¨e¯’v AbymiY N. me¸‡jvB
4. P‚ovšÍ wnmv‡ei Rb¨‡ckvRxexMY †Kvb&wU cÖ¯‘Z K‡i?
K. cÖvwß I cÖ`vb wnmve L. Avq-e¨q wnmve M. DØ„ËcÎ N. me¸‡jvB

GBPGmwm †cÖvMÖvg c„ôv-63


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

5. e‡Kqv Avq cÖvwßi m¤¢vebv Kg _vKvq‡ckvRxexMY wb‡¤œi †Kvb&wU K‡i?


K. e‡Kqv Avq wnmvef‚³ bv Kiv L. ïaygvÎ bM` Avq wnmvef‚³KiY
M. e‡Kqv Av‡qi mgcwigvY N. †KvbwUB bq|
6. †ckvRxex cÖwZôv‡bi Av‡qi cÖavb Drm-
i. AvRxeb m‡f¨i Puv`v ii. miKvwi Aby`vb iii. m`m¨‡`i Puv`v
wb‡Pi †KvbwU mwVK?
K. i L. ii M. iii N. i, ii I iii
7. †ckvRxex cÖwZôv‡bi cÖvwß I cÖ`vb wnmv‡ei mgvcbx †Ri w`‡q eySvq-
i. nv‡Z bM` DØ„Ë ii. e¨vsK Rgvi DØ„Ë iii. Avq ev ÿwZ;
wb‡Pi †KvbwU mwVK?
K. i L. ii M. iii N. i, ii I iii
8. ‡ckvRxex Ae¨emvqx cÖwZôv‡bi Av‡qi D`vniY n‡jv-
i. Puv`v ii. Aby`vb iii. civgk© wd
wb‡Pi †KvbwU mwVK?
K. i L. ii M. iii N. i, ii I iii

(L) iPbvg~jK cÖkœ


1. †ckvRxex ej‡Z Kv‡`i eySv‡bv nq?
2. †ckvRxex e¨w³‡`i wnmve e¨e¯’vi eY©bv w`b|
(M) m„Rbkxj cÖkœ t
1. Rbve wmqvg GKRb e¨e¯’vcbv Dc‡`óv| 2016 mv‡ji 1jv Rvbyqvwi †_‡K 31 wW‡m¤^i ZvwiL ch©šÍ bM` †jb‡`b
wb¤œiƒc t
DØ„Ë (1-1-16) bM` Znwej 50,000UvKv I e¨vsK Rgv 206,000 UvKv, KbmvjU¨vb&wm wdm 9,10,000 UvKv;
wewea cÖvwß 5,000 UvKv; AvmevecÎ µq (1.7.16) 70,000 UvKv; Kw¤úDUvi µq (1-7-16) 70,000 UvKv;
Awdm fvov 72,000UvKv; mwP‡ei †eZb I fvZv 96,000UvKv; 10% wewb‡qvM 4,00,000 UvKv; gwbnvix
8,000UvKv; msev`cÎ I g¨vMvwRb µq 12,000UvKv; hvZvqvZ 30,000UvKv; †Uwj‡dvb wej 11,000UvKv; d¨v·
LiP 8,000 UvKv; mwgwZi Puv`v 6,000UvKv; weMZ mv‡ji Puv`v 6,000UvKv; wewea LiP 3,000 UvKv; D‡Ëvjb
30,000UvKv; 31.12.16 Zvwi‡L e¨vsK Rgv 2,80,000 UvKv|
Ab¨vb¨ Z_¨ t
K. evwl©K Awdm fvov 80,000UvKv;
L. gwbnvix `ªe¨ gRy` Av‡Q 2,400 UvKv;
M. KbmvjU¨vbwm wdm eve` 30,000 UvKv cvIbv Av‡Q, hvi g‡a¨ 10,000UvKv cvIqvi m¤¢vebv Av‡Q;
N. 1jv Rvbyqvwi 2016 Zvwi‡L dv‡g©i m¤úwË wQj; AvmevecÎ 70,000UvKv ms‡hvMmn `ywU †Uwj‡dvb †mU 1,20,000 UvKv|
O. Avmevec‡Îi Dci 10% Ges Kw¤úDUv‡ii Dci 20% nv‡i AePq avh© Ki‡Z n‡e|

KiYxq:
K. Rbve wmqv‡gi cÖviw¤¢K g~jab wbY©q Kiæb|
L. Rbve wmqv‡gi Avq-e¨q wnmve cÖ¯‘Z Kiæb|
M. Rbve wmqv‡gi DØ„ËcÎ cÖ¯‘Z Kiæb|

GBPGmwm †cÖvMÖvg c„ôv-64


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

2| Rbve mv‡qg GKRb AvqKi Dc‡`óv| 2016 mv‡ji 31†k wW‡m¤^i Zuvi †ckvi cÖvwß I cÖ`vb wnmve †`Iqv
n‡jv t
cÖvwß I cÖ`vb wnmve
31†k wW‡m¤^i 2016 Zvwi‡L mgvß eQ‡ii Rb¨
†WweU †µwWU
cÖvwß UvKv cÖ`vb UvKv
cÖviw¤¢K DØ„Ë (1-1-16) t Kg©Pvix‡`i †eZb I fvZv 1,20,000
bM` Znwej 14,000 e¨w³MZ LiP 80,000
e¨vsK Rgv 74,000 Avc¨vqb LiP 10,000
88,000 Awdm fvov 96,000
Dc‡`óv †mev wd 7,00,000 AvqKi wiUvb© `vwLjv wdm 30,000
cÖwZ‡e`b I †iKW© mieivn wd 70,000 wiUvb©,÷¨v¤ú I dig 6,000
jf¨vsk cÖvwß 31,000 Qvcv I gwbnvix 12,000
wewb‡qv‡Mi my` 6,000 †Uwj‡dvb I d¨v· LiP 30,000
wewea cÖvwß 15,000 hvZvqvZ LiP 45,000
Ab¨vb¨ mn‡hvMx †mev wdm 1,30,000 msev`cÎ I mvgwqKx 6,000
AvqKi Dc‡`óv mwgwZi Puv`v 4,800
cÖwZ‡e`b I `wj‡ji bw_ LiP 11,200
15% wewb‡qvM (1-1-16) 2,00,000
Awdm miÄvg µq (1-4-16) 50,000
†kqvi µq 1,60,000
mgvcbx DØ„Ë (31-12-16) t
bM` Znwej 40,000
e¨vsK Rgv 1,39,000
1,79,000
10,40,000 10,40,000

Ab¨vb¨ Z_¨vejx t
eQ‡ii ïiæ‡Z †`Lv hvq Rbve mv‡q‡gi Avmevc‡Îi cwigvY wQj 1,20,000 UvKv, AvqKi wiUvb©, ÷¨v¤ú I dig
Gi gRy` 1,200 UvKv Ges ˆe`y¨ywZK miÄvg 90,000UvKv| weMZ eQ‡ii Awdm fvov cwi‡kva Kiv n‡q‡Q 6,000
UvKv, wKš‘ PjwZ eQ‡ii Awdm fvov GLbI e‡Kqv i‡q‡Q 30,000 UvKv| †gvU cÖ`Ë hvZvqvZ Li‡Pi 5,000UvKv
weMZ eQ‡ii e‡Kqv cwi‡kva msµvšÍ| Avmevec‡Îi Dci 10% nv‡i , ˆe`y¨wZK miÄv‡gi Dci 15% nv‡i Ges
Awdm miÄv‡gi Dci 12% nv‡i AePq avh© Ki‡Z n‡e|
KiYxq:
K. Awdm fvov Li‡Pi cwigvY wbY©q Kiæb?
L. Rbve mv‡q‡gi Avq-e¨q wnmve cÖ¯‘Z Kiæb|
M. Rbve mv‡q‡gi DØ„ËcÎ cÖ¯‘Z Kiæb|

GBPGmwm †cÖvMÖvg c„ôv-65


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

cvV-2.6 Ae¨emvqx cÖwZôv‡bi P‚ovšÍ wnmve cÖ¯‘ZKiY

D‡Ïk¨
G cvV †k‡l AvcwbÑ
 Ae¨emvqx cÖwZôv‡bi P‚ovšÍ wnmv‡ei AvB‡Ug¸‡jv eY©bv Ki‡Z cvi‡eb
 Ae¨emvqx cÖwZôv‡bi P‚ovšÍ wnmve cÖ¯‘Z Ki‡Z cvi‡eb|
Ae¨emvqx cÖwZôv‡bi P‚ovšÍ wnmve cÖ¯‘ZKiY
wnmveKvj †k‡l †Kvb cÖwZôvb Zvi Avw_©K djvdj I Avw_©K Ae¯’v wbY©‡qi Rb¨ †h wnmve I weeiYx cÖ¯‘Z Kiv nh
Zv‡K P‚ovšÍ wnmve e‡j| e¨emvqx, Ae¨emvqx, gybvdv‡fvMx , Agybvdv‡fvMx,‡ckvRxex I Ab¨vb¨ cÖwZôvb P‚ovšÍ
wnmve cÖ¯‘Z K‡i _v‡K| Ae¨emvqx cÖwZôvb GKwU wbw`©ó mgq Z_v wnmveKvj †k‡l cÖvwß I cÖ`vb wnmve cÖ¯‘Z K‡i
hveZxq bM` cÖvwß I mKj cÖKvi bM` cÖ`v‡bi wnmve iv‡L| Giƒc wnmv‡ei gva¨‡g nv‡Z bM` A‡_©i cwigvY wbY©q
Kiv nq| Avevi Ae¨emvqx cÖwZôvb eQi †k‡l cÖwZôv‡bi wewfbœ Lv‡Z e¨q Ges wewfbœ Drm n‡Z Av‡qi wnmve
wjwce× K‡i Avq-e¨q wnmve cÖ¯‘Z K‡i| GB Avq-e¨q wnmv‡ei gva¨‡g cÖwZôv‡bi Avw_©K Ae¯’v Z_v bxU Avq ev
e¨‡qi cwigvY wbY©q Kiv nq| Abyiƒcfv‡e, Ae¨emvqx cÖwZôvb¸‡jv eQiv‡šÍ Zv‡`i ¯^ ¯^ g~jab Znwej, †gvU `vq
Ges wewfbœ m¤ú` m¤ú‡K© mwVK aviYv cvIqvi Rb¨ DØ„ËcÎ cÖ¯‘Z K‡i _v‡K| e¯‘Z Ae¨emvqx cÖwZôv‡bi DØ„ËcÎ
I e¨emvqx cÖwZôv‡bi DØ„ËcÎ GKB bxwZgvjvq cÖ¯‘Z Kiv nq|
myZivs Ae¨emvqx cÖwZôv‡bi P‚ovšÍ wnmve cÖavbZ t `y’wU wnmve I GKwU weeiYxi gva¨‡g cÖ¯‘Z Kiv nq| h_v - K. cÖvwß
I cÖ`vb wnmve, L. Avq-e¨q wnmve I M. DØ„ËcÎ | GB BDwb‡Ui cvV -2,3 I 4 G m¤ú‡K© we¯ÍvwiZ Av‡jvPbv Kiv
n‡q‡Q| wb‡¤œ e¨envwiK D`viniY mvnv‡h¨ Ae¨emvqx cÖwZôv‡bi P‚ovšÍ wnmve cÖ¯‘ZKiY †`Lv‡bv nj|
D`vniY-1
Lyjbv RbKj¨vY mwgwZi 2016 mv‡ji 31†k wW‡m¤^i Zvwi‡L cÖvwß I cÖ`vbmg~n wb‡¤œ †`Iqv n‡jv:
bM` Znwej (1-1-16) 4,350 UvKv, e¨vsK Rgv (1.1.16) 26,700UvKv , fwZ© wd (50% gybvdvRvZxq) 42,000
UvKv, Puv`v 57,000 UvKv; ivóªcwZi Aby`vb 78,000 UvKv, Uzb©v‡g›U wd cÖvwß 12,000UvKv , Uzb©v‡g›U LiP
27,300 UvKv, wUwf weÁvcb LiP 3,600 UvKv, †Uwj‡dvb I we`y¨r 8,700UvKv, m¤úv`‡Ki †eZb 36,000 UvKv,
†givgZ I bevqb 10,200 UvKv, Lvgvi n‡Z Avq 20,100 UvKv , mvs¯‹…wZK Abyôv‡b e¨q 75,000 UvKv, nj fvov
cÖvwß 6,500 UvKv, e‡Kqv LiP 12,000UvKv, gvV iÿYv‡eÿb 5,400UvKv, DBjK…Z m¤ú` 57,000, †Ljvi
miÄvg µq 60,700 UvKv, mvnvh¨ I `vb 39,000 UvKv|
Ab¨vb¨ Z_¨vejx t
K. 1jv Rvbyqvwi 2016 Zvwi‡L mwgwZi 30,000 UvKvi AvmevecÎ, 36,000 UvKvi †Ljvi miÄvg, 57,000
UvKvi Uzb©v‡g›U dvÛ Ges 9,75,000 UvKvi Rwg I `vjvb wQj|
L. mwgwZi m`m¨ msL¨v 190 Rb hviv evwl©K 300UvKv nv‡i Puv`v cÖ`vb K‡i| 10 Rb m`m¨ GLb ch©šÍ PjwZ
mv‡ji Puv`v cÖ`vb K‡iwb| cÿvšÍ‡i 6Rb m`‡m¨i wbKU †_‡K weMZ mv‡ji Ges 4 m`‡m¨i wbKU †_‡K
cieZ©x mv‡ji Puv`v eve` A_© cvIqv ‡M‡Q|
M. ivóªcwZi Aby`v‡bi A‡a©K A_© w`‡q m`m¨‡`i Kj¨vY Znwej MVb Kiv n‡e Ges Aewkóvsk g~jabx cÖvwß
wnmv‡e MY¨ Ki‡Z n‡e|
N. †Uwj‡dvb wej e‡Kqv i‡q‡Q 1,500UvKv cÿvšÍ‡i nj fvov AwMÖg cvIqv †M‡Q 1,800UvKv|
O. AvmevecÎ I †Ljvi miÄv‡gi Dci 10% AePq ai‡Z n‡e|
KiYxq:
K. Lyjbv RbKj¨vY mwgwZi cÖviw¤¢K g~jab wbY©q Kiæb|
L. Lyjbv RbKj¨vY mwgwZi Avq-e¨q wnmve cÖ¯‘Z Kiæb|
M. 31.12.2016 Zvwi‡Li bM` DØ„Ë 26,250 UvKv a‡i DØ„ËcÎ cÖ¯‘Z Kiæb|

GBPGmwm †cÖvMÖvg c„ôv-66


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

mgvavb-1 t
K.
cÖviw¤¢K g~jab Znwej wbY©q
cÖviw¤¢K m¤úwË t
bM` Znwej 4,350
e¨vsK Rgv 26,700
AvmevecÎ 30,000
†Ljvi miÄvg 36,000
Rwg I `vjvb 9,75,000
weMZ mv‡ji Puv`v 1,800
†gvU m¤úwË 10,73,850
ev` t cÖviw¤¢K `vq
e‡Kqv e¨q 12,000
Uzb©v‡g›U dvÛ 57,000
69,000
cÖviw¤¢K g~jab Znwej 10,04,850

L.
Avq-e¨q wnmve
31†k wW‡m¤^i 2016 Zvwi‡L mgvß eQ‡ii Rb¨
†WweU †µwWU
cÖvwß UvKv cÖ`vb UvKv
wUwf weÁvcb LiP 3,600 Puv`v 57,000
†Uwj‡dvb I we`y¨r 8,700 †hvM t PjwZ mv‡ji Puv`v 3,000
†hvM t e‡Kqv 1,500 60.000
10,200 ev` t weMZ mv‡ji Puv`v 1,800
m¤úv`‡Ki †eZb 36,000 58,200
†givgZ I bevqb 10,200 ev` t AwMÖg Puv`v 1,200
mvs¯‹…wZK Abyôv‡b e¨q 75,000 57,000
gvV iÿYv‡eÿb e¨q 5,400 fwZ© wd (50%) 21,000
mvnvh¨ I `vb 39,000 Lvgvi n‡Z Avq 20,100
AePq t nj fvov cÖvwß 6,300
AvmevecÎ (30,000 × 10%) 3,000 ev` AwMÖg 1,800
miÄvg (36,000 × 10%) 3,600 4,5000
6,600 AvqwZwi³ e¨q 83,400
1,86,000 1,86,000

GBPGmwm †cÖvMÖvg c„ôv-67


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

N. DØ„ËcÎ
31 †k wW‡m¤^i 2016 Zvwi‡L
†WweU †µwWU
`vq I g~jab Znwej UvKv m¤úwË I cwim¤ú` UvKv
e‡Kqv †Uwj‡dvb wej 1,500 bM` DØ„Ë (1.1.16) 26,250
AwMÖg nj fvov 1,800 PjwZ mv‡ji e‡Kqv Puv`v 3,000
AwMÖg Puv`v 1,200 AvmevecÎ 30,000
m`m¨‡`i Kj¨vY Znwej (Aby`vb 1 ) 39,000 ev` t AePq 3,000
Uzb©v‡g›U dvÛ 2
57,000 27,000
†hvM t wd cÖvwß 12,000 †Ljvi miÄvg 36,000
69,000 ev` t AePq 3,600
ev` t Uzb©v‡g›U LiP 27,300 32,400
41,700 †hvM t µq 60,000
g~jab Znwej 10,04,850 92,400
†hvM t fwZ© wd (50%) 21,000 Rwg I `vjvb 9,75,000
†hvM t DBjK…Z m¤úwË 57,000
†hvM t Aby`vb ( 1 ) 39,000
2
11,21,850
ev` t AvqvwZwi³ e¨q 83,400
10,38,450
11,23,650 11,23,650

D`vniY- 2 t Rbve wkdvZ GKRb M„nwbg©vY cÖ‡KŠkjx| 2016 mv‡ji 31†k wW‡m¤^i Zvwi‡L mgvß eQ‡ii Rb¨
Zvi e¨emv‡qi wnmv‡ei eB †_‡K wb‡¤œv³ Z_¨vejx †bIqv n‡jv :
cÖvwß I cÖ`vb wnmve
†WweU †µwWU
cÖvwß UvKv cÖ`vb UvKv
cÖviw¤¢K DØ„Ë (1.1.16) t †eZb 85,000
bM` Znwej 10,000 Drme †evbvm 15,000
e¨vsK Rgv 85,000 e¨w³MZ LiP 50,000
95,000 hvZvqvZ I ågb fvZv 35,000
Kbmvj‡Ubwm wdm 2,60,000 b·v cÖYqb I cøvb Aby‡gv`b LiP 25,000
wWRvBb I b·v cÖYqb wdm 1,40,000 †Uwj‡dvb I d¨v· e¨q 10,000
wewìs cøvb Aby‡gv`b wdm 1,70,000 cwiPvjK‡`i fvZv 50,000
g„wËKv cixÿv wdm 75,000 g~j¨ ms‡hvRb Ki 9,000
wewb‡qv‡Mi my` 12,500 Avc¨vqb LiP 10,000
wewea cÖvwß 25,000 AvqKi cÖ`vb 5,000
ÎvY Znwe‡j `vb 16,000
g„wËKv cixÿv hš¿cvwZ µq (1.1.16) 82,500
Kw¤úDUvi I miÄvg µq (1.8.16) 75,000
15% mÂqcÎ µq (1.7.16) 1,25,000
wewea LiP 75,000
mgvcbx DØ„Ë (31.12.16)
bM` Znwej 40,000
e¨vsK Rgv 70,000 1,10,000
7,77,500 7,77,500

GBPGmwm †cÖvMÖvg c„ôv-68


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

2016 mv‡ji 1 Rvbyqvwi Zvwi‡L cÖwZôv‡bi 10% wewb‡qv‡Mi cwigvY wQj 62,500 UvKv Ges Avmevec‡Îi
cwigvY wQj 25,000 UvKv|
Ab¨vb¨ Z_¨vejx t
K. weMZ eQ‡ii wewìs cøvb wdm Av`vq n‡q‡Q 15,000UvKv Ges PjwZ eQ‡ii wdm e‡Kqv i‡q‡Q 12,500UvKv|
L. weMZ eQ‡ii e‡Kqv †eZb 5,000UvKv PjwZ eQ‡i cwi‡kva Kiv n‡q‡Q| wKš‘ PjwZ eQ‡ii †eZb 10,000
UvKv e‡Kqv i‡q‡Q , cÿvšÍ‡i `yBRb Kg©Pvixi cÖ‡Z¨K‡K Zv‡`i †eZ‡bi wec‡ÿ 3,750 UvKv K‡i AwMÖg
†`qv n‡q‡Q|
M. g„wËKv cixÿv hš¿cvwZ Ges Kw¤úDUvi I miÄvg Gi Dci 10% AePq avh© Ki‡Z n‡e| Avmevec‡Îi Dci
5% AePq avh© Ki‡Z n‡e|
KiYxq:
K. Ae¨emvqx cÖwZôvb wK?
L. Rbve wkdv‡Zi cÖviw¤¢K g~jab wbY©q Kiæb|
M. Rbve wkdv‡Zi Avq e¨q wnmve wbY©q Kiæb|

mgvavb
K. †h mKj cÖwZôvb e¨emvwqK Kvh©µg Z_v µq-weµq, Drcv`b e›Ub I mnvqK Kvh©vejxi gva¨‡g gybvdv
AR©‡bi Rb¨ cÖwZwôZ I cwiPvwjZ bv n‡q RbKj¨vYg~jK Kv‡Ri Rb¨ cÖwZwôZ I cwiPvwjZ nq †m me
cÖwZôvb‡K Ae¨emvqx cÖwZôvb ejv nq|

L. cÖviw¤¢K g~jab Znwej wbY©q


weeiY we¯ÍvwiZ cwigvY
cÖviw¤¢K m¤úwËmg~n t
bM` Znwej 10,000
e¨vsK Rgv 85,000
10% wewb‡qvM 62,500
AvmevecÎ 25,000
e‡Kqv wewìs cøvb wdm 15,000
†gvU m¤úwË 1,97,500
ev` t cÖviw¤¢K `vqmg~n t
weMZ eQ‡ii e‡Kqv †eZb 5,000
5,000
1,92,500

GBPGmwm †cÖvMÖvg c„ôv-69


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

M.
Rbve wkdvZ
Avq-e¨q wnmve
31†k wW‡m¤^i 2016
†WweU †µwWU
e¨qmg~n UvKv Avqmg~n UvKv
†eZb 85,000 Kbmvj‡Ubwm wdm 2,60,000
ev` t weMZ eQ‡ii 5,000 wWRvBb I b·v cÖYqb wdm 1,40,000
80,000 wewìs cøvb Aby‡gv`b wdm 1,70,000
†hvM t e‡Kqv 10,000 †hvM t e‡Kqv 12,500
90,000 1,82,500
ev` t AwMÖg 7,500 82,500 ev` t weMZ eQ‡ii 15,000
Drme †evbvm 15,000 1,67,500
hvZvqvZ I ågYfvZv 35,000 g„wËKv cixÿv wdm 75,000
b·ªv cÖYqb I cøvb Aby‡gv`b LiP 25,000 wewb‡qv‡Mi my` 12,500
†Uwj‡dvb I d¨v· e¨q 10,000 †hvM t e‡Kqv 3,125
cwiPvjK‡`i fvZv 50,000 15,625
g~j¨ ms‡hvRb Ki 9,000 wewea cÖvwß 25,000
Avc¨vqb LiP 10,000
AvqKi cÖ`vb 5,000
Îvb Znwej `vb 16,000
e‡Kqv wewìs wdm mwÂwZ 12,500
wewea LiP 75,000
e‡Kqv wewb‡qv‡Mi my` mwÂwZ 3,125
AePq t
g„wËKv cixÿv hš¿cvwZ 82,500×10% 8,250
Kw¤úDUvi I miÄvg75,000×10%× 1 2,500
3
AvmevecÎ 25,000×5% 1,250
e¨qvwZwi³ Avq 3,23,000
6,83,125 6,83,125

cv‡VvËi g~j¨vqb 2.6


‰be©¨w³K cÖkœ
mwVK DËiwU wjLyb
1. Ae¨emvqx cÖwZôvb bM` †jb‡`b wjwce×KiY I bM` Znwej wbY©‡qi Rb¨ †h wnmve cÖ¯‘Z K‡i Zv‡K e‡j-
K. bM`vb wnmve L. cÖvwß wnmve
M. Avq-e¨q wnmve N. bM` †jb‡`b wnmve
2. Ae¨emvqx cÖwZôvb wnmveKvj †k‡l Avw_©K djvdj wbY©‡qi Rb¨ †Kvb& wnmve cÖ¯‘Z Kiv nq?
K. Avq-e¨q wnmve L. jvf-‡jvKmvb wnmve
M. Avq eÈb wnmve N. cÖvwß I cÖ`vb
3. Ae¨emvqx cÖwZôv‡bi Avw_©K Ae¯’v wbY©‡qi Rb¨ †Kvb&wU cÖ¯ÍZ Kiv nq?
K. Avq weeiYx L. e¨q weeiYx
M. DØ„ËcÎ N. Avw_©K weeiYx

GBPGmwm †cÖvMÖvg c„ôv-70


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

4. Ae¨emvqx cÖwZôv‡bi Avq-e¨q weeiYx cÖ¯‘ZKi‡Yi cÖfve †dj‡e bv-


i. PjwZ eQ‡ii m`m¨‡`i Abv`vqx Puv`v
ii. PjwZ eQ‡ii m`m¨‡`i Abv`vqx Puv`v
iii. PjwZ eQ‡ii e‡Kqv †eZb
wb‡Pi †KvbwU mwVK?
K. i L. ii M. iii N. i, ii I iii
5. ‡h mKj welq Avq-e¨q weeiYx‡Z AšÍf©y³ nq bv, †m¸‡jv n‡jv-
i. weMZ eQ‡ii e‡Kqv Avq-e¨q
ii. cieZx© eQ‡ii AwMÖg Avq-e¨q
iii. PjwZ eQ‡ii e‡Kqv Avq-e¨q
wb‡Pi †KvbwU mwVK?
K. i L. ii M. ii I iii N. i, ii I iii
6. ‡h mKj welq Avq-e¨q weeiYx‡Z AšÍf©y³ nq, †m¸‡jv n‡jv-
i. weMZ eQ‡ii AwMÖg Avq-e¨q
ii. cieZx© eQ‡ii AwMÖg Avq-e¨q
iii. PjwZ eQ‡ii e‡Kqv Avq-e¨q
wb‡Pi †KvbwU mwVK?
K. i L. ii M. ii I iii N. i, ii I iii

m„Rbkxj cÖkœ
1| AvgevMvb K¬v‡ei 2016 mv‡ji 31 wW‡m¤^i ch©šÍ cÖvwß I cwi‡kvamg~n wQj wb¤œiƒc t
bM` Znwej 3,400 UvKv, e¨vsK Rgv 36,000 UvKv, fwZ© wd (50% gybvdvRvZxq) 32,800 UvKv, Aby`vb
64,000 UvKv, Puv`v 76,000 UvKv, wUwf weÁvcb LiP 3,600 UvKv, WvK,Zvi I we`y¨r 9,600 UvKv, †eZb I
gRyix 28,000 UvKv, †givgZ I bevqb 9,600 UvKv, mvs¯‹…wZK Abyôvb e¨q 63,000 UvKv, cÖv½b n‡Z Avq
19,600 UvKv, e‡Kqv LiPvejx 7,600 UvKv, Uzb©v‡g›U wd cÖvwß 9,800 UvKv, mvnvh¨ I `vb 24,000 UvKv,
DBjK…Z m¤ú` 36,000 UvKv, †Ljvi miÄvg µq 30,000 UvKv, nj fvov cÖvwß 21,000 UvKv, Uzb©v‡g›U LiP
45,000 UvKv, wewea LiP 7,200 UvKv|
Ab¨vb¨ Z_¨vejx t
K. 1 Rvbyqvwi 2016 mv‡j K¬v‡e 40,000UvKvi AvmevecÎ, 30,000UvKvi †Ljvi miÄvg 60,000UvKvi
Uzb©v‡g›U dvÛ Ges 9,00,000 UvKvi Rwg I `vjvb wQj|
L. K¬v‡ei m`m¨ msL¨v 380 Rb hviv evwl©K200UvKv nv‡i Puv`v cÖ`vb K‡ib| 10 Rb m`m¨ GLb ch©šÍ PjwZ
mv‡ji Puv`v cÖ`vb K‡ibwb| cÿvšÍ‡i 6Rb m`‡m¨i wbKU n‡Z AvMvgx mv‡ji Puv`v cvIqv †M‡Q|
M. Aby`v‡bi Aa©vsk w`‡q GKwU m`m¨ Kj¨vY Znwej MVb Ki‡Z n‡e Ges Aewkóvsk g~jabRvZxq cÖvwß wn‡m‡e
MY¨ Ki‡Z n‡e|
N. †Uwj‡dvb LiP e‡Kqv i‡q‡Q 1,000UvKv cÿvšÍ‡i nj fvov AwMÖg cvIqv †M‡Q 2,000 UvKv|
O. Avmeve c‡Îi Dci 10% Ges Rwg I `vjv‡bi Dci 2% nv‡i AePq ai‡Z n‡e|
KiYxq:
K. PjwZ mv‡ji Puv`vi cwigvY wbY©q Kiæb?
L. AvivgevM K¬v‡ei cÖvwß cÖ`vb wnmve ˆZwi Kiæb|
M. AvivgevM K¬v‡ei Avq e¨q wnmve ˆZwi Kiæb|

GBPGmwm †cÖvMÖvg c„ôv-71


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

2| Rbve ev‡iK GKRb mb` cÖvß wnmve weÁvbx| wZwb ev‡iK GÛ ‡Kvs Gi gvwjK| 2016 mv‡ji 31 wW‡m¤^i
Zvwi‡L mgvß eQ‡ii cÖvwß I cÖ`vb wnmve wb¤œiƒc|
ev‡iK GÛ †Kvs
cÖvwß I cÖ`vb wnmve
†WweU †µwWU
cÖvwß UvKv cÖ`vb UvKv
DØ„Ë (1.1.16) †eZb I †evbvm 1,08,000
nv‡Z bM` 13,800 wkÿvbwem fvZv 37,000
e¨vsK Rgv 1,36,000 fvov 96,000
wbixÿv wd 4,36,000 Awdm miÄvg µq (1.7.16) 72,000
U¨v· mvwf©m wd 3,60,000 Qvcv I gwbnvwi 31.200
Dc‡`óv wnmv‡e m¤§vbx 2,90,000 `vb I mvnvh¨ 25,000
Dc-fvov cÖvwß 24,000 WvK, Zvi I we`y¨r 19,600
wewea Avq 13,400 wewea LiP 12,600
AvqKi cÖ`vb 56,000
D‡Ëvjb 3,60,000
DØ„Ë (31.12.16)
nv‡Z bM` 55,800
e¨vsK Rgv 4,00,000
12,73,200 12,73,200

1 Rvbyqvwi 2016 mv‡j m¤ú` I mwÂwZ wQj t AvmevecÎ 60,000UvKv, Awdm miÄvg 1,00,000 UvKv, Awdm c‡Rkb
3,20,000 UvKv, e‡Kqv Avq 30,000UvKv, e‡Kqv Av‡qi Dci mwÂwZ 30,000UvKv, cy¯ÍK 80,000 UvKv|
Ab¨vb¨ Z_¨vejx t
K. wbixÿv wd Gi g‡a¨ weMZ eQ‡ii e‡Kqv Av‡qi 20,000UvKv AšÍf©~³ Av‡Q| Aewkó e‡Kqv Avq Avi cvIqv hv‡e bv|
L. PjwZ mv‡ji wbixÿv wd eve` 40,000UvKv e‡Kqv Av‡Q hvi Dci 60% mwÂwZi e¨e¯’v Ki‡Z n‡e|
M. †eZ‡bi g‡a¨ weMZ mv‡ji †eZb AšÍf©~³ Av‡Q 2,400UvKv| cÿvšÍ‡i PjwZ mv‡j †eZb AwMÖg cÖ`Ë n‡q‡Q
4,400 UvKv|
N. AePq ai‡Z n‡e t AvmevecÎ 15%, Awdm miÄvg 20% I cy¯ÍK 25%|
KiYxq:
K. Abv`vqx e‡Kqv Av‡qi cwigvY wbY©q Kiæb?
L. ev‡iK GÛ †Kvs-Gi Avq e¨q wnmve cÖ¯‘Z Kiæb|
M. ev‡iK GÛ †Kvs-Gi DØ„ËcÎ cÖ¯‘Z Kiæb|
3| 2015 mv‡ji 31 wW‡m¤^i Zvwi‡L mgvß eQ‡ii Avevnbx K¬v‡ei cÖvwß I cÖ`vb wnmve wb‡¤œ †`qv n‡jv:
cÖvwßmg~n UvKv cÖ`vbmg~n UvKv
bM` DØ„Ë (1-1-15) 800 †eZb 7,000
Puv`v-2014 500 gwbnvwi 1,500
Puv`v-2015 10,000 fvov (10 gvm) 4,000
Puv`v-2016 2,000 12,500 †Uwj‡dvb LiP 1,800
fwZ© wd (gybvdvRvZxq) 8,000 10% wewb‡qvM (1.4.15) 10,000
Aby`vb cÖvwß 4,000 bM` DØ„Ë (31-12-15) 1,000
25,300 25,300

GBPGmwm †cÖvMÖvg c„ôv-72


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

2015 mv‡ji 1 Rvbyqvwi Zvwi‡L K¬v‡ei m¤ú`mg~n: AvmevecÎ 5,000 UvKv; 10% wewb‡qvM 40,000 UvKv;
Ab¨vb¨ Z_¨: 1. K¬v‡ei m`m¨ msL¨v 550 Rb Ges cÖ‡Z¨‡Ki evwl©K Puv`vi nvi 20 UvKv| 2. gwbnvwi gRy` 1-
1-2015 Zvwi‡L 2,000 UvKv; 31-12-2015 Zvwi‡L 1,000 UvKv| 3. †Uwj‡dvb LiP 3 gv‡mi e‡Kqv
i‡q‡Q|
K. 2015 mv‡ji Abv`vqx Puv`v I e‡Kqv †Uwj‡dvb Li‡Pi cwigvY wbY©q Kiæb|
L. cÖviw¤¢K g~jab Znwej wbY©q Kiæb|
M. 2015 mv‡ji 31 wW‡m¤^i Zvwi‡L mgvß eQ‡ii Avq-e¨q wnmve cÖ¯‘Z Kiæb|

4| AiæY mwgwZ-Gi 2016 mv‡ji 31 wW‡m¤^i Zvwi‡L mgvß eQ‡i cÖvwß I cÖ`vb wnmve wb‡¤œ †`qv nj:
AiæY mwgwZ
cÖvwß I cÖvwß wnmve
2016 mv‡ji 31 wW‡m¤^i Zvwi‡L mgvß eQ‡ii Rb¨
cÖvwßmg~n UvKv cÖ`vbmg~n UvKv
nv‡Z bM` 6,700 †eZb 3,200
Puv`v 7,500 hvZvqvZ LiP 350
fwZ© wd 450 †Ljvayjv eve` e¨q 2,500
Aby`vb 2,000 cÖv½Y iÿYv‡eÿY 550
Ab¨vb¨ Avq 2,200 ‡Ljvayjvi miÄvg µq 1,000
10% wewb‡qvM (1-7-16) 2,000
Ab¨vb¨ e¨q 1,650
18,850 nv‡Z bM` 7,600
18,850
Ab¨vb¨ Z_¨ : 1. cÖ`Ë †eZ‡bi 200 UvKv 2015 mv‡ji cÿvšÍ‡i 2016 mv‡ji †eZb 500 UvKv
GL‡bv e‡Kqv i‡q‡Q| 2. cÖviw¤¢K I mgvcbx †Ljvayjvi miÄvg h_vµ‡g 200 UvKv Ges 500 UvKv|
3. Abv`vqx Puv`v 2015 Gi 200 UvKv Ges 2016 Gi 1,300 UvKv| 4. Aby`v‡bi A‡a©K UvKv w`‡q
GKwU µxov Dbœqb Znwej MVb Kiæb Ges evwK A‡a©K gybvdvRvZxq Avq wnmv‡e MY¨ Kiæb|
K. cÖvwß I cÖ`vb wnve n‡Z g~jabRvZxq e¨‡qi mgwó wbY©q Kiæb|
L. 2016 mv‡ji 31 wW‡m¤^i Zvwi‡L mgvß eQ‡ii gybvdvRvZxq e¨‡qi cwigvY wbY©q Kiæb|
M. 2016 mv‡ji 1 Rvbyqvwi Zvwi‡L g~jab Znwej 5,700 UvKv Ges e¨qvwZwi³ Avq 3,550 UvKv
n‡j D³ eQ‡ii DØZ©cÎ ˆZwi Kiæb|
5| iƒcvjx hye ms‡Ni 2016 mv‡ji 31 wW‡m¤^i Zvwi‡L mgvß eQ‡ii cÖvwß I cÖ`vb wnmve wb¤œiƒc:
cÖvwßmg~n UvKv cÖ`vbmg~n UvKv
bM` DØ„Ë (1.1.2016) 15,000 †eZb 12,000
Puv`v: Ki I AwfKi (14 gv‡mi) 14,000
2015 1,000 †fvM¨ cY¨ µq 2,500
2016 20,000 F‡Yi my` 2,000
2017 500 ‡mjvB wkÿv †Kvm© LiP 5,000
21,500 ˆe`y¨wZK ms¯’vcb 20,000
10% FY (1.8.2016) 25,000 bM` DØ„Ë (31.12.2016) 17,000
njNi fvov 5,000
mvB‡Kj ÷¨vÛ fvov 6,000
72,500 72,500

GBPGmwm †cÖvMÖvg c„ôv-73


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

Ab¨vb¨ Z_¨ : 1. 01.01.2016 Zvwi‡L AvmevecÎ wQj 40,000 UvKv Ges 10% FY wQj 35,000 UvKv| 2.
†mjvB wkÿv †Kvm© LiP eve` AwMÖg cÖ`vb 1,000 UvKv Ges Puv`v GL‡bv e‡Kqv Av‡Q 3,000 UvKv| 3. g~jab
Znwe‡ji cwigvY 38,000 UvKv|
K. F‡Yi e‡Kqv my` wbY©q Kiæb|
L. Avq-e¨q wnmve cÖ¯‘Z Kiæb|
M. K¬v‡ei DØ„ËcÎ cÖ¯‘Z Kiæb|

6| †gNbv †¯úvwU©s K¬v‡ei 2016 mv‡ji 31 wW‡m¤^i Zvwi‡L cÖvwß cÖ`vb wnmve wQj wb¤œiƒc :
†WweU †µwWU
cÖvwßmg~n UvKv cÖ`vbmg~n UvKv
e¨v‡jÝ (1.1.16) 20,000 †eZb 14,000
fwZ© wd 12,000 ‡givgZ 6,000
Puv`v 40,000 gRywi 4,800
Pv Pµ n‡Z gybvdv 6,000 ‡cŠiKi 3,200
wewb‡qv‡Mi my` 2,000 gwbnvwi 2,000
Aby`vb 20,000 ‡Ljvayjvi miÄvg 30,000
e¨v‡jÝ (31.12.16) 40,000

100,000 100,000

2016 mv‡ji 1 Rvbyqvwi Zvwi‡L wKQz LwZqvb wnmv‡ei DØ„Ë wQj: K¬ve cÖv½Y 3,00,000 UvKv; 10% wewb‡qvM
50,000 UvKv; †Ljvayjvi miÄvg 20,000 UvKv; AvmevecÎ 50,000 UvK|
Ab¨vb¨ Z_¨ : 1. Puv`vi g‡a¨ weMZ mv‡ji e‡Kqv Puv`v 2,000 UvKv Ges cieZx© eQ‡ii Puv`v eve` 3,000
UvKv AšÍf©y³ Av‡Q| Ab¨w`‡K PjwZ eQ‡ii Puv`v eve` 3,500 UvKv e‡Kqv i‡q‡Q| 2. Aby`v‡bi A‡a©K Ges
fwZ© wdi m¤ú~Y© Ask gybvdvRvZxq Avq wnmv‡e ai‡Z n‡e| 3. †cŠiK‡ii g‡a¨ weMZ mv‡ji e‡Kqv †cŠiKi
500 UvKv AšÍf©y³ Av‡Q| Ab¨w`‡K PjwZ eQ‡ii †cŠiKi e‡Kqv i‡q‡Q 800 UvKv| 4. K¬ve cÖv½‡Yi Ici
†Ljvayjvi miÄvg 1 RyjvB, 2015 Zvwi‡L µq Kiv n‡q‡Q|
K. cÖviw¤¢K g~jab Znwe‡ji cwigvY wbY©q Kiæb|
L. e¨qwZwi³ Avq A_ev AvqvwZwi³ e¨‡qi cwigvY wbY©q Kiæb|
M. K¬v‡ei Avw_©K Ae¯’vi weeiYx cÖ¯‘Z Kiæb|

7| 2016 mv‡ji 31 wW‡m¤^i Zvwi‡L mgvß eQ‡ii Rb¨ evwiaviv K¬v‡ei cÖvwß I cÖ`vb wnmve wb‡¤œ †`qv n‡jv :
cÖvwßmg~n UvKv cÖ`vbmg~n UvKv
DØ„Ë : nv‡Z bM` (1-1-16) 12,000 †eZb (9 gvm) 9,000
e¨vsK Rgv (1-1-16) 5,000 fvov 8,000
Puv`v cÖvwß 39,000 AvmevecÎ (1-1-16) 30,000
wewb‡qv‡Mi my` 5,000 10% wewb‡qvM (1-7-16) 30,00
Abyev` cÖvwß 20,000 ‡Uwj‡dvb wej 2,000
Pv Pµ n‡Z gybvdv 4,000 Ki I AwfKi 3,000
cÖ‡ek wd 20,000 DØ„Ë: nv‡Z bM` (31-12-16) 11,000
e¨vsK Rgv (31-12-16) 12,000

1,05,000 1,05,000

GBPGmwm †cÖvMÖvg c„ôv-74


evsjv‡`k Dš§y³ wek¦we`¨vjq wnmveweÁvb wØZxq cÎ

mgš^qmg~n : 1. K¬v‡ei †gvU m`m¨ msL¨v 500 Rb Ges Rb cÖwZ evwl©K Puv`vi nvi 100 UvKv| 2. 2016
mv‡ji 1 Rvbyqvwi Zvwi‡L 10% wewb‡qvM 1,00,000 UvKv| 3. Aby`vb I cÖ‡ek wd-Gi 50% gybvdvRvZxq
cY¨ K‡iv| 4. Avmevec‡Îi Ici 10% nv‡i AePq avh© K‡iv| 5. cÖviw¤¢K g~jab Znwej 1,49,000 UvKv
Ges e¨qvwZwi³ Avq 56,000 UvKv|

KiYxq:
K. eQi †k‡l e‡Kqv Puv`vi cwigvY wbY©q Kiæb|
L. gybvdvRvZxq Av‡qi cwigvY wbY©q Kiæb|
M. 2016 mv‡ji 31 wW‡m¤^i Zvwi‡L K¬v‡ei Avw_©K Ae¯’vi weeiYx ˆZwi Kiæb|

DËigvjv : 2
cv‡VvËi g~j¨vqb - 2.1 t 1. L, 2. N, 3. N, 4. N, 5. K, 6. M, 7. K 8.L 9.N|
cv‡VvËi g~j¨vqb - 2.2 t 1. N, 2. N, 3. M, 4. K, 5. N, 6. K, 7. L 8.M 9.K 10.N|
cv‡VvËi g~j¨vqb - 2.3 t 1. K, 2. N, 3, K, 4. M, 5. N 6.N 7.N 8.M|
cv‡VvËi g~j¨vqb - 2.4 t 1. N, 2. K, 3. K, 4. L, 5. K, 6. K 7.M 8.M 9.K|
cv‡VvËi g~j¨vqb - 2.5 t 1. L, 2. N, 3.N, 4. N, 5. M 6.N 7.K 8.K|
cv‡VvËi g~j¨vqb - 2.6 t 1. L, 2. K, 3. M 4.L 5.K 6.M|

GBPGmwm †cÖvMÖvg c„ôv-75

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