GULBARGA UNIVERSITY

A
PROJECT REPORT
ON
“A STUDY ON CREDITS AND PRE-
ISSUING”
(With a special reference to PRAGATHI GRAMINA BANK BRANCH
LINGASAGUR)
A Project Report Submitted In Partial Fulfillment Of The Requirement For
The Award Of MASTER OF COMMERCE.
During The Academic Year 2019-20

Submitted By

LAKSHMI
M.Com 4TH semester

[Reg No- 1962043]

Under The Guidance of

Mr. VIJAY M.com

DEPARTMENT OF COMMERCE &

DEVANAMPRIYA ASHOKA G.F.G COLLEGE (U.G & P.G.)
MASKI-584124
 GULBARGA UNIVERSITY
Mr. Pampanagouda. G
- M.Com
Principal, Govt Degree College (U.G&P.G)
Maski

CERTIFICATE
I hereby certify that the project report entitled “A STUDY ON
CREDITS AND PRE-ISSUING” (With special reference to PRAGATHI
GRAMINA BANK BRANCH LINGASAGUR ) submitted by LAKSHMI
(Reg No-1962043) Gulbarga university Kalaburagi in partial fulfillment of
the requirement for the award of the degree of “MASTER OF
COMMERCE” is the original book, carried out by his in the Department of
Master of Commerce, Devanampriya Ashoka G.F.G (UG & PG) Maski
under the guidance of Mr. VIJAY (Lecture & H.O.D. dept of Commerce)

Mr. Pampanagouda.G
M.Com
Place : Maski. Principal,
Date : Govt Degree College UG & PG
Maski
 GULBARGA UNIVERSITY
Miss. N.Kanyakumari
M.com.
H.O.D of Commerce Dept
Govt Degree College UG & PG
Maski.

CERTIFICATE
I hereby certify that the project report entitled “ A STUDY ON
CREDITS AND PRE-ISSUING” (With special reference to PRAGATHI
GRAMINA BANK BRANCH LINGASAGUR ) submitted by LAKSHMI
(Reg No-1962043) Gulbarga university Kalaburagi in partial fulfillment of
the requirement for the award of the degree of “MASTER OF
COMMERCE” is the original book, carried out by his in the Department of
Master of Commerce, Devanampriya Ashoka Government Degree UG &
PG Maski under the guidance of Mr. VIJAY (Lecture in Commerce)

Miss. N.Kanyakumari
M.Com.
Place: Maski
H.O.D In Department of Commerce
Date: Government Degree College UG&PG
Maski.
 GULBARGA UNIVERSITY

CERTIFICATE

This is to certify that the project entitled “ A STUDY ON

CREDITS AND PRE-ISSUING” (With special reference to PRAGATHI
GRAMINA BANK BRANCH LINGASAGUR) submitted to the
department of Post Graduation studies in Commerce Gulbarga University
Kalaburagi, in partial fulfillment of the requirement for the award of the
degree of Master of Commerce. It is the Original Work carried out by
LAKSHMI ( Reg.No.1962043) under my supervision and guidance.

I am satisfied with the authenticity of his observation noted in this

project report, his work was found to be quite satisfactory.

Mr. VIJAY
Place : Maski Lecture in Commerce
Date : Government Degree College UG & PG
Maski.
GULBARGA UNIVERSITY

DECLARATION

I hereby certify that the project report entitled “ A STUDY

ON CREDITS AND PRE-ISSUING” (With special reference to

PRAGATHI GRAMINA BANK BRANCH LINGASAGUR) required for

partial fulfillment of the degree of Master of Commerce has been prepared

by me under the guidance of Mr. VIJAY, Lecturer in commerce

Government degree College UG& PG Maski.

It is original and has not been previously submitted to any university

for any Degree.

Place: Maski
Date: Signature of the student
LAKSHMI
 GULBARGA UNIVERSITY

ACKNOWLEDGEMENT
The completion of this study makes me to recall with gratitude to
several persons, who have extended their co-operation in one way or the
other in this venture.
I acknowledge deep sense of gratitude for the timely direction ;
encouragement and guidance rendered by my guide Mr. VIJAY (Asst.
Professor of commerce & Management for carrying out my project
successfully.
I would like to extend my sincere gratitude to Mr.PAMPANAGOUDA
GURIKAR Principal of Govt. Degree College UG & PG, Maski.
I would like to extend my sincere gratitude to Miss. N.Kanyakumari H.O.D
In Commerce and Govt. degree college UG & PG, Maski.
My heartful thanks to C.E.O & All the staff of PRAGATHI GRAMINA
BANK BRANCH LINGASAGUR who has directly assisted me for the
successful completion of my project work.
I am indebted my beloved parents for their continue inspiration and
encouragement throughout my academic career.
I also wish thank all my family members, friends who have helped me
in many ways to complete my project work.

Signature of the student

LAKSHMI