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a lender simply to cancel the debt means that there is a risk that the
new title will be declared invalid. [G.R. 170539, Jul 2008]
Reissuance Process
You need to file the court decision with the Registry in order to start the
processing of your new owner’s title
You’ll find the step by step process below.
There is really no way to replace a lost title except through a court
case.
Quick Facts
Case: Reissuance of Lost Owner’s Title
Timeline: 1 – 1 ½ years, depending on the court’s schedule
Cost: Court Fees, Registry of Deeds Fees, Lawyer’s Fees
Testimony: At least once, or more as needed by the court
Documents: Annotated Loss on Certified True Copy of Title, Tax
Declarations and Assessments, Other documents required by the
court.
File an affidavit of loss with the registrar of deeds
An Affidavit of Loss identifies the property through its title number and
its tax declaration. It explains how the title was lost to the Registry of
Deeds.
It is created with your attorney and the filed with the Registry of Deeds
where the property is located.
You’ll need to start with an Affidavit of Loss.
It is important to file with the Registry of Deeds. When people inquire
about the property with the Registry, they will be informed that the
owner’s title has been lost. This prevents unscrupulous people from
claiming they are the owners.
Also take this opportunity to gather essential court documents that you
will need, for instance, the Certified True Copy of Title, among several
others.
Your petition at court must have all the documents and explain why the title
was lost.
It may be difficult to get the documents required but it is important to
complete them and follow what your attorney advises. It is on the
strength of this documentary proof that your case will be decided.
This petition will be filed with the Regional Trial Court where the land
is located.
Filing fees and attorney’s fees will be paid.
Testify in Court
You should ideally go to Court at least once to testify to the facts of
the case.
You may have your co-owner do this but the point is that the court
needs to hear from your as to the validity of the facts.
Your petition at court must have all the documents and explain why the title
was lost.
Note that this primer is built from your point of view. This is what is of
interest to you – what you need to accomplish, review and gather and
when you need to appear in court.
However, your attorney will also be complying with other court orders
and requirements for this case.
Court Decision
The Court will issue a Decision based on the evidence you’ve presented.
The Court will decide based on the Evidence you and your attorney
submitted.
If all goes well and if you have strong documentary proof, your case
will likely be approved.
The Court’s Decision will become final when no-one challenges the
case. A case can be challenged when someone who has a share in
the land or the city prosecutor objects.
Filing of the Court Decision at the Registry of Deeds
After the Court issues its decision, you need to register it with the
registry of deeds.
This will start the process to get your new owner’s title.
This is often a bothersome process as it can necessitate several trips.
You will also need to pay to register with the Registry of Deeds.
They will process your request and you will finally be issued a new
owner’s title.
Summary
As promised, this is a primer on how to get a new owner’s title and
gives you the information that is really pertinent to you in terms of
process, documents and fees.
Your lawyer will handle other court requirements as they come along,
but these have to deal more with complying with Philippine law or
orders of the court. Your lawyer will also guide you as to additional
requirements that may vary depending on the specific facts of your
case.
Do not hire a middleman! They can cause you a great deal of trouble.
Do things aboveboard and you will have nothing to fear.
In addition, your case will often be much faster if you go through the
process with a good lawyer. We’ve heard promised “quick fixes” take
years!
As you can see the process is straightforward.
Although it will depend on the facts of your particular case, your case
will likely succeed if:
You have all your documents and strong proof
You are involved in the process and can provide information
With this, the court will likely grant your request and you will get your
new owner’s title without too much further trouble.