REPUBLIC OF THE PHILIPPINES

SOCIAL SECURITY SYSTEM

DISCLOSURE STATEMENT ON LOAN/CREDIT TRANSACTION
(As Required under R.A 3765 Truth in Lending Act)

SS Number: 04-2802445-1 Name of Borrower: KRIZEL DECHITAN DE LEON

ER ID Number: 04-0969552-4 ER Name: COLLEGIO MONTEREI DE PILA CHIL
ER Address: NATIONAL HIGHWAY STA CLARA SUR PILA LAGUNA

1. LOAN AMOUNT P8,500.00

2. OTHER CHARGE(S)/DEDUCTION(S) P280.77
A. Service Fee (1% of loan amount) P85.00
B. Advance Interest P95.48
C. Balance of previous loan as of 10/20/2020 20:05:37, if any P100.29
3. NET PROCEEDS OF LOAN(item 1 less item 2) P8,219.23
4. SCHEDULE OF PAYMENTS

Applicable Month Due Date Amortization Interest Principal Outstanding Principal

Balance
P8,500.00
Dec-20 31-Jan-21 392.23 70.83 321.40 8,178.60
Jan-21 28-Feb-21 392.23 68.16 324.07 7,854.53
Feb-21 31-Mar-21 392.23 65.45 326.78 7,527.75
Mar-21 30-Apr-21 392.23 62.73 329.50 7,198.25
Apr-21 31-May-21 392.23 59.99 332.24 6,866.01
May-21 30-Jun-21 392.23 57.22 335.01 6,531.00
Jun-21 31-Jul-21 392.23 54.43 337.80 6,193.20
Jul-21 31-Aug-21 392.23 51.61 340.62 5,852.58
Aug-21 30-Sep-21 392.23 48.77 343.46 5,509.12
Sep-21 31-Oct-21 392.23 45.91 346.32 5,162.80
Oct-21 30-Nov-21 392.23 43.02 349.21 4,813.59
Nov-21 31-Dec-21 392.23 40.11 352.12 4,461.47
Dec-21 31-Jan-22 392.23 37.18 355.05 4,106.42
Jan-22 28-Feb-22 392.23 34.22 358.01 3,748.41
Feb-22 31-Mar-22 392.23 31.24 360.99 3,387.42
Mar-22 30-Apr-22 392.23 28.23 364.00 3,023.42
Apr-22 31-May-22 392.23 25.20 367.03 2,656.39
May-22 30-Jun-22 392.23 22.14 370.09 2,286.30
Jun-22 31-Jul-22 392.23 19.05 373.18 1,913.12
Jul-22 31-Aug-22 392.23 15.94 376.29 1,536.83
Aug-22 30-Sep-22 392.23 12.81 379.42 1,157.41
Sep-22 31-Oct-22 392.23 9.65 382.58 774.83
Oct-22 30-Nov-22 392.23 6.46 385.77 389.06
Nov-22 31-Dec-22 392.23 3.17 389.06 .00
Total P 9,413.52 P 913.52 P 8,500.00

5. EFFECTIVE INTEREST RATE 10.47%

6. CONDITIONAL CHARGES MAYBE IMPOSED
a. Continuing Interest of 10% per annum against Outstanding Balance after the loan term.
b. Late charge of 1% per month against unpaid loan amortization.

Net proceeds may change. Final Disclosure Statement will be generated once loan application is approved by your employer
within the prescribed period.
This is a system-generated Disclosure Statement and does not require a signature from SSS.