Professional Documents
Culture Documents
Ranada
Insurance Law First Semester, AY 2020-2021
I. Introduction
C. Characteristics
D. Elements of insurance
E. Right of subrogation
White Gold Marine Services vs. Pioneer Insurance, et al. (GR No. 154514, 28 July
2005)
Verendia vs. CA (217 SCRA 417)
Rizal Surety and Insurance Co. vs. CA (336 SCRA 12)
Philamcare Health Systems Inc. vs. CA (379 SCRA 356)
Fortune Insurance and Surety Co., Inc. vs. CA (244 SCRA 308)
Gulf Resorts Inc. vs. Philippine Charter Insurance Corp. GR No. 155167, 16 May
2005
Manila Mahogany vs. CA (154 SCRA 650)
Federal Express Corporation vs. American Home Assurance Company and Phil-Am
Insurance Company, Inc., G.R. No. 150094, 18 August 2004)
Eternal Gardens Memorial Park Corporation vs. Phil. American Life Insurance Co.,
GR No. 166245, 09 April 2008
Philippine Health Care Providers vs. CIR, 600 SCRA 413
Blue Cross vs. Olivares, 12 February 2008
B. Perfection
1. Rule on minors
2. Rule on married women
Page 1 of 8
Course Outline Atty. Joanne L. Ranada
Insurance Law First Semester, AY 2020-2021
Enriquez vs. Sun Life Insurance of Canada (G.R. No. 15895, Nov. 29, 1920)
Development Bank vs. CA (G.R. No. 100937, March 21, 1994)
Great Pacific Life Assurance Co. vs. CA (G.R. Nos. 31845 & 31873, April 30, 1979)
A. Concealment
1. Concept
2. Duty to communicate
3. Test of materiality
4. Effect of concealment
5. Matters which need not be communicated
6. Waiver of information
B. Representation
1. Concept
2. Kinds of representation
3. Test of materiality
4. Effect of alteration or withdrawal
5. Time to which representation refers
6. Effect when representation is obtained from third persons
7. When presumed false; effect of falsity
Page 2 of 8
Course Outline Atty. Joanne L. Ranada
Insurance Law First Semester, AY 2020-2021
D. Warranties
D. Papers attached to the policy and their binding effect (rider, warranties, clause,
endorsement)
E. Kinds of policy
1. open
2. valued
3. running
F. Cover notes
G. Cancellation of policy
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Course Outline Atty. Joanne L. Ranada
Insurance Law First Semester, AY 2020-2021
VI. Premium
A. Concept
A. Beneficiary
IX. Reinsurance
A. Definition
B. Nature
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Course Outline Atty. Joanne L. Ranada
Insurance Law First Semester, AY 2020-2021
X. Marine Insurance
A. Definition
E. Concealment
2. Duty to communicate
F. Representations
1. Seaworthiness
Page 5 of 8
Course Outline Atty. Joanne L. Ranada
Insurance Law First Semester, AY 2020-2021
H. Loss
6. Average
E. Measure of indemnity
F. Co-insurance clause
A. Concept
C. Insurable interest
Page 6 of 8
Course Outline Atty. Joanne L. Ranada
Insurance Law First Semester, AY 2020-2021
XIII. Suretyship
A. Definition
A. Definition
E. Measure of indemnity
E. Notice of claim
XVI. Microinsurance
Page 7 of 8
Course Outline Atty. Joanne L. Ranada
Insurance Law First Semester, AY 2020-2021
Page 8 of 8