Republic of the Philippines

Commission on Higher Education

CONCEPCION HOLY CROSS COLLEGE INC.
DEPARTMENT OF BUSINESS ADMINISTRATION
Second Semester 2020-2021

Course Syllabus in BANKING AND FINANCIAL INSTITUTIONS

SCHOOL PHILOSOPHY
Concepcion Holy Cross College, Inc. believes in the holistic development of individuals by providing quality education through active participation in the teaching-
learning process.

COLLEGE VISION
Concepcion Holy Cross College, Inc. is a God-centered learning community focused on holistic education that forms and educates individuals to become conscious,
competent, compassionate and committed persons towards the development of a just and humane society.

COLLEGE MISSION
To become a leading institution for academic and values formation by offering relevant, learner-centered and values-oriented programs that produces competent
persons of character in the service of society.

CORE VALUES
Holistic Education * Competence * Compassion * Commitment

DEPARTMENT: BUSINESS AND ACCOUNTANCY

DEAN: DR. LYLANI S. CLARO
PROGRAM CHAIR: PRINCESS JEAN SANTOS, CPA
COURSE CODE: FMMC3
COURSE TITLE: BANKING AND FINANCIAL INSTITUTIONS
COURSE CREDIT: 3 UNITS
PRE-REQUISITE(S): FMMC1
NAME OF PROFESSOR: JOANA O. ESCALERA, CPA, RPT
SCHEDULE & ROOM ASSIGNMENT:
 COURSE DESCRIPTION:
This course introduces students to banking and financial institutions by examining the basic functions served by the financial system, while de-emphasizing
its current structure and rules. Learning the economic rationale behind financial tools, rules, and structures is much more valuable than concentrating on the tools,
rules, and structures themselves. It is an approach designed to give students the lifelong ability to understand and evaluate whatever financial innovations they
may one day confront.

COURSE OBJECTIVES:
In this course, students shall explore and become interested in the knowledge of the five core principles which is the basis for learning what the financial
system does, how it is organized and how it is linked to the real world.

COURSE OUTLINE
PRELIM
COURSE OUTLINE:
TOPICS COMPETENCIES / OUTCOME DETAILED ACTIVITIES
(WEEKS & NUMBER OF HOURS)

 Course Orientation The students shall be able to:

1. Memorize, write and relate the  Online Lecture

Week 1  Grading System
(3 hrs)
 Rules and Regulations and School
Policies
 Mission, Vision, Goals, Philosophy
and Objectives of Concepcion Holy
Cross College, Inc.
Week 2- 5 I. Money and the Financial System
(12 hrs)
1.1. An Introduction to Money and the
Financial System
1.2. Money and the Payments System
1.3. Financial Instruments, Financial
Markets, and Financial Institutions
PVMGO to their course
 Virtual Discussion
2. Discuss the contribution of the
course in the training of future  Written Explanation
managers or leaders in any
organization.
3. Evaluate how far was the PVMGO
achieved based from their
experiences.
I. At the end of the session, the students  Online Lecture/discussion
are expected:
a) Define the five parts of the financial  Online Quiz/Activity on the
system reading materials
b) Understand the core principles of
money and banking  Online Recitation
c) Understand links among money,
 Preliminary Examination
inflation, & economic growth
 MIDTERM
COURSE OUTLINE:
TOPICS COMPETENCIES ACTIVITIES
(WEEKS & NUMBER OF HOURS)
Week 6-9- II. Interest Rates, Financial II. At the end of the session, the students
(12 hrs) Instruments, and Financial Markets are expected:  Online Lecture/discussion
a) Define real and nominal interest
2.1. Future Value, Present Value, and  Online Quiz/Activity on the
rates
Interest Rates reading materials
b) Differentiate future value and
2.2. Understanding the Risk  Online Recitation
present value
2.3. Bonds, Bond Prices, and the
Determinations of Interest Rates c) Compute the future value and
2.4. The Risk and Term Structure on present value
Interest Rates d) Value bonds by applying present
2.5. Stocks, Stock Markets, and Market value
Efficiency e) Understand ways to value stocks
2.6. Derivatives: Futures, Options, and f) Explain what derivatives are
Swaps
g) Familiarize with exchange rates
2.7. Foreign Exchange
that makes trade possible

III. Financial Institutions
Weeks 10-13
(12 hrs)
3.1. The Economics of Financial
Intermediation
3.2. Depository Institutions: Banks and
Banks Management
3.3. Financial Industry Structure
3.4. Regulating the Financial System
III. At the end of the session, the students  Online Lecture/discussion
are expected:
 Online Quiz/Activity on the
a) Explain how financial
intermediaries can solve the reading materials
problems of adverse selection and  Online Recitation
moral hazard
b) Understand several types of risk  Midterm Examination
c) Define what depository and non-
depository institutions are
d) Discuss how the government is
involved in every part of the
financial system

FINAL
COURSE OUTLINE:
TOPICS COMPETENCIES ACTIVITIES
(WEEKS & NUMBER OF HOURS)
 IV. Central Banks, Monetary Policy,
Week 14-18 and Financial Stability
(15 hrs)
4.1. Central Banks in the World Today
4.2. The Structure of Central Banks
4.3. The Central Bank Balance Sheet and
the Money Supply Process
4.4. Monetary Policy: Using Interest
Rates to Stabilize the Domestic Economy
4.5. Exchange-Rate Policy and the Central
Bank
At the end of the session, the students are
expected:  Online Lecture/discussion
a) Enumerate the functions of a  Online Quiz/Activity on the
modern central bank
b) Appreciate structure of a central reading materials
bank  Online Recitation
c) Explain the importance of using a
balance sheet to control the  Final Examination
quantity of money and credit in
the economy
d) Identify several tools monetary
policymakers use to meet their
objectives
e) Discuss the effects of intervention
of central banks in foreign
exchange markets

COURSE POLICIES & GUIDELINES:

1. Policies, procedures and standards shall apply as per Student Handbook and CHCC Administration memos. 
2. All classes, lecture and discussions will be conducted via online using the Concepcion Holy Cross College Learning Management System (LMS) - the CHCC Flex-Ed
and other available social media platforms such as google suite, google drive, zoom, and the like.
3. Students shall follow proper netiquette at all times. Cyber bullying, yelling, teasing, use of foul language and the like will not be tolerated. Proper decorum such as
courtesy, wearing of decent attire (no sandos and sleeveless) shall be observed especially during online class.
4. All participants/members of the class are aware and they agree that the proceedings of the online class are recorded for archiving and administrative purposes.
5. The instructor will provide soft copy of lessons, reading materials and self-study module downloadable in the CHCC-Flex-Ed
6. From time to time, students will be asked to participate in the online discussions. The students’ final grade will depend heavily on class participation, and on the
quality of submitted assigned tasks/activities, pre-assessment and post assessment.
7. All tests are to be taken on scheduled dates. Special examinations may be given only for highly justifiable reasons.
8. Course requirements should be submitted on time. Late requirements shall be accepted at the discretion of the instructor and if accepted, will be given demerits.
9. Cheating and plagiarism are unacceptable academic behaviors. Any student caught cheating during an examination will get a score of zero for that particular
examination. Any student caught plagiarizing will automatically be given a failing grade in the subject.
10. Students are expected to give their best effort in studying the subject.

COURSE REQUIREMENTS:

A. TERM EXAMS
 B. SEAT WORK/ACTIVITIES/PROJECTS
C. QUIZZES
D. CLASS PARTICIPATION

ASSESSMENT/EVALUATION:

PRELIM MIDTERM FINAL

A. ONLINE ACTIVITIES 40% A. TERM EXAM 40% A. TERM EXAM 40%

B. QUIZZES 40% B. QUIZZES 40% B. QUIZZES 40%
C. PARTICIPATION 20% C. PARTICIPATION 20% C. PARTICIPATION 20%

TOTAL 100% TOTAL 100% TOTAL 100%

GRADING SYSTEM:

PRELIM 20%
MIDTERM 40% WHERE PASSING MARK IS: 65 / 3.00
FINAL 40%
_____
FINAL GRADE: 100% PASSING RATE: 65%

REFERENCES:
Cecchetti, Schoenholtz (2015). Money, Banking, And Financial Markets, (4th ed.). McGraw-Hill Education, 2 Penn Plaza, New York, NY 10121. ISBN 978-0-07-802174-9
R. Glenn Hubbard, Anthony Patrick O’brien (2012). Money, Banking, and the Financial System, Prentice Hall, One Lake Street, Upper Saddle River, NJ 07458. ISBN 978-0-13-255345-2

APPLICATION
CHCC Learning Management System:
CHCC FLAME
http://flexed.chcc.edu.ph/

Prepared by: Reviewed by: Approved by:

JOANA O. ESCALERA, CPA, RPT DR.LYLANI S. CLARO,Ph.D DR.RAQUEL T. STA.INES

Subject Instructor Dean, Criminology Program Vice President/Managing Director
PRINCESS JEAN SANTOS, CPA
Department Head, BSA