(Re-Legal) TITLE OPINION AND SEARCH REPORT

Date: 02.08.2021
To
REF:
HDFC Bank Ltd.
File No: Bhawani Ferreous
Proposal No :

Re: Title Search Report (Re-Legal)–

PART I: GENERAL DETAILS:

1. NAME OF THE APPLICANT/CO APPLICANTS/ BORROWERS :

Bhawani Ferreous

2. NAME OF THE OWNERS :

Sri Nageshwar Prasad Sultaniya S/O Late Vanarsi Lal Sultaniya

3. NATURE OF PROPERTY

Residential Property

4. PART V: PURPOSE OF LOAN:

Working Capital

PART II: DESCRIPTION OF THE PROPERTY ALONGWITH THE SCHEDULE, Area

of the property and boundaries to the property:
All that piece and parcel of the property measuring the total area of 13891sq. feet covered under
Plot no. 317 under; Thana- Mohanpur; Mauza- Maheshmara Thana No. 686, Sub registry-
Deoghar District Deoghar is in the name of Sri Nageshwar Prasad Sultaniya S/O Late Vanarasi
Lal Sultaniya
Boundary:
North Vendor’s land to be sold to

Pradeep Kumar
South Bhawani Steel
East Plot no. 325
West Proposed road

PART III: List of DOCUMENTS SCRUTINIZED / PERUSED

(i) Copy of Sale Deed No.: - 239 dated 02.02.1996 in the name of Sri Nageshwar Prasad
Sultaniya S/O Late Vanarasi Lal Sultaniya
(ii) Copy of offline NEC bearing certificate no. 278/2014

PART IV: FLOW OF TITLE OF PROPERTY / DEVOLUTION OF TITLE.

All that piece and parcel of the property measuring the total area of 13891sq. feet covered under
Plot no. 317 under ; Thana: Mohanpur; Mauza- Maheshmara Thana No. 686, Sub registry-
Deoghar District Deoghar is in the name of Sri Nageshwar Prasad Sultaniya S/O Late Vanarasi
Lal Sultaniya
The aforementioned property is a Vacant Residential land which is originally recorded in the
name of Late. Kumar Ramanand Singh Later on through Land acquisition case No-07 of 1935-
36 Rani Ramawati devi and Rani Rameshwari Devi both wife’s of Late. Kumar Ramanand Singh
became the owners of the land describes in the schedule of land and they have been possessing
the same in peacefully.
The above mentioned Rampati Devi sold the said property 07 (seven) bigha 13 (thirteen) katta,
15 (fifteen) Dhur land and sold it to Mrs. Jagatmayi Devi wife of Mr. Girijanand Singh, without
dividing it within the house.
The above said Smt. Rameshwari Devi wife of Late Kumar Ramanand Singh and Smt.
Jagatmayi Devi W/o Shri Girijanand Singh kept the above relics 07 (seven) bigha, 13 (thirteen)
katta, 15 (fifteen) Dhur, while remaining unquestionably interfering in the form of Izmal dated
04.10.1980. registered from the registration office Deoghar, and built Two Pucca Room on Plot
No. 318
Later Rameshwari Devi and Jagmayi Devi sold the larger part of the property to Sri Sagar
Mohan Jha S/O Late Lakhpati Jha through sale deed no. 3092 in the year 1980.
Sri Sagar Mohan Jha further sold the property measuring 01 bigha, 01 kattha 05 dhur under plot
no. 317 to Sri Rama Nand Jha vide sale deed no. 2125 dated 04.09.1993.
Ramananda Jha sold the property to the vendor (Srimati Pramila Devi) vide sale deed no. 2176
dated 21.05.1994. Thereafter the said property was purchased by the vendee (Sri Nageshwar
Prasad Sultaniya) vide sale deed no. 239 dated 02.02.996.
Therefore, vendee Sri Nageshwar Prasad Sultaniya is in complete title and possession of the said
property and is paying taxes to the Government of Jharkhand.

The property is fit for equitable mortgage.

PART V: APPLICABILITY OF SECTION 46 OF CNT ACT : NO

PART VI: TITLE OPINION / CERTIFICATE:

On perusal of above mentioned documents it can be said that the borrower Sri Nageshwar Prasad
Sultaniya has a clear, marketable, and unencumbered title to the property and they can create an
equitable mortgage in favour of the Bank subject to retrieval of Conversion Letter.
PART VII: DOCUMENTS TO BE COLLECTED BY HDFC BANK FOR CREATION OF
EQUITABLE MORTGAGE OF THE SAID PROPERTY.
(i) Original Copy of Sale Deed No.: - 239 dated 02.02.1996 in the name of Sri
Nageshwar Prasad Sultaniya S/O Late Vanarasi Lal Sultaniya
(ii) Original Copy of offline NEC bearing certificate no. 278/2014
(iii) Original/Internet copy of Rent Receipt of the current yearin the name of Sri
Nageshwar Prasad Sultaniya
(iv)Original copy of Mutation certificate in the name of Sri Nageshwar Prasad Sultaniya

PART VIII: POST DISBURSAL (if any):

N/A

PART IX: Additional comments / Observations if any.

(i) The aforesaid property has been held by Sri Nageshwar Prasad Sultaniya S/O Late
Vanarasi Lal Sultaniya. He had been living peacefully and holding title, interest,
possession of the aforesaid property.

TITLE SEARCH REPORT:

All that piece and parcel of the property measuring the total area of 13891sq. feet covered under
Plot no. 317 under ; Thana: Mohanpur; Mauza- Maheshmara Thana No. 686, Sub registry-
Deoghar District Deoghar is in the name of Sri Nageshwar Prasad Sultaniya S/O Late Vanarasi
Lal Sultaniya

Copy of NEC/search details bearing certificate no. 278/2014

1. Yes, the lawyer has conducted online search before Registry office. The encumbrance has
been conducted offline for 30 years by Sub Registry- Deoghar
2. There is no encumbrance found of the concerned property.
LIST OF DOCUMENTS TO BE COLLECTED BY HDFC BANK FOR CREATING
VALID AND ENFORCEABLE EQUITABLE MORTGAGE UPON AFORESAID
PROPERTY

(v) Original Copy of Sale Deed No.: - 239 dated 02.02.1996 in the name of Sri
Nageshwar Prasad Sultaniya S/O Late Vanarasi Lal Sultaniya
(vi) Original Copy of offline NEC bearing certificate no. 278/2014
(vii) Original/Internet copy of Rent Receipt of the current yearin the name of Sri
Nageshwar Prasad Sultaniya
(viii) Original copy of Mutation certificate in the name of Sri Nageshwar Prasad
Sultaniya

Dayanand Singh
(Advocate)
For Vidhi Associates

TITLE SEARCH REPORT (Re-Legal)

This report should mention the following aspects:-
I) Detailed Property address for which the search is conducted

All that piece and parcel of the property measuring the total area of 13891sq. feet covered under
Plot no. 317 under ; Thana: Mohanpur; Mauza- Maheshmara Thana No. 686, Sub registry-
Deoghar District Deoghar is in the name of Sri Nageshwar Prasad Sultaniya S/O Late Vanarasi
Lal Sultaniya

Boundary of the land

North Vendor’s land to be sold to

Pradeep Kumar
South Bhawani Steel
East Plot no. 325
West Proposed road

II) Location of SRO / Revenue office at which the search is conducted

In the website of the Government of Jharkhand/District Registrar/Sub Registrar - Deoghar.

III) What are the entries found in the SRO

From the perusal of online Non-Encumbrance Certificate with respect to aforesaid property in
question, no registered encumbrance was found.
IV) That the lawyer has personally visited / his representative has visited the SRO and
conducted search / checked for encumbrances for the period of 13/ 30 years.

A Search has been conducted in the website of the Government of Jharkhand/District

Registrar/Sub Registrar - Deoghar, by me for 30 years.
V) That there are no encumbrances / charges on the said property found as a result of
 the search conducted and if there are any charges the same needs to be highlighted.

No registered encumbrance is found.

VI) In case of a registered mortgage, the original title documents should be perused by
the advocate and the same to be recorded as "Verified and found in order".

Not Applicable.
VII) In case of mortgage for Rental Discounting proposals, the advocate has to
peruse the Rental Agreements and opine on the same.

Not Applicable
VIII) Advocate to conduct verification of the original documents and give a vetting
report

I have not vetted the original title documents of the aforesaid property in question.

INSPECTION RECEIPT NO. FOR TITLE SEARCH TAKEN AT THE OFFICE OF

THE SUB REGISTRAR, TO BE ENCLOSED ALONGWITH SEARCH REPORT
Not Applicable

Thanking you
Yours faithfully

Dayanand Singh
Advocate
For Vidhi Associates