VIVEK KUMAR SRIVASTAVA    Resi.

-C-132/344,Deewan Bazar(South)
   Advocate     Near Samay Sthan,Gorakhpur-273001
                                                                       Office – Client Shed, Civil, Court, Gorakhpur
.                                                                           Mob No.9415386949
______________________________________________________________________ 
Ref.No. HOU/VAR/0419/673517                                                        Date:12.04.2019

To,
The Branch Manager
PNB Housing Finance Ltd
C-19/134, M-B, 2nd Floor, Tulsi Complex
Shastri Nagar, Sigra,
Varanasi - 221010

 Type of Case : B.T + Construction

 Status : Clear 
Sir,
            As desired by you the records of Sub-Registrar, Gorakhpur, have been verified by me
for the period of last 13 years for investigation of title in respect of below property. I have also
verified documents mentioned in schedule. On the basis of below Photo copy documents my
Report/ Certificate is given as under:-

SUB: - T I T L E C L E A R A N C E CERTIFICATE
1. Name/s Owner
Sri Ashish Kumar Rauniyar s/o Sri Avinash Rauniyar Residence- MIG 119
Siddharth Enclave near Taramandal Tehsil Sadar Distt. Gorakhpur U.P.
2. Name/s of the person/s offering mortgage.
Sri Ashish Kumar Rauniyar s/o Sri Avinash Rauniyar Residence- MIG 119
Siddharth Enclave near Taramandal Tehsil Sadar Distt. Gorakhpur U.P
3. Status of the Owner/s
Individual
4. Status of Mortgagor/s:
Individual/s
5.Description of the Property:-
Mauja- Tal Ramgarh Tappa & Paragana- haveli, Tah.- sadar, Distt-Gorakhpur
Aaraji no 893 min. Private plot no. 11 area 1241.60 sq. feet
Bounded as per deed :-
East:- Gaushala other person
West- Rasta 7.5 meter wide
North- Private plot no. 10 Vikas Rai & Vivek Rai
South- Private plot no. 11 Vikas Rai & Vivek Rai
3. Particulars of all documents made available for verification:-
Photocopies examined of the following documents:-
 1. Photocopy of sale deed dated 14.09.2018 executed by Rai Brijpat Rai urf Rai
Brijpati Rai s/o Late Mahipat Rai in favour of Ashish Kumar Rauniyar s/o Sri
Avinash Rauniyar which is registered in the office of sub registrar Gorakhpur
at Bahi no .1, jild no. 14956, page no. 1 to 26 serial no. 10702
2.True copy of Latest khatauni 1423 fasli to 1428 fasli khata no. 00465 related
aaraji no. 893
3.Photocopy of LOD issued by DHFL in favour of Ashish Kumar Rauniyar s/o Sri
Avinash Rauniyar in respect of said property

7.DEVOLUTION OF TITLE:-

[Evolution, Background and Tracing of title property/properties i.e. flow of title during
last 13 years (tracing of the title should be explained in chronological order beginning
with the earliest available title deed. All the title deeds should be discussed fully, stating
registration number, document number, dates of execution, name of executors and
executants, etc. & complete history of mutation entries, village records. The chain of
title deeds should clearly establish the title of the property holder. If the chain is broken,
the same should be explained in convincing manner.)]:-
A. Initially, The recital of deed & above mention documents indicate that Rai
Brijpat Rai urf Rai Brijpati Raij s/o Late Mahipat Rai was owner of the property
aaraji no. 893 with transferable right since 1404 fasli
B. Rai Brijpat Rai urf Rai Brijpati Rai s/o Late Mahipat Rai executed registered sale
deed dated 14.09.2018 in favour of Ashish Kumar Rauniyar s/o Sri Avinash
Rauniyar in respect of aaraji no. 893 area 1241.60 sq. Feet which is
registered in the office of sub registrar Gorakhpur at Bahi no .1, jild no. 14956,
page no. 1 to 26 serial no. 10702
C. The name of Ashish Kumar Rauniyar s/o Sri Avinash Rauniyar is recorded
in khatauni.
D. Vendee is major so no minor interest involve in the property. The chain of
property is complete.
E. Thus I am of the view that Ashish Kumar Rauniyar s/o Sri Avinash Rauniyar
is owner of the property with transferable right.
F. As per list of document & statement of account D.H.F.L. Gorakhpur indicate
that, Ashish Kumar Rauniyar s/o Sri Avinash Rauniyar deposit the original
title deed in D.H.F.L. Gorakhpur and take loan. A valid mortgage u/s 58-F
transfer of property act already created in favour of D.H.F.L. Gorakhpur.
G. Thus I am of the view that property is not free from all encumbrances till
payment of loan liability and release the original title deed.
4. Year up to which the property tax/society charge has been paid (Description of
property tax/society charge receipt): -
Receipts not made available to us, bank to obtain/verify the same.
5. Whether the particulars of registration as given in the title deeds shown to the
counsel tally with the particulars as stated in the records of the Registrar’s office?
–
Yes
6. Whether the property/properties has/have been mutated in the name/s of the
person/s offering the mortgage?–
 Yes.
7. Where there is any bar under any local law for creation of the mortgage on the
property? Whether there are any liabilities or encumbrances over the said
property? -
Yes DHFL Gorakhpur
8. Whether all approval clearance/sanctions required for creation of the mortgage
have been obtained, what are such sanctions, approvals and clearances yet to be
obtained? –
Not Applicable
9. Whether equitable mortgage can be created on this property/ properties?–
After payment of loan liability of DHFL Gorakhpur and release the original title
deed from DHFL Gorakhpur
10. Where the property/properties under consideration involves Land, whether the
Land is Agricultural/ Non Agricultural land, in case of N.A. land/plot-whether it is
allowed for use of Residential/Commercial /Industrial Purpose:-
Residential and non agricultural.
11. Whether there is any construction over the said land and any Permission or
Approved Lay-out plan obtained from Competent Authority? (Please state here
about the permission and approved lay-out for construction and whether the
construction area is as per Approved Lay-out plan and copies verified in original
or photo copy):-
To be checked by the Valuer/Chartered Engineer of the PNBHFL
12. Whether the property/properties is/are coming under the preview of Urban Land
& Ceiling Act?-
Not Applicable
13. Whether the property/ properties is/are owned by the person/s offering mortgage
or on lease? Furnish details for that: -
Freehold Property.
14. Whether the whole/part of the property/properties being offered for mortgage
is/are rented or leased out to any third party? –
Please Refer To Technical Report
15. Description of the inspection receipt issued by the Sub-registrar (number and date,
copy of inspection receipt and year wise search report be attached along with the
report):-
Receipt No. 2019161008978 dated 10.04.2019
16. AT THE TIME OF DELIVERY OF PAY ORDER (S)/DEMAND DRAFT (3) TO
BE MADE BY PNBHFL for BT favouring DHFL Gorakhpur & Top Up in
favouring Ashish Kumar Rauniyar s/o Sri Avinash Rauniyar
17. DOCUMENTS REQUIRED WHILE CREATING E.M. [LIST/DETAILS OF
TITLE DEEDS/DOCUMENTS TO BE DEPOSITED FOR CREATING
MORTGAGE BY DEPOSIT OF TITLE DEEDS]: -
Annexure-A