Willamette Bank Valley

Services of Willamette Bank Valley

Following are the services provided by Willamette Bank Valley
 Business loans
 Business checking and savings
 Online business banking
 Cash management services
 ACH services
 Merchant services
Bank Loans
Willamette bank provides bank loans services that include
 Farming credits
They specify farming funding for Willamette Valley cultivators
 Machinery funding
When the people need brand-new or utilized machinery, they are there to support
them in growing their business
 Wires of credit
Controlling the cash flow can be a question so they provide functioning flexibility
 Term Loans
Term loans can fund larger ventures and allow people to take benefit of opportunities
for growth
 Business real estate credits
The proper property can make all the changes in customer business. They help them
construct, remodel, or acquire it
 Professional practice funding
For anyone starting a modern professional practice or growing existing one
 SBA and State- Guaranteed loans
These are to help small businesses obtained specialized financing
Business checking and saving
Willamette bank provides business checking and saving services that includes
 Business checking accounts
Choose from business checking accounts with options that suit the needs of people
business. No matter what the size or industry is
 Business savings accounts
This is for growing people business with bank’s saving account
Online business banking
People can use online banking to track and control financing from anywhere. They can check
their account balance, transfer cash, and much more
 For checking current balances and savings account
 Reviewing account balances for loans
  Making transfers to linked accounts that also includes checking and savings
 Customers can send electronic payments to almost any of the U.S domestic business
or even to individuals
 Customers can update account information
 Customers can reorder checks
 Customers can pay their bills online
 Customers can also get free e-statements
Services of Cash Management

They propose a strong suite of cash management services for clients who need the highest
control to manage their corporate finances. it includes

 Cash management online

It offers secure entry to all customer's account activity so that people can manage their
business from anywhere.
 It reduces transaction cost and makes it faster
 It gives the convenience of making remotely deposits
 Gives protection from fraud
 Use of merchant services for more convenient payments to
customer and vendors, while having access to funds faster
 Cash management app
It has advanced functionality. The organization brings all the capacity to customers
online cash management resolution on their mobile devices
 Access to various accounts
 Can view all accounts in one tap
 Easy approval of transfers, payments, and all kind of transactions
 Can deposit check remotely
 Easy wire transfers
 Protection of account security
 Need more security for your online banking & cash management
 Soft Tokens for Business Online Banking
Willamette bank valley has a solution for customers that requires soft tokens
for business online banking Customers can use DIGIPASS for banking in
business. They can download this app to their tablets or smartphones. This
adds an extra level of security to the customer’s company. This is an online
banking bank account or cash management app with a password generated a
single time for every time the customer logs in to their account. The customer
 can also use this app for transactions that are of high value such as wires or
ACH. When customers have soft tokens, it eliminates the need to carry the
hard tokens with them. [ CITATION Wil1 \l 1033 ]
ACH services
This gives your business access to a broad range of electronic transactions. With this service,
customers can originate and receive direct deposits, payroll, vendor payments, and more.
Merchant services
The bank’s merchant services include

 Debit and credit card transactions made easy

Without debit and credit cards it is hard to be in today’s business. The bank supports
credit card authorizations, debit card processing, and electronic check acceptance for
cards.
More bank services
There are more bank services provided by Willamette bank valley that includes
 Cashier’s check
 Direct deposit
 Foreign exchange of currency
 Safe deposit boxes
 Wire transfer
[ CITATION Wil \l 1033 ]

Customer Base of Willamette bank valley

Willamette bank valley was recognized as the nation’s no 1 community bank in American
Banker’s list of top 200 public banks for the year 2019 and 2020. However, their real badge
of honor is the communities that are in and the people that make it home.
They are growing their customer base to nearly 2 million households, which includes 1.2
million small businesses. Among their consumer households, 25% have a loyal relationship
with them. Since the merger, they have brought $710 million of consumer banking deposits
and investment balances.
Willamette bank valley has around 5000 middle-market customers, 800 corporate banking
customers, and 500 commercial real; estate banking customers.
The Willamette bank valley is looking forward to getting better opportunities, which will help
them to better position themselves and meet the needs of their customers and communities
and provide more opportunities to their employees.
Willamette bank valley invests in innovation with Comcast business for their customers-
attitude and commitment to enhance and modernize their service offerings continuously.
Willamette valley bank developed Comcast business at 12 to 29 places almost, that included
Ethernet Dedicated internet on top of fiber to five sites, business internet to 9 sites, and
ethernet network assistance over fiber to the bank’s head office and four extra generations.
[ CITATION Sal \l 1033 ]

References
Bank, W. V., n.d. Willamette Valley Bank. [Online]
Available at: https://www.willamettevalleybank.com/community-banking

Salem, n.d. Willamette Valley Bank Invests in Innovation with Comcast Business. [Online]
Available at: https://business.comcast.com/about-us/press-releases/2020/williamette-valley-bank-
invests-in-innovation-comcast-business

Valley, W. B., n.d. Willamette Valley Bank. [Online]

Available at: https://www.willamettevalleybank.com/