KREDITLIST

AGENDA

COMPANY INTRODUCTION
BUSINESS MODEL

ENGAGEMENT FLOW
COMPANY INTRO
• ABOUT KREDITLIST

• BUSINESS ADVANTAGE
ABOUT KREDITLIST

KREDITLIST

[KREDITLIST] is a financial product aggregation service platform in Indonesia, a

subsidiary of U.S.-listed company, KreditList has completed registration and filing in
OJK in 2019 and became a member of Fintech Indonesia. We leverage big data and
AI to accurately predict users loan requirements and provide these information to our
licensed P2P partners.
Partner List
 ü One stop, multi-channel user acquisition
ü Quality assurance, accurate recommendations
ü Professional team with deep experience in Fintech

l Multiple channels：Aggregate big media（Google\Facebook\Ins)，Cross-industry, offline and other traffic sources, one-stop access to multi-channel users

l Quality assurance: After preliminary screening and matching through big data, the platform recommends partner institutions to ensure user quality

l Team value：Our team is composed of senior Internet and financial professionals. The core team has worked in Baidu, Capital one, Citi, China Merchants Bank,

UC Indonesia, etc., and has 3 years + experience in FINTECH industry in Indonesia

BUSINESS MODEL
• GP DOWNLOAD

• API ENGAGE
GP DOWNLOAD

Cost by CPI：

Quickly connect and go

online through attribution
links
SUPPORT POTENTIAL MODEL—API

1 2 3 4

User basic info P2P credit review User confirm After sales

User authorization to Credit review User confirm, P2P disbursed User repayment
provide information
User fill date in P2P will independently After the user confirms User can do repayment
Kreditlist app，provide approves the the approved loan via Kreditlist app.
authorization ，after recommended users amount, P2p arrange Kreditlist will send
pass the pre-review, we and feeds back the loan disbursement reminder sms to those
will transfer the approval results users who about to
suitable user to P2P in expired or overdue
the real time. users.
 API MODEL ADVANTAGES

IT DOCKING Precise matching Customized

service
• API interface encryption • Help our partner to achieve
• Targeted screening for
push information intelligent traffic screening
your customer groups
• Flexible docking • Customized pre-risk control
• Precision diversion
throughout the loan service
process • High disburse rate
• Better user experience
ENGAGEMENT FLOW
• GP DOWNLOAD MODEL

• API MODEL
ENGAGEMENT FLOW——GP DOWNLOAD

Flow
After the admission is passed and materials are
complete, the configuration can be launched on the
same day

Business Agreement Product

meeting signing configuration
ENGAGEMENT FLOW ——API

Total launching
T1=3 days T2=7~14days* T3=3 days T4=3 days 2~3 weeks

*With the input of 1

RD manpower
P2P P2P P2P P2P
Develop according
PM Understanding to online documentation
the docking flow
RD Understand the Keep communications RD cooperation P2p start QA
document roughly (both parties) Product
Project Q&A online
P2P
start Develop
Engagement Both +
Parties Daily
maintenance

Confirm product flow PM+RD RD Cooperation KL continue QA

Responsively (Both parties)
Answer questions Answer Questions

KreditList KreditList KreditList KreditList

Before development: In line with the principle of commercial reciprocity, both parties
determine feasible API technology docking methods and invest in technology development.
THANK YOU