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out of which up to However, lending to CEOBE

32% can be in the Medium Enterprises, whichever is


form of lending to Social Infrastructure higher.
Exports and not less and Renewable
than 8% can be to Energy shall be
any other priority reckoned for priority
sector sector achievement
only up to 15 per cent
of ANBC.
Agriculture 18 per cent of ANBC Not applicable 18 per cent ANBC or
18 per cent of
or CEOBE, whichever CEOBE, whichever is
ANBC or
is higher; out of which higher; out of which a
CEOBE,
a target of 10 target of 10 percent# is
whichever is
percent# is prescribed prescribed for SMFs
higher; out of
for Small and which a target
Marginal Farmers of 10 percent# is
(SMFs) prescribed for
SMFs
Micro 7.5 per cent of ANBC Not applicable 7.5 per cent of ANBC 7.5 per cent of
Enterprises or CEOBE, whichever or CEOBE, whichever ANBC or
is higher is higher CEOBE,
whichever is
higher
Advances to 12 percent# of ANBC Not applicable 15 per cent of ANBC 12 percent# of
Weaker or CEOBE, whichever or CEOBE, whichever ANBC or
Sections is higher is higher CEOBE,
whichever is
higher
# Revised targets for SMFs and Weaker Section will be implemented in a phased manner as
indicated in para 5.2

Categories Primary Urban Co-operative Bank


Total Priority 40 per cent of ANBC or CEOBE, whichever is higher, which shall
Sector stand increased to 75 per cent of ANBC or CEOBE, whichever is
higher, with effect from March 31, 2024. UCBs shall comply with the
stipulated target as per the following milestones:
March 31, March 31, March 31, March March 31,
2020 2021 2022 31, 2023 2024
40% 45% 50% 60% 75%
Micro 7.5 per cent of ANBC or Credit Equivalent Amount of Off-Balance
Enterprises Sheet Exposure, whichever is higher
Advances to 12 per cent# of ANBC or credit equivalent amount of Off-Balance
Weaker Sections Sheet Exposure, whichever is higher.
# Revised targets for weaker sections will be implemented in a phased manner as
indicated below
5.2 The targets for lending to SMFs and for Weaker Sections shall be revised upwards from FY 2021-22
onwards as follows:
Small and Marginal Farmers target
Financial Year Weaker Sections target ^
*
2020-21 8% 10%
2021-22 9% 11%
2022-23 9.5% 11.5%
2023-24 10% 12%

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