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Internship Report-221 PDF
Internship Report-221 PDF
ON
Supervised by
Farhana Karim
Associate Professor│Faculty of Business Studies
BGMEA University of Fashion &Technology (BUFT)
Prepared By
S.M.Sakib Rahman
BBA in Apparel Merchandising
ID: 221-076-4111
9 March 2023
Declaration
I am S.M.Sakib Rahman, a student of MBA in Apparel Merchandising from 221 batch. ID:
221-076-4111 at the Department of Business Administration of BGMEA University of Fashion
& Technology does hereby declare that the internship report on The State of ACCORD and
Alliance Certification of Expert Group is work done under the supervision of Farhana
Karim, Associate Professor. Department of Business Administration of BUFT.
I also declare that the report is an original work and no part of this report has been copied from
elsewhere. Furthermore, this report has not been published or submitted for being awarded any
degree, diploma or recognition earlier.
S.M.Sakib
Rahman
Program: MBA
ID: 221-076-4111
Batch: 221
Department of Business Administration
BGMEA University of Fashion & Technology (BUFT)
Letter of Approval
This is to certify that S.M.Sakib Rahman, Program: MBA, Batch: 221, ID: 221-076-4111 has
completed his internship report on “The State of ACCORD and Alliance Certification of
Expert Group” under my supervision as a part of partial fulfillment of the requirement for the
Degree of Master of Business Administration (MBA) in Apparel Merchandising in the
Department of Business Studies of BGMEA University of Fashion & Technology. This report
can be accepted for evaluation.
Farhana Karim
Associate professor
To
Farhana Karim
Associate Professor
Department of Business Administration
BGMEA University of Fashion & Technology (BUFT)
Nishatnagar, Turag, Dhaka-1230
Dear Sir,
S.M.Sakib Rahman
Program: MBA
ID: 221-076-4111
Batch: 221
Department of Business Administration
BGMEA University of Fashion & Technology (BUFT)
Official Certification
This is to certify that S.M.Sakib Rahman, Program: Master of Business Administration, Batch: 221, ID:
221-076-4111 has completed his internship report on The State of ACCORD and Alliance
Certification of Expert Group of Bangladesh under my supervision as a part of,Partial Fulfillment of
the requirements for the Degree of Master of Business Administration (MBA) in the Department of
Business Administration of BGMEA University of Fashion & Technology. This report can be accepted
for evaluation.
Farhana Karim
Associate professor
Department of Business Administration
Technology Dhaka-1230
Acknowledgment
A warm felicitation goes for me to acknowledge the people, who hold the desirability for encouraging, praising,
assisting as well as believing me on the tasks of activities what I have worked through my internship period.
First of all I would like to take the opportunity to thanks our honorable Associate professor Farhana Karim ,
BGMEA University of Fashion and Technology & my internship supervisor for providing me guidelines, help
in assisting my report. He was constantly supporting me with his inspiring personality. I will always be always
thankful for his extraordinary reinforcement.
I also acknowledge the loving support of my teachers, parents, and friends. I express my honest and sincerest
gratitude to the Divisional Merchandiser, Marketing & Merchandising of Esquire Knit composite limited., Md.
Saiful Islam who assisted me a lot by giving an opportunity for eye opening in this particular sector and extended
an all-out support in all respect for writing this report in the most comprehensive manner within the specified
time frame.
I will show my gratitude to all the Management & Non-Management Staffs who have helped me during the
internship period and the entire persons who somehow have impact on me in completing my whole report.
I was bound in my theoretical knowledge. It is my first experience to acquire knowledge in the practical field.
So, it is natural that there might have some mistakes. For these reasons, I am really sorry and I beg pardon.
Finally, numerous thanks and gratitude to the Almighty Allah for paving my way to successfully finish my report
making.
SL CONTENTS Page No.
Student’s Declaration I.
Letter of Transmittal II.
Official Certification III.
Internship Certificate from Industry Supervisor IV.
Acknowledgement V.
Executive Summery VI.
Table of Contents VII.
List of Tables VIII.
List of Figures IX.
Acronyms X.
CHAPTER ONE: INTRODUCTION
1.1 Prelude 8
1.2 Problem Statement 9
1.3 Objective of the Study 11-12
1.4 Scope of the Study 12
1.5 Limitation of the Study 13
CHAPTER TWO: OVERVIEW OF THE ORGANIZATION
3.1 Historical Background 13
3.2 Organogram 14
3.3 Features 15
3.4 Human Resore Managemant 16
3.5 CSR Activities 16-17
3.6 Swot Analysis 18-22
CHAPTER THREE: RESULTS & DISCUSSIONS
4.1 ACCORD Certification Validation of Export Group 22
4.2 Observation of the Construction Level of Export Group’s Factory 23
4.3 Observation of the Electrical Safety of Export Group’s Factory 24
CHAPTER FIVE: CONCLUSION & RECOMMENDATION
5.1 Recommendations 25-29
5.2 Conclusions 30
5.3 REFERENCES 31
Introduction:
FnF accessories limited is engaged in the business of export oriented garment labels & trims manufacturing
industries. Fnf accessories limited started its production in 2009 as a manufacturer and exporter of high
quality accessories for 100% export oriented Garments Industries. It produces woven and satin labels,
printed labels, woven edge satin ribbons and tags.
Products:
Problem Statement:
Everything was good before working conditions in the Bangladesh garment industry came
under great scrutiny in 2012 after 117 people were killed at a fire at Tazreen Fashions, a garment
factory near the capital city of Dhaka, and even more so five months later, when more than
1,100 workers lost their lives in the collapse of Rana Plaza, after this two massive incidents
foreign buyers were back down from Bangladeshi factories for a while. As a result, Bangladesh
garments industry faced tremendous problem which was affecting our economy. The Accord
and Alliance were, of course, formed following the tragic Rana Plaza incident. Rana Plaza
itself was the price our country paid for the unregulated growth of the Bangladesh apparel
industry.
Objectives:
After devastating incident in garments sector, something needed to be done in order to protect this
massive industry which employs 4.4 million people, mostly women, contributes more than 11
percent to the country’s GDP. So, garments industry needs a proper guideline specially for its
factory’s structure and take workers safety measures. Numerous factory and workers safety law
and international agreement should be implemented by the both parties in between them.
This is where ACCORD and Alliance rules and regulation came to the scenario. Below we are
going to brief about ACCORD and Alliance in Bangladesh Garments Industry.
The main objective of ACCORD and Alliance is building inspection and enforcement of fire and
safety standards the accord requires that contracts by international retailers with Bangladesh
manufacturers provide for compensation adequate to maintain safe buildings.
The Alliance is committed to conducting factory safety assessments in all ready-made garment
(RMG) factories producing for its members in Bangladesh. These assessments, conducted by
independent Qualified Assessment Firms (QAFs), provide factory owners with a technical
understanding of the fire safety and structural concerns related to their facilities, and prompt action
plans that aim to systematically and sustainably improve safety conditions for garment workers.
ACCORD: The Accord is an independent, legally binding agreement between brands and trade.
The ACCORD was signed on 15 May 2013. It is a five-year independent, legally binding
agreement between global brands and retailers and trade unions designed to build a safe and
healthy Bangladeshi Ready Made Garment (RMG) Industry. The Accord covers factories
producing Ready-Made Garments (RMG) and at the option of signatory companies, home textiles
and fabric & knit accessories. The Accord was created to enable a working environment in which
no worker needs to fear fires, building collapses, or other accidents that could be prevented with
reasonable health and safety measures.
The agreement was created in the immediate aftermath of the Rana Plaza building collapse that
led to the death of more than 1100 people and injured more than 2000. In June 2013, an
implementation plan was agreed leading to the incorporation of the Bangladesh Accord
Foundation in the Netherlands in October 2013. It is an example of project-oriented multi
stakeholder governance.
The ACCORD agreement consists of six key components
1. A five-year legally binding agreement between brands and trade unions to ensure
a safe working environment in the Bangladeshi RMG industry
2. An independent inspection program supported by brands in which workers and
trade unions are involve
3. Public disclosure of all factories, inspection reports and corrective action plans
(CAP)
4. A commitment by signatory brands to ensure sufficient funds are available for
remediation and to maintain sourcing relationships
5. Democratically elected health and safety committees in all factories to identify
and act on health and safety risks
6. Worker empowerment through an extensive training program, complaints
mechanism and right to refuse unsafe work.
Factory Inspection: All factories producing for Accord signatory companies undergo
independent regular fire, electrical and structural safety inspections.
Monitoring Remediation: The Accord monitors remediation progress and facilitates brand
support for remediation. Updated Corrective Action Plans (CAPs) are published online.
Safety Training: Joint labor-management Safety Committees are trained and all factory workers
are informed about essential workplace safety.
Resolving Safety Complaints: Workers and their representatives have a right to refuse unsafe
work and can raise complaints with the Accord Safety and Health Complaints Mechanism.
Scope:
The agreement covers all suppliers producing for the signatory companies. In the event that agents
or other intermediaries are part of the signatory’s business model, the signatory is responsible to
assure that these intermediaries support the signatory’s efforts to fulfill obligations of this
Agreement, independent of whether the intermediaries have signed this Agreement or not.
The report is concerned with the Administration division of the Expert group( FnF Accessories
Limited ) factory with the comparison of their building, electrical and workers safety
Limitations:
It also becomes problematic when certain Bangladeshi labour rights organizers emphasize
violation of transnational corporate or private legal governance structures more than violation of
local labour laws. Some activists argue that highlighting violation of transnational corporate or
private legal governance structures attracts extensive coverage by the international press and
support of international human and labour rights organizations. While this strategy is important
for fostering transnational activist campaigns, it is imperative to remember that transnational
corporate or private governance can only disincentivize labour exploitation but cannot implement
strict legal actions at the state level for violating labour rights. The Accord shall be governed by
the law of the Netherlands.
The major part of the report is based on online survey as well as face to face interview of officials
spoke person of Export group. It also consists of view and opinions of the engineers of Export
group. In some case some of them were not able to provide concrete fact or figures. In this case
some assumption had to be made.
Historical Background
•FnF Trims Ltd. is one of the renowned garments label manufacturing companies in Bangladesh.
It is a locally owned Private Limited Company which was established in 2005 under the
Companies Act-1994. FnF Trims Ltd. is situated in Kamarpara,Uttara,Dhaka Bangladesh
•FnF management team is highly qualified, with regard to professionalism, dynamism and
dedication towards achieving best quality in production by using latest technology and making
delivery in time.FnF is continuously updating technologies to improve quality and productivity Of
manufactures Of FnF.
•FnF products find application in the garments industry, leatherwear i.e. garments, bags, shoes,
soft toys. caps & gift articles, linen, sports industry, furnishings etc.FnF is capable Of creating
both new concepts and reproducing the customer's regular requirements to perfection.
•FnF Major Clients are Globaly Popular Brands Such As Jordache(USA),Best Seller(Denmark),
LPP(Poland),Charles Vogele(Swizerland),EMW(UK),Zolla(Russia),Gymnasium(Italy)
FnF Accessories Limited Organization Structure
A view Of Management system Of FnF Trims Ltd. is given below.
▪ Intercom Telephone (IP Phone)
▪ E-mail (Microsoft Outlook 365)
▪ Computer Operating System: Windows 10
▪ Written Letter
▪ Software: Microsoft Office 2016, Next ERP (built by Next IT), MÜCAD and Dr. Coach
textile CAD software, PrintSpecrM colour quality management software
Human resource management (HRM or HR) is the strategic approach to the effective management Of
organization workers so that they help the business gain a competitive advantage,FnF HR Dcpartment is
designed 10 maximize employee performance in service of an employer's strategic objectives. HR is
primarily concerned with the management of people within organizations, focusing on policies and on
systems, HR departments are responsible for overseeing employee-benefits design, employee recruitment,
training and development, performance appraisal, and rewarding (e.g„ managing pay and benefit systems).
HR also concerns itsel[wiih organizational change and industrial relations, that is, the balancing Of
organizational practices with requirements arising from Workers Participatory Committee and from
governmental laws,
Human resources overall purpose is to ensure that the organization is able to achieve success through
people, Members Of HR Department manage the human capital Of an organization and focus on
implementing policies and processes, They can specialize in recruiting, training. employee-relations or
benefits. Recruiting specialists find and hire top Deduction Policy, Grievance Policy, Disciplinary Action
Policy, Discipline, Dismissal &
Termination Policy' Policy & Procedure on freedom Of Associalion. Increment &
Promotion policy, Festival Bonus policy. Sub-Conu•act Organization policy, Occupational Health & Safety
Policy, Loan Policy, TADA Poliey, Policy on Internship and they have been following these policies
strictly. HR Department of FnF are using own built ERP software to control HR rclatcd all functions
smoothly,FnF is kccping employccs' attendance record through Biometric Attendance System Machines.
Here we practice total compliance issues mainly in 3 phases, which are Procedural compliance, Physical
compliance and Personnel compliance, Compliance dept. ensures regular/periodieal documentation,
prompt communication with local legislation bodies, customer and other stakeholders on different demands,
Conducting periodical internal audit is the one of the prime job Of this dept., however it not only issue or
auditing or assessing but also regular monitoring. tracking and facil itating This dept. represents the
Organization during external audit, visit, and plant tour entertain Iliembers oldi fierent legitimate bodies
and stakeholders into the facility.
FnF has its own dedicated Internal Compliance and CSR teams with 16 Selection Policy, PPE Use Policy,
Safety policy, Internal Security Policy, Broken Needle Policy & Procedure, Sharp Tools Control Policy &
Procedure. Fire Safety Policy,Emergency Fire Safety pre Plan with Fire Service & Civil Defence,
Emergency Fire Management Plan, Fire Fighting Policy, Fire Fighting Plnnrredlll, policy on
ErnergcneyAction Plan, Emergency Response Team. Crisis Management Policy. Women's Right,Spccial
Program for rregnant WOrker, Maternity Benefit policy, Fcmalc Employcc &Expected Mother Facility
Policy, Policy on House Keeping, Pest Control Policy, WaterManagement Policy, Hot Work Policy,
Excessive Weight Control policy & Procedure,Lock Out/Tag Out Policy, Lock Out/' Tag Out Program,
Business Integrity Policy, Ethical Trading policy, Urgent Business Needs policy, Smoking Control poligy,
Environmental Policy, Environment Management Policy, Environmental Management
Programs,Environmental Accident Management Plan. Waste Management Policy. Procedure for Waste
Management. Waste Flow Chart* Waste Inventory, Emergency Response Plan. Chemical Safety
Management Policy & Procedure, Chemical Purchasing Policy & Procedure, Chemical Purchase and Use
Policy, Chemical Inventory Sheet. Chemical Spill Management Guidelines (Chemical Emergency Plan),
Effluent Treatment Plant (ETP) The Compliance Team provides training and eonuuunieaiions to all
etuployees on general compliance and to specific employees on the responsibilities for compliance thal may
be associated with their positions.
SWOT Analysis:
It is a strategic plånning technique used to help a person or organization identify strengths,
planning. It is intended to specify the objectives of the business venture or project and
identify the internal and external factors that arc favorable and unfavorable to achieving
those objectives.
Though I have been working in FnF for the last 3 years and 8 months, have spent 18(Eightegn) days in Production
After my observation have made SWOT analysis which are mentioned below:
Strengths;
• Produetiön wastage cannot he controlled properly due to lack of records in their currently using ERP
software
Opportunities;
▪ More orders and buyers will be come in future due to having USGBC LEED Gold certified factory,
100% compliance, world class machineries, Skilled manpower and high-quality products,
▪ Threats:
▪ Manufacturing cost will be higher due to higher inflation rate, lack of access to bank loan.
▪ Competition will be increased more due to global Accessories companies like China based 347.2. SWOT
Analysis for Ilurnan Resource Management:
▪ have spent 13(Thirteen) days in Human Resource Department to observe thoroughly the
After my observation I have made SWOT analysis which are mentioned below:
Strengths:
Departmental Combination
Prompt response to arising issue
Providing Motivational benefits like Festival bonuses, Performance Appraisal to all employees
Weaknesses:
There is no committee for Recruitment and Selection There is no proper Performance Appraisal
Threats:
Our competitors may goin an edge in the market share, it affects profitability and may result ili layoffs. business
slowdown or closure. Other types Of external threats include businesses — not necessarily in the same industry
— that offer bctter working conditions, wages or benefits to their employees and, therefore, recruit the best-
qualified workers. HR departments can't always insulate themselves frotll all external factors because some are
ltnminent.
SWOT Analysis CSR:
Though I have been working partly in this sector as a Manager (Environmental and Chemical Compliane€) for
the last 3 years and S months. I have spent 6 (Six) days in Compliance and CSR Department to observe thoroughly
the functions Of Compliance and
After my observation I have made SWOT analysis which arc mentioned below:
Strengths;
Sustainable development
Weaknesses;
Customer going straight to regulator making us unaware ofany issue and 10 fix
CSR initiatives can't he taken as there is no proper report of profitability, exact information, audit issues and
of funds.
The people in Bangladesh take CSR as narrower term but in reality. it is a broader team if taken into action,
Lack of visibility factor between the company and the general public.
Opportunities:
Though I have bccn working in this sector as a Lab Manager for the last 3 years and * months, I have spent 7
Seven) days with Quality MOnagement Team to observe thoroughly the functions or Quality Management.
After my Observation I have madc SWOT analysis which arc mentioned belou",
Strength
Opportunities:
Our Internal lab will be accredited by our Buyers since we have very well-organized lab, maintaining controlled
documents, very strict in lab testing, equipment are duly calibrated which will help us to earn more revenue as
well as image for our company, It will also help the company to give more facilities to our quality personnel as
Threats:
Demand of Quality personnel is increasing gradually in Textile Sectors, Competitors are offering hetter working
conditions, higher wages, more desirable benefits to the quality personnel which will make iougll 10 keep
employees beyond the company's budget, May cause difficulty recruiting best-qualified people due to scarcity Of
I have spent 13(Thirteen) days in Supply Chain Department to Observe thoroughly the Effective initial blanning
Credit terms
Response time
Support; hotli tcchnical & service Weaknesses:
Not always using purchasing power Late credil payments Poor reputation of managing vendors poor use
I have spent 6(Six) days with Finance and Accounting Team to observe thoroughly the
After my observation I have made SWOT analysis which are mentioned below:
Strengths:
In my 3(Three) months long Internship, I have studied on six areas which are l. Textile Production Management,
2. Human Resource Management, Compliance and CSR, 4. Quality Management, 5. Supply Chain ManagemenL
and 6. Finance and Accounting of FnF Accessories Ltd. along with SWOT analysis for each area, After SWOT
analysis Of six important areas, I have figured out below mentioned Strengths. Weaknesses,
As a prime label manufacturing company, it has a large number of qualified and experienced professionals
More orders and buyers wil I be come in filture due to having USGBC LEED Gold certified factory, 100%
A slump in the economy that could have a negative impact on the company
Many new companies are corning with new product and new technology
There are some problems involved in the business dealings of FnF Accessories Ltd. Some of them relate to FnF
Accessories Ltd's own institutional weaknesses and some of them relate to ihe From the above discussion I have
Export Group(FnF Trims Ltd). occupies only two floors of a seven storied building. The building,
reportedly, was constructed in 2003.
The Factory was surveyed for construction safety during the internship procedure. The purpose of
the survey was to identify significant building safety issues and to provide recommendations for
remediation based on applicable standards specified by the Accord. The scope of this initial
building construction safety inspection was limited to the review and identification of major issues.
Below summarize the major building safety issues identified during the inspection. An
implementation schedule shall be developed by the factory to remediate each of the findings. The
specific timing of improvements, including any requested extensions due to design / installation
constraints, shall be submitted to the Accord for approval.
Flat Slab Design: Cursory Calculations indicate high shear stress at column heads. Shear
reinforcement not indicated on the drawings presented for inspection. Building Engineer to check
punching shear for the slab at all level
Storage Loading Area: Limit density of loading in Storage Areas. Storage height restrictions
(red line marking) to be checked by building engineer to ensure storage does not exceed the
maximum design loading. Material stacked to approx. 2m in height in mezzanine area.
Future Extension – Column Strength: The Building is currently 8 stores. Stub column
reinforcement at roof level and continuity reinforcement in stair cores indicate that there is
potential for future vertical extension of the building. Further extension of the building should not
be carried out without a detailed engineering assessment and testing of the concrete in the vertical
load bearing elements.
Slender Columns under Stair Core: The columns supporting the stair core to the south
east corner of the building appear to be very slender. Column size: 1000 x 240 mm Span:
Approximately6 m (gr. floor to level 2) Column unrestrained by shed building at ground level.
Risk of accidental damage from potential vehicle impact.
Heavy Water Tanks on Roof Slab: Heavy Water tanks on Roof Slab Building Engineer to
check that beam and slab have been designed to accommodate loads. Those are 3000-liter Fire
water tanks.
Temporary Construction Level 8 above Stair cores: Reinforcement for new stair core
beam and stairs for future extension exposed. Inadequate edge protection to stairs Lightweight
temporary roof subject to uplift under heavy wind loading Area to be made safe and cordoned off
for access with handrails installed for safety. Temporary roof to be assessed by Building Engineer
and adequate tie downs installed.
#Table below summarizes the major electrical safety issues identified during the inspection.
Category Finding
CABLE & CABLE SUPPORT No cable tray in power shaft for cables.
SERVICE LINE Wires lay on floor unprotected.
GENERATOR ROOM Combustible material is used for battery
in Generator room.
LIGHTNING PROTECTION & EARTH Earth conductor passing through the
window.
CABLE & CABLE SUPPORTS Cable trenches are not protected.
SERVICE LINE HT cable dropping from 11kV pole not
supported to the pole.
CABLE & CABLE SUPPORTS Cable is supported in an improper way.
SWITCH BOARD & PANELS Wires connected to bus bar without using
cable lug.
SWITCH BOARD & PANELS Multiple cables connected at a terminal of
the busbar.
LIGHTNING PROTECTION & EARTH Panel doors not connected with earth
bond.
TRANSFORMER ROOM Excessive dust and lint deposit in
transformer room.
CABLE & CABLE SUPPORTS Flexible conduit used for cable protection.
TRANSFORMER ROOM Silica gel in transformer breather,
discolored.
LIGHTING FIXTURES Lighting fixture’s location is not proper.
FIRE RATED CONSTRUCTION Areas used for combustible storage are
not separated by fire rated construction.
Locations: Ground Floor Mezzanine Floor
FIRE RATED CONSTRUCTION The exit stairs are not separated from
work areas and other spaces on each floor
by fire rated construction.
FIRE RATED CONSTRUCTION Unsealed penetrations and openings are
located in the fire-rated floor/ceiling
assemblies.
FIRE RATED CONSTRUCTION The boiler and generator rooms are not
separated by fire-rated construction
(openings, non-rated doors, penetrations).
They are open to egress paths.
FIRE RATED CONSTRUCTION The exit discharge path serving NW exit
is less than 10 ft wide and is not separated
from the building interior. Along this path
are the generator rooms and electrical
rooms.
EGRESS Egress doors / gates with locking features
are provided at building exits, exit stairs,
along egress routes, and exit discharge.
EGRESS Storage was located in the North West exit
stair.
EGRESS Exit capacity is not adequate for the
occupant load on the 6th floor. Occupant
load - 890 Capacity - 676
EGRESS Collapsible gates / sliding doors are
provided at building exits, exit stairs,
along egress routes, exit discharge.
FIRE PROTECTION The fire alarm system is antiquated, not a
listed system, and does not provide alarm
and notification features consistent with
acceptable standards.
FIRE PROTECTION Inspection, testing, and maintenance for
the fire alarm system it was not in
accordance with NFPA 72.
FIRE PROTECTION The building is equipped with single-
station smoke alarms. Smoke alarm
activation sounds only a local alarm and
does not provide automatic fire alarm
notification of occupants.
EGRESS LIGHTNING Manual on-off switch is provided for exit
signage units.
EGRESS LIGHTNING Based on the number and location of
emergency lights observed, adequate
illumination levels are not anticipated
along egress routes. Location: 6th Floor
EGRESS LIGHTNING Exit sign not provided at exit. Location:
6th Floor
EGRESS LIGHTNING Inspection, testing, and maintenance for
the emergency lighting system was not in
accordance with The ACCORD standard.
RECOMMENDATIONS
Building Safety
Electrical Safety
This report is only limited by the shortage of recent data. Otherwise all the data used in this report
are based on last 5 years data.
In terms of future research program, I’m 100% sure that in near future I can have access to the all-
digital data sources and local support from the Export Group. All the data I’ve managed to gather
will help my future research as well as it will help the Export group for their future expansion of
the factory with new buildings and other construction according to the ACCORD
REFERENCES
https://laborrights.org/releases/5-years-after-rana-plaza-what-has-changed#:~:text=In%20the
%20aftermath%20of%20the,and%20Building%20Safety%20in%20Bangladesh.&text=%E2%80%9CThe
%20difference%20with%20the%20Bangladesh%20Accord%20is%20that%20it's%20binding.
https://bangladeshaccord.org/
https://expertgroup.com.bd/
https://www.ifc.org/wps/wcm/connect/news_ext_content/ifc_external_corporate_site/news+and+even
ts/news/insights/bangladesh-garment-industry
https://en.wikipedia.org/wiki/Accord_on_Fire_and_Building_Safety_in_Bangladesh
https://www.thedailystar.net/lifestyle/perspective/news/the-debate-extending-accord-alliance-1662787