MOHAMMAD REZAUL KARIM, CAMS, CCI, ICA

Compliance Professional |Ex- Entrepreneur | Business Planning |Blockchain Technology enthusiast

Certified Anti Money Laundering Specialist, Certified Crypto-Currency Investigator
ICA Certified Trade-Based Money Laundering specialist
Linkedin: linkedin.com/in/mohammadrezaul
Email: Mohammad.rezaul.karim@hsbc.com.bd / Rezaul.univdhaka@gmail.com
Mobile: +8801918159002

PROFILE SUMMARY

Experienced Compliance professional with a demonstrated history of working in multinational Banks. Skilled in,
Risk management, Financial Crime Investigation, Corporate Governance, Business Planning, and Financial
Analysis. I aspire to explore business dynamics, leaner business processes, in-demand future skills, and
technological advancement which all together function as a catalyst in the transformative journey of the Future
Business world.

WORK EXPERIENCES

HSBC Bangladesh
Assistant Vice President – Risk Steward Oversight December 2020 - Present
▪ Led compliance strategic initiatives and maintained governance & oversight on the matter of concerns.
▪ Ensured country-level Compliance escalation to various governance forums and routinely apprised
senior management of the ongoing status of investigations and any other risk-mitigating actions.
▪ Delivered an effective reporting and oversight capability, enabling the Compliance department to deliver
key confidential management information in senior management governance forums.
▪ In collaboration with other stakeholders within Compliance, developed and maintain the risk steward
view of the effectiveness of the financial crime risk framework and ensured that this view is
communicated consistently to relevant regional risk governance meetings.
▪ Performed oversight and governed the Compliance risk taxonomy as per the operational risk framework.
▪ Acted as the secretariat of the country’s Financial Crime Risk Management Committee (FCRMC) and
Compliance Committee governance meeting. Supervised the preparation and review of meeting
materials to support the Chair in the execution of the meeting and follow-up on forum actions.
▪ led and supervised a range of Governance related processes, projects, and initiatives within the
Compliance functions such as Regulatory reporting procedure development, AML/CFT Self-assessment,
Compliance week celebration, CEO scorecard assessment, etc.

HSBC Bangladesh
Senior Analyst - Customer Due Diligence September 2017 – November 2020
▪ Supervised day-to-day activities of CDD Operations to ensure AML objectives are adequately planned,
executed, measured, and monitored. Prioritized time-sensitive regulatory activities and case management
to ensure compliance with the latest changes in regulations and Bank internal policies.
▪ Conducted periodic reviews on customer activities in compliance with Global AML/CDD Procedures;
Completed analysis of transactional information to identify risk, trends, and potential wary activities.
▪ Apprised senior management on regulatory matters and CDD developments through regular review of
appropriate AML/CDD policies & procedures. Besides, further Analyzed matters of AML concerns to
make decisions or Escalate Non-standard Business documentation to minimize risks & control issues.
▪ Examined Enhanced due diligence report including Source of the wealth of analysis and prepared report
on Questionable accounts and activities with higher money laundering concerns.

INTERNAL
Standard Chartered Bank
Analyst – Settlement & Dispute, Cards Operations April 2016 – August 2017
▪ Resolved customer disputes concerning transactions performed through Debit and Credit cards in POS,
ATM, and online platforms. Investigated fraud and invalid disputes concerning card transactions.
▪ Investigated cases of disputes by obtaining the required evidence for dispute merit analysis.
▪ Charged back to other banks and communicated with customers, as needed, to keep them informed of
their dispute progress and to gather relevant information to move forward with resolving disputes.
▪ Ensured the accuracy of Disputes and availability of required MIS data analysis for all customer
complaints.

TeleTest Technologies
Founder and CEO January 2012 – December 2015
▪ Assumed a leadership position in a student-led EdTech startup named Teletest Technologies. As a
Founder and CEO, led the startup idea and a team of 5 founding members from ideation to execution;
including representing the startup in different international Business plan competitions.
▪ Successfully won a startup seed fund (worth $1000) from Dell and reached the semifinal round of the
Global Social entrepreneurship competition (U.S.A.) and Final round of Global Innovation through
Science and Technology (Malaysia) in 2013 and 2014 respectively.

Upwork
Freelance Business Consultant and Executive Assistant July 2013 – March 2016
▪ Worked remotely as a freelance Business consultant and Executive Assistant for senior management of
different multinational companies, startup CEOs, and Professors of top-ranked universities.
▪ Specialized in visionary business planning, brainstorming new ideas & Aesthetic pitch presentations.
▪ Produced and delivered high-quality investor-ready business plans, Market research, and Pitch
presentations for 20+ startups & multinational executives from 9 different countries (3 continents).
▪ Awarded Top rated freelancer at Upwork with 90% job success. Performed a total of 38 freelancing
contractual projects and received a 5-star rating on all contracts completed during the last 15 months.

PROFESSIONAL QUALIFICATIONS & ACADEMICS

Year of
Degree/ Specialization Institution/Organization Credential
Passing
ICA Specialist Certificate in Trade International Compliance
2022 Certified
Based Money Laundering Association (ICA)

Certified Crypto-Currency investigator

Blockchain Intelligence Group 2021 Certified
(CCI)

Association of Certified Anti-

Certified Anti Money Laundering
Money Laundering Specialists, 2020 Certified
Specialist (CAMS)
(ACAMS)

Bachelor of Business Administration

University of Dhaka 2015 Passed
(B.B.A in Marketing)
AWARDS / ACHIEVEMENTS

▪ Awarded as ‘AML Professional of the Month’ by ACAMS Advisory Board in 2020.

▪ Article ‘Ponzi Scheme – A Never ending global battle’ published in ACAMS Today (Leading
financial crime magazine for like-minded global professionals) Law enforcement edition in 2022.
▪ Article ‘Old trick, new victims- the rise of money mules during the pandemic’ – published in leading
international financial crime magazine ACAMS Today.
▪ Article ‘How to Flag and Prevent Ponzi scheme’ published on The Business Standard.
▪ Co-Authored international E-book ‘Expected changes in AML after COVID-19’.
▪ Champion – HSBC ESG Idea competition 2022.
▪ Earned 2021 HSBC Speak up Hero award for identifying process gaps in the reconciliation process.
▪ Launched Fraud awareness all staff competition ‘Who Wants to be a Crime Stopper’ in 2021
▪ Launched Fraud awareness competition ‘Fraud Hunter Game’ and won the HSBC CEO award for
the unique immersive learning initiative first of its kind at HSBC.
▪ Most Promising project award winner in Dell Social innovation challenge competition 2012.
▪ International Exchange Alumni: US Department of State.
▪ Honorary lunch with Bill Gates Sr. (Co-Chair: Bill & Melinda Gates Foundation).
▪ Microsoft travel Grant for Global Social Entrepreneurship competition, University of Washington.
▪ Invited fellow at Microsoft Headquarters for idea showcase & investor pitch session.
▪ Featured on ITU World telecom website “ITU 150 years – 150 young innovators”.

CERTIFICATIONS / TRAINING
▪ Participated in UNODC & International Anti-Corruption Academy summer school, Asia 2021
▪ Certificate in Egmont Group of Financial Intelligence - FIU & Operational independence.
▪ Certificate in Operational Risk Management in Bank - Bangladesh Institute of Bank Management.
▪ Certificate in Financial Crimes in Bank - Bangladesh Institute of Bank Management.
▪ Certificate in Prevention of Malpractices (AML/CFT) - Bangladesh Institute of Bank Management.
▪ Training workshop at HSBC- Financial crime risks associated with virtual assets and cryptocurrency
▪ Training workshop at HSBC- Blockchain technology and AI in Banking compliance.
▪ HSBC live online training – Design thinking and negotiation skills.
▪ Participant in Fintelekt & AACOBB - Compliance with Economic Sanctions virtual classroom.
▪ UNODC and AACOBB webinar training on Countering Terrorism Financing in Bangladesh.
▪ Certificate in Entrepreneurship from the U.S. Department of State & CRDF Global.
▪ Certificate in Social Entrepreneurship from Foster school of business, University of Washington.