@ugntfrn` @gondnstr`tnv`

[DNRK]\NG@G D@LNFD@I GKI @IWNQI@DF

B@L[IW@G GK LNKDLN@\ LFDW@MIK\ ^ @GONDN\W]@WNR@\
K\L[KI@ Q]FBK\NFD@I GK @GONDN\W]@LNÜD
@GONDN\W]@LNÜD

NDBF]OK GK @[GNWF]Ï@ N
KI@MF]@GF QF]:
 Lfdgfrn Eukv`r` Onr`rgf Bngki
 Ofr`iks Hu`yt` Juinf Mkdnedf
 W`p`r` Ll`ii`t` Kgu`rgf

@\K\F]:
Inl. Mr`uinf Rnii` ]unz
Q[DF “ QK]Ú
=10<
 

@ugntfrn` @gondnstr`tnv`

L@QNW[IF N

N. GN@EDF\WNLF GK I@ F]E@DNZ@LNÜD

]kskð` hnstürnl` gk i` koprks`

[d =5 gk judnf gk 0>>1 kd ki jr. Ino` Df 08; gk dukstr` lnug`g gk pudf, sk `mrk
i` prnokr` p`d`gkrï` ]NLF\ Q@D, gksgk kdtfdlks buk lrklnkdgf y `uokdt`gf
`sï kd v`rn`s sulurs`iks, fmtkdnkdgf oulhfs rklfdflnonkdtfs lfof gk lào`r`
gk lfokrlnf, (lhusp` gk pi`t`).

ON\NÜD:

Dukst
Dukstr`
r` onsnüd
onsnüd ks s`t
s`tnsb
nsb`lk
`lkrr ` ifs lfdsu
lfdsuong
ongfrk
frkss lfd duk
dukstr
strfs
fs prf
prfgul
gultfs
tfs y
skrvnlnfs, mrndg`dgf skrvnlnfs gk l`ing`g, ki`mfr`dgf prfgultfs snd nderkgnkdtks
g`ðndf
g`ðndfss ` i` s`iug
s`iug,, lung`
lung`dgf
dgf `sï ki mnkdks
mnkdkst`r
t`r gk duk
dukstr
strfs
fs lfds
lfdsuon
uongf
gfrks
rks y
ondnonz`dgf kbkltfs gk lfdt`ond`lnüd `i okgnf `omnkdtk.
 

@ugntfrn` @gondnstr`tnv`

Kst` i`mfr i` h`lkofs kd ud `omnkdtk gk l`ing`g tft`i gfdgk ki prfgultf y ki

skrvnlnf fbrklngf sfd rkbikjf gk dukstr` l`ing`g koprks`rn`i

RN\NÜD:

]nlfs p`d  ks ud` ndstntulnüd rkspkt`g` y `gonr`g`, fbrklnkdgf ud` skrnk gk

prfgultfs y skrvnlnfs quk sfd ouy `er`g`miks ` su p`i`g`r quk v`d gksgk
p`dks, tfrt`s, p`stkiks, y ki skrvnlnf gk l`bktkrï` y rkst`ur`dt, gfdgk ki mkdkbnlnf
gki linkdtk y ki kdtfrdf ks i` okt` gk tfgfs ifs tr`m`j`gfrks kd ]NLF\ Q@D, `sï
lfof t`omnîd skeunr okjfr`dgf dukstrfs prfgultfs y skrvnlnfs p`r` ifs prüxnofs
`ðfs.

@spkltfs ekdkr`iks

f DFOM]K: ’]NLF\ Q@D‟ Q`stkikrï` y p`d`gkrï`

f

@GONDN\W]@GF]: \r. Qkgrf J`r`

f DÚOK]F GK ][L: =171
=1 71;<
;<2=
2==0
=00“
0“Q@
Q@\W
\WKI
KIK]
K]N@
N@ ^
Q@DNBNL@GF]@ ’]NLF\ Q@D‟
f WNQF LFDW]NM[^KDW
LFDW]NM[^KDWK
K KOQ]K\@ NDGNRNG[@I GK ]K\Q. IWG@
f DFOM]K LFOK]LN@I ]NLF\ Q@D K.N.].I
f BKLH@ GK ND\L]NQLNÜD =5
=5/1
/12/
2/0
0>>1 Bklh
lh`
` gk Ndnl
Ndnlnf
nf gk
 @ltnvng`gks:
f K\W@GF GKI LFDW]NM[^KDWK
LFDW]NM[^KDWK  @LWNRF
f LFDGNLNÜD GKI LFDW]NM[^KDWK
LFDW]NM[^KDWK H@MNGF
f
GN]KLLNÜD GKI GFONLNINF BN\L@I J]. IF\ NDL@\ Dº ;0;
Q[DF - Q[DF “ Q[DF
f WKIÎBFDF(\) <;7052 / <;01;7

@LWNRNG@G GK I@ KOQ]K\@
I` koprks` sk gkgnl` ` i` ki`mfr`lnüd gk prfgultfs lfof: p`dks, tfrt`s y
p`stkiks, gfdgk gkt`ii`rkofs kspklïbnl`okdtk ki àrk` gk prfgullnüd.

@. GN@EDF\WNLF
GN@EDF\WNLF NDWKE]@I
NDWKE]@I
Ki kqunpf `ugntfr, h`lnkdgf i`s fmskrv`lnfdks pkrtndkdtks ` prnokr` vnst` kd
bfro` ekdkr`i gk i`s `ltnvng`gks rk`inz`g`s kd i` koprks` ’]NLF\ Q@D‟ kd udf
gk sus ifl`iks umnl`gf kd i` @v. Bifr`i lfd i` @v. Ki sfi. Dfs kdlfdtr`ofs lfd ki
 

@ugntfrn` @gondnstr`tnv`

ekrk
ekrkdt
dtk
k qu
quk
k tk
tkdï
dï`
` ud l`rà
l`ràlt
ltkr
kr `u
`utf
tflr
lràt
àtnl
nlf
f lfd sus
sus tr`m
tr`m`j
`j`g
`gfr
frks
ks pk
pkrf
rf ki
lfop
lfopfr
frt`
t`on
onkd
kdtf
tf h`
h`ln
ln`
` tk
tkrl
rlkr
kr`s
`s pkrs
pkrsfd
fd`s
`s bukr
bukr`
` gk i` kopr
koprks
ks`
` tnkd
tnkdk
k ud
pkds`o
pkds`onkd
nkdtf
tf lfd
lfd vnsnfd
vnsnfdks
ks sf
sfln`
ln`ins
inst`s
t`s33 y sk fms
fmskrv
krvü
ü t`o
t`omnî
mnîd
d i`s sne
sneunk
unkdtk
dtkss
`ltntugks gk ifs onkomrfs gk i` koprks` kdtrk i`s àrk`s gk vkdt`s y fpkr`lnfdks
prndlnp`iokdtk:
 Àrk` gk vkdt`s:
vkdt`s:
  @i kst`r prkskdtk lfof ofgf gk kspkr` p`r` ki kdlukdtrf
kdlukdtrf lfd ki ekrkdtk y
gukðf gk i` koprks` ]NLF\ Q@D gk i` lnug`g gk pudf ki skðfr Qkgrf
Lks`r J`r`, fmskrv`ofs i`s `ltntugks gk i` skðfrnt` vkdgkgfr` gk turdf
t`rgk,
t`rgk, qu
qunkd
nkd ofs
ofstr`
tr`m`
m` ud` `ltntug
`ltntug df ouy `gklu`
`gklu`gf
gf p`r` ki àrk` gk
vkdt`s quk df tkdï` i` h`mning`g gk iike`r bàlniokdtk `i linkdtk, quk qunkdks
kiifs df kst`m`d lfdtkdtfs lfd i` `tkdlnüd.
 Kd ud i`ps
i`psf
f gk <1 ondu
ondutf
tfss kd i`s
i`s lu
lu`i
`iks
ks ki kqun
kqunpf
pf `u
`ugn
gntf
tfrr ks
kst`
t`m`
m`
fmskrv`dgf y sk dftü quk trks linkdtks sk rktnr`rfd snd iikv`r dndeúd
prfgultf gk i` koprks`3 ud linkdtk pfr b`it` gk l`omnf, ftrf pfr df
prkst`rik i` `tkdlnüd dklks`rn` gk i` vkdgkrà lu`dgf kstk prkeudt`m` pfr 
ud prfgultf3 y ki uitnof pfr df kdlfdtr`r ki prfgultf gksk`gf y` quk
kst`m` `eft`gf. \n tfg` kst`s nrrkeui`rng`gks i` koprks` rk`inz`rï` ud
lfdtrfi rkspkltnvf tkdgrï` o`yfrks vkdt`s lfof prkvkr p`r` ki l`sf gk
l`omnfs kd ifs skdlniifs, y ud` l`p`lnt`lnüd ` sus vkdgkgfrks.

 Àrk` gk o`rcktnde

 [df gk i`s er`dgks gkmning`gks quk tnkdk i` koprks` ks ifs ksl`sks gk

puminlng`g, quk df sk dft` y pfr kdgk df `tr`k ` ifs lfdsuongfrks gk kstk
prfgultf quk ks ki p`d.
 Kd lu`dtf `i ksife`d, ki kqunpf `ugntfr dftf quk df kst`m` gk `lukrgf lfd
ki skltfr, quk sk tkdgrï` quk h`lkr ofgnbnl`lnfdks p`r` quk iikeuk y sk
pfsnlnfdk kd i` okdtk gki okrl`gf.

 Àrk` gk fpkr`lnfdks
fpkr`lnfdks

 \k fmskrvü quk ki hfrdf kst`m` `i lfst`gf gk i` tnkdg` y kd `ieudfs l`sfs

sk gktkltü ud gkslungf pfr
pfr p`rtk gki fpkr`g
fpkr`gfr
fr gki hfrdf, pfr kdgk h`mï`
ud` bue` gk huof quko`gf gk p`d quk iike`m` ` i` tnkdg` kd ndst`dtks y
quk kstf `bklt`m` ` ifs linkdtks gk i` p`d`gkrï`.
 

@ugntfrn` @gondnstr`tnv`

  @i p`rklkr t`omnîd h`mï` ud prfmiko` gk `eft`onkdtf gk prfgultfs quk

gko`dg`m` ki àrk` gk vkdt`s, kd i` lu`iks sk tkdgrï` quk okjfr`r kd ifs
tnkopfs gk prfgullnüd rki`lnfdàdgfif ` i`s tkopfr`g`s quk sk lfdsuok
kd o`yfr prfpfrlnüd lnkdtfs prfgultfs y t`omnîd kd hfr`s pudt` `i gï`.
 Ftrf pudtf gk fmskrv`lnüd quk sk gnf ks i` umnl`lnüd gk i`s ndst`i`lnfdks
gk `ieudfs kqunpfs quk df kst`m`d kd iue`rks lfrrkltfs, kstf gnbnluit` kd
ki prflksf gk prfgullnüd fl`snfd`dgf pîrgng`s gk tnkopf. Kstf sk pukgk
rkgulnr rk`inz`dgf ud` rkndst`i`lnüd gk ifs kqunpfs.
M. GN@EDF\WNLF
GN@EDF\WNLF Q\NLF\FLN@
Q\NLF\FLN@I
I

Kd kst` p`rtk gki gn`edüstnlf ki kqunpf `ugntfr fmskrvf ifs sneunkdtks `spkltfs:

Lfoudnl`lnüd:

 Ifs kopik`gfs df tnkdks ks` lfdbn`dz` gk lfdt`r ifs pkrl`dlks quk sk

`il`dz`d dft`r lfd ifs linkdtks `i gukðf, pfr i` b`it` gk lfoudnl`lnüd y

kstf pfrquk ki ekrkdtk ks gki tnpf `utflràtnlf, ki lu`i sk h` dft`gf kd ud`
pkqukð` lfdvkrs`lnüd
lfdvkrs`lnüd quk sk tuvf lfd ud` gk i`s tr`m`j`gfr`s.
 I` koprks` L`rklk gk ud` lfoudnl`lnüd biung` kdtrk sus gnbkrkdtks àrk`s,
ki lu`i df b`vfrklk p`r` ki okjfr budlnfd`onkdtf y fpkr`tnvng`g gk i`s
àrk`s, sk rklfonkdg` tr`m`j`r gk bfro` lfkrlntnv` gk kst` o`dkr` sk
lfdskeunrï` ud o`dkjf gk ndbfro`lnüd fmjktnv`.

Oftnv`lnüd:

I` koprks` `i p`rklkr df mrndg` `itfs dnvkiks gk oftnv`lnüd klfdüonl` `

ifs tr`m`j`gfrks, pkrf sn kd ki àrk` gk fpkr`lnfdks (hfrdf), kxnstk ud`
oftnv`lnüd quk ` vklks ifs fpkr`rnfs sk pukgkd iikv`r ifs prfgultfs
sfmr`dtks lfof p`dks y prfgultfs skons g`ð`gfs.
 kd ki àrk` gk vkdt`s df kxnstk dndeud` li`sk gk oftnv`lnüd pfr ki lu`i
kstfs `tnkdgkd gk bfro` gkse`d`g` ` ifs linkdtks y ks pfr ksf quk h`y
l`omnfs skeungfs gk pkrsfd`i if lu`i df ks b`vfr`mik p`r` lfdskeunr 
okjfrks rksuit`gfs y` quk ki pkrsfd`i dukvf dklksnt` ki kdtrkd`onkdtf
rkspkltnvf p`r` ki pukstf y kstf rkpkrlutk kd i` pkrgng` gk tnkopfs y

lfstfs.
 Ki ekrkdtk sk snkdtk gksoftnv`gf pfr i` kxnstkdln` gk i` lfopktkdln`
gksik`i gk i` p`dnbnl`gfr` gk i` [D@ Q[DF.
 

@ugntfrn` @gondnstr`tnv`

L`p`lnt`lnüd:

 I` koprks` mrndg` l`p`lnt`lnfdks, pkrf df gk bfro` lfdsklutnv`, if h`lk

kd i`refs pkrnfgfs, lfof p`r` ud` tkopfr`g` gfdgk sk g` ud ndlrkokdtf
kd i` prfgullnüd, pfr i` gko`dg` quk kxnstk pfr ifs lfdsuongfrks (tfgfs

ifs s`dtfs, gï` gk i` o`grk, y ftr`s bkstnvng`gks).

Lino` i`mfr`i:

 Ifs tr`m`j`gfrks sk snkdtkd kstrks`gfs pfr ki lfdst`dtk tr`m`jf quk sk

rk`inz` tfgfs ifs gï`s kd bfro` rutnd`rn` ki lu`i ekdkr` ud lino` i`mfr`i
dke`tnvf.
L. GN@EDF\WNLF
GN@EDF\WNLF QFINWNLF
QFINWNLF

Ki kqunpf `ugntfr kd kstk pkrnfgf gk rklfpni`lnüd gk ndbfro`lnüd sk pkrl`tü kd

fmskrv`r i`s sntu`lnfdks sneunkdtks:

I` ekrkdln`

 I` koprks` kd tfgf `spkltf gkpkdgk gk kst` àrk`, pkrf ud `spkltf quk

dfs ii`oü i` `tkdlnüd ks quk lu`dgf `i ofokdtf gk prkskdt`rsk `ieudfs
l`omnfs kd ftrfs àrk`s gk i` fre`dnz`lnüd , kst`s àrk`s p`r` tfo`r i`
gkskrlnüd rklurrkd `i àrk` gk i` ekrkdln` pkrf ` vklks df sk kdlukdtr` ki
ekrkdt
ekrkdtk
k kdt
kdtfdl
fdlks
ks sk pnkrgk
pnkrgk tnkop
tnkopf
f y vkl
vklks
ks sk pnkrgk
pnkrgkd
d linkdt
linkdtks,
ks, kst
kstf
f
oukstr` quk df sk `pinl` ki kopfgkr`onkdtf gki pkrsfd`i kd i` koprks`,
ud b`
b`lt
ltfr
fr quk
quk kd ou
oulh
lh`s
`s fl`s
fl`snf
nfdk
dkss ks gk su
suo`
o` no
nopf
pfrt
rt`d
`dln
ln`
` p`
p`r`
r`
lfdskeunr okjfrks rksuit`gfs. Kdtfdlks if quk sk pukgk h`lkr g`r inmkrt`g
` ifs kopik`gfs p`r` ndvfiulr`rsk kd i` tfo` gk gklnsnfdks p`r` s`l`r 
prfvklhf gk ksfs l`omnfs p`r` ki mkdkbnlnf gk i` fre`dnz`lnüd.

Ki ekrkdtk

 Dfomrk pkgrf lks`r j`r` lfd prfbksnüd gk inlkdln`gf kd klfdfoï`

 Ki ekrkdtk ks ud` pkrsfd` gk qunkd gkpkdgk i` fre`dnz`lnüd if quk sk

pugf fmskrv`r ks quk kst` pkrsfd` tnkdk i`s l`r`ltkrïstnl`s gk skr ud pflf
`utflràtnlf, ki lu`i lfdsngkr`ofs quk ks ud` sntu`lnüd dke`tnv` quk `bklt`
`i pkrsfd`i kd er`d p`rtk pfrquk `i p`rklkr ifs tr`m`j`gfrks sk snkdtkd
 

@ugntfrn` @gondnstr`tnv`

ndtnong`gfs ks pfr kiif quk l`rklkd gk `itfs dnvkiks gk lfoudnl`lnüd ki

lu`i rkpkrlutk kd ki mukd o`dkjf gk ndbfro`lnüd. If quk sk dklksnt` kd i`
koprks` rnlfs p`d fpkr`r gk ud` lfd ud fre`dner`o` pfr rkgks kd gfdgk
ki ekrkdtk
ekrkdtk skrn`
skrn` mrückr
mrückr ud ndtkrokg
ndtkrokgn`gfr
n`gfr kdtrk i`s àr
àrk`s
k`s y k
kst`s
st`s ` vkz
budlnfd`rï`d lfd `itfs dnvkiks gk ndtkrrki`lnüd y sndkren`.
 Kd lu`dtf
lu`dtf ` tkrtkrlkr
lkr`s
`s pkrsfd
pkrsfd`s
`s quk kstà
kstàd
d buk
bukr`
r` gk i` fre`
fre`dnz
dnz`ln
`lnüd
üd ki
ekrkdtk ks ud` pkrsfd` gk pkds`onkdtfs sfln`inst`s
G. GN@EDF\WNLF
GN@EDF\WNLF Q@]WNLNQ@
Q@]WNLNQ@WNRF
WNRF

Kd kst` úitno` kt`p` gki gn`edüstnlf ifs `ugntfrks lfd ki pkronsf gk i` ekrkdln`
ndvnt`
ndvnt`ofs
ofs ` p`r
p`rtnl
tnlnp`
np`rr kd dukstr
dukstr`s
`s `lt
`ltnvn
nvng`g
g`gks
ks gk bfr
bfro`
o` tr`
tr`ds
dsp`r
p`rkdt
kdtk
k ` ifs
onkomrfs gk i` udng`g gk fpkr`lnfdks quk lukdt` lfd 7 fpkr`rnfs kd gfdgk sk
gn`edfstnl` if sneunkdtk:

  @i lfdvkrs`r lfd lfoudnl`lnüd gnrklt` lfd udf gk ifs tr`m`j`gfrks kst`
àrk` sk iike` ` ud` lfdliusnüd
lfdliusnüd gk quk df kstà lfdtkdtf
lfdtkdtf lfd ki `omnk
`omnkdtk
dtk
gk tr`m`j`, pfrquk lukdt`d lfd ud` niuond`lnüd m`j` y ki ksp`lnf ks ouy
lfrtf if quk ifs gnbnluit` ki dfro`i budlnfd`onkdtf f kd i` rk`inz`lnüd gk
sus `ltnvng`gks.
 Ifs tr`m`j`gfrks dfs lukdt` kiifs tr`m`j`d udngfs pkrf sfif lfof àrk`
kstf dfs oukstr` quk kxnstk tr`m`jf kd kqunpf gkdtrf gki àrk`, pkrf kstk
tr`m`jf
tr`m`jf kd kqunpf sn if rk`inz`rï`
rk`inz`rï`d
d lfd ftrfs àrk`s lfof vkd
vkdt`s
t`s tkdgr
tkdgrï`d
ï`d
okjfrks rksuit`s.
 Kd lu`dtf ` i`s ndst`i`lnfdks
ndst`i`lnfdks gk if
ifss kqunpfs, o`tkrn`ik
o`tkrn`ikss fmskrv`ofs quk
df kstà
kstàd
d kd if
ifss iu
iue`
e`rk
rkss `g
`gkl
klu`
u`gf
gfss ki lu
lu`i
`i pu
pukg
kgk
k h`
h`lk
lkrs
rsk
k `i
`ieu
eud`
d`ss
ofgnbnl`lnfdks f ud` rkndst`i`lnüd p`r` rkgulnr tnkopfs y `uokdt`r ifs
dnvkiks gk prfgullnüd.
 

@ugntfrn` @gondnstr`tnv`
 

@ugntfrn` @gondnstr`tnv`

L@QNW[IF NN

NN. @D@IN\N\ GKI KDWF]DF

@. B@LWF]
B@LWF] WKLDFIFENLF
WKLDFIFENLF
I` ekdkr`lnüd y lfdtrfi gk i` ndbfro`lnüd kd i`s lfop`ðï`s p`dnbnl`gfr`s
ks budg`okdt`i p`r` i` tfo` gk gklnsnfdks. @ okgng` quk i`s koprks`s
lrklkd, sus dklksng`gks gk ndbfro`lnüd p`r` kst`miklkr nderksfs, kerksfs
y làil
làilui
uif
f gk ut
utnning
ing`g
`gks
ks kd gktk
gktkro
rond
nd`g
`g`
`s iïd
iïdk`s f prf
prfgu
gult
ltf
fs, sk
ndlrkokdt`d. Kd lfdsklukdln` sk gkmkd ndst`i`r sfbtw`rk kspkln`inz`gfs.
I` o`qund`rn` kd i`s okgn`d`s y er`dgks koprks`s p`dnbnl`gfr`s sk
nop
nopfrt`
frt`.. Gk o`d
o`dkr
kr`
` quk gkm
kmk
k okg
kgn`
n`rr ud lfd
fdst
st`
`dtk
dtk prfl
prflk
ksf gk
l`p`lnt`lnüd y lfdtrfi gk ifs snstko`s (i` o`yfrï` kikltrüdnlfs).

KOQ]K\@\ P[K FB]KLKD WKLDFIFEÏ@ GK Q@DNBNL@LNFD @

DNRKI NDWK]D@LNFD@I
 Wkldfifeï` kd nderkgnkdtks `inokdtnlnfs (WN@\@)
 

@ugntfrn` @gondnstr`tnv`

\us ndst`i`lnfdks kstàd umnl`g`s kd Oîxnlf

  Lfokrln`i jk`d gfondef Efdzàikz
[mnl`gf kd Ksp`ð` fbrklk o`qund`rn`s gk úitno` tkldfifeï` p`r` ki skltfr 

 @ltu`iokdtk i` prfgullnüd gk p`d ` dnvki oudgn`i, utninz` o`qund`rn`

ofgkrd`, hfrdf gk er`d l`p`lng`g, v`rn`gfs prfgultfs y tnpfs gk h`rnd`,
ktl., pkrf
pkr f ` pks`r gk tfgf kiif, ki prflkgnonkdtf p`r` i` ki`mfr`lnüd gk p`d
ks ki onsof quk h`lk oniks gk `ðfs `tràs. Kstf sk o
o`dtnkdk
`dtnkdk Qfr i` r`züd
gk quk ki linkdtk gko`dg` oàs ki s`mfr `utkdtnlf.
Q`r`
Q`r` pfg
pfgkr
kr `d
`d`in
`inz`r
z`r ifs `v`
`v`dlk
dlkss tkl
tkldfi
dfiüen
üenlfs
lfs ` dnv
dnvki
ki ndt
ndtkrd
krd`l
`lnfd
nfd`i
`i gki
sklt
skltfr
fr gk p`dn
p`dnbnbnl`
l`ln
lnüd
üd `d`i
`d`inz
nz`r
`rko
kofs
fs `i Er
Erup
upf
f MNOM
MNOMF\
F\.@
.@.,
., ko
kopr
prks
ks`
`
gkgn
gkgnl`
l`g`
g` `i sk
sklt
ltfr
fr gk p`dnb
p`dnbnl
nl`l
`lnü
nüd
d y qu
quk
k `g
`gkoà
koàss sk kdlu
kdlukd
kdtr`
tr` kd
lfdst`dtk `ltu`inz`lnüd tkldfiüenl` p`r` i` ki`mfr`lnüd gk sus prfgultfs,
kstk ks ` su vkz ik pkrontk tkdkr o`yfrks dnvkiks gk lfopktntnvng`g

  WKLDFIFEÏ@ GKI E][QF MNOMF \.@.

KP[NQF GK KDB]N@ONKDWF
[tninz` v`rnfs tnpfs gk kdbrn`
kdbrn`onkdtf,
onkdtf, bkrokd
bkrokdt`gfr
t`gfr`s,
`s, y llu`rtf
u`rtfss br
brïfs
ïfs p`r`
gnstndt`s dklksng`gks gk `lukrgf ` su prfgultf.

I@OND@GF]@\
[tninz` v`rnfs tnpfs gk kdbrn`onkdtf, bkrokdt`gfr`s, y lu`rtfs brïfs p`r`
gnstndt`s dklksng`gks gk `lukrgf ` su prfgultf.
 

@ugntfrn` @gondnstr`tnv`

MFIK@GF]@\
  Mfik`gfr`s lfof p`dktfdkr`s, p`stkikr`s y mfik`gfr`s skon`utfoàtnl`s

RNW]ND@\
I` koprks` h`lk usf gk gnvkrsfs tnpfs gk vntrnd`s
vnt rnd`s y urd`s kxhnmngfr`s
p`r` i` kxhnmnlnüd gk sus prfgultfs.

HF]DF\
Lukdt` lfd Hfrdfs lnlifs tîronlfs, hfrdfs gk lfdvkllnüd, hfrdfs gk l`rrf
bnjf, hfrdfs `utfoàtnlfs y hfrdfs rft`tnvfs

BF]O@GF]@ GK QNKZ@\
Lukdt` lfd mfiikr`s lfrt`gfr`s gk p`d, bfro`gfr`s gk lrfnss`dts lfd kst`
oàqund` i` koprks` `uokdtf su dnvki gk prfgullnüd.
 

@ugntfrn` @gondnstr`tnv`

 Wfg`s kst`s tkldfifeï`s b`vfrklkd ` i`s koprks`s p`r` quk pukg`d

tkdkr ud ndlrkokdtf kd i` prfgullnüd,
 I` nddfv`lnüd kd i`
i` tkldfifeï`, ks ` su vkz ik pkrontk tkdkr o`y
o`yfrks
frks
dnvkiks gk lfopktntnvng`g brkdtk ` ftr`s koprks`s quk df lukdt`d
lfd i` tkldfifeï` `gklu`g`.
 \n tf
tfg`
g`ss i`
i`ss kopr
koprks
ks`s
`s gk
gkgn
gnl`
l`g`
g`ss ` ks
kstk
tk rumr
rumrf
f rk`i
rk`inz
nz`r
`rï`
ï`d
d ud
ud`
`
nddfv`lnüd gk sus tkldfifeï`s, ki skltfr mrndg`rï` ud okjfr skrvnlnf
y/f prfgultf.
 

KOQ]K\@\ P[K FB]KLKD WKLDFIFEÏ@ GK Q@DNBNL@LNFD @

DNRKI D@LNFD@I
 

@ugntfrn` @gondnstr`tnv`
Lu`grf: 0
 
O@D Q@D \K]RNLK \]I O`qund`rn` p`r` Q`dnbnl`lnüd y Kqunpfs
p`r` E`strfdfoï`.
 Q`dnbnl`lnüd: Oàqund`s y Kqunpfs
 Lhfrrniifs“Ino`

  NDG[\W]N@I M]NO@IN Koprks` gkgnl`g` ` i` vkdt` gk

o`qund`rn`s p`r` ki skltfr gk
p`dnbnl`lnüd.
 Ino`“Qkrú

WKLDFIFEÏ@ Q@DNBNL@GF]@ Wkldfifeï` Q`dnbnl`gfr` ks ud`

Kopr
Koprks
ks`
` ks
kspk
pkln
ln`i
`inz
nz`g
`g`
` kd b`mr
b`mrnl
nl`r
`r,,
gnskð`r y vkdg
gnskð`r vkdgkr
kr kqu
kqunpfs
npfs y o`qu
o`qund`rn`
nd`rn`
p`r` ki skltfr gk i` p`dnbnl`lnüd.
Kopr
Ko prks
ks`
` qu
quk
k sk kdldl`r
`re`
e` gk
gkii gn
gnsk
skðf
ðf y
  NDG[\W]N@\\@DGRNC b`
b`mr
mrnl
nl`l
`lnü
nüd
d gk kqu
qunp
npfs
fs y o`
o`qu
qund
nd`r
`rn`
n`
p`r` p`stkikrï`, p`d`gkrï` y
e`strfdfoï`.

Koprks` gkgnl`g` ` i` b`mrnl`lnüd y

  CFO@W\[ vkdt` gk tfgf tnpf gk o`qund`rn`, `sï
lfof p`r` ki skltfr gk p`dnbnl`lnüd.

 
 

@ugntfrn` @gondnstr`tnv`

  B[KDWK: Ki`mfr`lnüd prfpn`

KOQ]K\@ P[K L[KDW@D LFD WKLDFIFEÏ@ OFGK]D@ KD KI DNRKI
O@L]F ]KENFD@I
 @d`inz`dgf ` i` o`lrf rkenüd sur rkbkrngfs kd nddfv`lnüd tkldfiüenl` tkdkofs
` i`s koprks`s:

Q@D@GK]N@ \@D JF]EK \.@.

I` budg`lnüd gk i` koprks` Q@D@GK]N@ \@D JF]EK \.@. flurrk kd ki `ðf
0>7;
0>7;,, ks
kstà
tà um
umnl
nl`g
`gf
f kd @r
@rkq
kqun
unp`
p`.. \k gk
gkgn
gnl`
l` ` pr
prfg
fgul
ulnr
nr y lf
lfok
okrl
rln`
n`ininz`
z`r 
r 
`inokdtfs hklhfs gk h`rnd` `o`s`g` lfd `eu`, ekdkr`iokdtk bkrokdt`g` y
lflng` `i hfrdf3 `gkoàs gk ftrfs `inokdtfs rki`lnfd`gfs lfof e`iikt`s.
I` koprks` \@D JF]EK \.@ lukdt` lfd kqunpfs gk úitno` tkldfifeï` lfof:
 Mfik`gfr`s
 I`ond`gfr`s
 Hfrdfs `utfoàtnlfs
 Kdbrn`gfrks

Gkst`l` pfr fbrklkr ifs sneunkdtks prfgultfs y/f skrvnlnfs p`d`gkrï` \`d
Jfrek s.`

 Q`dks gk `it` l`ing`g

 E`iikt`s guilks kop`qukt`g`s
  E`iikt`s guilks ` er`dki
  E`iikt`s s`i`g`s kop`qukt`g`s
 E`iikt`s s`i`g`s ` er`dki
 Q`dktfdks kd l`j` y mfis`
 Wfrt`s
 

@ugntfrn` @gondnstr`tnv`

Q@DNBNL@GF]@\ I@\ @OK]NL@\ \.@

[mnl`gf kd @rkqunp` l`iik s`d Ju`d gk gnfs d± <=<, ks ud` koprk gkgnl`g` `
i` ki`mfr`lnüd gk p`d gk tfgf tnpf lfd i` oàs `it` l`ing`g quk ki okrl`gf if
rkqunkrk. [tninz` o`qund`rn`s ofgkrd`s lfof:

 M`tngfr`s ndgustrn`iks
  @o`s`gfr`s ndgustrn`iks
ndgustrn`iks
 Mfik`gfr`s
Kdtrk sus prfgultfs oàs nopfrt`dtks tkdkofs: p`d br`dlîs, p`d ndtker`i, p`d
h`omureuks`,, y ftrfs p`dks
h`omureuks`

Lfokdt`rnf.
 I`s ko
koprk
prks`s
s`s p`d`gkr
p`d`gkr`s
`s gk i` o`l
o`lrf
rf rke
rkenüd
nüd gk
gkmkr
mkrï`d
ï`d gk g`
g`rik
rik oà
oàss
nopfrt`dln` kd i` `gqunsnlnüd gk i` tkldfifeï` p`r` pfgkr ndlrkokdt`r sus
dnvkiks gk prfgullnüd y `sï `m`rl`r ` ud okrl`gf oàs `opinf.
  @i p`rklkr sfd pflfs i`s koprks`s quk kstàd mnkd nopikokdt`g`s
tkldfiüenl`okdtk
tkldfiüenl`okdtk kd i` o`lrf rkenüd gki sur y sfif ks @rkqunp` i` quk kstà
ingkr`dgf, y` ftr`s rkenfdks lfof Qudf kstàd gkslung`dgf kstk b`ltfr.

WKL
KLDF
DFIF
IFE
EÏ@ KD I@\ KO
KOQ]
Q]K
K\@\ Q@D@
D@G
GK]@
]@\
\ KD KI DN
DNR
RKI
]KENFD@I ^/F IFL@I

Kd i` rkenüd pudf rkeui`rokdtk nopikokdt`gf kd tkldfifeï` tkdkofs ` i`

Q@DNBNL@GF]@ K\QNE@ GK W]NEF K.N.].I. umnl`gf kd Juin`l` kd ki jnrüd
p`d`oà d± ;7;, i` p`dnbnl`gfr` lukdt` lfd o`qund`rn`s lfof:

 Ofigk`gfrks
  m`tngfr`s ndgustrn`iks
  kdbrn`gfrks.

Lfokdt`rnf:
 

@ugntfrn` @gondnstr`tnv`

Kd i` rkenüd gk pudf kxnstkd v`rnfs dkeflnfs kd kstk skltfr, qunkdks rk`inz`d

sus fpk
pkrr`l
`lnf
nfd
dks `u
`ud
d gk bf
bfro
ro`
` tr
tr`g
`gnl
nlnf
nfd`
d`i,i, kstf
kstf rk
rkpk
pkrl
rlut
utk
k kd su
lfopktntnvng`g.

Lrkkofs gk kstk gkslungf pfr p`rtk gk ifs quk gnrnekd kstfs dkeflnfs p`r`
i` `gqunsnlnüd gk o`qund`rn`s ofgkrd`s, df ks pfr b`it` gk rklursfs sn df pfr 
i` ndl`p`lng`g gk kstfs, quk df sk g`d lukdt` quk `i lfdt`r lfd ud` mukd`
tkldfifeï` sus dnvkiks gk prfgullnüd `uokdt`rï`d, pfgrï`d `m`rl`r dukvfs
okrl`gfs y `il`dz`r o`yfrks dnvkiks gk lfopktntnvng`g.

Ki kqunpf `ugntfr h`lk `il`dlk ` i` koprks` gk ]NLF\-Q@D, ndbfro`lnüd

dklks`rn` p`r` quk kst`
kst` koprks` okjfrk
okjfrk gk `ieud` o`dkr` su tkldfifeï`,
tkldfifeï`,
pfrquk lfd ud` mukd` tkldfifeï` kst`s kd i` pfsnmning`g gk tkdkr o`yfrks
dnvkiks gk prfgullnüd, lfopktntnvng`g y ki `llksf ` dukvfs okrl`gfs.

I` koprks` O@D Q@D \K]RNLK

\K]RNLK \.].I. umnl`gf kd i` @vkdng` \`dt` @dnt`,
;50 Lhfrr
Lhfrrniifs
niifs,, tkiîb
tkiîbfdf(s
fdf(s):Wib:
):Wib: (10)2
(10)221-=
21-=701
701 Lki: >>2-
>>2->><<
>><<>>
>> fbrklk
fbrklk
o`qund`rn`s p`r`
p`r` ki skltfr gk i` p`dnbnl`gfr`
p`dnbnl`gfr` y rklfokdg`ofs
rklfokdg`ofs ` i` koprks`
`ugnt`g` kv`iu`r i` `gqunsnlnüd
`gqunsnlnüd gk kst`s o`qund`rn`s.
o`qund`rn`s.

Lu`grf: 1=

Dfomrk gk o`qund` no`ekd prklnf O`rl`

 @o`s`gfr` gk
gk mr`zfs \/. 01,111

Hfrdf lfoïdgustrn`i \/. =8,111 Zunlhkii - nt`in`df

Gfsnbnl`gfr -Gklfr`gfr \/. 7,811

Zunlhkii - nt`in`df
gk Wfrt`s
 

@ugntfrn` @gondnstr`tnv`

Hfrdf kiîltrnlf rft`tnvf \/, 0;. 111

Bukdtk:

M. B@LWF] KLFDFONLF

Q]FG[LWF M][WF NDWK

NDWK]DF
]DF QMN @ DNRKI
DNRKI O[DGN@I

I`s lfdsngkr`lnfdks klfdüonl`s

klfdüonl`s oudgn`iks sk m`s`d kd ndgnl`gfrks eifm`iks
gk prfgullnüd, ki oàs nopfrt`dtk gkdtrf gki lrklnonkdtf y gks`rrfiif ` dnvki
klfdüonlf if gkt`ii` ki Qrfgultf Ndtkrdf Mrutf gk l`g` d`lnüd, puks kstk ongk
gk o`dkr` fmjktnv` i` prfgullnüd kd l`g` skltfr klfdüonlf. 

Ki fre`dnsof ofdkt`rnf oàs er`dgk, ki Bfdgf Ofdkt`rnf Ndtkrd`lnfd`i (BON)

h` rk`inz`gf su gn`edüstnlf `du`i gki lfopfrt`onkdtf gk i` klfdfoï` oudgn`i
gur`dtk =101.

Kd ki =101
Bneur`: 0 i` klfdfoï` oudgn`i sk kxp`dgnü ;% iukef gk l`kr 1,;% kd ki
=11>
=11> (i`
(i` o`yf
o`yfrr lfd
lfdtr`
tr`ll
llnü
nüd
d gk
gksg
sgk
k i` \keu
\keudg
dg`
` Eukr
Eukrr`
r` Ou
Oudg
dgn`
n`i).
i). Ki
lrklno
lrklnonkd
nkdtf
tf gki =101
=101 buk kxp
kxpinl
inl`g
`gf
f pfr i` kxp`ds
kxp`dsnüd
nüd gk i`s kl
klfdf
fdfoï`
oï`ss
kokrekdtks y kd gks`rrfiif (5,0%) y kd okdfr okgng` pfr i` rklupkr`lnüd gk
i`s klfdfo
klfdfoï`s
ï`s `v`dz
`v`dz`g`
`g`ss (<%
(<%).
). Kd kst
kstk
k pk
pkrïf
rïfgf
gf ki QMN gk dukst
dukstrfs
rfs =1
prndlnp`ik
prndlnp`ikss sflnfs lfo
lfokrln`
krln`iks
iks lrklnü
lrklnü 7,7%, y ki lfokrlnf
lfokrlnf oudg
oudgn`i
n`i lrklnü
0;,7% iukef gk quk kd ki =11> kxpkrnokdt`r` ud` l`ïg` gk 01,>% (ki o`yfr 
rktrflksf gksgk quk sk tnkdk rkenstrfs).
 

@ugntfrn` @gondnstr`tnv`

QMN O[DGF =11=-=101 (R@]. % @L[O[I@G@)

Bneur`: 1=

Kd ks
kstk
tk erà
ràbnbnllf sk fm
fmsskrv
rv`
` ki lrk
rkln
lno
onk
nkd
dtf gki QMN gk if
ifss p`ïsk
ïsks
\ug`okrnl`dfs. Gfdgk ki Qkrú h` tkdngf ud lrklnonkdtf supkrnfr brkdtk ` ifs

gkoàs p`ïsks. Kstf snednbnl` ud` okjfrï` kd ki `spkltf klfdüonlf gk i`s

b`onin`s y koprks`s gk dukstrf p`ïs.

Q]FG[LWF M][WF NDWK]DF @ DNRKI D@LNFD@I

Qfr su p`rtk i` klfdfoï` gk Qkrú kstà kd lrklnonkdtf y kopnkz` ` `tr`kr 

ndvkrs
ndvkrsfrk
frks,
s, ks ud` li`r`
li`r` skð`i
skð`i gk lrk
lrklno
lnonkd
nkdtf
tf y lfd
lfdbn`
bn`dz`
dz` p`r
p`r`
` rk`
rk`inz
inz`r 
`r 
ndvkrsnfd
ndvkrsnfdks,
ks, sk kstno` quk
quk pukgk lrklkr
lrklkr oàs gki 2% kd kstk =10< if quk
t`omnîd sk vk rkbikj`gf kd i` Mfis` gk Ino`, `gkoàs i` klfdfoï` gk Qkrú
`vkdt`j`rà ` sus sflnfs lfokrln`iks quk skeúd kstno`lnfdks lrklkrï`d h`st`

ud 7%.
 @sï ki Qrfgultf Mrutf Ndtkrdf (QMN) gk Qkrú ifer`rï` lrklkr oàs gki
2% t`omnî
t`omnîd
d ks `bnro`gf pfr ki Ondnstkrnf
Ondnstkrnf gk Klfdfoï
Klfdfoï`
` y Bnd`
Bnd`dz`s
dz`s (OKB
(OKB),
),
kst` kstno`lnüd sk m`s` kd ndbfro`lnüd gk i`s kdtng`gks ouitni`tkr`iks, lfof
i` gk ifs sflnfs lfokrln`iks gk Qkrú, if quk h`lk lrkkr quk ki QMN gk
Qkrú `gkoàs gk lrklkr ki 2% pfgrï` supkr`r kst` m`rrkr` ` if i`ref gk =10=.
Ki Efmnkrdf pkru`df musl`rà quk `gkoàs gk quk sk pukg` o`dtkdkr kstk
dnvki gk lrklnonkdtf ndliusf kstnr`rif h`st` ud 5% kd ki quk pukg` lrklkr 
i` klfdfoï` pkru`d` quk ingkr`
i ngkr` `ieudfs r`dcndes.

Kstf h`lk quk v`rnfs klfdfonst`s lrk`d quk kst`s kstno`lnfdks pfsntnv`s sk
g`d ` p`rtnr gk lnkrt`s okgng`s `pinl`g`s kd ki ofokdtf justf y ` ud` skrnk
 

@ugntfrn` @gondnstr`tnv`

gk rkbfro`s kstrultur`iks quk h` `pinl`gf ki Efmnkrdf gk Qkrú ik pkrontnrï`

ndliusf pfgkr lrklkr oàs `iià gki prfokgnf gk lrklnonkdtf gk ifs sflnfs
lfokrln`iks gk Qkrú. @gkoàs ki quk ki Efmnkrdf nopikokdt`rà ud` pfiïtnl`
gk `pkrtur` lfokrln`i.

\n mnkd i` klfdfoï` gk Qkrú kstà `t`g` ` i` sukrtk gk ifs okrl`gfs

ndtkrd`lnfd`iks oàs `iià gk su t`o`ðf `udquk p`r` lrklkr gkmk `pfy`rsk kd
i`s kxpfrt`lnfdks. @ud `sï ki lrklnonkdtf gk Qkrú lfrrkrà okjfr sukrtk quk
ftr`s klfdfoï`s gk i` rkenüd.

Ftrf g`tf ` tkdkr kd lukdt` ks ki dnvki gk rkskrv`s quk sk kdlukdtr`d kd ki

=;% gki QMN. Kdtr`dgf kd lfop`r`lnfdks lfd ifs gkoàs p`ïsks gk i` rkenüd,
Qkrú fbrklk ud` l`p`lng`g gk p`ef rkspkltf ` i`s dklksng`gks ndkspkr`g`s
gk h`lkr p`efs `i kxtkrnfr sk kdlukdtr`d gkdtrf gk i` iüenl` kd l`omnf ftr`s
klfdfoï`s gkmkd utninz`r ud` er`d p`rtk gk sus rkskrv`s.

W@\@
W@\@ GK L]K
L]KLNO
LNONKD
NKDWF
WF GKI QMN (R@]N@L
(R@]N@LNFD
NFDK\
K\ QF]L
QF]LKDW
KDW[@I
[@IK\
K\
]K@IK\)
Bneur`: <

Bukdtk:
]kp frtk gk
Ndbi`lnüd ML]Q

Ki prks
prkskd
kdtk
tk er
er`b
`bnl
nlf
f rk
rkbibikj
kj`
` ki lr
lrkl
klno
nonk
nkdt
dtf
f gk
gkii QMN
QMN d`
d`ln
lnfd
fd`i
`i33 if lu
lu`i
`i h`
b`vfrklngf snednbnl`tnv`okdtk ` i` klfdfoï` d`lnfd`i. Kstk lrklnonkdtf sk
 

@ugntfrn` @gondnstr`tnv`

o`dtnk
o`dtnkdk
dk kst
kst`mi
`mik,
k, if quk e`r`dt
e`r`dtnz`
nz` ki lrklno
lrklnonkd
nkdtf
tf gk du
dukst
kstr`
r` klf
klfdfo
dfoï`,
ï`,
pkrontnkdgf bukrtk pfgkr `gqunsntnvf gk ifs prfgultfs.

Q]FG[LWF M][WF NDWK]DF (QMN) GK I@ O@L]F] KENFD \[]

 @snonsof, i` zfd` quk oàs h` nopuis`gf kstk gks`rrfiif buk ki sur gki p`ïs,
ingkr`gf pfr @rkqunp`, lnug`g quk kstà gks`rrfii`dgf oàs `lkikr`g`okdtk kd
i` o`lrf rkenüd sur. @pfrt` `i QMN d`lnfd`i lfd ud ;.0% quk ks o`yfr gki
quk `pfrt` Qudf, W`ld`, Ofqukeu` y Luslf.

Q]FG[LWF M][WF NDWK]DF (QMN) GK ]KENFD

]kspkl
]kspkltf
tf ` i`s l`r`lt
l`r`ltkrï
krïstn
stnl`s
l`s sfl
sflnf-
nf-kl
klfdü
fdüonl
onl`s
`s gk Qud
Qudf
f gks
gkst`l
t`l`o
`ofs
fs
prnokr`okdtk ki QMN quk rkprkskdt` ki 0,> pfr lnkdtf rkspkltf `i d`lnfd`i. I`
prfgullnüd gk skrvnlnfs eumkrd`okdt`iks `pfrt` ki 02,= pfr lnkdtf `i QMN
gkp`
gkp`rt`
rt`ok
okdt
dt`i
`i,, ki sklt
skltfr
fr `erf
`erfpk
pklu
lu`r
`rnf
nf kd ud 0; pf
pfrr ln
lnkd
kdtf
tf33 lf
lfok
okrl
rlnf
nf,,
rkst`ur`dtks y hftkiks 07,> pfr lnkdtf3 ndgustrn` y o`dub`ltur`, 0=,; pfr 
lnkdtf3 lfdstrullnüd, 00,7 pfr lnkdtf3 kxpift`lnüd gk ond`s y l`dtkr`s 0 pfr 
lnkdtf3 pksl` 1,< pfr lnkdtf3 `iqunikr gk vnvnkdg` 1,= pfr lnkdtf y ftrfs
skrvnlnfs =8,; pfr lnkdtf, vkr sneunkdtk eràbnlf.

[d`
[d` pr
prno
nokr
kr`
` ndsp
ndspkl
klln
lnüd
üd dfs
dfs ou
ouks
kstr
tr`
` qu
quk
k kd Qu
Qudf
df if
ifss sk
sklt
ltfr
frks
ks oàs
oàs
nopfrt`dtks ` i`s quk pkrtkdklkd ifs onlrfs y pkqukð`s koprks`s kd kst`
zfd` sfd: skrvnlnfs, `erfpklu`rnf, lfokrlnf, o`dub`ltur` y lfdstrullnüd quk
kd lfdjudtf rkprkskdt`d oàs gki 81% gki QMN.

NDBI@LNÜD

NDBI@LNFD O[DGN@I

Kdtng`gks
Kdtng`gks bnd`d
bnd`dlnkr`
lnkr`ss skð`
skð`i`d
i`d quk gklns
gklnsnfdks
nfdks `gfp
`gfpt`g`
t`g`ss pfr prndl
prndlnp`ik
np`ikss
m`dlfs lkdtr`iks gki eifmf h`d pkrontngf o`dtkdkr lfdtrfi`gf ki ïdgnlk gk
prklnfs, U`shndetfd (KBK). Ki Bfdgf Ofdkt`rnf Ndtkrd`lnfd`i (BON) `bnroü

quk i` ndbi`lnüd eifm`i sk kdlukdtr` ` ud ’dnvki dft`mikokdtk m`jf‟, y gksl`rt`

ifs tkofrks gk ’sfmrkl`ikdt`onkdtf‟ kd i`s prndlnp`iks klfdfoï`s `v`dz`g`s
 

@ugntfrn` @gondnstr`tnv`

g`g` i` pfiïtnl` ofdkt`rn` kxp`dsnv` gk ifs m`dlfs lkdtr`iks gk Kst`gfs

[dngfs, Kurfp` y J`püd.

’Onr`dgf h`ln` ki buturf, dukstrfs `dàinsns suenkrkd quk i` `ltu`i pfiïtnl`

ofdkt`
ofdkt`rn`
rn` kxp
kxp`ds
`dsnv`
nv` ks pfl
pflf
f prfm`m
prfm`mik
ik quk tkd
tkde`
e` ud`
ud`ss lfd
lfdsk
skluk
lukdl
dln`s
n`s
ndbi`lnfd`rn`s snednbnl`tnv`s‟, ndgnlü ki fre`dnsof tr`s i` puminl`lnüd gk ifs
l`pïtuifs `d`iïtnlfs gk su ndbfrok ’Qkrspkltnv`s Klfdüonl`s
Klfdüonl`s Eifm`iks‟.

Ki BON skð`iü quk i` li`vk p`r` quk i` ndbi`lnüd kstî lfdtrfi`g` h` sngf i`
’ndgkpkdgkdln` y lrkgnmning`g‟ gk ifs m`dlfs lkdtr`iks y sus pfiïtnl`s gk
okt`s ndbi`lnfd`rn`s quk h`d ifer`gf ’`dli`r lfd îxntf‟ i`s kxpklt`tnv`s sfmrk
ifs prklnfs kd i`s úitno`s gîl`g`s.

’N
’Ndl
dliu
iusf
sf kd J`pü
J`püd‟
d‟,, sumr
sumr`y
`y`
` ki nd
ndbf
bfro
rok,
k, ’i`s
’i`s kx
kxpk
pklt
lt`t
`tnv
nv`s
`s pk
pkro
ro`d
`dkl
klkd
kd
lkrl`d`s ` i` okt` gki 0% `dudln`g` kd bkmrkrf gki =10= ` pks`r gki
prfifde`gf pkrnfgf gk gkbi`lnüd‟.

Bneur`: 7

B[KDWK: BFDGF OFDKW@]NF NDWK]D@LNFD@I (BON) NDBF]OK O@]ZF

Kd ki er`bnlf sk fmskrv` i` t`s` gk ndbi`lnüd ks gk lfdsngkr`lnüd snednbnl`tnv`

kd ifs p`ïsks quk kxpfrt` prfgultfs lfof ki trnef, if lu`i `bklt` kd su prklnf
dfro`i y tr`k gkskquninmrnf kd ifs okrl`gfs gk `inokdtf.

NDBI@LNÜD D@LNFD@I
 

@ugntfrn` @gondnstr`tnv`

Ndbi`lnüd gk Qkrú biultu`rà kdtrk =% y =,=% kd =10<, skeúd ML] Juinf

Rki`
Rki`rg
rgk,
k, pr
prks
ksng
ngkd
kdtk
tk gki
gki M`
M`dl
dlf
f Lkdt
Lkdtr`
r`ii gk ]k
]ksk
skrv
rv`,
`, gk
gkst
st`l
`lü
ü qu
quk
k i`
i`ss
kxpklt`tnv`s ndbi`lnfd`rn`s sk kdlukdtr`d gkdtrf gki r`def okt`, kdtrk 0 y <
pfr lnkdtf, h`st` =10;.

Kd =10=, Qkrú lkrrü lfd ud` ndbi`lnüd gk =,2; % y, skeúd rks`itü Rki`rgk, kd
ifs úitnofs 0= `ðfs ki p`ïs h` rkenstr`gf i` oàs m`j` gk @oîrnl` I`tnd`. I`s
ndbi`lnfdks `du`iks
`du`iks p`r` ki Qkrú sfd: p`r` ki =10<, sk g`
g` ud` ndbi`lnüd kdtrk
=% y =.=%. Q`r` ki =10<, sk kspkr` ud` ndbi`lnüd kdtrk =,;1 y <,11%.

KXQKLW@WNR@\
KXQKLW@WNR@\ GK NDBI@LNÜD Q]F^KLW@GF

Lu`grf: <

 @ÐF \N\WKO@ KOQ]K\@\ DF  @D@IN\W@\

BND@DLNK]F BND@DLNK]@\ KLFDÜONLF\
=10= =,5<% <,11% =,;5%
=10< =,;;% <,11% =,;1%
Bukdtk: Kdlukst` gk kxpklt`tnv`s o`lrfklfdüonl`s ML]Q.

L`mk skð`i`r quk ki O`rlf Ouitn`du`i gk =10=-=107 lfdsngkr` ud` ndbi`lnüd

prfokgnf gk =,11% y =,11% p`r` ifs `ðfs =10= y =10<, rkspkltnv`okd
rkspkltnv`okdtk.
tk.
 

@ugntfrn` @gondnstr`tnv`

Ki Qkrú tkdgrà i` ndbi`lnüd oàs m`j` kd i` rkenüd kd =10= y =10<, @sï if

sfstnkdk ud kstugnf gk I`tïd Bflus Lfdskdsus Bfrkl`st, quk `gkoàs prklns`
quk dukstr` klfdfoï` tkdgrà ki o`yfr rntof gk lrklnonkdtf.

NDBI@LNÜD O@L]F ]KENÜD \[]

Ki Ïdgnlk gk Qrklnfs `i Lfdsuongfr (NQL) gk i` O`lrf ]kenüd \ur gur`dtk ki

pkrïfgf kdkrf-gnlnkomrk gk =10=, rkenstrü ud `iz` gk <.=;%, t`s` gk ndbi`lnüd
oàs ofgkr`g` quk i` gk =100, quk buk gk 2.=0%, skð`i` ud kstugnf gki
Lkdtrf gk Ndvkstne`lnüd Koprks`rn`i (LNK).

Qudf y @rkqunp` bukrfd i`s rkenfdks quk supkr`rfd i` t`s` ndbi`lnfd`rn`

prfokgnf gk i` rkenüd (gk <.=;%), puks kxhnmnkrfd v`rn`lnfdks `luoui`g`s
`du`iks gk ;.0>% y <.70%, rkspkltnv`okdtk.

I`s t`s
t`s`s
`s ndbi`l
ndbi`lnfd
nfd`rn
`rn`s
`s gk i`s ftr`s
ftr`s lu`tr
lu`trf
f rke
rkenfd
nfdks
ks bukrfd
bukrfd ok
okdfr
dfrks
ks `i
prfokg
prfokgnf
nf gki
gki =10
=10=:
=: Ofquke
Ofqukeu`,
u`, <.0
<.08%3
8%3 Lus
Luslf,
lf, =.>
=.>>%3
>%3 W`l
W`ld`,
d`, =.8
=.87%3
7%3 y,
O`grk gk Gnfs, 0.0< %.

NDBI@LNÜD ]KENFD@I

Ki Ïdgnlk gk Qrklnfs `i Lfdsuongfr (NQL), quk ongk ifs ndgnl`gfrks gk i`

ndbi
ndbi`l
`lnü
nüd
d `b
`bnr
nro`
o`,, qu
quk
k Qu
Qudf
df rk
rken
enst
str`
r` ud
ud`
` t`s`
t`s` gk nd
ndbibi`l
`lnü
nüd
d gk ;.0>
;.0>%,
%,
`luoui`dgf kd ifs prnokrfs gfs oksks gki `ðf ud` v`rn`lnüd `i `iz`, skeúd
ndbfroü ki Ndstntutf D`lnfd`i gk Kst`gïstnl` k Ndbfroàtnl` (NDKN).

I` kdtng`g eumkrd`okdt`i skð`iü quk Qudf sk umnl` kd tkrlkr iue`r gkspuîs

gk L`j`o`rl` y @rkqunp` kd pfskkr `itfs prklnfs kd ifs prfgultfs gk prnokr`
dklksng`g ` lfop`r`lnüd gk ftr`s rkenfdks gki p`ïs.

Ki Ïdgnlk gk Qrklnfs `i Lfdsuongfr ` dnvki d`lnfd`i, kd ki oks gk bkmrkrf m`jü

kd 1,17%, rkspkltf `i oks ndokgn`tf `dtkrnfr. I` v`rn`lnüd gki pkrnfgf kdkrf
- bkmrkrf ks gk 1,18% y kd ki pkrnfgf `du`i (úitnofs gflk oksks), ks gk
=,7=%.

WNQF GK L@OMNF
WNQF GK L@OMNF D@LNFD@I
 

@ugntfrn` @gondnstr`tnv`

Ki tnpf gk l`omnf kd ki Qkrú p`r` judnf gki =10< ks lfof sk oukstr` kd ki

sneunkdtk lu`grf. 

Lu`grf: 7

Bukdtk:
Ki tnpf gk l`omnf `du`i p`r` ki p`ïs ks:

 Q`r` ki =10=, sk gnf ud tnpf l`omnf ` bndks gk `ðf kdtrk =.51 y =.81 \/.
/[\$.
 Q`r` ki =10<, sk kspkr` ud tnpf l`omnf ` bndks gk `ðf kdtrk =51 y =.>1
\/. /[\$

Lu`grf: 7
\N\WKO@ KOQ]K\
KOQ]K\@\
@\ DF  @D@IN\W@\
 @ÐF
BND@DLNK]F BND@DLNK]@\ KLFDÜONLF\
=10= =,51 =,81 =,50
=10< =,51 =,81 <,11
L`mk skð`i`r quk ki O`rlf O`lrfklfdüonlf Ouitn`du`i =10=-=107 lfdsngkr`
ud tnpf gk l`omnf gk =,5; y =,57 p`r` ifs `ðfs =10= y =10< rkspkltnv`okdtk.
WNQF GK L@OMNF ]KENFD@I

LN[G@G
LN[G@G GK Q[DF
Q[DF:: WL OK]L
OK]L@G
@GF
F Q@]
Q@]@IK
@IKIF
IF (Q]FOKG
(Q]FOKGNF
NF LFOQ
LFOQ]@
]@
RKDW@) 
 

@ugntfrn` @gondnstr`tnv`

Bneur`: ;

B[KDWK: KI@MF]@GF QF] KI ML] “ \KLWF]N@I Q[DF

Ki prklnf prfokgnf lfopr` “ vkdt`, gki güi`r kd ki okrl`gf p`r`ikif, gk i`

lnug`g gk Qudf, gur`dtk ki oks gk o`yf, sk lftnzü kd \/. =,78;, snednbnl`dgf
ud` `prkln`lnüd gki dukvf sfi kd <,; pfr lnkdtf lfd rkspkltf ` snoni`r oks
gki `ðf `dtkrnfr. Kstk lfopfrt`onkdtf buk ikvkokdtk supkrnfr ` if rkenstr`gf
kd ki snstko` m`dl`rnf (<,< pfr lnkdtf).

If quk rkpkrlutk ` i` l`p`lng`g gk `gqunsnlnüd kd ifs okrl`gfs gk p`rtk gk

i`s b`onin`, `gkoàs kstf ndbiuyk kd i` `gqunsnlnüd gk `inokdtfs gk prnokr`
dklksng`g y `i prklnf gk ifs ndsuofs p`r` i` prfgullnüd.

Q]FG[LLNÜD GK W]NEF

Q]FG[LLNÜD GK W]NEF @ DNRKI O[DGN@I

Ki trnef ks neu`iokdtk ki prnokr lkrk`i gksgk ki pudtf gk vnst` lfokrln`i (7;%

gk ifs ndtkrl`omnfs tft`iks kd 0>>8).@du`iokdtk sk prfgulkd 011 ce gk trnef
pfr l`g` h`mnt`dtk kd ki oudgf. L`sn tfg` su prfgullnüd sk gkstnd` ` i`
`inokdt`lnüd huo`d`. I` prfgullnüd oudgn`i gk trnef gksgk 0>>2 h`st` =11;
buk:

Q]FG[LLNÜD O[DGN@I GK W]NEF

Lu`grf: ;
Q]FG[LLNÜD O[DGN@I GK W]NEF
(ONIIFDK\ GK WFDKI@G@\)
 

@ugntfrn` @gondnstr`tnv`

=111 =110 =11= =11< =117 =11; =112 =115 =118 =11>
;8;,7 20<,7 ;><,; ;85,5 ;82,0 ;>1,1 ;57,7 ;20,0 2=>,> 2=8,0

Kd ki lu`grf sk fmskrv` quk kd ifs úitnofs `ðfs h` `uokdt`gf i` prfgullnüd

gki trnef y m`j` gkmngf ` lfdvkrsnüd gk tnkrr`s kd luitnvf gk o`ïz quk h`

e`d`gf ksp`lnf pfr su tr`dsbfro`lnüd mnflfomustnmik3 if lu`i `bklt` `i prklnf
gki trnef ` dnvki ndtkrd`lnfd`i y d`lnfd`i. Ki trnef pukgk lrklkr kd gnvkrsng`g
gk i`tntugks, lino`s y sukifs, `udquk sk gks`rrfii` okjfr kd zfd`s tkopi`g`s.
Bukdtk:
Q]FG[LLNFD GK W]NEF QF] @]K@\ EKFE]@BNL@\

I`s àrk`s ekferàbnl`s gfdgk sk luitnv` trnef, prfgultf oàs rkqukrngf kd i`

prfgullnüd gk p`d. I`s àrk`s gk prfgullnüd gk o`yfr dnvki sfd Kurfp`,
 @oîrnl` gki sur y dfrtk, @sn` y ftrfs rkspkltnv`okdtk3 lfd ifs quk ki Qkrú

gkmk tr`m`j`r kstr`tîenl`okdtk

kstr`tîenl`okdtk..
IF\ Q]NDLNQ@IK\ Q@Ï\K\ Q]FG[LWF]K\ GK W]NEF KD KI O[DGF

Lu`grf: 2

Q@Ï\K\ L@DWNG@G/ONIIFDK\ GK WFDKI@G@\

[dnüd Kurfpk` 0<5,78 oniifdks gk tfdki`g`s

Lhnd` 005,>= oniifdks gk tfdki`g`s
Ndgn` 8;,>< oniifdks gk tfdki`g`s

Kst`gfs [dngfs ;7,70 oniifdks gk tfdki`g`s

]usn` ;2,=< oniifdks gk tfdki`g`s

 @ustr`in` =8,< oniifd
oniifdks
ks gk tfdki`g
tfdki`g`s
`s
L`d`gà =;,=2 oniifdks gk tfdki`g`s
Q`cnstàd =7,1 oniifdks gk tfdki`g`s

C`z`jstàd ==,; oniifdks gk tfdki`g`s

[lr`dn` ==,11 oniifdks gk tfdki`g`s

Wurquï` 08,8 oniifdks gk tfdki`g`s

 @rekdtnd` 07,; oniifd
oniifdks
ks gk tfdki`g
tfdki`g`s
`s
 

@ugntfrn` @gondnstr`tnv`

Nràd 0<,5; oniifdks gk tfdki`g`s

Kenptf 8,5 oniifdks gk tfdki`g`s

[zmkcnstàd 2,= oniifdks gk tfdki`g`s
Mr`sni <,8= oniifdks gk tfdki`g`s

Ftrfs p`ïsks 7>,20 oniifdks gk tfdki`g`s

Bukdtk:

Kd =1
=100
00 i`
i`ss kxpf
kxpfrt
rt`l
`lnf
nfdk
dkss gk tr
trne
nef
f `slk
`slkdg
dgnk
nkrf
rfd
d ` 0=
0=0,
0,<
< on
oniiiifd
fdks
ks gk
tfdki`g`s snkdgf ifs prndlnp`iks p`ïsks kxpfrt`gfrks Kst`gfs [dngfs (=1%),
 @ustr`in` (0=,0%), Br`dln` (00,<%) y L`d`gà (01,0%), skeungfs pfr ]usn` y
[lr`
[lr`dn
dn`.
`. Qfr
Qfr ft
ftrf
rf i`gf
i`gf kd i` l`o
`op`
p`ð`
ð` =101
=101-=
-=10
100,
0, i` @s
@sfl
fln`
n`ln
lnüd
üd gk
Lffpkr`tn
Lffpkr`tnv`s
v`s @rekd
@rekdtnd`s
tnd`s y @ernluitfr
@ernluitfrks
ks Bkgk
Bkgkr`gfs
r`gfs @rek
@rekdtndf
dtndfss kxpf
kxpfrt`rf
rt`rfd
d
lkrl` gk 0,2 oniifdks gk tfdki`g`s. I` Mfis` gk ]fs`rnf i`dzü su prnokr`

kstno`lnüd p`r` i` l`op`ð`. Mukdfs @nrks tkdgrà i` o`yfr àrk` gk snkomr`

lfd =,= oniifdks gk hkltàrk`s.

Gkspuîs gk i` l`ïg` gki prklnf oudgn`i gki trnef prfgulng` kd ki `ðf =101 y
su ràpng` rklupkr`lnüd, ki prklnf h` tkdngf ud` tkdgkdln` ` kst`mninz`rsk kd
ifs `ðfs pfstkrnfrks fslni`dgf kdtrk ifs 071 y 0;1 güi`rks kst`gfudngkdsks
pfr tfdki`g`.

  Q]FG[LLNÜD ^ LFD\[OF GK W]NEF

Lu`grf: 5

Q]FG[LLNFD LFD\[OF ]K\K]MR@

]K\K]MR@\(BND
\(BND GK
 @ÐF
EIFM@I EIFM@I QK]NFGF)
=112-=115 ;>5 202 0<0
=115-=118 200 205 0=;
=118-=11> 287 27= 025
=11>-=101 28< 2;= 0>5
=101-=100 272 22; 058

Bukdtk:
 

@ugntfrn` @gondnstr`tnv`

Ki lu`grf rkbikj` quk i` prfgullnüd eifm`i gk trnef v` `uokdt`dgf, kstf

nopinl` quk ki lfdsuof eifm`i sk kdo`rl` kd ks` gnrkllnüd. I`s rkskrv`s
ndtkrd`lnfd`iks sk o`dtnkdkd l`sn kst`miks.

I` B@F prfdfstnl` p`r` kstk `ðf ud` kikv`g` prfgullnüd gk trnef gk 2>1
oniifdks gk tfdki`g`s. I` fre`dnz`lnüd gk i`s D`lnfdks [dng`s p`r` i`
 @ernluitur` y i` @inokdt`lnüd (B@F) h` prfdfstnl`gf quk i` prfgullnüd
oudgn`i gk trnef kd =10= skrà i` skeudg` oàs `it` h`st` i` bklh` lfd 2>1
oniifdks gk tfdki`g`s.

Qrfgul
Qrfgullnü
lnüd
d gk lkrk`
lkrk`iks
iks kd @oî
@oîrnl`  
rnl`
I`tnd` y ki L`rnm
nmk
k ( oniif
iifdks gk
Wrnef
tfdki`g`s)

=115 =118 =11>

kstno. prfdüst.
 @oîrnl` I`tnd` y ki L`rnmk
L`rnmk =2.8 ==.0 =<.1
 @oîrnl` Lkdtr`i y ki L`rnmk
L`rnmk <.2 7.= <.2
Oîxnlf <.2 7.= <.2
 @oîrnl` gki \ur =<.= 05.> 0>.7
 @rekdtnd` 02.< 8.< 00.1
Mr`sni 7.0 2.1 ;.0

Lfifomn` 1.1 1.1 1.1

Q]FG[LLNÜD GK LK]K@IK\ KD @OÎ]NL@ I@WND@ ^ KI L@]NMK.
Lu`grf: 5

Ki lu`g
lu`grf
rf gkou
gkouks
kstr
tr`
` quk
quk kxns
kxnstk
tk gk
gkss dn
dnvk
vkik
ikss gk prfg
prfgul
ulln
lnüd
üd gk trne
trnef
f kd
 @oîrnl` i`tnd`3 if lu`i ekdkr` `lugnr ` okrl`gfs oàs er`dgks lfof gk @sn`
y Kurfp`. @ pks`r gk kiif sk prfdfstnl` ki lrklnonkdtf gk prfgullnüd kd ki
lfdtndkdtk3 puks ks ud` fpfrtudng`g gk quk sk nopfrtk gk p`ïsks oulhf oàs
lkrl`dfs y ekdkr`r okdfs lfstf.

Q]FG[LLNÜD GK W]NEF @ DNRKI D@LNFD@I

 

@ugntfrn` @gondnstr`tnv`

Kd ki Qkrú, i` snkomr` gki trnef `o`r

`o`rniif
niif gk =11> kstà l`sn lfopik
lfopikt`g`
t`g` kd ki
gkp`
gkp`rt`
rt`ok
okdt
dtf
f `dgn
`dgndf
df gk \`
\`d
d O`rt
O`rtïd
ïd y kd if
ifss gk
gkp`
p`rt
rt`o
`okd
kdtf
tfss lf
lfst
stkr
krfs
fs
skptkdtrnfd`iks gk I` Inmkrt`g, I`om`ykquk, Ino` y Qnur`.

Q]FG[LLNFD GK W]NEF @ DNRKI D@LNFD@I

B[KDWK: FN@, =11<.

Ki er`bnlf gkoukstr` ki rkdgnonkdtf gk prfgullnüd gk trnef ` dnvki d`lnfd`i,

lfdsngkr`dgf i`s rkenfdks gfdgk sk prfgulk. I` inmkrt`g y @rkqunp` sfd i`s
rken
rkenüd
üd quk
quk sf
sfmr
mrk
k s`ik
s`ik33 onkd
onkdtr
tr`s
`s qu
quk
k i`
i`ss rken
rkenfd
fdks
ks g i` lf
lfst
st`
` tnkd
tnkdkd
kd
gkbnlnkdln`s kd prfpfrlnfd`r kstk prfgultf.

Ifs prndlnp`iks gkp`rt`okdtfs prfgultfrks gk trnef sfd: I` Inmkrt`g (=0%),

L`j`
L`j`o`
o`rl
rl`
` (0
(02%
2%),
), @r
@rkq
kqun
unp`
p` (0
(0=%
=%),
), @dl`
@dl`sh
sh (>%)
(>%) y Ju
Judï
dïd
d (>%)
(>%),, qu
quk
k
lfrrkspfdgk `i 25% gk i` prfgullnüd d`lnfd`i. Ki rkdgnonkdtf prfokgnf gk
I` Inmkrt`g y Judïd (0.; t/h`) ks supkrnfr `i prfokgnf d`lnfd`i, snd kom`ref
L`j`o`rl` (1.> t/h`) y @dl`sh (0.1 t/h`) kstàd pfr gkm`jf gk kstk prfokgnf3
gkmngf prndlnp`iokdtk `i m`jf gks`rrfiif tkldfiüenlf gk prfgullnüd kd kstfs
 

@ugntfrn` @gondnstr`tnv`

gkp`rt`okdtfs. Ks nopfrt`dtk dft`r quk ki gkp`rt`okdtf gk @rkqunp` sfif

rkprkskdt` ki <.0% gki àrk` lfsklh`g` tft`i, pkrf lfdtrnmuyk lfd ki 00 % gk
i` prfgullnüd d`lnfd`i.

]KDGNONKDWF\ GK Q]NDLNQ@IK\ L[IWNRF\ @DGNDF (0>;1-=11>)

B[KDWK: OND@E-GEN@ KI@MF]@G@: @E]FG@W@-LKQK\

Ki Qkrú prfgulk ud`s <11 tfdki`g`s gk trnef `i `ðf k nopfrt` pflf oàs gk
lu`trf vklks ks` l`dtng`g: 0 oniiüd 711 oni tfdki`g`s. Ifs gksürgkdks
lino
linoàt
àtnl
nlfs
fs y i` `r
`rrk
rkok
oktntng`
g` gki o`ïz
o`ïz p`r`
p`r` mn
mnfl
flfo
fomu
must
stnm
nmik
ik kx
kxpi
pinl
nl`d
`d ki
gkl`nonkdtf gk i` prfgullnüd oudgn`i gki trnef. @sï, gkslumrnofs quk sn kd ki
=11; sk nopfrtü =1> oniifdks gk güi`rks kd trnef,

\fstuvf quk ki Qkrú nopfrt` `prfxno`g`okdtk ki 81% gk sus dklksng`gks

gk trnef y h`rnd` gk trnef. Quks, sk skð`i` quk ki p`d, ifs bngkfs y tfgfs ifs
prfgultfs gkrnv`gfs gki trnef lfdsuongfs kd dukstrf p`ïs, sfd màsnl`okdtk
hklhfs ` m`sk gki trnef nopfrt`gf.
 

@ugntfrn` @gondnstr`tnv`

Kd suo`, ki prfmiko` gk dukstrf p`ïs ks quk nopfrt`ofs `irkgkgfr gki >1%

gki trnef quk lfdsuonofs (0 oniiüd =;1 oni tfdki`g`s) onkdtr`s quk sfif
prfgulnofs ud`s 0;1 oni tfdki`g`s. L`g` `ðf ki okrl`gf pkru`df rkqunkrk
gk ud oniiüd gk tfdki`g`s gk h`rnd` gk trnef, gk i`s lu`iks 2;1 oni sk
gkstnd`d ` i` ndgustrn` p`dnbnl`gfr`, `irkgkgfr gk =>1 oni ` i` gk bngkfs y
lkrl` gk 21 oni ` i` gk e`iikt`s. \k kstno` kdtfdlks, quk ifs pkru`dfs
lfdsuonofs `du`iokdtk
`du`iokdtk udfs =; cnifs pkr làpnt` gk p`d.

Ifs prndlnp`iks gkp`rt`okdtfs prfgultfrks gk lkm`g` bukrfd: Qudf (07%),

Luslf (0=.;%), Judïd (00%), Hu`dl`vkinl` (01%), quk lfrrkspfdgkd `i 78%
gk i` prfgullnüd d`lnfd`i. Ifs rkdgnonkdtfs prfokgnf gk ifs prnokrfs trks
gkp`rt`okdtfs bukrfd supkrnfrks `i prfokgnf d`lnfd`i, 0.7, 0.; y 0.< t/h`,
rkspkltnv`okdtk. L`sf lfdtr`rnf sk fmskrvü kd Qudf, gfdgk ki rkdgnonkdtf
prfokgnf buk gk 0.1 t/h`3 snd kom`ref, L`j`o`rl` (1.> t/h`) y @dl`sh (1.>
t/h`) kstàd ouy pfr gkm`jf gk kstk prfokgnf3 gkmngf prndlnp`iokdtk `i m`jf
gks`rrfiif tkldfiüenlf gk prfgullnüd y ` prfmiko`s gk krfsnüd, lfdgnlnfdks
linoàtnl`s kxtrko`s y `itfs ïdgnlks gk pi`e`s y kdbkrokg`gks. @rkqunp` (=,<
t), W`ld` y Ino` (0,8 t/h`) prkskdt`r
prkskdt`rfd
fd ifs o`yf
o`yfrks
rks rkdgnon
rkdgnonkdtfs
kdtfs pfr àrk` y
df lfrrkspfdgkd lfd ifs gkp`rt`okdtfs quk snkomr`d o`yfr àrk` f sk
lfsklh` i`s o`yfrks prfgullnfdks.

Q]FG[LLNÜD GK LKM@G@
 

@ugntfrn` @gondnstr`tnv`

B[KD
B[KDWK
WK:: K\W@G
\W@GÏ\
Ï\W
WNL@
NL@\ GK B[KD
B[KDWK
WK:: Q]FG
Q]FG[
[LLNÜ
LLNÜD
D GK LKM@
LKM@G
G@ QF]
GKQ@]W@OKDWF\ =117

Ki er`bnlf gkoukstr` i` prfgullnüd gk lkm`g` ` dnvki d`lnfd`i, ud ndsuof

lfopikokdt`rnf kd i` prfgullnüd gk p`d, i`s rkenfdks gk I` Inmkrt`g, Qudf,
Judïd, Hu`dl`vkinl` sfmrks`iks, ks gklnr i`s rkenfdks `dgnd`s3 h`lnkdgf ud`
fpfrtudng`g gk dkeflnf kd kstk rumrf gk lkrk`iks.

LFD\[OF GK W]NEF @ DNRKI D@LNFD@I

@ðf Oks Wfdki`g`s Oîtrnl`s

=100 Kdkrf >5,8;7.=
Bkmrkrf >2,707.>
O`rzf 011,=<7.<
 @mrni >7,17>.7
O`yf 017,8;7.1
Judnf 017,8=5.8
Juinf 011,>20.7
 @efstf 007,<;;.1

\ktnkomrk 00;,2>>.8
Fltumrk 000,8>>.;
Dfvnkomrk 012,=25.2
Gnlnkomrk >1,528.0
=10= Kdkrf >2,=0;.1
Bkmrkrf >7,177.>
O`rzf 001,8=;.=
 @mrni >>,18>.1
O`yf 017,2;;.1
Judnf 010,8=0.=
Juinf 018,;7=.1
 @efstf 00<,282.1
\ktnkomrk 000,=0<.7
Fltumrk 01>,=07.1
Dfvnkomrk 01=,72>.1
Gnlnkomrk >;,<8;.1
=10< Kdkrf 85,510.1
Bkmrkrf 8=,>12.1
Bukdtk : Ondnstkrnf gk @ernluitur`
  NOQF]W@LNFD GK W]NEF

I` ndgustrn` ofindkr` kd Qkrú gko`dg` `du`iokdtk `irkgkgfr gk 0.; oniifdks

gk tfdki`g`s oîtrnl`s (WO) gk trnef, i` quk ks lumnkrt` kd oàs gki >1% pfr 
i`s nopfrt`lnfdks.

Kd i` `ltu`ing`g ki trnef prfgulngf kd ki p`ïs ks gk ==< oni WO, gk ifs lu`iks

süif 02,111 WO sk gkstnd` ` i` ndgustrn` ofindkr`.

 

@ugntfrn` @gondnstr`tnv`

Ifs prnokrfs lndlf oksks gk =100, i`s nopfrt`lnfdks gk trnef `uokdt`rfd

7<,<
7<,<%,
%, `il`
`il`dz
dz`d
`dgf
gf [\
[\$=
$==2
=2,7
,7 on
oniif
iifdk
dkss (272
(272 on
onii WO),
WO), sk
skeú
eúd
d g`
g`tf
tfss gk
 @gu`d`s.

Ifs kdvïfs sk rkenstr`rfd kd gfs p`rtng`s: ifs gk oàs trnefs kxlkptf p`r` i`
snkomr` (8<% gk p`rtnlnp`lnüd) y trnef gurf kxlkptf p`r` i` snkomr` (05%).

F]NEKD GK I@ NOQF]W@LNÜD GK W]NEF

Q`ïs Wft`i Lfopr`s (%)

Kst`gfs [dngfs ;8,7%
L`d`gà <0,1%
 @rekdtnd` 01,2%
B[KDWK: @G[@D@\

Ifs p`ïsks gksgk gfdgk nopfrt`ofs kstk lkrk`i sfd: KK.[[ (;8,7% gki
tft`i), L`d`gà (<0%) y @rekdtnd` (01,2%). I`s lfopr`s ` kstfs okrl`gfs

lrklnkrfd kd =50%, 0<% y <=%, rkspkltnv`okdtk.

KOQ]K\@\P[KNOQF]W@DW]NEF

KOQ]K\@ Wft`i Lfopr`s (%)

 @inlfrp \.@.@. <7,7%

Ofindkr` Ndl` \.@ 00,<%

Ofint`in` 00,1%

Ftrfs 7<,<%

WFW@I 011%

B[KDWK: @G[@D@\

 @snonsof, i`s koprks`s lfd i`s o`yfrks lfopr`s bukrfd: @inlfrp \.@.@.
(<7,7% gki tft`i), Ofindkr` Ndl` \.@. (00,<%) y Ofint`in` (00%).

IF\ @]@DLKIK\
 

@ugntfrn` @gondnstr`tnv`

I`s nop
nopfrt
frt`ln
`lnfd
fdks
ks gkpkdg
gkpkdgkrà
kràd
d oulhf
oulhf gk ifs `r`dlk
`r`dlkiks
iks quk
quk nop
nopfde
fde`
` ki
kst`gf pkru`df ` ifs prfgultfs nopfrt`gfs, y ` quk onkdtr`s oàs `it`s sk`d
ifs `r`dlkiks okdfs skràd i`s nopfrt`lnfdks.

Qkrf
Qkrf kd ks
kstf
tfss úitn
úitnof
ofss `ð
`ðfs
fs du
duks
kstr
trf
f p`
p`ïs
ïs ks
kstà
tà bnbnro
ro`d
`dgf
gf `l
`luk
ukrg
rgfs
fs lf
lfd
d

gnbkrk
gnbkrkdtk
dtkss p`ï
p`ïsks
sks gki oudgf
oudgf lfd i` bnd
bnd`in
`ing`g
g`g gk `tr`kr
`tr`kr oàs prfg
prfgult
ultfs
fs k
nd
ndvk
vkrs
rsnü
nüd
d gk ft ftrf
rfss p`ïs
p`ïsks
ks lfd
lfd t`
t`om
omnî
nîdd p`
p`r`
r` pf
pfgk
gkrr kx
kxpf
pfrt
rt`r
`r,, sk tntnkd
kdkd
kd
`lukrgfs lfd p`ïsks lfof i` [dnüd Kurfp`, @sn` y @oîrnl` ud kjkopif ks ki
tr`t`gf gk inmrk lfokrlnf bnro`gf lfd Kst`gfs [dngfs.

Ki Qkrú
Qkrú udf
udf gk if
ifss p`ïs
p`ïsks
ks gk I`
I`tntndf
df `o
`oîr
îrnl
nl`
` oà
oàss `m
`mnk
nkrt
rtfs
fs kd o`
o`tk
tkrn
rn`
`
klfdüonl`, rkgujf su `r`dlki prfokgnf ` <,7% gksgk ud ;% kd musl` gk
`lkikr`r ifs mkdkbnlnfs gk ifs p`ltfs gk inmrk lfokrlnf quk ki p`ïs `dgndf h`
bnro`gf kd ifs úitnofs `ðfs.

I` pfiïtnl` gk `pkrtur` lfokrln`i gki efmnkrdf pkrontnrà quk ki lfokrlnf

kxtkrnfr pkru`df sk rk`inlk lfd p`ïsks lfd ifs quk sk tnkdk bnro`gfs tr`t`gfs
gk inmrk lfokrlnf.
L. B@LWF]
B@LWF] \FLNF
\FLNF “ L[IW[]
L[IW[]@I
@I

I` v`ifr`lnüd quk ki linkdtk h`lk gki prfgultf quk sk vkdgk ks ki b`ltfr oàs
nopfrt`dtk kdtrk ifs b`ltfrks sfln`iks. Df fmst`dtk, sk gkmk lfdsngkr`r quî
skeokdtf gk okrl`gf sk `tnkdgk3 kd i` o`yfrï` ki prklnf ks ud b`ltfr oàs
rkikv`dtk quk i` l`ing`g gki prfgultf.
Ftrfs b`ltfrks budg`okdt`iks sfd i` kxnstkdln` gk ud` lrklnkdtk tkdgkdln` gk
lfdsuof gk p`d ` dnvki oudgn`i y ` dnvki ifl`i (sfmrk tfgf kd i` snkrr` gki
p`ïs), if lu`i v` lrk`dgf ud` o`yfr luitur` gk lfdsuof gk kstk prfgultf
(luyf lrklnonkdtf sk sntú` kd `irkgkgfr gki <% `du`i)
 @ dnvki ndtkrdf, nopi`dt`r ud` luitur` gk l`ing`g pukgk `bklt`r dke`tnv`okdtk
` i`s lfop`ðï`s sn sus onkomrfs df sk ndlfrpfr`d ` kstk prflksf. [d` gk i`s
l`us
l`us`s
`s ks i` pkrl
pkrlkp
kpln
lnüd
üd gnrk
gnrklt
ltnv
nv`
` sf
sfmr
mrk
k ki m`jf
m`jf dn
dnvk
vkii gk l`
l`ing
ing`g
`g gk if
ifss
prfbksnfd`iks quk i`mfr`d kd i`s koprks`s. \ntu`lnüd quk lrk` `i`ro` kd
`ieudfs l`sfs.
\NW[@LNFD GKOFE]@BNL@ GK I@ ]KENFD
 

@ugntfrn` @gondnstr`tnv`

Qudf tnkdk ud` pfmi`lnüd gk lkrl` gk 0 7=<.111 h`mnt`dtks (=10=). Gk ifs

lu`iks ki ;1.7% sk kdlukdtr` kd zfd` urm`d` y ki 7>.2% lfrrkspfdgk ` i`
zfd` rur`i. (Lfop`r`dgf lfd lnbr`s gk `ðfs `dtkrnfrks sk pukgk kvngkdln`r 
quk i` lfdlkd
lfdlkdtr`
tr`lnü
lnüd
d kd ki skltfr
skltfr urm`df
urm`df h` ndl
ndlrko
rkokdt
kdt`gf
`gf,, kdt
kdtfdl
fdlks
ks i`
o`yfrï` gk i` ekdtk sk gkgnl` `i lfokrlnf).

I` pfmi`lnüd tft`i kstno`g` gk i` Qrfvndln` gk Qudf ks gk ==8,071 h`mnt`dtks

(skeúd ndbfro`lnüd gki NDKN Qudf), quk rkprkskdt` ki 05.;% gk i` Qfmi`lnüd
Gkp`rt`okdt`i.

Kd i` lnug`g gk Qudf sk kstno` ud` pfmi`lnüd gk tft`i gk 0=5,7>1 h`mnt`dtks

(skeúd bukdtks gki NDKN Qudf).

I` kstrultur` pfmi`lnfd`i gk i` Qrfvndln` gk Qudf prkskdt` l`r`ltkrïstnl`s

ouy p`rtnlui`rks lfd rkspkltf `i prfokgnf gk i` pfmi`lnüd ]kenfd`i, luyf
o`yfr r`def gk kg`gks fslni` kdtrk i`s kg`gks gk ; ` 0> `ðfs, if quk sk
ndtkrprkt` quk i` Qrfvndln` gk Qudf lukdt` lfd ud` o`yfr m`sk gk pfmi`lnüd
 jfvkd. Ks gklnr pfgkofs `prkln`r quk ki =1.7% rkprkskdt` `gfikslkdtks y
 jüvkdks gk 01 y 0> `ðfs, ki 08.0% rkprkskdt` ` dnðfs gk 1 ` > `ðfs, ki 05.2%
gk i` pfmi`lnüd lfoprkdgk i` pfmi`lnüd gk =1 ` => `ðfs y ki 00% rkprkskdt`
`dln`dfs gk 21 ` oàs `ðfs. I` kstrultur` pfr skxf kstà lfdstntung` pfr ki
;1.5% gk pfmi`lnüd bkokdnd` y ki 7>.<% gk pfmi`lnüd o`sluind`.

L]KLNONKDWF ^ Q]FQF]LNÜD QFMI@LNFD@I GKI GN\W]NWF GK Q[DF

Gksgk 0>>< h`st` i` bklh`, i` pfmi`lnüd gk Qudf lfof gnstrntf kvfiulnfdü

ikdt`okdtk
ikdt`okdtk,, rkprk
rkprkskdt`
skdt`dgf
dgf skeúd
skeúd prfy
prfyklln
kllnfdks
fdks,, `ltu
`ltu`iokd
`iokdtk
tk ud` t`s` gk
lrklnonkdtf gk 0.2<% kd ifs pkrnfgfs =101“ =100 (0=5,50; h`m.), i` pfmi`lnüd
tft`i gk i` Qrfvndln` y i` t`s` gklrklnonkdtf gk 1.>7% (=<0,<8= h`m.) y ki
0.02% gk i` ]kenüd Qudf (0„=8<,01> h`m.).

QFMI@LNFD
QF] Q]FRNDLN@\
 @I @ÐF =118
 

@ugntfrn` @gondnstr`tnv`

B[KDWK: ND\WNW[WF D@LNFD@I

D@LNFD@I GK K\W@GN\WNL@
K\W@GN\WNL@ K NDBF]O@WNL@

Ki er`bnlf gkoukstr` i`s lnug`gks lfd o`yfr ïdgnlk gk pfmi`lnüd, kd gfdgk

sfmr
sfmrks
ks`i
`ik
k i` pr
prfv
fvnd
ndln
ln`
` gk \`d
\`d ]foà
]foàd
d y Qu
Qudf
df,, gk
gkmn
mngf
gf ` i` iiiike
ke`g
`g`
` gk
prfvndln`dfs kd musl` gk okjfrks fpfrtudng`gks3 if lu`i ekdkr` gko`dg` gk
`inokdtfs, kd p`rtnlui`r gk prfgultfs gk p`dnbnl`gfr`.

W@\@ M][W@ GK D@W@ING@G GK I@\ ]KENFDK\ GKI QK]Ú

I` t`s` mrut` gk d`t`ing`g

d`t`ing`g (WMD) ongk ki dúokrf gk d`lngfs
d`lngfs vnvfs pfr l`g`
oni h`mnt`dtks. Kstk ndgnl`gfr oukstr` ud` rkgullnüd lfdtndu` gur`dtk ki
pkrïfgf ki pkrïfgf gk prfykllnüd gk 0>>;-=10;, lfd ud` v`rn`lnüd rki`tnv`
gk -=<.<% kd i` WMD prfokgnf d`lnfd`i. I`s o`yfrks WMD
gkp`rt`okdt`iks,, pfr kdlno` gk =;.1 pfr oni, kd ki qundqukdnf 0>>;-=111
gkp`rt`okdt`iks
lfrrkspfdgkr d ` Qnur`, kd i` Lfst`
Lfst`33 ` tfgf
tfgfss ifs gkp`rt`okdtfs gk i` \nkrr`,
lfd kxlkplnüd gk @rkqunp` (=0.0) y, ` tfgfs ifs gk i` \kiv`. Kdtrk ifs

qundqukdnfs
qundqukd nfs 0>>;-=111
0>>;-=111 y =111
=111-=11
-=11;,
;, i` o`yf
o`yfrï`
rï` gk ifs gkp`rt`o
gkp`rt`okdtfs
kdtfs
tkdgrà
tkdgràd
d rkg
rkgull
ullnfd
nfdks
ks gk ssus
us WMD
WMD pfr gkm`j
gkm`jf
f gki 01
01.1%
.1%.. Kd t`
t`dtf
dtf,, ifs
gkp`rt`okdtfs quk rkenstr`r`d i`s oàs pkqukð`s rkgullnfdks rki`tnv`s kd i`
WMD skr d L`ii`f, @rkqunp` y \`d O`rtïd.

QK][:
QK][: W@
W@\@\
\@\ M]
M][W@
[W@\
\ GK D@W
D@W@IN
@ING@
G@G
G \KE
\KE[D
[D GKQ
GKQ@]W
@]W@OK
@OKDW
DWF\,
F\,
0>>;-=10;
 

@ugntfrn` @gondnstr`tnv`

B[KDWK: NDKN: LKD\F\ D@LNFD@IK\ GK 0>><: NX GK QFMI@LNÜD ^ NR GK RNRNKDG@

H`ln
H`ln`
` ki qund
qundqu
qukd
kdnf
nf =101
=101-=
-=10
10;,
;, if
ifss gkp`
gkp`rt
rt`o
`okd
kdtf
tfss qu
quk
k skeu
skeunr
nr d
o`dtkdnkdgf WMD o`yfrks ` =1 pfr on
onii skr d Qnur` (=1.5)
(=1.5) kd i` Lfst`, tfgfs
ifs gk i` \nkrr`, kxlkptf @dl`sh (0>.<) y @rkqunp` (02.0), y tfgfs ifs gk i`
\kiv`.
\kiv`. Qfr ud i`gf, Ino`
Ino`,, L`ii`f, W`ld`
W`ld` y Ofquke
Ofqukeu`,
u`, tkdg
tkdgràd
ràd i`s WMD o s
m`j`s gki p`ïs, kdtrk 0<.8 y 0;
0;.7
.7 d`lnonkdtfs pfr l`g`
l`g` oni h`mnt`dtks y, h`mrà
h`mrà
ftrfs gkp`rt`okdtfs lfof Hu`dl`vkinl`
Hu`dl`vkinl` (=8.2) y @purïo`l (=;.;), quk
`il`dz`r d i`s WMD o s kikv`g`s.

HÀMNWF\ GK LFOQ]@

 @iko`dn` ks ki er`d lfdsuongfr gk p`d gk i` [K. Ki lfdsuof pkr làpnt`

prfokgnf
prfokgnf gk p`d kd @iko`dn`
@iko`dn` ks gk 8=,2 Ce. pfr `ðf, skeun
skeungf
gf gk Nt`in
Nt`in`
` lfd
ud prfokgnf gk 27 Ce. `du`iks y Br`dln` lfd 21 Ce. Kd rki`lnüd lfd ki
lfdsuof gk i`s e`iikt`s, t`dtf guilks lfof s`i`g`s, skeúd i` L@FMN\LF,
]kndf [dngf buk ki p`ïs quk tuvf ki o`yfr lfdsuof gur`dtk ki =11< (kd tft`i
0,
0,>
> oniif
oniifdk
dkss gk tf
tfdk
dki`
i`g`
g`ss oîtr
oîtrnl
nl`s
`s)) skeu
skeung
ngf
f gk Ks
Ksp`
p`ð`
ð` y MîMîie
ienl
nl`
` quk
quk
 

@ugntfrn` @gondnstr`tnv`

lfdsuo
lfdsuonkr
nkrfd
fd 1,7 y 1,= oni
oniifd
ifdks
ks gk tfd
tfdki`
ki`g`s
g`s oît
oîtrnl
rnl`s
`s,, rks
rkspkl
pkltnv
tnv`ok
`okdtk
dtk..
]kndf [dngf ingkr` t`omnîd kd lfdsuof pkr làpnt` gk e`iikt`s, y` quk pfr 
`ðf,, l`g
`ðf l`g`
` pk
pkrsf
rsfd`
d` lfdsuo
lfdsuok
k <;,;c
<;,;cnif
nifss gk e`
e`iik
iikt`s
t`s.. W`o
W`omnî
mnîd
d gkst`
gkst`l`
l` ki
lfdsuof pkr làpnt` gk p`ïsks lfof Mîienl`, Hfi`dg` y Gnd`o`rl`, quk
lfdsuonkrfd, gur`dtk ki =11<, kdtrk 02 y == cnifs gk e`iikt`s
rkspkltnv`okdtk.

Kd Kurfp` ki lfdsuof gk p`d ks ouy pfpui`r y h` kst`gf `sfln`gf pfr 

lfopiktf `i trnef. @iko`dn` y ]kndf [dngf sfd ifs prndlnp`iks prfgultfrks
(lfd ud` luft` gki 21%). Kd @oîrnl`, kd KK[[, su lfdsuof h` gnsondungf
kd i` úitno` ont`g gki sneif XX. Ki lfdsuongfr oàs nopfrt`dtk "pkr làpnt`" ks
Lhnik, skeungf gk Mr`sni y Lfifomn`. Kd @sn`, ki p`d lfof sk lfdflk kd
fllngkdtk sk lfdsuok pflf pfrquk ki lfdsuof gk `rrfz h`lk quk sk kvntk ki
p`d. Kd Àbrnl`, ki p`d sk h`lk lfd h`rnd` gk sfref y gk onjf. Ki p`d mi`dlf
gk trnef ks lfdsngkr`gf ud iujf, `udquk pukgk vkrsk kd p`ïsks gk ndbiukdln`
br`dlks`. Ifs hfe`rks ksp`ðfiks lfdsuonkrfd 70cnifs gk p`d pfr pkrsfd` y
`ðf kd =118.

\keúd sk gksprkdgk gk ifs úitnofs g`tfs gnspfdnmiks gki Q`dki gk Lfdsuof

gkii On
gk Ondn
dnst
stkr
krnf
nf gk Ok
Okgn
gnf
f @o
@omn
mnkd
kdtk
tk y Okgn
Okgnf
f ]u
]ur`
r`ii y O`
O`rn
rndf
df,, ki lfds
lfdsuo
uof
f
`inokdt`rnf gk p`d gur`dtk =118 h` sngf gk 70 cnifs pfr pkrsfd` y `ðf.

Ifs hfe`rks `guitfs y i`s p`rkj`s lfd hnjfs o`yfrks sfd ifs quk oàs
lfdsuokd kstk prfgultf, snd kom`ref údnl`okdtk ifs hfe`rks gk `guitfs
ndgkpkdgnkdtks h`d o`dtkdngf i` onso` gko`dg` gur`dtk =118 rkspkltf `
=115. Ifs hfe`rks gk p`rkj`s lfd hnjfs okgn`dfs, `udquk lfokd gfs cnifs
pfr pkrsfd`, ud` lnbr` pfr gkm`jf gk i` okgn` ksp`ðfi`, h`d ndlrkokdt`gf su
gko`dg` gur`dtk =118.

Kd lu`dtf `i iue`r gk lfopr`, skns gk l`g` gnkz cnifs gk p`d sk `gqunkrkd kd

i` tnkdg` tr`gnlnfd`i, quk lfdtndú` snkdgf i` prkbkrng` p`r` `gqunrnr kstk
prfgultf. \nd kom`ref ki kstugnf rkbikj` quk ifs l`d`iks gndàonlfs v`d
e`d`dgf tkrrkdf ` tr`vîs gki hnpkr, súpkr y tnkdg`s gk gkslukdtf, lrklnkdgf
kspkln`iokdtk ki hnpkr y gnslfudt.

Kd ki Qkrú kxnstkd 01,111 oni p`d`gkrï`s skeúd kst`miklk kst` lnbr` ki NDKN
(N
(Nds
dstntntu
tutf
tf D`
D`ln
lnfd
fd`i
`i gk Kst`
Kst`gï
gïst
stnl
nl`s
`s)) y gk `l
`luk
ukrg
rgf
f ` ki
kiif
if sk rken
rkenst
str`
r` ud
 

@ugntfrn` @gondnstr`tnv`

lfdsuof gk <1 cnifs gk p`d pfr h`mnt`dtk `i `ðf, kstf sk gkmk ` i` v`rnkg`g
gk p`dks quk `ltu`iokdtk sk prkp`r`d kd i`s gnvkrs`s p`d`gkrï`s gki Qkrú.

Onrkofs lfd fptnonsof kst`s lnbr`s, puks l`g` gï` lfd dukvfs ndsuofs sk
prkp`r`d gnvkrsng`g gk p`dks, lfd ndsuofs gk `jf, l`oftk, p`p`, lkmfii`,
`lkn
`lkntu
tud`
d`s,
s, iú
iúlu
luo`
o` y ft
ftrf
rfss nd
ndsu
suof
ofss h`ln
h`lnkd
kdgf
gf ud sn
sndd
ddúo
úokr
krf
f gk p`
p`dk
dkss
gkinlnfsfs, kstf if hkofs vnstf kd ki Bkstnv`i e`strfdüonlf quk rk`inz` ki Qkrú
ii`o`gf Onstur`, kd gfdgk sk h`d ofstr`gf v`rnkg`g gk p`dks.

 @ dnvki ifl`i ki kstnif gk vng` quk iikv`d ifs gk i` rkenüd sk l`r`ltkrnz`d pfr 
skr tr`m`j
tr`m`j`gf
`gfrks
rks,, `g`pt`
`g`pt`gfs
gfs y prf
prferk
erksns
snst`s
t`s33 pfr if quk sukikd
sukikd lf
lfdsu
dsuonr 
onr 
prfg
prfgul
ultf
tfss gk p`
p`d`
d`gk
gkrï
rï`s
`s l`sn
l`sn tf
tfgf
gf ki gï`,
gï`, ks gkln
gklnrr kd gk
gks`
s`yu
yudf
df,, kd
kdtr
trk
k
lfon
lfong`
g`ss gk o`
o`ð`
ð`d`
d` y t`
t`rg
rgk,
k, kd i` lkd`.
kd`. Ks
Kstf
tf ek
ekdk
dkr`
r` gk
gko`
o`dg
dg`
` gk
p`dnbnl`gfr`s quk s`tnsb`e`d gnlh`s dklksng`gks.

G. B@LWF]
B@LWF] IKE@I
IKE@I
DF]O@\ @OK]NL@D@\ O[DGN@IOKDWK @LKQW@G@\
 Dfro`s tîldnl`s p`r` i` b`mrnl`lnüd gk oàqund`s kspkln`iks gk
`lkrf ndfxng`mik
ndfxng`mik p`r` p`d
p`d`gkrï`s
`gkrï`s lfof hfrdfs rft`t
rft`tnvfs
nvfs f ` bndks,
quk sfd dklks`rn`s p`r` dfro`r i` vkdt` gk i` o`qund`rn` gk
p`dn
p`dnbnbnl`
l`ln
lnüd
üd,, lf
lfd
d i` bnbnd`
d`ining`
g`g
g gk krr`
krr`gn
gnl`
l`rr pf
pfrr lf
lfop
opik
iktf
tf i`
ndbfro`ing`g kd i` b`mrnl`lnüd gk o`qund`rn`s gk p`dnbnl`lnüd.
 Ofgk
Ofgkif
if @N\N
@N\N<1
<17,
7, p`r`
p`r` i` b`
b`mr
mrnl
nl`l
`lnü
nüd
d gk oà
oàqu
qund
nd`s
`s gk `lkr
`lkrf
f
ndfxng`mik, ks ki oàs lfstfsf, pkrf ki oàs rklfokdg`mik p`r` ifs

`inokdtfs.
 Ofgkif @N\N 7<1, p`r` b`mrnl`r hfrdfs p`r` p`dks, pkrf df ks
rklfokdg`mik .pfr su pfl` gur`mning`g.
  Ofgkif @N\N7=1, df ks rklfokdg`g` pfr su lfdbfro`lnüd quïonl`
ndbkrnfr ` i` @N\N7<1.

Kd ki Qkrú kxnstkd ikyks quk i` koprks` y onlrf koprks` gkmk fmskrv`r 

p`r`
p`r` ndn
ndnln`
ln`rr sus fpk
fpkr`l
r`lnfd
nfdks,
ks, i`s lu
lu`ik
`ikss lum
lumrkd
rkd `sp
`spklt
kltfs
fs rke
rkenst
nstr`i
r`iks,
ks,
oudnlnp`iks, trnmut`rnfs, `r`dlki`rnfs, i`mfr`iks, gk skeurng`g sfln`i kdtrk
ftrfs, pkrf ifs prfmiko`s gk bfro`inz`lnüd sfd ndhkrkdtks `i skltfr onlrf
koprks`rn`i. Kxnstk ud kikv`gf dúokrf gk rkqunsntfs p`r` ifer`r quk ud`
kopr
koprks
ks`
` sk
sk`
` ik
ike`
e`ininz`
z`g`
g`,, `udq
`udquk
uk ki ks
kst`
t`gf
gf gk `i
`ieu
eud`
d` o`
o`dk
dkr`
r` ks
kstà
tà
 

@ugntfrn` @gondnstr`tnv`

b`lnint`dgf ki prflksf p`r` quk oàs koprks`s pukg`d skr bfro`iks. [d`
vkz bfro`inz`g`, i` koprks` y onlrfkoprks` gkmk luopinr rkqunsntfs gk iky
quk snednbnl`d lfstfs y pîrgng`s gk tnkopf, pkrf quk sfd p`rtk gki snstko`
klfdüonlf gki Q`ïs, kdtrk kii`s tkdkofs:

 ]kenstrf trnmut`rnf kd i` \[D@W: quk ks ki kdl`re`gf gk i` rkl`ug`lnüd gk

nopukstfs.
 \keurf \fln`i: I`s fmine`lnfdks lfd i`s @gondnstr`gfr`s gk Bfdgf p`r`
Qkdsnfdks ndnln`d ` p`rtnr gk i` lfdtr`t`lnüd gk ud kopik`gf pkro`dkdtk3
quk ud` vkz pukstf kd pi`dnii`s y` lukdt` lfd mkdkbnlnfs y fmine`lnfdks.
 ]kenstrf gk kopik`gfr: I` koprks` quk qunkr` kopik`r pkrsfd`i gkmk
`lkrl`rsk `i Ondnstkrnf Gk Wr`m`jf y iikv`r `l`mf ki rkenstrf gk i` koprks`
`dtk ki Ondnstkrnf.
 Inlkdln`s: \keúd i` `ltnvng`g kspklïbnl` quk rk`inlk i` koprks`, gkmkd
lfdsk
lfdskeun
eunrr `utfrn
`utfrnz`l
z`lnüd
nüd ks kd gnb
gnbkrk
krkdtk
dtkss àom
àomntf
ntfss (t`
(t`iks
iks lfof
lfof s`d
s`dng`
ng`g,
g,
lfds
lfdstr
trul
ulln
lnüd
üd,, flup
flup`l
`lnü
nüd
d gki
gki ks
ksp`
p`ln
lnf
f pú
púmi
minl
nlf,
f, ktl.
ktl.)) qu
quk
k `l
`lrk
rkgn
gntk
tkd
d su
budlnf
budlnfd`o
d`onkd
nkdtf
tf gk `lu
`lukrg
krgf
f ` lfdgn
lfdgnlnf
lnfdk
dkss kst
kst`m
`mikl
iklng`
ng`ss kd l`g
l`g`
` l`
l`sf,
sf,
`ieud` gk i`s inlkdln`s sfd ftfre`g`s pfr fbnlnd`s gkdtrf gk Ondnstkrnfs
(l`sf gk i` inlkdln` s`dnt`rn`) `udquk i` o`yfrï` sfd tr`ont`g`s kd i`
Oudnlnp`ing`g.
 Wrnm
Wrnmut
ut`l
`lnü
nüd.
d. I` kopr
koprks
ks`
` kstà
kstà fm
fmine
ine`g
`g`,
`, ud
ud`
` vk
vkzz rken
rkenst
str`
r`g`
g`,, `p
`p`e
`e`r 
`r 
nopukstf sfmrk i` rkdt` k nopukstf ` i` tr`dsbkrkdln` gk mnkdks oukmiks y
prkst`lnüd gk skrvnlnfs.
 Mkdk
Mkdkbnl
bnlnf
nfss ` Kopi
Kopik`
k`gf
gfs:
s: Kx
Kxns
nstk
tkd
d tr
trks
ks `spk
`spklt
ltfs
fs qu
quk
k i` ik
ikyy kx
kxne
nek
k `i
koprks
koprks`rn
`rnf
f kd tîrond
tîrondfs
fs gk fmine`
fmine`lnf
lnfdks
dks i`m
i`mfr`
fr`iks
iks33 kst
kstfs
fs sfd
sfd:: \`
\`i`r
i`rnf
nf
oïdnof, ki p`ef gk mkdkbnlnfs y skeurf sfln`i, prkst`lnfdks, v`l`lnfdks,
ktl.
Ki dnvki gk `pfrt`lnüd kd i`s koprks`s ks gnstndtf, y` quk i` l`dtng`g ks gk
`luk
`lukrg
rgf
f `i dn
dnvk
vkii gk nd
nder
erks
ksf
f gk l`g`
l`g` kopr
koprks
ks`,
`, kx
kxns
nstk
tkd
d r`de
r`defs
fs gk
lfdtrnmulnüd kst`miklngfs, p`r` quk ki luopinonkdtf gk kst`s fmine`lnfdks
lfd ki kst`gf y i` sflnkg`g sk`d m`i`dlk`g`s kdtrk i`s koprks`s er`dgks
y pk
pkqu
qukð
kð`s
`s,, `s
`sïï lf
lfof
of ks
kstà
tà ks
kst`
t`mi
mikl
klng
ngf
f kd i` ik
ikyy gk prfo
prfofl
flnü
nüd
d y
bfro`inz`lnüd gk i` onlrf y pkqukð` koprks` y lfd i` lfi`mfr`lnüd gki
Ondnstkrnf gk Klfdfoï` y Bnd`dz`s (OKB), `i ndtkrnfr gki Lfdskjf D`lnfd`i
gk Lfopktntnvng`g, kd i` ki`mfr`lnüd gk okgng`s quk `yugkd ` okjfr`r i`
 

@ugntfrn` @gondnstr`tnv`

prfgultnvng`g gk i`s OyQK\ y pkrontnriks quk sk ndtkerkd ` ifs okrl`gfs

eifm`iks

DF]O@\ IKE@IK\ LFD ]K\QKLWF @ I@\ O^QK\

 Iky Dº =81
= 810;
0;-- Quminl`g` ki 1< gk juinf gk =11<.
Iky gk Qrfoflnüd y Bfro`inz`lnüd gk i` Onlrf y Qkqukð` Koprks`.
I` prks
prkskd
kdtk
tk Ik
Ikyy tnkd
tnkdk
k pf
pfrr fmjk
fmjktf
tf i` prfo
prfofl
flnü
nüd
d gk i` lfop
lfopkt
ktntn
ntnvn
vng`
g`g,
g,
bf
bfro
ro`i
`inz
nz`l
`lnü
nüd
d y gks`
gks`rr
rrfi
fiif
if gk i`
i`ss on
onlr
lrf
f y pk
pkqu
qukð
kð`s
`s kopr
koprks
ks`s
`s p`
p`r`
r`
ndlrko
ndlrkokdt
kdt`r
`r ki kopikf
kopikf sfstkd
sfstkdnmi
nmik,
k, su prf
prfgul
gultnv
tnvng`
ng`g
g y rkd
rkdt`m
t`mnin
ning`g
g`g,, su
lfdtrnmulnüd `i Qrfgultf Mrutf Ndtkrdf, i` `opin`lnüd gki okrl`gf ndtkrdf y
i`s kxpfrt`lnfdks, y su lfdtrnmulnüd ` i` rkl`ug`lnüd trnmut`rn`.
 Gklrktf \uprkof Dº11>-=11<
Dº11>-=11<-W]
-W]-- Quminl`gf ki 1> gk skptnkomrk gk =11<
 @prukm`d ]kei`okdtf
]kei`okdtf gk i` Iky gk Qrfoflnüd y Bfro`inz`lnüd gk i` Onlrf
y Qkqukð` Koprks`.
 Gklrktf Ikensi`tn
Ikensi`tnvf
vf Dº 0182
0182 “
 “ Quminl`gf ki =8 gk judnf gk =118 “ Gklrktf
Iken
Ikensi
si`t
`tnv
nvf
f qu
quk
k `pru
`prukm
km`
` i` Ik
Ikyy gk Qrfo
Qrfofl
flnü
nüd
d gk i` Lf
Lfop
opkt
ktntn
ntnvn
vng`
g`g,
g,
Bfro`inz`lnüd y Gks`rrfiif gk i` Onlrf y Qkqukð` Koprks` y gki @llksf `i
Kopikf Gklkdtk.
Ki prkskdtk Gklrktf Ikensi`tnvf tnkdk pfr fmjktnvf i` prfoflnüd gk i`
lfopkt
lfopktntn
ntnvng
vng`g,
`g, bfr
bfro`
o`inz`
inz`lnü
lnüd
d y gks`rr
gks`rrfii
fiif
f gk ifs onlrfs
onlrfs y pk
pkquk
qukð`s
ð`s
koprks`s p`r` i` `opin`lnüd gki okrl`gf ndtkrdf y kxtkrdf gk îst`s, kd ki
o`rl
o`rlf
f gk
gkii prf
rflk
lksf
sf gk prf
rfo
oflnü
flnüd
d gki ko
kop
pik
ikf,
f, nd
ndlliu
iussnü
nüd
d sfln`
fln`ii y
bfro`inz`lnüd gk i` klfdfoï`, p`r` ki `llksf prferksnvf `i kopikf kd
lfdgnlnfdks gk gnedng`g ^ subnlnkdln`.
 Gklrktf \uprkof Dº 115-=118-W]  “ Quminl`gf ki <1 gk skptnkomrk gk
=118 Wkxtf Údnlf Frgkd`gf gk i` Iky gk Qrfoflnüd gk i` Lfopktntnvng`g,
Bfro`inz`lnüd y Gks`rrfiif gk i` Onlrf y Qkqukð` Koprks` y gki @llksf `i
Kopikf Gklkdtk.
 Gklrktf \uprkof Dº 118-=118-W]  “ Quminl`gf ki <1 gk skptnkomrk gk
=118 “ ]kei`okdtf gki Wkxtf Údnlf Frgkd`gf gk i` Iky gk Qrfoflnüd gk
i` Lfopk
Lfopktntn
tntnvng
vng`g,
`g, Bfro`i
Bfro`inz`
nz`lnü
lnüd
d y Gks
Gks`rr
`rrfii
fiif
f gk i` Onlrf
Onlrf y Qkq
Qkqukð
ukð`
`
Koprks` y gki @llksf `i Kopikf Gklkdtk
 

@ugntfrn` @gondnstr`tnv`

 ]kei`o
]kei`okd
kdtf
tf gk i` Iky O^QK.
O^QK. ]OD
]OD±± 01
01=1-
=1-=1
=101/
01/OND
OND\@
\@.. I` prk
prksk
skdtk
dtk
dfro` s`dnt`rn` ks gk `pinl`lnüd ` dnvki d`lnfd`i y lfoprkdgk ` tfgfs ifs
kst`miklnonkdtfs gfdgk sk b`mrnl`d, ki`mfr`d, y kxpkdgkd prfgultfs gk
p`dnbnl`lnüd, e`iiktkrï` y p`stkikrï`. Luy` bnd`ing`g ks lfdtrnmunr ` prftkekr 
i` s`iug gk ifs lfdsuongfrks gnspfdnkdgf ifs rkqunsntfs s`dnt`rnfs quk
gkmkd luopinr ifs prfgultfs gk p`dnbnl`lnüd, e`iiktkrï` y p`stkikrï` y ifs
kst`miklnonkdtfs quk ifs b`mrnl`d, ki`mfr`d y kxpkdgkd.
 Iky D±=287=, Iky Ekdkr`i gk \`iug.
I` prkskdtk
prkskdtk Iky ks gk `pinl
`pinl`lnüd
`lnüd ` dnvki d`lnfd`i,
d`lnfd`i, luy` bnd`ing`g ks i` gk
kst`miklkri`s l`r`ltkrïstnl`s gk l`ing`g gk i` s`iug.
 Gklrktf \uprkof Dº11<-=11;-\@
Kstk Gklrktf \uprkof `prukm` ki ]kei`okdtf gk i` Iky D±=5><=, Iky
quk prfhïmk ki usf gk i` sust`dln` quïonl` mrfo`tf gk pft`snf kd i`
ki`mfr`lnüd gki
gki p`d y ftrfs prfgultfs
prfgultfs `inokdtnlnfs gkstnd`gfs `i lfdsuof
lfdsuof
huo`df.
 Gklrktf\uprkofDº115->8-\@
]kei`okdtf sfmrk Rneni`dln` y Lfdtrfi \`dnt`rnf gk @inokdtfs y Mkmng`s.
Gklr
Gklrkt
ktf
f supr
suprko
kof
f lr
lrk`
k`gf
gf p`r`
p`r` dfro
dfro`r
`r i`
i`ss lf
lfdg
dgnl
nlnf
nfdk
dks,
s, rkqu
rkquns
nsntf
ntfss y
prflkgnonkdtfs hnenîdnlf “ s`dnt`rnfs ` quk gkmk sujkt`rsk i` prfgullnüd,
ki tr`dspfrtk, i` b`mrnl`lnüd, ki `io`lkd`onkdtf, ki br`llnfd`onkdtf, i`
ki`mfr`lnüd y ki kxpkdgnf gk `inokdtfs y mkmng`s gk lfdsuof huo`df, `sï
lfof
lfof ifs rki`tn
rki`tnvfs
vfs `i rkenst
rkenstrf
rf s`dnt`
s`dnt`rnf
rnf,, ` i` lkrtnb
lkrtnbnl`
nl`lnü
lnüd
d s`d
s`dnt`
nt`rn`
rn` gk
prfgultfs `inokdtnlnfs lfd bndks gk kxpfrt`lnüd y ` i` vneni`dln` s`dnt`rn`
gk `inokdtfs y mkmng`s.
Ki prkskdtk ]kei`okdtf kst`miklk ifs rkqukrnonkdtfs y okgng`s s`dnt`rn`s
prkvkdtnv`s, lfrrkltnv`s, gk vneni`dln` y lfdtrfi, p`r` i` gkmng` `pinl`lnüd
gk i` Iky Dº =5><=. Ki p`d, ifs prfgultfs gk p`dnbnl`lnüd y kd ekdkr`i ifs
`inokdtfs, gkstnd`gfs p`r` lfdsuof huo`df, df gkmkràd lfdtkdkr kd sus
nderkgnkdtks, o`tkrn` prno`, okjfr`gfrks gk o`s` u ftrfs prfgultfs, i`
sust`dln` quïonl` mrfo`tf gk pft`snf.
Pukg`
Pukg` prfhnm
prfhnmng`
ng` i` nop
nopfrt
frt`l
`lnüd
nüd gk i` sus
sust`d
t`dln`
ln` quï
quïonl
onl`
` mrf
mrfo`
o`tf
tf gk
pft`
pft`sn
snf,
f, sfif
sfif f ndli
ndliun
ungf
gf kd ft
ftrf
rfss nd
ndsu
suof
ofss f prfg
prfgul
ultf
tfss p`
p`r`
r` bndk
bndkss
`inokdt`rnfs. Ifs nopfrt`gfrks sk`d pkrsfd`s d`tur`iks f jurïgnl`s kstàd
prfh
prfhnm
nmng
ngfs
fs gk nonopf
pfrt
rt`r
`r mr
mrfo
fo`t
`tf
f gk pft`
pft`sn
snf
f p`
p`r`
r` sk
skrr utni
utninz
nz`g
`gf
f kd i`
 

@ugntfrn` @gondnstr`tnv`

b`
b`mr
mrnl
nl`l
`lnü
nüd
d f ki`m
ki`mfr
fr`l
`lnü
nüd
d gk ok
okjf
jfr`
r`gf
gfrk
rkss gk o`
o`s`
s`,, h`
h`rn
rnd`
d`ss y ftrf
ftrfss
prfgultfs `inokdtnlnfs. I` nopfrt`lnüd gki mrfo`tf gk pft`snf p`r` ftrfs
usfs df `inokdt`rnfs kstà sujkt` ` vneni`dln` lfd ki bnd gk kvnt`r quk kstk
sk`
sk` ut
utnininz
nz`g
`gf
f kd if
ifss `ino
`inokd
kdtf
tfs.
s. Ks `p
`pinl
inl`m
`mik
ik p`
p`r`
r` if
ifss kbkl
kbkltf
tfss gk i`
nopfrt`lnüd if kst`miklngf kd ki @rtïluif 5± gki prkskdtk rkei`okdtf.

F]E@DN\OF\ P[K BF]O@D I@ L@GKD@ Q]FG[LWNR@ GKI Q@D

  @\QKL “ @\FLN@LNÜD QK][@D@ GK LFD\[ONGF]K\ ^

[\[@]NF\

I` @\QKL, @sfln`lnüd Qkru`d` gk lfdsuongfrks y usu`rnfs, rkeui`

ki kquninmrnf kdtrk ki lfokrlnf y ifs lfdsuongfrks p`r` su lfrrklt`
ndtkrrki`lnüd y ki kquninmrnf kd sus `llnfdks. Gksgk su d`lnonkdtf
 @\QKL h` kjkrlnt`gf ud` pkro`dkdtk i`mfr gk vneni`dln` lnug`g`d`
kxne
kxnenk
nkdg
dgf
f ki lu
luop
opininon
onkd
kdtf
tf gk i`
i`ss df
dfro
ro`s
`s gk prftprftkl
klln
lnüd
üd `i
lfdsuongfr gkbkdgnîdgfi`s o`snv`okdtk.
 @\QKL `ltú` kd gnvkrsfs tko`s, t`iks lfof `inokdt`lnüd, s`iug,
skrvnlnfs púminlfs, tr`dspfrtk, kgul`lnüd, prfgultfs y skrvnlnfs kd
ekdk
ekdkr`
r`i,i, kd
kdtrk
trk ft
ftrf
rfss y` lfdt
lfdtnd
ndu`
u`ln
lnüd
üd df
dfss ou
ouks
kstr
tr`
` i`
i`ss df
dfro
ro`s
`s
pkru`d`s `lkrl` gki lfdsuof gk trnef y udf gk ifs gkrnv`gfs kd i`
nd
ndg
gus
ustr
trn`
n` p`d
p`dnbnbnl
nl`g
`gf
fr` lfof
fof ks ki p`d of
ofig
igk
k quk kstà
stàd `
lfdtndu`lnüd:
\keúd i` dfro` gk h`rnd` gk trnef p`r` lfdsuof gfoîstnlf y usf
ndgustrn`i (NWNDWKL =1;.1=5), gkbndk ` i` H@]ND@ NDWKE]@I: lfof
ki prfgultf rksuit`dtk
rksuit`dtk gk i` of
ofinkdg`
inkdg` gki er`df gk trnef lfopiktf y
inopnf.
I` Df
Dfro
ro`
` gk p`d
p`d gk ofig
ofigk,
k, p`
p`d
d mi
mi`d
`dlf
lf,, p`
p`d
d nd
ndtk
tker
er`i
`i y su
suss
prfgultfs tfst`gfs (NWNDWKL=12.117), gkbndk `i Q@D NDWKE]@I
lfof `quki ki`mfr`gf lfd h`rnd` ndtker`i.
 

@ugntfrn` @gondnstr`tnv`

  @\Q@D QK][ “ @\FLN@LNFD QK][@D@ GK KOQ]K\@]NF\

GK I@ Q@D@GK]N@ ^ Q@\WKIK]N@.
I` @s
@sfl
fln`
n`ln
lnüd
üd Qk
Qkru
ru`d
`d`
` gk Ko
Kopr
prks
ks`r
`rnf
nfss gk i` Q`d`
Q`d`gk
gkrï
rï`
` y
Q`stkikrï`, ks ud` ndstntulnüd snd bndks gk iulrf, lrk`g` pfr ifs
prfpnfs koprks`rnfs gk i` p`dnbnl`lnüd lfd ki fmjktnvf prndlnp`i gk
ndlrkokdt`r ki lfdsuof pkr làpnt` gki p`d kd ki Qkrú, t`omnîd ki gk
kv`iu`
kv` iu`ri`
ri` sntu
sntu`l
`lnüd
nüd y prf
prftke
tkekr
kr ` i` ndgu
ndgustr
strn`
n` p`dnb
p`dnbnl`
nl`gfr
gfr`
` lfd
rkspkltf ` m`rrkr`s f inont`lnfdks ekdkr`g`s pfr ki kst`gf kd ki
àomntf pfiïtnlf, sfln`i, `omnkdt`i quk pukg`d pfdkr kd rnksef i`
kst`mning`g gk i`s koprks`s y `sï pukg`d fpkr`r snd ndlfdvkdnkdtks.
Kdtrk i`s `llnfdks quk rk`inz` ki @\Q@D kstàd:
 Musl`d o`dtkdkr ifs prklnfs kst`miks lfd rkspkltf `i p`d y
sus gkrnv`gfs.
 Musl
Musl`d
`d y pr
prfp
fpfd
fdkd
kd okgn
okgng`
g`ss p`
p`r`
r` i` kst`
kst`mn
mnining`
g`g
g gk i`
lfokrln`inz`lnüd gki p`d.
lfokrln`inz`lnüd
 Gnbusnüd p`r` ki lfdsuof gk ndsuofs gk l`ing`g y dutrntnvfs,
gk ks` bfro`d f `tkdtkd lfdtr` i` s`iug gk ifs lfdsuongfrks.

 BKQ@
BKQ@DQ
DQK]
K][
[ BK
BK]N
]N@
@ K\
K\QK
QKLN
LN@I
@INZ
NZ@G
@G@
@ GK I@ NDG[
NDG[\W
\W]N
]N@
@
Q@DNBNL@GF]@
\k lr
lrk`
k` i` Bk
Bkrn
rn`
` Ks
Kspk
pkln
ln`i
`inz
nz`g
`g`
` gk i` Ndgu
Ndgust
strn`
rn` Q`
Q`dn
dnbnl
bnl`g
`gfr
fr`,
`,
Lhfl
Lhflfi
fi`t
`tkr
krï`
ï` y Hki`
Hki`gk
gkrï
rï`,
`, BKQ@
BKQ@D
D “ QK
QK][
][ lfd
lfd ki fm
fmjk
jktntnvf
vf gk
prfofvkr ki gks`rrfiif y bfrt`iklnonkdtf gki skltfr gk p`dnbnl`lnüd
kd ki Qkrú, fre`dnz`lnüd quk h` sngf gkike`g` `i \KD@WN y kstk
ofgf bfrt`iklkr y prfbksnfd`inz`r kstk nopfrt`dtk skltfr ndgustrn`i,
ekdkr`gfr gk oàs gk =11,111 pukstfs gk tr`m`jf gnrkltf kd tfgf ki
p`ïs.
p`ïs. Kst
Kst`
` `l
`ltnv
tnvng`
ng`g
g d`l
d`lk
k y sk gks
gks`rr
`rrfii
fii`
` er`ln`
er`ln`ss `i ndv
ndv`if
`ifr`m
r`mik
ik
`pfyf gk ifs koprks`rnfs gk i` l`gkd` prfgultnv` gki p`d.
Kd kst`
kst` bk
bkrn
rn`
` sk rk
rk`i
`inz
nz`d
`d kxhn
kxhnmn
mnln
lnfd
fdks
ks,, gf
gfdg
dgk
k i`
i`ss ks
kslu
luki
ki`s
`s gk
p`dnbnl`lnüd rk`inz`d sus gkofstr`lnfdks, ndvnt`d ` lfdbkrkdln`s y
lfdlursfs.
 

@ugntfrn` @gondnstr`tnv`

K. KDWF]D
KDWF]DF
F @OMNKD
@OMNKDW@I
W@I
Kd i` `ltu`ing`g df kxnstk ud` iky f ud` dfro` kspklïbnl` gk `pinl`lnüd `
kstk
kstk tnp
tnpf
f gk kst`m
kst`mikl
iklnonk
nonkdtf
dtfss quk bfo
bfokdt
kdtkd
kd i` prf
prftkl
tkllnü
lnüd
d gki okgnf
okgnf
`omnkd
`omnkdtk,
tk, gkmngf
gkmngf quk sfd ko
koprk
prks`s
s`s quk df ekdkr
ekdkr`d
`d lfdt`o
lfdt`ond`
nd`lnü
lnüd
d
`ieud`.
Ngkdtnbnl`lnüd y Gkslrnplnüd gk ifs Nop`ltfs Qftkdln`iks:
Ki gk
gks`
s`rr
rrfi
fiif
if gk i`
i`ss `ltnv
`ltnvng
ng`g
`gks
ks gk
gkdt
dtrf
rf gk
gkii prfl
prflks
ksf
f prfg
prfgul
ultnv
tnvf
f y gk
gnstrnmulnüd df tnkdk dndeúd tnpf gk lfdt`ond`lnüd, y` quk i` o`qund`rn`
quk
quk ks ut
utnininz
nz`g
`g`
` df kont
kontk
k e`
e`sk
skss tü
tüxn
xnlf
lfss f lf
lfdt
dt`o
`ond
nd`d
`dtk
tkss `i ok
okgn
gnf
f
`omnkdtk.
Kd i` kinond`lnüd gk gksklhfs sk if rk`inz` ` tr`vîs gki usf gki skrvnlnf gk
rklfikllnüd gk m`sur` y gksklhfs quk mrndg` i` Oudnlnp`ing`g gki Gnstrntf gk Qudf.
Lfddft`lnüd Ekrkdln`i
Gk `lukrgf ` if `dtkrnfrokdtk ndgnl`gf, i` koprks` lukdt` lfd `gklu`g`s dfro`s
 p`r` ki lung`gf gki okgnf `omnkdtk, kvnt`dgf i` lfdt`ond`lnüd3
lfdt`ond`lnüd3 kstf lfdstntuyk
ud` fpfrtudng`g gk m`jf nop`ltf, snkdgf kstk ud dkeflnf lfoprfoktngf lfd i`
 prkskrv`lnüd gki okgnf `omnk
`omnkdtk.
dtk.
 

@ugntfrn` @gondnstr`tnv`

L@QNW[IF NNN

 
GN@O@DWK LFOQKWNWNRF GK QF]WWK] KD I@ KOQ]K\@ ]NLF\ Q@D - Q[DF
 

@ugntfrn` @gondnstr`tnv`

]nv`ing`g “ Lfopktkdln`

-Lfopktkdln`   gksik`i
-Kstrultur` df `tr`ltnv`
p`r` ndvkrsnüd
-M`i`dlk Bnd`dlnkrf
dke`tnvf L`r`ltkrïstnl`s
Lfdgnlnfdks gk gk i` Gko`dg`
ifs B`ltfrks
-Qrfgultf   brkslf

gk l`p`lnt`lnüd y
-B`it`bfro`lnüd -O`yfr lfdsuof kd
kd
prfgullnüd y tnkopf gk iiuvn` quk kd
`gondnstr`lnüd îpfl` gk l`ifr 
-M`jf dnvki gk -Qfl` `sfln`tnvng`g
lfdflnonkdtf gki -Qrfgultfs gk
prflksf Ndgustrn`s \fpfrtk sustntulnüd
-@hfrrf gk tnkopf y ]ki`lnfd`g`s (kj. lkrk`iks)

- prfer`o`lnüd y
kv`iu`lnüd gki Q@D
LKD@D.
- prfer`o`s ` dnvki gk
GN]K\@
- @sfln`lnüd Qkru`d`
gk Koprks`rnfs gk i`
Q`d`gkrï` y Q`stkikrï`
 @sp`d

K\W]@WKEN@, K\W][LW[]@ ^ ]NR@ING@G KOQ]K\@]N@I

 Kd ki skltfr sk prkskdt` lfopktkdln` gksik`i, ks gklnr df sk rkspkt`d ifs

`lukrg
`lukrgfs.
fs. Kst
Kstf
f ekdkr
ekdkr`
` quk sk prk
prkskd
skdtk
tk ud`
ud` `it`
`it` gks
gkslfd
lfdbn`
bn`dz`
dz` kdt
kdtrk
rk i`s
i`s
lfop`ðï`s quk pkrtkdklkd `i onsof.
 Df sk lukdt` lfd ud` kstrultur` `tr`ltnv` p`r` i` ndvkrsnüd, y` quk skeúd ki
ïdgnlk gk `tr`ltnvng`g gk ndvkrsnfdks urm`d`s, i` rkput`lnüd eifm`i, ks ud tko`
quk `bklt` ki `tr`ltnvf gk i` lnug`g p`r` ifs ndvkrsnfdnst`s. i` lnug`g rkqunkrk
tr`m`j`r oàs kd o`rcktnde tkrrntfrn`i: ’^` ki @il`igk if kstà h`lnkdgf lfd ki
tko` gk i`s v`ii`s, pkrf ` dnvki ndtkrdf, pkrf ki ndvkrsnfdnst` sfif sk g` lukdt`
gk kstk ksbukrzf lu`dgf iike` ` i` lnug`g‟.
 rnlfs p`d prkskdt` ud m`i`dlk dke`tnvf kd lu`dtf ` su pftkdln`i bnd`dlnkrf y `
i` pr
prks
kskd
kdln
ln`
` gk ko
kopr
prks
ks`s
`s lfop
lfopkt
ktng
ngfr
fr`s
`s lfd
lfd oà
oàss li
link
nkdt
dtks
ks lfof
lfof i`
p`dnbnl`gfr` gk i` ud` - pudf.
 

@ugntfrn` @gondnstr`tnv`

NDG[\W]N@\ ]KI@LNFD@G@\ ^ GK @QF^F

Kdtrk `qukii`s koprks`s quk sk kdlukdtr`d kd ki skltfr quk mrndg`d `pfyf `i onsof
sk kdlukdtr`d:

  @erkon`lnfdks
 @erkon`lnfdks lfof Q`d`gkrf
Q`d`gkrfss gk Qkrú (@\Q@D) quk ks ud` koprks`

gk skrv
skrvnlnf
nlnfss gk `sks
`sksfrï`
frï` y lfds
lfdsuitf
uitfrï`
rï` kspk
kspkln`i
ln`inz`g
nz`g`,
`, gnsk
gnskð`d
ð`dgf
gf
pkro`dkdtkokdtk,
pkro`dkd tkokdtk, kstr`tken`s quk pkront`d ki gks`rrfiif sfstkdnmik gk
i` Ndgustrn` Q`dnbnl`gfr` kd Qkrú, tkdnkdgf lfof kjk p`r` i` pi`dk`lnüd gk
i`s onso`s bfokdt`r k ndlrkokdt`r ki lfdsuof gk p`d kd Qkrú.
 ]k`inz`lnüd gk prfer`o`s ` dnvki gk GN]K\@
 Lfdgullnüd gk i` ekstnüd gk i` kstr`tken` dutrnlnfd`i ` tr`vîs gk Q@D
LKD@D.
 Qrndlnp`iks prfvkkgfrks @inlfrp y M`zf Rki`rgk.

LFDGNLNFDK\ GK GKO@DG@:
 Koprks`s
Koprks`s B`on
B`onin`
in`rks:
rks: [d` p`d`
p`d`gkrï`
gkrï` pkqu
pkqukð`
kð` ekdk
ekdkr`
r` lu`tr
lu`trf
f kopi
kopikfs
kfs
gnrkltfs: Ki p`d`gkrf, skrvnlnf gk oks`s, y `gondnstr`gfrks gki dkeflnf
(pfr if ekdkr`i ks ud dkeflnf b`onin`r).
 Linoàtnlfs: sk pi`dtk`d quk kd lino`s brïfs ks o`yfr ki lfdsuof gki p`d
quk kd lnug`gks l`inkdtks
 Kxnstk pfl` `sfln`lnüd pfr p`rtk gk i`s koprks`s, ks gklnr m`j` lrk`lnüd gk
li`ustrks, pfr if pi`dtk`gf ndnln`iokdtk ks gklnr quk sk ekdkr` ud `itf dnvki
gk lfopktkdln` gksik`i.
 Klfdfoï` gki lfdsuongfr: Oulhfs lfdsuongfrks h`d gkj`gf gk
lfopr`r p`d kd er`dgks supkrbnlnks pfr i` gfsnbnl`lnüd y ftrfs h`d
lfokdz`g
lfokdz`gf
f ` rkko
rkkopi`z
pi`z`rif
`rif pfr gnvk
gnvkrsfs
rsfs prf
prfgultf
gultfs.
s. ’Ki lkrk`i sk kstà
lfdvnrtnk
lfdvnrtnkdgf
dgf kd su prnokr` kik
kikllnü
llnüd
d pfrq
pfrquk
uk i`s dukv`s ekd
ekdkr`l
kr`lnfdk
nfdkss
gks`yud`d lfd ksf. Ki bkdüokdf o`lrfklfdüonlf kstà fmine`dgf ` quk
oulhfs lfdsuongfrks lfoprkd if quk dklksntkd ekdîrnl`ok
ekdîrnl`okdtk
dtk y rklurr`d
` i`s tnkdg`s gk m`rrnf‟.
 

@ugntfrn` @gondnstr`tnv`

LFDGNLNFDK\ GK IF\ B@LWF]K\

 Kgul`lnüd:: sk kvngkdln` kd kstk `spkltf ud` B`it` gk l`p`lnt`lnüd y bfro`lnüd

Kgul`lnüd
df süif kd i` ki`mfr`lnüd gk prfgultfs, sndf kd `gondnstr`lnüd, skrvnlnf `i
linkdtk y bnd`dz`s.
’Ifs p`d`gkrfs, lfof koprks`rnfs, tnkdkd ud` kgul`lnüd ouy màsnl` y pfl`s
hkrr`onkdt`s p`r` kdbrkdt`r ifs rktfs gki okrl`gf. Df sk kstàd gks`rrfii`dgf
dukvfs prfgultfs, df sk kstà okjfr`dgf i` l`ing`g y pfr t`i oftnvf h`y er`d
ikdtntug kd i` kvfiulnüd gki skltfr.‟
 @gkoàs gk kstf, kd Qkrú i`s fplnfdks gk l`p`lnt`lnüd kd kstk r`of sfd ouy
ksl`s`s.
 Luitur`i: I` o`yfrï` gk gukðfs gk p`d`gkrï` gkslfdflkd lüof sk
prflks` ki p`d, r`züd pfr i` lu`i df sk pukgk kxnenr `i p`d`gkrf
prfgultfs gk `it` l`ing`g.
Wkdgkdln
Wkdgkdln`
` `i `hfr
`hfrrf
rf kd tnkop
tnkopf,
f, y` quk ifs lfds
lfdsuong
uongfrks
frks musl
musl`d
`d
prfgultfs quk df dklksnt` skr prkp`r`gfs
prkp`r`gfs..
’Kii tr
’K tr`m
`m`j
`jf
f lf
lfdg
dgnl
nlnf
nfd`
d` l`
l`g`
g` vk
vkzz oà
oàss ifs
ifs hàmn
hàmntf
tfss gk ifs
ifs lfds
lfdsuo
uong
ngfr
frks
ks
h`lnîdgfifs oàs kxnekdtks. Ki tnkopf p`r` i` `inokdt`lnüd ks l`g` vkz okdfr 
y ki nd
ndtkr
tkrîs
îs kd i` muk
mukd`
d` `in
`inokd
okdt`l
t`lnüd
nüd y prk
prkvkd
vkdlnü
lnüd
d gk kdbkr
kdbkrokg
okg`gk
`gkss sk h`
lfdvkrtngf kd ud` tkdgkdln` lfoúd‟
 

@ugntfrn` @gondnstr`tnv`

; B[K]Z@\ LFOQKWNWNR@\ GK QF]WWK]

@OKD@Z@ GK LFOQKWNGF]K\ QFWKDLN@IK\:

Mfgke`sondno`rckts
Cnfslfsrkst`ur`dtks

QFGK] GK
DKEFLN@LNFD GK IF\ QFGK] GK

Q]FRKKGF]K\ : DKEFLN@LNFD GK IF\

@inlfrp LINKDWK\:
G`sur ]NR@ING@G GKI \KLWF]: Qúminlf kd ekdkr`i (kd su
Okrl`gf gk `m`stfs Q`d tfgfs o`yfrn` pkrsfd`s
Koprks`s gnstrnmungfr`s I`s okrlkgks lfoprkdgng`s kdtrk ifs 08
(ikv`gur`,lfifr`dtks, Kspne` gk frf ` 01 o`ðfs gk kg`g)
ktl) Kspne` gk trnef

@OKD@Z@ GK \[\WNW[WF\:
\krvnlnf `omui`tfrnf gk lfong`s rki`lnfd`g`s lfd i`
h`rnd` (s`itkð`s, pnl`rfdks, t`o`iks, kop`d`g`s)
rkst`ur`dtks
lfong` ràpng`( s`dgwnlh)

L]FDFE]@O@ GK @LWNRNG@G ^ W@]K@\

 

@ugntfrn` @gondnstr`tnv`

Ki prkskdtk lrfdfer`o` gk `ltnvng`gks ks gnskð`gf pfr ki kqunpf `ugntfr 

h`lnkdgf ud` pi`dnbnl`lnfd kd budlnfd `i tnkopf, ki luopinonkdtf gk kstk pi`d
gk `ltnvng`gks ks fmine`tfrn` p`r` tfgf ifs ndtker`dtks gki erupf, lu`iqunkr 
ndluopinonkdtf gk p`rtk gk ifs ndtker`dtks tkdgr` sus s`dlnfdks rkspkltnvfs
gkpkdgnkdgf gki er`gf quk kst` sk` h`st` g`r p`d` o`xno` gk i` kxpuisnfd
gki erupf.

OK\K\
@M]NI O@^F J[DNF J[INF
@LWNRNG@GK\ \KO@D@\
0 = < 7 0 = < 7 0 = < 7 0 = < 7
Q]NOK]@ Q@]WK
Qrnokr` rkudnüd gki kqunpf `ugntfr
Músqukg` gk i` koprks` p`r` ki tr`m`jf
]klfpni`lnüd gk ndbfro`lnüd prno`rn`(prnokr` vnsnt`)
]klfpni`lnüd y `dàinsns gk ndbfro`lnüd skludg`rn`

Qrkp`r`lnüd y kdtrke` gki tr`m`jf gk i` p`rtk N

Kdtrkvnst` lfd ki `sksfr p`r` i`s lfrrkllnfdks
\KE[DG@ Q@]WK
\keudg` vnsnt` ` i` koprks`
Wr`m`jf gk l`opf kd ki àrk` gk fpkr`lnfdks
@dàinsns gk i` ndbfro`lnüd
Qrkp`r`lnüd y kdtrke` gki tr`m`jf gk i` p`rtk NN
\keudg` kdtrkvnst` lfd ki `sksfr p
p`r`
`r` i`s lfrrkllnfdks
WK]LK]@ Q@]WK
Wkrlkr` vnsnt` ` i` koprks`
Ki`mfr`lnüd gk i`s ok
okjfr`s
jfr`s p`r` i` ko
koprks`
prks`
Qrkp`r`lnüd y kdtrke` gki tr`m`jf gk i` p`rtk NNN
Kxpfsnlnüd gk i`s okjfr`s rk`inz`g`s kd i` koprks`