천재(이재영)

3.Future of Money_천재(이재영)

핵심문법 원급 비교와 동명사의 관용적 표현

• 원급 비교
→ ‘…만큼 ~한/하게’라는 뜻으로, [as 형용사/부사의 원급 as]로 나타낸다.
→ 원급 비교의 부정(…만큼 ~하지 않은/하지 않게)은 열등 비교라고도 하며, [not as/so 원급 as]로 나타낸다.
• 동명사의 관용적 표현
→ [be busy+~ing] : ~하느라 바쁘다 [cannot help+~ing] : ~하지 않을 수 없다 [it is no use/good+~ing] : ~해도 소용
없다 [it goes without saying that…] : …은 말할 필요도 없다 [feel like+~ing] : ~하고 싶다

쌤
대표유형 시험에 자주 출제되는 유형의 문제를 꼭 확인하세요!!

★➊ [문법] 본문에 사용된 어법의 옳고 그름 구분하기

➋ [독해] 글의 순서를 올바르게 배열하기
➌ [독해] 글의 내용과 일치하는/일치하지 않는 보기 고르기
★➍ [독해] 논리적 흐름에 맞게 빈칸에 들어갈 말 고르기

니
★➎ [독해] 글을 읽고 흐름에 맞는 연결사 고르기
➏ [독해] 문단 속에 주어진 문장의 적절한 위치 찾기
★➐ [독해] 문맥상 적절한/적절하지 않은 어휘 파악하기

through an e-payment. For example, imagine

that you want to buy an ice cream for 1,150
※ 다음 글을 읽고 물음에 답하시오. won, and you only have a 10,000 won bill,
Some countries are even proposing a cash-free then you'll get 8,850 won in change. Isn't ⓕit
a real burden to carry all that change?

대
policy, ⓐwhere cash is not used at all. Replacing
cash with electronic payment systems will bring us
a lot of benefits. Above all, its number one 문법유형 본문에 사용된 어법의 옳고 그름 구분하기

advantage is convenience. If you live in a cashless ★★☆

world, you don't have to carry cash with you 1. zb1 ) 밑줄 친 ⓐ~ⓕ중 어법상 적절하지 않은 것을 모
anywhere. 두 고른 것은?

ⓐ, ⓔ ⓑ, ⓕ
(A) In such a society, the tech-unfriendly ⓑare ⓒ, ⓓ ⓐ, ⓓ, ⓕ
often excluded from the financial system. For
ⓒ, ⓔ, ⓕ
example, elderly people who are not used to
e-payment systems may not be able to use
these systems. They think learning how to use
독해유형 글의 순서를 올바르게 배열하기
an e-payment system is not as ⓒeasily as
★★☆
using cash.
2. 주어진 글에 이어질 내용을 순서에 맞게 배열한
(B) However, we should also think about others
zb2 )

것으로 가장 적절한 것은?

who might not benefit from this type of
system. In a recent newspaper article, one (A) - (C) - (B) (B) - (A) - (C)
expert claimed that a cash-free society (B) - (C) - (A) (C) - (A) - (B)
pressures all people to belong to a bank and (C) - (B) - (A)
ⓓare part of a financial system.
(C) In addition, you'll avoid ⓔcollecting change
because you can pay the exact amount
 천재(이재영) 3.Future of Money_천재(이재영)

문법유형 본문에 사용된 어법의 옳고 그름 구분하기 A cash-free policy is proposed by some

★★☆ countries.
3. zb3 ) 다음 글의 밑줄 친 부분 중, 어법상 틀린 것을 모
두 고르면?

Taein : How did you pay your bus fare this

morning? By cash or card? In 2016, the Bank of
독해유형 논리적 흐름에 맞게 빈칸에 들어갈 말 고르기
Korea conducting a survey on the most
preferred payment method. It turned out that ★★☆

more than 75 percent of Korean people preferred 5. zb5 ) 위 글의 빈 칸에 들어갈 말을 다음의 글을 참고

to use credit and debit cards, and only 22.8 하여 고르시오.
percent preferred to use cash. Some countries are It means paying for goods or services over a
even proposing a cash-free policy, which cash network such as the Internet, instead of paying in
is not used at all. What do you think about cash or with a check.
replacing cash with electronic payment systems?
electric electronic
Let's talk about the advantages and disadvantages.
on line simulated

쌤
Jina : I definitely think a cashless society will
e-money
bring us a lot of benefits. Above all, its number
one advantage is convenience. Imagine that you
live in a cashless world. You don't have to carry
cash with you anywhere. Next, you won't be
독해유형 글의 내용과 일치하는/일치하지 않는 보기 고르기
worried that your cash will be stolen. Also,
★★☆
you'll avoid collecting change because you can
6. cashless economy에 관한 다음 글의 내용과 일

니
pay the exact amount through an e-payment.
zb6 )

치하는 것은?

Minsu: I'm concerned about the security of a

※다음 글을 읽고, 물음에 답하시오.
Taein: How did you pay your bus fare this
morning? By cash or card? In 2016, the Bank
cashless economy. If an e-payment system
gets hacked in a cashless world, not only our
personal data but also our money can be
stolen. For example, in 2016, a bank in the UK
froze its online operations because 40,000

대
of Korea conducted a survey on the most
preferred payment method. It turned out that
more than 75 percent of Korean people
preferred to use credit and debit cards, and
only 22.8 percent preferred to use cash.
Some countries are even proposing a
cash-free policy, in which cash is not used at
all. What do you think about replacing cash
with ( ) payment systems? Let's talk
about the advantages and disadvantages.
accounts had been hacked. But the freeze
occurred only after 20,000 customers had lost
money from their accounts. Back in 2013, a
criminal group penetrated more than 100
banks’ internal computers. They transferred
millions of dollars from banks in Russia,
Japan, Switzerland, the United States, and the
Netherlands into dummy accounts set up in
other countries.
Minsu has a positive view on a cashless
economy.

독해유형 글의 내용과 일치하는/일치하지 않는 보기 고르기

When hacked, the e-payment system can guard
★★☆
the customers’ money, not the personal data.

4. zb4 ) 위 글의 내용과 다른 것을 고르시오. In 2016, a bank in the UK could protect

customers’ money in their accounts by freezing
Tein is a moderator.
online transactions.
A cash-free world means cash is not issued in
In 2013, a criminal group invaded some banks’
the bank.
internal computers and penetrated them.
The Bank of Korea shows the result of a survey.
The criminal group entered but to fail to send
People preferred using credit and debit cards to the money to dummy accounts.
cash.

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 천재(이재영)
독해유형 글의 내용과 일치하는/일치하지 않는 보기 고르기
★★☆
7. zb7 ) 다음 도표의 내용과 일치하지 않는 것은?
출처: 한국은행 <지급수단 이용형태 조사>, 2016
The above graph shows which payment form
people prefer in Korea. Approximately 66
쌤
percent of people selected credit cards, about 23
percent chose cash, and about 11 percent
specified a preference for using debit cards.
More than 75 percent of Korean people preferred
to use credit and debit cards rather than to use
cash. People selected credit cards over six
times more than debit cards. The most popular
니
way to pay was credit cards, while the least
preferred payment method was debit cards.
The people who used cash were less than twice as
many as those who used debit cards.
대
※ 다음 글을 읽고 물음에 답하시오.
A cash-free world might be able to provide
cost-savings. By replacing coins and bills,
e-payment systems can reduce or even eliminate
the huge cost of producing money every year.
The Bank of Korea reported that, in 2016, it spent
a total of approximately 150 billion won making
coins and bills. If we eliminate this cost by
adopting e-payment systems, we can allocate the
money we save toward other programs, like
improving social welfare for people. _____(A)_____,
using e-payment systems will save the government
a lot of money.
However, there are concerns about the lack of
security. If an e-payment system gets hacked in a
cashless world, our money as well as personal
data can be stolen. For example, in 2016, a bank
in the UK froze its online operations because
40,000 accounts had been hacked. _____(B)_____,
the freeze occurred only after 20,000 customers
had lost money from their accounts. Back in 2013,
a criminal group penetrated more than 100 banks'
3.Future of Money_천재(이재영)
internal computers. They transferred millions of
dollars from banks in Russia, Japan, Switzerland,
the United States, and the Netherlands into
dummy accounts set up in other countries. As the
examples above show, it seems to be dangerous to
live in a cashless society.
독해유형 글을 읽고 흐름에 맞는 연결사 고르기
★★★
8. zb8 ) 윗글의 빈칸 (A)와 (B)에 들어갈 말로 가장 적절
한 것은?
(A) (B)
On the contrary In addition
In other words Similarly
Conversely As a result
Moreover Therefore
In short Unfortunately
독해유형 논리적 흐름에 맞게 빈칸에 들어갈 말 고르기
★★★
9. zb9 ) 다음 글을 읽고, 빈칸에 들어갈 말로 가장 적절한
것을 고르시오.
There is no denying the convenience of
e-payments in a cashless world. However, we
should also think about others who might not
benefit from this type of system. The other day, I
read a newspaper article. One expert warned that
changing to an e-payment system can bring about
"exclusion.” He claimed that a cash-free society
pressures all people to belong to a bank and be
part of a financial system. But in such a society,
_________________________________. For example,
elderly people who are not used to e-payment
systems may not be able to use these systems.
Last week, I tried to teach my 80-year-old
grandmother how to buy something with her
smartphone, but she had trouble following my
instructions. My grandmother said that learning
how to use an e-payment system is not as easy
as using cash.
elderly people can also get used to financial
system through the continuing education
newly-designed financial services are required as
an alternative for the low-income group
conflicts between young and old people will be
on the rise in terms of the accumulation of
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 천재(이재영) 3.Future of Money_천재(이재영)

wealth society. What is your opinion?

those who are unfamiliar with the
state-of-the-art technology would be alienated (B) Some of you mentioned that a cashless
from the banking sector economy will provide convenience and
digital exclusion hinders the advancement of cost-savings, but others raised concerns about
electronic transactions by discouraging the difficulties for tech-unfriendly people and the
tech-unfriendly from using e-payment lack of security.

(C) I hope that today’s discussion has made you

more aware of living in a cashless society.
(A) - (B) - (C) (A) - (C) - (B)
독해유형 글을 읽고 흐름에 맞는 연결사 고르기
(B) - (A) - (C) (B) - (C) - (A)
★★★
(C) - (A) - (B)
10.
zb1 0 ) 다음 빈 칸 (A), (B)에 들어갈 말로 가장 적절한
것은?

쌤
I'm concerned about the security of a cashless
economy. If an e-payment system gets hacked in
a cashless world, not only our personal data but 독해유형 문단 속에 주어진 문장의 적절한 위치 찾기
also our money can be stolen. ____(A)____, in ★★☆
2016, a bank in the UK froze its online operations 12.
zb1 2 ) 글의 흐름으로 보아, 주어진 문장이 들어가기에
because 40,000 accounts had been hacked. But 가장 적절한 곳을 고르시오.
the freeze occurred only after 20,000 customers
Also, you'll avoid collecting change because you

니
had lost money from their accounts. ____(B)____,
can pay the exact amount through an e-payment.
back in 2013, a criminal group penetrated more
than 100 banks' internal computers. They
transferred millions of dollars from banks in I definitely think a cashless society will bring us
Russia, Japan, Switzerland, the United States, and a lot of benefits. Above all, its number one
the Netherlands into dummy accounts set up in advantage is convenience. Imagine that you live in
other countries. a cashless world. ( ) You don't have to carry

대
(A) (B) cash with you anywhere. ( ) Next, you won't be
worried that your cash will be stolen. ( ) For
For example Furthermore
example, imagine that you want to buy an ice
That is to say However
cream for 1,150 won, and you only have a 10,000
For instance Hence won bill, then you'll get 8,850 won in change. (
Nevertheless Likewise ) What a burden to carry all that change! ( ) In
In brief Still a cashless world, you'll never have this trouble
again.

독해유형 글의 순서를 올바르게 배열하기

★★☆ 독해유형 문맥상 적절한/적절하지 않은 어휘 파악하기

11.
zb1 1 ) 주어진 글 다음에 이어질 글의 순서로 가장 적절 ★★☆
한 것은? 13.
zb1 3 ) 다음 글의 문맥상 (A)~(D)에 들어갈 가장 알맞은
표현을 고른 것은?
Now, we must conclude today’s discussion about
a cashless society. Minsu:

I'm concerned about the security of a cashless

(A) In addition to these, there may be other economy. If an e-payment system gets hacked in
advantages and disadvantages to a cashless a cashless world, not only our personal data but

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 천재(이재영) 3.Future of Money_천재(이재영)

also our money can be stolen. For example, in
2016, a bank in the UK froze its online (A)
[preparations / operations] because 40,000
accounts had been hacked. But the freeze (B)
[incurred / occurred] only after 20,000 customers
had lost money from their accounts. Back in 2013,
a criminal group (C) [penetrated / concentrated]
more than 100 banks' internal computers. They
(D) [translated / transferred] millions of dollars
from banks in Russia, Japan, Switzerland, the
United States, and the Netherlands into dummy
accounts set up in other countries.
(A) (B) (C)
preparations incurred penetrated translated
preparations occurred concentrated translated
독해유형 문맥상 적절한/적절하지 않은 어휘 파악하기
★★☆
15.
zb1 5 ) 다음 글의 밑줄 친 부분 중, 문맥상 낱말의 쓰임
이 적절하지 않은 것은?
I agree with Jina. There is no denying the
convenience of e-payments in a cashless world.
However, we should also think about others who
might not benefit from this type of system. The
other day, I read a newspaper article. One expert
warned that changing to an e-payment system can
bring about “exclusion." He claimed that a
cash-free society pressures all people to belong to
(D) a bank and be part of a financial system. But in
such a society, the tech-unfriendly can be
removed from the financial system. For example,
elderly people who are not used to e-payment

쌤
operations incurred penetrated transferred
systems may not be able to use these systems.
operations occurred penetrated transferred My grandmother said that learning how to use an
operations incurred concentrated transferred e-payment system is not as difficult as using
cash.

니
독해유형 문맥상 적절한/적절하지 않은 어휘 파악하기
★★☆
14.
zb1 4 ) 밑줄 친 ⓐ~ⓔ 중에서 문맥상 낱말의 쓰임이 적
절하지 않은 것은?

Dohun:

I understand Sumi's concerns and worries about

대
a cashless economy. By replacing coins and bills,
however, e-payment systems can ⓐreduce or even
eliminate the huge cost of producing money every
year. The Bank of Korea reported that, in 2016, it
spent a total of approximately 150 billion won
making coins and bills. If we eliminate this cost
by ⓑadapting e-payment systems, we can ⓒ
allocate money we save toward other programs,
like improving social welfare for people.

Taein:

Dohun stated that using e-payment systems will

save the government a lot of money. So far, Jina
and Dohun have ⓓpointed out the advantages of
a cashless society while Sumi has shown some
problems with it. Are there any other concerns ⓔ
about a cashless world?

ⓐ ⓑ
ⓒ ⓓ
ⓔ

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