International Education Loan / Educational Infrastructure Loan

Max tenure 12 yrs incl. moratorium period & Funding up to 100%

No France, Australia, China, Southeast Asia, Eastern Europe

Country Course Amount

Canada Diploma Courses up to 30L unsecured
UK Up to 4L unsecured (sanction validity - 6 months)
Ireland Up to 30L unsecured
Netherlands Up to 25L unsecured
Germany Up to 25L unsecured
Singapore one-two colleges
IVY League up to 80L unsecured
Top 100 (Platinum) up to 50-55L unsecured
USA (STEM
Courses) Top 101-150 (Titanium) up to 40-45L unsecured
Based on future income, GRE, past experience, we
150+ (Stem-B/C) underwrite

GRE (300+) 6 Months Bank Statements

no-GRE / GRE <300 All Income Documents
multiple co-borrowers - paternal/maternal side is possible
FOIR -> 50% case basis 60%

Moratorium 2 year course

1 year course
During moratorium period, customer has to pay simple interest up to Rs 10k compounded monthly

MBA
GMAT =>720
=<650
Includes Tuition, Living, Accomodation, and accessories Avanse gives 1yr Tuition and Living
Loan will be in INR but money if transferred to US account is in $
Max 3L sent to Indian account of customer for travel and laptop

Age - up to 28/30 years

Very Poor Academic - >60%
Eligibility
Both side parents, husband/wife information
Kerala, Bihar (except Patna) - negative sourcing

Get all documents (ex not share electricity bill)

Qualification 6 months bank statements
 Domestic

Interest Amount Interest

up to 35 L 9.75% interest rate
12.75 - 13.5% Top Colleges - Mostly MBA
12.75 - 13.5% PF : 1% + Tax
12.75 - 13.5%
12.75 - 13.5%
12.75 - 13.5% Process
10.75% Propelld will share details and list of documents in zip file over WhatsApp in the group
11-11.5% Avanse team will use the lead details to create logins in their system
11.5- 12% Avanse credit and RCU team will approve or reject the loan

Steena will raise MIS on weekly basis along with the rejection reasons
12-12.75%
Propelld to raise invoice basis disbursements at month-end
Avanse will take up to 25 days to credit
In case customer asks on status, Propelld will ask the same in WhatsApp group. Avanse

Monthly disbursement
MIS of disbursement and logins will be sent out from Avanse weekly
3 Year Moratorium Period
2 Year Moratorium Period
ompounded monthly

up to 1Cr unsecured
up to 50L unsecured
ion and Living
ver WhatsApp in the group

e in WhatsApp group. Avanse team will revert on WhatsApp group