Title 1:

“Financial management Behavior and practices among College Students in UV-Dalaguete

Campus”
Problem Statement:
A significant number of college students here on our campus are facing challenges in managing their finances
effectively, leading to increased financial stress and potential negative impacts on their academic performance
and overall well-being. Despite the availability of financial resources, many college students exhibit varying
levels of financial literacy and face difficulties in budgeting, saving, and making informed financial decisions.
The aim of this study is to determine the different financial management behavior and practices of college
students in different courses; College of Education (COED), Hotel Resource Management (HRM), BS
Criminology, and College of Business Administration.

Specific Questions:

1. What is the demographic profile of respondents according to;

1.1 Sex
1.2 Year Level
1.3 Course
2. What are the spending habits of the respondents in terms of:
2.1 Personal Consumption
2.2 Educational Consumption
2.3 Social Consumption

3. Is there a significant difference in financial management behavior and practices when grouped according to
profile variables?
3.1 How does the level of financial literacy vary among students majoring in Education, Hotel Resource
Management, Criminology, and Business Administration?
3.2 Is there a significant difference in the financial behaviors of students at different academic levels?

Theoretical Framework
The Theory of Planned Behavior (TPB) by Icek Ajzen

The Theory of Planned Behavior (TPB) by Icek Ajzen is a psychological theory that seeks to explain and predict
human behavior. It posits that individual behavior is determined by three key factors: attitudes toward the behavior,
subjective norms, and perceived behavioral control. Attitudes refer to the individual's positive or negative evaluation of
the behavior; subjective norms involve the perceived social pressure to perform or not perform the behavior; and
perceived behavioral control relates to the individual's belief in their ability to carry out the behavior. According to TPB,
these factors collectively influence a person's intention to engage in a specific behavior, and intentions, in turn, are strong
predictors of actual behavior. The theory has been widely applied in various fields, including health psychology,
environmental psychology, and consumer behavior, to understand and modify human behavior through targeted
interventions.

Diagram:

Significance of the Study

This study may benefit the following:

To the University of the Visayas - Dalaguete Campus, this study could bring awareness about the
current financial management behavior and practices of college students in different courses. It can help
enhance our campus capability of applying or introducing a program to deal with the said problem.

To the students, especially to the selected respondents, this may give greater benefits to them to
appreciate the importance of financial management.

To the future researcher, this study may serve as a reference material in order to provide additional information
or ideas related to the study.

Title 2:
"Financial Literacy and Financial Management Strategies among Graduating Business
Administration Students in UV-Dalaguete Campus"
Research Problem:
This study generally aimed to investigate the Financial Literacy and Financial Management Strategies of
the graduating business administration enrolled here in University of the Visayas – Dalaguete Campus.
Specifically, the study sought to answer the following:
1. How effectively do graduating Business Administration students manage their budgets and expenses?
2. What is the level of financial literacy of the enrolled 4th year graduating students at the College of
Business Administration?
3. What is the major learning contributor of financial knowledge among the graduating Business
Administration students?
4. How proficient are graduating Business Administration students in identifying and prioritizing essential
expenses within their budgets?
Theoretical Framework:
The Theory of Planned Behavior (TPB) by Icek Ajzen
The Theory of Planned Behavior (TPB) by Icek Ajzen is a psychological theory that seeks to explain and predict
human behavior. It posits that individual behavior is determined by three key factors: attitudes toward the behavior,
subjective norms, and perceived behavioral control. Attitudes refer to the individual's positive or negative evaluation of
the behavior; subjective norms involve the perceived social pressure to perform or not perform the behavior; and
perceived behavioral control relates to the individual's belief in their ability to carry out the behavior. According to TPB,
these factors collectively influence a person's intention to engage in a specific behavior, and intentions, in turn, are strong
predictors of actual behavior. The theory has been widely applied in various fields, including health psychology,
environmental psychology, and consumer behavior, to understand and modify human behavior through targeted
interventions.

Diagram:

Significance of the Study

This study may benefit the following:
 To the University of the Visayas - Dalaguete Campus, this study could help the university to tailor our
curriculum to better address the practical needs of our graduating Business Administration students in the realm
of financial literacy and management.

To the students, this study can empower our graduating Business Administration students with practical
knowledge and skill in financial literacy and management, equipping them to make informed decisions about
their personal finances.

To the future researcher, this study may serve as a reference material in order to provide additional information
or ideas related to the study.

Title 3:
"Spending Habits among College Students in UV-Dalaguete Campus"

Research Problem:
Spending habits are one of the crucial issues for our college students here on our campus.
Generally, this study aimed to determine the spending habits of students in different courses; College of
Education (COED), Hotel Resource Management (HRM), BS Criminology, and College of Business
Administration.

Specifically, this opted to answer the following questions:

1.What is the demographic profile of respondents according to;

1.1 Sex
1.2 Year Level
1.3 Course

2. What is the spending habits of the respondents in terms of:

2.1 Personal Consumption
2.2 Educational Consumption
2.3 Social Consumption

3. Is there a significant difference in spending habits and saving habits when grouped according to profile
variables?
CONCEPTUAL FRAMEWORK:

PROFILE OF THE
RESPONDENTS
Spending Habit
"Spending Habits among College Students
"Spending Habits among College Studentsv
"Spending Habits among College Students

Theory:
Social Cognitive Theory by Albert Bandura (1977)
- stated that individuals are influenced by the outer factors. The theory does not focus on emotion or
motivation but through past experiences. This theory suggests that human functioning is affected by a
triadic interaction to the behavior, environmental, and personal factors. It emphasized the way in which
individuals acquire, perform, and maintain behavior.

Significance of the Study

This study may benefit the following:

To the University of the Visayas - Dalaguete Campus, this study could bring awareness about the
current condition with regards to spending behavior among the college students. It can help enhance our campus
capability of applying or introducing a program to deal with the said problem.

To the students, especially to the selected respondents, this may give greater benefits to them to
appreciate the importance of financial management.

To the future researcher, this study may serve as a reference material in order to provide additional information
or ideas related to the study.