SPECIAL POWER OF ATTORNEY/DEED OF RATIFICATION

Know all men by these presents:

That I/ We _CHARMAINE PETILO VIRTUDAZO and JAMES PASTOR ARNIGO

VIRTUDAZO, Filipino, of legal age, with residence and postal address at BRGY. ESPERANZA, SAN
RICARDO, SOUTHERN LEYTE, do hereby NAME, CONSTITUTE, and APPOINT STARR
WYNNA PETILO GORGOD, to be my true and lawful ATTORNEY-IN-FACT for me, in my name,
place and stead, to do and perform the following special powers, to wit:

1. To transact with the HOME DEVELOPMENT MUTUAL FUND / 8990 HOUSING

DEVELOPMENT CORP./ FOG HORN INC. regarding the acquisition of a residential
unit particularly described as ________________, bldg./ blk. no. _____ unit/ lot no. _____, in
whatever manner most convenient to me/us; Title No. _____________________.

2. To execute and sign any other documents/instruments in my behalf including the submission
of all necessary papers and documents relevant to the said transaction;

3. To sign any and all documents necessary to transact with public utility companies for power,
water, telephone and cable facilities;

4. To alienate, lease, mortgage, hypothecate, encumber, and/or transfer by any means under
such terms and conditions as my/our said ATTORNEY-IN-FACT shall deem necessary or
beneficial for me/us;

HEREBY GIVING AND GRANTING UNTO my/our said ATTORNEY-IN-FACT full

powers and authority as full to all intents and purposes as I/we might or could lawfully do if personally
present and acting in person and hereby ratifying and conforming all that my/our said ATTORNEY-
IN-FACT or his/her substitute shall lawfully do or cause to be done under and by virtue of these
present.

By this Deed, I also ratify and confirm any and all acts previously done by my Attorney-in- fact,
in relation to my acquisition of the abovementioned property, including the execution of contracts and
agreements prior to the execution of this Deed.

IN WITNESS WHEREOF, I/we have set my/our hand/s this day ___________ at___________,
Philippines.

CHARMAINE PETILO VIRTUDAZO JAMES PASTOR ARNIGO VIRTUDAZO

Principal Principal

STARR WYNNA PETILO GORGOD

ATTORNEY-IN-FACT

SIGNED IN THE PRESENCE OF:

_____________________ _____________________

ACKNOWLEDGEMENT

REPUBLIC OF THE PHILLIPINES)

C I T Y OF ) S.S.

BEFORE ME, a notary Public for and in the _________, on this _____________ personally
appeared:
Name Res. Cert. No. Date / Place of Issued

known to me to be the same person/s who executed the forgoing instrument and acknowledged to me that
the same is their free and voluntary act and deed.

WITNESS MY HAND AND NOTARIAL SEAL on the date and place first above written.

Doc. No. _______;

Page No. _______; NOTARY PUBLIC
Book No. _______;
Series of _______;

V.9.30.2019