\MY[MD MLMWM _KDU[J[CMD (\M_)

FK_MY[CMD BED[B NGMY _MIM _M\EKD Y[GKWF[JN\E\ _MW[

IE W[MH _MJKB = W\[I Ir. \NKYNBN \[WMGMUM

IE\[\[D NJKC1
FKJNB_NF =

Edimc Jmte`m, \.Fkp. (=<7?7<=9<??<)

@etredem _uspetm \mre,\.Fkp (=<7?7<=9<??8)

Letrm
Letrm Imdur
Imdurwkd
wkdim
im Wmcbm
Wmcbmc,
c, \.Fkp
\.Fkp (=<7?7
(=<7?7<=9
<=9<?=
<?=?)
?)

Bucmbmi Mge Qmfmrem, \.Fkp (=<7?7<=9<?7?)

Ejcm
Ejcmb
b In
Iniy
iy _r
_rms
mskt
ktem
emwm
wmd,
d, \.
\.Fk
Fkp.
p. (=<7
(=<7?7
?7<=
<=9<
9<?7
?77)
7)

Deded Ckrjedmwmte, \.Fkp (=<7?7<=9<?70)

Hetm Dn`etm, \.Fkp (=<7?7<=9<?73)

@mrmc Mujem Duhcrmede, \.Fkp (=<7?7<=9<?<=)

_WNHWMB _KDIEIEFMD _WN@K\E DKW\ (_<D)

@MF[JYM\ FK_KWMXMYMD [DEPKW\EYM\ MEWJMDHHM
\[WMGMUM
7?7=
 \MY[MD MLMWM _KDU[J[CMD

Gei
Geimd
mdh
h \tu
\tuie
ie 1 Fkp
Fkpkr
krmw
mwmt
mtmd
md Bki
kief
efmj
mj Gk
Gki
imc

Ykbm 1 Ki
Kiufmse Fkpmtucmd Bedub Ngmt pmim _msekd Yugkrfujnses _m
_mru

\msmrmd 1 Bmsymrmfmt [bub (_kdhhudm \nsemj Bkiem)

Ykkbpmt
Y 1 Wu
Wumdh _mjkb = W\[I Ir. \nktnbn \u
\urmgmym

Amb 1 ?5.??-?5.9;

Xmftu 1 9; bkdet

Cmre
re//Ymdhhmj 1 Fmb
Fmbees, =; Mp
Mprej

7?7=

E. Yuaaum
Yu umd
d Eds
Edstr
truf
ufse
send
ndmj
mj [b
[bub
ub

\ktkjmc bkdhefute fkhemtmd pkdyujucmd iecmrmpfmd fjekd imd fkjumrhm

fjekd impmt bkbmcmbe imd bmbpu bkbmcmbe imd bkdhmpjefmsefmd bmtkre

pkdyujucmd imjmb fkceiupmd

fkceiupmd skcmre-cmre.

EE. Yuau
Yuaumd
md Edst
Edstrufs
rufsendmj
endmj Fcus
Fcusus
us

\ktkjmc iegkrefmd pkdyujucmd skjmbm 9; bkdet tkdtmdh fkpmtucmd

bkbedub ngmt pmim pmsekd tugkrfujnses pmru, iecmrmpfmd fkjumrhm fjekd

impmt1

=. Bkdakj
Bkdakjmsfmd
msfmd ik`ed
ik`edese
ese fktei
fkteimfpmtu
mfpmtucmd
cmd bedu
bedub
b ngmt

7. Bkdyk
Bkdykgutfm
gutfmd
d `mftnr
`mftnr pkdykgm
pkdykgmg
g fkteimfp
fkteimfpmtucmd
mtucmd bedub ngmt

<. Bkdakj
Bkdakjmsfmd
msfmd fktei
fkteimfpmtu
mfpmtucmd
cmd prnhr
prnhrmb
mb pkdhn
pkdhngmtmd
gmtmd

9. Bkdyk
Bkdykgutfm
gutfmd
d `mftnr
`mftnr ymdh bkbpk
bkbpkdhmru
dhmruce
ce fkteimfpm
fkteimfpmtucmd
tucmd bedub ngmt

;. Bkdyk
Bkdykgutfm
gutfmd
d imbpmf
imbpmf fktei
fkteimfpmtu
mfpmtucmd
cmd bedub ngmt
 EEE. Bkt
ktn
nik

=. Lk
Lkrm
rmb
bmc

7. Ies
Iesfus
fusee tmdym
tmdym amw
amwmg
mg

EP. Bkiem

=. _n
_nst
stkr
kr
7. Bkiem snsemj

P. Bmtkre

=. Ik`
Ik`ede
edese
se fktei
fkteimfp
mfpmtu
mtucmd
cmd bedu
bedub
b ngmt
ngmt

7. @mf
@mftnr
tnr pkdyk
pkdykgmg
gmg fktei
fkteimfp
mfpmtu
mtucmd
cmd bedu
bedub
b ngmt

<. Fkt
Fkteim
eimfpm
fpmtuc
tucmd
md prnhr
prnhrmb
mb pkdh
pkdhngm
ngmtmd
tmd

9. @mftn
@mftnrr ymdh
ymdh bkbpkd
bkbpkdhmruc
hmrucee fkteimfp
fkteimfpmtucmd
mtucmd bedub ngmt

;. Imb
Imbpmf
pmf fkt
fkteim
eimfpm
fpmtuc
tucmd
md bedu
bedub
b ngmt
ngmt

PE. _kjmfsmdmmd

Dn. Xmftu Fkhemtmd _kdyujucmd Fkhemtmd pkskrtm _kdmdhhudh Amwmg

=. < bkdet _kbgufmmd

=. _k
_kdy
dymb
mbpm
pmem
emd
d sm
smjm
jmb
b =. Bk
Bkbg
bgmj
mjms
ms sm
smjm
jmb
b

7. _krfkdmjmd 7. Bk
Bkd
dik
ikdh
dhmr
mrfm
fmd
d

<. Bk
Bkda
dakj
kjms
msfm
fmd
d tnp
tnpef
ef <. Bk
Bkd
dik
ikdh
dhmr
mrfm
fmd
d Letrm Imdurwkdim

pkdyujucmd Wmcbmc, \.Fkp

9. Bk
Bkda
dakj
kjms
msfm
fmd
d tua
tuaum
umd
d 9. Bk
Bkd
dik
ikdh
dhmr
mrfm
fmd
d

;. Fndtrmf wm
wmftu ;. Bkdikdhmrfmd imd

bkdyktuaue
7. <? bkdet _kdymaemd bmtkre

=. Bkdakjmsfmd
Bkdak ik`edese =.
jmsfmd ik`edese Bkdamwmg pkrtmdymmd

fkteimfpmtucmd imd bkdhkbufmfmd

bedub ngmt pkdimpmt

7. Bkdykgutfmd 7. Bkbpkrcmte
tef
fmd imd

`mftnrfkteimfpmtucmd bkdikdhmrfmd

bedub ngmt

<. Bkdakjmsfmd <. Bkbpkrcmtefmd imd

Ejcmb Iniy
fkteimfpmtucmd bkdikdhmrfmd
_rmsktemwmd,
prnhrmb pkdhngmtmd
\.Fkp

9. Bkdykgutfm
Bkdykgutfmd
d `mftnr
`mftnr 9. Bkbpkrcmtefmd imd
ymdh bkbpkdhmru
bkbpkdhmruce
ce bkdikdhmrfmd

fkteimfpmtucmd

bedub ngmt
;. Bkbpkrcmtefmd imd
;. Bkdykgutfmd
bkdikdhmrfmd
imbpmf

fkteimfpmtucmd

bedub ngmt
<. =? bkdet Kvmjumse

=. Bkdh
Bkdhkv
kvmj
mjum
umse
se =. Bk
Bkda
damw
mwmg
mg pk
pkrt
rtmd
mdym
ymmd
md
Fkjnbpnf =
fkbgmje pkdhktmcumd

pkskrtm bkdhkdme
 bmtkre ymdh tkjmc

iesmbpmefmd

7. [bpmd gm
gmjef 7. Bkbpkrcmtefmd imd

bkdikdhmrfmd
9. 7 bkdet Ykrbedmse

=. Bk
Bkdy
dyeb
ebpu
pujf
jfmd
md cm
cmse
sejj =. Bkbpkrcmtefmd imd

pkdyujucmd bkdikdhmrfmd
Letrm Imdurwkdim
7. Bkbpkrcmtefmd imd
7. Bk
Bkdh
dhul
ulmp
mpfm
fmd
d tk
tkre
rebm
bm
Wmcbmc, \.Fkp
bkdikdhmrfmd
fmsec
<. Bkdam
amw
wmg sm
smjm
jmb
b
<. Bkdhmfcere ikdhmd

smjmb

PEEE.
PE _kdh
dhnr
nrh
hmd
mdes
esm
mse
sem
md

=. Bnikrmtnr 1 Letrm Im
Imdurwkdim Wm
Wmcbmc, \.
\.Fkp

7. _kdymae 1 Ejcmb Iniy _rmsktemwmd, \.Fkp

<. Dntujkd 1 @etredem _uspetm \mre,\.Fkp

9. @msejetmtnr 1 @mrmc Mujem Duhcrmede, \.Fkp

;. _kdhmbmt = 1 Bucmbmi Mge Qmfmrem, \.Fkp

0. _kdhmbmt 7 1 Edimc Jmte`m, \.Fkp.

PEEE. [rmemd tu
tuhms

Bnikrmtnr 1 Bkbgufm imd bkbebped amjmdym mlmrm iebujme imre

pkbgufmmd, pkdymbpmemd bmtkre, kvmjumse imd ymdh
tkrmfcer tkrbedmse.
_kdymae 1 Bkdymbpmefmd bmtkre pkdyujucmd ymdh iebujme imre
bkdhhmje
bkdhhmje pkdhk
pkdhktmcum
tmcumd
d pkskrtm tkdtmd
tkdtmdh
h Iemgkt
Iemgktks
ks Bkj
Bkjjet
jetus
us
imd skse iesfuse (tmdym amwmg).
Dntujkd 1 Bkbgumt lmtmtmd sedhfmt tkdtmdh amjmddym pkdyujucmd
 imd bkrmdhfub ese pkdyujucmd sklmrm tkrtujes
@ms
mseejetmtnr 1 Bkb`m
`mssejetms
msee amjmdym mlmr
mrmm pkdyujucmd imd bkbntevms
msee
pkskrtm udtuf gkriesfuse mhmr pkdyujucmd impmt gkramjmd
ikdhmd gmef.

_kdhmbmt 1 Bkdhngskrvmse amjmddym mlmrm pkdyujucmd imre mwmj

smbp
smbpme
me mfce
mfcer,
r, bkdh
bkdhng
ngsk
skrv
rvms
msee pkr`
pkr`nr
nrbm
bm pkdy
pkdyuj
ujuc
uc,,
bkdlmtm
bkdlmtmtt pkr
pkrtmd
tmdymm
ymmd
d imd bkd
bkdhng
hngskrv
skrvmse
mse fkm
fkmdtu
dtusems
semsmd
md
pkskrtm pkdyujucmd.

ES. \kttedh Yk
Ykbpmt

Fktkrmdhmd
Fktkrmdhmd1

1 _kdymae

Bnikrmtnr 1

Dntujkd

1 @msejetmtnr

1 _kdhmbmt

1 _kskrtm

1 Bkiem pkdyujucmd
S. Kvmjumse

=. Kvm
Kvmjum
jumse
se \tru
\truftu
fturr

m. Ykr
krsk
skie
iemd
mdym
ym bmt
mtkr
kree
g. Ykrskiemdym \M_
l. Ykrsk
Ykrskie
iemd
mdym
ym bki
bkiem
em11 pnstk
pnstkrr imd
imd grn
grnsu
surr
i. _kdykj
_kdykjkdh
kdhhmr
hmrmmd
mmd pkdy
pkdyuju
ujucmd
cmd iejmf
iejmfufm
ufmd
d njkc bmcm
bmcmsesw
seswmm
k. Ykbp
Ykbpmt
mt imd
imd mjmt
mjmt tkrski
tkrskiem
em sksu
sksume
me pkrk
pkrkdl
dlmd
mdmm
mmd
d
`. _ksk
_kskrt
rtmm cmie
cmierr ie tkb
tkbpm
pmtt pkdy
pkdyuj
ujuc
ucmd
md
h. _kdykjkdhh
_kdykjkdhhmrmmd
mrmmd pkdyu
pkdyujucmd
jucmd iejmf
iejmfsmdmfm
smdmfmd
d ie Wumdh Erdm Jmdtm
Jmdtmee 9
W\[M \urmgmym

c. _kdhnrhmdesmsemd
_kdhnrhmdesmsemd pkdy
pkdykjkdhh
kjkdhhmrmmd
mrmmd pkdy
pkdyujucm
ujucmd
d iejmfu
iejmfufmd
fmd pmim cm
cmre
re
skgkjubdym.

7. Kvm
Kvmjum
jumse
se _rn
_rnsks
sks

m. @mskk iebuj
@ms iebujme
me sksum
sksumee ikdhm
ikdhmd
d wmftu
wmftu ymd
ymdh
h ierkd
ierkdlmd
lmdmfm
mfmd.
d.
g. _kskrtm mdtusems tkrcmimp bmtkre ymdh iesmbpmefmd njkc pkdymae
l. _kskrtm
_kskrtm tkrj
tkrjegm
egmtt mfte`
mfte` imj
imjmb
mb fkhe
fkhemtm
mtmd
d pkdyu
pkdyujuc
jucmd
md
i. _kskrtmm bkdhmauf
_kskrt bkdhmaufmd
md pkrtmdym
pkrtmdymmd
md imd
imd bkdamwm
bkdamwmg
g pkrtmdym
pkrtmdymmd
md sklmr
sklmrmm gkdmr
gkdmr
k. \ums
\umsmd
mdmm pkd
pkdyu
yuju
jucm
cmd
d tkr
tkrte
teg
g
`. Yeimf
Yeimf mim
mim pkskr
pkskrtm
tm ymdh
ymdh bkd
bkdedh
edhhmj
hmjfmd
fmd tkbp
tkbpmt
mt pkdy
pkdyuju
ujucmd
cmd

<. Kv
Kvmj
mjum
umse
se Cmsej
Cmsej

m. _ks
_kskrtm
krtm ymd
ymdh
h imtmd
imtmdh
h = nrmd
nrmdh
h mtmu
mtmu jkge
jkgec
c
g. _kskrtm bkbmcmbe bmtkre ymdh tkjmc iesmbpmefmd njkc pkdymae
l. Mim ubpmd
ubpmd gmjef pnset
pnsete`
e` imre
imre pkskrtm
pkskrtm skpkrte
skpkrte impmt
impmt bkdam
bkdamwmg
wmg
pkrtmdymmd ikdhmd gkdmr ymdh iemaufmd pkdymae.
pkdymae.
 BMYKWE

_KDU[J[CMD FK\KCMYMD FK_MY[CMD BED[B

NGMY _MIM _M\EKD Y[GKWF[JN\E\ _MW[

=. _kdhkrtemd Fkteimfpmtucmd _kdhngmtmd

Fkteimfpmt
Fkteimfpmtucmd
ucmd bkrupmfmd pkrejmfu edieveiu imd mtmu pkbgkre msucmd teimf bkdhefute
bkdhefute

sksu
sksume
me ikdhmd
skcedhhmikdhmd rkdlmd
rkdlmdmm cmsej
bkdykgmgfmd pkrmwm
pkrmwmtmd
tmd mtmumtmu
pkrmwmtmd pkdhng
pkdpkdhngmtmd
hngmtm
mtmd
d ymdh
ymd h ieskpm
ies
teimf kpmfmt
fmte
k`kfte` e ikdhmd
ikd_nfam
(Yeb hmd tkdmhm
tkdmhm I__
\IFE fkskcm
fkskcmtmd
tmd,,
__DE,
7?=0). Bkdurut (Gujklckf, 7?=;) fkteimfpmtucmd mimjmc pkrejmfu edieveiu imd pkbgkre msucmd
ymdh teimf sksume ikdhmd rkdlmdm prnbnse fkskcmtmd mtmu tkrmpkutef ymdh ietktmpfmd njkc edieveiu
(imd mtmu fkjumrhm imd mtmu fnbudetms) skrtm prn`kssendmj pkjmymdmd fkskcmtmd. _krejmfu pkbgkremd
msucmd mtmu edieveiu ymdh teimf bkbmtuce fktktmpmd, rkdlmdm prnbnse fkskcmtmd mtmu tkrmpkutef
sklmrm fkskjurucmd mtmu skgmhemd teimf k`kfte`.

7. _kdykgmg fkteimfpmtucmd tkrcmimp pkdhngmtmd pmim pmsekd Yugkrlujnses

Bkdurut (Yeb _nfam \IFE I__ __DE, 7?=0) pkdykgmg fkteimfpmtucmd ymetu 1
m. Iesmgejetms (besmjdym pkdurudmd imym edhmt, ik`elet skdsnref/bntnrel)
g. K`kf smbpedh prnhrmb pkrmwmtmd/pkdhngmtmd
pkrmwmtmd/pkdhngmtmd
l. Gkgmd pkbgemymmd prnhrmb pkrmwmtmd/pkdhngmtmd
i. Jedhfudhmd teimf tkrmpkutef
k. _rnhrmb tkrmpe fnbpjkfs imd/mtmu jmbm
`. Cmbgmtmd
Cmbgmtmd bkdhmfsks
bkdhmfsks pkjmymdmd
pkjmymdmd fkskcmtmd
fkskcmtmd (besmjdym
(besmjdym hmdhhumd
hmdhhumd bngejesmse, msmjmc trmdspnrtmse,
trmdspnrtmse,
fktemimmd nrmdh bkrmwmt mdmf ie rubmc, lumlm teimf bkdkdtu
h. _rnhrmb tkrmpe teimf ietmdhhudh msurmdse
c. Fkteim
Fkteimfmi
fmikfu
kfumtmd
mtmd pkbmcm
pkbmcmbmd
bmd (skfudi
(skfudikr
kr mfegmt
mfegmt ik`elet
ik`elet fnhdet
fnhdete`,
e`, fklkbm
fklkbmsmd
smd,, hmdhhu
hmdhhumd
md
pkdhjecmtmd/pkdikdhmrmd, fkjkjmcmd, furmdh bntevmse)
bntevmse)

<. Fkteimfpmtucmd _rnhrmb _kdhngmtmd pmim pmsekd Yugkrfujnses

Yugkrfujnses
Yugkr
Yu gkrluj
lujnse
nsess bkrupm
bkrupmfmd
fmd pkdymf
pkdymfet
et bkdujm
bkdujmrr ymdh
ymdh ieskgm
ieskgmgf
gfmd
md njkc
njkc fubmd
fubmd tugkrlu
tugkrlujns
jnses
es
(Bylngmltkreub Yugkrfujnses) ymdh bkdykrmdh pmru-pmru mtmu nrhmd jmed. Fubmd ede bkdykgmr ie
uimrm bkjmjue pkrlefmd irnpjkt imre gmtuf imd gkrsedgkrsed. _kdikretm ymdh suimc iedymtmfmd pnsete`
bkdikretm tugkrlujnses ikdhmd pkbkrefsmmd GYM (+) bmfm mfmd iejmdautfmd ikdhmd pkdhngmtmd
jkdhfm
jkdhfmpp imjmb
imjmb amdhfm
amdhfm wmftu
wmftu ymdh
ymdh lufup
lufup jmbm.
jmbm. \kredh
\kredh fmje pkdikr
pkdikretm
etm bkrmsmf
bkrmsmfmd
md gnsmd
gnsmd imjmb
imjmb
bkdamjmdfmd prnhrmb pkdhngmtmd tkrskgut. \kjmed etu pkdikretm ymdh ikdhmd fkjucmd mtmu hkamjm
pkdymfet sktkjmc bkdamjmde pkdhngmtmd =-7 gufmd mtmu jkgec, fkjucmddym mfmd skhkrm gkrfurmdh
mtmu cejmdh skcedhhm pmsekd mfmd bkrmsm suimc skbguc imd bmjms udtuf bkjmdautfmd
bkjmdautfmd pkdhngmtmd
pkdhngmtmd
fkbgmje. Imre cmj tkrskgut impmt iedymtmfmd gmcwm pkdikretm tkrskgut teimf pmtuc tkrcmimp prnhrmb
pkdhngmtmd ymdh suimc ierkdlmdmfmd njkc tkdmhm fkskcmtmd. Mfegmt imre cmj tkrskgut ymetu tkramie
fkhmhmjmd
fkhmh mjmd imjmb pkdhngmtmd
pkdhngmtmd mtmu irnp nut, rksestkdse
rksestkdse ngmt, bkdhefute
bkdhefute prnhrmb
prnhrmb pkdhngmtmd
pkdhngmtmd ujmdh
imd pkdedhfmtmd gemym udtuf pkdhngmtmd. Njkc fmrkdm etu smdhmt iepkrjufmd sknrmdh _BN ymdh
gkrtuhms udtuf bkdhmwmse pmsekd tugkrlujnses mhmr bkdkjmd ngmt sklmrm tkrmtur smbpme pkdhngmtmd
skjksme, bkdhedhmtfmd pmsekd udtuf bkjmfufmd pkbkrefsmmd imcmf fkbgmje pmim wmftu ymdh suimc
ietkdtufmd.
9. @mltnr-`
@mltnr-`mftn
mftnrr ymdh bkbpkdhmr
bkbpkdhmruce uce fkteimfpm
fkteimfpmtucm
tucmdd tkrcmimp
tkrcmimp pkdhngm
pkdhngmtmd
tmd pmim pmsekd
pmsekd
Yugkrlujnses
@mltnr-`mftnr ymdh bkbpkdhmruce fkteimfpmtucmd imjmb pkdhngmtmd iehnjndhfmd bkdamie 9
gmhemd bkdurut (Devkd, 7?=7)
7?=7) mdtmrm jmed 1
m. _kbmcmbmd tkdtmdh edstrufse
\ksknrmdh gesm gkrpkrejmfu teimf pmtuc tkrcmimp estrufse aefm tkramie smjmc pmcmb tkrcmimp
edstrufse ymdh iegkrefmd. Ietkbufmd skfetmr 0?% rkspndikd ymdh iewmwmdlmrm sktkjmc gkrtkbu
ikdhmd inftkr smjmc bkdhkrte tkdtmdh edstrufse ymdh iegkrefmd pmimdym. Cmj ede iemfegmtfmd njkc
fkhmhmjmd prn`kssendmj fkskcmtmd imjmb bkbgkrefmd ed`nrbmse ymdh jkdhfmp, pkdhhudmmd estejmc-
estejmc bkies imd bkbgkrefmd gmdymf edstrufse ymdh cmrus ieedhmt pkdikretm.
g. Fumjetms edtkrmfse
Fumjetms edtkrmfse mdtmrm prn`kssendmj fkskcmtmd imd pmsekd bkrupmfmd gmhemd ymdh pkdtedh
imjmb bkdkdtufmd ikrmamt fkpmtucmd.
l. Esnjmse snlemj imd fkjumrhm
Fkjumrhm impmt bkdamie `mftnr ymdh smdhmt gkrpkdhmruc imjmb bkdkdtufmd dejme fkymfedmd
imd dejme fkskcmtmd edieveiu skrtm impmt auhm bkdkdtufmd fkymfedmd imd dejme fkskcmtmd edieveiu
skrtm impmt auhm bkdkdtufmd tkdtmdh prnhrmb pkdhngmtmd ymdh impmt bkrkfm tkrebm.
i. Fkymfedmd, sefmp, imd fkpregmiemd
Gklfkr imjmb (Devkd, 7?=7) tkjmc bkbgumt sumtu usujmd gmcwm bnikj fkymfedmd fkskcmtmd
gkrhudm udtuf bkbpkrfermfmd mimdym fkteimfpmtucmd. bkrkfm bkdhhudmfmd bnikj ede imjmb
skgumc pkdkjetemd udtuf bkbpkrfermfmd
bkbpkrfermfmd fktei
fkteimfpmtu
mfpmtucmd
cmd tkrcmi
tkrcmimp
mp fktkd
fktkdtumd
tumd pmsekd ckbniemjesm
ckbniemjesm
frndes, ;? nrmdh hmhmj hedamj frndes tmcmp mfcer ymdh cmrus bkbmtuce pkdhngmtmd ymdh fnbpjkfs,
bkjepute iekt, pkbgmtmsmd lmermd, pkdhngmtmd imd mdmjesm. Bkrkfm iewmwmdlmrme tkdtmdh fkymfedmd
fkskcmtmd bkrkfm bkdhhudmfmd sumtu bnikj imd bkdkbufmd gmcwm pkdhufurmd imre temp-temp
bnikj tkrskgut smdhmt gkrhudm skgmhme pkrmbmj imre fkpmtucmd tkrcmimp pkdhngmtmd.

Fkpmtucmd
Fkpmtu cmd mim
mimjmc
jmc ikr
ikrmamt
mamt ieb
iebmdm
mdm pms
pmsekd
ekd bkd
bkdhef
hefute
ute mda
mdaurm
urmd
d fje
fjedes
des imr
imree inf
inftkr
tkr ymd
ymdh
h
bkdhngmte
bkdh ngmtedym
dym (Fmpj
(Fmpjmd
md iff, =558).
=558). Bkdu
Bkdurut
rut \mlfkt imjmb Devkd (7???) fkpmtucmd mimjmc skamuc
bmdm pkrejmfu pmsekd sksume ikdhmd fktkdtumd ymdh iegkrefmd njkc prn`kssendmj fkskcmtmd Yknre
_krejmfu
_krejm fu _rklki
_rklki_rnlkk
_rnlkkiJmwr
iJmwrkdlk
kdlk Hrkkd (=53?) Yknre ede gkrim
gkrimsmrfmd
smrfmd tedimfmd sksknrmdh ymdh
bkbpkdhmruce pkrejmfu ymdh gkrcugudhmd ikdhmd fkpmtucmdbedub ngmt iepkdhmruce njkc <`mftnr
ymetu1
=) @mftnr prkiespnsese (prkiespnsedh `mltnrs), `mftnr ymdh bkdimcujue pkrejmfu sksknrmdh ymdh mfmd
bkdinrndh udtuf gkrpkrejmfu ymetu pkdhktmcumd, sefmp, fkpkrlmymmd, fkymfedmd, dejme imd pkrskpse
ymdh bkdinrndh sksknrmdh mtmu fkjnbpnf udtuf bkjmfufmd tedimfmd.

7) @mftnr
@mftn
pnfr udtu
fkjnbpnf
fkjnb pkdiufudh
pkdiu
f fudh
udtuf mtmu
ufmdpkdin
bkjmfufmd
bkjmf pkdinrndh
rndhymdh
tedimfmd (kdmgjedh `mltnrs),
gkrwuaui
gkrwu `mftnrymdh
`mftnr
aui jedhfudhmd
jedhfudh mdymdh
`esef,bkbntevmse
tkrskiemdymedieveiu
tkrskiemdym ms mtmu
`msejetms
`msejet imd
smrmdm
smrmdm fks
fkskcm
kcmtmd
tmd,, fkb
fkbuim
uimcmd
cmd bkd
bkdlmp
lmpme
me smrm
smrmdm
dm fks
fkskcm
kcmtmd
tmd,, wmf
wmftu
tu pkj
pkjmym
mymdmd
dmd,, imd fkb
fkbuim
uimcmd
cmd
trmdspnrtmse.
<) @mftnr pkdhumt (rked`nrlk`mltnrs), bkdlmfup sefmp imd iufudhmd fkjumrhm, tkbmd, huru, bmaefmd,
pkdykiem jmymdmd fkskcmtmd, pkbebped skrtm pkdhmbgej fkputusmd.
fkputusmd.

;. Imbpmf imre Fkteimfpmtu

Fkteimfpmtucmd
cmd tkrcmimp _rnhrmb _kdhngmtmd pmim Yugkrfujnses
Imbpmf
Imbp mf imre fktei
fkteimfpmtu
mfpmtucmd
cmd tkrcmi
tkrcmimp
mp pkdhn
pkdhngmtmd
gmtmd pmim pkdym
pkdymfet
fet tugkrl
tugkrlujnse
ujnsess ymetu smdhmt
gkrpkdhmruc pmim prnhrmb pkdhngmtmd NMY (Ngmt Mdte Yugkrfujnses), fkskbgucmd bkdamie
tkrcmbgmt, pkdedhfmtmd gemym fmrkdm putus ngmt, Irnp Nut mtmu fkhmhmjmd imjmb pkdhngmtmd ymdh
skredh tkramie fmrkdm jmbmdym prnsks pkdhngmtmd udtuf pkdymfet Yugkrfujnses ymdh bkdykgmgfmd
pkdikretm cmrus bkdhefute ujmdh prnhrmb pkdhngmtmd
pkdhngmtmd imd Wksestkdse Ngmt.
 IM@YMW _[\YMFM
Mj`emd, (7??;)6Yugkrlujnses, _kdkrget Gedm Wupm Mfsmrm, Amfmrtm

Mbmjemc, Wetm. (7?=7) 6@mftnr-@mftnr Umdh Gkrcugudhmd Ikdhmd Fkhmhmjmd Fndvkrse _kdikretm
YG _mru GYM _nsete` _kdhngmtmd @msk Edtkdse` Ie Fmgupmtkd Gkfmse Ymcud 7?=?. Ykses @FB
[E _rnhrmb \tuie Kpeikbenjnhe

Bmujeiym, Iksy `etre.Cugudhmd Mdtmrm Iufudhmd Fkjumrhm Imd Fkpmtucmd Bedub Ngmt _mim
_kdikretm Yugkrlujnses Ie Xejmymc Leputmt Ymcud 7?=9.\frepse _rnhrmb smramdmFkpkrmwmtmd
@FEF [ED.

Dnnr J, \ete. (7?=7) 6Fkpmtucmd _msekd Umdh Bkdikretm _kdymfet Frndes imjmb Bkdhfndsubse
Ngmt Cmremd
 JKBGMW NG\KWPM\E _KJMF\MDMMD _KDU[J[CMD

BMCM\E\XM
BMCM\E\XM _WNHWMB _KDIEIEFMD DKW\ @MF[JYM\

FK_KWMXMYMD

Fretkrem \tuftur ∑ Fretkrem _rnsks ∑ Fretkrm Cmsej ∑

_kbgufmmd1 m. _ks
kskr
krtm
tm ymd
mdh
h
m. Fndt
dtrm
rmf
f wm
wmf
ftu imd
=;. Bk
B kdhulmpfmd smjmb imd cmier  = nrmdh
tkb
tkbpm
pmtt ieg
egkr
kref
efmd
md
bkbpkrfkdmjfmd iere g. Mlmrm iebujme
iebujme
smtu cmre skgkjub
=0. Bkdymbpmefmd tuaumd imd tkpmt wmftu
mlmrm iejmfufmd
bmfsui pkdyujucmd l. _k
_ksk
skrtm
rtm bk
bkdh
dhef
efut
utee
g. _kdhubpujmd \M_
=8. Bkdakj
Bkdakjmsfmd
msfmd fndtrmf
fndtrmf wmftu imd mlmrm sksume
iejmfufmd smtu cmre
bkfmdesbk ikdhmd mturmd
skgkjub
=3. Bkdykg
Bkdykgutfmd
utfmd bmtkre pkdyujucmd
pkdyujucmd ymdh ieskpmfmte
pkjmfsmdmmd
_kjmfsmdmmd1 i. _kskrtm
pkdyujucmd
=5. Bkdhhmje pkdhktmcumd imd bkbmcmbe
l. _kskrtm cmier pmim
_kdhmjmbmd
_kdhmjmbmd smsmrmd pkdy
pkdyujucm
ujucmd
d bmtkre ymdh tkjmc
tkbpmt ymdh tkjmc
tkdtmdh npkrmse iesmbpmefmd imd
ietkdtufmd

i. _kd
_kdykj
ykjkdh
kdhhmr
hmrmmd
mmd 7?. Bkd
Bkdakj
akjmsf
msfmd
md bmt
bmtkre
kre pkd
pkdyuj
yujucm
ucmd
d bkdamwmg
gkrupm1 pkrtmdymmd
 pkdyujucmd =. Ik
Ik`e
`ede
dese
se Iemg
Iemgkt
ktks
ks Bkjj
Bkjjet
etus
us ikdhmd gkdmr

iejmfufmd njkc 7. Ye
Yepk
pk Ie
Iemg
mgkt
ktks
ks Bk
Bkjj
jjet
etus
us

bmcmseswm <. @m
@mft
ftnr
nr _k
_kdy
dykg
kgmg
mg

gkfkramsmbm ikdhmd
ikdhmd 9. @m
@mf
ftn
tnrr Wks
ksef
efn
n

pkrmwmt rumdhmd
rumdhmd ;. Ym
Ymdi
dimm im
imd
d Hk
Hkam
amjm
jm

Wumdh _kredm 0. Heze pmim Iemgktks

W\[M \urmgmym Bkjjetus

k. _kdhnrhmdesmsemd 8. Bmdmakbkd Iemgktks

pkdykjkdhhmrmmd Bkjjetus Ikdhmd Hmym

pkdyujucmd Ceiup \kcmt

iejmfufmd skgkjub 7=. Bkb

Bkbgkr
gkrefm
efmd
d fksk
fkskbpm
bpmtmd
tmd fk
fkpm
pmim
im

imd smmt pkdyujucmd smsmrmd pkdyujucmd udtuf

iejmfsmdmfmd bkdhmaufmd pkrtmdymmd bkdhkdme

`. _kdhnrhmdesmsemd bmtkre ymdh iesmbpmefmd

pkdykjkdhhmrmmd 77. Bkdamwmg pkrtmdymmd ymdh

pkdyujucmd iemaufmd njkc pkskrtm pkdyujucmd

iejmfufmd skgkjub 7<. _kskrt

_kskrtmm mdtusems imjmb bkdhefute
bkdhefute

imd smmt pkdyujucmd pkdyujucmd

iejmfsmdmfmd 79. _kskrt

_kskrtmm bkdik
bkdikdhmrf
dhmrfmd
md imd

bkbpkrcmtefmd pkdyujucmd

ikdhmd skfsmbm
Lmtmtmd Kvmjumse 1

\urmgmym,= Mprej 7?7=

_kdhmbmt

(Bucmbmi Mge Qmfmrem, \.Fkp )

 JKBGMW DNY[JKD

Fkhemtmd 1 _kdyujucmd

Ynpef 1 Iemgktks Bkjjetus

Cmre, Ymdhhmj 1 Fmbes, = Mprej 7?

7?7=

Ykbpmt 1 Wumdh Erdm jmdtme 9W\[M \urmgmym

Xmftu 1 9; bkdet

=. _FW\ bujme
bujme pufuj 1 ........
........

7. Aubjmc pkskrtm
pkskrtm ymdh cmier
cmier 1 .....
.......
..

<. Aubjmc pkskrtm ymdh gkrtmdym 1 ..............

Fkhemtmd Iesfuse

=. Dmbm _k
_kdmdym

.........................................................
.....................................................................................
........................................................
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...........................

_krtmdymmd

........................................................
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Amwmgmd

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7. Dmbm _k
_kdmdym

.....................................................
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_krtmdymmd

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Amwmgmd

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<. Dmbm _k
_kdmdym

.....................................................
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_krtmdymmd

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Amwmgmd

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9. _rn
_rnsks
sks skjmbm
skjmbm _FW
_FW\
\1

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..

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..

;. Fkdim
Fkdimjm
jm skgkjub
skgkjub pkjmfsmdmm
pkjmfsmdmmd
d _FW\ 1

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..

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..

0. Fkd
Fkdimj
imjmm smmt
smmt _FW\
_FW\ 1

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..

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..

8. Wkspn
Wkspnd
d pkskrtm
pkskrtm smmt _FW\ gkrjmdhsu
gkrjmdhsudh
dh 1

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..

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..

3. _FW\ gkrmfcer
gkrmfcer pufuj
pufuj 1 ..........
..........

\urmgmym, = Mprej 7?7=

Dntujkd

(@etredem _uspetm \mre,\.Fkp)

 IM@YMW CMIEW _K\KWYM _FW\

Wumdh 1 Wumdh EWDM Jmdtme 9 W\[M \urmgmym

Cmre/Ymdhhmj 1 Fmbes, = Mprej 7?7=

Amb 1 ?5.??-?5.9;

Ynpef 1 Iemgktks Bkjjetus

Dn Dmbm Mjmbmt Ymdim Ymdhmd

= =

7 7

< <

9 9

; ;

0 0

8 8

3 3

5 5

=? =?

== ==

=7 =7

=< =<

=9 =9

=; =;
=0 =0

=8 =8

=3 =3

=5 =5
 IM@YMW CMIEW _KJMF\MDM _FW\

Dn Dmbm Amgmtmd Ymdim Ymdhmd

= =

7 7

< <

9 9

; ;

0 0

8 8

3 3
 IM@YMW CMIEW _KBGEBGEDH

Dn Dmbm Ymdim Ymdhmd

= =

7 7

< <

9 9

; ;

0 0

8 8

3 3
 JKBGMW YEBK FKK_KW

Wumdh 1 Wumdh _kredm W\[M \urmgmym

Cmre/Ymdhhmj 1 Fmbes, = Mprej 7?7=

Amb 1 ?5.??-?5.9;

Ynpef 1 Iemgktks Bkjjetus

Amb
Fkhemtmd _kdyujucmd Fkhemtmd _kskrtm Fktkrmdhmd
Bujme \kjksme

=. _kdym
_kdymbpmemd
bpmemd smjmb
smjmb =. Bkbgm
Bkbgmjms
jms smjmb ( )

( ) 7. Bkdik
Bkdikdhmrf
dhmrfmd
md ( )

7. _krfkd
_krfkdmjmd
mjmd ( ) <. Bkdik
Bkdikdhmrf
dhmrfmd
md ( )

=?.?? =?.?< <. _kdakj

_kdakjmsmd
msmd tnpef ( ) 9. Bkdik
Bkdikdhmrf
dhmrfmd
md ( )

9. _kdakj
_kdakjmsmd
msmd tuaumd ( ) ;. Bkdik
Bkdikdhmrf
dhmrfmd
md imd

;. Fndtr
Fndtrmf
mf wmftu ( ) bkdyktuaue ( )

_kdymaemd bmtkre ( ) Bkbpkrcmtefmd imd

=?.?< =?.<<
bkdikdhmrfmd ( )

=. Iesf
Iesfuse
use ( ) =. Gkrtm
Gkrtmdym
dym imd

7. Kvmju
Kvmjumse
mse pkdhktmcumd
pkdhktmcumd bkdhudhfmpfmd

bkdhkdme bmtkre pkdimpmt ( )

=?.<< =?.9< ymdh iesmbpmefmd ( ) 7. Bkd

Bkdamw
amwmg
mg

<. [bpmd gmjef ( ) pkrtmdymmd ( )

<. Bkbpk
Bkbpkrcmtef
rcmtefmd
md imd

bkdikdhmrfmd ( )
 =. Bkdyeb
Bkdyebpujf
pujfmd
md cmsej =. Bkbpk
Bkbpkrcmtef
rcmtefmd
md imd

pkdyujucmd ( ) bkdikdhmrfmd ( )

7. Bkdhulmpfmd tkreb
tkrebmm 7. Bkbpk
Bkbpkrcmtef
rcmtefmd
md imd
=?.9< =?.9;
fmsec ( ) bkdikdhmrfmd ( )

<. Bkdhm
Bkdhmfcere
fcere ikdhmd
ikdhmd <. Bkdam
Bkdamwmg
wmg smjmb ( )

smjmb ( )

\urmgmym, = Mprej 7?7=

_kdhmbmt 7

(Edimc Jmte`m, \.Fkp)