]EJWM_TJNBN
]EJWM_TJNBN EBDJKEBF ^MDEKFKIJD
^MDEKFKIJDB
B NM FJCB T]_
DB__M_B \_KGMTJKEBF NM JEIMEJM_JB MFMD^_KEJDB Z ^MFMDKC]EJDBDJKEMT  
 BÒK FMD^JWK ?<?< — < WJ/WJJJ DJDFK

DJ_D]J^KT MFMD^_KEJDKT JJ

I]JB NM FBOK_B^K_JK
FB OK_B^K_JK <>

DJ_D]J^KT NM_JWBNK_ M JE^MI_BNK_

Jetmirbetms

@M__BCJME^BT 
- Tkgtwbrm JTJT nm \rktmus
- Tkgtwbrm Cuftjsjc nm Ebtjkebf Jestrucmets

KOHM^JWKT 
- Dkcprkobr mf guedjkebcjmetk
guedjkebcjmetk nm fks djrdujtks nmrjvbnkr m jetmirbnkr.

_MDKCMENBDJKEMT
_MDKCMENBDJKEMT \B_B FB \_MTME^BDJÔE
\_ MTME^BDJÔE NM JEGK_CMT
- Ckstrbr mvjnmedjb
mvjnmedjbs
s nmf trbobhk rmbfjzbnk, usubfcmetm dbnb pbsk fk rmqujmrm. Mcpfmbr,
smiøe smb dkevmejmetm, cuftãcmtrk, ksdjfksdkpjk, bebfjzbnkr nm mspmdtrks dubenk sm
prmdjsm rmbfjzbr cmnjdjkems.
- \rmdjsm obhk quê dkenjdjkems sm rmbfjzô fb cmnjdjôe8 gkrcb nm kenb nm metrbnb y fks
pbrâcmtrks nm bcpfjtun y tjmcpk qum fb nmgjebe dkcpfmtbcm
dkcpfmtbcmetm.
etm.
- Fbs ggktkirbgãbs
ktkirbgãbs nmome smr gmd`bnbs (gmd`b y `krb),
`krb), mcpfmbr bfiueb Bpp
- Fbs dbpturbs nm pbetbffb nmome smr eãtjnbs, ckstrbenk fb jegkrcbdjôe rmfmvbetm.
- Fbs pbetbffb
pbetbffbs s nm ksdjfksdkpjk
ksdjfksdkpjk nmome ckstrbr8
Msdbfb nm vkftbhm
Msdbfb nm tjmcpk
 Bdkpfk
Grmdumedjb nm fb smòbf me mf dbebf k dbebfms nm jetmrês
Wkftbhm pjdk, pjdk-pjdk, _CT, smiøe smb mf dbsk,
dbsk , me mf d
dbebf
bebf k dbebfms nm jetmrês
Nmom mstbr dfbrk qum smòbfms ske fbs qum sm cumstrbe. Njgmrmedjbrfbs pkr dkfkrms
pksjdjôe me fb pbetbffb, bfiøe tmxtk supmrpumstk k me fb cjscb nmsdrjpdjôe nm fb
gjiurb.
- Me fb pbetbffb nm k ksdjfksdkpjk,
sdjfksdkpjk, ek dkfkdbr tknb fb vmetbeb nm Cmbsurmcmets  
- Fbs gjiurbs (gktkirbgãbs, dbpturbs nm pbetbffb
pbetbffb y ktrks)
ktrks) nm
nmome
ome smr eucmrbnbs y dke
nmsdrjpdjôe, bnmcâs nm smr cmedjkebnbs me mf tmxtk nmf jegkrcm y dkcmetbnbs
têdejdbcmetm.
- Fbs smòbfms, tmxtks y eøcmrks njvmrsks nm fbs gjiurbs
gjiurbs nmome smr vjsjofms, eãtjnbs.
- Mf jeg
jegkrcm
krcm sm nmsbrrkffb skorm m mstb
stb cjsc
cjscbb iuãb, me fks
fks mspbdjks
mspbdjks jenjdbnks
jenjdbnks nmstjebnks
pbrb tbf gje.
- _mnbdtbr têdejtêdejdbcmetm,
dbcmetm, dke oumeb
oumeb krtkirbgãb,
krtkirbgãb, jfbdjôe, jnmbs
jnmbs dkcpfmtbs. Mvj Mvjtbr
tbr
dkpjbr/pmibr.
- Dkfkdbr jegkrcbdjôe dfbrb, dkedjsb, dke sugjdjmetm nmtbffm y sustmetk.
- Dubenk sm pjn pjnm
m dk
dkcmetbr
cmetbr bfiøe rmsuftbnk,
rmsuftbnk, mstk usubfcmetm sjiejgjdb rmbfjzbr nks dksbs8
dksbs8
•   Nmsdrjojr fbs gkr
gkrcbs
cbs nm
nm kenb
kenb kotmejnbs
kotmejnbs k mf guedjkebcjmetk
guedjkebcjmetk kosmrvbnk
•   Wmrjgjdbr sj ms fk mspmrbnk,
mspmrbnk, sustmetb
sustmetbenk
enk dke fb tmkrãb
tmkrãb k dâfdufks prmvjks fks
dubfms nmome cmedjkebrsm,
cmedjkebrsm,
- Mcpfmbr JTJT k Cuftjsjc pbrb ffb b sjcufbdjôe
sjcufbdjôe nm fks
fks djrdujtks.
djrdujtks. \brb fbs mxpmrjmedjbs
mxpmrjmedjbs skorm
gjftrks, emdmsbrjbcmetm nmom smr Cuftjsjc yb qum njspkem nmf bebfjzbnkr nm mspmdtrk câs
prâdtjdk nm mcpfmbr qum mf njspkejofm me JTJT.
 

]EJWM_TJNBN
]EJWM_TJNBN EBDJKEBF ^MDEKFKIJD
^MDEKFKIJDB
B NM FJCB T]_
DB__M_B \_KGMTJKEBF NM JEIMEJM_JB MFMD^_KEJDB Z ^MFMDKC]EJDBDJKEMT  
 BÒK FMD^JWK ?<?< — < WJ/WJJJ DJDFK

_MWJTB_ DB\. > NMF FJO_K NM \M_^MEDM H]EJK_

DJ_D]J^K <2  — Nmrjvbnkr

Fks djrdujtks nmrjvbnkrms tjmeme ue dkcpkrtbcjmetk cuy nmpmenjmetm nm fb grmdumedjb nm fb smòbf
nm metrbnb.
Tm jnmetjgjdbe trms rbeiks nm grmdumedjb8

Dkck jevmrskr
Dkck nmrjvbnkr
Jetmrcmnjk metrm jevmrskr y nmrjvbnkr (ek nmgjejnk)
 Btmeubdjôe

Gjiurb <2   —
— Djrdujtk nmrjvbnkr jcpfmcmetbnk y vmrjgjdbnk vjrtubfcmetm
(rmmcpfbdm pkr su prkpjk djrdujtk)

<2- Fb mdubdjôe nm fb grmdumedjb fãcjtm nmf nmrjvbnkr ms fb ckstrbnb me fb mdubdjôe.

_mmcpfbdm vbfkrms y nmtmrcjem mf vbfkr tmôrjdk nm fb grmdumedjb fãcjtm. _23=.4A, D23?eG.  

  
    3  3 (tmôrjdb)
 

<?- Jcpfmcmetbr vjrtubfcmetm mf djrdujtk ckstrbnk m jnmetjgjdbr fks rbeiks nm grmdumedjb jenjdbnks
cmnjbetm ue obrrjnk nm grmdumedjb y smòbf trjbeiufbr nm metrbnb.
Cumstrm rmsuftbnks me ueb tbofb jedfuymenk gkrcb nm kenb nm metrbnb y sbfjnb.

<4- \rumom mf djrdujtk pbrb metrbnb smekjnbf.

Cumstrm rmsuftbnks me ueb tbofb jedfuymenk gkrcb nm kenb nm metrbnb y sbfjnb.
 

]EJWM_TJNBN
]EJWM_TJNBN EBDJKEBF ^MDEKFKIJD
^MDEKFKIJDB
B NM FJCB T]_
DB__M_B \_KGMTJKEBF NM JEIMEJM_JB MFMD^_KEJDB Z ^MFMDKC]EJDBDJKEMT  
 BÒK FMD^JWK ?<?< — < WJ/WJJJ DJDFK

DJ_D]J^K <?  — Jetmirbnkr

Fks djrdujtks jetmirbnkrms tjmeme ue dkcpkrtbcjmetk cuy nmpmenjmetm nm fb grmdumedjb nm fb smòbf
nm metrbnb.
Tm jnmetjgjdbe trms rbeiks nm grmdumedjb8

Dkck jevmrskr
Dkck jetmirbnkr
Jetmrcmnjk metrm jevmrskr m jetmirbnkr (ek nmgjejnk)
 Btmeubdjôe

Gjiurb
Gjiur b <2
<2   —
— Djrdujtk jetmirbnkr jcpfmcmetbnk y vmrjgjdbnk vjrtubfcmetm
(rmmcpfbdm pkr su prkpjk djrdujtk)

<2- Fb mdubdjôe nm fb grmdumedjb fãcjtm nmf jetmirbnkr ms fb ckstrbnb me fb mdubdjôe.

_mmcpfbdm vbfkrms y nmtmrcjem mf vbfkr tmôrjdk nm fb grmdumedjb fãcjtm. _?3?<A, D232<eG.  

  
    3  3 (tmôrjdb)
 

<?- Jcpfmcmetbr vjrtubfcmetm mf djrdujtk ckstrbnk m jnmetjgjdbr fks rbeiks nm grmdumedjb jenjdbnks
cmnjbetm ue obrrjnk nm grmdumedjb y smòbf dubnrbnb nm metrbnb.
Cumstrm rmsuftbnks me ueb tbofb jedfuymenk gkrcb nm kenb nm metrbnb y sbfjnb.

<4- \rumom mf djrdujtk pbrb metrbnb smekjnbf.

Cumstrm rmsuftbnks me ueb tbofb jedfuymenk gkrcb nm kenb nm metrbnb y sbfjnb.

Mf prkgmskr nmf dursk

Mnibrn Kpkrtk
]E^MFT  — JM^  — ?<?< <