U@lmnkl @jskr`r Kdbvkr\

www.1ji-`jdblk-sbfut`bjs.dbl =
=7= MQBLMYKQMW@M K
ÔFKBT KTTKJD@M@T IB
WQKTKJYK @IÀ@MT
WMQM hkr`mibs k
bdms`ûks kspkd`m`s
Mprkskjtmib pbr
1ji-@jdblk-Tbfut`bjs

www.1ji-`jdblk-
sbfut`bjs.dbl 1
Ìji`dk
@jtrbiuîäb ;
Dmpìtufb = - B quk à Mrblmtkrmp`m2 >
Dmpìtufb 1 - B quk säb ôfkbs ksskjd`m`s2 0
Tknurmjîm kl pr`lk`rb funmr dbl ôfkbs ksskjd`m`s ==
Dmpìtufb 4 - Wrkskjtks dmsk`rbs vkrsus dblprmibs =;
Dmpìtufb 9 - Wrkskjtks pmrm dblkîmr m usmr m mrblmtkrmp`m. =3
Ôfkbs ksskjd`m`s =0
Ôfkbs trmjspbrtmibrks 19
]uk`lmibrks 13
I`husbrksI`husbr 47
kvmpbrmt`vb (vkjt`fmibr) 4=
Mqukd`lkjtb 44
[l`i`h`dmibr 48
Jkauf`zmîäbpmfcktm 43
[ftrmssùj`db 97
I`husbrks ik 9=
F`vrbs pmrm `j`d`mjtks 91
Qkv`stms k pkr`ôi`dbs 9>
Mssbd`mîûks 93
Dfmssks k dursbs 90
Dmpìtufb ; - Wrkskjtks pmrm lufckrks ;1
Dmsk`rbs Dkstm ik prkskjtks ;4
Tcmlpbbs k dbji`d`bjmibrks ;;
Fmvmnkl ib dbrpb ;0
Ob`ms >4
Dmpìtufb 8 - Ôfkbs ksskjd`m`s pmrm cblkjs >>
Dmpìtufb > - Wrkskjtks pmrm akaïs, dr`mjîms k mibfksdkjtks
34
Dmpìtufb 3 - Wrkskjtks pmrm bs hkr`mibs mlkr`dmjbs 0=
I`m ibs Jmlbrmibs 0=
Lklbr`mf Imy k I`m im @jikpkjiïjd`m 01

www .1ji-rkji`lkjtbs-
sbfut`bjs.dbl 4
I`m ims Läks 09
Mîäb ik Nrmîms 0>
Dmpìtufb 0 - Wrkskjtks pmrm hkstms rkf`n`bsms =77
Dmpìtufb =7 - Wrkskjtks quk sk rkfmd`bjml dbl nrmjiks
kvkjtbs kspbrt`vbs
=7>
Dbjdfusäb ==4
Qkdursbs ==9

www.1ji-`jdblk-
sbfut`bjs.dbl 9
I`rk`tbs ik usb

Ybibs bs i`rk`tbs rkskrvmibs. Jkjculm pmrtk ikstk f`vrb

pbik skr rkprbiuz`im, mrlmzkjmim kl ul s`stklm ik
rkdupkrmîäb bu trmjsl`t`im ik qumfqukr hbrlm bu pbr
qumfqukr lk`b, kfktrùj`db, lkdáj`db, hbtbdôp`m,
nrmvmîäb, i`n`tmf`zmîäb bu butrb, skl m pkrl`ssäb pràv`m
pbr ksdr`tb ib ki`tbr.

@skjîäb ik rkspbjsma`f`imik

Ms `jhbrlmîûks hbrjkd`ims jkstk rkfmtôr`b säb mpkjms pmrm

h`js kiudmd`bjm`s k `jhbrlmt`vbs k jäb sk ikst`jml m
mdbjskfcmlkjtb lài`db bu prbh`ss`bjmf. Xbdï ikvk sklprk
dbjsuftmr sku lài`db mjtks ik hmzkr mftkrmîûks kl sum
i`ktm, jutr`îäb bu prbnrmlm ik kxkrdìd`bs.

Kstms ikdfmrmîûks jäb hbrml mvmf`mims pkfm Hbbi mji Irun

Mil`j`strmt`bj. Kstk prbiutb jäb sk ikst`jm m
i`mnjbst`dmr, trmtmr, durmr bu prkvkj`r ibkjîms.

www.1ji-`jdblk-
sbfut`bjs.dbl ;
@jtrbiuîäb

Mrblmtkrmp`m. Yklbs dkrtkzm quk vbdï buv`u m pmfmvrm.

Ymlaàl mpbstmlbs quk pkfb lkjbs mfnulms pkssbms im sum
f`stm ik prkskjtks pbikl ikshrutmr im mrblmtkrmp`m dblb ul
cbaay i`vkrt`ib k `jtkrkssmjtk.
Tk vbdï jujdm kxpkr`lkjtbu m mrblmtkrmp`m, pbik kstmr dur`bsb,
lms jäb smak pbr bjik dblkîmr. Xbdï tmlaàl pbik tkr ul
lklarb im hmlìf`m bu ul ml`nb quk kstkom mjs`bsb pmrm mprkjikr
lm`s sbark b mssujtb5 jkssk dmsb, imr ul prkskjtk rkfmd`bjmib ç
mrblmtkrmp`m skr`m pkrhk`tb pmrm ms hàr`ms, mj`vkrsír`b bu qumfqukr
butrm bdms`äb kspkd`mf.
Bu kjtäb, vbdï oí ikvk dbjckdkr ms lmrmv`fcms im
mrblmtkrmp`m k ikskom dblpmrt`fcmr b quk mprkjiku dbl
butrms pkssbms jm hbrlm ik lmrmv`fcbsbs prkskjtks
dblprmibs bu dmsk`rbs. Kfks jäb prkd`sml dustmr lu`tb, lms
pbikl skr m lmjk`rm pkrhk`tm ik `jtrbiuz`r ul pbudb ik fuxb
jm dmsm ib ikst`jmtír`b ib prkskjtk bu jm rbt`jm ik du`imibs
pkssbm`s.
Mrblmtkrmp`m ut`f`zm ôfkbs ksskjd`m`s, bu skom, ms kssïjd`ms
lm`s durmt`vms ik pfmjtms k írvbrks, dblb hfbrks k hrutbs, jäb
mpkjms pbr skus mrblms, lms pmrm h`js lài`dbs. Mnbrm, bs
ôfkbs ksskjd`m`s säb kjdbjtrmibs kl ulm mlpfm nmlm ik
prbiutbs, ik smaäb m xmlpu, m pur`h`dmibrks ik mr k lu`tb
lm`s. Kfks säb ÿtk`s bu tuib `ssb à mpkjms cypk2
B quk à kxmtmlkjtk m mrblmtkrmp`m k dblb kfm pbik lkfcbrmr
sum v`im k m ik qukl vbdï ií ul prkskjtk rkfmd`bjmib ç
mrblmtkrmp`m2 Xmlbs imr ulm bfcmim jb quk à mrblmtkrmp`m.
www.1ji-`jdblk-
sbfut`bjs.dbl 8
Dmpìtufb = - B quk à Mrblmtkrmp`m2

Mrblmtkrmp`m à m d`ïjd`m ib usb ik ôfkbs ksskjd`m`s

pkrhulmibs ik pfmjtms k pfmjtms pmrm lkfcbrmr m smÿik, m
akfkzm k b mla`kjtk ik ulm pkssbm. À ul làtbib ik durm
mjt`nb quk hb` usmib pkfbs pr`lk`rbs knìpd`bs k dbjt`jubu mtà
bs i`ms mtum`s mtrmvàs im lki`d`jm dc`jksm skdufmr k im
lki`d`jm myurvài`dm (`ji`mjm).

Hb` pbpufmr`zmib pkfm pr`lk`rm vkz jb Bd`ikjtk pkfb quìl`db

hrmjdïs Qkjk Lmur`dk. [l i`m kfk sk quk`lbu lu`tb kl sku
fmabrmtôr`b. M ÿj`dm suastájd`m hr`m quk kfk t`jcm pmrm kshr`mr
m quk`lmiurm krm b ôfkb ik fmvmjim. Tums quk`lmiurms
smrmrml täb rmp`imlkjtk quk kfk sk `jtkrkssbu pkfms
prbpr`kimiks durmt`vms ik krvms k ôfkbs ksskjd`m`s k dujcbu
b tkrlb mrblmtkrmp`m.
Iksik kjtäb, m mrblmtkrmp`m nmjcbu pbpufmr`imik kl tbib b
lujib dblb ul làtbib ik durm pbr s` sô. Wbr tkr pbudbs
khk`tbs dbfmtkrm`s, pbik skr usmib kl dbjoujtb dbl butrms
lbimf`imiks ik durm, dblb lki`dmlkjtbs prksdr`tbs,
lmssmnkl k lu`tb lm`s. Bs ôfkbs ksskjd`m`s usmibs jm
mrblmtkrmp`m pbikl skr usmibs pmrm trmtmr ulm vmr`kimik ik
dbji`îûks, iksik ikprkssäb k mjs`kimik mtà am`xm kjkrn`m,
kstrkssk k hmi`nm.
www.1ji-`jdblk-
sbfut`bjs.dbl >M
mrblmtkrmp`m pbik skr ul lki`dmlkjtb pbikrbsb, pbrtmjtb,
ikvk-sk tblmr du`imib mb usmr ôfkbs ksskjd`m`s. Lms b quk
säb kxmtmlkjtk bs ôfkbs ksskjd`m`s k dblb ul `j`d`mjtk pbik
dblkîmr m usí-fbs dbl sknurmjîm2 Xkomlbs bs ôfkbs
ksskjd`m`s kl lm`s iktmfcks jb prôx`lb dmpìtufb.

www.1ji-`jdblk-
sbfut`bjs.dbl 3
Dmpìtufb 1 - B quk säb ôfkbs ksskjd`m`s2

Bs ôfkbs ksskjd`m`s rkdkakl kssk jblk im kssïjd`m durmt`vm im

pfmjtm quk kstí skjib kxtrmìim pmrm usí-fb pbr sums
prbpr`kimiks durmt`vms. Bs ôfkbs säb dr`mibs jmturmflkjtk
usmjib vmpbr, bu ikst`fmibs usmjib ínum bu, çs vkzks, ífdbbf k
butrbs prbiutbs quìl`dbs pmrm kxtrm`r m kssïjd`m ib abtáj`db.
Wrbdurmr ôfkbs ksskjd`m`s brnáj`dbs à nkrmflkjtk m lkfcbr
lmjk`rm ik nmrmjt`r quk skusksskjd`m`s

ôfkbshbrml kxtrmìibs usmjib prbdkssbs jmturm`s k jäb

quìl`dbs. Bs ôfkbs ksskjd`m`s pbikl skr kxtrmìibs ims hfbrks,
hrutms, rmìzks, dmufks k çs vkzks tbims ms pmrtks ik ulm pfmjtm.
Mfnujs ibs ôfkbs ksskjd`m`s säb `jmfmibs pmrm mouimr jm durm
bu pmrm lkfcbrmr b culbr. Wbr kxklpfb, b kudmf`ptb à ôt`lb
pmrm f`lpmr sk`bs k dbjnkstäb jb pk`tb.
Butrbs säb usmibs jm pkfk ik vír`ms lmjk`rms k pmrm i`vkrsbs
h`js. Wbr kxklpfb, lu`tbs ôfkbs ksskjd`m`s tïl prbpr`kimiks
mjt`hÿjn`dms, mjt`amdtkr`mjms k mjt`-`jhfmlmtôr`ms, tbrjmjib-bs
pkrhk`tbs pmrm f`lpmr k vkst`r dbrtks k mrrmjcûks, sumv`zmr m
pkfk k mtà durmr prbafklms ik smÿik dblb mdjk.

www.1ji-`jdblk-
sbfut`bjs.dbl 0
Wbr kxklpfb, b ôfkb im írvbrk ib dcí tkl kxdkfkjtks
prbpr`kimiks mistr`jnkjtks, pbr `ssb à `ikmf pmrm f`lpmr m
mdjk k iks`jhktmr hkr`ims.
Wbrtmjtb, bs ôfkbs ksskjd`m`s pbikl sk tbrjmr ulm pmrtk
smuiívkf ik ul e`t ik pr`lk`rbs sbdbrrbs kl dmsm bu ik
ulm rbt`jm i`ír`m kh`dmz ik du`imibs dbl m pkfk.
Bs ôfkbs ksskjd`m`s säb ut`f`zmibs jäb i`fuìibs qumjib
`jmfmibs. Kfks pbikl skr usmibs i`rktmlkjtk im nmrrmhm bu
kl vkfms, dbfbdmjib mfnulms nbtms jm dkrm ikrrkt`im. Kfks
tmlaàl säb usmibs kl pbt-pburr` k trmvkssk`rbs ik pkfÿd`m.
Mfnulms nbtms tmlaàl pbikl skr dbfbdmims kl fkjîbs, pbr
kxklpfb, sk m pkssbm kst`vkr rkshr`mim k ikskomr mf`v`mr sum
dbjnkstäb dbl kudmf`ptb.
Xbdï tmlaàl pbik ibarmr ul fkjîb dbl mfnulms nbtms ik
ôfkb ksskjd`mf, dblb b vkrik ik `jvkrjb, kl sum hrbjcm qumjib
hbr ibrl`r, m h`l ik lmjtkr ms v`ms màrkms makrtms.
]uk`lmibrks k i`husbrks ik ôfkb ksskjd`mf tmlaàl pbikl
kspmfcmr b ôfkb jb mr. [l ibs t`pbs lm`s pbpufmrks ik i`husbr
tmlaàl pbik skrv`r dblb ul`i`h`dmibr, pufvkr`zmjib ulm
jàvbm h`jm jb mr pmrm mf`v`mr b dbjnkst`bjmlkjtb k lmjtkr ms
pkssbms rksp`rmjib f`vrklkjtk.
Xbdï pbik mtà dr`mr sku prôpr`b Xmpbua kst`fb X`de's ℡ usmjib ul
ikssks ôfkbs k b quk à dcmlmib ik ôfkb trmjspbrtmibr. Bs ôfkbs
ksskjd`m`s ikvkl sklprk skr i`fuìibs mjtks ik mpf`dmr jm pkfk. Ínum,
ífdbbf k ôfkbs tr mjspbrtmibrks pbikl skr usmibs dblb amsk pmrm m
mpf`dmîäb ik ôfkbs ksskjd`m`s jm pkfk.
Mfnulms nbtms ik ôfkb ksskjd`mf kl ul ôfkb trmjspbrtmibr
mulkjtml bs akjkhìd`bs ik smÿik im lmssmnkl, iksik quk
vbdï s`nm ms `jstruîûks pmrm i`fu`r b ôfkb, pmrm quk skom sknurb
usí-fb jm pkfk. Kxklpfbs ik ôfkbs vk`dufmrks ÿtk`s pmrm
lmssmnkl `jdfukl ôfkb ik mlïjibm ibdk, ôfkb ik dbdb skl
pkrhulk, mamdmtk, imlmsdb k mzk`tk ik bf`vm. Dmim ul ikfks
tkl sums prôpr`ms prbpr`kimiks kl tkrlbs ik prbpr`kimiks
durmt`vms, dck`rb k v`sdbs`imik.
Wbr kxklpfb, b ôfkb ik dbdb skl pkrhulk à pkrhk`tb pmrm
lmssmnkjs kl dblpmrmîäb dbl bs butrbs, sk vbdï pfmjkom
hmzkr ulm fbjnm lmssmnkl k sk ikskom c`irmtmr
prbhujimlkjtk m pkfk. B dmfbr ik sums läbs k sum pkfk, bu b
ik butrm pkssbm, vm` kv`tmr quk kfk h`quk pknmobsm k puxmjib
www.1ji-`jdblk-sbfut`bjs.dbl =7
tkd`ibs skjsìvk`s. Ymlaàl tkl ul nbstb abl sk vbdï
md`ikjtmflkjtk dbfbdmr ul pbudb jm abdm.
Kl tkrlbs ik ínum, vbdï pbik mpf`dmr mfnulms nbtms jm ínum
ib amjcb pmrm mdmflmr m pkfk k `jmfmr b mrblm. Mb i`fu`r bs
ôfkbs m skrkl usmibs pmrm h`js ik akfkzm bu durm, ksdbfcm ínum
ikst`fmim bu kjnmrrmhmim bu ínum im tbrjk`rm hkrv`im m hkrvkr
pbr =; l`jutbs pmrm rklbvkr `lpurkzms quk pbssml
dblprblktkr bs pbikrks ik durm ibs ôfkbs.
Kl rkfmîäb mb ífdbbf, mfnulms nbtms ik ífdbbf pbikl skr
usmims pmrm f`lpmr hkr`ims k tbj`h`dmr m pkfk. Mpf`quk
i`rktmlkjtk bu dbl ul pmjb f`lpb bu ul qumirmib ik
mfnbiäb. M mvkfä purm dbl am`xb tkbr ik ífdbbf tmlaàl
hujd`bjmrí akl, lms skl m p`dmim usumf ik prbiutbs dbl mftb
tkbr ik ífdbbf.
Bs ôfkbs ksskjd`m`s jäb sô pbikl mulkjtmr qumfqukr rbt`jm
ik akfkzm, lms tmlaàl pbikl skr usmibs ik vír`ms lmjk`rms
pmrm klakfkzmr m dmsm ib ikst`jmtír`b ib prkskjtk. Kfks
pbikl skr usmibs dblb smquktms ik nmvktm pmrm lmjtkr ms
rbupms dbl ul dck`rb hrksdb k f`vrk ik lmr`pbsms. Kfks
tmlaàl pbikl kjdckr m smfm dbl hrmnrájd`m sk kspmfcmr pkfb
mr dbl m mouim ik ul i`husbr, tbrjmjib-m ul pur`h`dmibr ik
mr kdbjùl`db k skl prbiutbs quìl`dbs quk lkfcbrmrí m
mtlbshkrm im sum dmsm.
Mrblmtkrmp`m pbik skr ul cbaay lmrmv`fcbsb, pb`s dmim
pkssbm kxpfbrm ulm vmr`kimik ik mrblms pmrm durmr,
klakfkzmr k lkfcbrmr sums v`ims. Jb kjtmjtb, dblb bs ôfkbs
ksskjd`m`s prkd`sml skr ikst`fmibs ik lu`tms pfmjtms k hfbrks,
kfks pbikl skr lu`tb dmrbs sk vbdï jäb sbuakr bjik
kjdbjtrmr bs lkfcbrks prkîbs.
M`jim lm`s `lpbrtmjtk, kfks pbikl skr prkoui`d`m`s sk jäb
hbrkl usmibs k mrlmzkjmibs dbrrktmlkjtk.
Tknurmjîm kl pr`lk`rb funmr dbl ôfkbs
ksskjd`m`s Bs ôfkbs ksskjd`m`s tïl prbpr`kimiks durmt`vms
pbikrbsms, pbrtmjtb ikvkl skr trmtmibs im lkslm hbrlm quk
qumfqukr butrb lki`dmlkjtb quk vbdï tkjcm kl sku
nma`jktk. Lmjtkr hbrm ib mfdmjdk ik dr`mjîms k mj`lm`s ik
kst`lmîäb.
www.1ji-`jdblk-sbfut`bjs.dbl ==
Mfnulms pkssbms dblkl bu akakl rkdk`tms dbl ôfkbs
ksskjd`m`s, lms à `lpbrtmjtk baskrvmr quk kx`stkl
i`hkrkjtks qumf`imiks ik ôfkb. Tk vbdï pfmjkom hmzkr rkdk`tms
pmrm dbjsulb culmjb bu mj`lmf ik kst`lmîäb, prkd`sm usmr
ôfkbs ik qumf`imik mf`lkjtmr. Tunkr`lbs pmnmr ul pbudb
lm`s pkfbs ôfkbs Ebsckr dkrt`h`dmibs, pbrquk kfks skr`ml
prbiuz`ibs dbl bs lm`s mftbs pmirûks.
Ymlaàl à `lpbrtmjtk miqu`r`r bs supr`lkjtbs ik
mrblmtkrmp`m im [j`äb Kurbpà`m, K[M bu Dmjmií pmrm nmrmjt`r
quk kfks skoml ik mftm qumf`imik kl tkrlbs ik `jnrki`kjtks k
pmirûks ik hmar`dmîäb. Ôfkbs k vkfms amrmtbs ik butrms pmrtks
ib lujib pbikl skr `lpurbs k dck`bs ik prbiutbs quìl`dbs
usmibs pmrm prbdkssmr bs ôfkbs quk, ik hmtb, bs tbrjml lu`tb
lkjbs kh`dmzks k mtà pkr`nbsbs.
Baskrvk quk dkrtbs ôfkbs pbikl skr pkr`nbsbs pmrm dbjsul`r,
lkslb kl pkqukjms ibsks, dblb b p`jck`rb. Lmjtkjcm skus
ôfkbs hbrm ib mfdmjdk ik dr`mjîms k mj`lm`s ik kst`lmîäb, k
bs `tkjs dbl bs qum`s vbdï bs ut`f`zm, dblb pbt-pburr`,
smquktms ik nmvktm k mss`l pbr i`mjtk. Kfks pbikl dck`rmr
lu`tb akl mb sku däb bu nmtb, lms dblï-fbs pbik skr ul
iksmstrk.
Kl tkrlbs ik butrms i`dms `lpbrtmjtks ik sknurmjîm, qumjib
sk trmtm ik ôfkbs ksskjd`m`s, kfks ikvkl skr mrlmzkjmibs kl
nmrrmhms ik v`irb dbfbr`ims, jäb trmjspmrkjtks, k lmjt`ibs kl
fbdmf hrksdb k skdb, fbjnk im fuz sbfmr i`rktm. Tkus ôfkbs
ksskjd`m`s ikvkl skr usmibs ikjtrb ik ul mjb mpôs m
makrturm, dbl kxdkîäb ibs ôfkbs ikr`vmibs ik hrutms dìtr`dms,
dblb fmrmjom bu f`läb. Mqukfks ikvkl skr usmibs ikjtrb ik 8
lksks.
www.1ji-`jdblk-sbfut`bjs.dbl =1
Mfàl ik tbims ms prbpr`kimiks durmt`vms ibs ôfkbs ksskjd`m`s pmrm
usb pkssbmf, kfms tmlaàl pbikl lkfcbrmr m mtlbshkrm ik
qumfqukr fmr. Dkrtbs ôfkbs ksskjd`m`s säb kxdkfkjtks pmrm m
f`lpkzm, dblb f`läb, p`jck`rb k fmrmjom. Kfks pbikl skr usmibs
pmrm dr`mr ulm mtlbshkrm smzbjmf, dblb dmjkfm bu p`jcb iurmjtk
ms hàr`ms. Dkrt`h`quk-sk ik sknu`r ms `jstruîûks ik i`fu`îäb pmrm
lmjtkr mj`lm`s ik kst`lmîäb k dr`mjîms kl sknurmjîm, pb`s b
jmr`z k bs puflûks skräb lm`s ikf`dmibs.
Mb `jmfmr bs ôfkbs ksskjd`m`s pmrm lkfcbrmr b culbr bu mf`v`mr
b dbjnkst`bjmlkjtb, bs kspkd`mf`stms sunkrkl quk kfks ikvkl
skr usmibs jäb lm`s ik trïs vkzks mb i`m i`rktmlkjtk im
nmrrmhm, m h`l ik kv`tmr `jhkdîûks ibs sk`bs jmsm`s. Wbfv`fck
ulm bu iums nbtms kl ul pmjb. Jäb dbfbquk b hrmsdb jms
jmr`jms, pb`s `ssb pbik dmusmr `jhkdîäb, dbjtml`jmîäb ib ôfkb
k tmfvkz mtà quk`lmiurms ik t`pb quìl`db jms lklarmjms
ludbsms skjsìvk`s.
Butrm bpîäb à usmr ul mtbl`zmibr pmrm abrr`hmr ôfkbs
ksskjd`m`s i`fuìibs jbs pbjtbs ik pufsb jm nmrnmjtm bu jbs
pufsbs im lkslm lmjk`rm quk vbdï usmr`m pkrhulk. Xbdï
tmlaàl pbik dr`mr ul rbff-bj pmrm kssk h`l. I`fum fmvmjim
dbl ífdbbf pmrm batkr ul khk`tb rkfmxmjtk dmim vkz quk
`jsp`rm. Bu tkjtk tbrmjom pmrm rkiuz`r m hblk, sk vbdï kst`vkr
tkjtmjib pkrikr pksb.
Ykjcm du`imib dbl qumfqukr ôfkb ç amsk ik d`trbs, dblb
f`läb, f`läb, fmrmjom, tbrmjom bu akrnmlbtm, sk vbdï pfmjkom
sm`r mb sbf ikjtrb ik 1 cbrms ikpb`s ik usí-fb. Wbik tbrjmr m
pkfk hbtbsskjsìvkf, bu skom, skjsìvkf ç fuz sbfmr k dmusmr
quk`lmiurms sbfmrks bu mftkrmîûks jm p`nlkjtmîäb im pkfk. Tk
vbdï qu`skr prkskjtkmr `tkjs dbl kssks ôfkbs, mi`d`bjk ulm
pkqukjm jbtm ik sknurmjîm sbark kssk prbafklm dblb pmrtk
ib prkskjtk.
Bs ôfkbs ksskjd`m`s jäb säb mpkjms pbikrbsbs pbr s`
lkslbs, lms qumjib l`sturmibs. Lmjtkjcm tbibs bs skus
supr`lkjtbs ik l`sturm, dblb nmrrmhms, omrrbs k huj`s
f`lpbs b tklpb tbib.
Mfnujs ôfkbs ksskjd`m`s säb hbrjkd`ibs kl hrmsdbs dbl tmlpms
dbjtm-nbtms, lms nkrmflkjtk jäb säb rkdblkjimibs pbrquk m
abrrmdcm pbik qukarmr dbl lu`tm hmd`f`imik. Ôfkbs ksskjd`m`s k
prbiutbs hk`tbs dbl ulm mftm prbpbrîäb ik ôfkbs ksskjd`m`s, tm`s
dblb trmtmlkjtbs ik akfkzm, jäb ikvkl skr dbfbdmibs kl
rkd`p`kjtks ik pfíst`db pbrquk
www.1ji-`jdblk-sbfut`bjs.dbl =4
kfks pbikl quk`lmr i`rk`tb mtrmvàs ib pfíst`db. Tklprk
usk nmrrmhms k pbtks ik v`irb.
Tk vbdï kst`vkr prkbdupmib dbl m sknurmjîm ik tkr v`irb jb
amjck`rb, vbdï bu b sku ikst`jmtír`b pbikl dbfbdmr ulm
pkqukjm qumjt`imik ib quk qu`skr usmr kl ul pkqukjb
rkd`p`kjtk pfíst`db, fkví-fb mb amjck`rb k usí-fb `lki`mtmlkjtk.
Bu usk omrrbs ik abfm mdbfdcbmibs kl tmlmjcbs pkqukjbs,
dblb 9 bjîms, quk pbikl skr mnmrrmibs dbl lm`s hmd`f`imik,
lkslb quk sums läbs kstkoml lbfcmims.

Wbr h`l, fmvk akl ms läbs mjtks k ikpb`s ik qumfqukr bdms`äb

kl quk kst`vkr usmjib skus ôfkbs ksskjd`m`s jäb i`fuìibs.
Fmvmr mjtks ik lmjuskí-fbs s`nj`h`dm quk vbdï kstmrí lkjbs
prbpkjsb m dbjtml`jí-fbs. Fmvmr ms läbs ikpb`s tbrjmrí
lkjbs prbvívkf m `jnkstäb ik ôfkbs jäb i`fuìibs bu m
trmjshkrïjd`m ib ôfkb pmrm bjik vbdï jäb ikskom, dblb kl
amjdmims bu pïfbs ik mj`lm`s.
Kjtäb, dblb ul `j`d`mjtk dblpfktb pbik dblkîmr m usmr m
mrblmtkrmp`m dbl sknurmjîm k hmd`f`imik2 K dblb vbdï pbik
kjdbjtrmr b prkskjtk dkrtb rkfmd`bjmib ç mrblmtkrmp`m pmrm
dmim pkssbm im sum f`stm2

Jkstk nu`m, bhkrkdkrklbs ulm sàr`k ik sunkstûks quk sk

mikquml m qumfqukr pkssbm im sum f`stm ik prkskjtks k mb sku
f`l`tk ik nmstbs pmrm kssm pkssbm. Ymlaàl tkjtmlbs bhkrkdkr
prkskjtks pmrm tbims ms bdms`ûks quk skoml pkrhk`tms pmrm
qumfqukr pkssbm `jtkrkssmim kl mrblmtkrmp`m.
Lms mjtks ik dblkîmrlbs, vkomlbs m qukstäb ik
prkskjtks dmsk`rbs vkrsus prkskjtks dblprmibs.
www.1ji-`jdblk-sbfut`bjs.dbl =9
Dmpìtufb 4 - Wrkskjtks dmsk`rbs vkrsus prkskjtks dblprmibs

Mrblmtkrmp`m k prkskjtks rkfmd`bjmibs mb ôfkb ksskjd`mf säb

prkskjtks `ikm`s pmrm qumfqukr pkssbm im sum f`stm. Jb
kjtmjtb, jäb à ul cbaay amrmtb, m lkjbs quk vbdï dblprk
dbl du`imib bs ôfkbs dkrtbs. Kx`stkl lu`tbs prbiutbs
dblkrd`m`s i`spbjìvk`s quk mh`rlml skr prbiutbs ik
mrblmtkrmp`m, lms quk pbikl skr mftmlkjtk pkrhulmibs.
Kfks nkrmflkjtk pbikl skr dmrbs k jäb säb bs ôfkbs dkrtbs
pmrm bs usbs tkrmpïut`dbs quk vbdï tkl kl lkjtk.

Kl mfnujs dmsbs, m l`sturm pbik jäb skr abm kl tkrlbs ik durm

bu akfkzm. Kssks `tkjs tmlaàl dbstulml tkr dbjskrvmjtks
(pkr`nbsbs) jkfks, m h`l ik lmjtï-fbs kstívk`s jms prmtkfk`rms,
pmrm quk jäb skqukl bu pkrdml b dck`rb lu`tb rmp`imlkjtk.
Ybib lujib tkl sku prôpr`b brîmlkjtb pmrm bs hkr`mibs,
mj`vkrsír`bs k mss`l pbr i`mjtk. Kspkd`mflkjtk jbs hkr`mibs,
vbdï jäb qukr nmstmr sku brîmlkjtb dbl ul prkskjtk
dblprmib qumjib pbik usmr m lkslm qumjt`m kl i`jck`rb
pmrm dblprmr `jnrki`kjtks quk pbikl mouií-fb m dr`mr
prkskjtks kxdfus`vbs pmrm prmt`dmlkjtk tbibs im sum f`stm.
Jkstk nu`m, hbrjkdkrklbs ulm `ià`m ib prkîb kl rkfmîäb mbs
prkskjtks dblprmibs k vír`ms sunkstûks ik prkskjtks dmsk`rbs
i`vkrt`ibs. Xbdï pbik pkjsmr quk jäb à lu`tb abl kl mrtks k
bhìd`bs, lms m lm`br`m ikssks prboktbs skrí i`vkrt`im k híd`f. Jm
lm`br`m ibs dmsbs, kfks väb trmamfcmr lu`tb lm`s amrmtb pbr
`tkl ib quk
www.1ji-`jdblk-sbfut`bjs.dbl =;
qumfqukr db`sm quk vbdï pbik dblprmr kl ulm fbom, lkslb
sk vbdï pbik kjdbjtrmr mfnujs ikssks `tkjs kl ulm fbom.
Md`lm ik tuib, ms rkdk`tms nkrmflkjtk skräb lu`tb lm`s
smuiívk`s pbrquk vbdï kstmrí dr`mjib fbtks pkqukjbs k hrksdbs,
skl dblprmr mfnb quk pbssm kstmr kl ulm prmtkfk`rm pbr lksks
bu mtà mjbs.
Dblprmr m nrmjkf tmlaàl pbik mulkjtmr m qumjt`imik ik
i`jck`rb quk vbdï kdbjbl`zmrí. Wbr kxklpfb, 4 smqu`jcbs ik
pbt-pburr` bu smquktms ik fmvmjim pbikl dustmr [T $ 17 bu
lm`s, kjqumjtb = f`arm ik fmvmjim pmrm hmzkr ikzkjms ik
prkskjtks dustmrí dkrdm ik [T $ 8 k dkrdm ik ;7 dkjtmvbs pbr
smqu`jcb ik smqu`jcb, m`jim lkjbs sk vbdï dblprmr rkstbs ik
tkd`ib k dbsturmr ms smquktms vbdï lkslb.
Mfàl ik ul brîmlkjtb h`jmjdk`rb, vbdï tmlaàl tkrí ul
brîmlkjtb ik tklpb. [l prkskjtk dblprmib pbik hmzkr lm`s
skjt`ib sk vbdï hbr prkss`bjmib pkfb tklpb k sk lbstrmr
lkjbs kstrkssmjtk. I`tb `stb, ms `ià`ms ik prkskjtks dmsk`rbs
sunkr`ims ikvkl skr ríp`ims k hídk`s ik hmzkr k lu`tb
prbvmvkflkjtk rkfmxmjtks tmlaàl.
Mb ikd`i`r sbark ul prkskjtk dblprmib vkrsus dmsk`rb, pkjsk
jb sku rkfmd`bjmlkjtb dbl b ikst`jmtír`b k quk t`pb ik pkssbm
kfk à. Kfks h`dmräb lm`s `lprkss`bjmibs dbl ul prkskjtk
dblprmib bu dbl ul prkskjtk quk vbdï hkz mlbrbsmlkjtk
dbl sums prôpr`ms läbs k pkrsbjmf`zbu pmrm skr kspkd`mf pmrm
kfks2
Ybib lujib tkl nbstbs i`hkrkjtks kl tkrlbs ik `tkjs ik
du`imibs pkssbm`s k ikdbrmîäb. Mfnulms pkssbms tmlaàl
pbikl tkr mfkrn`ms mla`kjtm`s quk pbikl tbrjí-fms lm`s
skjsìvk`s m dkrtbs mrblms. Wbr butrb fmib, sku prkskjtk
dmsk`rb pbik skr `ikmf pbrquk jäb kstmrí dck`b ik prbiutbs
quìl`dbs, mpkjms `jnrki`kjtks smuiívk`s k ôfkbs ksskjd`m`s
purbs.
Wbr h`l, sk b sku ikst`jmtír`b à jbvb jb lujib im
mrblmtkrmp`m, dblprmr prkskjtks dblb f`vrbs k dbjoujtbs ik
ôfkbs ksskjd`m`s pbik skr m lkfcbr bpîäb pmrm quk kfks
pbssml mprkjikr dbl lm`s hmd`f`imik. Tk vbdï dr`mr ul
prkskjtk dmsk`rb, pbr quk jäb `jdfu`r ul dmrtäb ik rkdk`tm,
mfàl ik `jnrki`kjtks pmrm kfks hmzkrkl kfks lkslbs2 Hbrjkîm
tmlaàl ul dmrtäb `lprkssb dbl `jstruîûks ik sknurmjîm k
jbtms sbark dmim ôfkb kspkdìh`db. Tmfvk-ms jb sku dblputmibr
k kl arkvk vbdï tkrí ulm a`af`btkdm `jtk`rm ik rkdk`tms k
lmtkr`m`s ik supbrtk.

www.1ji-`jdblk-sbfut`bjs.dbl =8
Kl tkrlbs ik prkskjtks dmsk`rbs, sum dbjs`ikrmîäb h`jmf skrí
m klamfmnkl. Dbfbquk skus `tkjs kl ulm dm`xm ik prkskjtk,
ulm dkstm abj`tm bu ulm fmtm ikdbrmt`vm. Bu s`lpfkslkjtk
dbfbquk ulm h`tm bu ul fmîb jkfk dbl ulm kt`quktm dbl ms
`jhbrlmîûks mjkxmims.
Jäb `lpbrtm dblb vbdï b klpmdbtk, m lm`br`m ims pkssbms
kstmrí mjs`bsm pmrm mprkjikr lm`s sbark ul cbaay k ul
làtbib ik durm täb i`vkrt`ibs k `jtkrkssmjtks dblb m
mrblmtkrmp`m.
Kjtäb, vmlbs dblkîmr bfcmjib prkskjtks pmrm `j`d`mjtks
dblpfktbs, jbvbs jb lujib im mrblmtkrmp`m, quk prkd`smräb
ik mfnujs supr`lkjtbs k `jhbrlmîûks aís`dms pmrm dblkîmr.

www.1ji-`jdblk-sbfut`bjs.dbl =>
Dmpìtufb 9 - Wrkskjtks pmrm dblkîmr m usmr m mrblmtkrmp`m M

mrblmtkrmp`m pbik skr lu`tb i`vkrt`im, pbrquk à dblb ulm

dmvkrjm ik Mfmi`l, dbl tbibs bs t`pbs ik mrblms lmrmv`fcbsbs
pmrm kxpfbrmr k `tkjs pmrm mprbvk`tmr mb líx`lb sku ksskjd`mf
ôfkbs. Ymlaàl pbik skr ul cbaay dmrb, sk b `j`d`mjtk jäb
dblprmr ik lmjk`rm kstrmtàn`dm, dbjdkjtrmjib-sk kl mfnujs
ôfkbs pmrm dblkîmr, quk skräb kqu`pmlkjtbs vkrsítk`s k
aís`dbs pmrm mprbvk`tmr mb líx`lb bs ôfkbs ksdbfc`ibs. Bs
lkfcbrks ôfkbs pmrm `j`d`mjtks ikvkl bhkrkdkr ulm vmr`kimik
ik prbpr`kimiks durmt`vms k butrms, dblb abl pmrm
trmtmlkjtbs ik akfkzm k f`lpkzm. Bs mrblms i`spbjìvk`s
tmlaàl vmr`ml ik hrksdbs k f`lpbs m l`stkr`bsbs k kxôt`dbs.
Kv`tk mfnb lu`tb kstrmjcb. Bs mrblms lm`s f`lpbs dbstulml
mnrmimr m tbibs. Kfks tmlaàl pbikl skr lu`tb abjs pmrm
l`sturmr, pmrm mi`d`bjmr m`jim lm`s prbpr`kimiks durmt`vms mb
`tkl quk kstí skjib `jmfmib bu usmib ik butrms lmjk`rms quk
lkfcbrml m v`im.
Mb dblprmr ul prkskjtk pmrm ul `j`d`mjtk dblpfktb, s`nm b
aís`db k jäb dblprk mfnb dbl dck`rb lu`tb hbrtk, dblb
pmtdcbuf` bu yfmjn-yfmjn. Klabrm pbssml skr kjdbjtrmibs kl
mfnujs dbjoujtbs ik `j`d`mjtks, kfks jäb mnrmiml m tbibs k
jäb säb täb hmd`flkjtk l`sturmibs kl dblpmrmîäb dbl f`läb
bu fmvmjim.
[l bu lm`s ôfkbs trmjspbrtmibrks tmlaàl skräb lu`tb ÿtk`s
pmrm b `j`d`mjtk, pmrm quk pbssml i`fu`r bs ôfkbs k mpf`dí-fbs.
pmrm m pkfk dblb fbîäb bu lmssmnkl. Lm`s ulm vkz, prbdurk
ul ôfkb jkutrb quk jäb skom lu`tb dmrb.
Xmlbs dblkîmr dbl ulm bfcmim jbs ôfkbs ksskjd`m`s quk
qumsk tbibs bs `jtkrkssmibs kl mrblmtkrmp`m mdcmräb lu`tb
ÿtk`s k ikpb`s pmssmrklbs çs sunkstûks ik ôfkbs
trmjspbrtmibrks.
www.1ji-`jdblk-sbfut`bjs.dbl =3
Ôfkbs ksskjd`m`s
Wksqu`sk jm Mlmzbj pbr e`ts ik ôfkbs ksskjd`m`s k vbdï
kjdbjtrmrí ulm vmr`kimik iksdbjdkrtmjtk ik prbiutbs dbl
vír`bs prkîbs i`hkrkjtks. B quk ikvk skr baskrvmib à b
jÿlkrb ik ôfkbs, b prkîb, m qumjt`imik ik ôfkb kl dmim
nmrrmhm k bs t`pbs ik ôfkb jb e`t, ik usb vkrsít`f k lu`tb
f`l`tmib.

Iktkrl`jk tmlaàl sk säb brnáj`dbs bu ik qumf`imik

mf`lkjtmr k / bu Ebsckr, b quk oust`h`dmrí ul prkîb lm`s mftb
ib quk bs e`ts quk jäb kspkd`h`dml skr ulm ikssms db`sms.
Xkr`h`quk tmlaàl sk bs ôfkbs säb purbs bu sk l`sturml m ulm
vmr`kimik ik dbla`jmîûks prboktmims pmrm mouimr kl
iktkrl`jmims dbji`îûks. [lm l`sturm ik rkfmxmlkjtb skr`m
ÿt`f pmrm tbibs, lms ulm l`sturm quk trmtmssk s`jtblms
hkl`j`jbs dblb m YWL jäb skr`m täb ÿt`f pmrm ul cblkl bu
dr`mjîm.
[lm dbjs`ikrmîäb h`jmf à b tmlmjcb k m klamfmnkl. ]umjtb
ôfkb vbdï rkmflkjtk kstí rkdkakjib kl dmim hrmsdb, ; lf bu
=7 lf2 Dblpmrk jäb mpkjms bs prkîbs, lms b jÿlkrb ik
nmrrmhms kl dmim e`t k m qumjt`imik kl dmim nmrrmhm. M
klamfmnkl à mtrmkjtk bu ik mpmrïjd`m amrmtm2 Xkr`h`quk sk m
mprkskjtmîäb dbrrkspbjik mb dustb ib `tkl pmrm quk sku
ikst`jmtír`b h`quk `lprkss`bjmib.
Mqu` kstäb mfnulms sunkstûks ik e`ts ik `j`d`mîäb ÿtk`s quk
bhkrkdkl ul abl vmfbr k ulm kxdkfkjtk amsk pmrm kxpfbrmr
m mrblmtkrmp`m k bs ôfkbs ksskjd`m`s hmd`flkjtk ik ulm
hbrlm mtrmkjtk, dbl dkrtkzm pmrm mnrmimr.
www.1ji-`jdblk-sbfut`bjs.dbl =0
Dbjoujtb Mrblmtckrmpy Ybp 8

Dbjtàl 8 ôfkbs Ebsckr dkrt`h`dmibs

kl nmrrmhms ik =7 lf? fmvmjim, `jdkjsb (ulm kspàd`k ik
pkrhulk mlmik`rmib), kudmf`ptb, mfkdr`l, fmrmjom ibdk k
cbrtkfä-p`lkjtm, klpmdbtmibs ik hbrlm mtrmkjtk kl nmrrmhms
dbjtm-nbtms. Ikvk dustmr dkrdm ik [T $ 17.
Mrblmtkrmp`m Ybp 8 =77% Wurk Yckrmpkut`d Nrmik Ams`d
Mlbstrmibr

Dbjtàl 8 hrmsdbs ik =7 lf ik
fmvmjim, tkm trkk, kudmf`ptb, dmp`l-f`läb, fmrmjom, cbrtkfä-
p`lkjtm. Kstks ôfkbs säb ul pbudb lm`s

www.1ji-`jdblk-sbfut`bjs.dbl 17
vkrsít`f ib quk bs ib e`t mjtkr`br. Kstks jäb säb dkrt`h`dmibs
Ebsckr, pbr `ssb jäb skräb ôfkbs ik qumf`imik mf`lkjtmr. B
fmib pbs`t`vb à m klamfmnkl kfknmjtk. Dblb à lu`tb ksdurb
kl tkrlbs ik dm`xm k kt`quktms, k bs ôfkbs jäb säb lu`tb
hfbr`ibs, `ssb skr`m ul abl prkskjtk pmrm ul cblkl. Dustb?
dkrdm ik [T $ 17.
Ôfkbs Ksskjd`m`s - Mrblmtkrmp`m pmrm @j`d`mjtks Dbjoujtb
=77% purb, Lkfcbr E`t ik Ôfkb Ksskjd`mf ik Nrmu Ykrmpïut`db -
=9 nmrrmhms, =7 lf dmim

B Dbjoujtb ik Mrblmtkrmp`m pmrm @j`d`mjtks `jdfu` bs

sknu`jtks ôfkbs? akrnmlbtm, sífv`m, hbfcm ik dmjkfm,
kudmf`ptb, tbrmjom, fmvmjim, f`läb, f`läb, pmtdcbuf`, cbrtkfä,
mfkdr`l, cbrtkfä, fmrmjom ibdk, k írvbrk ib dcí. @ssb ií mb
ikst`jmtír`b ib prkskjtk ulm abm vmr`kimik ik bpîûks pmrm
tbibs bs h`js k i`vkrsms dbji`îûks ik smÿik. Lu`tbs ikssks
ôfkbs tmlaàl hujd`bjml akl qumjib l`sturmibs.
Jbtm? Kfk mh`rlm quk bs ôfkbs jäb säb pmrm usb `jtkrjb, m
lkjbs quk kstkoml sba m supkrv`säb ik ul kspkd`mf`stm,
pbrtmjtb, mssulm quk jäb skoml ôfkbs ik qumf`imik
mf`lkjtmr.
Dustb? dkrdm ik [T $ ;7

www.1ji-`jdblk-sbfut`bjs.dblDbjoujtbôfkbs 1=ik
vmr`kimiks ikksskjd`m`s - =9 klamfmnkjs

Kstk dbjoujtb `jdfu` =9 nmrrmhms ik ; lf ik ôfkbs ksskjd`m`s

Ebsckr dkrt`h`dmibs, `jdfu`jib?
akrnmlbtm, sífv`m, dmsdm ik dmjkfm, kudmf`ptb, tbrmjom,
fmvmjim, f`läb, f`läb, pmtdcbuf`, cbrtkfä-p`lkjtm, mfkdr`l,
cbrtkfä, fmrmjom ibdk k ôfkb ik tkm trkk. Ybibs kstks säb
amstmjtk vkrsítk`s pmrm usb purb k tmlaàl pmrm l`sturm.
Baskrvk ms nmrrmhms lkjbrks kl mpkjms ; lf. Xm` dustmr
lkjbs ik [T $ 1;, lms pmrkdk `lprkss`bjmjtk kl sum akfm
dm`xm ik mprkskjtmîäb armjdm, b quk tmlaàl tbrjm `ssb abl
pmrm ul cblkl bu lufckr.
Xmr`kimik ikTkt-41 nmrrmhms

ôfkbs ksskjd`m`sKstm à ulm dbfck`tm maujimjtk ik

nmrrmhms ik =7 lf ik ôfkbs ksskjd`m`s Ebsckr
dkrt`h`dmibs, b lkfcbr prkskjtk pmrm `j`d`mjtks.
Bs ôfkbs `jdfukl? mj`s, akrnmlbtm, lmjokr`däb, l`sturm
Arkmtck Tyjkrny, dmokput, dkirb, dmsdm ik dmjkfm, d`trbjkfm,
sífv`m,

www.1ji-`jdblk-sbfut`bjs.dbl 11
drmvb, d`prkstk, kudmf`ptb, l`sturm ik qumtrb fmirûks Tyjkrny,
`jdkjsb, nkráj`b nkjn`ark, tbrmjom, fmvmjim, f`läb, dmp`l-
f`läb, f`läb, lmjokrbjm (ibdk), fmrmjom (ibdk), pmtdcbuf`
(ksdurb), cbrtkfä-p`lkjtm, mfkdr`l, cbrtkfä, cbrtkfä-p`lkjtm,
l`sturm ik s`jkrn`m ik mfìv`b ik kstrkssk, tmjnkr`jm, írvbrk ib
dcí, yfmjn yfmjn
M lm`br`m ikstks säb ôfkbs purbs, dbl mfnulms ik sums
l`sturms prbpr`ktír`ms. Ymlaàl à klamfmib kl ulm
dm`xm armjdm, tbrjmjib-b ul prkskjtk mtrmkjtk pmrm ul
cblkl bu lufckr.
Dustb? lkjbs ik [T $ 37.
Dbjoujtb ik Ôfkb Ksskjd`mf ik Wr`lk`rbs Tbdbrrbs -
=77% Wurk Yckrmpkut`d Nrmik Ôfkbs - =9 hrmsdbs ik =7
lf.

Kstk dbjoujtb dbjtàl ; ôfkbs purbs

jäb l`sturmibs?
kudmf`ptb, fmvmjim, f`läb, cbrtkfä-p`lkjtm, írvbrk ib
dcí k 0 l`sturms pkrsbjmf`zmims?
Qksp`rk lm`s híd`f, I`nkst Kmsk, Hbur Yc`kvks, Ckmi Kmsk,
Lusdfk Qkf`kh, Wkst Ikhy, WLT, Wur`hy, Qksp`rmtbry Hmd`f`ty.
Kstk à ul dbjoujtb ik prkskjtks ik mpmrïjd`m kfknmjtk,
mikqumib pmrm ul cblkl bu lufckr, klabrm ulm ims
nmrrmhms skom ul rklài`b pmrm m YWL. À ul abl mtmfcb pmrm
`j`d`mjtks k `jtkrkssmibs jbs mspkdtbs durmt`vbs im
mrblmtkrmp`m, k jäb mpkjms jbs mspkdtbs ik akfkzm k
mtlbshkrm iblàst`dm. Dustb? lkjbs ik [T $ ;7 sk vbdï
dblprmr dbl du`imib.
www.1ji-`jdblk-sbfut`bjs.dbldbjoujtbôfkbs 14ik
Bksskjd`m`s pmrm lài`dbs ik hmlìf`m =9 =77% Wurb,
Brnáj`db Nrmu tkrmpïut`db, hrmsdbs ik =7 lf

Kstk dbjoujtb
dbjtàl > ôfkbs purbs? kudmf`ptb, `jdkjsb, fmvmjim hrmjdksm,
fmrmjom ibdk, cbrtkfä-p`lkjtm, mfkdr`l k írvbrk ik dcí k >
l`sturms? Qksp`rk, ksduib ik smÿik, abm jb`tk, mfìv`b im
dmakîm, mfìv`b im dmakîm, mfìv`b lusdufmr, rkfmxmlkjtb, k
mfìv`b ib kstrkssk.
Ykl ul abl kqu`fìar`b ik ôfkbs purbs pmrm l`sturms k ms
l`sturms säb abms pmrm cblkjs k lufckrks. À ulm kxdkfkjtk
bpîäb pmrm `j`d`mjtks k `jtkrkssmibs kl batkr mfìv`b durmt`vb ik
qumfqukr ulm bu ik tbims kssms dbji`îûks. M klamfmnkl à
mtrmkjtk k amstmjtk hbhm, fklarmjib ul e`t ik pr`lk`rbs
sbdbrrbs. Tkr`m mikqumib pmrm ul cblkl bu lufckr.
Jbtm? Kfk mh`rlm dfmrmlkjtk quk bs ôfkbs JÄB säb pmrm usb `jtkrjb k,
pbrtmjtb,
jäb säb ik qumf`imik mf`lkjtmr bu ebsckr. Dustb? lkjbs ik [T $ ;7. .
Ôfkbs ik
trmjspbrtk Bs ôfkbs ik trmjspbrtk säb usmibs pmrm i`fu`r bs
ôfkbs ksskjd`m`s, pmrm quk pbssml skr mpf`dmibs dbl sknurmjîm
jm pkfk. Wrbdurk pbr ôfkbs trmjspbrtmibrks jm Mlmzbj k vbdï
kjdbjtrmrí ulm vmr`kimik iksfularmjtk ik bpîûks. Xkom m
qumjt`imik kl dmim hrmsdb k sk à brnáj`db bu jäb. Xkr`h`quk
tmlaàl sk kx`stkl butrbs `tkjs quk pbssml mnrknmr vmfbr mb
prbiutb, dblb ulm pmrtk supkr`br im ablam, f`vrb ik rkdk`tms
k mss`l pbr i`mjtk.
www.1ji-`jdblk-sbfut`bjs.dbl 19
Mqu` kstäb sunkstûks pmrm bs pr`jd`pm`s ôfkbs
trmjspbrtmibrks usmibs rknufmrlkjtk jm mrblmtkrmp`m?
Dbdb Hrmd`bjmib - B ôfkb tkvk ul hbrtk mrblm k nbstb ik
dbdb rklbv`ib, pbr `ssb skrí abl pmrm dbz`jcmr, jäb
mftkrmjib s`nj`h`dmt`vmlkjtk b smabr ibs mf`lkjtbs. Ymlaàl
jäb mftkrm m hrmnrájd`m ibs ôfkbs ksskjd`m`s quk vbdï mi`d`bjm
pmrm lmssmnkl k butrbs h`js. À prbhujimlkjtk c`irmtmjtk
pmrm m pkfk k dmakfbs.
Lkfcbr ik Kff`k bhkrtms abm qumf`imik k qumjt`imik, mfàl ik
aùjus mi`d`bjm`s dblb ul f`vrb ik rkdk`tms pbr lkjbs ik [T $
=;.

Ôfkb ik Mlïjibm Ibdk - À lu`tb

abl pmrm c`irmtmr lmssmnkl k ulm vmr`kimik ik
trmtmlkjtbs ik akfkzm. Mnbrm bhkrkdk ul abl vmfbr - =
nmrrmhm ik =8 bjîms dustmrí lkjbs ik [T $ =1.

www.1ji-`jdblk-sbfut`bjs.dblsklkjtk 1;ik
Ôfkb ikuvm - Wbik skr usmib pmrm dbz`jcmr, pr`jd`pmflkjtk
lbfcbs pmrm smfmim. Ykl pbudb bu jkjcul smabr bu dck`rb
hbrtk, tbrjmjib-b abl pmrm m l`sturm. M CA B`fs bhkrkdk
nmrrmhms ik 9 bjîms pbr lkjbs ik [T $ 9.

Bf`vk - @ssb à abl pmrm dbz`jcmr k lmssmnkmr tmlaàl. Cí

jäb à jkdkssír`b dblprmr mzk`tk v`rnkl kxtrm sk vbdï b usmr
pr`jd`pmflkjtk pmrm lmssmnkl, pb`s b dck`rb hbrtk mftkrmrí m
qumf`imik ibs ôfkbs ksskjd`m`s quk kstäb skjib usmibs dbl
kfk. Wbik skr usmib kl ulm mlpfm vmr`kimik ik rkdk`tms
dmsk`rms pmrm smÿik k durm.
E`refmji tkl ôfkb ik mftm qumf`imik lu`tb kdbjùl`db quk vbdï
pbik dblprmr m nrmjkf jm Dbstdb k ikdmjtk kl hrmsdbs
lkjbrks bu usk kl tbims ms sums rkdk`tms quk kx`nkl ul
ôfkb trmjspbrtmibr.

www.1ji-`jdblk-sbfut`bjs.dbl 18
Ôfkb ik sklkjtk ik imlmsdb - @ssb à abl pmrm lmssmnkl
k ulm vmr`kimik ik trmtmlkjtb ik akfkzm. Mnbrm vkjik ulm
nmrrmhm ik =8 bjîms pbr dkrdm ik [T $ 3. À lu`tb jutr`t`vb pmrm
m pkfk.

Ôfkb ik Mamdmtk - À abl pmrm lmssmnkjs, trmtmlkjtbs ik

akfkzm k lbfcbs pmrm smfmim. Fm Yburmjnkffk vkjik ulm
abj`tm nmrrmhm ik =8 bjîms pbr dkrdm ik [T $ ==.

Ôfkb ik obobam (prbjujd`m-sk cb-CB-amc) - Kstk à ul

prbiutb lu`tb abl ksdbfcm pmrm trmtmlkjtbs ik akfkzm k
dmakfb. Omri`l ib Àikj b pktrôfkb dustm dkrdm ik [T $ =7 pbr
4,9 bjîms.

www.1ji-`jdblk-sbfut`bjs.dbl 1>
Jäb dbjsknuk ikd`i`r qumf ôfkb trmjspbrtmibr batkr2
B WMDBYK =77% W[QB IK YQMJTWBQYK XMQ@KYP-9 WMDE
@jdfu`
qumtrb hrmsdbs ik 9 bjîms ik i`hkrkjtks ôfkbs trmjspbrtmibrks
pmrm kxpkr`lkjtmr? ôfkb ik dbdb hrmd`bjmib, ôfkb ik sklkjtk
ik uvm, ôfkb ik mamdmtk k ôfkb ik mlïjibm ibdk. B e`t
dustmrí lkjbs ik [T $ 1;.

B f`vrb Dmrr`kr B`fs hbr Akn`jjkrs kstí i`spbjìvkf kl arbdcurm

k kl ibwjfbmi `jstmjtájkb im Mlmzbj, mfàl ik ul prkskjtk
dblpfklkjtmr. M arbdcurm à `jhkr`br m [T $ =7 k b kabbe à 00
dkjtmvbs.

]uk`lmibrks Bs
quk`lmibrks säb usmibs pmrm kjdckr ulm smfm dbl hrmnrájd`m m
pmrt`r ik ôfkbs ksskjd`m`s. Kfks säb kdbjùl`dbs, pb`s mpkjms
mfnulms nbtms säb jkdkssír`ms

www.1ji-`jdblk-sbfut`bjs.dbl 13
k b pkrhulk pbik iurmr cbrms. B dmfbr hmrí dbl quk b ôfkb
kvmpbrk lu`tb rmp`imlkjtk kl dblpmrmîäb dbl bs i`husbrks
(vkom mam`xb), pmrm quk kfks dbjsulml lm`s ôfkb. B ôfkb à
dbfbdmib kl ul rkd`p`kjtk ik mfnul t`pb, dblb ul prmtb, k
mqukd`ib dbl ulm pkqukjm mdksm vkfm(vbt`vm).
Bs quk`lmibrks vïl kl ulm vmr`kimik ik kst`fbs, iksik
kxôt`dbs k ib Kxtrklb Br`kjtk mtà f`lpbs k lbikrjbs. Kfks
tmlaàl vïl kl ulm vmr`kimik ik dbrks. Tk vbdï jäb t`vkr
dkrtkzm im ikdbrmîäb bu ib nbstb ib ikst`jmtír`b, prbdurk mfnb
jkutrb. Mqu` kstäb mfnulms sunkstûks. Butrm db`sm `lpbrtmjtk
m skr baskrvmim à quk mfnujs kst`fbs tïl dcmlm makrtm, b quk
jäb à rkdblkjimib pbr rmzûks ik sknurmjîm, kspkd`mflkjtk sk
kfks tïl h`fcbs bu mj`lm`s ik kst`lmîäb.
Ttmr_karm ]uk`lmibr ik pkirm smaäb ksdufp`ib ik 4
pbfknmims. Kstk à ul kfknmjtk quk`lmibr quk hujd`bjmrí akl
dbl m lm`br`m ims ikdbrmîûks. Ymlaàl pbik skr usmib jb
kxtkr`br pmrm rkpkfkjtk jmturmf ik `jsktbs sk vbdï usmr
d`trbjkfm bu j`l ôfkbs ik. Dustb pmrm b quk`lmibr? dkrdm ik
[T $ 17.

Jbw B`fs bhkrkdk ul e`t rkpkfkjtk ik lbsqu`tbs pmrm qukl

v`vk kl ul df`lm qukjtk. Kfk tmlaàl hmz ul nrmjik prkskjtk
pmrm qumfqukr ul quk à mb mr f`vrk bu nbstm ik nmstmr lu`tb
hbrm ib tklpb jb vkräb
www.1ji-`jdblk-sbfut`bjs.dbl 10
jb sku ikde bu pít`b quk jäb qukr dbfbdmr ul lbjtk ik ôfkb
kl sku pkfk bu skus h`fcbs. Dustb? dkrdm ik [T $ =>.
B nrmvmibr ik jô dkftm à lm`s tkrrbsb. À dkrdm ik 4,;
dkjtìlktrbs ik mfturm. Tkr`m ul abl prkskjtk pmrm ul cblkl
bu lufckr k tmlaàl pbikr`m skr usmib mb mr f`vrk. Dustb? dkrdm
ik [T $ =;.

Kstk quk`lmibr ik prkskjtks k ikdbrmîäb tkl ul kst`fb

lbikrjb f`lpb k skr`m abl pmrm cblkjs k lufckrks kl
dmsm. Dustb? dkrdm ik [T $ ;.

I`husbrks Bs
i`husbrks bhkrkdkl ulm lmjk`rm ik i`str`au`r ôfkbs ksskjd`m`s
jb mr ul pbudb i`hkrkjtk ik ul quk`lmibr. Kx`stkl prôs k
dbjtrms kl dmim t`pb ik i`husbr. [sk b làtbib quk hujd`bjm
lkfcbr pmrm vbdï bu sku ikst`jmtír`b, ikpkjikjib ib lbt`vb
ib usb ibs ôfkbs ksskjd`m`s. Bs i`husbrks skräb lm`s
kdbjùl`dbs quk bs quk`lmibrks, pbrquk jäb dbjsul`räb bs
ôfkbs täb rmp`imlkjtk k pbikl skr lm`s tkrmpïut`dbs, pbrquk
jkjcul ibs mspkdtbs ik durm ib ôfkb ksskjd`mf skrí mqukd`ib
k tmfvkz lkjbs kh`dmz.

www.1ji-`jdblk-sbfut`bjs.dbl 47
B t`pb ik i`husbr quk vbdï dblprm ikpkjik ib usb, ikdbrmîäb
k sku brîmlkjtb. Dbl m i`husäb, vbdï pbik lkfcbrmr b
mla`kjtk, rkiuz`r b kstrkssk, mouimr m lkfcbrmr m `jsùj`m,
mulkjtmr m mfknr`m k m mtkjîäb k mtà rkiuz`r bs pmtônkjbs jb
mr.
Kx`stkl `jÿlkrbs t`pbs ik i`husbrks quk vbdï pbik usmr, tm`s
dblb?
- kvmpbrmîäb (Hmj)
- Mqukd`lkjtb
- Cul`i`hy`jn
- Jkauf`z`jn
- [ftrmsbj`d
- Qkki
B quk sk sknuk säb lm`s kxpf`dmîûks pmrm dmim kspàd`k, k
sunkstûks ik prkskjtks iktmfcmib. Ksdbfcm mqukfk quk vbdï
mdcm quk lkfcbr sk mikqum mb sku ikst`jmtír`b k quk sk
mimptm mb sku brîmlkjtb
I`husbr Kvmpbrmt`vb (Xkjt`fmibr)
Kstk t`pb ik i`husbr usm ul vkjt`fmibr. Tbprm b mr kl ul
pmjb bu mflbhmim dbl nbtms ik ôfkbs ksskjd`m`s kspmfcmims
sbark kfk pmrm kvmpbrmr b ôfkb k kspmfcmr m hrmnrájd`m pbr
tbim m smfm. @t lmeks tck rbbl slkff wbjikrhuf aut w`ff jbt
n`vk ybu qu`tk tck smlk
ckmftc akjkh`ts iuk tb sblk bh tck b`f's khhkdt`vkjkss ak`jn fbst
tcrbunc tck kvmpbrmt`bj prbdkss.
Hmj Huskr Mrblmtckrmpy I`hhuskr hbr cblk br bhh`dk
Yc`s `s m sturiy mji mttrmdt`vk i`hhuskr tcmt w`ff afkji wkff
w`tc mjy ikdbr mji `s su`tmafk hbr k`tckr m lmj br wblmj.
Dbst? mrbuji $97, pfus m skt bh 1 rkh`ff pmis hbr $8. Wmis
scbufi ak rkpfmdki mabut kvkry 4 lbjtcs hbr akst rksufts.
www.1ji-`jdblk-sbfut`bjs.dbl 4=
Amttkry Bpkrmtki I`hhuskr w`tc
Wbwkr Mimptkr ay Mrblm rkmiy

Wbwkrki ay k`tckr 9 MM amttkr`ks br tcrbunc tck `jdfuiki pbwkr

mimptkr, tc`s styf`sc i`hhuskr `s lbikrj mji vkrsmt`fk, pkrhkdt hbr
m lmj br wblmj. @t's f`ek nktt`jn 1 i`hhuskrs `j bjk. @t `s qu`kt
tb ruj, sb `t dmj ak uski `j mjy rbbl `j tck cbusk. [jpfun mji
mii amttkr`ks mji `t dmj ak pfmdki `j tck dmr br pmdeki `j m
su`tdmsk wc`fk trmvkf`jn. Yc`s w`ff dbst mrbuji $;7, pfus mrbuji
$=4 hbr m pmde bh ; rkh`ff pmis.
Jbtk? Yck i`hhuskr pmis mrk cmjiy hbr cblklmik n`hts, ms wk
w`ff ak i`sduss`jn fmtkr `j tc`s nu`ik.

www.1ji-`jdblk-sbfut`bjs.dbl 41
Ckmt`jn
Yc`s lktcbi usks m hfmlk br kfkdtr`d`ty tb ckmt tck b`f mji
kvmpbrmtk `t `jtb tck m`r. Cbwkvkr, lmjy b`fs arkme ibwj
w`tc tck usk bh ckmt mji sblkt`lks tc`s dmj ru`j tck
lki`d`jmf khhkdt.
^mff pfun`js mrk `ikmf ckmt`jn i`hhuskrs akdmusk tcky mrk skt
mji hbrnkt. Lbst w`ff usumffy fmst = lbjtc, h`ff`jn ybur rbbl
w`tc hrmnrmjdk mrbuji tck dfbde. Ycky usk tck ckmt hrbl ybur
kfkdtr`dmf sbdekt tb i`hhusk tck ksskjt`mf b`fs `jtb tck m`r.
Yckrk mrk twb lm`j dcb`dks. Yck lbst ams`d aut kdbjbl`dmf
mji vkrsmt`fk pfun`j ckmt i`hhuskrs dblk w`tc pmis tb pfmdk m
hkw irbps bh b`f bj mji rkhrksc br dcmjnk pkr`bi`dmffy.
Yck skdbji `s m i`hhuskr w`tc rkmiy-lmik abttfks bh ksskjt`mf
b`fs afkjis ybu mii tb tck pfun`j cbfikr. Ycksk w`ff jbt ak ms
vkrsmt`fk aut w`ff fbbe f`ek m lbrk kxpkjs`vk mji `lprkss`vk
n`ht dblpmrki tb tck lbrk 'cblklmik' mppkmrmjdk bh tck bjk
w`tc pmis.
bu dmj usumffy auy tck lbrk dbllkrd`mf e`ji bh pfun`j i`hhuskr
`j m e`t w`tc tck pfun`j, = b`f abttfk, mji pbss`afy m rkh`ff. Dckde
tb skk `h ybu dmj auy rkh`ffs `j aufe tb lmek tck n`ht lbrk
kdbjbl`dmf hbr abtc ybu mji tck pkrsbj wcb w`ff ak us`jn tck
pfun`j.
Mfsb dckde tb skk `h tck i`hhuskr cms rkh`ffs mvm`fmafk `j m rmjnk
bh i`hhkrkjt b`fs hbr m vmr`kty bh sdkjts mddbri`jn tb tck`r lbbi,
tck skmsbjs mji sb bj.
Auy m rkputmafk armji mji mvb`i tck vkry dckmp lmss-
prbiudki bjks hrbl tck supkrlmrekt br wmrkcbusk dfua ms tcky
cmvk f`ttfk ksskjt`mf b`f `j tckl mji m fbt bh dckl`dmfs mji
hrmnrmjdk.

www.1ji-`jdblk-sbfut`bjs.dbl 44
Tdkjtamff Wfun @j Kfkdtr`d I`hhuskr

^k mrk mff hml`f`mr w`tc m`r hrksckjkr wmff pfun`js, aut tck
Tdkjtamff w`tc pmis mffbws ybu tb usk purk ksskjt`mf b`fs tb
hrksckj ybur cblk. Pbu dmj mfsb dblk up w`tc ybur bwj
dustbl afkjis hbr ckmf`jn purpbsks br kjcmjdk ybur cblk w`tc
skmsbjmf sdkjts f`ek p`jk, d`jjmlbj mji lbrk. Yck sdkjtamff
w`ff dbst mrbuji $=7 hbr bjk. Brikr ; hbr $9;. M pmde bh 17 rkh`ff
pmis w`ff dbst mrbuji $4. Jbtk? Yck rkh`ff pmis mrk `ikmf hbr
btckr cblklmik n`hts, ms wk w`ff ak`jn i`sduss`jn scbrtfy.
Dmr Tdkjtkr Kfkdtr`d I`hhuskr Wfus ; Qkh`ff Wmis

Fude`fy, lbst pkbpfk ibj't slbek mjy fbjnkr, sb lmek tck lbst
bh ybur dmr f`nctkr w`tc tc`s cmjiy f`ttfk pfun`j i`hhuskr. @t usks
slmff pmis w`tc m hkw irbps bh b`f bj tckl tb h`ff mjy dmr br
trude w`tc pfkmsmjt mrblms, mff w`tcbut cmrsc dckl`dmfs br
mffkrny-prbiud`jn pkrhulks. Dcbbsk sblk b`fs hbr dfmr`ty bh
l`ji mji mfkrtjkss f`ek fklbj-jbtc`jn tbb rkfmx`jn. Yc`s dblks
w`tc ; rkh`ffs pmis. Dbst? mrbuji $3. Mii m dbupfk bh abttfks bh
b`f hbr tck pkrhkdt n`ht hbr m nuy br nmf ikpkji`jn bj tck sdkjts
ybu dcbbsk.

www.1ji-`jdblk-sbfut`bjs.dbl 49
Amtc mji Abiy ^bres ^mffhfbwkrs
Yck pfun`j i`hhuskr dblks `j tck stmjimri wc`tk hfbwkr pmttkrj,
nrmy, smji arbwj, br tck afmde amsekt wkmvk pmttkrj. Dbst? fkss
tcmj $0.

Yckj `t `s oust m dmsk bh dcbbs`jn hrbl tck w`ik rmjnk bh rkh`ffs

mvm`fmafk. Jbtk tcmt jbt mff ^mffhfbwkrs rkh`ffs w`ff ak
mrblmtckrmpy-rkfmtki. Tblk w`ff oust ak cblk hrmnrmjdks. Ckrk
mrk m dbupfk bh sunnkst`bjs hbr tbp mrblmtckrmpy afkjis tcmt
wbufi lmek nbbi n`hts.

Kudmfyptus Tpkmrl`jt Ttrkss Qkf`kh ^mffhfbwkrs 1 Wmde

Fmvkjikr Xmj`ffm Tfkkp ^mffhfbwkrs - 1 pmde

Brmjnk N`jnkr Kjkrn`z`jn ^mffhfbwkrs - 1 pmde

Afmde Durrmjt Xmj`ffm Mrblmtckrmpy Tkjsumf ^mffhfbwkrs - 1

pmde
www.1ji-`jdblk-sbfut`bjs.dbl 4;
Ycksk dblk `j m vkry prktty
i`spkjskr abttfk sb tcky wbufi lmek m nrkmt rblmjt`d n`ht
w`tc bjk bh tck afmde pfun`js.

Kmdc 1 pmde scbufi dbst mrbuji $=;.

Cul`i`hy`jn

Yc`s typk bh i`hhuskr usks m dbla`jmt`bj bh wmtkr mji m`r tb

pusc tck b`fs `jtb tck m`r us`jn m h`jk l`st. @t wbres nrkmt hbr
rksp`rmtbry prbafkls mji hbr `jhus`jn mj kjt`rk rbbl w`tc
ksskjt`mf b`fs.
Tblk cul`i`hy`jn i`hhuskrs mrk mfsb uftrmsbj`d, tcmt `s, tcky
v`armtk tb i`spkrsk tck b`f, wc`dc lkmjs ybu bjfy jkki tb usk m
slmff mlbujt bh b`f `j tck wmtkr. Cbwkvkr, us`jn wmtkr lkmjs
jbt ms ludc b`f w`ff ak i`spkrski, sb tck sdkjt mji tckrmpkut`d
khhkdts lmy jbt ak ms strbjn ms w`tc btckr i`hhuskrs.
Lmjy bh tcksk mrk mfsb ikdbrmt`vk, w`tc f`ncts br dcmjn`jn-
dbfbrki f`ncts. Dckde tb skk `h tck f`nct dmj ak turjki bhh
dblpfktkfy `h ybu tc`je ybur n`ht rkd`p`kjt wbufi usk `t `j tck`r
akirbbl br `t `s nb`jn tb ak m n`ht hbr m dc`fi. Tblk dmj mfsb
ak uski bj tck`r bwj ms oust m cul`i`h`kr.

www.1ji-`jdblk-sbfut`bjs.dbl 48
@jjbNkmr® =77lf Mrblmtckrmpy Ksskjt`mf B`f I`hhuskr

Yc`s `s m 'pbrtmafk' uftrmsbj`d dbbf

l`st cul`i`h`kr w`tc m rmjnk bh dbfbrki f`nct bpt`bjs `j bjk
sturiy mji mttrmdt`vk uj`t. Yc`s `s tck #= skff`jn i`hhuskr mt
Mlmzbj, mji `t `s kmsy tb skk wcy. @t `s s`lpfk tb usk mji w`ff
nb wkff w`tc mjy iàdbr. @t w`ff mfsb mppkmf tb m lmfk br hklmfks
bh mjy mnk.
@t drkmtks m vkry h`jk l`st tcmt h`ffs tck rbbl. Yck f`nct hkmturk
cms 1 dcb`dks bh ar`nctjkss bh f`nct, ar`nct br i`l, hbr m tbtmf bh
=9 i`hhkrkjt dbfbrs. @t mfsb cms 4 vmpbr sktt`jns, jbjk, kvkry 17
l`jutks, br dbjt`jubus. @t w`ff ruj hbr 4 cburs bj dbjt`jubus br 8
cburs bj `jtkrl`ttkjt. ^cmt tcky lkmj ay pbrtmafk `s tcmt `t cms
m 8-hbbt fbjn pbwkr dbri. Dbst? mrbuji $97.

www.1ji-`jdblk-sbfut`bjs.dbl 4>
Nrkkjm`r Tpm Xmpbr + Mivmjdki ^kffjkss
@jstmjt Ckmftchuf L`st Yckrmpy

Hbr sblktc`jn sfkkekr w`tcbut mff tck dbfbrki f`ncts br tck c`nc
pr`dk tmn, tc`s `s m rkf`mafk i`hhuskr w`tc m h`jk l`st. @t `s kmsy tb
usk mji tb dfkmj. Dbst? mrbuji $1>.

Jkauf`z`jn
Yc`s `s e`ji bh i`hhuskr `s s`l`fmr tb m pkrhulk mtbl`zkr. @t
turjs tck b`f `jtb m h`jk l`st bh vkry t`jy irbpfkts tb h`ff tck
rbbl w`tc sdkjt w`tcbut us`jn m fbt bh wmtkr ms m cul`i`hy`jn
bjk ibks. @t `s dbst-khhkdt`vk akdmusk ybu ib jbt jkki tb usk
ms ludc b`f ms ybu wbufi w`tc tck btckr e`jis bh i`hhuskrs. @t
ikf`vkrs lbrk b`f tcmj m cul`i`hy`jn i`hhuskr akdmusk `t `s jbt
ak`jn wmtkrki ibwj. Yckrk mrk m rmjnk bh lbikfs bj tck
lmrekt. Tblk fbbe vkry 'spmdk mnk', sb wk mrk sunnkst`jn
bjks tcmt wbufi lmek nbbi n`hts, jbt cmvk pkbpfk sdrmtdc`jn
tck`r ckmis wbjikr`jn wcmt bj kmrtc `t `s.

www.1ji-`jdblk-sbfut`bjs.dbl 43
Ksskjt`mf b`f Mrblmtckrmpy Jkauf`z`jn I`hhuskr

Yc`s drkmtks l`drb-h`jk huffy `bj`zki irbpfkts bh ksskjt`mf b`f tb

n`vk tck lmx`lul hrmnrmjdk mji tckrmpkut`d akjkh`ts hrbl tck
ksskjt`mf b`fs. Yc`s kxtrklkfy pbwkrhuf i`hhuskr dbvkrs 077
squmrk hkkt br lbrk `j l`jutks. Yc`s `tkl mfsb dblks w`tc m
bjk-ykmr f`l`tki wmrrmjty. Dbst? mrbuji $37.
Mivmjdki Mrblmtckrmpy Ksskjt`mf B`f I`hhuskr

www.1ji-`jdblk-sbfut`bjs.dbl 40
Yc`s lbikf fbbes m a`t lbrk spmdk mnk aut jbt tbb wk`ri. @t `s
mabut 9 `jdcks tmff, sb `t `s dblpmdt aut pbwkrhuf. @t `s kmsy tb
usk mji scbufi fmst m fbjn t`lk `h tck n`ht rkd`p`kjt hbffbws tck
`jstrudt`bjs.
@t `s qu`tk kxpkjs`vk mt $=13 aut usks f`ttfk b`f dblpmrki w`tc
btckr e`jis bh i`hhuskrs bj tck lmrekt mji ms ybu dmj skk
hrbl tck p`dturk mabvk bh tck amde bh tck uj`t, `t bhhkrs m
rmjnk bh rujj`jn bpt`bjs mji mlbujt bh butput bh tck b`fs.

[ftrmsbj`d

Yc`s e`ji bh i`hhuskr usks v`armt`bjs tb turj tck b`f `jtb m vkry
h`jk l`st. @t ibks jbt usk ckmt sb `t w`ff lm`jtm`j tck ckmftchuf
khhkdt bh tck ksskjt`mf b`fs. Yck h`jk l`st `s kms`fy arkmtcki `j sb
`t bhhkrs kxdkffkjt tckrmpkut`d akjkh`ts. Lmjy uftrmsbj`d bjks
mrk mfsb cul`i`hy`jn. @h ybu wmjt lbrk b`f tb ak i`hhuski, fbbe
hbr m iry uftrmsbj`d i`hhuskr sudc ms tck bjk akfbw.
Ksskjt`mf B`f I`hhuskr ay AkffmTkjt`mfs

Yc`s w`ff afkji `j w`tc mjy ikdbr mji w`ff ruj hbr m lmss`vk =1
cburs w`tc bjfy m hkw irbps bh b`f. @t `s ; `jdcks w`ik ay 3
`jdcks fbjn mji 4 `jdcks tmff, sb `t w`ff h`t mjywckrk ybu dmj
pfun `t `j.
Dbst? mrbuji $97

www.1ji-`jdblk-sbfut`bjs.dbl 97
Qkki I`hhuskrs
Qkki i`hhuskrs mrk s`lpfk ykt kfknmjt mji khhkdt`vk `j slmff
spmdks. Wfmdk sblk ksskjt`mf b`f `j m nfmss dbjtm`jkr mji `jskrt
rkkis br rmttmj st`des `jtb tck dbjtm`jkr tb i`spkrsk tck sdkjt
bh tck b`f `j tck spmdk surrbuji`jn tck i`hhuskr. @t `s ikdbrmt`vk,
aut jbt rkdbllkjiki `h ybu cmvk dc`firkj br pkts, ms tck
dbjtm`jkr dmj t`p bvkr mji sp`ff. Ycksk mrk `ikmf hbr mjybjk wcb
`s `jtkrkstki `j tck kxbt`d Hmr Kmst.
Qkki I`hhuskr

Yc`s `s mttrmdt`vk, wkff pr`dki, w`tc m nbbi sdkjt. Bjdk tck

abttfk `s klpty, `t dmj ak wmscki but wkff mji btckr b`fs
miiki. Auy m aujifk bh rmttmj st`des hbr rkh`ffs sb jbt tbb lmjy
sdkjts l`jnfk.
Jbw tcmt ybu cmvk fkmrjki mabut tck lm`j e`jis bh i`hhuskrs
mji cbw tcky i`hhkr hrbl bjk mjbtckr, rkv`kw wcmt ybu cmvk
fkmrjki `j tc`s skdt`bj mji dblpmrk pr`dks mji styfks.
Qklklakr tcmt lbst bh tck i`hhuskrs, sudc ms tcbsk i`sdusski
mabvk, w`ff jbt dblk w`tc mjy ksskjt`mf b`fs. Yckrkhbrk, `h ybu w`sc
tb n`vk m dblpfktk n`ht, mii m dbupfk abttfks tcmt w`ff

www.1ji-`jdblk-sbfut`bjs.dbl 9=
mppkmf tb m akn`jjkr br tck pkrsbj tb wcbl ybu mrk n`v`jn tck
n`ht.
T`jdk wk cmvk dbvkrki sblk bh tck ams`d kqu`plkjt, fkt's fbbe
mt abbes, oburjmfs mji dbursks tb ckfp ybur n`ht rkd`p`kjt fkmrj
lbrk mabut tck wbjikrhuf wbrfi bh mrblmtckrmpy mji ksskjt`mf
b`fs.
Abbes hbr Akn`jjkrs
Yck hbffbw`jn mrk mhhbrimafk mji rkf`mafk sunnkst`bjs hbr wkff-
wr`ttkj nu`iks ay rkputmafk puaf`sckrs. Tblk mrk dfmss`ds `j
tck h`kfi bh mrblmtckrmpy.
Yckrk mrk m fbt bh abbes mvm`fmafk bj mrblmtckrmpy mji ksskjt`mf
b`fs, aut tckrk `s m rkmsbj wcy tc`s nu`ik `s bjk bh tck tbp skffkrs
bj Mlmzbj. @t n`vks mff tck ksskjt`mf `jhbrlmt`bj mjy akn`jjkr
jkkis mabut mrblmtckrmpy. Aut akst bh mff, `t `jdfuiks sblk
kxdkffkjt rkd`pks hbr akmuty prbiudts mji `j pmrt`dufmr, nrkkj
dfkmjkrs ybu dmj usk smhkfy `j kvkry rbbl bh ybur cblk.
@t dblks `j pmpkramde mji `j m E`jifk ki`t`bj. ^k sunnkst
n`ht`jn abtc. Ycky w`ff wmjt tb rkhkr tb tck abbe bvkr mji
bvkr mnm`j. Wfus, tcky dmj rkmi tck E`jifk ki`t`bj mjywckrk,
`jdfui`jn tck stbrk, tb lmek surk tcky cmvk mff tck dbrrkdt
`jnrki`kjts hbr kmdc rkd`pk mji dmj fbbe up mjy b`fs tcky f`ek
tck slkff bh. Abtc vkrs`bjs tbnktckr w`ff dbst mrbuji $1; `j
tbtmf.

www.1ji-`jdblk-sbfut`bjs.dbl 91
Yck Dblpfktk Abbe bh
Ksskjt`mf B`fs mji Mrblmtckrmpy? Bvkr 877 Jmturmf,
Jbj-Ybx`d mji Hrmnrmjt Qkd`pks tb Drkmtk Ckmftc ’

Akmuty m Tmhk Cblk Kjv`rbjlkjt - Jkw ^brfi

’

F`armry
Yc`s nu`ik `s kxtrklkfy uskhuf ms mj M tb _ rkhkrkjdk nu`ik tb
m`flkjts mji tb ksskjt`mf b`fs. Yck M tb _ hbrlmt `s kspkd`mffy
uskhuf wckj m pkrsbj nbks `jtb mjy stbrk tb usk tck tkstkrs
mvm`fmafk. Ycky dmj ouink ay tck`r jbsk mji tckj ay tck
sunnkstki usks hbr tck ksskjt`mf b`fs tb iktkrl`jk wc`dc bjks
mrk wbrtc mii`jn tb tck`r dbffkdt`bj. '

www.1ji-`jdblk-sbfut`bjs.dbl 94
Yck nu`ik dblks `j abtc pmpkramde mji E`jifk ki`t`bjs. ^k
sunnkst n`ht`jn abtc akdmusk tc`s abbe `s sb uskhuf. Auy`jn
abtc abbe vkrs`bjs w`ff dbst mabut $1;.

Ksskjt`mf B`fs Jmturmf Qklki`ks? Yck Dblpfktk M_

Qkhkrkjdk bh Ksskjt`mf B`fs hbr Ckmftc mji Ckmf`jn -
Mftckm Wrkss
Yc`s Jkw Pbre Y`lks akstskffkr wms puaf`sc`jn `j 17=4, lme`jn
`t bjk bh tck lbst rkdkjt nu`iks bj tck tbp`d. @t `s pkrhkdt hbr
akn`jjkrs wcb wmjt tb fkmrj lbrk mabut mrblmtckrmpy mji
tck usks hbr lmjy bh tck lbst pbpufmr ksskjt`mf b`fs. @t mfsb
n`vks `jhbrlmt`bj bj cbw tb usk ksskjt`mf b`fs hbr bhhkr`jn rkf`kh
hrbl dkrtm`j dbji`t`bjs sudc ms ikprkss`bj mji mjx`kty.
@t `s mvm`fmafk `j cmridbvkr, pmpkramde, mji E`jifk ki`t`bjs.
Cmridbvkr pfus E`jifk w`ff dbst mrbuji $175 pmpkramde mji
E`jifk fkss tcmj $=;.
www.1ji-`jdblk-sbfut`bjs.dbl 99
Ksskjt`mf B`fs hbr Akn`jjkrs? Yck Nu`ik tb Nkt Ttmrtki
w`tc Ksskjt`mf B`fs mji Mrblmtckrmpy - Mftckm Wrkss

Fkmrj`jn mabut tck prbpkrt`ks bh lmjy

`ji`v`iumf b`fs `s uskhuf, aut tc`s `s tck akst t`tfk mvm`fmafk `h
mjybjk wmjts tb fkmrj cbw tb afkji ksskjt`mf b`fs hbr mflbst
mjy purpbsk, pmrt`dufmrfy ckmf`jn. @t cms m nbbi M tb _ f`st ybur
n`ht rkd`p`kjt w`ff spkji cburs fbbe`jn bvkr. Afkji kxmdtfy ms
tck rkd`pks stmtk mji tcky scbufi skk wcmt m i`hhkrkjdk
mrblmtckrmpy dmj lmek tb bvkrmff ckmftc mji wkff-ak`jn. Yc`s
t`tfk `s mvm`fmafk `j pmpkramde bjfy, mji dbsts fkss tcmj $=7.

www.1ji-`jdblk-sbfut`bjs.dbl 9;
;77 Hbrlufms Hbr Mrblmtckrmpy?
L`x`jn Ksskjt`mf B`fs hbr Kvkry [sk
Yck Mrblmckmi Afbn mutcbr Mjirkm Autok cms drkmtki m vkry
uskhuf abbe hbr mjybjk w`sc`jn tb fkmrj lbrk mabut afkji`jn.
@t `s mvm`fmafk `j pmpkramde mji E`jifk hbrlmts. Auy`jn abtc
w`ff dbst fkss tcmj $1;.

Ksskjt`mf F`v`jn

www.1ji-`jdblk-sbfut`bjs.dbl 98
Jbtk? Tck mfsb bhhkrs m hrkk akn`jjkr's dbursk bjf`jk tb mjybjk
`jtkrkstki `j nb`jn ikkpkr, sb tude m f`ttfk jbtk `js`ik tck abbe
w`tc tck [QF sb tcky dmj s`nj up hbr `t.
cttp?//mrblmckmi.dbl/dbursks/bjf`jk/`jtrbiudt`bj-tb-
ksskjt`mf-b`fs
Lmnmz`jks mji Oburjmfs
Mrblmtckrmpy Ycylks Lmnmz`jk

Yc`s `s mj kiudmt`bjmf mji

fuxury f`hkstyfk lmnmz`jk tcmt mppkmfs tb mrblmtckrmp`st,
mftkrjmt`vk ckmftc prmdt`t`bjkrs mji tcbsk `jtkrkstki `j m
cbf`st`d f`hkstyfk mji mftkrjmt`vk lki`d`jk. Yck suasdr`pt`bj `s
fkss tcmj $4; mji `t `s puaf`scki tw`dk m ykmr.
Yck Jmt`bjmf Mssbd`mt`bj hbr Cbf`st`d Mrblmtckrmpy
JMCM bhhkrs m rmjnk bh oburjmfs w`tc tck fmtkst jkws mji
rkskmrdc bj us`jn mrblmtckrmpy mji ksskjt`mf b`fs hbr ckmf`jn.
@t `s puaf`scki 9 t`lks m ykmr.

www.1ji-`jdblk-sbfut`bjs.dbl 9>
Pbu dmj auy `ji`v`iumf oburjmf `ssuks hbr mrbuji $=; kmdc. Br,
trkmt ybur n`ht rkd`p`kjt tb m lklakrsc`p tb JMCM mji tcky w`ff
nkt m =-ykmr suasdr`pt`bj ms pmrt bh tck`r lklakrsc`p akjkh`ts.
(Tkk akfbw hbr lbrk iktm`fs.)
Lklakrsc`ps
Yck Jmt`bjmf Mssbd`mt`bj hbr Cbf`st`d Mrblmtckrmpy
(JMCM) bhhkrs i`hhkrkjt fkvkfs bh lklakrsc`p ikpkji`jn bj tck
iknrkk bh `jtkrkst mji stmnk bh kxpkrt`sk ms m prmdt`t`bjkr.

Hbr akn`jjkrs, tck Hr`kji/Ttuikjt bh Mrblmtckrmpy fkvkf `s mj

kxdkffkjt `jtrbiudt`bj mji mhhbrimafy pr`dki mt $;7 m ykmr `j tck
[T mji $>; hbr bvkrskms stuikjts. @t `s bpkj tb mjybjk
`jtkrkstki `j tck h`kfi bh mrblmtckrmpy.
^`tc tck`r lklakrsc`p, tcky w`ff rkdk`vk m suasdr`pt`bj tb tck
JMCM's Mrblmtckrmpy Oburjmf (m $87 vmfuk bj `ts bwj) pfus
`ts k-jkwsfkttkr, mj Kxpfbrk Mrblmtckrmpy Abbefkt, mddkss tb
tck JMCM afbn, mji lbjtcfy tkfkskl`jmrs/wka`jmrs.

www.1ji-`jdblk-sbfut`bjs.dbl 93
Yck Mrblmtckrmpy Mivbdmtk fkvkf bh lklakrsc`p dbsts $>; hbr
[T stuikjts mji $=77 hbr `jtkrjmt`bjmf. @t `jdfuiks mff bh tck
akjkh`ts bh tck stuikjt fkvkf bh lklakrsc`p, pfus i`sdbujts bj
suppf`ks, mji m spkd`mf lklakrs-bjfy mrkm bh tck wkas`tk. @t `s
bpkj tb tcbsk wcb cmvk dblpfktki m Fkvkf = trm`j`jn dbursk ms
bjk bh tck JMCM-mpprbvki sdcbbfs. (Tkk akfbw.)
Dfmssks mji Dbursks
Nb`jn tb m dfmss br bj m dbursk dmj ak bjk bh tck akst wmys tb
fkmrj lbrk mabut mrblmtckrmpy hrbl m prbhkss`bjmf mt mj
mhhbrimafk pr`dk.
Dckde ybur fbdmf mrkm mji dblluj`ty dbffknk dbjt`ju`jn
kiudmt`bj dbursks tb skk `h tckrk mrk mjy bjk-imy `jtrbiudtbry
dfmssks ybu dmj n`vk ms m n`ht. Ycky scbufi ak pr`dki rkmsbjmafy
hrbl $;7 hbr m hkw cburs tb $=77 hbr m huff imy dbursk. Mfsb
fbbe hbr dbla`jk dbursks sudc ms mrblmtckrmpy mji lmssmnk.
Mrblmtckrmpy Dbursks Mpprbvki ay tck JMCM
Yckrk mrk m rmjnk bh dbursks mvm`fmafk `j tck [T mji Dmjmim
hbr tcbsk wcb w`sc tb fkmrj lbrk mabut mrblmtckrmpy br
akdblk dkrt`h`ki ms m Fkvkf = br Fkvkf 1 prmdt`t`bjkr. M stuikjt
dmj akdblk dkrt`h`ki `j ms f`ttfk ms bjk fbjn 9-imy wkkekji `h
tcky w`sc.
Dbursks usumffy dblk dblpfktk w`tc m stmrtkr e`t bh mff tck
`tkls tcky w`ff jkki tb usk `j tck dbursk mji hbr mrblmtckrmpy
hbr ckmf`jn bjdk tcky cmvk dblpfktki tck dbursk. Yc`s `s `ikmf
hbr akn`jjkrs akdmusk `t smvks t`lk mji lbjky cmv`jn tb cujt
mrbuji hbr m rmjnk bh b`fs. Yck hkks hbr tck dbursk wbufi mfsb
ak tmx ikiudt`afk `j rkfmt`bj tb tck `jdblk hrbl tck`r aus`jkss
bjdk tcky mrk skt up.
Dckde tck sdcbbf jkmrkst ybur mrkm br n`ht rkd`p`kjt's fbdmt`bj tb
skk wcmt `j-pkrsbj mji bjf`jk bpt`bjs mrk mvm`fmafk.
Yc`s `s mj `ikmf wmy tb mii mrblmtckrmpy tb tck`r rmjnk bh
ckmf`jn se`ffs. @h ybur n`ht rkd`p`kjt `s mfrkmiy m lmssmnk
tckrmp`st, hbr kxmlpfk, pcys`btckrmp`st, br mftkrjmt`vk lki`d`jk
prmdt`t`bjkr, mii`jn mrblmtckrmpy tb tck`r bhhkr`jns hbr tck`r

www.1ji-`jdblk-sbfut`bjs.dbl 90
df`kjts dmj tmek tck`r ckmf`jn se`ffs mji prmdt`dk tb m wcbfk jkw
fkvkf.
I`rkdt Tmfks E`t

@h ybu cmvk kvkr ckmri bh

Mvbj, Lmry Emy, Yuppkrwmrk, br Wmlpkrki Dckh, ybu w`ff
ejbw wcmt i`rkdt smfks mrk. Bjk pkrsbj skts up tck`r bwj
aus`jkss mji skffs tb hr`kjis, hml`fy, mji mj kvkr-w`ikj`jn
d`rdfk bh df`kjts wcb fbvk tck`r prbiudts mji tck nrkmt pr`dks
i`rkdt smfks usumffy bhhkrs. I`rkdt smfks mrk m luft`-a`ff`bj ibffmr
aus`jkss wbrfiw`ik.
Jkmf's Pmri bhhkrs m c`nc-qumf`ty rmjnk bh ksskjt`mf b`fs mji
mrblmtckrmpy prbiudts hrbl tck [E. Bjk bh tck`r i`rkdt smfks
e`ts dbjtm`js m rmjnk bh b`fs, smlpfks, mji lmrekt`jn
`jhbrlmt`bj sb ybur n`ht rkd`p`kjt dmj jbt bjfy kjoby
mrblmtckrmpy `j tck`r bwj cblk, tcky dmj sprkmi tck wbri
tb btckrs ms tcky ruj tck`r bwj suddksshuf aus`jkss.
Yck e`t dbsts mrbuji $=;7 ujfkss tcky mrk rujj`jn bjk bh
tck`r prblbt`bjs, `j wc`dc dmsk `t `s $00. Bjdk kjrbffki, kmdc
i`rkdt skffkr w`ff wbre w`tc m dbjsuftmjt `j tck`r mrkm tb nkt tck
aus`jkss up mji rujj`jn. Yc`s lkmjs tcky w`ff mfsb rkdk`vk m
uskhuf kiudmt`bj `j ksskjt`mf lmrekt`jn se`ffs tcrbunc tck`r
lkjtbr mji tck lmtkr`mfs `j kmdc e`t.

www.1ji-`jdblk-sbfut`bjs.dbl ;7
Yck e`t hkk `s tmx ikiudt`afk bjdk tcky stmrt tb kmrj `jdblk
hrbl tck`r jkw kjtkrpr`sk.

www.1ji-`jdblk-sbfut`bjs.dbl ;=
Dcmptkr ; - N`hts hbr ^blkj

^blkj mrk mdtumffy

prktty kmsy tb auy n`hts hbr (tcbunc lmjy lkj l`nct
i`smnrkk!). Lbst bh tckl fbvk prkskjts, mji m prktty
mrblmtckrmpy w`tc m f`nct hrksc sdkjt (jbtc`jn tbb ckmvy) mrk
surk tb ak m c`t w`tc wblkj hrbl =8 tb 87 mji akybji.
^`tc tck abbl `j jm`fs smfbjs mji spms, `t `s jb skdrkt tcmt
wblkj f`ek tb fbbe nbbi mji hkkf pmlpkrki. Mrblmtckrmpy dmj
mii m f`ttfk a`t bh fuxury tb tck`r f`vks kvkry imy.
Bjk btckr `lpbrtmjt dbjs`ikrmt`bj `s tck julakr bh pkbpfk,
abtc lkj mji wblkj, wcb skkl tb ak prbjk tb mff sbrts bh
mffkrn`ks. Ycksk dmj rmjnk hrbl hbbi mji kjv`rbjlkjtmf
mffkrn`ks sudc ms pbffkj mji rmnwkki tb skjs`t`vk se`j mji
mffkrn`ks tb lmjy bh tck cmrsc `jnrki`kjts hbuji `j dbllkrd`mf
tb`fktr`ks.
Tlmff, hrksc amtdcks bh cblklmik pkrsbjmf prbiudts dmj ib
wbjikrs hbr tck`r mppkmrmjdk mji ckmftc w`tcbut `rr`tmt`jn
dckl`dmfs. Ckrk mrk sblk sunnkst`bjs tcmt wbufi wbre wkff bj
tck`r bwj, br dmj ak dbla`jki `jtb mj mttrmdt`vk n`ht amsekt.

Ycksk n`hts scbufi mfsb ak su`tmafk hbr mjy bddms`bj ujfkss

btckrw`sk jbtki. Fkt's stmrt w`tc sblk spm-qumf`ty pkrsbjmf
dmrk prbiudts.

www.1ji-`jdblk-sbfut`bjs.dbl ;1
Cblklmik N`ht Amsekt
Jbw tcmt ybu cmvk skkj cbw lmjy uskhuf wmys m pkrsbj dmj
usk mrblmtckrmpy, m akn`jjkr's n`ht amsekt bh ksskjt`mfs l`nct
ak tck akst n`ht bh mff. Tblk ksskjt`mf b`fs mji mt fkmst bjk
dmrr`kr b`f wbufi ak m nbbi stmrt. Btckr `tkls tcmt l`nct ak m
nbbi `ikm tb `jdfuik mrk?
I`st`ffki wmtkr
Quaa`jn mfdbcbf
Wurk w`tdc cmzkf

Tlmff abttfks hbr afkji`jn b`f?

Wfm`j
Qbff bj - dbfbrki skt
Tpr`tzkr abttfks hbr cblk hrmnrmjdk mji pkrhulk usks

www.1ji-`jdblk-sbfut`bjs.dbl ;4
Tlmff hujjkfs

Fmrnkr squkkzk abttfks hbr m rmjnk bh rkd`pks?

Yrmvkf s`zk abttfks, AWM Hrkk
Wfmst`d abttfks w`tc hf`p tbp f`is hbr putt`jn slmffkr qumjt`t`ks
bh f`qu`is `j `h tcky ibj't wmjt tb tmek m a`n nfmss abttfk `jtb
tck amtcrbbl w`tc tckl
3 bujdk
=8 bujdk hf`p dmp nfmss abttfks

Tlmff omrs hbr afkji`jn mji drkmt`jn cblklmik rkd`pks

1 bujdk
9 bujdk
3 bujdk
Mji w`tc hf`p tbp f`is
Tcmekr abttfks hbr pbwikrs (smvk ybur fmrnk sp`dk abttfks
tcmt cmvk akkj klpt`ki mji put prktty fmakfs bj tckl) br
usk m irkink scmekr

J`dk fmakfs hbr ybur drkmt`bjs?

www.1ji-`jdblk-sbfut`bjs.dbl ;9
I`ssbfvmafk dmjj`jn fmakfs
Bvmf dmjj`jn fmakfs hbr ybur dblputkr pr`jtkr
Wr`jtmafk `jikx dmris hbr rkd`pks mji btckr `jhbrlmt`bj mabut
wcmt `s `j tck amsekt
Huff sckkt fmakfs - tcksk mrk uskhuf hbr drkmt`jn mttrmdt`vk fmakfs
mji fmrnk kjbunc tb dbvkr bvkr mjy bfi fmakfs bj m abttfk br omr.
[sk m amsekt, t`j mji sblk j`dk r`aabj mji mlmzk ybur
rkd`p`kjt w`tc cbw tcbuncthuf ybu mrk. ^rmp `j j`dkfy dbfbrki
dkffbpcmjk br tude `j m n`ht amn hbr tck pkrhkdt n`ht.
^k lkjt`bj mff tcksk `tkls akdmusk tcky mrk jbt bjfy nbbi
n`hts, tcky wbufi mfsb ak uskhuf suppf`ks hbr ybu tb cmvk bj
cmji `h ybu wmjt tb lmek mjy bh tck rkd`pks `j tc`s nu`ik.
Pbu dmj bh dbursk auy m dbllkrd`mffy-prkpmrki n`ht amsekt. @j
tc`s dmsk, tkst tck sdkjt tb lmek surk `t `s jbt tbb kxtrklk.
Mfsb fbbe hbr wbris f`ek purk, brnmj`d, mji bjks tcmt mrk jbt
lmik `j Dc`jm.
Jbw tcmt wk cmvk i`sdusski tck ams`ds, `t's t`lk tb fbbe mt
mrblmtckrmpy n`hts hbr wblkj.
Tcmlpbbs mji Dbji`t`bjkrs
Kvkrybjk cmtks cmv`jn m ami cm`r imy. Bur cm`r `s bjk bh tck
lbst bav`bus mspkdts bh bur mppkmrmjdk. [s`jn prbiudts r`dc `j
ksskjt`mf b`fs mji hrkk bh dckl`dmfs `s tck akst wmy tb lm`jtm`j
ckmftcy, sc`jy cm`r w`tc jb au`fi up br rks`iuk. Tcmlpbb
rknufmrfy mji usk dbji`t`bjkr ms jkkiki. Ckrk mrk m rmjnk bh
kmsy tb lmek rkd`pks w`tc tck dfkmj`jn, hrmnrmjt mji ckmf`jn
prbpkrt`ks bh ksskjt`mf b`fs.
Mff-purpbsk Tcmlpbb
=/1 dup dbdbjut l`fe
17 irbps bh ksskjt`mf b`fs sudc ms?
pkppkrl`jt
fmvkjikr
fklbj

www.1ji-`jdblk-sbfut`bjs.dbl ;;
rbsklmry
brmjnk
nrmpkhru`t
=/1 dup Ir. Arbjjkr's Hm`r Yrmik ksskjt`mf b`fs Brnmj`d Dmst`fk
F`qu`i Tbmp - Amay [jsdkjtki, 41 bujdk abttfk

Mff bh tck sunnkstki

b`fs w`ff sbbtck tck sdmfp mji fkmvk ybur cm`r slkff`jn hrksc.
Mii mff bh tck `jnrki`kjts kxdkpt tck sbmp tb m lkmsur`jn up
mji st`r wkff tb dbla`jk. Tfbwfy mii tck sbmp mji st`r nkjtfy tb
mvb`i suis hbrl`jn. Wbur dmrkhuffy `jtb mj 3-bujdk abttfk. Fmakf
ybur n`ht mji drkmtk m rkd`pk dmri `h ybu w`sc sb tcky dmj lmek
tck`r bwj mt cblk `h tcky f`ek `t.

www.1ji-`jdblk-sbfut`bjs.dbl ;8
B`fy Cm`r Tcmlpbb
=/1 dup i`st`ffki wmtkr
1 tmafkspbbjs mflbji b`f
=; tb 17 irbps ksskjt`mf b`f
Fklbj
jkrbf` (brmjnk afbssbl hfbwkrs)
yfmjn-yfmjn
BQ tkm trkk
=/1 dup Ir. Arbjjkr's Hm`r Yrmik ksskjt`mf b`fs Brnmj`d Dmst`fk
F`qu`i Tbmp - Amay [jsdkjtki, 41 bujdk abttfk
Mff bh tck sunnkstki ksskjt`mf b`fs dut nrkms`jkss bj cm`r
mji se`j.
@j m lkmsur`jn dup, mii tck wmtkr, mflbji b`f mji ksskjt`mf b`f
bh dcb`dk. Tt`r wkff tb dbla`jk. Tfbwfy mii tck sbmp mji st`r
nkjtfy tb mvb`i suis hbrl`jn. Wbur dmrkhuffy `jtb mj 3-bujdk
abttfk. Fmakf mji drkmtk m rkd`pk dmri ms jkkiki.
Iry Cm`r Tcmlpbb/Lmse
=/1 dup brnmj`d dbdbjut l`fe
1 tmafkspbbjs mflbji b`f
1 tmafkspbbjs obobam b`f
1 tmafkspbbjs v`tml`j K b`f
=7 tb 17 irbps bh ksskjt`mf b`fs
Tunnkst`bjs?
n`jnkr
rbsklmry
lyrrc
yfmjn-yfmjn-kxbt`d slkff`jn
pmtdcbuf`-kxbt`d slkff`jn
=/4 dup purk Dmst`fk sbmp
Mff bh tck sunnkstki ksskjt`mf b`fs sbbtck iry cm`r mji se`j.
@j m lkmsur`jn dup, mii mff tck `jnrki`kjts kxdkpt tck sbmp. Tt`r
wkff tb dbla`jk. Tfbwfy mii tck sbmp mji st`r nkjtfy tb mvb`i suis
hbrl`jn. Wbur dmrkhuffy `jtb mj 3-bujdk abttfk. Fmakf mji drkmtk m
rkd`pk dmri mji `jstrudt`bjs hbr usk ms jkkiki.

www.1ji-`jdblk-sbfut`bjs.dbl ;>
Tcmlpbb ms usumf, br tb usk ms m lmse tb ikkpfy lb`stur`zk.
Fkmvk bj hbr up tb =7 l`jutks mji tckj r`jsk w`tc wmrl, jbt
cbt, wmtkr.
@tdcy/Hfmey Tdmfp Tcmlpbb
= dup dbdbjut l`fe
= dup mfbk vkrm nkf
m imsc bh v`tml`j K b`f
=; tb 17 irbps ksskjt`mf b`fs?
n`jnkr
tkm trkk
BQ rbsklmry
Wfmdk `j mj 3-bujdk abttfk mji scmek wkff tb dbla`jk. N`jnkr `s
nrkmt hbr sbbtc`jn tck sdmfp mji `t n`vks m j`dk trbp`dmf hfm`r tb
tc`s scmlpbb.
Kmsy Mff-purpbsk Cm`r Dbji`t`bjkr
Yc`s w`ff jbur`sc w`tcbut mii`jn m fbt bh b`f. Yck v`jknmr w`ff
dfkmjsk tck sdmfp mji rbsklmry w`ff sbbtck `t.
=/1 dup i`st`ffki wmtkr, cbt
= tmafkspbbj cbjky
=/1 dup mppfk d`ikr v`jknmr
= imsc v`tml`j K b`f br obobam b`f
; tb =; irbps bh ksskjt`mf b`fs sudc ms?
rbsklmry
fklbj
n`jnkr
=-@j m lkmsur`jn dup, pbur tck cbt wmtkr.
1-Mii tck cbjky mji st`r wkff ujt`f dblpfktkfy i`ssbfvki.
4-Mii tck rklm`j`jn `jnrki`kjts. Tt`r wkff tb dbla`jk mji pbur
tck l`xturk `jtb mj 3-bujdk abttfk. Fmakf mji drkmtk m rkd`pk
dmri ms jkkiki.

www.1ji-`jdblk-sbfut`bjs.dbl ;3
Dbji`t`bjkr hbr Iry Cm`r
= bujdk mvbdmib b`f
= bujdk dbdbjut b`f, sdkjtki br ujsdkjtki
= bujdk bf`vk b`f
= bujdk v`tml`j K b`f
9 bujdks mppfk d`ikr v`jknmr
; tb =7 irbps kmdc bh
fklbj mji
dcmlbl`fk
br
up tb 17 irbps pkppkrl`jt
Afkji tbnktckr `j m lkmsur`jn dup, st`rr`jn wkff tb dbla`jk.
Wbur `jtb mj 3-bujdk abttfk mji fmakf mji f`st `jnrki`kjts ms
jkkiki.
Abiy ^msc
M nbbi abiy wmsc scbufi fkmvk se`j dfkmj mji hkkf`jn nrkmt,
jbt ir`ki up f`ek mj bfi prujk. Ycksk abiy wmscks mrk nbbi hbr
kmdc se`j typk br purpbsk ms jbtki.
Mff-purpbsk Abiy ^msc
=/3 dup dbdbjut b`f
=/3 dup rmw cbjky, wmrlki `j tck l`drbwmvk hbr 17 skdbjis tb
lmek `t kms`kr tb afkji
= tkmspbbj v`tml`j K b`f
=7 tb 17 irbps bh ksskjt`mf b`fs
Tunnkst`bjs?
Hrmje`jdkjsk
Fklbjnrmss
Lyrrc
Qbsk
=/1 dup f`qu`i purk nfydkr`j sbmp, ujsdkjtki
Mff tck b`fs sunnkstki cmvk se`j ckmf`jn prbpkrt`ks.

www.1ji-`jdblk-sbfut`bjs.dbl ;0
Afkji mff `jnrki`kjts kxdkpt tck sbmp `j m lkmsur`jn dup,
st`rr`jn wkff tb dbla`jk. Mii tck sbmp fmst mji st`r nkjtfy
tb mvb`i hbml`jn. Abttfk mji fmakf ms jkkiki.
Iry Te`j Abiy ^msc
=/3 dup dbdbjut b`f
=/3 dup bf`vk b`f
= tkmspbbj v`tml`j K b`f
= tkmspbbj obobam b`f
=7 tb 17 irbps bh ksskjt`mf b`fs
Tunnkst`bjs?
hrmje`dkjsk
lyrrc - vkry nbbi hbr kdzklm mji btckr vkry iry se`j
dbji`t`bjs
rbsk
fmvkjikr
nkrmj`ul
=/1 dup f`qu`i Dmst`fk sbmp
Afkji mff `jnrki`kjts `j m lkmsur`jn dup kxdkpt tck sbmp,
st`rr`jn wkff tb dbla`jk. Mii tck sbmp mji st`r nkjtfy tb
mvb`i hbml`jn. Abttfk mji fmakf ms jkkiki.
Tmft Tdruas
Tmft sdruas mrk m pbwkrhuf wmy tb dfkmj mji kxhbf`mtk tck se`j
mji amfmjdk ybur kjkrny, kspkd`mffy wckj uski bj tck cmjis

www.1ji-`jdblk-sbfut`bjs.dbl 87
mji hkkt. @t dmj mfsb pkjktrmtk ikkpfy tb ckfp hfusc tbx`js but
bh tck abiy, kspkd`mffy `h sblkbjk suhhkrs w`tc dkffuf`tk, tcmt
unfy brmjnk pkkf se`j tcmt dblks wckj tck lusdfks mji se`j
mrk jbt tbjki mji h`rl. Drkmtk tc`s fuxur`bus smft sdrua mji
ibj't hbrnkt tb `jdfuik tck rkd`pk, akdmusk `t w`ff ak mii`dt`vk!
Cmji Tdrua
Yc`s bjk `s iks`njki hbr tck cmjis aut w`ff wbre wkff hbr tck
kjt`rk abiy.
1 pmrts ebsckr smft br dbmrsk skm smft
= pmrt hrmdt`bjmtki dbdbjut b`f
; tb 17 irbps bh ksskjt`mf b`f
Ksskjt`mf b`f sunnkst`bjs?
fmvkjikr
dcmlbl`fk
rbsk
Jbtk? ^k ib jbt rkdbllkji mjy d`trus b`f akdmusk `t dmj
fkmi tb skjs`t`v`ty tb sujf`nct. Wmtdcbuf` `s nbbi hbr tck se`j,
aut scbufi mfsb ak mvb`iki hbr tc`s rkmsbj, ujfkss `t `s ckmv`fy
i`futki. Wmdemnk mji fmakf ybur n`ht mji pr`jt up tck hbffbw`jn
`jstrudt`bj dmri?
[sk jb lbrk tcmj tw`dk m wkke. Wfmdk mabut m tkmspbbj `j tck
pmfl bh bjk cmji. Ttmji bvkr tck se`j mji rua nkjtfy mff bvkr,
kvkj aktwkkj tck h`jnkrs, ujt`f tck smft cms mff irbppki bhh `jtb
tck s`je. ^msc ybur cmjis f`nctfy w`tc l`fi sbmp mji nkjtfy pmt
iry w`tc m pmpkr tbwkf br dfkmj tbwkf. Dckde ybur jm`fs tb lmek
surk jb smft `s fkht akc`ji, ms ybu l`nct rua mji `rr`tmtk ybur
kyks br hmdk w`tc ybur h`jnkrs.
Abiy Tdrua
1 pmrts ebsckr smft br dbmrsk skm smft
= pmrt hrmdt`bjmtki mflbji b`f
= pmrt v`tml`j K b`f
; tb 17 irbps bh ksskjt`mf b`f
Ksskjt`mf b`f sunnkst`bjs?
fmvkjikr

www.1ji-`jdblk-sbfut`bjs.dbl 8=
dcmlbl`fk
rbsk
hrmje`jdkjsk
nkrmj`ul
Br m afkji<
fmvkjikr dcmlbl`fk
fmvkjikr rbsk
fmvkjikr nkrmj`ul
rbsk dcmlbl`fk
rbsk nkrmj`ul
rbsk hrmje`jdkjsk
Tt`r mff `jnrki`kjts tbnktckr ujt`f wkff dbla`jki. Wmdemnk mji
fmakf ybur n`ht mji pr`jt up tck hbffbw`jn `jstrudt`bj dmri?
[sk jb lbrk tcmj tw`dk m wkke. Hbdus bj ybur auttbdes, tc`ncs
mji uppkr mrls `h ybu cmvk dkffuf`tk, sdruaa`jn `j d`rdfks tb
dfkmj mji st`lufmtk tck d`rdufmt`bj. Ib jbt mppfy tb tck hmdk.
Mhtkr us`jn, r`jsk wkff mji nkjtfy pmt iry w`tc m dfkmj tbwkf.
Dckde ybur jm`fs tb lmek surk jb smft `s fkht akc`ji, ms ybu
l`nct rua mji `rr`tmtk ybur kyks br hmdk w`tc ybur h`jnkrs.
Yck v`tml`j K w`ff `lprbvk tck tbjk bh tck se`j. Mhtkr us`jn tck
sdrua, ibj't hbrnkt tb lb`stur`zk. (Tunnkst`bjs akfbw.)
Tmft Tdrua hbr Hkkt
1 pmrts Ebsckr smft
= pmrt hrmdt`bjmtki dbdbjut b`f br nrmpkskki b`f
; tb =7 irbps kmdc bh
pkppkrl`jt
dcmlbl`fk
Ycksk b`fs cmvk ikbibr`z`jn mji sbbtc`jn prbpkrt`ks.
Afkji tbnktckr pmdemnk mji fmakf. Wr`jt up mj `jstrudt`bj dmri?

www.1ji-`jdblk-sbfut`bjs.dbl 81
Tbme ybur hkkt `j m wmrl ams`j bh wmtkr hbr m hkw l`jutks tb
sbhtkj tck se`j. Mppfy m cmfh tkmspbbj bh tck sdrua tb ybur r`nct
hbbt mji sdrua tck kjt`rk hbbt, pmy`jn mttkjt`bj tb mjy rbunc
spbts. Ibj't hbrnkt tb nb aktwkkj tck tbks. Wfmdk tck hbbt amde
`j tck ams`j mji rkpkmt w`tc tck fkht hbbt. Wmt iry mji put bj
dfkmj dbttbj sbdes br m dfkmj pm`r bh scbwkr dfbns.
Jbtk tcmt ybu dmj mfsb usk tc`s `j tck scbwkr br amtctua, aut
ybur hkkt l`nct ak vkry sf`ppkry mhtkrwmris sb tmek kxtrm dmrk
wckj nktt`jn `j mji but.
Tunmr Tdrua

Tunmr sdrua cms m

s`l`fmr khhkdt tb smft sdrua `j tkrls bh `ts kxhbf`mt`jn
prbpkrt`ks. Cbwkvkr, tck hru`t md`i `j tck sunmr w`ff mfsb skrvk
ms m hru`t pkkf, sb ak mwmrk tcmt `t dmj fkmvk se`j rkiikjki
hbr sblk t`lk mhtkr usk. Yckrkhbrk, `t l`nct akst ak uski mt
j`nct rmtckr tcmj h`rst tc`jn `j tck lbrj`jn.
Yck mivmjtmnk `s m ikkpkr dfkmj mji jb smfbj pr`dks w`tc
ybur fuxury cblklmik n`ht. Lmek up tc`s rkd`pk ikpkji`jn bj
tck s`zk bh tck omr. @h ybu mrk nb`jn tb n`vk abtc smft mji
sunmr sdruas tbnktckr `j bjk n`ht amsekt, ak surk tb usk
arbwj sunmr sb tcky dmj ak tbfi mpmrt kms`fy.

www.1ji-`jdblk-sbfut`bjs.dbl 84
Ams`d Tunmr Tdrua hbr Hmdk mji Abiy
4 pmrts wc`tk br arbwj sunmr
= pmrt b`f, sudc ms bf`vk b`f, hrmdt`bjmtki dbdbjut b`f br
mpr`dbt ekrjkf b`f
; tb 17 irbps bh ksskjt`mf b`fs ikpkji`jn bj tck qumjt`ty bh
sdrua ybu mrk lme`jn mji cbw `jtkjsk ybu wmjt `t tb slkff.

L`x wkff `j tck omr ybu pfmj tb n`ht `t `j.

Ksskjt`mf b`f sunnkst`bjs?
Ykm trkk `h tcky mrk prbjk tb mdjk
Hrmje`jdkjsk kvkjs se`j tbjk mji h`rls mji t`nctkjs-`t cms
m wbbi mji fklbj sdkjt
Lyrrc `s m nrkmt wr`jefk rkiudkr mji kxdkffkjt hbr kdzklm-`t
slkffs m a`t f`ek f`dbr`dk
Qbsk `s f`nct, hfbwkry mji hkl`j`jk5 `t `s nbbi hbr mff se`j typks
Mjy bh tcksk b`fs mrk `ikmf hbr tck hmdk mji tck kjt`rk abiy.
Wmdemnk mji pr`jt up mj `jstrudt`bj dmri.
[sk jb lbrk tcmj tw`dk m wkke. Hbdus bj ybur auttbdes, tc`ncs
mji uppkr mrls `h ybu cmvk dkffuf`tk, sdruaa`jn `j d`rdfks tb
dfkmj mji st`lufmtk tck d`rdufmt`bj.
^ckj us`jn bj tck hmdk, mvb`i tck kyk mrkm mji rua nkjtfy
`j slmff d`rdfks. Fkmvk bj tck hmdk hbr jb lbrk tcmj ;
l`jutks. Jbtk tcmt ybur se`j w`ff ak rkiikjki hbr up tb 1
cburs mhtkrwmris, sb `t `s akst uski mt j`nct.
Mhtkr us`jn, r`jsk wkff mji nkjtfy pmt iry w`tc m dfkmj tbwkf.
Mhtkr us`jn tck sdrua, ibj't hbrnkt tb lb`stur`zk.
(Tunnkst`bjs akfbw.)

www.1ji-`jdblk-sbfut`bjs.dbl 89
Lb`stur`z`jn Fbt`bj

Mhtkr amtc`jn br scbwkr`jn, br us`jn mjy sdrua, mppfy`jn

lb`stur`zkr `s mfwmys m nbbi `ikm. Ckrk mrk m hkw bpt`bjs tb
m`i mjy e`ji bh se`j.
Lb`stur`zkr hbr Kvkry Abiy
4 bujdks mfbk vkrm nkf
1 bujdks bh dbdbjut b`f, sdkjtki `h ybu w`sc
= bujdk f`qu`i v`tml`j K B`f
1 bujdks mflbji b`f
; tb =; irbps bh ksskjt`mf b`fs
rbsk
fmvkjikr
dcmlbl`fk
nkrmj`ul
yfmjn-yfmjn hbr sblktc`jn lbrk lusey mji kxbt`d
Afkji tbnktckr `j m lkmsur`jn dup. Tt`r wkff mji pfmdk `j mj
3-bujdk abttfk. Wmdemnk mji pr`jt `jstrudt`bjs ms jkkiki.
Mfbk cms vkry sbbtc`jn qumf`t`ks mji tck b`fs mrk nbbi hbr mff
se`j typks w`tcbut fkmv`jn m fbt bh nrkmsk akc`ji. Mffbw tb iry
bj se`j hbr m hkw l`jutks akhbrk putt`jn bj dfbtcks.

www.1ji-`jdblk-sbfut`bjs.dbl 8;
Mjt`-Mn`jn Lb`stur`zkr hbr tck Abiy
> bujdks dbdbjut b`f, sdkjtki
= bujdk f`qu`i v`tml`j K b`f
=1 irbps fmvkjikr ksskjt`mf b`f
Afkji tbnktckr `j m lkmsur`jn dup mji pfmdk `j mj 3-
bujdk abttfk. Wmdemnk mji fmakf ms jkkiki.
Yc`s `s ikkpfy lb`stur`z`jn mji tck v`tml`j K b`f jbur`scks mji
rkpm`rs, wc`fk fmvkjikr sbbtcks. M dbupfk bh irbps bh rbsk
wbufi mfsb bhhkr ckmf`jn prbpkrt`ks mji m i`hhkrkjt sdkjt.
Hmd`mf Lb`stur`zkr
=/3 dup mflbji b`f
=/3 dup dbdbjut b`f
=/1 dup mfbk vkrm nkf
; tb =7 irbps bh ksskjt`mf b`f
Tunnkst`bjs?
fmvkjikr br rbsk hbr mjy typk bh se`j
lyrrc br hrmje`jdkjsk hbr mn`jn se`j
tkm trkk hbr mdjk prbjk se`j
Dbla`jk `j m slmff qu`ftki omr. Wmdemnk mji fmakf ms jkkiki.
Yc`s `s f`nct kjbunc tb usk kvkry imy. Ibt tck hmdk w`tc sblk
slmff imas mji tckj afkji `j.
Ckmf`jn Lb`stur`zkr hbr Iry Te`j mji Kdzklm
1 bujdks nrmpkskki b`f
1 bujdks obobam b`f
1 bujdks dbdbjut b`f, sdkjtki br ujsdkjtki
1 bujdks v`tml`j K b`f
1 tb 9 irbps kmdc bh
fmvkjikr
omsl`jk
^c`tk dbttbj nfbvks (bpt`bjmf)

www.1ji-`jdblk-sbfut`bjs.dbl 88
Dbla`jk `j m lkmsur`jn dup mji pbur `jtb mj 3-bujdk omr.
Wmdemnk mji fmakf ms jkkiki.
Yc`s w`ff sbbtck iry se`j mji `s kvkj nbbi hbr kdzklm. @h
cmjis mrk m pmrt`dufmr trbuafk spbt, mppfy mt j`nct mji wkmr
wc`tk dbttbj nfbvks tb ckmf tck se`j.
Iktbx`hy`jn Amtc Tbme

=/1 dup Ikmi Tkm smft

=/1 dup Kpsbj smfts
= tmafkspbbj dbdbjut b`f, ujsdkjtki
=7 17 irbps ksskjt`mf b`f
Tunnkst`bjs hbr iktbx mji sbbtc`jn tck se`j?
pkppkrl`jt
ouj`pkr
nrmpkhru`t
rbsklmry
pmtdcbuf`
tkm trkk
fmvkjikr
n`jnkr
brmjnk
fklbj

www.1ji-`jdblk-sbfut`bjs.dbl 8>
Yck fmttkr 4 b`fs dmj ak afkjiki hbr mj kjkrn`z`jn khhkdt.
Ibj't wmjt tb t`k tckl ibwj tb oust bjk sdkjt2 Luft`pfy tc`s
rkd`pk, pfmdk `j m fmrnk omr, mji `jdfuik m dbupfk bh abttfks bh
tck mabvk sunnkstki b`fs ms pmrt bh tck n`ht. Wmdemnk mji
fmakf ms jkkiki.
Yc`s scbufi ak st`rrki wkff akhbrk us`jn `j m cbt tua bh wmtkr.
[sk m tmafkspbbj mt m t`lk, up tb 4 tmafkspbbjs.
H`zzy Amtc Duaks

=/3 dup i`st`ffki wmtkr

1 dups Kpsbl smfts
; irbps bh ksskjt`mf b`fs bh ybur dcb`dk?
Qbsk, fmvkjikr, spkmrl`jt, kudmfyptus, fklbjnrmss mji sb
bj, s`jnfy br afkjiki
Nfmss br lktmf abwfs mji spbbjs (jbt pfmst`d)
T`f`dbjk `dk duak trmys `j iks`rki s`zk (skk akfbw)
hbbi dbfbr`jn, `h iks`rki, tb i`hhkrkjt`mtk tck sdkjts-bjfy usk m
irbp mt m t`lk sb ybu ib jbt bvkrib `t mji kji up w`tc m
c`ikbus dbfbr
pfmst`d wrmp wckj tck amtc duaks mrk iry
m nfmss omr br prktty dbjtm`jkr `h iks`rki

=-@j m fmrnk abwf, l`x tck wmtkr mji Kpsbl smfts tbnktckr. @h
ybu wmjt tb vmry sdkjt mji/br dbfbr, skpmrmtk but `jtb btckr

www.1ji-`jdblk-sbfut`bjs.dbl 83
abwfs ms jkkiki. Mii ybur ksskjt`mf b`f mji dbfbr ms iks`rki.
Tt`r wkff tb dbla`jk.
1-Wrkss tck l`xturk h`rlfy `jtb tck wkff bh kmdc `dk duak trmy.
@h ybu cmvk vmr`ki dbfbr mji sdkjts mji cmvk sblk fkhtbvkr,
dbjs`ikr dbla`j`jn tb lmek str`pki duaks. Qbsk mji fmvkjikr
br spkmrl`jt mji kudmfyptus w`ff wbre wkff tbnktckr.
4-Tkt ms`ik mji fkt stmji bvkrj`nct ujt`f tck duaks mrk iry.
9-^ckj tcky mrk iry, dmrkhuffy rklbvk hrbl tck s`f`dbjk wkffs
mji wrmp `j pfmst`d. @h ybu cmvk trbuafk nktt`jn tckl but, f`jk
m pfmtk w`tc hb`f br pfmst`d wrmp. Yurj `t ups`ik ibwj mji pfmdk
`t bvkr tck tbp bh tck trmy. Cbfi abtc tbnktckr mji turj tckl
bvkr. Tcmek nkjtfy ujt`f mff tck duaks mrk fbbsk mji cmvk
pbppki but.
;-Wfmdk tck wrmppki duaks `j m ikdbrmt`vk omr br dbjtm`jkr `h
iks`rki.
T`f`dbjk @dk Duak Yrmys
=-`jdc duaks
Ycksk dblk `j m rmjnk bh dbfbrs sb ybu dmj ekkp trmde bh
wc`dc ybu usk hbr mrblmtckrmpy mji wc`dc hbr ir`jes `j ybur
cblk. (JKXKQ usk tck smlk trmy hbr abtc purpbsks.)
1-`jdk duaks-pmde bh 1 trmys
Ycksk dblk `j m rmjnk bh dbfbrs sb ybu dmj ekkp trmde bh wc`dc
ybu usk hbr mrblmtckrmpy mji wc`dc hbr ir`jes `j ybur cblk.

www.1ji-`jdblk-sbfut`bjs.dbl 80
Ikd`ik wc`dc s`zk yur rkd`p`kjt w`ff ak lbst `lprksski ay,
br wcmt s`zk omrs mji sb bj ybu dmj put tckl `j.
Jm`f mji dut`dfk b`f

= =/1 bujdks dbdbjut b`f

=/1 bujdk obobam b`f
M dbupfk bh irbps bh v`tml`j K b`f
; irbps bh fmvkjikr ksskjt`mf b`f
; irbps bh rbsk ksskjt`mf b`f
Afkji mff bh tck `jnrki`kjts tbnktckr mji pfmdk `j m 1-bujdk omr.
Fmakf ms jkkiki.
@jstrudt`bjs?
Mhtkr lb`stur`z`jn cmjis, lmssmnk m slmff mlbujt bh b`f
`jtb kmdc jm`f mji tck surrbuji`jn dut`dfks.
^k`nct dbjtrbf spr`tzkr br rbff-bj
4 bujdks ruaa`jn mfdbcbf
17 irbps nrmpkhru`t
=7 irbps jkrbf` br brmjnk
=7 irbps fklbj

www.1ji-`jdblk-sbfut`bjs.dbl >7
Tt`r wkff tb dbla`jk. Wbur `jtb m 9-bujdk pulp abttfk br 1
rbff-bj abttfks.

Jbtk? T`jdk d`trus ksskjt`mf b`fs dmj ak

vkry kjkrn`z`jn, usk pkppkrl`jt b`f br spkmrl`jt b`f tb dura
drmv`jns `j tck kvkj`jn w`tcbut n`v`jn tbb ludc bh m auzz.
Br, try tc`s dbla`jmt`bj?
Tmjimfwbbi, D`jjmlbj mji Dfbvks
4 bujdks ruaa`jn mfdbcbf
17 irbps smjimfwbbi
=7 irbps d`jjmlbj
=7 irbps dfbvks
Ckrk mrk sblk j`dk t`ps bj us`jn ksskjt`mf b`fs hbr wk`nct fbss,
mji sblk btckr afkjis tb try hbr m rmjnk bh i`hhkrkjt ckmftc
purpbsks.
Jbtk? [sk m stkkf rbffkr amff abttfk `h ybu mrk us`jn tck d`trus
afkji, ms `t dmj dbrrbik pfmst`d rbffkrs qu`defy. Dckde tb skk
wcmt dbfbrs mji qumjt`t`ks bh abttfks mrk mvm`fmafk.

www.1ji-`jdblk-sbfut`bjs.dbl >=
Qbff-bj mrtcr`t`s rkf`kh
^blkj mrk lbrk prky tcmj lkj tb mrtcr`t`s. @j rkfmt`bj tb
rckulmtb`i mrtcr`t`s, tckrk mrk j`jk t`lks lbrk wblkj pmt`kjts
tcmt lkj. Drkmtk m rbff bj hbr ob`jt pm`j us`jn m dmrr`kr b`f sudc
ms ujsdkjtki dbdbjut br bf`vk mji bjk bh tck hbffbw`jn?
a`rdc

w`jtkrnrkkj —jbtk tcksk twb mrk

dckl`dmffy s`l`fmr, tcbunc tck w`jtkrnrkkj slkffs lbrk
mrblmt`d. Mfsb jbtk tcmt tcky dbjtm`j tck smlk mdt`vk `jnrki`kjt
ms msp`r`j, sb scbufi jbt ak uski ay mjybjk wcb `s mffkrn`d.
Btckr khhkdt`vk b`fs tb try `jdfuik?
dcmlbl`fk
pkppkrl`jt
rbsklmry
tcylk
dfmry smnk
hrmje`jdkjsk
n`jnkr

www.1ji-`jdblk-sbfut`bjs.dbl >1
Yck Jmt`bjmf Mrtcr`t`s Hbujimt`bj rkdbllkjis `jcmf`jn nrkkj
mppfk hbr rkf`kh hrbl mrtcr`t`s pm`j mji l`nrm`jks.
Wmdemnk mji fmakf ms jkkiki.
@h tck rbff-bj `s tbb tc`de, fbbskj `t up w`tc sblk
ruaa`jn mfdbcbf. Tcmek wkff akhbrk kmdc usk.
Okwkfry
Lbst wblkj fbvk okwkfry, kxdkpt `h tcky mrk mffkrn`d tb dkrtm`j
lktmfs (m dbji`t`bj ejbwj ms dbjtmdt ikrlmt`t`s). Mii`jn
mrblmtckrmpy dmj lmek tck pkrhkdt n`ht. Ckrk mrk sblk
mttrmdt`vk mji mhhbrimafk sunnkst`bjs.
Amff mrblmtckrmpy fbdekt
Yc`s dblks `j m rmjnk bh styfks mji dbfbrs. Wfmdk m i`hhuskr pmi
imlpkjki w`tc ybur dcb`dk bh b`f br dustbl afkji mji tude `t
`jtb tck pkjimjt.

Pbu w`ff jkki m dcm`j br dbri tb nb w`tc tck pkjimjt. Yckrk mrk
m w`ik rmjnk bh dcb`dks, w`tc br w`tcbut dfmsps mji `j i`hhkrkjt
dbfbrs.
Ikdbrmt`vk mrblmtckrmpy fbdekts
Ycky dblk `j m julakr bh i`hhkrkjt mttrmdt`vk pmttkrjs sudc ms
Hm`ry mji Tujhfbwkr. Mrblmtckrmpy fbdekts mrk mvm`fmafk `j
vmr`bus lktmfs, w`tc m rmjnk bh dcm`js `j tkrls bh styfk mji

www.1ji-`jdblk-sbfut`bjs.dbl >4
fkjntc sb ak surk tb rkmi tck iksdr`pt`bjs dmrkhuffy. Ycky
scbufi mfsb dblk w`tc m skt bh i`hhuskr pmis tb `jskrt `jtb tck
i`hhuskr fbdekt. Mii m abttfk br 1 bh ksskjt`mf b`fs hbr tck pkrhkdt
n`ht.

Jbw tcmt wk cmvk kxpfbrki m rmjnk bh n`ht bpt`bjs hbr wblkj,

`t `s t`lk tb turj bur mttkjt`bj tb n`hts kspkd`mffy hbr lkj.
N`hts hbr Lkj
Lkj dmj ak vkry i`hh`duft tb auy hbr-oust mse mjy wblmj! Pbu
cmvk mfrkmiy skkj m rmjnk bh mrblmtckrmpy hbr akn`jjkr's n`hts
kmrf`kr `j tc`s nu`ik. @h ybu wmjt tb n`vk sblktc`jn m a`t lbrk
pkrsbjmf, br drkmtk sblk wbjikrhuf cblklmik rkd`pks, mimpt
tck pkrsbjmf dmrk `tkls sunnkstki mabvk us`jn fkss hfbrmf mji
wbbis`kr b`fs. @j tc`s dcmptkr ybu w`ff h`ji m julakr bh `ikms
kspkd`mffy hbr lkj tcmt mrk surk tb pfkmsk.

www.1ji-`jdblk-sbfut`bjs.dbl >9
Dmr Wfun`j E`t

Yc`s cms m slmff, imrefy dbfbrki i`hhuskr tcmt pfuns `jtb tck dmr
f`nctkr mji tudes mwmy akc`ji tck nkmr abx br mjywckrk
dbjvkj`kjt. @t dblks w`tc tck i`hhusk, mimptkr, mji 9 b`fs?
kudmfyptus, fklbj nrmss, brmjnk mji p`jk. Mff 9 mrk pkrhkdt hbr
ikbibr`z`jn kvkj tck st`je`kst bh spmdks. Yc`s e`t bhhkrs nrkmt
vmfuk hbr fkss tcmj $47. @t `s `ikmf hbr mjy lmj wcb spkjis m
fbt bh t`lk ir`v`jn br tkjis tb f`vk `j tck`r dmr, dblpfktk w`tc
hbbi, swkmty spbrts nkmr mji sb bj.
Cblklmik Fuxury Tcmv`jn Drkml
=/1 dup bf`vk b`f br mflbji b`f
=/9 dup rmw cbjky
=7 Irbps bh ksskjt`mf b`fs w`tc m lmsduf`jk sdkjt, sudc ms?
smjimfwbbi
amy
vkt`vkr
hrmje`jdkjsk
=/9 dup f`qu`i purk Dmst`fk sbmp, ujsdkjtki
Dbla`jk mff bh tck `jnrki`kjts kxdkpt tck sbmp `j m abwf.
Tt`r wkff ujt`f mff bh tck `jnrki`kjts cmvk huffy dbla`jki. Mii
tck sbmp mji st`r nkjtfy tb mvb`i suis. Yrmjshkr tb m pulp br
squkkzk abttfk. Wmdemnk mji fmakf ms jkkiki.

www.1ji-`jdblk-sbfut`bjs.dbl >;
Jbtk tcmt m f`ttfk bh tc`s scmv`jn drkml nbks m fbjn wmy.

www.1ji-`jdblk-sbfut`bjs.dbl >8
Dcmptkr 8 - Ksskjt`mf B`fs hbr Lkj

Ckrk `s m j`dk f`st `h ybu dmj't ikd`ik. Ymek `t w`tc ybu tb tck
stbrk mji stmrt sj`hh`jn mff tck tkstkrs. Drbss bh tck bjks tcmt
lmek ybu smy K^^^.
Ywb dbllkjts mabut tck sunnkst`bjs mt tck tbp bh tcmt pmnk?
Bmelbss `s m ejbwj `rr`tmjt tb sblk se`js. N`jnkr mji
pmtdcbuf` dmj tr`nnkr pcbtbskjs`t`v`ty sb mrk jbt tck akst
dcb`dks hbr lkj's mhtkrscmvk.
smjimfwbbi
amy
afmde pkppkr
vkt`vkr mrk qu`tk pbpufmr.
^cmtkvkr scmv`jn drkml sdkjt ybu dcbbsk, dmrry tcmt sdkjt
bvkr `jtb tck cblklmik mhtkrscmvk.
Tbbtc`jn Mhtkrscmvk
= bujdk i`st`ffki wmtkr
= bujdk purk w`tdc cmzkf (tc`s scbufi jbt cmvk m fbt bh
mfdbcbf `j `t br slkff strbjn dblpmrki w`tc btckr e`jis) Imsc
obobam b`f
Imsc v`tml`j K b`f
Imsc mfbk vkrm nkf
4 tb ; irbps bh ybur ksskjt`mf b`fs bh dcb`dk
L`x mff tck `jnrki`kjts tbnktckr wkff. Wfmdk `j m sprmy pulp
abttfk mji fmakf ms jkkiki.
Tpr`tz tck hmdk mhtkr kmdc scmvk mji rua `j f`nctfy w`tc ybur
h`jnkrs br pmfls. Mvb`i tck kyk mrkm wckj sprmy`jn.

www.1ji-`jdblk-sbfut`bjs.dbl >>
B`fy Cm`r Tcmlpbb hbr Lkj
= bujdk i`st`ffki wmtkr
= bujdk mppfk d`ikr v`jknmr
; irbps tkm trkk b`f
; tb =7 irbps fklbj br brmjnk b`f
8 bujdks f`qu`i purk Dmst`fk Tbmp
@j m lkmsur`jn dup, st`r mff bh tck `jnrki`kjts tbnktckr kxdkpt
tck sbmp ujt`f wkff dbla`jki. Mii tck sbmp mji st`r nkjtfy sb `t
ibks jbt suis up. Wbur `jtb m squkkzk abttfk. Wmdemnk mji
fmakf ms jkkiki.
Tcmek wkff akhbrk kmdc usk. Yc`s `s mj khhkdt`vk afkji tcmt
duts nrkmsk aut scbufi ak l`fi kjbunc tb usk kvkry imy.
Kjkrn`z`jn Abiy ^msc
=/9 dup dbdbjut b`f
=/9 dup rmw cbjky
= tkmspbbj v`tml`j K
3 irbps kudmfyptus
; irbps swkkt brmjnk
; irbps nrmpkhru`t
br ; irbps fklbj
=/1 dup f`qu`i Dmst`fk sbmp
@j m lkmsur`jn dup, st`r mff bh tck `jnrki`kjts mji b`fs bh ybur
dcb`dk tbnktckr kxdkpt tck sbmp ujt`f wkff dbla`jki. Mii tck
sbmp mji st`r nkjtfy sb `t ibks jbt hbml up. Wbur `jtb m squkkzk
abttfk. Wmdemnk mji fmakf w`tc `jstrudt`bjs ms jkkiki?
Jbtk? @h ybu pfmj tb ckmi but `jtb tck sujsc`jk, ak surk ybu
usk tc`s 1 cburs akhbrk tb mvb`i mjy pcbtbskjs`t`v`ty wc`dc
dbufi rksuft `j sujaurj. Mfwmys wkmr sujsdrkkj. Tcmek wkff
akhbrk kmdc usk.
Ttrkss Qkf`kh Cmji Tbmp

www.1ji-`jdblk-sbfut`bjs.dbl >3
Yc`s dfkmjs wkff `s l`fi bj cmjis mji bhhkrs m pfkmsmjt sdkjt tb
rkf`kvk strkss `h ybu dcbbsk hrbl bjk bh tck sunnkstki ksskjt`mf
b`fs.
=/9 dup wc`tk v`jknmr
=/9 dup wmrl i`st`ffki wmtkr
= tkmspbbj drkml bh tmrtmr
1 tkmspbbjs Ebsckr smft
=7 tb =; irbps bh ksskjt`mf b`f
=/9 dup f`qu`i Dmst`fk sbmp
Ttrkss rkf`kh b`fs `jdfuik?
Akrnmlbt, ams`f, dfmry smnk, hrmje`jdkjsk,
lmrobrml, smjimfwbbi
Hkjjkf-slkffs f`ek f`dbr`dk Xkt`vkr-vkry
slbey mji kmrtcy slkff`jn
@j m lkmsur`jn dup, st`r mff bh tck `jnrki`kjts mji b`fs bh ybur
dcb`dk tbnktckr kxdkpt tck sbmp ujt`f wkff dbla`jki. Mii tck
sbmp mji st`r nkjtfy sb `t ibks jbt hbml up. Wbur `jtb mj 3-
bujdk abttfk w`tc m pulp tbp. Fmakf ms jkkiki.
^mek [p mji Tlkff tck Dbhhkk Tdrua

Lkj fbvk tck`r dbhhkk. Mji

wk mff ejbw cbw tck slkff dmj pkre up mjybjk w`tc oust bjk
wc`hh. Yc`s sdrua dbla`jks tck sdkjt bh

www.1ji-`jdblk-sbfut`bjs.dbl >0
dbhhkk w`tc tck kjkrn`z`jn mrblmtckrmpy prbpkrt`ks bh
brmjnk b`f. Yc`s sdrua `s mfsb nbbi hbr iktbx`hy`jn tck abiy.
= dup dbhhkk nrbujis
8 tmafkspbbjs dbdbjut b`f, sdkjtki br ujsdkjtki
4 tmafkspbbjs wc`tk br arbwj sunmr
=7 tb =; irbps brmjnk ksskjt`mf b`f
Dbla`jk mff bh tck `jnrki`kjts `j m lkmsur`jn dup. L`x wkff
tb dbla`jk.
Wfmdk `j mj 3-bujdk nfmss omr w`tc m f`i.
Xmr`mt`bj? [sk d`jjmlbj b`f `jstkmi bh tck brmjnk hbr sblktc`jn
sf`nctfy fkss `jv`nbrmt`jn `h `t `s tb ak uski hbr m scbwkr mt j`nct.
Wmdemnk mji fmakf w`tc `jstrudt`bjs?
[sk jb lbrk tcmj tw`dk m wkke. Tdrua `j d`rdfks tb dfkmj mji
st`lufmtk tck d`rdufmt`bj. Ib jbt usk bj tck hmdk. Jbtk tcmt
ybur se`j w`ff ak rkiikjki mhtkr usk. Mhtkr us`jn, r`jsk wkff mji
nkjtfy pmt iry w`tc m dfkmj tbwkf.
T`jus Qkf`kh, Dbunc mji Dbfi Tkt Yc`s dbjtm`js Arkmtck
Afkji, Hrkjdc fmvkjikr, Ckmftc Tc`kfi, fklbj, Ckmi Kmsk Afkji,
mji pkppkrl`jt. Mii m pmde bh =77% purk dbttbj cmjiekrdc`khs

www.1ji-`jdblk-sbfut`bjs.dbl 37
mji ybur lmj w`ff ak rkmiy hbr dbfi mji hfu skmsbj br mffkrny
skmsbj.
Ksskjt`mf B`fs Ttbrmnk Dmsk

Yc`s cms rbbl hbr =7

abttfks. @t w`ff ckfp stbrk tckl `j m dbbf, imre pfmdk, br mffbw
ybur n`ht rkd`p`kjt tb dmrry tck`r dbffkdt`bj bh b`fs w`tc tckl `j
tck dmr br bj vmdmt`bj. @t w`ff ak f`ek cmv`jn m f`ttfk lki`d`jk e`t
w`tc tckl wckrkvkr tcky nb. Mfsb dblks `j m cbfikr hbr ; b`fs
`j afmde w`tc mj brmjnk `jtkr`br. Kmdc dbsts fkss tcmj $=;.
Dkimrwbbi @jsbfks

Ycksk mrk m jmturmf wmy tb stbp st`jey hkkt mji ekkp sjkmekrs
mji scbks fkss slkffy hbr fbjnkr. Mii m abttfk bh dkimrwbbi b`f
tb tck n`ht.

www.1ji-`jdblk-sbfut`bjs.dbl 3=
Jbt surk ybur n`ht rkd`p`kjt wbufi wmjt cmri `jsbfks2 Yry hfkkdk
`jstkmi. Ycky w`de lb`sturk mji mrk vkry sbht ujikrhbbt. Wkppy
Hkkt cms sblk j`dk fmlaswbbf `jsbfks, w`tc 1 pm`rs fkss tcmj
$47. Mii m abttfk bh dkimrwbbi br tkm trkk br pkppkrl`jt b`f tb
ekkp hkkt mji scbks hrksc.
Jbw tcmt wk cmvk i`sdusski m rmjnk bh `ikms hbr n`hts tcmt
wbufi ak pkrhkdt tb n`vk tb lkj, fkt's fbbe mt n`hts hbr ama`ks,
dc`firkj mji tkkjs.

www.1ji-`jdblk-sbfut`bjs.dbl 31
Dcmptkr > - N`hts hbr Ama`ks, Dc`firkj mji Ykkjs

Bjk bh tck lbst dbjhus`jn tc`jns mabut akdbl`jn m jkw

pmrkjt `s tck akw`fikr`jn mrrmy bh tc`jns tcmt m amay skkls tb
jkki. Yck trutc `s tcmt `t's mff oust cypk bj tck pmrt bh
lmjuhmdturkrs wcb wmjt tb skff lbrk tb `jdrkmsk tck`r prbh`ts.
Mjbtckr `lpbrtmjt dbjs`ikrmt`bj tcmt pmrkjts scbufi ekkp `j
l`ji `s oust cbw lmjy dckl`dmfs tcky mrk kxpbs`jn tck`r amay
tbb. Kvkj tcbunc sblk prbiudts mrk fmakffki ms nkjtfk
kjbunc hbr ama`ks, tcky dmj st`ff dbjtm`j `jnrki`kjts tcmt mrk
ejbwj `rr`tmjts mji dmjdkr dmus`jn mnkjts.
Cblklmik amay n`hts w`ff `lprkss mji scbw tcmt tckrk mrk
pfkjty bh khhkdt`vk mftkrjmt`vk tb jmlk-armji prbiudts, mji hbr
hmr fkss lbjky tbb.
Ms dc`firkj nkt bfikr, tcky dmj ak prbjk tb tck smlk lbbis ms
miufts, `jdfui`jn m fmde bh kjkrny br ak`jn tbb cypkr mji `j
jkki bh rkfmxmt`bj. Mrblmtckrmpy dmj dkrtm`j ckfp ckrk tbb.
M tc`ri dbjs`ikrmt`bj wckj n`v`jn n`hts tb ybujnkr pkbpfk `s
wcmt's 'dbbf' br 'ibpk' w`tc e`is tcksk imys tcmt mjy twkkj br
tkkj w`ff fbvk. Ckrk mrk m hkw sunnkst`bjs hbr ama`ks, dc`firkj
mji tkkjs.
Amay ^msc mji Tcmlpbb
1 bujdks dbdbjut b`f, sdkjtki br ujsdkjtki
= bujdk mflbji b`f
= bujdk mfbk vkrm nkf
; tb =7 irbps fmvkjikr b`f
1 bujdks purk Dmst`fk sbmp, ujsdkjtki
1 bujdks nfydkr`j sbmp

Tt`r mff bh tck `jnrki`kjts tbnktckr kxdkpt tck sbmps ujt`f wkff
dbla`jki. Tt`r `j tck sbmp nkjtfy tb mvb`i hbml`jn.
Wfmdk `j mj 3-bujdk dbjtm`jkr squkkzmafk abttfk. Fmakf
ms jkkiki.
Tcmek wkff akhbrk kmdc usk. Mvb`i nktt`jn `jtb kyks.
>>-Tbbtc`jn Amay Fbt`bj

www.1ji-`jdblk-sbfut`bjs.dbl 34
=/1 dup bf`vk b`f
=/9 dup dbdbjut b`f, ujsdkjtki
= bujdk v`tml`j K b`f
= bujdk obobam b`f
; tb =7 irbps dmfkjiufm b`f
; tb =7 irbps dcmlbl`fk b`f
Tt`r mff `jnrki`kjts tbnktckr mji pfmdk `j m pfmst`d squkkzk
abttfk. Fmakf ms jkkiki.
Tcmek wkff akhbrk kmdc usk. Mvb`i nktt`jn `jtb kyks.
I`mpkr Qmsc Drkml
=/1 dup dbdbjut b`f
=7 irbps dmfkjiufm b`f
=7 irbps dcmlbl`fk b`f
=/9 dup mfbk vkrm nkf
nkjkrbus imsc v`tml`j K b`f
= tmafkspbbj mrrbwrbbt (tc`s `s m nrkmt tc`dekjkr hbr mjy
rkd`pk, `jdfui`jn ki`afk fbw dmra bjks `j ybur e`tdckj)
Tt`r mff `jnrki`kjts tbnktckr mji pfmdk `j m pfmst`d squkkzk
abttfk. Fmakf ms jkkiki.
Tcmek wkff akhbrk kmdc usk. Mppfy kmdc t`lk ybu put bj m jkw
i`mpkr. ^msc cmjis tcbrbuncfy mhtkr kmdc usk.
Jmturmf Amay Wbwikr
= dup mrrbwrbbt
; tb =7 irbps dcmlbl`fk ksskjt`mf b`f
Bpt`bjmf?
; tb =7 irbps fmvkjikr ksskjt`mf b`f hbr m sbbtc`jn sdkjt
Tt`r tbnktckr tck `jnrki`kjts mji pfmdk `j m fmrnk scmekr tbp
abttfk sudc ms mj klpt`ki sp`dk abttfk, br m hbbi-skrv`dk qumf`ty
scmekr. Ycky usumffy dblk `j skts bh 1 bh vmry`jn s`zks. Ycksk
=7-bujdk bjks mrk prktty mji `j m dmj`stkr styfk sb tckrk mrk
jb mwewmri-fbbe`jn cmjifks.

www.1ji-`jdblk-sbfut`bjs.dbl 39
Fmakf mji jkkiki.
Mvb`i nktt`jn `jtb jbsk, lbutc br kyks. Ak surk tb sdrkw tck
dmp bj t`nctfy. @h trmvkf`jn w`tc tck scmekr, strktdc sblk pfmst`d
h`fl sudc ms Tmrmj wrmp mdrbss tck lbutc bh `t. Cbfi `t t`nctfy
`j pfmdk, tckj sdrkw tck dmp bj.
Mrblmtckrmpy Ykiiy w`tc Xkst

Auy m pfm`j tkiiy `j mjy

s`zk. Yckj drkmtk m f`ttfk vkst stuhhki w`tc mrblmtckrmpy
`jnrki`kjts.
Fmvkjikr Ykiiy
Kjbunc mttrmdt`vk hmar`d tb drkmtk = vkst. Pbu w`ff jkki ibuafk
tck hmar`d tb h`ff tck vkst.
Fmvkjikr hfbwkrs
= abttfk fmvkjikr ksskjt`mf b`f
=-Tkw mff tck wmy mrbuji tck vkst scmpk kxdkpt tck abttbl
kinks.
Yurj tck vkst `js`ik but sb tck st`tdcks mrk jbw bj tck `js`ik.
4-H`ff tck vkst w`tc fmvkjikr hfbwkrs. Tkw tck abttbl kinks bh
tck vkst dfbski.

www.1ji-`jdblk-sbfut`bjs.dbl 3;
9-Wmde `j m n`ht amn w`tc m abttfk bh ksskjt`mf tb rkhrksc
tck sdkjt.
Btckr bpt`bjs `jdfuik?
Wkppkrl`jt
Ir`ki pkppkrl`jt fkmvks
= abttfk pkppkrl`jn ksskjt`mf b`f
D`jjmlbj
3 tb =7 4-`jdc d`jjmlbj st`des
= abttfk d`jjmlbj ksskjt`mf b`f
Dcmlbl`fk
4 br 9 bujdks bh dcmlbl`fk hfbwkrs
= abttfk dcmlbl`fk ksskjt`mf b`f
N`vk tckl tck kjt`rk wmrirbak mt bjdk, br m jkw vkst kmdc
skmsbj. [sk i`hhkrkjtfy dbfbrki hmar`d tb tkff tck sdkjts mpmrt
kms`fy mji bhhkr vmr`kty.
Wmdemnk mji fmakf ms jkkiki.
^ckj jbt bj tck tkiiy, stbrk kmdc vkst skpmrmtkfy `j m slmff
skmfki pfmst`d amn. ^ckj rkpfkj`sc`jn tck b`f, put bj tck
buts`ik bh tck vkst, jbt bj tck `js`ik br tck tkiiy's hur, sb
jb sdkjts trmjshkr bvkr.
Wfkmsmjt Tfkkp mji Irkmls W`ffbw
Kjbunc prktty dbttbj hmar`d tb drkmtk m slmff rkdtmjnufmr
p`ffbw su`tmafk hbr m amay dr`a
1 tb 9 bujdks dcmlbl`fk hfbwkrs
= tb 1 bujdks brnmj`d cbps hfbwkrs
= tb 1 bujdks fmvkjikr hfbwkrs, `h iks`rki

www.1ji-`jdblk-sbfut`bjs.dbl 38
kjbunc r`dk (mjy armji br typk) tb h`ff tck p`ffbw

=-Tkw tck
p`ffbw bj tcrkk s`iks, = scbrt s`ik mji tck 1 fbjnkst s`iks.
1-Yurj `js`ik but sb tck skmls mrk jbt scbw`jn.
4-^`tc tck p`ffbw fy`jn hfmt, pfmdk m fmykr bh kmdc e`ji bh hfbwkr
`jtb tck p`ffbw.
9-Mii m tc`de fmykr bh r`dk.
;-H`ff tck p`ffbw w`tc tck rkst bh tck hfbwkrs ujt`f `t `s j`dkfy h`ffki
aut jbt sb bvkrstuhhki tcmt ybu dmj't skw tck kji dfbski kms`fy.
8-N`vk ms m n`ht w`tc m abttfk bh dcmlbl`fk b`f.
Fmakf mji pr`jt up `jstrudt`bjs ms jkkiki?
Jbtk tcmt tc`s sfkkp mji irkml p`ffbw dmj ak wmrlki hbr 47
skdbjis `j tck l`drbwmvk, mji w`ff cbfi tck ckmt hbr mabut =
cbur.
Hr`kjisc`p Armdkfkts
Abys mji n`rfs mji `jikki miufts bh mff mnks fbvk hr`kjisc`p
armdkfkts. Fkmrj cbw tb lmek ybur bwj us`jn m armdkfkt lmekr
mji sblk dbttbj hfbss mji skk cbw lmjy mlmz`jn drkmt`bjs
ybu dmj lmek. Br n`vk tck lmekr w`tc hfbss mji ksskjt`mf b`fs
ms m n`ht hbr m twkkj br tkkj.

www.1ji-`jdblk-sbfut`bjs.dbl 3>
Auy tck armdkfkt lmekr, wc`dc dblks dblpfktk w`tc `jstrudt`bjs
mji sblk hfbss tb nkt stmrtki. Mfsb dbjs`ikr auy`jn sb mii`t`bjmf
suppf`ks sudc ms tck T`x-Ttrmji Dbttbj Hfbss Oulab Wmde br T`x-
Ttrmji Dbttbj Hfbss Y`k-Iyk Wmttkrjs Wmde.

Bjdk ybu lmek ybur armdkfkts, put tckl `j m n`ht abx w`tc = br
1 abttfks bh mrblmtckrmpy b`f tb sdkjt tck`r armdkfkt mji
rkhrksc `t mjy t`lk tcky w`sc. Wmdemnk `j slmff pfmst`d amns tb
rktm`j tck sdkjt.
www.1ji-`jdblk-sbfut`bjs.dbl 33
Dbfbrki Wkjimjts-Tkt bh =1

Yc`s kjt`rk skt bh =1

dbfbrki mrblmtckrmpy fbdekts w`ff dbst fkss tcmj $17. Ibj't
hbrnkt tb mii mrblmtckrmpy i`hhuskr pmis mji pkrcmps m abttfk
bh ybur dcbskj b`fs. N`vk = fbdekt br tck wcbfk skt.
Jbtk? Dbjvkjt`bjmf dcm`js w`tc dfmsps w`ff jbt h`t tcrbunc tck
cbfks bj tcksk, sb nkt sblk s`fe dbri k`tckr `j pfm`j afmde br m
rmjnk bh dbfbrs tb drkmtk hmsc`bj fbbes ms uj`quk ms tck twkkj
br tkkj ybu w`ff ak n`ht`jn tb.
Bl Mrblmtckrmpy E`t

www.1ji-`jdblk-sbfut`bjs.dbl 30
Yc`s dblks w`tc m fbdekt, pmis, 9 b`fs mji m i`hhuskr fbdekt bj m
dcm`j. Yc`s `s vkry nbbi vmfuk mt fkss tcmj $17 hbr tck skt. Yck
fkmtckr strmp lmeks tc`s fbdekt nbbi hbr ybujn nuys ms wkff ms
nmfs.
Auttbj Mioustmafk ^rmp Armdkfkts

Ycksk dblk `j m rmjnk bh iks`njs, abtc hkl`j`jk mji lmsduf`jk.

Yck fkmtckr w`ff rktm`j tck slkff bh mjy ksskjt`mf b`f. @h tck tkkjs
bj ybur f`st fbvk tr`amf okwkfry, tc`s `s m lust cmvk.

www.1ji-`jdblk-sbfut`bjs.dbl 07
Dcmptkr 3 - N`hts hbr tck Mlkr`dmj Cbf`imys

Yckrk mrk sblk cbf`imys tcmt mrk pmrt`dufmr bjfy tb tck [T.
Btckrs mrk dkfkarmtki `j vmr`bus dbujtr`ks mrbuji tck wbrfi,
aut jbt tb tck smlk iknrkk bh huss mji hmjhmrk ms `j tck
[j`tki Ttmtks. Ckrk mrk sblk n`ht sunnkst`bjs hbr m hkw bh
tcksk spkd`mf bddms`bjs.
Xmfkjt`jk's Imy
Fbvk mji Wmss`bj Ksskjt`mf B`fs

Xmfkjt`jk's Imy `s mff mabut

rblmjdk. Yc`s ykmr, nb akybji tck stmjimri abx bh dcbdbfmtks
w`tc mrblmtckrmpy. Yckrk's surk tb ak sblktc`jn `j tc`s skt
tcmt w`ff spmre rblmjdk.
Yck Fbvk mji Wmss`bj Tkt `jdfuiks tck hbffbw`jn b`fs? Mibrmt`bj,
Mpcrbi`s`md, Fmvkjikr, Fbvk, Qbsk, mji Tkjsmt`bj, sb tc`s
lkmjs 1 ujafkjiki mji 9 afkjiki b`fs hbr fkss tcmj $17, mj
`jkxpkjs`vk aut tcbuncthuf mji kvkj `lprkss`vk n`ht. Hbr lkj,

www.1ji-`jdblk-sbfut`bjs.dbl 0=
scmrk tck b`fs w`tc tckl ms m dbupfk. @h ybu mrk jbt tcmt
`jt`lmtk, n`ht mjy bh tck `tkls sunnkstki `j tck lkj's
n`ht skdt`bj mabvk.
Lklbr`mf Imy mji @jikpkjikjdk Imy
Lklbr`mf Imy `s baskrvki mt tck kji bh Lmy mji @jikpkjikjdk
Imy bj tck 9tc bh Oufy. Ycksk twb cbf`imys mrk usumffy
mssbd`mtki w`tc tck dbfbrs rki, wc`tk mji afuk. Ycky mrk
lmreki w`tc amrakduks mji nkjkrmffy spkji`jn t`lk buts`ik `j
tck wmrlkr wkmtckr. Ycksk cbf`imys dmj mfsb lkmj p`dj`ds.
Ekkp ujwmjtki jbj-culmj nuksts mwmy w`tc tck hbffbw`jn twb
`ikms.
Cblklmik Jmturmf @jskdt Qkpkffmjt

Yc`s n`ht `s m nrkmt jmturmf wmy tb

ekkp auns mwmy mji ekkp jmsty dckl`dmfs bhh m pkrsbj's se`j mji
but bh tck kjv`rbjlkjt.
4 bujdks w`tdc cmzkf
17 irbps d`trbjkffm ksskjt`mf b`f
=7 irbps kudmfyptus ksskjt`mf b`f
=7 irbps dmtj`p ksskjt`mf b`f
; irbps tcylk ksskjt`mf b`f
; irbps jkkl b`f

www.1ji-`jdblk-sbfut`bjs.dbl 01
L`x mff tck `jnrki`kjts tbnktckr wkff. Wbur `jtb m 9-bujdk sprmy
abttfk hbr pkrsbjmf usk, br lmek m fmrnkr qumjt`ty mji put `t `j
m tr`nnkr sprmy abttfk. @t w`ff ak `ikmf hbr `jibbr mji butibbr
usk. @t scbufi slkff l`jty mji fklbj, jbt f`ek m dckl`dmf
hmdtbry.
Wmdemnk mji fmakf?
Mvb`i kyks wckj mppfy`jn. Qk-mppfy kvkry 9 cburs bj se`j ms
jkkiki.
Xmr`mt`bjs
Fklbj mji fmvkjikr `jstkmi bh tck kudmfyptus mji dmtj`p w`ff
lmek hbr mj kvkjt strbjnkr mji hrksckr d`trus sdkjt m pkrsbj
l`nct prkhkr bj se`j br mrbuji tck cblk mji nmrikj.
Cblklmik Cmji Tmj`t`zkr

1 bujdks mfbk vkrm nkf

= bujdk purk w`tdc cmzkf
= tkmspbbj v`tml`j K b`f
17 irbps tkm trkk ksskjt`mf b`f
=7 irbps fmvkjikr ksskjt`mf b`f

www.1ji-`jdblk-sbfut`bjs.dbl 04
Dbla`jk mff bh tck `jnrki`kjts tbnktckr ujt`f wkff afkjiki.
Wut `j m slmff squkkzk abttfk br pulp-tbp abttfk.
Yck tkm trkk mji fmvkjikr abtc cmvk nkrl-e`ff`jn prbpkrt`ks.
Pbu dmj mfsb try fklbj, fklbj nrmss, kudmfyptus, tcylk mji
d`jjmlbj tb lmek m rmjnk bh sdkjts tcmt w`ff mppkmf tb lbst
pkbpfk.
Fmakf mji pmdemnk ms jkkiki.
Lbtckr's Imy
Lbtckr's Imy `s dkfkarmtki `j tck [E mji @rkfmji `j Lmrdc
mji `j tck [T `j Lmy. Jb lmttkr wcmt lbjtc, smy tcmjes tb
Lbl hbr mff sck's ibjk w`tc mj kfknmjt mji tcbuncthuf n`ht
amsekt. @jdfuik mjy bh tck spm-qumf`ty trkmtlkjts ybu'vk
mfrkmiy fkmrjki cbw tb lmek `j tc`s nu`ik, mji mii tc`s
fbvkfy skt bh hkl`j`jk ksskjt`mf b`f afkjis.
Yck Lbtckr's Imy Tkt `jdfuiks tck hbffbw`jn b`fs? Dmfl Abiy /
Dmfl L`ji, Hrkjdc fmvkjikr, Oby Afkji, pkppkrl`jt,
Qkfmxmt`bj Afkji, mji rbsk. Yc`s `s surk tb pfkmsk Lbl, mji mff
hbr ujikr #17.

www.1ji-`jdblk-sbfut`bjs.dbl 09
Jkki m n`ht hbr Imi hbr Hmtckr's Imy2 Yry m Ttrkss Qkf`kh Tkt,
H`rst M`i Tkt, Qkfmx mji Qkouvkjmtk Tkt br Cblk mji Hml`fy
Tkt. Yck fmttkr `s m pkrhkdt n`ht hbr mjy cbf`imy br spkd`mf
bddms`bj.
Cmffbwkkj
Cmffbwkkj `s m nrkmt kxdusk hbr irkss`jn up mji kjoby`jn m
pmrty w`tc hml`fy mji hr`kjis. Ckrk's m dutk `ikm tcmt ybur
cbst br cbstkss w`ff fbvk. Yckrk `s m a`t bh m fbjn f`st bh drmht
suppf`ks, aut lmjy bh tcksk w`ff ak uskhuf hbr btckr prbokdts ms
wkff.
Mrblmtckrmpy i`hhuskr pmis
Hmux Fkmtckr, Afmde hbr dbmstkr amde`jn
^bbikj Drmht scmpks

Qbuji
Tqumrk
Tqumrk w`tc rbujiki dbrjkrs
Hkft Hmar`d, Afmde, Brmjnk, ^c`tk, ktd.
Wbfykstkr Hkft Mssbrtlkjt
www.1ji-`jdblk-sbfut`bjs.dbl 0;
^bbf/Qmybj Afkji
Hkft nfuk hbr nfu`jn tck hmar`d tb tck hbrls.

BQ, `h ybu wmjt tb skw tck hmar`d mji hkft mrbuji tck wbbikj
hbrls?
Imrj`jn Jkkifks
Afmde Pmrj
br Jkbj Brmjnk
Jkkifk Ycrkmikr
Nf`ttkr Nfuk (bpt`bjmf, hbr irmw`jn sp`ikr wkas mji sb bj)
=-Dut tck fkmtckr mji hkft `jtb rbujis br squmrks us`jn bjk bh
tck hbrls ms m lkmsurk. Fkmvk nkjkrbus lmrn`js hbr st`tdc`jn
`h ybu pfmj tb skw tckl.
Br, nfuk tck dut fkmtckr tb tck s`ik bh bjk hbrl.
1-Ikdbrmtk tck hkft ms iks`rki us`jn btckr dbfbrs bh hkft `j
m rmjnk bh scmpks mji/br nf`ttkr nfuk.
Bj tck tbp bh tck dbmstkr, pfmdk mj mrblmtckrmpy i`hhuskr
pmi. Mii ; tb 17 irbps bh b`f `j m hkst`vk sdkjt f`ek d`jjmlbj
br dfbvks.
K`tckr nfuk ibwj ybur ikdbrmtki hkft br skw tck hrbjt mji amde
mrbuji tck kinks bh tck dbmstkr. Wfmdk `j m j`dk abx br amsekt
w`tc m abttfk bh b`f tb rkhrksc tckl.

www.1ji-`jdblk-sbfut`bjs.dbl 08
Dbmstkr drmht dmj ak huj mji mii`dt`vk. Ckrk mrk sblk cmjiy
Hrkk Hkft dbmstkr pmttkrjs tb n`vk ybu `jsp`rmt`bj hbr ybur bwj
iks`njs.

[sk dmriabmri amde`jn br m wbbikj i`se tb lbujt tckl. @h

us`jn dmriabmri dbjs`ikr fml`jmt`jn `t h`rst akhbrk mttmdc`jn
ybur iks`njs sb tck dbmstkrs w`ff jbt nkt mff f`lp mji sbnny.
Ycmjesn`v`jn
Ycmjesn`v`jn `s jbt oust mabut tureky kmt`jn aut mabut
spkji`jn t`lk w`tc hml`fy mji hr`kjis. Nrkkt mff ybur nuksts
w`tc tc`s mibrmafk wrkmtc. Yc`s mfsb usks hkft `j m julakr bh
i`hhkrkjt dbfbrs.
^bbikj ^rkmtc Hbrl

www.1ji-`jdblk-sbfut`bjs.dbl 0>
Hkft hmar`d `j mutulj dbfbrs (skk sunnkst`bjs `j prkv`bus
n`ht `ikm), kjbunc hbr tck abiy, hmdk mji tm`f bh tck tureky
Hkft nfuk
Wbtpburr` hbr stuhh`jn tck abiy bh tck tureky wrkmtc (skk rkd`pk
akfbw)
Ikdbrmt`vk r`aabj `j m hmff dbfbr sudc ms aurjt brmjnk, hbr
cmjn`jn tck wrkmtc
Wfmst`d bvkr tck ibbr cmjnkr, `h iks`rki
wbbikj auttbjs hbr ikdbrmt`jn tck tureky
r`aabj hbr ikdbrmt`jn tck tureky, ty`jn bj auttbjs, mji sb
bj Mutulj dbfbrki ymrj hbr skw`jn tck hkft
Tunnkst`bjs?
Auhh, dbhhkk, nbfi
=-Y`k tck r`aabj bj tck tbp bh tck wrkmtc hrmlk. Fkmvk kjbunc
r`aabj sb `t dmj cmjn ibwj hrbl tck tbp bh m ibbr mji cmvk
skvkrmf `jdcks tb spmrk tb t`k `jtb m abw sb `t w`ff jbt sf`p bhh
tck ibbr hrmlk aut ak mjdcbrki ay tck abw. Br tb t`k tck abw
mji cmjn bj tck ibbr cmjnkr.
1-Drkmtk tck abiy, tm`f, 'hkmtckrs' mji sb bj w`tc ybur dcb`dk bh
dbfbrs bh hkft. Jbtk tcmt ybu w`ff jkki tw`dk ms ludc bh tck abiy hkft
`j brikr tb stuhh `t w`tc pbtpburr` mji tckj skw `t dfbski.
4-Tkw tck i`hhkrkjt skdt`bjs tbnktckr. Nfuk bj tck hmdk.
9-Ikdbrmtk w`tc auttbjs mji r`aabj ms ybu w`sc tb lmek `t
ms s`lpfk br kfmabrmtk `s ybu f`ek.

Mutulj Wbtpburr` hbr tck Yureky ^rkmtc br m Amsekt

Yc`s w`ff ekkp slkff`jn nrkmt hbr lbjtcs. @jdfuik m abttfk bh
d`jjmlbj b`f tb rkhrksc `t. Hbr m lbrk `jtkjsk slkff bh tck
wrkmtc, spr`jefk ksskjt`mf b`f bj tck amde bh tck wrkmtc hbrl
ms wkff.

=/1 dup p`je mji rki dmrjmt`bj pktmfs

=/9 dup ir`ki swkkt wbbiruhh fkmvks

www.1ji-`jdblk-sbfut`bjs.dbl 03
8 4" d`jjmlbj st`des, dbmrskfy dcbppki `j m hbbi prbdkssbr
(dcbp skpmrmtkfy hrbl tck btckr `tkls akfbw tb lmek surk
jbtc`jn `s dcbppki tbb h`jkfy)
4 wcbfk jutlkn, dbmrskfy dcbppki
=1 wcbfk dfbvks, dbmrskfy dcbppki
4 irbps d`jjmlbj b`f

=-Afkji mff tck pbtpburr` `jnrki`kjts tbnktckr.

1-Tkw tck tureky abiy bj 4 s`iks.
4-Ttuhh tck abiy bh tck tureky w`tc tck pbtpburr`.
9-Tkw up tck hburtc s`ik.
;-Ikdbrmtk ms ybu w`sc.
8-Lbujt bj tck wrkmtc.

@h ybu wmjt tb put tc`s pbtpburr` `j m ikdbrmt`vk abwf br amsekt,

mii tcksk mibrmafk l`j` pulpe`js hbr m trufy nbrnkbus n`ht.
www.1ji-`jdblk-sbfut`bjs.dbl 00
Dcmptkr 0 - N`hts hbr Qkf`n`bus Cbf`imys

Kmstkr, Dcmjuemc mji Dcr`stlms mrk tck 4 lm`j rkf`n`bus

cbf`imys kmdc ykmr. Ycky mrk m wbjikrhuf t`lk tb dkfkarmtk
w`tc hml`fy mji hr`kjis. Nktt`jn rkmiy hbr tck cbf`imys usumffy
lkmjs dfkmj`jn mji akmut`hy`jn tck cblk. ^cmt akttkr wmy tb
mddblpf`sc tc`s tcmj w`tc mrblmtckrmpy2
Kmstkr Amsekt bh Wbtpburr`
Jbtc`jn h`ffs m cblk w`tc sdkjt mji akmuty qu`tk f`ek pbtpburr`.
Yck mppkmrmjdk w`ff ikpkji bj tck dcb`dk bh hfbwkrs. Yck
hfbwkrs w`ff ikpkji bj dbfbr sdcklk mji dcb`dk bh b`fs ybu w`sc
tb usk tb sdkjt tck cblk. M wc`tk rmttmj amsekt w`tc br
w`tcbut m cmjifk w`ff wbre wkff.
Jbtk? ^k rkdbllkji bjk w`tcbut m cmjifk sb ybu dmj dbvkr `t
bvkr kms`fy w`tc pfmst`d wrmp tb? m-ckfp rktm`j tck sdkjt-oust
pbek cbfks `j tck pfmst`d5
a-prkvkjt pkts br e`is hrbl nktt`jn mt `t.
Pbur dcb`dk bh pbtpburr` mji hrmnrmjdk `s up tb ybu, aut rbsk
pktmfs mji rbsk c`ps wbre wkff, ms ib p`je mji rki dmrjmt`bj
pktmfs. Mii rbsk br fmvkjikr ksskjt`mf b`f hbr m fbvkfy mji
tcbuncthuf n`ht.
www.1ji-`jdblk-sbfut`bjs.dbl =77
Kmsy Dckkskdmek w`tc Dcbdbfmtk Tmudk hbr Mjy
Cbf`imy Nmtckr`jn

Jbtc`jn smys tck cbf`imys w`tc

hr`kjis mji hml`fy qu`tk f`ek m ikf`d`bus iksskrt. Ak surk tb usk
hbbi-nrmik Ebsckr ksskjt`mf b`fs. Yckrk mrk 4 stkps tb tc`s
rkd`pk, tck drust, h`ff`jn mji smudk. [sk tckl mff tbnktckr, br
`jdbrpbrmtk kmdc bjk `jtb btckr iksskrts, sudc ms m drust hbr
mjy dckkskdmek, m puii`jn skrvki bvkr sf`dki dmek br nrmcml
drmdekrs, br m tbpp`jn hbr `dk drkml sujimks.
Jutlkn Dckkskdmek w`tc D`jjmlbj Dcbdbfmtk Tmudk
D`jjmlbj Mflbji Drust
= dup rmw mflbjis
=/1 tmafkspbbj dbdbjut b`f
1 irbps d`jjmlbj ksskjt`mf b`f
=-@j m hbbi prbdkssbr, nr`ji tck juts h`jkfy. Mii tck dbdbjut
b`f mji d`jjmlbj b`f mji pufsk skvkrmf t`lks tb dbla`jk.
1-Wrkss tck l`xturk kvkjfy `jtb m p`k t`j br spr`jn-hbrl pmj.
Tkt ms`ik wc`fk ybu lmek tck h`ff`jn.
Dckkskdmek H`ff`jn
3 bujdks fbw-hmt drkml dckksk
= =9-bujdk dmj swkktkjki dbjikjski l`fe
= tmafkspbbj fklbj ou`dk

www.1ji-`jdblk-sbfut`bjs.dbl =7=
= tmafkspbbj vmj`ffm kxtrmdt
1 tb 4 irbps jutlkn ksskjt`mf b`f
=-[s`jn m cmji l`xkr, akmt tck drkml dckksk ujt`f slbbtc.
1-Mii tck dmj bh l`fe, vmj`ffm kxtrmdt, mji jutlkn b`f.
4-Wfmdk tck h`ff`jn bj tbp bh tck drust tck prkpmrki pmj. Tprkmi
kvkjfy tb mff s`iks bh tck pmj.
9-Dc`ff hbr mt fkmst ; cburs, br bvkrj`nct.
^ckj rkmiy tb skrvk, lmek tck dcbdbfmtk smudk akfbw.
D`jjmlbj Dcbdbfmtk Tmudk
=/1 dup ujswkktkjki dbdbm pbwikr sudc ms Ckrscky's
=/9 dup dbdbjut b`f, sdkjtki br ujsdkjtki 1/4 dup
purk lmpfk syrup
= irbp d`jjmlbj b`f
=-@j m afkjikr br hbbi prbdkssbr, l`x mff bh tck
`jnrki`kjts tbnktckr ujt`f dbla`jki mji drkmly.
1-Tkrvk ms tck tbpp`jn br nmrj`sc hbr ybur dc`ffki mji skt
dckkskdmek.
Mii`t`bjmf tbpp`jn sunnkst`bj
Qmw sf`dki mflbjis `h iks`rki, tb n`vk m a`t lbrk tkxturk tb
tck tbp bh tck dckkskdmek

@h ybu wmjt sblktc`jn f`nctkr, lmek tck hbffbw`jn b`f

suast`tut`bjs tb drkmtk m fklbj br f`lk dckkskdmek?
Drust-usk jutlkn b`f
H`ff`jn-usk fklbj b`f br f`lk b`f
Tmudk-[sk fmvkjikr, br brmjnk
Wr`jt up rkd`pk dmris, akdmusk kvkrybjk `s surk tb mse
ybu wckrk ybu nbt sudc m yully dckkskdmek.

www.1ji-`jdblk-sbfut`bjs.dbl =71
Dcmjuemc, br tck hkst`vmf bh f`ncts, `s mj 3-imy fbjn hkst`vmf `j
wc`dc kmdc imy `s lmreki ay f`nct`jn m dmjifk. Yc`s ykmr, ibj't
oust usk rknufmr dmjifks `j tck lkjbrmc. Kjcmjdk tck
dkfkarmt`bj w`tc sblk pbpufmr ksskjt`mf b`fs.
Yck trbuafk w`tc dbllkrd`mf mrblmtckrmpy dmjifks `s tckrk `s
f`ttfk qumf`ty dbjtrbf mji m fbt bh dckl`dmfs. N`vk mttrmdt`vk cmji
i`ppki akkswmx br sby dmjifks. Tby aurjs fbjnkr. Fbbe hbr tck
wbri ir`pfkss ms wkff.

Auy bjk br lbrk irbppkr abttfk bh m hrksc sdkjt bh ksskjt`mf

b`fs sudc ms fklbj, brmjnk mji n`jnkr. Br drkmtk m afkji
yburskfh mji pfmdk `j m irbppkr abttfk.
Wut tck dmjifks mji b`fs `j m n`ht amsekt w`tc mj `jstrudt`bj
dmri tcmt rkmis?
Yb sdkjt ybur rbbl?
=-F`nct m dmjifk mji wm`t ujt`f m pbbf bh wmx hbrls mrbuji tck
w`de.
1-Dmrkhuffy mii m irbp br twb bh b`f tb tck lkftki wmx.
Jbtk? Mvb`i pfmd`jn tck b`f i`rkdtfy bj tck w`de ms
sblk ksskjt`mf b`fs dmj ak vkry hfmllmafk.

www.1ji-`jdblk-sbfut`bjs.dbl =74
Cblklmik Tdkjtki Dcr`stlms ^rkmtc
Jbtc`jn smys Dcr`stlms qu`tk f`ek m akmut`huf ibbr wrkmtc. Lmek
m hrmnrmjt bjk yburskfh h`ffki w`tc mff bh tck nbbijkss bh
ksskjt`mf b`fs. Yc`s `s m nbrnkbus wrkmtc surk tb `lprkss.
Pbu dmj usk jmturmf p`jk abuncs, aut tcky w`ff iry but mji irbp
jkkifks kvkrywckrk. Mrt`h`d`mf dmj fbbe oust ms nbbi mji fmst hbr
ykmrs. Yc`s w`ff lmek m =1-`jdc wrkmtc. Yckrk mrk mfsb =3-`jdcs
hbrls.
Q`aabj hbr cmjn`jn bj tck ibbr
Wfmst`d ibbr cmjnkr ms jkkiki
Lktmf wrkmtc hbrl `j nrkkj
Mrt`h`d`mf p`jk sprmys
Br p`jk nmrfmji
Hfbrmf w`rk
Ir`ki p`jk dbjks, ybur dcb`dk bh styfk (Wbjikrbsm, Xkrlbjt
mji sb bj)
Qki hfbr`st's r`aabj, ybur dcb`dk bh styfk mji pmttkrj, hbr
tck wrkmtc abw

=-Y`k tck r`aabj bj tck tbp bh tck wrkmtc hrmlk. Fkmvk kjbunc
r`aabj sb `t dmj cmjn ibwj hrbl tck tbp bh m ibbr mji cmvk
skvkrmf `jdcks tb spmrk tb t`k `jtb m abw sb `t w`ff jbt sf`p bhh
tck ibbr hrmlk aut ak mjdcbrki ay tck abw. Br t`k tck abw mji
mttmdc `t tb tck pfmst`d ibbr cmjnkr.

www.1ji-`jdblk-sbfut`bjs.dbl =79
1-Mii ybur dcb`dk bh nrkkjkry. K`tckr wrmp tck nmrfmji mrbuji `j
d`rdfks ujt`f huffy uski br r`jn tck wrkmtc w`tc tck p`jk sprmys. H`x
bjtb tck lktmf wrkmtc hbrl w`tc tck hfbrmf w`rk.

4-Mii p`jkdbjks, skdur`jn tckl tb tck hbrl w`tc tck hfbrmf

w`rk.
9-Drkmtk m nbrnkbus abw, br skvkrmf, us`jn tck hfbr`st's r`aabj.
Mttmdc tb tck wrkmtc hrmlk w`tc hfbrmf w`rk. Tdkjt tck abw/s
w`tc ksskjt`mf b`f ms iks`rki (skk sunnkst`bjs akfbw) mji n`vk m
abttfk tb ybur n`ht rkd`p`kjt ms wkff sb tcky dmj hrksc tck wrkmtc
mjy t`lk.
BQ, drkmtk 'Dcr`stlms amffs' hbr tck wrkmtc br ybur trkk, stuhhki
w`tc pbtpburr`. Tkk akfbw.
Tdkjtki Yrkk Brjmlkjts
Pbur bwj afkji bh pbtpburr` (skk prkv`bus sunnkst`bjs mabvk
mji akfbw, br drkmtk ybur bwj afkji)
Brnmjzm Irmwstr`jn amns tb h`ff w`tc pbtpburr` (skk dbfbr
sunnkst`bjs akfbw)
rki
nrkkj
wc`tk
nbfi
Qki mji wc`tk w`tc nbfi sjbwhfmek pmttkrj
Tlmff ruaakr amjis br prktty r`aabj.
=-Afkji ybur pbtpburr` bh dcb`dk. Tt`r `j tck ksskjt`mf b`fs.
1-[s`jn m tmafkspbbj, h`ff tck amns mabut =/1 tb 4/9 huff mji
puff tck irmwstr`jn dfbski.
4-Yw`st tck fkhtbvkr hmar`d mji scmpk tck pbtpburr` `jtb amff
scmpks. Y`k bhh w`tc r`aabj br m ruaakr amji.
9-Mttmdc tck brjmlkjts tb tck wrkmtc hrmlk ay tck irmwstr`jns
mji hmar`d br w`tc hfbrmf w`rk.
;-Br, cmjn bj ybur trkk us`jn tck irmwstr`jn dbri.

www.1ji-`jdblk-sbfut`bjs.dbl =7;
Wbtpburr` @jnrki`kjt sunnkst`bjs?
dmrjmt`bj pktmfs
p`jk dbjks
dkimr wbbi dc`ps
ir`ki ckras?
l`jt
tcylk
rbsklmry
B`fs Tunnkst`bjs
p`jk
dfbvk
amfsml
Tp`dks?
d`jjmlbj st`des
dfbvks
jutlkn
stmr mj`sk
Mjy bh tcksk sdkjts mji dbla`jmt`bjs w`ff f`vkj up ybur trkk br
wrkmtc kvkj `h tcky mrk mrt`h`d`mf.

www.1ji-`jdblk-sbfut`bjs.dbl =78
Dcmptkr =7 - N`hts tcmt Y`k `j w`tc Lmobr Tpbrt`jn Kvkjts

Kvkry ykmr, kmdc spbrt`jn skmsbj stmrts mji kjis w`tc lmobr
kvkjts, sudc ms tck Tupkr Abwf, JAM h`jmfs. Ttmjfky Dup mji
^brfi Tkr`ks. @j mii`t`bj, tckrk mrk c`nc-prbh`fk kvkjts f`ek
^`lafkibj mji tck [T Bpkj hbr tkjj`s, WNM nbfh lmobrs, mji
lbrk.
Kvkry 9 ykmrs, wk nkt tck tcr`ff bh tck ^`jtkr mji Tullkr
Bfylp`ds mji tck Hbbtamff (Tbddkr) ^brfi Dup. Yck hbffbw`jn
n`hts mrk pkrhkdt hbr mjy mtcfktk `j tck cbusk `h ybu w`sc tb lmre
mjy bh tcksk bddms`bjs. Br try mjy bh tck `ikms hrbl tck lmj's
n`ht skdt`bj mabvk. Ycbunc bh dbursk, sblk wblkj mrk spbrty
tbb!
Tpbrtpkrsbj's Tcmlpbb

Yc`s w`ff ak nkjtfk kjbunc tb usk kvkry imy, kvkj luft`pfk

t`lks m imy `h tcky wbre but rknufmrfy mji scbwkr lbrk tcmj
bjdk m imy.

www.1ji-`jdblk-sbfut`bjs.dbl =7>
; bujdks i`st`ffki wmtkr
imsc mppfk d`ikr v`jknmr
= bujdk bf`vk br mvbdmib b`f
; tb =7 irbps ksskjt`mf b`f sudc ms brmjnk, pkppkrl`jt, fklbj,
n`jnkr br tcylk —br m afkji bh d`trus w`tc n`jnkr-nrkmt hbr tck
sdmfp
1 bujdks f`qu`i Dmst`fk sbmp
L`x tck wmtkr, v`jknmr mji ksskjt`mf b`fs tbnktckr ujt`f
dbla`jki. Mii tck sbmp mji st`r `j nkjtfy tb mvb`i hbml`jn.
Mii tb mj 3-bujdk squkkzk abttfk tcky dmj tmek w`tc tckl
tb tck pbbf br nyl.
Fmakf mji mii `jstrudt`bjs ms jkkiki?
Tcmek wkff akhbrk us`jn.
AHD
AHD stmjis hbr Abjk, Hfksc mji Dmrt`fmnk mji `s m prbpr`ktmry
afkji hrbl Nm`m Nmrikj Ckramf I`spkjsmry `j Xmjdbuvkr,
Dmjmim. @t `s pkrhkdt hbr mtcfktks mji cms wbjikrhuf ckmf`jn
prbpkrt`ks hbr m rmjnk bh mdcks mji pm`js. @t dmj mfsb spkki
rkdbvkry mhtkr mj `joury mji `s akjkh`d`mf hbr mrtcr`t`s sudc ms
`j tck ejkk.

www.1ji-`jdblk-sbfut`bjs.dbl =73
AHD dblks `j 1 hbrls, b`f mji hblkjtmt`bj hbr dblprkssks. @t
dmj ak pr`dky, aut jbtk tcmt tck pr`dks mrk Dmjmi`mj ibffmrs sb
dckde ybur kxdcmjnk rmtk.

Mtcfktk's Hbbt Wrbiudts

Mtcfktk's hbbt `s dmuski ay hujnmf `jhkdt`bj.
Qkf`kh?
4 bujdks dbdbjut b`f
Imsc v`tml`j K b`f
17 irbps wckmt nkrl b`f
17 irbps tkm trkk
17 irbps pkppkrl`jt
BQ nkrmj`ul `h ybur n`ht rkd`p`kjt wbufi mpprkd`mtk m
lbrk hfbrmf sdkjt
Wfmdk `j m slmff squkkzk abttfk. Fmakf mji mii `jstrudt`bjs ms
jkkiki?
Qua m slmff mlbujt bj kmdc `jhkdtki hbbt, `jdfui`jn aktwkkj
tck tbks. [sk i`spbsmafk surn`dmf nfbvks tb mvb`i sprkmi`jn mjy
`jhkdt`bj.
Wrkvkjt`bj?
@h ybu mrk nb`jn tb m pfmdk tcmt l`nct sprkmi `jhkdt`bj mji
dmj't wkmr scbwkr dfbns, usk?

www.1ji-`jdblk-sbfut`bjs.dbl =70
9 bujdks bh purk w`tdc cmzkf
17 irbps tkm trkk b`f
BQ nkrmj`ul b`f
Wfmdk `j m squkkzk abttfk. Fmakf mji prbv`ik `jstrudt`bjs ms
jkkiki.
Mppfy tb tck kjt`rk hbbt. ^msc cmjis mhtkrwmris.
Dfkmj`jn tck scbwkr br tua
9 bujdks purk w`tdc cmzkf
17 irbps tkm trkk
17 irbps pkppkrl`jt b`f
Wfmdk `j m squkkzk abttfk. Fmakf mji prbv`ik `jstrudt`bjs ms
jkkiki.
^msc ibwj mjy scbwkr mrkm w`tc tc`s sbfut`bj. Mffbw tb
stmji hbr 1 l`jutks akhbrk r`js`jn. Yckj nkt `j.
Tt`jey Tbdes mji Tjkmekrs Tmdckts
Brnmjzm Irmwstr`jn amns `j ybur dcb`dk bh dbfbr, sudc ms
wc`tk br nbfi
= bujdk ame`jn sbim
= bujdks mrrbwrbbt pbwikr br dbrjstmrdc
fmvkjikr hfbwkrs tb h`ff tck smdckt
Ksskjt`mf b`fs tb usk?
kudmfyptus
tcylk b`f
pkppkrl`jt b`f
tkm trkk b`f
Wmde `j mj mttrmdt`vk abx w`tc m abttfk bh b`f tb rkhrksc tckl
mji mj `jstrudt`bj dmri.
@jstrudt`bjs? Wfmdk bjk smdckt `j kmdc scbk wckj jbt wkmr`jn.
[sk `j ybur stbrki scbks, br put tck smdckts `j ybur scbks mt

www.1ji-`jdblk-sbfut`bjs.dbl ==7
tck kji bh kmdc imy br mhtkr kvkry wbre but. Mfsb stbrk smdckts
`j ybur sbde irmwkr tb ekkp hkkt, sbdes mji scbks slkff`jn
hrksc.
Ompmjksk Amtc Tmfts (Luiiy Nrkkj) hbr Mdcks mji Wm`js

Ycksk smfts mrk spm- qumf`ty mji dblk

`j m julakr bh sdkjts, aut tck nrkkj-fmakfki luiiy nrkkj
cms m j`dk l`jty slkff bh spkmrl`jt mji pkppkrl`jt, sb `t w`ff
jbt bjfy kmsk mdcks mji pm`js mhtkr m wbrebut, `t w`ff mfsb
rkfmx mji dfkmr tck l`ji mji s`jusks. @t cms wbjikrhuf
iktbx`hy`jn khhkdts ms wkff hbr tck kjt`rk abiy.
T`jdk lbst bh tck pmdemnk `s `j Ompmjksk, pr`jt up mj
`jstrudt`bj dmri.
Jbtk tcmt tck wmtkr cms tb ak mrbuji =79H tb wbre lbst
khhkdt`vkfy mji ybu scbufi ekkp ybur hmdk but bh tck wmtkr mt
mff t`lks. M f`ttfk nbks m fbjn wmy `j ybur amtc, br usk m wcbfk
pmpkr pmdekt tb h`ff ybur Omduzz`. @t scbufi fmst hbr up tb m wkke
akhbrk dcmjn`jn tck wmtkr huffy. Dckde tck wmtkr dckl`stry tbb
oust tb stmy smhk.

www.1ji-`jdblk-sbfut`bjs.dbl ===
Jbtk? Yck afuk vmr`kty `s lbrk ckramf mji d`trus mji tck p`je
lbrk hfbrmf, sb ikd`ik wcmt wbres akst ikpkji`jn bj wcktckr
tck n`ht rkd`p`kjt `s m lmj br m wblmj.

www.1ji-`jdblk-sbfut`bjs.dbl ==1
Dbjdfus`bj

^k cbpk tc`s nu`ik cms rkvkmfki tb ybu tck wbjikrhuf wbre bh

mrblmtckrmpy mji ksskjt`mf b`fs hbr akmuty, ckmf`jn, mji
kjv`rbjlkjt kjcmjdklkjt purpbsks. Mrblmtckrmpy dmj ak
abtc m huj mji `jtkrkst`jn cbaay mji m skr`bus dmrkkr hbr tcbsk
`jtkrkstki `j cbf`st`d f`v`jn mji mftkrjmt`vk mji dblpfklkjtmry
lki`d`jk.

Ms wk cmvk mfsb tr`ki tb rkvkmf `j tc`s nu`ik, mrblmtckrmpy mji

ksskjt`mf b`fs lmek nrkmt n`hts hbr tcbsk dblpfktkfy jkw tb tc`s
lktcbi bh ckmf`jn tck abiy mji kjcmjd`jn lbbi tcrbunc
`jcmf`jn br us`jn tck b`fs bj tck se`j, `j tck amtc, mji `j
khhkdt`vk mji jmturmf pkrsbjmf dmrk prbiudts.
Jb lmttkr wcb `s bj ybur f`st br wcmt ybur auinkt, wk cbpk
tc`s nu`ik cms scbwj ybu cbw kmsy `t dmj ak tb auy br drkmtk
tck pkrhkdt n`ht jb lmttkr wcmt tck bddms`bj.
Yb lklbrmafk spkd`mf bddms`bjs mji tck akst bh ckmftc!

www.1ji-`jdblk-sbfut`bjs.dbl ==4
Qksburdks

cttp?//www.jkmfsymrirklki`ks.dbl/
cttps?//www.murmdmd`m.dbl/
cttp?//www.jbwhbbis.dbl/Wkrsbjmf-
Dmrk/Wrbiudts/Mrblmtckrmpy/
cttp?//www.jbwhbbis.dbl/Wrbiudts/HM]s/L7=9=44.ctl
cttp?//www.mrblmwka.dbl/mrt`dfks/mrblmtckrmpynu`ik.msp
cttp?//www.mrblmwka.dbl/ksskjt`mfb`fs/ksskjt`mfb`fsnu`ik.msp

www.1ji-`jdblk-sbfut`bjs.dbl ==9