Final Lp for Compound Interest Jimboy

BSEd Filipino (Quezonian Educational College)

 QUEZONIAN EDUCATIONAL COLLEGE INC.
ATIMONAN, QUEZON
SENIOR HIGH SCHOOL DEPARTMENT
SY 2022-2023

4A’s Daily Detailed Lesson Plan in General Mathematics

Content Standard
Performance Standard
Learning Competency
The learner demonstrates understanding of the key concepts of
simple and compound interest, and simple and general annuities.
The learner is able to investigate, analyze and solve problems
involving simple interest and simple, and general annuities using
appropriate business and financial instruments.
Illustrates simple and compound interest (M11GM-IIa1)

I. OBJECTIVES
At the end of the lesson, students should be able to:
a. Illustrate the compound interest
b. Calculate the compound interest
c. Appreciate the important concepts of compound interest in your daily
life
II. SUBJECT MATTER
Topic: Compound interest
References: General Mathematics CG, LM’s and TG’s
Materials: Laptop, Projector
III PROCEDURES
TEACHER’S ACTIVITY STUDENT’S ACTIVITY
Preliminary Activities
• Prayer
Teacher asks the students to lead Students lead the prayer
the prayer “Oh God, who by the light of the holy spirit, did
instruct the heart of thy faithful by the light of the holy
spirit, grant us in the same spirit to be truly wise, and
evet to rejoice in his consolation, through Christ, our
• Greetings Lord. Amen.”
The teacher greet the students in The students greet the teacher
the class
“Good Morning class” “Good Morning Sir”
• Classroom Management
“Before you take your set, kindly The students pick all the trashes
pick all the trash or a piece of
paper under your chair”
• Checking of Attendance
The teacher asks the secretary of The secretary of the class report the attendance
the class to report the attendance
“Who’s the secretary of this “There is no absent Sir”
class kindly report the
attendance”
• Review The students will answer the question
The teacher asks the students “Simple Interest Sir”
“What is our previous lesson?”
“Very Good” “I=Prt”
“What is our formula in simple
interest?”
“Excellent” P= 15,000 = (15,000)(0.1)(3)
“Esmeralda deposited 15,000 Php r= 0.1 = 4,500
in a bank that gives 10% simple t= 3
interest. How much interest she
will after 3 years?
“Good job”

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 P O G I N I S I R J

• Motivation T I M E V U C E P U
The teacher presents a crossword P R R Y O U O J R L
A A A A L K M L I P
I E E P W I A X C K P The students C Oanswer
M the
P given
O crossword
U N D
T
I N T E R E S T I L P O G I N I S I R J
O E D J E D G C P F T I M E V U C E P U
T O M S I M I M A V
P R R Y O U O J R L
D A D I C H I L L N
A A A A L K M L I P
“Very Good”
P T C O M P O U N D
“Awesome” I E E P W I A X C K
“Great” I N T E R E S T I L
“Good job” O E D J E D G C P F
“Excellent” T O M S I M I M A V
ACTIVITY D A D I C H I L L N
“COMPOUND”
Teacher gives an activity
“INTEREST”
You want to start saving money. You
“RATE”
placed a time deposit in a bank P for 50,000php
“PRINCIPAL”
with an interest of 5% compounded twice a year.
“TIME”
How much will be the future value after 5 years?

The students answer the given question

i =0.05= 0.025
2

n = mt = 2x5 = 10
r= 0.025
n= 10
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 F= P(1 + 𝑟)10
F= 50,000(1 + 1.025)10
= 50,000(1.025)10
F= 64,004.23

i= F-P
i= 64,004.23-50,000
i= 14,004.23
“Very Good”
The teacher asks the students
“Based on our example what is our
The student answers the given question
“Compound interest Sir”
topic?”“Very Good”

ANALYSIS The students read the meaning of compound interest

The teacher asks the students to read the
meaning of compound interest
“What is compound interest?”
“Please read the definition of compound interest”
“Compound interest- is similar to simple interest, only
that the interest change or earned is being rolled-over
and reinvested with the principal amount. In short, the
interest is also earns interest, not just the original
principal amount. Therefore, the principal amount
constantly changes once an interest is added. The basic
premise of compound interest is that the depositor or
investor will leave, and not withdraw, the savings and
let it grow exponentially.”

“Thank You”
F= is the future value
“F= stand for?” r= rate
“r= stand for?” t= is time
“t= stand for?” n= is compounded per year
“n= stand for?”

Formula;
𝑟 = 𝑟(1 + 𝑟)𝑟
Ex;
1. Zenaids borrowed Php.1000.00 with an
interest rate of 10% compounded monthly
which he borrowed from cooperative.
Compute how much she will pay in
a. 4 months
b. 1 year

Step 1: Analyze and identify the given F= is the future value

P= is the principal value
r= rate
t= is time
n= is compounded per year

Step 2: What formula is being use 𝑟 = 𝑟(1 + 𝑟)𝑟

Step 3: Substitute the given and formula P= 1000

r= 10% or 0.1
n= 4

Step 4 Simplify 𝑟 = 1000(1 + 0.1)4

= 1000(1.1)4
= 1000(1.4641)
= 1,464.1
The teacher asks the students to answer the given The students will answer the given question
question for letter b.
“Who wants to answer the example letter b?”
a.) 1 Year = 12 Months “ 𝑟 = 1000(1 + 0.1)12
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 = 1000(1.1)12
= 1000(3.14)
= 3,138.43 “
“Very Good”
ABSTRACTION
The teacher asks the students The students will answer the given question
“Describe compound interest” “Compound interest- is similar to simple interest, only
that the interest change or earned is being rolled-over
and reinvested with the principal amount. In short, the
interest is also earns interest, not just the original
principal amount. Therefore, the principal amount
constantly changes once an interest is added. The basic
premise of compound interest is that the depositor or
investor will leave, and not withdraw, the savings and
let it grow exponentially.”
“Great”
“What is our formula for computing compound “ 𝑟 = 𝑟(1 + 𝑟)𝑟”
interest?”
“Excellent”
“What are the first steps in computing compound “Convert the rate or % into decimal”
ineterest?”
“Very Good”
“What is the importance of computing compound “To learned how to grow your money”
interest?”
“Good”
APPLICATION
The teacher group the students into 4 groups and The students will answer the given question
gives the question P= 20,000
1.Laila deposit Php20,000.00 with an interest
rate of 6% compounded yearly. What is the r= 6% = 0.06
amount of money after 10years. t=10

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 𝑟 = 20,000(1 + 0.06)10
= 20,000(1.06)10
= 20,000(1.79)

“Excellent” = 35.816.95

EVALUATION:
Solve the following problem involving The students will answer the given quiz
compound interest P= 20,000
1. Alvie puts 20,000Php in a savings r= 8% = 0.08
account paying 8% annual interest t= 10
compounded monthly. At this rate how n= 12
𝑟
much money will be in the account after A=P (1 + )𝑟𝑟
□
10 years? =20,000(1 +
0.08 12(10)
)
12
= 20,000(1 + 0.006667)120
= 20,000(1.006667)120
= 20,000(2.219640235)
A = 44,392.80

ASSIGNMENT:
Ned start saving money. He placed a time deposit in a bank P for 100,000php with an interest of
10% compounded twice a year. How much will be the future value after 6 years?

CLOSINNG PRAYER:
The teacher asks the students to lead the prayer The student lead the prayer
“We thank you lord for this wonderful opportunity
that we have learned today.
And for the knowledge and wisdom that we will
continue to harbor.
Bless us oh lord with your mercy and wisdom”
We thank you lord for everything and be with
us always.
Amen”
GREETINGS:
“Good day” “Good day and Thank you Sir”
PREPARED BY:

JIMBOY R. DUMAGUIT
Students Teacher

CHECKED BY:

RODERICK R. SALVATUS
Cooperating Teacher

NOTED BY:

FELICIDAD S. BORLAZA
Senior High School Coordinator

APPROVED BY:

CARMENCITA L. ARAGON
School Administrator

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