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Case: 0302336240558

January 3, 2024.

To Whom It May Concern:


This letter is to acknowledge the receipt of your chargeback letter dated December
29, 2023.

We deny this dispute and we consider this charge as valid, we will explain all
reasons below:

On November 4, 2023, Mrs. Maritza Medina came to our store to purchase a vehicle,
she was not able to afford the down payment in full and therefore we decided to help
her out and finance the down payment for her.

On December 1, she decided that she no longer wanted the vehicle and therefore
she brought the vehicle to our store and returned it.

We spoke to her and showed her the agreements that she had signed in her own
language stating that if she returned the vehicle in the future, that there would be no
refunds at all. She understood, left the vehicle and left our offices.

She is now charging back these funds stating that she canceled services or returned
merchandising. Yes, indeed she returned the merchandising, however, there is no
money back policy that we have in place.

This transaction is valid, see agreements attached.

Sincerely,

Ruth Bravo
786-340-8332
Case: 0302336240558
Case: 0302336240558

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