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Computer Awareness MCQs and Quiz for Banking, IBPS, RRB, RBI, SBI
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Computer Awareness Questions and Quiz for Banking, IBPS, RRB, RBI,
SBI, NABARD examinations of 2020-2021. Computer Awareness MCQs
for Competitive Exams. GKToday Computer Awareness for IBPS PO,
IBPS Clerk, Bank PO, Bank Clerk and other entrance / competitive
examinations.
91. What is the character limit for a single SMS?
[A] 80
[B] 160
[C] 200
[D] No limit
Hide Answer

Correct Answer: B [160]

Notes:
The communication protocols allows users to send and receive messages
of up to 160 alpha-numeric characters to and from GSM mobiles.

92. What do we call a malicious computer program which pretends to be a

useful application?
[A] Worms
[B] Trojan horse
[C] Ransomware
[D] Keylogger
Hide Answer

Correct Answer: B [Trojan horse]

Notes:
A Trojan horse is a malicious computer program which pretends to be a
useful application. Trojans generally do not attempt to inject themselves
into other files or otherwise propagate themselves.

93. What do we call the malicious computer programs that gains root or
administrative access to the computer?
[A] Antivirus
[B] Spamware
[C] Rootkits
[D] Backdoors
Hide Answer

Correct Answer: C [Rootkits]

Notes:
A rootkit is a clandestine computer program designed to provide continued
privileged access to a computer while actively hiding its presence.
94. Which of these malicious programs collect information about users and
sends the data to a remote user?
[A] Polymorphic virus
[B] Boot-record infector
[C] Spyware
[D] File Infector
Hide Answer

Correct Answer: C [Spyware]

Notes:
Spyware is a type of malicious program that is installed to collect
information about users, their computers or their browsing habits. It tracks
everything that the user does without his/her knowledge and sends the
data to a remote user.
95. Which of the following can be used to access the E-banking services?
[A] PC
[B] PDA
[C] ATM
[D] All of the above
Hide Answer

Correct Answer: D [All of the above]

Notes:
The Electronic banking or e-banking services can be accessed via Personal
computer, PDA, mobile phones, ATM etc.
96. What is the name of the new Blockchain-based payment platform of the
National Payments Corporation of India (NPCI)?
[A] Shakti
[B] Vajra
[C] Veer
[D] Virat
Hide Answer

Correct Answer: B [Vajra]

Notes:
The National Payments Corporation of India (NPCI) is set to launch its new
block-chain based platform, which is named as ‘Vajra’. The new payment
platform will be based on ‘Distributed Ledger Technology’ (DLT).
The platform is expected to make the payments secure and the
transactions would be stored in a decentralised database. The bank nodes
after receiving the requests from the Unified Payments Interface (UPI) will
process them on the Vajra platform.
97. The term Big Iron was used to describe which of the following kinds of
computers?
[A] Super Computers
[B] Mainframe Computers
[C] Hybrid Computers
[D] Personal Computers
Hide Answer

Correct Answer: B [Mainframe Computers ]

Notes:
The term Big Iron is used to describe a large, expensive and extremely fast
Mainframe computer.

98. Mobile Money Identifier is a 7 digit number that facilitates fund transfer in
mobile banking. Which of these bodies issues MMID?
[A] RBI
[B] NPCI
[C] Banks
[D] Telecom Companies
Hide Answer

Correct Answer: C [Banks ]

Notes:
Mobile Money Identifier is a 7 digit number, issued by banks. MMID is one
of the input which when clubbed with mobile number facilitates fund
transfer. Combination of Mobile no. & MMID is uniquely linked with an
Account number and helps in identifying the beneficiary details. Different
MMIDs can be linked to same Mobile Number.

99. The phrase “Cloud Computing” was first time used in context with a
project of which two organizations?
[A] Microsoft and Yahoo
[B] IBM and Microsoft
[C] Amazon and Google
[D] IBM and Google
Hide Answer

Correct Answer: D [IBM and Google]

Notes:
The phrase “Cloud Computing” originated in a collaboration project
between IBM and Google.
100. Cloud Bursting is related to which of the following in Cloud Computing?
[A] Scalability
[B] Redundancy
[C] Availability
[D] None of these
Hide Answer

Correct Answer: A [Scalability]

Notes:
Cloud Bursting is a model in which application running in a private cloud
bursts/scales automatically into a public/community cloud based on the
scalability needs.

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