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AEJAY V. BARIAS
PHILIPPINE CHRISTIAN UNIVERSITY
COLLEGE OF LAW
ARTICLE 2178
Exceptions:
• When the law so provides (i.e. Article 1165)
• When there is express stipulation
• Fortuitous event yields to contrary stipulation.
• When the nature of the obligation requires the assumption of risk (i.e.
insurance contracts)
GENERAL RULE
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