BPS

Finance
 Roles
 Process
 What you should do
 Our Experience
 Q&A
ROLES
Banking
 Retail (Mostly Research kind of projects like industry analysis for SIP)
 Retail Sales
 Credit Management
 Corporate Banking
 Capital Markets
 Treasury
 Relationship Managers
 Product Management
 Digital Products
 Strategy/marketing
RISK Management
 Practice of minimizing a firm’s downside exposure, through
identifying, analyzing and managing acceptable levels of
uncertainties in a firm’s day-to-day operations
 The typical day will normally begin with examining any relevant
market or industry news (e.g. stock market movements or
changes in asset values).
The Work
 Review and work on ongoing projects and/or risk analyses.
 Meetings with other in-house divisions, such as accounting,
operations or compliance.
SKILLS
• Meetings with superiors to touch base on the firm’s strategy and
understand how that affects its risk management framework and
controls.
• It’s not a client-facing role.
• Moreover, suitable candidates should possess good quantitative skills
and are able to deal with complex problems under pressure.
• Excellent communication skills. A familiarity with all relevant policies
and guidelines. A talent for project management and leadership.
• A willingness to view risk scenarios from an objective perspective

 Preparing risk analyses and presentations to finance regulators.

 Compile daily or weekly risk reports.

Investment Banking
 Mergers and acquisition (M&A): advising buyers and
sellers of companies in terms of valuation, deal
structure, financing, project management and execution.
Within this division, teams are often organized into
sector or country teams.
 Capital raising and security underwriting: Help
companies raise funds to finance investment projects or
M&A via sale of stock, bond or hybrid securities.
 Sales and trading: Bank acting as the middleman to
connect buyers and sellers of various finance securities,
as well as proprietary trading using bank’s own funds
within risk limits.
The Work
For M&A bankers, junior level work typically involves:
• Preparing Powerpoint presentations and slides for client
meetings
• Doing spreadsheet-based analysis and valuation
• Other project management, administrative and research
tasks required for client pitch meetings
• While it looks mundane at first and hours are long, junior
bankers do get increasing exposure to clients in meetings to
have a bigger strategic picture of what the clients want to
achieve, which helps provide further context to the work
they do. But the core work is helping your team’s directors
win new projects with institutional clients, and when they
do, help execute and project manage the live deal.
Skills:
Good social skills as well as numerical ability are required,
along with attention to detail, self-motivation and a desire
to succeed.
Portfolio Management 
SKILLS:
 The typical day in the life of a portfolio manager will
therefore involve a number of activities and There are likewise several personality traits which serve to
responsibilities, such as: define a successful portfolio manager including.
 
 Consulting with clients
• A willingness to work under pressure.
 Analyze how the latest financial news may impact • The ability to proactively communicate with others.
investment portfolio
• Excellent organizational skills.
 Regular meetings with other asset allocation teams • A working knowledge of the win-loss ratio.
(economists, strategists, traders and portfolio managers)
• Appreciating both qualitative and quantitative analyses.
for market updates.

 Directing analysts and teams

 Proactively tracking asset values

 Identifying new investment opportunities

 Executing trades when appropriate.

Equity/ Credit Research
  SKILLS
The role of research analyst can be used to describe any individual Personality traits which will normally be associated
who collects and interprets data, and presents their findings in a clear with a good research associate or analyst candidate
way to help guide any decisions that need to be made by an include:
organization.
• Critical thinking
• Strong communication skills
• Keeping up to date with the latest news and data.
• Logical reasoning
• Performing quantitative and qualitative analyses in relation
to this data, mainly building earnings models and • An attention to detail
valuations.
• A talent for maths and numbers in general
• Monitor market conditions and anticipate the potential
short and long term impact it has on an asset under
coverage.
• Communicating and presenting investment ideas with
others such as managers, co-workers, and clients.
PROCESS
 CV
 Decent Acads
 Certifications
 Competitions
 Good to have keywords (Financial Modelling, Valuation, Capital Markets etc)

 GD
 Mostly General business oriented topics
 Eg. Nature of Work in 2025; How technology improves business; Economy related topics like inflation
 2-3 decent points and you are in;
 Try following news or some good youtube channels you’ll have all the content

 Very Rarely you may have Aptitude round

PROCESS
INTERVIEW
 Most interviews are based on your CV and Note: Those who have points related to
 A little bit about the sub-domains (Eg. How banks make profit; stocks or mention in interview,, back it up
How are loans issued etc) by knowing it
 B.COM people brush up Accounts
 Know about all the line items in BS,P&L and CF stmt Can expect questions like
 What you will infer from these stmts • Rights Issue
 What is Contingent liability • IPO
 Other Candidates • Stock Split
 Try to know an outline of Accounts (They may ask) • Dividend
 Basic Principles etc • What is your opinion on the market
 Banking Questions and why
 Monetary Policy • Better to know some recent
 Repo, Reverse Repo, SLR, CRR, CAD happenings like recent Zomato share
 You can refer your SIP Handbook price hike
 WHAT YOU
SHOULD DO Take this fun quiz to know what finance career would be suitable for you
https://300hours.com/finance-career-quiz/
How to learn DCF modelling
What to do?
1. Aswath Damodharan videos on YouTube -
 Participate in finance competitions https://youtube.com/playlist?list=PLUkh9m2Borqn8gg0lYSwMZ4ip71pX1TOT
 Do courses/certifications 2. Investment Banking by Joshua Pearl
 Learn DCF valuation and Corporate Finance 3. You will get some models from Igniters
 Read papers like Economic times/ Financial
Times Books to read for Personal Investing
 Start investing for real or virtually
  4. Coffee Can Investing
5. How to Avoid Loss and Earn Consistently in the Stock Market
Certifications/ Courses to do in Finance 6. Diamonds in the Dust
1. Quick and Free CV pointers – CFI and Linkedin Top finance movies
2. CFA
3. Finlatics/Edualpha/Finshiksha courses etc 7. The Big Short
8. Inside Job
9. Too Big to Fail
10. Margin Call
OUR SIP EXPERIENCE