GOOD MORNING!

HAPPY NEW YEAR!

TECHNOLOGY AND
LIVELIHOOD
EDUCATION - TLE6
2 Quarter
nd
Wk 1- Day 1

THE MODULE IS DIVIDED INTO FOUR LESSONS,

NAMELY:
Lesson 1 – Family Resources and Needs (Human, Material
and Non-Material)
Lesson 2 – Sources of Family Income
Lesson 3 – Allocates Budget for Basic and Social Need
Lesson 4 - Prepares Feasible and Practical Budget
 TYPES OF FAMILY
RESOURCES
1. HUMAN RESOURCES
- Every able-bodied member of the family is considered an
important human resource. People who can contribute their
time, effort, skills, strength, and expertise is considered part
of the family’s human resource.
 TYPES OF FAMILY RESOURCES

1. HUMAN RESOURCES
A. Capabilities, Intelligence, and Skills
- Every person has his or her unique ability and
intelligence in a way that improves not only himself
or herself but also others
B. Strength/Energy
- The strength of a person does not only mean having
good health and strong body.
 TYPES OF FAMILY RESOURCES

2. MATERIAL RESOURCES
Tangible assets such as house and lot,
furniture and appliances, jewelry,
automobiles, and cash are referred to as the
family’s material resources.
TYPES OF FAMILY
RESOURCES
3. NON-MATERIAL RESOURCES

Time, health, and experience are intangible

resources but are also important
 TYPES OF FAMILY
RESOURCES
3. NON-MATERIAL RESOURCES
A. Time - Time is very important. This is the resource that
cultivates cooperation, fulfilment of the prescribed duties,
and smart maintenance of homes.
B. Health - The health of family members is important.
When family members are in good health, they can
do their duties without delay.
 TYPES OF FAMILY
RESOURCES
3. NON-MATERIAL RESOURCES
C. Experience - The more experience a family member has,
the more likely he or she will get hired and be paid a good
amount for his or her services.
D. Time /Energy management - There are some tasks that
require only little time and energy to accomplish. Take these
things into consideration when scheduling activities. Can be
done daily, weekly or monthly.
BASIC NEEDS
– are requirements for sustaining
life and promoting physical and
mental growth for the children
within the family. Food, water,
shelter, and clothing.
INCOME - is money that an individual or
business receives in exchange for providing goods or
services.

Family income – is the total income earned by all the

members of the household.
Sources of family income - salary, bonuses,
commissions, honoraria, profits, rentals, dividends
 MONEY INCOME MAYBE IN
THE FOLLOWING FORMS:
A. SALARY MONTHLY - salary of all the
members who are doing government or
private services.
B. WAGES - Daily, weekly or monthly
wages
 MONEY INCOME MAYBE IN
THE FOLLOWING FORMS:
C. RENT - Rent of the house and real estate
D. INTEREST - Interest of the capital
deposited in banks, post offices or from lending
money.
 MONEY INCOME MAYBE IN
THE FOLLOWING FORMS:
E. PROJECTS - Profits from investment either
in business or any other sources.
F. SICK BENEFITS - Medical Allowances
G. PENSIONS - Money received by retired
persons, old age widow and other pensioners
 MONEY INCOME MAYBE IN
THE FOLLOWING FORMS:
H. GIFT, DIVIDENDS, SECURITIES,
ROYALTIES ETC.
Money income which provides additional
comforts enjoyed by the family
Module 1 – WHAT’S MORE – ACTIVITY 1.1 page 5
ASSIGNMENT:
- Answer WHAT’S
MORE – Activity 1.4
page 6.
- Take a screenshot and
pass it in our TLE-6
GOOGLE
CLASSROOM
 GOOD MORNING!
HAPPY NEW YEAR!

TECHNOLOGY AND
LIVELIHOOD
EDUCATION - TLE6
2 Quarter
nd
Wk 1- Day 1

THE MODULE IS DIVIDED INTO FOUR LESSONS,

NAMELY:
Lesson 1 – Family Resources and Needs (Human, Material
and Non-Material)
Lesson 2 – Sources of Family Income
Lesson 3 – Allocates Budget for Basic and Social Need
Lesson 4 - Prepares Feasible and Practical Budget
BUDGET- is the amount of money set aside for
planned expenses. It is a plan specifying how much money
will be spent or allocated during a particular period.

COMPONENTS OR ELEMENTS OF A
FAMILY BUDGET
Food, Shelter, Clothing, Education, Household,
Utilities, Health, Recreation, Savings.
BUDGET- is the amount of money set aside for
planned expenses. It is a plan specifying how much money
will be spent or allocated during a particular period.

ALLOCATION OF FAMILY BUDGET

A family budget may differ from one family
size and composition, family values and
standards of living.
THE FOLLOWING ARE SOME FACTORS
THAT CAN AFFECT A PERSONAL OR
FAMILY BUDGET
1. AMOUNT OF INCOME
– the higher the income of the family, the greater the amount
that the family members can spend for their needs and wants.

2. SIZE AND COMPOSITION OF THE FAMILY

– the more family members are there, the bigger amount of
income is spent on food, schooling, clothing, and for their
other basic needs.
THE FOLLOWING ARE SOME FACTORS
THAT CAN AFFECT A PERSONAL OR
FAMILY BUDGET
3. VALUES OF THE FAMILY – different families and
different individuals have different values so they have
different priorities on how to spend their money.
4. NEEDS AND WANTS OF THE FAMILY – needs are
materials which the family members need to survive on a
day to day basis. Food, shelter, and clothing are basic
needs. Wants, on the other hand, are materials that the
family members desire to have.
Module 1 – WHAT’S MORE – ACTIVITY 1.3 page 5
LET’S
TRY
THIS!
Module 1 – WHAT’S MORE – ACTIVITY 1.4 page 6
ASSIGNMENT:
- Answer WHAT I
HAVE LEARNED –
page 7.
- Take a screenshot and
pass it in our TLE-6
GOOGLE
CLASSROOM