Pitch for Hope

Cabanga-an Community Enterprise Association

Cabanga-an, Badiangan, Iloilo
 Date of Savings Group
Cabanga-an Community Formation: June, 2016
Enterprises Association Number of Current Members: 27
Profile How often do you meet?: Twice
a Month
Meeting Attendance record:
Total Savings Since Formation:
45, 635.00
Current Cash on Hand: 6,000.00
Current Outstanding Loan:
13,000.00
Loan Repayment Rate: 50%
List of Officers Names and Position

Savings Group Leader: Sharon L. Bernardo

Secretary: Anita Japitana
Assistant Secretary: Jolyn Luneta
Treasurer: Clarissa Nobleza
Auditor: Gilda Japitana
Assistant Auditor: Pamela Joy Romero
Board Members:
Marites Loraña
Marlyn Rebancus
Christine Joy Luneta
Jolyn Luneta
Lovelyn Constantinopla
Cabanga-an Commnunity Enterprise Association

Barangay Cabanga-an, Badiangan, Iloilo

RETAILING, PRODUCTION AND

PROCESSING
 Please describe your business idea for the grant request including the amount
requested and your contribution (maximum Grant Request is (Php.
100,000.00).

Not all people in the community have rice field thus other people are
dependent in the market to purchase rice especially those who are earning
minimum daily wages. These people are buying rice after they received their
earnings daily. Market and other stores can be found in the town proper if it is
available in the barangay it cost bit higher and it is an additional burden to the
people.
 The Cabanga-an Community Enterprise Association (CCEA) agreed to start
a business of buying and selling of palay and rice in the community in short
“Bigasan sa Barangay” to make rice available in the barangay in a very
reasonable price. In this idea the association would be able to help the low
income members of the community.
 Our proposed budget is One Hundred Thousand Pesos (100,000.00)
including the whole operations such as capital and expenditures in running
the business.
 Product: RICE
Rice is an important staple to the
Philippines and a food constant to million of
Filipinos. Meals in the Philippines will not
be complete with out rice.

The project will give an options where the

members in the community can sell their
palay in an appropriate price. Thus the
palay will be converted into rice where the
consumers can buy in a reasonable price
located with in the barangay only.
 PEOPLE
This project aims to serve the CCEA members and the entire
people in the community. To give service is the main priority
to help people to lessen hunger.

 The first consumers would be the members of the Cabanga-

an Community Enterprise Association (CCEA) to patronize
the product and at the same time to serve as partners in
running the business.

 People in the community are expected to be the next

consumers. They will no longer go to the market or other
store to buy rice and to spend some amount for their
transportation.

 This will encourage people to engage farming where they

can sell their palay in an appropriate price.
 PRICE
Buying and selling price will be based on the market. Price should be in minimal cost but
then the Association will earn profit to maintain the capital and to sustain expenses and
other services. Thus people will patronize the product and the business will continue its
operation gradually.

 As stated in the Project Proposal as of November 2022, the price of palay is fifteen
pesos 15.00 per kilo which cost Six Hundred Ninety pesos (690.00) per sack. If it is
converted into rice 1 sack of rice cost 2,100. Less expenses of one hundred ninety five
pesos (195.00.00) that includes milling, hauling and sack. The estimated profit will be
four hundred twenty five pesos (425.00) per sack of rice.

 The association will purchase sacks of rice and this will be sell retail price or whole sale
so that the rice is available during non-harvest season.

 Estimated profit in a sack of rice less expenses will range from 150 to 200 per sack
 PLACE
If the project proposal will be approved and granted the
association has decided during the pre-plan activity that the
business will be at the other portion of the association office
located in barangay proper Cabanga-an, Badiangan, Iloilo. For
monitoring purposes, the office , storage and business is situated
in one building only.

To start the business, the following activities will be

observed such as follows:
. Board Meeting
. Organization of Manpower
- Logistic Personnel
- Finance Personnel
- Marketing Personnel
- Administrative Personnel
. Preparation of the Storage
. Linkages
 PROMOTION
The success of the business lies on the human
resources. Proper management and right
attitude of the personnel will contribute its
success.
Promoting business now a days is not difficult
using advertisement and announcements through
posting of signages, use of social media such as
Facebook, giving of fliers and posting at the
conspicuous place where people usually
gathered.
Promotion will be done through verbal, text
messaging, messenger creating group chat.
Group’s Previous Success with Group Business
Engaged business made the association earned certain profit to sustain
the association. There were profits coming from different businesses
and it came out that the members gain shares from it. The members of
the group has been very active in participating in making livelihood
program to increase income and profit of the association.

The association never misused or mishandled any funds for it was

handled carefully by the officers. All income has been recorded,
properly disbursed and audited by the Auditor that is why the
association has maintained a good status in terms of handling the
resources.
These were the following businesses that the association engaged
before:
 Detergent Powder
 Fabric Conditioner
 List of Roles and Responsibilities of Key Group
Members in the Business
The most successful leaders are men and women of high character. That’s because
their honesty, accountability, courage and fairness create tremendous loyalty in the
people they lead. High character leadership also promotes productivity. You want to
work hard for someone who treats you with respect.

No one likes to be criticized. But high-character leaders accept and even solicit
feedback.

The following are the persons involved in the future operation of the business:
 Logistic Personnel- to organize the storage and distribution of goods.
 Finance Personnel-plans , directs, and controls accounting and financial operations.
 Marketing Personnel- managing and developing marketing campaign.
 Administrative Personnel- provides administrative and clerical support to the
association.
 The following are the Risk/ Challenges that could
potentially affect this business.

1. Legality of the operation of the business

- The CCEA has been accredited by the LGU dated June 15, 2022.
- It has been registered by the DOLE with registration number of RO 600-
202202-WA-006 dated February 7, 2022.

With these accreditation and registration the association can now start its
business officially.

2. Leadership Issue

- The Leader has no issue of mismanaging the association.

- The qualification fits to the position of the association.
- The leader has the capacity and competency to manage the business with
3. Transportation

- The use of transportation is no longer needed. The marketing

of palay will be done outside the storage area beside the road.
People may sell their palay by bringing or transporting on their
own expense.

- In milling purposes, travelling rice mill is available in the

barangay so the association will no longer incurred expenses for
the transportation of the produc.

- If ever the association will purchase rice during non-harvest

season the supplier is responsible to deliver the rice in the
storage area.
 4. Credit
Credit is good but the association need cash to sustain and
maintain the business operation. If mismanagement may arise because
of credit this will cause losses among the business. Thus to address this
risk the following will be observed:

- The association may set a policy regarding credit.

- Members of the association will be given priority.
- Encourage people in the community to join the association to avail
privileges given to the members like granting of patronage refund or
incentives.
- To grant credit, policies may impose as to the mode of payment and
additional minimal charges.
 The Cabanga-an Community Enterprise Association
(CCEA will be selected for the grant because of the
following reasons:

 The association was established and exist for almost six years and five
months for its successful operation.
 Registered by DOLE and Accredited pursuant to Local Government Code
 Developed sense of honesty, integrity, love of work and passion to help the
family and community.
 There was no issue of misusing funds of the association.
 Extended services not only to the members but to the
people in the community by selling products in a lower price than the market.
 Conducted feeding program that caters children from 1 year old to 10 years
old.
 Extended cash assistance for the youth and kids ministry of the church.
 Extended cash assistance to the community during family day.
 Conducted gift giving to all the members of the association.
 Budgeting
Material Quantity Cost

Sack of Palay 65 sacks @ 690 44,850.00

Sack of Rice 25 sacks @ 2,100 52,500.00

sacks 100 pcs. @ 15

1,500.00

Labor/ 1,150.00
miscellaneous
expenses

Total 100,000.00
Proposed Storage Area

This will be the

storage place of the
products.
Cabanga-an Communiy Enterprises Association
Proof of Registration and Accreditation

Certificate of Accreditation
awarded to the CCEA as
organization duly
registered /certified by the
SEC and establish in
accordance with law.

Certificate of Registration to
the CCEA for as legitimate
worker’s association.
Activities in Pictures Conducted by The CCEA for the Year 2022.

Savings group meetings.

Health Screening of the family members of the group
COMMIT YOUR WORK TO THE
LORD, AND YOUR PLANS WILL
BE ESTABLISHED.
Proverbs 16:3
Have a nice a and
T hank You….