EMPOWERMENT THROUGH

FINANCIAL LITERACY
 PROJECT BACKGROUND
The lack of financial literacy and poor saving habits can
significantly impact individuals and communities, leading to
financial instability and limited opportunities for growth.
Many people, especially those from low-income
backgrounds, face challenges in understanding basic
financial concepts, managing their finances effectively, and
planning for the future. This project aims to address these
issues by promoting financial literacy and advocating for the
importance of saving.
Project Objectives
a. To enhance financial literacy:
Provide individuals with the knowledge and skills necessary to make informed financial decisions, budget
effectively, manage debt, and plan for long-term financial goals.
b. To promote saving habits:
Encourage individuals to develop regular saving habits, create emergency funds, and save for
future expenses such as education, homeownership, or retirement
c. To raise awareness:
Increase awareness about the benefits of financial literacy and saving among target
audiences, including students, young adults, and marginalized communities.
d. To foster partnerships:
Collaborate with schools, community centers, financial institutions, NGOs, and
government agencies to establish sustainable financial education programs and resources.
Desired Impact and Outcomes of the Project
a. Increased Financial Knowledge:
Empower individuals with a comprehensive understanding of financial concepts, including budgeting, saving,
investment, and credit management.
b. Improved Saving Habits:
Encourage individuals to establish and maintain regular saving practices, leading to increased financial security and
resilience.
c. Reduced Financial Stress:
Equip individuals with the necessary tools to manage debt effectively and make informed financial decisions, thereby
reducing financial stress and promoting overall well-being.
d. Enhanced Economic Opportunities:
Enable individuals to access better financial opportunities, such as entrepreneurship, higher education, and
homeownership, leading to economic growth within communities.
e. Long-term Sustainability:
Establish partnerships and initiatives that continue to promote financial literacy and saving advocacy beyond the
project duration, ensuring a lasting impact on the target audience.
Risk Management

a. Lack of Funding: One of the potential risks is the lack of

sufficient funding for the project. To mitigate this risk, the
project team will develop

20XX 5
Project Organization/ Staffing

Office / Staff Designation Responsibilities Contact Person Contact Details

Project Coordinator Overall project Jade Gabriel C. Casaba Jadegabrielcasaba223@gm

management and ail.com
coordination 09855845912
Finance Office Financial management and Ralph A. Apelado Rapingabobo14@gmail.co
budgeting m
09689138441
Outreach Office Organizing awareness Hana Barros Barroshana0@gmail.com
campaigns and outreach 09317360625
activities
Education Officer Developing educational Jamilah Catinoy JamilahCatinoy@gmail.co
materials and conducting m
financial literacy 09854659264
workshops 20XX 6
WORK PLAN
Phase of the       Persons in Resources Needed  
project Activities Output/Target Indicators charge Cost
(Date)
  Project planning Comprehensive Project plan Jade Internet access  
June 2023 and research project plan and document, Gabriel C. research materials  
research report research report Casaba
500
  Stakeholder Established Partnership      
  engagement and
partnership with agreements,   Communication  
partnership schools, MOUs channels, meeting
July 2023 building community Ralph A.  
Apelado venues
centers, financial 2,000
institution, NGOs,
and government
agencies
  Curriculum and Financial literacy Curriculum,   Content  
  material curriculum, Materials, and Hana development  
development educational resources Barros software, printing
August 2023 materials, and services
20XX
5,000
7

resources
  September Training of Trained trainers  Trained  Jamilah  Training venue,  
2023 trainers and and educators in trainers and Catinoy training materials  3,000
educators financial literacy educators

  Educational Conducted financial        

 October workshops and literacy workshops Number of  Project  Workshop venues,  
2023- May sessions and sessions in workshops team, educational
schools, community  50,000
2024 conducted, trainers materials
centers, and participant
marginalized feedback
communities

  Evaluation and Evaluation report Evaluation   Evaluation tools,  

  impact and impact report, impact All data analysis  
assessment assessment assessment data proponents software
June 2024 2,500
  Project Project report        
  June 2024 documentation documenting Project report Project Report writing  
and reporting achievements, team software
challenges, and 1,500
recommendations
  Dissemination Disseminated  Dissemination  Project  Printing services,  
  June 2024 and sustainability project outcomes materials, team communication  2,000
20XX 8
planning and established sustainability channels
plans for long-term plans
sustainability
 Budget Requirements
Budget Line item Description Amount Needed Proposed Source/s
Sponsorships, grants

Educational Materials Development and printing of    

financial literacy materials   Sponsorships, grants
(e.g., brochures, pamphlets,
poster) 50,000 Php

Workshop and Seminars Venue rental, equipment,   Sponsorships, grants

facilitator fees, and materials  
for conducting workshops and
seminars on financial literacy  
200,000 Php
Training Programs Training sessions for trainers   Sponsorships, grants
and volunteers on financial  
literacy topics
30,000 Php
Digital Resources Creation of online resources   Sponsorships, grants
(e.g., website, mobile  
applications) for accessing
financial literacy materials and  
tools 100,000 Php

Community Outreach Awareness campaigns,   Sponsorships, grants

community events, and  
promotional materials to
engage target audiences 150,000 Php

Research and Evaluation Data collection, surveys, and   Grants, Partnerships

evaluation of the project's 50,000 Php
impact and effectiveness

Staffing Salaries, benefits, and training   350, 000 Php  

for project coordinators,   Grants, sponsorships
educators, and support staff

Miscellaneous Expenses Administrative cost,   Sponsorships, grants

transportation, contingency  
fund, and unforeseen expenses
70,000 Php 20XX 10

Total Budget Estimate   1,000,000 Php  

Other Relevant Information

Stakeholders Pledge: The project team has received commitments from various
stakeholders, including local financial institutions, community centers, schools, and NGOs.
These stakeholders have pledged their support in terms of financial contributions,
provision of resources, venue support, and assistance in outreach and awareness
activities.
Lined-Up Projects: The project team has identified several complementary initiatives that
can support the current project's objectives. These include workshops on
entrepreneurship and small business management, career development programs, and
vocational training opportunities. By aligning with these initiatives, the project can
provide a holistic approach to empower individuals and communities with both financial
literacy and practical skills for economic advancement

20XX 11
 Conclusion
The project "Empowerment through Financial Literacy" aims to address the lack of financial literacy and poor
saving habits among individuals and communities, particularly those from low-income backgrounds. By
enhancing financial knowledge, promoting saving habits, and raising awareness, the project seeks to empower
individuals to make informed financial decisions, reduce financial stress, and access better economic
opportunities. Through partnerships with educational institutions, community centers, financial institutions,
NGOs, and government agencies, the project will establish sustainable financial education programs and
resources. The desired impact includes increased financial knowledge, improved saving habits, reduced financial
stress, enhanced economic opportunities, and long-term sustainability. By mitigating potential risks and
leveraging support from stakeholders, the project can create a lasting positive impact on the target audience and
contribute to their overall well-being and financial empowerment.
Appendix
thank you!!!