استهلاك القروض

-:
] [4-1

] [

175

-:
= +
= +
= ] + 1 [
= ] + 1 [
]-: [1
17
6

5000

9
= ] + 1 [
= ] + 1 [
= + 1 ] 5000
100
12
= [ 0.06 + 1 ] 5000
==1.065000
5300
=5300
300 = 5000
177
]-: [2
8000
1/4/2001
1/10/2001 12

1/4/2001 1/10/2001
= 6
= ] + 1 [
= ] + 1 [
= + 1 ] 8000
100
12
12
= [1+0.06] 8000
==1.068000
8480 0
17
8

=8480
480= 8000
]-: [3

9
5300

179
= ] + 1 [
=
] + 1 [

5300
]+1
100
] [
0
12
5300
5000
] [ 1.06
]-: [4
4000

4270
9

= ] + 1 [
4270
= + 1 ] 4000
18
0

100
4270
= 360 + 4000
360 = 4000 - 4270

360 = 270
0.75
9 = 12 0.75
] [4-2

181

-:
18
2
]+1 [= +

} {

} { -:
] + 1 [ =
+

-:
+ {
183
]-: [5
5000

9 -:
-1 0
-2 0
-:

18 -:
18
4
= 18
= 17
=
-:
][1
][18
][3
][2
00000000
00000000
][17
} 17{

} {
=
= 153
18
185
} { 0 + 17
=
] + 1 [ =
+
+1] 5000
153
= [1.5 +18
100
100
12
18 = [ 1.135] 5000 1.1475 +

5675
19.1475
} { = 296.383
-:
=

18
6
=
-
= 5000 18 296.383
= = 5000 5334.894
334.894
]-: [6
2000
9
} {
232.906

9 9
187

18

-:
= 9
= 16
=
-:
][1
][9
][2
][3
][4
][6
][5
][8
][7
}{16

18
8
} {
=
= 72
} { 0 + 16
] + 1 [ =
+
+1]2000 +9 232.906 = [1.5
72
232.906
12
2000 +2000 + 2096.154 = 1.5

1397.436
189
3000 + 2000 = + 2096.154

1397.436
3000 1397.436 - = - 2096.154
2000
1602.564 = 96.154
=
96.154
1602.564
} { = 6 = 100 0.06
]-: [7
60000

19
0
12
-:
-1 0
-2 0
=6000
15000

][= 15000 - 6000
= 45000
-:

191

] 18 [ 6

-:
= 6
= 15
=
-:
][2
][1
][3
][4
][5
[6
3 3 3 3 3
3
} 15 {

} {
19
2
=
= 45
} { 0 + 15
=
] + 1 [ =
+
+1] 45000
45
100
12
= [ 1.5 + 6
12
100
12
6 = [ 1.18 ] 45000 0.45 +

= 53100
193
6.45
} { = 8232.558
-:
=

=
-
=
45000-68232.558
= 49395.348-45000
= 4395.348
]-: [8
5000
4
} {

-:
-1 0
19
4

-2 0
-3 0
-:

4
4
12

-:
= 4
= 9
=
195
-:
][1
3
][2
3
][3
3
][4
3
} 9{

} {
=
18
}={0+9
19
6
] + 1 [ =
+
+ 1] 5000
18
= [ 1 + 4
100
100
12
4 = [ 1.09 ] 5000 0.135 +

5450
4.135
} { = 1318.017
-:
=

=
-
197

= 4 1318.017
5000
= = 5000 5272.068
272.068
-:

] [

][

0

-:
19
8

= 1318.017
88.966
12
100
= 1318.017
59.311
12
100
= 1318.017
= 29.655
12
100
= 1318.017
12
100
199

-:

5000
450
5450
1318.01
88.966
1318.01
59.311
1318.01
29.655
1318.01
5450.00
] [4-3

20
0

3

0

201

-:
-1 =

0
-2 =

+

0
-3 =

+
20
2

0
-4
] [ ] [
]-: [9
3000

8 0
203
=

0
= 3000
= 30
12
100

-:
20
4

][1
][9
][2
][3
][5
][4
][6
][7
][8
30 30
30
30
30
30 30
30
30
}{6

} {
-:
= 4
= 6
=
=
12
205
}={0+6

-:
=
+
= 30 + 4 30
100
12
12
= 2.4 + 120
= 122.4

=+
= 122.4 + 3000
= 3122.4
]-: [10
20
6

3000
6

3122.4
=

0
= 3000
= 30
207

100
12

-:
][1
][9
][2
][3
][4
][5
][6
][7
][8
30 30
30
30
30
30 30
30
30
}{6

} {
20
8

-:
= 4
= 6
=
=
12
}={0+6
-:
=
+
= 30 + 4 30
12
12
= 30 + 120

=+
3122.4
= + 120 + 3000
30
209
= 30 + 3120
3122.4
30 = 3120 3122.4
2.4
=
= 30
2.4
30
} { = 0.08
8 = 100
]-: [11
5000
6

9 0
-:
21
0

-1
0
-2
4
0
-3
0
=

0
211

= 5000
= 50
12
100
-:

-:
][1
][9
][2
][3
][4
][5
][6
][7
][8
50 50
50
50
50 50
50
50
50
}{8

} {
-:
21
2
= 5
= 8
=
=
20
} ={0+8
-:
=
+
= 50 + 5 50
100
12
= 7.5 + 250
= 257.5
213
20

=+
= 257.5 + 5000
= 5257.5
-:

-:
][1
][9
][2
][3
][4
][5
][6
][7
][8
50 50
50
50
50 50
50
50
50
}{16
21
4

} { 10
= 4
= 16
= 10
=
= 52
} { 10 + 16
-:
=
+
= 50 + 4 50
215
52

100
12
= 8.667 + 200
= 208.667
=
+
= 208.667 + 257.5
= 466.167
-:

] [ ] [
21
6
466.167
1.5 5000
= 100 0.06216
6.216
]-: [12
5000
8

3

10
0
-:
217

-1
0
-2
6
0
-3
0
=

0
= 5000
100
21
8

100
12
-:

-:
][1
][2
][3
][4
][5
[6
3 3 3 3 3
3
100
100
100 100
100
100
}{6

} {
-:
219

= 3
= 6
=
=
9
} ={0+6
-:
=
+
10
= 100 + 3 100
12
100
= 7.5 + 300
= 307.5
22
0

=+
= 307.5 + 5000
= 5307.5
-:

-:
][2
][1
][4
][3
][5
][6
3 3 3 3 3
3
100
100
100
100
100
100
}{15
} { 9
221
= 3
= 15
= 9
=
= 36
} { 9 + 15
-:
=
+
= 100 + 3 100
12
100
36
22
2
= 18 + 300
= 318
=
+
= 318 + 307.5
= 625.5
-:

] [ ] [
223
625.5
1.5 5000
= 100 0.0834
= 8.34

-1 5000

8
12

-2 5000
1/5/2001
1/11/2001
8
22
4

-3
8

6480

12
-4 5000

5300
8

-5 10000

225

8
-:
-1 0
-2
0
-6 3000
9
}
{
354.43

-7 80000

22
6

8
-:
-1 0
-2 0
-8 4000
4
}
{
12
-:
-1 0
-2
0
-3 0
-9 3000
12

227
16
0

0
-10 3000
12

3249.6
22
8

-11 5000
12

15
-:
-1
0
-2
8

0
-3
0
229
-12 4000
12

3

15
0
-:
-1
0
-2
10

23
0

0
-3
0
231

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-:

360 = 4000 - 4270

18 = [ 1.135] 5000 1.1475 +

2000 +2000 + 2096.154 = 1.5

3000 + 2000 = + 2096.154

6 = [ 1.18 ] 45000 0.45 +

4 = [ 1.09 ] 5000 0.135 +

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