De La Salle University College of Law 3rd term, AY 2013-2014 Co rse! Day and time! Units! "rofessor!

Credit transactions Saturdays, 9:00 a.m. to 12:00 noon Three (3) units Atty. Barbara Anne C. i!a""os obi"e: 091# #22 ###9 $and "ine: (02) #99 2123 %mai": bcm&mi!a""os"una"a'.com As re(uested by students, sub)ect to schedu"in! considerations

Cons ltations! Co rse Des#ri$tion!

The course 'i"" co*er +hi"i,,ine "a' and )uris,rudence on credit transactions, inc"udin! "oans, de,osits, security transactions such as !uraranty, surety, ,"ed!e and mort!a!e, both rea" estate and chatte", concurrence and ,re-erence o- credits and, to some e.tent, inso"*ency and cor,orate rehabi"itation. These are embodied ,rinci,a""y in the Ci*i" Code, and in s,ecia" commercia" "a's and circu"ars o- the Ban!/o Sentra" n! +i"i,inas (BS+). S,ecia" commercia" "a's inc"ude the Code o- Commerce, the 0sury $a', the Truth in $endin! Act, the "a's on 'arehouse recei,ts, the Trust 1ecei,ts $a', and the "a's on mort!a!es. A substantia" number o- Su,reme Court decisions 'i"" be e.amined and discussed in c"ass. An out"ine o- the to,ics ("e!a" ,ro*isions and Su,reme Court cases) 'i"" be ,ro*ided to the students. Learning o t#ome Credit is an essentia" and critica" ,art o- business and commercia" transactions. A 'or/in! /no'"ed!e o- the ,rinci,"es and ru"es o- credit is a basic too" in the ,ractice o- "a', and is indis,ensab"e -or a "a'yer, re!ard"ess o- his or her area o- s,ecia"i2ation. The ob)ecti*e o- the course is -or students to /no' and understand the basic ,rinci,"es o- credit and their a,,"ication to di--erent -actua" situations initia""y -or the bar e.aminations and u"timate"y -or the ,ractice o"a'. 3rom a ,ractica" ,ers,ecti*e, the course 'i"" he", students understand the im,ortance and the mechanics o- credit, and the ro"e it ,"ays in a country4s economy. Co rse o t$ t (1) There 'i"" be recitation at e*ery c"ass, and it is e.,ected that at the end o- the course, students 'i"" be ab"e to inte""i!ent"y discuss and ans'er (uestions on the "a's on credit transactions and their a,,"ication to s,eci-ic situations. (2) There 'i"" be mid5term and -ina" e.ams. %rading! (1) 1ecitation: (2) id5term e.am: (3) 3ina" e.am: 607 207 607