Tabel Manfaat Davesteraa

TABEL MANFAAT DAVESTERA
RINGKASAN MANFAAT
*DAVESTERA Merupakan Program Investasi Terencana Dengan Perlindungan Maksimal Serta Keuntungan Yang Optimal
Tabel Manfaat DAVESTERA
MANFAAT NILAI TUNAI

NILAI
PREMI DASAR
(TAHUNAN)
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
2,400,000
3,000,000
4,000,000
5,000,000
6,000,000
7,000,000
8,000,000
9,000,000
10,000,000
11,000,000
12,000,000
13,000,000
14,000,000
15,000,000
TAHUN-6
AKUMULASI
HASIL
PREMI DASAR
INVESTASI
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
14,400,000
18,000,000
24,000,000
30,000,000
36,000,000
42,000,000
48,000,000
54,000,000
60,000,000
66,000,000
72,000,000
78,000,000
84,000,000
90,000,000
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
TAHUN KE-7
AKUMULASI
HASIL
PREMI DASAR
INVESTASI
17,853,000
22,679,000
30,722,000
38,763,000
46,805,000
54,851,000
62,891,000
70,935,000
78,976,000
87,019,000
95,064,000
103,107,000
111,149,000
119,190,000
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
16,800,000
21,000,000
28,000,000
35,000,000
42,000,000
49,000,000
56,000,000
63,000,000
70,000,000
77,000,000
84,000,000
91,000,000
98,000,000
105,000,000
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
23,783,000
30,212,000
40,929,000
51,642,000
62,358,000
73,076,000
83,789,000
94,505,000
105,220,000
115,936,000
126,652,000
137,369,000
148,084,000
158,798,000
TAHUN KE-8
AKUMULASI
HASIL
PREMI DASAR
INVESTASI
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
19,200,000
24,000,000
32,000,000
40,000,000
48,000,000
56,000,000
64,000,000
72,000,000
80,000,000
88,000,000
96,000,000
104,000,000
112,000,000
120,000,000
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
30,895,000
39,248,000
53,171,000
67,089,000
81,011,000
94,935,000
108,854,000
122,776,000
136,697,000
150,619,000
164,542,000
178,465,000
192,385,000
206,304,000
TAHUN KE-9
AKUMULASI
HASIL
PREMI DASAR
INVESTASI
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
21,600,000
27,000,000
36,000,000
45,000,000
54,000,000
63,000,000
72,000,000
81,000,000
90,000,000
99,000,000
108,000,000
117,000,000
126,000,000
135,000,000
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
39,425,000
50,087,000
67,855,000
85,618,000
103,384,000
121,155,000
138,919,000
156,687,000
174,452,000
192,220,000
209,988,000
227,757,000
245,523,000
263,287,000
TAHUN KE-10
AKUMULASI
HASIL
PREMI DASAR
INVESTASI
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
24,000,000
30,000,000
40,000,000
50,000,000
60,000,000
70,000,000
80,000,000
90,000,000
100,000,000
110,000,000
120,000,000
130,000,000
140,000,000
150,000,000
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Keterangan :
*) Tabel diatas dengan metode Masa Bayar Premi 10 Tahun dan dengan Periode Bayar Tahunan
*) Usia masuk Tertanggung : 1 s/d 60 tahun, usia masuk Pemegang Polis : 18 - 55 tahun
*) PREMI DASAR tahunan Davestera minimal = Rp 2.400.000
*) Tabel diatas dengan pemilihan Uang Pertanggungan (UP) sebesar : 5X Premi Dasar
*) Biaya Akuisisi di tahun ke-1 sebesar 80 % Premi Dasar, tahun ke-2 sebesar 19%, tahun ke-3 dan seterusnya tidak ada Biaya Akuisisi (Premi Dasar di investasikan 100%)
*) Tabel diatas memperhitungkan usia masuk Tertanggung = 36 Tahun, dengan pemilihan Dana Investasi (Fund) = 100% di Darlink Agresif
MANFAAT UTAMA
Contact Person :
MANFAAT UTAMA DAVESTERA

- Meninggal dalam masa asuransi sebesar 100% UP + Nilai Investasi
- Hidup pada akhir kontrak sebesar Nilai Investasi akhir kontrak
- Mengundurkan diri dalam masa asuransi sebesar Nilai Investasi saat mengundurkan
diri
MANFAAT TAMBAHAN (RIDER)

JENIS RIDER
MANFAAT PERTANGGUNGAN
TERM INSURANCE
Meninggal Dunia
PERSONAL ACCIDENT PLUS
Meninggal Dunia Karena Kecelakaan Atau Cacat Tetap Total/Sebagian Karena Kecelakaan
TOTAL PERMANENT DISABILITY
Menderita Cacat Tetap Total Karena Sakit/Kecelakaan
CRITICAL ILLNESS
Menderita Salah Satu Dari 34 Jenis Penyakit Kritis
HEALTH PROTECTION
Santunan Harian RS, ICU, Bedah
HOSPITALIZATION CASH PLAN
Santunan Harian RS
WAIVER OF PREMIUM
Bebas Premi Dasar Berkala Apabila Menderita TPD/CI
PAYOR DEATH PROTECTION
Bebas Premi Total Berkala Jika Meninggal Dunia
PAYOR BENEFIT
Bebas Premi Total Berkala Jika Mengalami TPD/CI
SPOSE DEATH PROTECTION
Bebas Premi Total Berkala Jika Pasangan Pemegang Polis Meninggal
SPOSE BENEFIT
Bebas Premi Total Berkala Jika Pasangan Pemegang Polis Mengalami TPD/CI
Orryza Mutiara Illahi

Bancassurance Relationship
Officer
087777435333
081322821294
49,658,000
63,087,000
85,468,000
107,844,000
130,223,000
152,607,000
174,983,000
197,363,000
219,741,000
242,122,000
264,503,000
286,886,000
309,264,000
331,640,000

RINGKASAN MANFAAT
MANFAAT NILAI TUNAI

NILAI
PREMI DASAR
(TAHUNAN)
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
2,400,000
3,000,000
4,000,000
5,000,000
6,000,000
7,000,000
8,000,000
9,000,000
10,000,000
11,000,000
12,000,000
13,000,000
14,000,000
15,000,000
TAHUN-6
AKUMULASI
HASIL
PREMI DASAR
INVESTASI
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
12,000,000
15,000,000
20,000,000
25,000,000
30,000,000
35,000,000
40,000,000
45,000,000
50,000,000
55,000,000
60,000,000
65,000,000
70,000,000
75,000,000
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
TAHUN KE-7
AKUMULASI
HASIL
PREMI DASAR
INVESTASI
15,256,000
19,432,000
26,393,000
33,352,000
40,312,000
47,275,000
54,234,000
61,195,000
68,154,000
75,115,000
82,077,000
89,039,000
95,999,000
102,957,000
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
12,000,000
15,000,000
20,000,000
25,000,000
30,000,000
35,000,000
40,000,000
45,000,000
50,000,000
55,000,000
60,000,000
65,000,000
70,000,000
75,000,000
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
18,069,000
23,070,000
31,406,000
39,738,000
48,073,000
56,410,000
64,743,000
73,078,000
81,412,000
89,747,000
98,083,000
106,419,000
114,753,000
123,086,000
TAHUN KE-8
AKUMULASI
HASIL
PREMI DASAR
INVESTASI
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
12,000,000
15,000,000
20,000,000
25,000,000
30,000,000
35,000,000
40,000,000
45,000,000
50,000,000
55,000,000
60,000,000
65,000,000
70,000,000
75,000,000
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
21,441,000
27,431,000
37,415,000
47,393,000
57,376,000
67,361,000
77,341,000
87,324,000
97,305,000
107,288,000
117,272,000
127,256,000
137,237,000
147,217,000
TAHUN KE-9
AKUMULASI
HASIL
PREMI DASAR
INVESTASI
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
12,000,000
15,000,000
20,000,000
25,000,000
30,000,000
35,000,000
40,000,000
45,000,000
50,000,000
55,000,000
60,000,000
65,000,000
70,000,000
75,000,000
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
25,484,000
32,659,000
44,618,000
56,572,000
68,529,000
80,491,000
92,446,000
104,404,000
116,361,000
128,319,000
140,278,000
152,238,000
164,195,000
176,150,000
TAHUN KE-10
AKUMULASI
HASIL
PREMI DASAR
INVESTASI
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
12,000,000
15,000,000
20,000,000
25,000,000
30,000,000
35,000,000
40,000,000
45,000,000
50,000,000
55,000,000
60,000,000
65,000,000
70,000,000
75,000,000
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
30,331,000
38,928,000
53,256,000
67,578,000
81,904,000
96,235,000
110,557,000
124,885,000
139,210,000
153,537,000
167,865,000
182,195,000
196,520,000
210,843,000
Keterangan :
Masa Bayar Premi

5 Tahun
MANFAAT UTAMA
diri

JENIS RIDER
TERM INSURANCE
Meninggal Dunia
CRITICAL ILLNESS
HEALTH PROTECTION
Santunan Harian RS
WAIVER OF PREMIUM
PAYOR BENEFIT
SPOSE BENEFIT
Contact Person :

Officer
087777435333
081322821294

RINGKASAN MANFAAT
MANFAAT NILAI TUNAI

NILAI
PREMI DASAR
(TAHUNAN)
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
10,000,000
15,000,000
20,000,000
25,000,000
30,000,000
35,000,000
40,000,000
45,000,000
50,000,000
55,000,000
60,000,000
65,000,000
70,000,000
75,000,000
TAHUN-6
AKUMULASI
HASIL
PREMI DASAR
INVESTASI
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
60,000,000
90,000,000
120,000,000
150,000,000
180,000,000
210,000,000
240,000,000
270,000,000
300,000,000
330,000,000
360,000,000
390,000,000
420,000,000
450,000,000
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
TAHUN KE-7
AKUMULASI
HASIL
PREMI DASAR
INVESTASI
78,976,000
119,190,000
159,407,000
199,620,000
239,833,000
280,047,000
320,260,000
360,475,000
400,685,000
440,901,000
481,117,000
521,332,000
561,542,000
601,755,000
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
70,000,000
105,000,000
140,000,000
175,000,000
210,000,000
245,000,000
280,000,000
315,000,000
350,000,000
385,000,000
420,000,000
455,000,000
490,000,000
525,000,000
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
105,220,000
158,798,000
212,379,000
265,956,000
319,533,000
373,112,000
426,688,000
480,267,000
533,842,000
587,421,000
641,002,000
694,581,000
748,156,000
801,732,000
TAHUN KE-8
AKUMULASI
HASIL
PREMI DASAR
INVESTASI
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
80,000,000
120,000,000
160,000,000
200,000,000
240,000,000
280,000,000
320,000,000
360,000,000
400,000,000
440,000,000
480,000,000
520,000,000
560,000,000
600,000,000
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
136,697,000
206,304,000
275,916,000
345,521,000
415,129,000
484,736,000
554,341,000
623,950,000
693,554,000
763,162,000
832,773,000
902,381,000
971,985,000
1,041,590,000
TAHUN KE-9
AKUMULASI
HASIL
PREMI DASAR
INVESTASI
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
90,000,000
135,000,000
180,000,000
225,000,000
270,000,000
315,000,000
360,000,000
405,000,000
450,000,000
495,000,000
540,000,000
585,000,000
630,000,000
675,000,000
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
174,452,000
263,287,000
352,127,000
440,959,000
529,793,000
618,628,000
707,460,000
796,295,000
885,126,000
973,962,000
1,062,799,000
1,151,636,000
1,240,467,000
1,329,299,000
TAHUN KE-10
AKUMULASI
HASIL
PREMI DASAR
INVESTASI
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
100,000,000
150,000,000
200,000,000
250,000,000
300,000,000
350,000,000
400,000,000
450,000,000
500,000,000
550,000,000
600,000,000
650,000,000
700,000,000
750,000,000
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Keterangan :
MANFAAT UTAMA
Contact Person :

diri

JENIS RIDER
TERM INSURANCE
Meninggal Dunia
CRITICAL ILLNESS
HEALTH PROTECTION
Santunan Harian RS
WAIVER OF PREMIUM
PAYOR BENEFIT
SPOSE BENEFIT

Officer
087777435333
081322821294
219,741,000
331,640,000
443,545,000
555,440,000
667,338,000
779,236,000
891,132,000
1,003,031,000
1,114,925,000
1,226,826,000
1,338,727,000
1,450,627,000
1,562,522,000
1,674,416,000

RINGKASAN MANFAAT
MANFAAT NILAI TUNAI

NILAI
PREMI DASAR
(TAHUNAN)
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
10,000,000
15,000,000
20,000,000
25,000,000
30,000,000
35,000,000
40,000,000
45,000,000
50,000,000
55,000,000
60,000,000
65,000,000
70,000,000
75,000,000
TAHUN-6
AKUMULASI
HASIL
PREMI DASAR
INVESTASI
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
50,000,000
75,000,000
100,000,000
125,000,000
150,000,000
175,000,000
200,000,000
225,000,000
250,000,000
275,000,000
300,000,000
325,000,000
350,000,000
375,000,000
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
TAHUN KE-7
AKUMULASI
HASIL
PREMI DASAR
INVESTASI
65,571,000
99,080,000
137,764,000
172,565,000
207,367,000
242,171,000
276,972,000
311,777,000
346,576,000
381,381,000
416,185,000
450,990,000
485,789,000
520,591,000
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
50,000,000
75,000,000
100,000,000
125,000,000
150,000,000
175,000,000
200,000,000
225,000,000
250,000,000
275,000,000
300,000,000
325,000,000
350,000,000
375,000,000
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
77,913,000
117,835,000
164,763,000
206,436,000
248,109,000
289,784,000
331,456,000
373,131,000
414,802,000
456,477,000
498,153,000
539,829,000
581,499,000
623,171,000
TAHUN KE-8
AKUMULASI
HASIL
PREMI DASAR
INVESTASI
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
50,000,000
75,000,000
100,000,000
125,000,000
150,000,000
175,000,000
200,000,000
225,000,000
250,000,000
275,000,000
300,000,000
325,000,000
350,000,000
375,000,000
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
92,673,000
140,265,000
197,133,000
247,042,000
296,954,000
346,866,000
396,775,000
446,688,000
496,596,000
546,509,000
596,424,000
646,337,000
696,245,000
746,154,000
TAHUN KE-9
AKUMULASI
HASIL
PREMI DASAR
INVESTASI
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
50,000,000
75,000,000
100,000,000
125,000,000
150,000,000
175,000,000
200,000,000
225,000,000
250,000,000
275,000,000
300,000,000
325,000,000
350,000,000
375,000,000
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
110,325,000
167,093,000
235,944,000
295,730,000
355,518,000
415,307,000
475,093,000
534,883,000
594,668,000
654,459,000
714,250,000
774,041,000
833,826,000
893,612,000
TAHUN KE-10
AKUMULASI
HASIL
PREMI DASAR
INVESTASI
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
50,000,000
75,000,000
100,000,000
125,000,000
150,000,000
175,000,000
200,000,000
225,000,000
250,000,000
275,000,000
300,000,000
325,000,000
350,000,000
375,000,000
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
131,508,000
199,287,000
282,482,000
354,111,000
425,743,000
497,375,000
569,005,000
640,639,000
712,266,000
783,901,000
855,537,000
927,171,000
998,800,000
1,070,428,000
Keterangan :
Masa Bayar Premi

5 Tahun
MANFAAT UTAMA
Contact Person :

diri

JENIS RIDER
TERM INSURANCE
Meninggal Dunia
CRITICAL ILLNESS
HEALTH PROTECTION
Santunan Harian RS
WAIVER OF PREMIUM
PAYOR BENEFIT
SPOSE BENEFIT

Officer
087777435333
081322821294

RINGKASAN MANFAAT
MANFAAT NILAI TUNAI

NILAI
PREMI DASAR
(TAHUNAN)
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
80,000,000
85,000,000
90,000,000
95,000,000
100,000,000
150,000,000
200,000,000
250,000,000
300,000,000
350,000,000
400,000,000
450,000,000
500,000,000
TAHUN-6
AKUMULASI
HASIL
PREMI DASAR
INVESTASI
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
480,000,000
510,000,000
540,000,000
570,000,000
600,000,000
900,000,000
1,200,000,000
1,500,000,000
1,800,000,000
2,100,000,000
2,400,000,000
2,700,000,000
3,000,000,000
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
TAHUN KE-7
AKUMULASI
HASIL
PREMI DASAR
INVESTASI
641,974,000
682,187,000
722,400,000
762,614,000
802,830,000
1,204,966,000
1,607,103,000
2,009,245,000
2,411,380,000
2,813,519,000
3,215,661,000
3,617,798,000
4,019,933,000
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
560,000,000
595,000,000
630,000,000
665,000,000
700,000,000
1,050,000,000
1,400,000,000
1,750,000,000
2,100,000,000
2,450,000,000
2,800,000,000
3,150,000,000
3,500,000,000
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
855,316,000
908,892,000
962,470,000
1,016,048,000
1,069,628,000
1,605,406,000
2,141,184,000
2,676,968,000
3,212,744,000
3,748,524,000
4,284,308,000
4,820,086,000
5,355,862,000
TAHUN KE-8
AKUMULASI
HASIL
PREMI DASAR
INVESTASI
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
640,000,000
680,000,000
720,000,000
760,000,000
800,000,000
1,200,000,000
1,600,000,000
2,000,000,000
2,400,000,000
2,800,000,000
3,200,000,000
3,600,000,000
4,000,000,000
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
1,111,205,000
1,180,810,000
1,250,418,000
1,320,025,000
1,389,634,000
2,085,706,000
2,781,777,000
3,477,857,000
4,173,926,000
4,869,999,000
5,566,079,000
6,262,150,000
6,958,219,000
TAHUN KE-9
AKUMULASI
HASIL
PREMI DASAR
INVESTASI
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
720,000,000
765,000,000
810,000,000
855,000,000
900,000,000
1,350,000,000
1,800,000,000
2,250,000,000
2,700,000,000
3,150,000,000
3,600,000,000
4,050,000,000
4,500,000,000
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
1,418,141,000
1,506,973,000
1,595,808,000
1,684,642,000
1,773,479,000
2,661,821,000
3,550,162,000
4,438,514,000
5,326,854,000
6,215,197,000
7,103,549,000
7,991,890,000
8,880,230,000
TAHUN KE-10
AKUMULASI
HASIL
PREMI DASAR
INVESTASI
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
800,000,000
850,000,000
900,000,000
950,000,000
1,000,000,000
1,500,000,000
2,000,000,000
2,500,000,000
3,000,000,000
3,500,000,000
4,000,000,000
4,500,000,000
5,000,000,000
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Keterangan :
MANFAAT UTAMA
Contact Person :

diri

JENIS RIDER
TERM INSURANCE
Meninggal Dunia
PERSONAL ACCIDENT PLUS (PA)
TOTAL PERMANENT DISABILITY (TPD)
CRITICAL ILLNESS (CI)
HEALTH PROTECTION (HP)
HOSPITALIZATION CASH PLAN (HCP)
Santunan Harian RS
WAIVER OF PREMIUM
PAYOR BENEFIT
SPOSE BENEFIT

Officer
087777435333
081322821294
1,786,324,000
1,898,220,000
2,010,118,000
2,122,016,000
2,233,918,000
3,352,897,000
4,471,875,000
5,590,865,000
6,709,843,000
7,828,824,000
8,947,814,000
10,066,793,000
11,185,769,000

RINGKASAN MANFAAT
MANFAAT NILAI TUNAI

NILAI
PREMI DASAR
(TAHUNAN)
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
80,000,000
85,000,000
90,000,000
95,000,000
100,000,000
150,000,000
200,000,000
250,000,000
300,000,000
350,000,000
400,000,000
450,000,000
500,000,000
TAHUN-6
AKUMULASI
HASIL
PREMI DASAR
INVESTASI
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
400,000,000
425,000,000
450,000,000
475,000,000
500,000,000
750,000,000
1,000,000,000
1,250,000,000
1,500,000,000
1,750,000,000
2,000,000,000
2,250,000,000
2,500,000,000
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
TAHUN KE-7
AKUMULASI
HASIL
PREMI DASAR
INVESTASI
555,399,000
590,201,000
625,003,000
659,807,000
694,611,000
1,042,638,000
1,390,667,000
1,738,699,000
2,086,725,000
2,434,755,000
2,782,788,000
3,130,816,000
3,478,842,000
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
400,000,000
425,000,000
450,000,000
475,000,000
500,000,000
750,000,000
1,000,000,000
1,250,000,000
1,500,000,000
1,750,000,000
2,000,000,000
2,250,000,000
2,500,000,000
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
664,851,000
706,524,000
748,197,000
789,872,000
831,547,000
1,248,285,000
1,665,023,000
2,081,768,000
2,498,504,000
2,915,244,000
3,331,988,000
3,748,726,000
4,165,462,000
TAHUN KE-8
AKUMULASI
HASIL
PREMI DASAR
INVESTASI
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
400,000,000
425,000,000
450,000,000
475,000,000
500,000,000
750,000,000
1,000,000,000
1,250,000,000
1,500,000,000
1,750,000,000
2,000,000,000
2,250,000,000
2,500,000,000
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
796,073,000
845,982,000
895,895,000
945,807,000
995,720,000
1,494,835,000
1,993,948,000
2,493,071,000
2,992,183,000
3,491,299,000
3,990,422,000
4,489,535,000
4,988,648,000
TAHUN KE-9
AKUMULASI
HASIL
PREMI DASAR
INVESTASI
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
400,000,000
425,000,000
450,000,000
475,000,000
500,000,000
750,000,000
1,000,000,000
1,250,000,000
1,500,000,000
1,750,000,000
2,000,000,000
2,250,000,000
2,500,000,000
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
953,408,000
1,013,194,000
1,072,984,000
1,132,772,000
1,192,563,000
1,790,448,000
2,388,331,000
2,986,225,000
3,584,108,000
4,181,994,000
4,779,888,000
5,377,771,000
5,975,653,000
TAHUN KE-10
AKUMULASI
HASIL
PREMI DASAR
INVESTASI
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
400,000,000
425,000,000
450,000,000
475,000,000
500,000,000
750,000,000
1,000,000,000
1,250,000,000
1,500,000,000
1,750,000,000
2,000,000,000
2,250,000,000
2,500,000,000
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
1,142,070,000
1,213,700,000
1,285,333,000
1,356,965,000
1,428,601,000
2,144,922,000
2,861,242,000
3,577,574,000
4,293,893,000
5,010,216,000
5,726,548,000
6,442,868,000
7,159,187,000
Keterangan :
Masa Bayar Premi

5 Tahun
MANFAAT UTAMA
Contact Person :

diri

JENIS RIDER
TERM INSURANCE
Meninggal Dunia
Santunan Harian RS
WAIVER OF PREMIUM
PAYOR BENEFIT
SPOSE BENEFIT

Officer
087777435333
081322821294

RINGKASAN MANFAAT
MANFAAT NILAI TUNAI

NILAI
PREMI DASAR
(TAHUNAN)
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
100,000,000
150,000,000
200,000,000
250,000,000
300,000,000
350,000,000
400,000,000
450,000,000
500,000,000
TAHUN-1
AKUMULASI
HASIL
PREMI DASAR
INVESTASI
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
100,000,000
150,000,000
200,000,000
250,000,000
300,000,000
350,000,000
400,000,000
450,000,000
500,000,000
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
TAHUN KE-2
AKUMULASI
HASIL
PREMI DASAR
INVESTASI
20,636,000
30,954,000
41,271,000
51,590,000
61,907,000
72,225,000
82,543,000
92,861,000
103,178,000
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
200,000,000
300,000,000
400,000,000
500,000,000
600,000,000
700,000,000
800,000,000
900,000,000
1,000,000,000
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
111,144,000
166,812,000
222,481,000
278,151,000
333,820,000
389,488,000
445,159,000
500,827,000
556,495,000
TAHUN KE-3
AKUMULASI
HASIL
PREMI DASAR
INVESTASI
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
300,000,000
450,000,000
600,000,000
750,000,000
900,000,000
1,050,000,000
1,200,000,000
1,350,000,000
1,500,000,000
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
240,231,000
360,559,000
480,886,000
601,218,000
721,546,000
841,873,000
962,205,000
1,082,533,000
1,202,861,000
TAHUN KE-4
AKUMULASI
HASIL
PREMI DASAR
INVESTASI
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
400,000,000
600,000,000
800,000,000
1,000,000,000
1,200,000,000
1,400,000,000
1,600,000,000
1,800,000,000
2,000,000,000
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
394,898,000
592,700,000
790,501,000
988,307,000
1,186,108,000
1,383,910,000
1,581,716,000
1,779,517,000
1,977,319,000
TAHUN KE-5
AKUMULASI
HASIL
PREMI DASAR
INVESTASI
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
500,000,000
750,000,000
1,000,000,000
1,250,000,000
1,500,000,000
1,750,000,000
2,000,000,000
2,250,000,000
2,500,000,000
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
580,380,000
871,091,000
1,161,802,000
1,452,517,000
1,743,227,000
2,033,939,000
2,324,654,000
2,615,365,000
2,906,075,000
Keterangan :
*) Tabel diatas dengan pemilihan Uang Pertanggungan (UP) minimum sebesar : 5X Premi Dasar
Masa Bayar Premi

5 Tahun
MANFAAT UTAMA
Contact Person :


JENIS RIDER

Officer
diri
TERM INSURANCE
Meninggal Dunia
Santunan Harian RS
WAIVER OF PREMIUM
PAYOR BENEFIT
SPOSE BENEFIT
087777435333
081322821294

Tabel Manfaat Davesteraa

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TABEL MANFAAT DAVESTERA

MANFAAT NILAI TUNAI

MANFAAT UTAMA DAVESTERA

MANFAAT TAMBAHAN (RIDER)

PERSONAL ACCIDENT PLUS

TOTAL PERMANENT DISABILITY

Menderita Cacat Tetap Total Karena Sakit/Kecelakaan

Menderita Salah Satu Dari 34 Jenis Penyakit Kritis

Santunan Harian RS, ICU, Bedah

HOSPITALIZATION CASH PLAN

Bebas Premi Dasar Berkala Apabila Menderita TPD/CI

PAYOR DEATH PROTECTION

Bebas Premi Total Berkala Jika Meninggal Dunia

Bebas Premi Total Berkala Jika Mengalami TPD/CI

SPOSE DEATH PROTECTION

Bebas Premi Total Berkala Jika Pasangan Pemegang Polis Meninggal

Orryza Mutiara Illahi