PNB MetLife India Insurance Company Limited

Sales Illustration – PNB MetLife Mera Term Plan UIN: 117N092V03

(Individual, Non-Linked, Non-Par, Pure Risk Premium, Life Insurance Plan)
This illustration will form part of the policy document.
 
Your Personal Details Spouse Details Your Proposal Details

Name of the Insured Mrs Shreelekha Pradeep   Quote Number 519400284503

Age of the Insured 37 years   Application

449698382
Number
Date of Birth of the
28-Mar-1982  
Insured Application
27-Nov-2019
Date
Gender of the Insured Female  
Goods &
Smoker Status Non-Smoker   Services Tax 18%
rate

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.

Lump Sum + Lump Sum +

Lump sum +
Lump Sum Monthly Increasing Monthly
Monthly Income till child ages 21
Death Benefit Option Income Income

Yes No No No

Premium Payment Frequency of Annualized

  Sum Assured Policy Term
Term payment Premium

PNB MetLife Mera Term Plan

(Insured) Rs. 1,00,00,000 62 years 15,600
(UIN: 117N092V03)

PNB MetLife Mera Term Plan

(Spouse) - - -
(UIN: 117N092V03)

PNB MetLife Accidental Death

Benefit Rider Plus - - -
(UIN:117B020V03) 62 years Yearly

PNB MetLife Accidental Disability

Benefit Rider - - -
(UIN:117B022V02)

PNB MetLife Critical Illness Rider

- - -
(UIN:117B023V02)

PNB MetLife Serious Illness Rider

- - -
(UIN: 117B021V03)

Total 15,600

Your Premium Details

Total Annualized Premium without GST Rs. 15,600

GST on premium Rs. 2,808

Total Annualized Premium with GST Rs. 18,408

Modal Premium with GST Rs. 18,408

Note:

1. If you have chosen ‘Lump Sum plus Monthly Income’ as the death benefit option, the nominee will get 50% of the Sum Assured as lump sum and the
balance 50% of the Sum Assured will be paid over 120 months with level monthly income calculated as 0.58% of the Sum Assured.
2. If you have chosen ‘Lump Sum plus Increasing Monthly Income’ as death benefit option, the nominee will get 50% of the Sum Assured as lump sum and the
balance 50% of the Sum Assured over 120 months as Monthly Income. The First Year Monthly Income shall be 0.39% of the Sum Assured increasing @
12% simple p.a.
3. If you have chosen ‘Lump Sum plus Monthly Income till child ages 21’ as the death benefit option, the nominee will get 50% of the Sum Assured as lump
sum and the balance will be paid as level Monthly Income till the nominated child attains age of 21 years. Please refer the Sales Brochure to check the
applicable percentage of the Sum Assured.
Some benefits are guaranteed and some benefits are variable with returns based on future performance of PNB MetLife. If your policy offers guaranteed returns
then these will be clearly marked "guaranteed" in the illustration table. If your policy offers variable returns then the illustration on next page will show two different
rates of assumed future investment returns. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get
back, as the value of your policy is dependent on a number of factors including future investment performance.

Notes to the benefit illustration in the following pages:

1. Please read this benefit illustration in conjunction with the product brochure carefully to understand all Terms, Conditions and Exclusions before concluding
a sale. The detailed Terms and Conditions are contained in the Policy Document.
2. Neither the Company nor any of its Advisor / Financial Planning Consultants is authorized to offer any tax related advice. The tax benefits under various
sections shall be available as per the prevailing tax regulations.
3. This illustration explains the benefits and features of the proposed policy and is not a contract or a representation of any guarantee or warranty.
4. The values in the illustration have been rounded off to the nearest rupee wherever applicable.
5. There is no surrender value or paid-up value under any of the premium paying term options.
For 10 pay, we will pay the unexpired premium value upon:
• For inforce and fully paid policies: Policyholder voluntarily closing the policy during the policy term
• For lapsed policies: Earlier of-
o Death during revival period after date of lapse
o End of the revival period
o Policyholder voluntarily closing the policy during revival period

Age Guaranteed Guaranteed Guaranteed Guaranteed Guaranteed Guaranteed Guaranteed

Total
Policy of Death Death Accidental Accidental Critical Serious Joint Life
Annual
Year the Benefit Benefit Death Disability Illness Illness Death
Premium*
PI (Insured) (Spouse) Benefit Benefit Benefit Benefit Benefit

1  37  15,600  1,00,00,000             

2  38  15,600  1,00,00,000             

3  39  15,600  1,00,00,000             

4  40  15,600  1,00,00,000             

5  41  15,600  1,00,00,000             

6  42  15,600  1,00,00,000             

7  43  15,600  1,00,00,000             

8  44  15,600  1,00,00,000             

9  45  15,600  1,00,00,000             

10  46  15,600  1,00,00,000             

11  47  15,600  1,00,00,000             

12  48  15,600  1,00,00,000             

13  49  15,600  1,00,00,000             

14  50  15,600  1,00,00,000             

15  51  15,600  1,00,00,000             

16  52  15,600  1,00,00,000             

17  53  15,600  1,00,00,000             

18  54  15,600  1,00,00,000             

19  55  15,600  1,00,00,000             

20  56  15,600  1,00,00,000             

21  57  15,600  1,00,00,000             

22  58  15,600  1,00,00,000             

23  59  15,600  1,00,00,000             

24  60  15,600  1,00,00,000             

25  61  15,600  1,00,00,000             

26  62  15,600  1,00,00,000             

27  63  15,600  1,00,00,000             

28  64  15,600  1,00,00,000             

29  65  15,600  1,00,00,000             

30  66  15,600  1,00,00,000             

31  67  15,600  1,00,00,000             

32  68  15,600  1,00,00,000             

33  69  15,600  1,00,00,000             

34  70  15,600  1,00,00,000             

35  71  15,600  1,00,00,000             

36  72  15,600  1,00,00,000             

37  73  15,600  1,00,00,000             

38  74  15,600  1,00,00,000             

39  75  15,600  1,00,00,000             

40  76  15,600  1,00,00,000             

41  77  15,600  1,00,00,000             

42  78  15,600  1,00,00,000             

43  79  15,600  1,00,00,000             

44  80  15,600  1,00,00,000             

45  81  15,600  1,00,00,000             

46  82  15,600  1,00,00,000             

47  83  15,600  1,00,00,000             

48  84  15,600  1,00,00,000             

49  85  15,600  1,00,00,000             

50  86  15,600  1,00,00,000             

51  87  15,600  1,00,00,000             

52  88  15,600  1,00,00,000             

53  89  15,600  1,00,00,000             

54  90  15,600  1,00,00,000             

55  91  15,600  1,00,00,000             

56  92  15,600  1,00,00,000             

 57  93  15,600  1,00,00,000             

58  94  15,600  1,00,00,000             

59  95  15,600  1,00,00,000             

60  96  15,600  1,00,00,000             

61  97  15,600  1,00,00,000             

62  98  15,600  1,00,00,000             

*The premium payable above excludes Goods & Services Tax. These taxes would be levied over and above the base premium payable as per the prevailing rates
from time to time.

You can also write to us at IndiaService@metlife.com or call us Toll free at 1-800-425-6969 (9am – 6pm)
Our Regd Office: PNB MetLife India Insurance Co. Ltd., Unit No. 701, 702 & 703, 7th Floor, West Wing, Raheja Towers, 26/27 M G Road, Bangalore -560001
IRDAI of India Registration Number. 117, Fax +91-80-26521970. Visit us at www.pnbmetlife.com