kl/R5]b #@

ljljw
(Miscellaneous)

#@=! cfos/ P]g, @)%* n] cfos/ ;DaGwL ;Dk"0f{ Joj:yf o;} P]gsf] dfWodaf6 dfq x'g]
dg;fo /fv]sf] 5 . cfos/ ;DaGwL Joj:yfsf] k|efjsf/L sfof{Gjog ug{ P]gsf] kl/R5]b
@$ df cfos/ P]gnfO{{ nfu" ubf{ jf s/ lgwf{/0f ug]{ qmddf cfjZos kg]{ k|zf;lgs
Joj:yfkg, ljz]if1sf] ;]jf lng], ljefusf] clwsf/nfO{{ Jojl:yt ug]{ nufotsf kIf o;
kl/R5]bdf ;dfj]z ul/Psf] 5 . lgb{]lzsfsf] o; kl/R5]bsf] p2]Zo P]g sfof{Gjogdf ;3fp
k'¥ofpg] o:tf ljljw kIfnfO{{ JofVof ug'{ /x]sf] 5 .
#@=@ ljz]if1sf] ;]jf lng ;Sg]
ljefun] P]gsf] k|efjsf/L sfof{Gjogsf] nflu ljz]if1sf] ;]jf lng ;Sg] ;DaGwdf P]gsf]
bkmf !#@ df lgDgfg';f/sf] Joj:yf /x]sf] 5 M
!#@ g]kfn ;/sf/ jf ljefun] s/ k/LIf0f ;DaGwL sfo{sf] nflu ;DalGwt ljz]if1sf] ;]jf
lng ;Sg]5 / o:tf ljz]if1sf ;DaGwdf ;d]t bkmf *$ df plNnlvt ;/sf/L
uf]Kotf ;DaGwL Joj:yf nfu" x'g]5 .
cfos/ P]gsf] k|efjsf/L sfof{Gjogsf] nflu cfjZos k/]df s/sf n]vf ;DaGwL lj1sf] ;]jf
lng ;lsg] Joj:yf /x]sf] 5 . o; qmddf Jofj;flos ljz]if1tf xfl;n u/]sf lj1 h:t}
d'NofÍgstf{ (Valuator), OlGhlgo/, jlsn, rf6{8{ Psfp06]06;\, s'g} If]q ljz]ifsf] 1ftf, h:tf
lj1sf] ;]jf cfjZos k/]sf] cj:yfdf g]kfn ;/sf/n] o:tf ljz]if1sf] ;]jf lng;Sg] k|fjwfg
/x]sf]5 . o:tf ljz]if1 lgo'Qm u/L ;]jf lnPsf] cj:yfdf tL JolQmnfO{{ ;d]t P]gsf] bkmf *$
df plNnlvt ;/sf/L uf]Kotf eg] nfu" x'g]5 .
*$-!_ ljefusf] s'g} klg clws[t tyf cGo sd{rf/Ln] o; P]g adf]lhd cfˆgf] st{Jo
kfngsf] l;nl;nfdf cfˆgf] sAhfdf jf hfgsf/Ldf cfpg] ;a} sfuhft tyf
hfgsf/L uf]Ko /fVg' kg]{5 .
*$-@_ pkbkmf -!_ df h'g;'s} s'/f n]lvPsf] eP tfklg ljefusf] s'g} clws[tn]
pkbkmf -!_ adf]lhdsf] sfuhft jf hfgsf/L b]xfosf JolQm ;dIf b]xfo
adf]lhd k|s6 ug{ ;Sg]5 M–
-s_ o; P]g adf]lhd ;f] clws[tsf] st{Jokfng ug{ cfjZos ePsf] xb;Dd,
-v_ o; P]g adf]lhd k|zf;lgs k'g/fjnf]sg jf sf/afxLsf ;DaGwdf s'g}
cbfnt jf Gofoflws/0faf6 cfb]z ePsf]df,
-u_ cy{dGqL ;dIf,
-3_ cGo s'g} ljQLo sfg'gsf] k|of]hgsf nflu k|s6 ug{ cfjZos ePsf]df,
-ª_ g]kfn ;/sf/sf] ;]jfdf /x]sf] s'g} JolQmnfO{{ /fh:j jf tYof+s ;DaGwL
sfo{sf nflu cfjZos ePdf To:tf] JolQm ;dIf,
-r_ kbLo st{Josf] kfngsf] l;nl;nfdf k]Zf ug{ cfjZos ePsf]df
dxfn]vfk/LIfs jf dxfn]vfk/LIfsaf6 clVtof/ k|fKt s'g} JolQm ;dIf,
jf
-5_ g]kfnn] cGt/f{li6«o ;Demf}tf u/]sf] s'g} b]zsf] ;/sf/sf] clwsf/ k|fKt
clwsf/L ;dIf To:tf] ;Demf}tfdf tt\;DaGwdf Joj:yf ul/Psf]
xb;Dd .

cfos/ lgb]{lzsf, @)^^ -;+=;=_÷ 1

 *$-#_ pkbkmf -@_ adf]lhd sfuhft / hfgsf/L k|fKt ug]{ s'g} JolQm, cbfnt,
Gofoflws/0f, lgsfo jf clwsf/Ln] cfjZos k/]sf] Go"gtd xb;Ddsf]
cj:yfdf afx]s To:tf sfuhft jf hfgsf/L uf]Ko /fVg' kg]{5 .
#@=# b08 tyf k'/:sf/ ;DaGwL Joj:yf
#@=#=! ljefuLo sf/afxL ul/g]
ljefusf] clws[tnfO{{ ljefuLo sf/afxL ul/g] ;DaGwdf P]gsf] bkmf !## df lgDgfg';f/sf]
Joj:yf /x]sf] 5 M
!## s'g} s/ lgwf{/0f nfk/afxLaf6 u/]sf] 7x/L s/bftfsf] bfloTj a9\g jf 36\g uPdf
To:tf] s/ lgwf{/0f ug]{ jf bkmf !)! sf] pkbkmf -#_ adf]lhdsf] Dofbleq ;+zf]lwt
s/ lgwf{/0f gug]{ ;DalGwt clws[tnfO{{ lghsf] ;]jf zt{ ;DaGwL k|rlnt sfg'g
adf]lhd ;hfo ug{ dxflgb]{zsn] ljefuLo sf/afxL rnfpg ;Sg]5 .
s'g} klg s/ clws[tn] s/ lgwf{/0f ug]{ qmddf lghsf] nfk/afxLsf] sf/0faf6 s/ bfloTj
36L jf a9L x'g uPdf jf P]gsf] bkmf !)! sf] pkbkmf -#_ adf]lhd lbOPsf] Dofbleq
;+zf]lwt s/ lgwf{/0f gug]{ clws[tnfO{{ lghsf] ;]jf zt{ ;DaGwL k|rlnt sfg'g cyf{t
lghfdlt ;]jf P]g / lgodfjnL cg';f/ ;hfo ug{ dxflgb]{zsn] ljefuLo sf/afxL rnfpg
;Sb5 . ;+zf]lwt s/ lgwf{/0fsf ;DaGwdf P]gsf] bkmf !)! sf] pkbkmf -#_ adf]lhd
lbOPsf] Dofb eGgfn] lgDgfg';f/ a'lemG5 .
!)!-#_ ljefun] pkbkmf -!_ jf -@_ adf]lhd s/ lgwf{/0f ubf{ b]xfosf] ldltn] rf/ jif{leq
ul/;Sg' kg]{5 M–
-s_ bkmf (( adf]lhd s/ lgwf{/0f ePsf]df cfo ljj/0f k]z ug'{kg]{ ldlt,
-v_ bkmf !)) sf] pkbkmf -@_ adf]lhd s/ lgwf{/0f ul/Psf]df s/ lgwf{/0f
ul/Psf] JolQmnfO{{ bkmf !)@ adf]lhd s/ lgwf{/0fsf] ;"rgf lbPsf] ldlt,
-u_ pkbkmf -!_ jf -@_ adf]lhd s/ lgwf{/0f ul/Psf]df pkbkmf -!_ adf]lhd
;+zf]wg ul/Psf] ;fljssf] s/ lgwf{/0f;Fu ;DalGwt v08 -s_ jf -v_ df
plNnlvt ldlt .
#@=#=@ c;n lgotn] u/]sf] sfd sf/afxL k|lt hjfkmb]xL gx'g]
c;n lgotn] u/]sf] sfd sf/afxLk|lt hjfkmb]xL gx'g] ;DaGwdf P]gsf] bkmf !#^ df
lgDgfg';f/sf] Joj:yf /x]sf] 5 .
!#^ o; P]gdf cGoq h'g;'s} s'/fn]lvPsf] eP tfklg s'g} clws[tn] cfˆgf] st{Jo kfng
ubf{ c;n lgot lnO{ u/]sf] sfd sf/afxL k|lt lgh JolQmut ¿kdf hjfkmb]xL x'g]
5}g .
s/ lgwf{/0f ug]{ qmddf jf st{Jo kfngf ug]{ l;nl;nfdf c;n lgot lnO{ u/]s]f sfo{ k|lt
s'g} clws[t JolQmut ¿kdf hjfkmb]xL gx'g] Joj:yf 5 . o; P]gsf] cGo bkmf, h:t} bkmf
!## / bkmf !@^ sf] pkbkmf -!_ df h];'s} s'/f n]lvPsf] eP tfklg olb lghn] c;n lgot
lnO{ sfo{ ;Dkfbg u/]sf] 5 eg] lgh JolQmut ¿kdf hjfkmb]xL x'g' eg] kb}{g .
#@=#=# k'/:sf/sf] Joj:yf
P]gsf] bkmf !#^s= df k'/:sf/ / ;'/fsLsf ;DaGwdf lgDgfg';f/sf] Joj:yf /x]sf] 5 M
-!_ s'g} JolQmn] cfkmgf] s/sf] bfloTj ;Dk"0f{ jf s]xL c+z 5n]sf] jf 5Ng sf]lz; u/]sf]
k|df0f ;lxtsf] ;"rgf lbg] JolQmnfO{{ To:tf] ;"rgfsf] cfwf/df c;'n pk/ ul/Psf]
s/sf] /sddWo] lghn] k]z u/]sf] k|df0faf6 lgwf{/0f eP hltsf] s/ /sdsf] aL;
k|ltzt a/fa/sf] /sd dxflgb]{zssf] lg0f{on] k'/:sf/ lbg ;lsg]5 .

cfos/ lgb]{lzsf, @)^^ -;+=;=_÷ 2

 -@_ pkbkmf -!_ adf]lhd k'/:sf/ kfpg] JolQm PseGbf a9L ePdf k'/:sf/sf] /sd
;dfg'kflts ¿kdf lbOg]5 .
-#_ pkbkmf -!_ h'g;'s} s'/f n]lvPsf] eP tfklg /fh:j r'xfj6sf] ;"rgf lbg] JolQmnfO{{
;"rgfsf] ;Totfsf] cfwf/df ljefuåf/f tf]lsPsf] sfo{ljlw adf]lhd tTsfn bz xhf/
?k}ofF;Dd ;'/fsL vr{ lbg ;lsg]5 .
-$_ pkbkmf -!_ / -#_ adf]lhdsf] ;"rgf lbg] JolQmsf] gfd, y/ / jtg uf]Ko /flvg]5 .
s'g} s/bftfn] ltg]{ s/sf] bfloTj ;Dk"0f{ jf s]xL c+z 5n]sf] jf 5Ng sf]lz; u/]sf] k|df0f
;lxtsf] ;"rgf jf ;'/fsL lbg] JolQmnfO{{ lghn] lbPsf] ;"rgf jf k|df0fsf cfwf/df s/
clws[tåf/f s/ lgwf{/0f u/L c;'n pk/ ePsf] s/ /sdsf] @) k|ltzt /sd dxflgb]{zsn]
lg0f{o u/L k'/:sf/ :j¿k k|bfg ug{ ;lsg] Joj:yf 5 . o; Joj:yf k|i6 kfg]{ pbfx/0f
tn k|:t't ul/Psf] 5 .
pbfx/0fM #@=#=!M dfgf}+, UnbelievablesDkgLn] cf=j=@)&%.&^ sf] cfo ljj/0f
;DalGwt cfGtl/s /fh:j sfof{nodf a'emfPsf /x]5g\ . pQm sDkgLn] k]; u/]sf] cfo
ljj/0fdf aLdf bfaL (Insurance Claim) afkt k|fKt u/]sf] ?=!) nfv /sd cfodf
;dfj]z gu/L cfo ljj/0f k]; u/]sf] cfwf/ dfgL Complaint Tondon n] ;f] sDkgLn]
cfo n'sfPsf] lnlvt hfgsf/L ljefusf dxflgb]{zsnfO{{ u/fPsf /x]5g\ . ;f]xL cg';f/
sfof{noaf6 5fglag ubf{ k|df0fsf cfwf/df @% k|ltztsf b/n] x'g cfpg] s/ /sd
?=@ nfv %) xhf/ / P]gsf] bkmf !@) sf] v08 -v_ sf] z'Ns ?=@ nfv %) xhf/ Pjd\
bkmf !!( adf]lhdsf] Aofh ?=@) xhf/ u/L hDdf ?=% nfv @) xhf/ s/ lgwf{/0f u/L
c;'n pk/ ePsf] /x]5 . o; cj:yfdf Complaint Tondon nfO{{ c;'n ePsf] s/ /sd
?=% nfv @) xhf/sf] @) k|ltztsf b/n] x'g] /sd ?=! nfv $ xhf/ k'/:sf/ afkt
dxflgb]{zsn] lg0f{o u/L lbg ;Sg]5 .
ljefun] o;/L k'/:sf/ lbFbf k'/:sf/ kfpg] JolQm PseGbf a9L ePdf k'/:sf/sf] /sd
;dfg'kflts ¿kdf lbOg]5 . ;"rgfsf] pkfb]otfsf] cfwf/df o:tf] ;"rgf lbg] JolQmnfO{{
sfo{ljlwsf] cfwf/df bzxhf/ ?k}ofF;Dd ;'/fsL vr{ lbg ;Sg] k|fjwfg /x]sf] 5 . o;/L
;"rgf lbg] JolQmsf] gfd, y/ / jtg uf]Ko /fVg' kg]{5 .
#@=$ clws[tsf] kl/ro kq
P]gsf] bkmf !#$df clws[tsf] kl/ro kqsf ;DaGwdf lgDgfg';f/sf] Joj:yf /x]sf] 5 M
!#$ k|To]s clws[tn] tf]lsP adf]lhdsf] kl/rokq cfˆgf] ;fydf /fVg'kg]{5 / st{Jo
kfngfsf] l;nl;nfdf s;}n] To:tf] kl/rokq x]g{ dfu u/]df b]vfpg' kg]{5 .
ljefusf] s'g} clws[tn]] lgod @* n] tf]s] adf]lhdsf] 9fFrfsf] kl/rokq ;fydf
/fVg'kb{5 . st{Jokfngfsf] l;nl;nfdf ;/f]sf/jfnfn] kl/rokq dfu u/]df b]vfpg'kg]{
bfloTj ;DalGwt s/ clws[t / cGo sd{rf/Lsf] x'g]5 . lgod @* df kl/rokqsf
;DaGwdf lgDgfg';f/sf] Joj:yf /x]sf] 5 M
@*= clws[tsf] kl/rokq M clws[tsf] kl/rokqsf] 9fFrf cg';"rL–! adf]lhd x'g]5 .pQm
9fFrf lgb]{lzsfsf] o;} kl/R5]bsf] cGtdf ;+nUg ul/Psf] 5 .
#@=% cbfntnfO{{ eP ;/xsf] clwsf/ x'g]
P]gsf] bkmf !#% df ljefunfO{{ cbfntnfO{{ eP ;/xsf] clwsf/ x'g] ;DaGwdf lgDgfg';f/sf]
Joj:yf /x]sf] 5 M

cfos/ lgb]{lzsf, @)^^ -;+=;=_÷ 3

 !#% o; P]gsf] k|of]hgsf] nflu ljefunfO{{ ;DalGwt JolQmnfO{{ lemsfpg], aofg u/fpg],
k|df0f a'em\g] / lnvtx? k]z ug{ nufpg] ;DaGwdf k|rlnt sfg'g adf]lhd
cbfntnfO{{ eP ;/xsf] clwsf/ x'g]5 .
s/ lgwf{/0f ug]{ qmddf cfjZos sfuhftsf cnjf klg cGo k|df0f h'6fpg] k|of]hgsf]
nflu ljefu cyf{t s/ clws[tnfO{{ ;DalGwt JolQmnfO{{ lemsfpg, aofg lng, jf k|df0f
a'em\g jf lnlvt hjfkm k]z u/fpgsf] nflu k|rlnt sfg'g adf]lhd cbfntnfO{{ eP
;/xsf] clwsf/ /xg] Joj:yf 5 .
#@=^ g]kfn ;/sf/n] cfb]z jf lgb]{zg lbg ;Sg]
P]gsf] bkmf !#& df g]kfn ;/sf/n] ljefunfO{{ cfb]z jf lgb]{zg lbg ;Sg]clwsf/sf
;DaGwdf lgDgfg';f/sf] Joj:yf /x]sf] 5 M
!#& s/ k|zf;gnfO{{ k|efjsf/L agfpg g]kfn ;/sf/n] ljefunfO{{ cfjZos cfb]z jf
lgb]{zg lbg ;Sg]5 .
g]kfn ;/sf/n] s/ k|zf;gnfO{{ k|efjsf/L agfpg lgb]{zg lbg ;Sg] / ;f]sf] kfngf ug'{kg]{
bfloTj ljefusf] x'g]5 . o:tf] lgb]{zg ljefusf] tfn'sjfnf dGqfno cy{ dGqfno dfkm{t
k|fKt x'g' kb{5 .
#@=& lgod tyf lgb]{lzsf agfpg] clwsf/
#@=&=! lgod agfpg] clwsf/
P]gsf] bkmf !#* df lgod agfpg] clwsf/sf ;DaGwdf lgDgfg';f/sf] Joj:yf /x]sf] 5 M
!#* lgod agfpg] clwsf/ M o; P]gsf] p2]Zo sfof{Gjog ug{ g]kfn ;/sf/n] cfjZos
lgod agfpg ;Sg]5 .
g]kfn ;/sf/n] P]g sfof{Gjog ug]{ qmddf cfjZos lgodfjnL agfO{ hf/L ug{ ;Sg]
Joj:yf 5 . ;f]xL cg';f/ cfos/ lgodfjnL, @)%( agfO{ hf/L ul/Psf] 5 .
#@=&=@ lgb]{lzsf agfO{ hf/L ug{ ;Sg]
P]gsf] bkmf !#( df lgb]{lzsf agfO{ hf/L ug{ ;Sg]] clwsf/sf ;DaGwdf lgDgfg';f/sf]
Joj:yf /x]sf] 5 M
!#( of] P]g jf o; P]g cGtu{t ag]sf] lgodsf] cwLgdf /xL ljefun] cfjZos lgb]{lzsf
agfO{ hf/L ug{ ;Sg]5 .
P]gsf] bkmf !#* cg';f/ hf/L ul/Psf] cfos/ lgodfjnL, @)%( sf] cwLgdf /xL P]g tyf
lgodfjnL;Fu gaflemg] u/L ljefun] lgb]{lzsf agfO{ hf/L ug{ ;Sb5 . oxL Joj:yf cg';f/
ljefun] ;do ;dodf lgb]{lzsf agfO{ hf/L ul/cfPsf] 5 . cfos/ lgb]{lzsf, @)^^ ;d]t
oxL k|fjwfg cg'¿kljefun] hf/L u/]sf] lgb]{lzsf xf] . ljefun] hf/L u/]sf] lgb]{lzsf P]g
tyf lgodfjnL;Fu aflemPsf] xb;Dd :jtM lg:s[o x'g]5 . o; lgb]{lzsf;Fu aflemPsf s'g}
ljefuLo ;fj{hlgs kl/kq ePdf ;f] ;d]t lg:s[o x'g]5g\ . o; lgb]{lzsfdf ul/Psf JofVof
/ pbfx/0fn] ;fj{hlgs kl/kqsf] h:tf] dfGotf kfpg]5g\ . o;sf] kfngf ug'{ ;a} s/bftfsf]
st{Jo / sfof{Gjog ug]{ bfloTj ljefusf] x'g]5 .
#@=* cg';"rLdf yk36 tyf x]/km]/
P]gsf] bkmf !$) df cg';"rLdf yk36 tyf x]/km]/ ug]{ ;DaGwdf lgDgfg';f/sf] Joj:yf
/x]sf] 5 M
!$) g]kfn ;/sf/n] g]kfn /fhkqdf ;"rgf k|sfzg u/L cg';"rL–! afx]ssf cg';"rLdf
cfjZos yk36 tyf x]/km]/ ug{ ;Sg]5 .

cfos/ lgb]{lzsf, @)^^ -;+=;=_÷ 4

 g]kfn ;/sf/n] g]kfn /fhkqdf ;"rgf k|sflzt u/L P]gsf] cg';"rL–! -s/sf b/_ afx]s
cGo cg';"rLdf cfjZos yk36 jf x]/km]/ ug{ ;Sb5g\ . t/ /fhkqdf ;"rgf k|sflzt
gu/L cGo cg';"rLdf ;d]t x]/km]/ jf yk36 eg] ug{ ;lsb}+g .
#@=( k|x/Ln] ;xof]u ug'{kg]{
P]gsf] bkmf !$! df k|x/Ln] ;xof]u ug'{kg]{ ;DaGwdf lgDgfg';f/sf] Joj:yf /x]sf] 5 M
!$! o; P]g jf o; P]g cGtu{t ag]sf] lgodsf] sfof{Gjog ug]{ ;DaGwdf ljefun] dfu]sf]
;xof]u ug'{ k|x/Lsf] st{Jo x'g]5 .
cfos/ P]g, @)%*, cfos/ lgodfjnL, @)%( sf] sfof{Gjog ug]{ l;nl;nfdf ljefun]
k|x/L ;dIf ;xof]u dfu]df ;xof]u ug{ :yfgLo k|zf;g / k|x/Lsf] st{Jo x'g]5 .
#@=!) s/;DaGwL Joj:yf o;} P]g adf]lhd x'g]
cfos/ P]g, @)%* nfu" x'g'k"j{ cfos/ ;DaGwL 5'6 tyf ;'ljwf ljleGg P]gdf /xL cfPsf]
lyof] . of] P]g nfu"ePkZrft cfos/ ;DaGwL ;Dk"0f{ Joj:yf of] P]gn] g} tf]Sg] u/L bkmf
!$@ n] lgDgfg';f/sf] Joj:yf u/]sf] 5 M
!$@ k|rlnt sfg'gdf h'g;'s} s'/f n]lvPsf] eP tfklg ;fna;fnL nfu" x'g] cfly{s P]gn]
o; P]gdf ;+zf]wg u/L s/ nufpg], lgwf{/0f ug]{, a9fpg], 36fpg], 5'6 lbg] jf ldgfxf
lbg] ;DaGwL Joj:yf u/]sf]df afx]s cGo s'g} klg P]gn] o; P]g adf]lhdsf s/sf
Joj:yfx?df s'g} klg ;+zf]wg, kl/jt{g jf s/ ;DaGwL cGo Joj:yf ug{ ;Sg]
5}g .
k|rlnt sfg'gdf h'g;'s} s'/f n]lvPsf] eP tfklg ;fna;fnL nfu" x'g] cfly{s P]gn] cfos/
P]gdf ;+;f]wg u/L s/ nufpg], lgwf{/0f ug]{, a9fpg], 36fpg], 5'6 lbg] jf ldgfxf lbg] ;DaGwL
Joj:yf u/]sf]df afx]s cGo s'g} klg P]gn] ;f] cfos/ P]g adf]lhdsf s/sf Joj:yfdf s'g}
klg ;+zf]wg, kl/jt{g jf s/ ;DaGwL cGo Joj:yf ug{ ;Sb}g . o; k|sf/ cfos/ P]g, @)%*
df ;+zf]wg lgDg b'O{ tl/sfn] dfq x'g ;Sg] b]lvG5 .
!= cfly{s P]gsf] dfWodaf6 jf
@= cfos/ P]g, @)%* d} ;+zf]wg ug{ ag]sf] P]gåf/f ;+zf]wg ug]{ .
#= s]xL g]kfn P]g ;+zf]wg ug]{ P]g .
cfly{s P]gåf/f ;fdfGotofM tfTsflng k|efj kg]{ jf t''?Gt nfu" ug'{kg]{ jf nfu" ug{ ;lsg]
k|s[ltsf ;+zf]wg ul/G5 . h:t}M s/sf b/df kl/jt{g, s/5'6 lbg] jf yk k|:tfj ug]{, vr{
s§L dfGg], gdfGg], cfodf ;dfj]z x'g] gx'g] h:tf ljifo . cfos/ P]g, @)%* sf
Joj:yfnfO{{ cGo s'g}klg P]gn] ;+zf]wg, kl/jt{g jf cGo Joj:yf ug{ g;lsg] Joj:yf
ul/Psf] 5 . o;f] ugf{n] cfos/ ;DaGwL Joj:yfsf] l:y/tf (Stability) tyf ljZj;gLotf
(Predictability) a9fpg vf]lhPsf] 5 . o;sf cltl/Qm s/bftf, s/lj1 (Tax
Professional), s/ clws[t nufot ;a} kIfnfO{{ Pp6} ;+lxtf ¿kL P]gsf] dfWodn] g]kfnsf]
cfos/ Joj:yfnfO{{ ljlzli6s/0f ug]{ cj;/ klg ldn]sf] 5 .
#@=!! vf/]hL, ;+zf]wg / arfp
cfos/ P]g, @)%* nfu" x'g'k"j{ cfos/ ;DaGwL 5'6 tyf ;'ljwf ljleGg P]gdf /xL cfPsf]
lyof] . of] P]g nfu"ePkZrft cfos/ ;DaGwL ;Dk"0f{ Joj:yf of] P]gn] g} tf]Sg] u/L cfos/
;DaGwL Joj:yf ;d]l6Psf 5g\ . cGo P]gsf bkmfnfO{{ x6fpg bkmf !$# n] lgDgfg';f/sf]
Joj:yf u/]sf] 5 M
!$#-!_ cfos/ P]g, @)#! / 3/ hUuf axfn s/ P]g, @)@# vf/]h ul/Psf 5g\ .
!$#-@_ b]xfosf P]gx?df b]xfo adf]lhd ;+zf]wg ul/Psf 5g M–

cfos/ lgb]{lzsf, @)^^ -;+=;=_÷ 5

-s_ ===============================================
-v_ sd{rf/L ;~rosf]if P]g, @)!( df ;+zf]wg M sd{rf/L ;~ro sf]if P]g,
@)!( sf] bkmf !* sf] v08 -v_ sf] cGTodf /x]sf æs'g} lsl;dsf] s/
nfUg] 5}gÆ eGg] zAbx?sf] ;§f æcfos/ afx]s s'g} lsl;dsf] s/ nfUg]
5}gÆ eGg] zAbx? /flvPsf 5g\ .
-u_ g]kfn k]6«f]lnod P]g, @)$) df ;+zf]wg M g]kfn k]6«f]lnod P]g, @)$)
sf] bkmf !# sf] v08 -u_ lemlsPsf]5 .
-3_ lgj[lQ sf]if P]g, @)$@ sf] bkmf @( df ;+zf]wg M lgj[lQ sf]if P]g, @)$@
sf] bkmf @( df /x]sf æo:t} cGo s'g} lsl;dsf] s/ nfUg] 5}gÆ eGg]
zAbx?sf] ;§f æcfos/afx]s cGo s'g} lsl;dsf] s/ nfUg] 5}gÆ eGg]
zAbx? /flvPsf 5g\ .
-ª_ gful/s nufgL sf]if P]g, @)$& sf] bkmf %! df ;+zf]wg M gful/s
nufgL sf]if P]g, @)$& sf] bkmf %! vf/]h ul/Psf] 5 .
-r_ g]kfn lj1fg tyf k|ljlw k|1f k|lti7fg P]g, @)$* sf] bkmf #) df
;+zf]wg M g]kfn lj1fg tyf k|ljlw k|1f k|lti7fg P]g, @)$* sf] bkmf
#) vf/]h ul/Psf]5 .
-5_ cf}Bf]lus Joj;fo P]g, @)$( sf] bkmf !% df ;+zf]wg M
-!_ cf}Bf]lus Joj;fo P]g, @)$( sf] bkmf !% sf] v08 -u_, -3_,
-ª_, -`_ -7_, -t_, -y_, -b_ / -w_ l´lsPsf5g\ .
-@_ v08 -r_ df /x]sf æcfos/df ;~rfng ldltn] bz jif{;Dd qmdzM
tL;, kRrL; / aL; k|ltzt tyfÆ eGg] zAbx? l´lsPsf5g .
-h_ ljb]zL nufgL tyf k|ljlw x:tfGt/0f P]g, @)$( df ;+zf]wg M ljb]zL nufgL
tyf k|ljlw x:tfGt/0f P]g, @)$( sf] bkmf % sf] pkbkmf -!s_ lemlsPsf]
5.
-em_ aL=kL= sf]O/fnf :jf:Yo lj1fg k|lti7fg P]g, @)$( df ;+zf]wg M aL=kL
sf]O/fnf :jf:Yo lj1fg k|lti7fg P]g, @)$( sf] bkmf @! sf] bf];|f] x/kmdf
/x]sf] æcfos/Æ eGg] zAb lemlsPsf]5 .
-`_ lqe'jg ljZjljBfno P]g, @)$( df ;+zf]wg M lqe'jg ljZjljBfno P]g,
@)$( sf] bkmf ## sf] pkbkmf -@_ lemlsPsf]5 .
-6_ ljB't P]g, @)$( sf] bkmf !@ df ;+zf]wg M
-!_ ljB't P]g, @)$( sf] bkmf !@ sf] bkmf zLif{sdf /x]sf] æcfos/Æ
eGg] zAb lemlsPsf]5 .
-@_ pkbkmf -!_, -@_, -#_, -$_, -%_ / -^_ lemlsPsf5g\ .
-7_ kf]v/f ljZj ljBfno P]g, @)%# sf] bkmf #^ df ;+zf]wg M kf]v/f ljZj
ljBfno P]g, @)%# sf] bkmf #^ sf] pkbkmf -@_ lemlsPsf] 5 .
-8_ aL= kL= sf]O/fnf d]df]l/on SofG;/ c:ktfn P]g, @)%# sf] bkmf !* df
;+zf]wgM aL=kL= sf]O/fnf d]df]l/on SofG;/ c:ktfn P]g @)%# sf] bkmf
!* sf] pkbkmf -!_ df /x]sf] æcfos/Æ eGg] zAb lemlsPsf] 5 .
-9_ gu/ ljsf; sf]if P]g, @)%# df ;+zf]wg M gu/ ljsf; sf]if P]g, @)%#
sf] bkmf @$ vf/]h ul/Psf] 5 .
-0f_ b"/ ;~rf/ P]g, @)%# sf] bkmf #$ sf] pkbkmf -!_ vf/]h ul/Psf]5 .

cfos/ lgb]{lzsf, @)^^ -;+=;=_÷ 6

 !$#-#_ pkbkmf -!_ jf -@_ adf]lhd vf/]h jf ;+zf]wg ePsf P]g jf P]gsf bkmfx?
cGtu{t ul/Psf ;a} sfd sf/afxL o;} P]g cGtu{t ul/Psf dflgg]5g\ .
!$#-$_ of] P]g nfu" x'g'eGbf cl3sf cfo jif{sf] cfos/ lgwf{/0f / c;'npk/ ug]{
;DaGwL Joj:yfsf ;DaGwdf cfos/ P]g, @)#! sf Aoj:yfx? nfu" x'g]5g\.
#@=!! ;ª\qmd0fsfnLg Joj:yf
cfos/ P]g, @)#! vf/]h eO{ cfos/ P]g, @)%* nfu" x'Fbfsf avt cfOkg]{ jf cfOk/]sf
ljljw ;qmd0fsfnLg cj:yfsf] lgDgfg';f/ Joj:yf ePsf] 5 .
-!_ cfos/ P]g, @)%* nfu" ePsf] cfojif{ -cfly{s jif{_ cyf{t\ @)%* >fj0fb]lv @)%(
cfiff9 d;fGt;Ddsf] jif{b]lv cufl8sf cfojif{sf xsdf cfos/ P]g, @)#! tyf
cGo k|rlnt sfg'g g} nfu" x'G5g / ;f]xL cg';f/sf s/ lgwf{/0f Pjd\ c;'n pk/
-h:tM} Aofh jf hl/jfgf_ ;DaGwL Joj:yf nfu" x'G5g\ . t/ ljj/0f l9nf a'emfP
afkt jf s/ l9nf lt/] jfktsf] z'Ns jf Aofh u0fgf ubf{ k'/fgf] cfo jif{sf] eP
tfklg cfos/ P]g, @)%* nfu" ePsf] ldlt @)%* r}q !( ut] kl5 Aofh jf
z'Nssf] u0fgf cfos/ P]g, @)%* adf]lhd ug'{kb{5 .
-@_ ;fljssf] cfos/ P]g, @)#! Nffu" /x]sf avt sfd ul//x]sf] ;DalGwt ljefusf
kbflwsf/L Jff s/ clws[t cfos/ P]g, @)%* sf] sfof{Gjog ug]{ ;Gbe{df klg o;}
P]g adf]lhdsf kbflwsf/L Jff s/ clws[t dflgG5g\ .
-#_ g]kfn /fHosf] tkm{af6 g]kfn ;/sf/n] u/]sf 4}w s/ pGd'lQm ;DalGw cGt/f{li6«o
;Demf}tf cfos/ P]g, @)%* nfu" x'Fbfsf avt k|efjsf/L /x]sf] eP ;f] P]g nfu"
e};s] kZrft klg nfu" eO/xG5g\ .
-$_ cfos/ P]g, @)#! tyf cfos/ lgodfjnL, @)#( nfu" /x]sf avt sfof{Gjogdf
/x]sf ;a} cfos/ ;DaGwL kmf/d, cfo ljj/0fsf 9fFrf Pjd\ ljefun] tf]s]sf cGo
sfuhft cfos/ P]g, @)%* jf cfos/ lgodfjnL, @)%( nfu" eP kZrft klg
vf/]h jf ;+zf]wg geP;Dd jf csf]{ Joj:yf geP;Dd nfu" eO/xG5 / sfof{Gjogdf
/lx/xG5g\ tyf ;f] ljj/0f 9fFrf Jff kmf/dDff ;fljs P]g lgodsf bkmfAff/] pNn]v
ul/Psf] cj:yf cg';f/ cfos/ P]g, @)%* tyf cfos/ lgodfjnL, @)%( sf]
;DalGwt bkmfdf pNn]v eP ;/x dflgG5 .
-%_ cfos/ P]g, @)%* df ljut cfo jif{sf] ;Gbe{df pNn]v ePdf 7fpFdf cfjZostf
cg';f/ cfos/ P]g, @)#! adf]lhd cfojif{nfO{{ klg Olª\ut u/]sf] dflgG5 . of] P]g
-cfos/ P]g_ af/] jf of] P]gsf] s'g} bkmfjf/] ePsf]] Joj:yfn] cfjZostf cg';f/
cfos/ P]g, @)#! jf ;f] P]gsf] ;DalGwt bkmfnfO{{ klg O+lut u/]sf] dflgG5 .
-^_ cfos/ P]g, @)%* n] k'FhLut nfe ;DaGwdf 5'§} kl/R5]bsf] Joj:yf u/]sf] 5 .
cfos/ P]g,@)#! n] lgsfo Pjd\Joj;fosf] cfo ePsf] JolQmn] Joj;fosf]
:jfldTjdf ePsf] jf k|of]u ePsf] ;DklQsf] lgM;u{df ePsf] nfedf s/ nfUg]
Joj:yf u/]sf] lyof] . t/ cfos/ P]g, @)%* df k|fs[lts JolQmsf] k'FhLut nfe /
u}/ Jofj;flos s/of]Uo ;DklQsf] ¿kdf /x]sf] ;DklQdf s/ nfUg] Joj:yf ;dfj]z
ePsf] 5 .
-&_ cfos/ P]g, @)%* sf] s/ ;Íng, ldGxf / lkmtf{ ;DaGwL Joj:yf z'Ns tyf Aofh
;DaGwL Joj:yf / s;'/ tyf ;hfo ;DaGwL Joj:yf of] P]g nfu" ePsf] ldlt jf ;f]
ldlt kZrft\ ltg'{kg]{ s/sf ;DaGwdf / u/]sf s;'/sf ;DaGwdf dfq nfu" x'G5 .
-*_ k'g/fjnf]sgLo lg0f{osf] k'g/fjnf]sg ljefun] ug]{ ;DaGwL cfos/ P]g, @)%* sf]
Joj:yfdf ;f] P]g nfu" ePsf] ldlt jf o;kl5 ul/Psf] k'g/fjnf]sgLo lg0f{osf
xsdf dfq nfu" x'G5g\ .

cfos/ lgb]{lzsf, @)^^ -;+=;=_÷ 7

-(_ cfos/ P]g, @)%* nfu" x'gcufj} tTsfn k|rlnt sfg'gn] s/5'6 x'g] jf cGo s'g}
;'ljwf kfpg] u/L Joj:yf u/]sf] /x]5 eg] cjlw lsl6Psf] ;'ljwfsf] xsdf o:tf]
cjlw sfod /x'Gh]n of] ;'ljwf k|Tofe"lt ul/Psf]5 . cjlw glsl6Psf] ;'ljwfsf]
xsdf o:tf] 5'6 kfpg] cfodf ldlt @)%* r}q !* ut];Ddsf] bfdf;fxLn] o:tf]
5'6 ;'ljwf tyf ;x'lnot b/sf] ;'ljwf pknAw x'g]5 . clGtd ¿kdf s/s§L x'g]
e'QmfgLsf] xsdf ldlt @)%* r}q !* ut];Ddsf] e'QmfgLdf tTsfn k|rlnt sfg'g
adf]lhd s/s§L ePsf] jf 5'6 kfPsf] eP ;f]xL cg';f/ x'g]5 . jflif{s cfodf ldnfg
x'g] s'g} e'QmfgL -jf e'QmfgL ug'{kg]{ cj:yfsf] l;h{gf_ ldlt @)%* r}q !* ut];Dd
ul/Psf] eP tTsfn k|rlnt sfg'gn] o:tf] e'QmfgLdf s/ gnfUg] jf s'g} ;x'lnot
kfpg] eP -h:t}, @)%*÷)%( sf] bz} vr{_ ;f] ;'ljwf of] P]g nfu" eP kZrft klg
sfod /xg]5 .
-!)_ cfos/ P]g, @)#! nfu" ePsf] dflgg] cfo jif{sf] xsdf of] P]g adf]lhd vr{ s§L
bfaL ug{ kfOg] jf s/ ldnfg ug{ gkfOg] s'g} /sd -h:t}, lj1fkg jf cltly
;Tsf/, vr{dWo] ;f] P]gn] tf]s]sf] ;Ldf eGbf a9L ePsf] vr{ jf cf}iflw pkrf/
afktsf] s/ ldnfg_ cfos/ P]g, @)%* nfu" eP kZrft klg ;f] cfo jif{sf] xsdf
bfaL ug{ kfO{b}g . o;}u/L cfos/ P]g, @)%* adf]lhd cfodf ;dfj]z ug'{kg]{ /sd
klg cfos/ P]g, @)#! adf]lhd cfodf ;dfj]z gug'{ kg]{ eP ;f] P]g nfu" /xg]
jif{sf] xsdf ;dfj]z ul//xg' kb]{}g . t/ cfojif{ @)%*÷)%( sf] xsdf cfos/
P]g, @)%* nfu" x'G5 . tyflk cfojif{ @)%*÷)%( sf] xsdf klg cfotkm{ ;dfj]z
ug'{kg]{ s]xL /sdsf] xsdf -h:t}, k|fs[lts JolQmsf] k'FhLut nfe_ of] P]g nfu"
ePsf] ldlt cyf{t @)%* r}q !( ut] / ;f] kl5sf] cjlwdf cfo ePsf /sd dfq
;dfj]z ug'{ kb{5 .

cfos/ lgb]{lzsf, @)^^ -;+=;=_÷ 8

cg';"rLx?

cfos/ lgb]{lzsf, @)^^ -;+=;=_÷ 9

 cg';"rL–!
ldlt @)&^.)$.)! b]lv sfod ePsf /fh:j zLif{sx?M

l;+= cf=a= /fh:j cfwf/ cf=j= JofVof

g+= @)&^=)$=)! zLif{s, d"n zLif{s, @)&%.)&^ df
b]lv sfod zLif{s tyf cfwf/ sfod ePsf
ePsf] /fh:j ;+s]tx?
;+s]t zLif{s
!= 11111 Psnf}6L kmd{ tyf 11111 Psnf}6L kmd{ tyf JolQmut cfod nfUg] s/
JolQmut cfodf o;df kb{5 .
@= 11112 kfl/>lds s/ 11112 s'g} k|fs[lts JolQmn] /f]huf/Laf6 k|fKt u/]sf]
tna, Hofnf, dhb'/L, kfl/>lds, eQf Pj+
;'ljwf, cjsfz e'QmfgL, /f]huf/Lsf
;DaGwdf ul/Psf cGo e'QmfgL, cWoog,
cWofkg cflb ljleGg ;|f]taf6 x'g] cfodf
nfUg] s/ o;df kb{5 .
#= 11113 k"FhLut nfe s/ 11113 3/, hUuf, z]o/ cflb ;DklQsf] laqmL, k6\6f,
xs x:tfGt/0f nufot ljleGg lsl;dsf
lgM;u{af6 ePsf] k'FhLut nfedf JolQm tyf
Psnf}6L kmd{nfO{ nfUg] o;df kb{5 .
$= 11120 lgsfosf] cfodf 11120 Joj;flos lgsfo tyf ;+:yfgsf] cfodf
nfUg] s/ nfUg] s/ o;df kb{5 . of] zLif{sdf /sd
hDdf ug{
ldNb}g .
%= 11121 lgsfosf] 11121 ;/sf/sf] k"0f{ jf clwsf+z -%) k|ltzt eGbf
d'gfkmfdf nfUg] a9L_ :jfldTj ePsf ;/sf/L lgsfo tyf
s/ – ;/sf/L To:tf lgsfosf] Joj:yfksLo lgoGq0f ePsf]
;+:yfg lgsfosf] cfodf nfUg] s/ o;df kb{5 .
^= 11122 lgsfosf] 11122 s'g} ljz]if P]g jf sDkgL P]g cGtu{t btf{
d'gfkmfdf nfUg] ePsf klAns lnld6]8 sDkgL / ;/sf/sf]
s/ – klAns %) k|ltzt eGbf sd :jfldTj ePsf
lnld6]8 sDkgL sDkgLsf] cfodf nfUg] s/ o;df kb{5 .
&= 11123 lgsfosf] 11123 sDkgL P]g cGtu{t btf{ ePsf k|fOe]6
d'gfkmfdf nfUg] lnld6]8 sDkgL tyf cfos/ P]g adf]lhd
s/ – k|fOe]6 tf]lsPsf] sDkgLsf] cfodf nfUg] s/ o;df
lnld6]8 sDkgL kb{5 .
*= 11124 lgsfosf] 11124 dfly plNnlvt pkzLif{s !!!@! b]lv !!!@#
d'gfkmfdf nfUg] leq k/]sf afx]s cGo ;+:yfx? M- ;fem]bf/L
s/ – cGo ;+:yf kmd{, ;xsf/L ;+:yf, 6«i6, o'lg6 6«i6,
;+3÷;+:yf, ljb]zL sDkgL Pj+ cGo lgsfosf]
cfodf nfUg] s/ o;df kb{5 .
(= 11125 k'FhLut nfes/– 11125 3/, hUuf, z]o/ cflb ;DklQsf] ljqmL, k6\6f,
lgsfo xs x:tfGt/0f nufot ljleGg lsl;dsf
lgM;u{af6 ePsf] k'+hLut nfedf lgsfonfO{
nfUg] s/ o;df kb{5 .

cfos/ lgb]{lzsf, @)^^ -;+=;=_÷ 10

!)= 11130 nufgLsf] cfo 11130 dfly pNn]lvt zLif{s !!!!! b]lv !!!@%
tyf cGo cfodf leq k/]sf afx]s cGo cfodf nfUg] s/ o;df
nfUg] s/ kb{5 . of] zLif{sdf /sd hDdf ug{ ldNb}g .
!!= 11131 ;DkQL, axfn tyf 11131 3/, hUuf, ;jf/L ;fwg tyf cGo crn
k6\6f jfktsf] ;DkQL axfn jf k6\6f jf bL3{sflng s/f/df
cfodf nfUg] s/ lbP jfktsf] cfodf nfUg] s/ o;df kb{5 .
!@= 11132 Jofhdf nfUg] s/ 11132 a}+s, ljQ sDkgL jf cGo lgsfo jf JolQmaf6
e'QmfgL ul/g] jf k|fKt x'g] Jofhdf nfUg] s/
o;df kb{5 .
!#= 11133 nfef+zdf nfUg] 11133 s'g} klg sDkgL jf lgsfodf nufgL u/]
s/ jfkt k|fKt x'g] nfef+zdf nfUg] s/ o;df
kb{5 .
!$= 11134 nufgL ;DaGwL 11134 nufgL ;DaGwL cGo cfodf nfUg] s/ o;df
cGo cfodf nfUg] kb{5 .
s/
!%= 11135 cfsl:ds nfe 11135 h'jf, lr7\7f, afhL, pkxf/, bfg, ck'tfnL,
s/ ;'/fsL, k'/:sf/ nufotsf cfsl:ds nfesf
;|f]taf6 k|fKt cfodf nfUg] s/ o;df kb{5 .
!^= 11139 cGo cfodf nfUg] 11139 dfly plNnlvt zLif{s g+= x?df gk/]sf cGo
s/ cfodf nfUg] s/ o;df kb{5 .
!&= 11211 kfl/>ldsdf 11211 s'g} k|fs[lts JolQmn] /f]huf/Laf6 k|fKt u/]sf]
cfwfl/t ;fdflhs tna, Hofnf, dhb'/L, kfl/>lds, eQf Pj+
;'/Iff s/ ;'ljwf, cjsfz e'QmfgL, /f]huf/Lsf
;DaGwdf ul/Psf cGo e'QmfgL, cWoog,
cWofkg cflb ljleGg ;|f]taf6 x'g] ;du|
cfodf Psd'i6 ?kdf tf]lsP adf]lhd lnO{g]
;fdflhs ;'/Iff s/ o;df kb{5 .
!*= 11442 :jf:Yo ;]jf s/ 11442 ;/sf/ tyf ;fd'bflos c:ktfnn] k|bfg ug]{
:jf:Yo ;]jf afx]s cGo :jf:Yo ;+:yfn] k|bfg
ug]{ :jf:Yo ;]jfdf nfUg] s/ o;df kb{5 .
!(= 11443 lzIff ;]jf s/ – 11443 lghL z}lIfs ;+:yfx?n] k|bfg ug]{ tf]lsPsf
z}lIfs ;+:yf z}lIfs ;]jfx?df nfUg] lzIff ;]jfz'Ns o;df
kb{5 .
@)= 11444 lzIff ;]jf s/ – 11444 ljb]zdf cWoog ug{ hfg] ljBfyL{x?n]
j}b]lzs cWoog a'emfpg' kg]{ lzIf0f z'Nsdf nfUg] ;]jf z'Ns
jfktsf] /sd o;df kb{5 .
@!= 11454 ;8s lgdf{0f tyf 11454 ;jf/L ;fwg btf{sf jvt oftfoft Joj:yf
;Def/ s/ sfof{nodf ;jf/L ;fwgsf] lsl;d cg';f/
;+sng ul/g] s/ o;df kb{5g\ .
@@= 14214 b'/;+rf/ ;]jf 14214 b'/;+rf/ ;]jf z'Ns jfktsf] /sd o;df kb{5
z'Ns .
@#= 14215 6]lnkmf]g 14215 6]lnkmf]g :jfldTj jfktsf] /sd o;df kb{5
:jfldTjsf] z'Ns .
@$= 33311 d"=c=s/– pTkfbg 33111 pTkfbgstf{n] j:t' pTkfbg u/L ljqmL ubf{
nfUg] d"No clej[l4 s/ o;df kb{5 .
@%= 33313 d"=c=s/– j:t' 33113 yf]s tyf v'b|f ljqm]tfaf6 d"No clej[l4 s/
laqmL / ljt/0f jfkt ltg'{kg]{ /sd o;df kb{5 .

cfos/ lgb]{lzsf, @)^^ -;+=;=_÷ 11

@^= 33314 d"=c=s/– k/fdz{ 33114 ;j} k|sf/sf] 7]Ssf Joj;fo tyf k/fdz{
tyf 7]Ssf ;+sng ;]jfdf nfUg] d"No clej[l4 s/ o;df kb{5 .
d"No clej[l4 s/ nfu' x'g' cufl8 c;'n x'g
afFsL /x]sf 7]Ssf s/ c;'n ePdf o;}df
hDdf ug'{ kb{5 .
@&= 33315 d"=c=s/–ko{6g 33115 ko{6g Joj;fo;Fu ;DalGwt xf]6n, 6«fen
;]jf ;+sng Ph]G;L, kbofqf -6«]lsª_, hnofqf -¥ofkm\l6ª_
;d]tsf Joj;fodf nfUg] d"No clej[l4 s/
o;df kb{5 . d"No clej[l4 s/ nfu' x'g'
cufl8 c;'n x'g afFsL /x]sf xf]6n s/ c;'n
ePdf o;}df hDdf ug'{kb{5 .
@*= 33316 d"=c=s/– ;+rf/ 33116 ;j} k|sf/sf ;~rf/ ;]jf -;/sf/L x'nfs ;]jf
;]jf, ljdf, xjfO{ afx]s_, aLdf / tf]lsPsf cGo ;]jfsf]
p8fg / cGo ;]jf ljqmLdf nufOg] d"No clej[l4 s/ / xjfO{
;+sng p8fg s/ jfktsf] /sd o;df kb{5 . d"No
clej[l4 s/ nfu' x'g cufl8 c;'n x'g afFsL
/x]sf dgf]/~hg s/ c;'n ePdf o;}df hDdf
ug'{ kb{5 .
@(= 33317 d"=c=s/ 33117 g]kfn aflx/sf] btf{ gePsf] s'g} JolQmaf6
a]]btf{jfnfaf6 ug]{ ;]jf k|fKt ubf{ p7fpg' kg]{ d"No clej[l4 s/,
;+sng sf7 ljqmLdf nufOg] d"No clej[l4 s/,
:yfgLo tx jf g]kfnl:yt cGt/f{li6«o ;+3,
;+:yf jf lgof]u jf ;/sf/ jf d"No clej[l4
s/ gnfUg] j:t'sf] sf/f]jf/ ug]{ ;fj{hlgs
;+:yfgn] ;+sng÷bflvnf ug]{ d"No clej[l4
s/ o;df kb{5 .
#)= 33331 cGtMz'Ns – 33131 ;j} k|sf/sf ;'tL{hGo kbfy{sf] pTkfbgdf
;'lt{hGo kbfy{ nfUg] cGtMz'Ns o;df kb{5 .
#!= 33332 cGtMz'Ns – dlb/f 33132 dlb/f -jfOg / xNsf k]o kbf{y ;d]t_ df
nfUg] cGtMz'Ns /sd o;df kb{5 .
#@= 33333 cGtMz'Ns – ljo/ 33133 ljo/sf] pTkfbgdf nfUg] cGtMz'Ns o;df
kb{5 .
##= 33334 cGtMz'Ns – cGo 33134 dfly plNnlvt pkzLif{s ####!, ####@ /
cf}Bf]lus pTkfbg ##### df k/]sf] afx]s cGo cf}Bf]lus
pTkfbgdf nfUg] cGtMz'Ns o;df kb{5 .

cfos/ lgb]{lzsf, @)^^ -;+=;=_÷ 12

 cg';"rL–@
-bL3{sfnLg s/f/df ;+nUg ePsf] JolQmn] k]z ug'{kg]{_
!= bL3{sfnLg s/f/ ;DkGg k|ltztsf] u0fgf kmf/d
ljj/0f 1 2 3 4
s/f/sf] ut o; cf=j=sf] o;
hDdf /sd cf=j=;Ddsf] /sd ?= cf=j=;Ddsf]
?= /sd ?= /sd ?=

lgdf{0fdf k|of]u ePsf

;fdu|Lsf] nfut
lgdf{0f:ynsf] ;'k/Lj]If0f /
>lds vr{
s/f/df k|of]u ePsf
pks/0fsf] x|f; vr{
s/f/df k|of]u ePsf
pks/0fsf] 9'jfgL vr{
s/f/df k|of]u ePsf
pks/0fsf] ef8f vr{
s/f/;+u k|ToIf ¿kdf
;DalGwt l8hfOg /
k|fljlws vr{
hDdf
s/f/sf] ;DkGg k|ltzt -
dxn 4 / 1 _X 100

b|i6Ao M of] kmf/d bL3{sfnLg s/f/df ;+nUg ePsf] JolQmn] x/]s bL3{sfnLg s/f/sf nflu cnu
cnu e/L cfo ljj/0f;fy k]z ug'{ kg]{5 .
@= qmda4 j[l4sf] of]u cg';f/ cfodf ;dfj]z x'g] /sdsf] u0fgf
l;=g+= ljj/)f

1 s/f/ x'+bfsf] cj:yfdf cg'dfg ul/Psf] ;f] s/f/sf] s'n cfo ?=

2 o; cf=j=;Dddf s'n cg'dflgt cfodf yk jf sdL x'g uPsf] /sd ?=
3 s/f/sf] hDdf cg'dflgt cfo ?=
4 ;DkGg k|ltztsf] u0fgf kmf/d cg';f/ s/f/sf] ;DkGg k|ltzt
5 qmda$ j[l$sf] of]u cg';f/ cfodf ;dfj]z x'g] /sd -dxn 3X
4_ ?=

b|i6Ao M of] kmf/d bL3{sfnLg s/f/df ;+nUg ePsf] JolQmn] x/]s bL3{sfnLg s/f/sf nflu cnu
cnu e/L cfo ljj/0f ;fy k]z ug'{ kg]{5 .
cfos/ lgb]{lzsf, @)^^ -;+=;=_÷ 13
#= qmda4 j[l4sf] of]u cg';f/ s§L x'g] /sdsf] ljj/0f
vr{sf] ljj/0f ut cf=j=;Dd o; cf=j=sf] ?= o; cf=j=;Ddsf]
?= ?=
Aofh vr{ -bkmf !$_
nfut vr{ -;DkGg k|ltzt u0fgf
kmf/dsf] dxn $ sf] hDdf /sd_
dd{t tyf ;'wf/ vr{ -bkmf !^_
k|b"if0f lgoGq0f vr{{ -bkmf !&_
cg';Gwfg tyf ljsf; vr{{ -bkmf !*_
x|f; vr{-bkmf !(_
s§L x'g] cGo vr{
hDdf
b|i6Ao M of] kmf/d bL3{sfnLg s/f/df ;+nUg ePsf] JolQmn] x/]s bL3{sfnLg s/f/sf nflu cnu cnu
e/L cfo ljj/0f ;fy k]z ug'{ kg]{5 .
$= s/f/sf] cGTo ;Dddf s§L x'g] cg'dflgt k|ToIf vr{ / s'n vr{sf] u0fgf
cg'dflgt vr{sf] ljj/0f s/f/ x'+bfsf] o; cf=j=;Dddf hDdf ?=
;dodf cg'dfg yk jf sdL
ul/Psf] ?= ePsf] +/- ?=
lgdf{0fdf k|of]u x'g] ;fdu|Lsf] nfut
lgdf{0f :ynsf] ;'k/Lj]If0f / >lds vr{
s/f/df k|of]u ePsf pks/0fsf] x|f; vr{
s/f/df k|of]u ePsf pks/0fsf] 9'jfgL vr{
s/f/df k|of]u ePsf pks/0fsf] ef8f vr{
s/f/;+u k|ToIf ?kdf ;DalGwt l8hfOg /
k|fljlws vr{
s/f/sf] cGTo;Dddf s§L x'g] cg'dflgt k|ToIf
vr{
s/f/sf] cGTo;Dddf s§L x'g] cGo cg'dflgt vr{
b|i6Ao M of] kmf/d bL3{sfnLg s/f/df ;+nUg ePsf] JolQmn] x/]s bL3{sfnLg s/f/sf nflu cnu cnu e/L
cfo ljj/0f ;fy k]z ug'{ kg]{5 . pk/f]Qm cg';f/ s'g} s/f/sf] cg'dflgt cfo u0fgf ubf{ ;fljsdf cfo
ljj/0fdf ;dfj]z ul/;s]sf] eGbf sd cfo u0fgf x'g] cj:yf /x]df klxn] a9L b]vfPsf] xb;Ddsf] cfosf]
/sdnfO{{ vr{sf] ?kdf s§L ug'{kb{5 .

cfos/ lgb]{lzsf, @)^^ -;+=;=_÷ 14

 cg';"rL–#
b'u{d If]q ;DaGwL Joj:yf
b'u{d If]qsf] juL{s/0f b]xfP adf]lhd /x]sf] 5 .
!= æsÆ ju{df /xg] If]q
-!_ dgfË lhNnf -@_ sflnsf]6 lhNnf -#_ d'u' lhNnf
-$_ 8f]Nkf lhNnf -%_ x'Dnf lhNnf -^_ afh"/f lhNnf
@= ævÆ ju{df /xg] If]q
-s_ tfKn]h'Ë lhNnfsf] w'G;f cf]nfªr'ªuf]nf / o;df kg]{ uf=lj=;=
-v_ ;+v'jf;ef lhNnfsf] lgDg ufpF ljsf; ;ldlt
!= r]k'jf @= x]bf8\gf #= lsdfyf+sf
$= :ofsl;nf %= jfn"ª ^= ;Ldfhf]/
-u_ ;f]n'v'Da' lhNnfsf] lgDg ufpF ljsf; ;ldlt
!= vf]Dh'ª @= gfDr] #= rf}/L vs{
-3_ bf]nvf lhNnfsf] uf]u/ ufpF ljsf; ;ldlt
-ª_ /;'jf lhNnfsf] l6d"/ ufpF ljsf; ;ldlt
-r_ uf]/vf lhNnfsf] lgDg ufpF ljsf; ;ldlt
!= l;lb{jf; @= k|f]s #= nf]xf
$= s]/f]hf %= 5]sfDkf/ ^= dfGa'
-5_ afUn'Ë lhNnfsf] lgDg ufpF ljsf; ;ldlt
!= af]Ëf @= lg;L #= x'sfd
$= /Ddf %= d]sf]6 ^= 6sjf5L
-h_ d':tfË lhNnf
-em_ h'Dnf lhNnf
-`_ ahfª lhNnf
-6_ 8f]6L lhNnfsf] vKt8 hl8a'6L pBfgsf] ()) lkm6eGbf prfO{sf] efu
-7_ bfr'{nf lhNnf
#= æuÆ ju{df /xg] If]qM
-s_ ?s'd lhNnf
-v_ hfh/sf]6 lhNnf
-u_ b}n]v lhNnf
-3_ c5fd lhNnf
$= æ3Æ ju{df /xg] If]qM
-s_ tfKn]h'ª lhNnf ævÆ ju{df k/]sf ufpF ljsf; ;ldltb]lv afx]s cGo ufpF ljsf; ;ldlt
-v_ ef]hk'/ lhNnf
-u_ t]x|y'd lhNnf
-3_ ;+v'jf ;efsf] lhNnf ævÆ ju{df k/]sf ufpF ljsf; ;ldltb]lv afx]s cGo ufpF ljsf;
;ldlt
-ª_ vf]6fª lhNnf
cfos/ lgb]{lzsf, @)^^ -;+=;=_÷ 15
 -r_ cf]vn9'Ëf lhNnf
-5_ ;f]n'v'Da' lhNnf ævÆ ju{df k/]sf ufpF ljsf; ;ldltb]lv afx]s cGo ufpF ljsf; ;ldlt
-h_ wflbª lhNnfsf] lgDg ufpF ljsf; ;ldlt
!= a'8fy'd @= nfkf #= k'mnvs{
$= l/ufp %= ;Nofgsf]6 ^= ;Nofg6f/
-em_ l;Gw'kfNrf]s lhNnfsf] lgDg ufpF ljsf; ;ldlt
!= a/fDrf] @= j?jf #= df}tf8f
$= jL/tf uf]nb] %= u'g;f ^= u'jf
&= lspn *= lnl:6sf]6 ( dxf+sfn
!)= kfu tfu !!= k'mNkLª s6L !@= wfukfnsf]6
!#= l6;'g7un l6g; Wofun
-`_ ndh'ª lhNnfsf] lgDg ufpF ljsf; ;ldlt
!= afx'g8fF8f dx]Gb|f]bo @= >LsfnL sftfwL #= 7"nLj];L k6fËf]
$= 7fsg kmflnsfb]jL
-6_ DofUbL lhNnf
-7_ /f]Nkf lhNnf
-8_ ;Nofg lhNnf
-9_ Ko"7fg lhNnf
-0f_ 8f]6L lhNnfsf] ævÆ ju{df k/]sf If]qb]lv afx]s cGo afFsL If]q
-t_ 88]nw'/f lhNnf
-y_ a}t8L lhNnf
%= æªÆ ju{df /xg] If]qM
-s_ kfFry/ lhNnf
-v_ wgs'6f lhNnf
-u_ /fd]5fk lhNnf
-3_ bf]nvf lhNnf
-ª_ /;'jf lhNnfsf] ævÆ ju{df k/]sf ufpF ljsf; ;ldltb]lv afx]s cGo ufpF ljsf; ;ldlt
-r_ l;Gw'kfNrf]s lhNnfsf] æ3Æ ju{df k/]sf ufpF ljsf; ;ldltb]lv afx]s cGo ufp ljsf;
;ldlt
-5_ wflbª lhNnfsf] æ3Æ ju{df k/]sf ufpF ljsf; ;ldltb]lv afx]s cGo ufpF ljsf; ;ldlt
-h_ ndh'ª lhNnfsf] æ3Æ ju{df k/]sf ufpF ljsf; ;ldltb]lv afx]s cGo ufpF ljsf; ;ldlt
-em_ uf]/vf lhNnfsf] ævÆ ju{df k/]sf ufpF ljsf; ;ldltb]lv afx]s cGo ufpF ljsf; ;ldlt
-`_ u'NdL lhNnf
-6_ c3{vfFrL lhNnf
-7_ kj{t lhNnf
-8_ afUn'ª lhNnfsf] ævÆ ju{df k/]sf ufpF ljsf; ;ldltb]lv afx]s cGo ufpF ljsf;
;ldlt

cfos/ lgb]{lzsf, @)^^ -;+=;=_÷ 16

 cg';"rL–$-s_
-cf}Bf]lus Joj;fo P]g, @)$( sf] cg';"rL–#_
If]qsf] jlu{s/0f
clt cljsl;t If]qM
!= bfr'{nf ^= d'u' !!= ;f]n'v'Dj' !^= b}n]v @!= t]¥xy'd
@= j'emfª &= sflnsf]6 !@= ;+v'jf;ef !&= hfh/sf]6 @@= /fd]5fk
#= jfh'/f *= 8f]Nkf !#= vf]6fª !*= ?s'd
$= x'Dnf (= d':tfª !$= ef]hk'/ !(= cf]vn9'Ëf
%= h'Dnf !)= dgfª !%= c5fd @)= DofUbL

cljsl;t If]qM
!= tfKn]h'ª %= u'NdL (= 8f]6L !#= l;Gw'kfNrf]s
@= /f]Nkf ^= kj{t !)= ;Nofg
#= j}t8L &= 88]nw'/f !!= kfFry/
$= /;'jf *= Ko"7fg !@= jfUn'ª

cNkljsl;t If]qM

!= s}nfnL %= :ofª\hf (= uf]/vf !#= O{nfd !&= g'jfsf]6

@= ;'v]{t ^= wflbª !)= l;Gw'nL !$= s~rgk'/ !*= sfe|]knfGrf]s
#= c3f{vfFrL &= ndh'ª !!= pbok'/ !%= alb{of !(= bf]nvf
$= kfNkf *= tgx'F !@= wgs'6f !^= bfª

cfos/ lgb]{lzsf, @)^^ -;+=;=_÷ 17

 cg';"rL–$-v_
-cf}Bf]lus Joj;fo P]g, @)&# sf] cg';"rL–!)_
-bkmf @@ sf] pkbkmf -!_ sf] v08 -u_ ;Fu ;DalGwt_
-s_ clt cljsl;t If]qM
!= afh'/f @= hfh/sf]6
#= 8f]Nkf $= x'Dnf
%= h'Dnf ^= sfnLsf]6
&= bfr'{nf *= c5fd
(= aemfË !)= d'u'
!!= ?s'd !@= b}n]v
!#= t]x|y'd !$= vf]6fË
!%= ;+v'jf;ef !^= dgfË
!&= d':tfË !*= ;f]n'v'Da'
!(= cf]vn9'Ëf

-v_ cljsl;t If]qM

!= a}t8L @= 88]Nw'/f
#= DofUbL $= ef]hk'/
%= kfFry/ ^= Ko"7fg
&= afUn'Ë *= /;'jf
(= l;Gw'kfNrf]s !)= /fd]5fk
!!= ;Nofg !@= /f]Nkf
!#= 8f]6L !$= tfKn]h'Ë

-u_ sd ljsl;t If]qM

!= s}nfnL @= alb{of
#= s~rgk'/ $= kfNkf
%= ndh'Ë ^= uf]/vf
&= c3f{vfFrL *= wgs'6f
(= ;'v]{t !)= bfË
!!= :ofËhf !@= tgx'F
!#= pbok'/ !$= g'jfsf]6
!%= wflbË !^= sfe|]knf~rf]s
cfos/ lgb]{lzsf, @)^^ -;+=;=_÷ 18
!&= slknj:t' !*= l;/xf
!(= /f}tx6 @)= ;Kt/L
@!= ;nf{xL @@= dxf]Q/L
@#= Onfd @$= kj{t
@%= l;Gw'nL @^= bf]nvf
@&= u'NdL

cfos/ lgb]{lzsf, @)^^ -;+=;=_÷ 19

 cg';"rL–$-u_
-cf}Bf]lus Joj;fo P]g, @)&^ sf] cg';"rL–!)_
cf}Bf]lus ljsf;sf] cfwf/df lhNnfx?sf] juL{s/0f
-bkmf @$ sf] pkbkmf -@_ sf] v08 -u_ ;+u ;DalGwt_
-s_ clt cljsl;t If]qM
!= bfr'{nf @= j}t8L
#= aemfË $= afh'/f
%= c5fd ^= 8f]6L
&= d'u' *= 8f]Nkf
(= x'Dnf !)= h'Dnf
!!= sfnLsf]6 !@= hfh/sf]6
!#= /f]Nkf !$= k"jL{ ?s'd
!%= klZrd ?s'd !^= d':tfË
!&= dgfË !*= ;f]n'v'Da'
!(= vf]6fË @)= cf]vn9'Ëf
@!= tfKn]h'Ë @@= ef]hk'/
@#= kfFry/

-v_ cljsl;t If]qM

!= 88]Nw'/f @= Ko"7fg
#= DofUbL $= b}n]v
%= kj{t ^= ndh'Ë
&= ;Nofg *= u'NdL
(= afUn'Ë !)= uf]/vf
!!= bf]nvf !@= /fd]5fk
!#= l;Gw'nL !$= l;Gw'kfNrf]s
!%= /;'jf !^= wgs'6f
!&= ;+v'jf;ef !*= t]x|y'd

-u_ sd ljsl;t If]qM

!= s~rgk'/ @= s}nfnL
#= alb{of $= bfª

cfos/ lgb]{lzsf, @)^^ -;+=;=_÷ 20

 %= ;'v]{t ^= kfNkf
&= c3f{vfFrL *= :ofËhf
(= slknj:t' !)= tgx'F
!!= g'jfsf]6 !@= wflbË
!#= sfe]|knf~rf]s !$= /f}tx6
!%= ;nf{xL !^= dxf]Q/L
!&= l;/xf !*= ;Kt/L
!(= pbok'/ @)= Onfd

cfos/ lgb]{lzsf, @)^^ -;+=;=_÷ 21

 cg';"rL–%-s_
-cf}Bf]lus Joj;fo P]g, @)$( sf] bkmf #_
pBf]usf] juL{s/0f

pBf]usf] juL{s/0f M
o; P]gsf] k|of]hgsf] nflu pBf]unfO{{ b]xfo adf]lhd juL{s/0f ul/Psf] 5 M-
-s_ pTkfbgd"ns pBf]u M sf]/f dfn jf cw{ k|zf]lwt dfn jf v]/ uO/x]sf] dfn;fdfgsf] jf cGo
dfn;fdfg k|of]u jf k|zf]wg u/L dfn;fdfg pTkfbg ug]{ .
-v_ phf{d"ns pBf]u M hn>f]t, jfo', zf}o{zlQm, sf]O{nf, k|fs[lts t]n, UofF;, jfof] UofF; tyf cGo
;|f]taf6 phf{ k}bf ug]{ .
-u_ s[lif tyf jghGo pBf]u M d"ntM s[lif jf jg k]bfjf/df cfwfl/t PsLs[t lsl;dsf] /]zd v]tL
tyf /]zd pTkfbg kmnkm"n v]tL tyf kmnkm"n k|zf]wg, kz'kfng, 8]/L pBf]u, s'v'/f kfng,
dT:o kfng, lrof v]tL tyf k|zf]wg, skmL v]tL tyf k|zf]wg, hl8j'6L v]tL tyf k|zf]wg,
t/sf/Lsf aLp aLhg pTkfbg, Rofp t/sf/L v]tL jf t/sf/L k|zf]wg, gofF k|ljlwåf/f lj?jf
pTkfbg ug]{ pBf]u -l6:o"sNr/_, lu|g xfp;, df}/L kfng, dx pTkfbg, /a/ v]tL km"n v]tL
tyf pTkfbg, sj'lnotL jg, Pu|f]km/]i6«L cflb Jofj;flos jg ;DaGwL Joj;fo.
-3_ vlgh pBf]u M vlgh pTvgg jf k|zf]wg ug]{ .
-ª_ ko{6g pBf]u M ko{6g cfjf;, df]6]n, xf]6]n, /]i6'/fF, l/h6{, 6«fe/ Ph]G;L, l:sOË, UnfO{l8Ë, jf6/
¥ofkm\6LË, s]jnsf/, sDKn]S;, kf]gL 6«]lsË, kbofqf -6«]lsË_, x6Pc/ Jofn'lgË, Kof/f ;]lnË,
uNkm sf];{, kf]nf], cZjf/f]x0f -x;{ /fOl8Ë_ cflb Joj;fo .
-r_ ;]jf pBf]u M sfo{zfnf -js{zk_, 5fkfvfgf, k/fdz{ ;]jf, lhlgË tyf j]lnË Joj;fo, rnlrq
Joj;fo, lgdf{0f Joj;fo, ;fj{hlgs kl/jxg Joj;fo, kmf]6f]u|fkmL, c:ktfn, gl;{Ë xf]d, lzIf0f
Pjd\ k|lzIf0f ;+:yf, k|of]uzfnf, xjfO{ ;]jf, zLt e08f/ cflb Joj;fo .
-5_ lgdf{0f pBf]u M ;8s, k'n, /f]kj], /]Nj], 6«lnj;, 6g]n, km\nfO{{Ë j|Lh tyf cf}Bf]lus Jofkfl/s
Pjd\ cfjf; sDKn]S; cflb lgdf{0f u/L ;~rfng ug]{ .

cfos/ lgb]{lzsf, @)^^ -;+=;=_÷ 22

 cg';"rL–%-v_
-cf}Bf]lus Joj;fo P]g, @)&# sf] bkmf !%_
pBf]usf] juL{s/0f tyf l:y/ k'FhL
pBf]usf] juL{s/0f
-!_ o; P]gsf] k|of]hgsf] nflu pBf]ux?nfO{ b]xfo adf]lhd juL{s/0f ul/Psf] 5 M
-s_ n3' pBdM b]xfosf] cj:yf ePsf] pBf]unfO{ n3' pBd dflgg]5 M–
-!_ 3/ hUufafx]s a9Ldf kfFr nfv ?k}ofF;Ddsf] l:y/ k'FhL /x]sf,]
-@_ pBdL :jo+ pBf]usf] ;~rfng / Joj:yfkgdf ;+nUg /x]sf],
-#_ pBdL ;lxt a9Ldf gf} hgf;Dd sfdbf/ /x]sf],
-$_ jflif{s sf/f]af/ krf; nfv ?k}ofF eGbf sd /x]sf], /
-%_ Ol~hg pks/0f jf d]l;gsf] k|of]u u/]sf] ePdf Ol~hg pks/0f jf d]l;gdf
vkt x'g] ljB'tLo phf{, OGwg jf cGo t]n OlGhgsf] Ifdtf aL; lsnf]jf6 jf
;f]eGbf sd /x]sf] .
t/ pkv08 -!_ b]lv -%_ ;Dd h'g;'s} s'/f n]lvPsf] eP tfklg cg';"rL–!
adf]lhd :jLs[lt lng'kg]{ pBf]unfO{ n3' pBd dflgg] 5}g .

-v_ 3/]n' pBf]u M b]xfosf] cj:yf ePsf] pBf]unfO{ 3/]n' pBf]u dflgg]5 M
-!_ k/Dk/fut ;Lk / k|ljlwdf cfwfl/t,
-@_ >dd"ns / vf; ;Lk jf :yfgLo sRrfkbfy{ Pjd\ :yfgLo k|ljlw, snf tyf ;+:s[ltdf
cfwfl/t,
-#_ OlGhg pks/0f jf d]l;gsf] k|of]u u/]sf] ePdf a9Ldf bz lsnf]jf6;Ddsf] Ifdtfsf]
ljB'tLo phf{ k|of]u u/]sf],
-$_ cg';"rL–@ df pNn]v eP adf]lhdsf pBf]ux? .

-u_ ;fgf pBf]u M n3' pBd / 3/]n' pBf]u afx]ssf] bz s/f]8 ?k}ofF;Dd l:y/ k'FhL ePsf]
pBf]u

-3_ demf}nf pBf]u M bz s/f]8 ¿kofFeGbf a9L kRrL; s/f]8 ?k}ofF;Dd l:y/ k'FhL ePsf]
pBf]u,

-ª_ 7"nf pBf]u M kRrL; s/f]8 ?k}ofFeGbf a9L l:y/ k'FhL ePsf] pBf]u .

pkbkmf -!_ df plNnlvt pBf]unfO{ To:tf pBf]uaf6 pTkfbg x'g] j:t' jf ;]jfsf] k|s[ltsf]
cfwf/df b]xfo adf]lhd juL{s/0f ul/Psf] 5 M
-s_ phf{d"ns pBf]u M phf{ pTkfbg ug]{ Joj;fodf ;+nUg cg';"rL–# df plNnlvt pBf]ux?,

cfos/ lgb]{lzsf, @)^^ -;+=;=_÷ 23

-v_ pTkfbgd"ns pBf]u M sRrfkbfy{, ;xfos sRrfkbfy{ jf cw{ k|zf]lwt sRrfkbfy{sf]
k|of]u jf k|zf]wg u/L dfnj:t' pTkfbg ug]{ pBf]ux?,
-u_ s[lif tyf jg k}bfj/df cfwfl/t pBf]u M s[lif jf jg k}bfjf/df cfwfl/t sRrfkbfy{af6
s'g} j:t' pTkfbg ug]{ jf s[lif jf jg k}bfj/;Fu ;DalGwt cg';"rL–$ df plNnlvt
pBf]ux?,

-3_ vlgh pBf]u M vlgh pTvgg\ jf k|zf]wg u/L s'g} wft' jf wft' afx]ssf vlghkbfy{
pTkfbg ug]{ pBf]ux?,
-ङ) k"jf{wf/ pBf]u M ef}lts k"jf{wf/ lgdf{0f u/L ;~rfng ug]{ cg';"rL–% df pNn]v ul/Psf
pBf]ux?,
-r_ ko{6g pBf]u M ko{6g ;]jf;Fu ;DalGwt cg';"rL–^ df plNnlvt pBf]ux?,
-5_ ;"rgf k|ljlw, ;~rf/ k|ljlw tyf ;"rgf k|;f/0f k|ljlwdf cfwfl/t pBf]u M ;"rgf ;Íng,
k|zf]wg / k|;f/0fsf nflu k|ljlw k|of]u u/L ;"rgf ;~rf/ jf ;"rgf k|;f/0f k|ljlwsf]
;]jf pknAw u/fpg] cg';"rL–& df plNnlvt pBf]ux?,
-h_ ;]jfd"ns pBf]u M ;]jf pTkfbg jf k|bfg ug]{ cg';"rL–* df plNnlvt pBf]ux? .

cfos/ lgb]{lzsf, @)^^ -;+=;=_÷ 24

 cg';"rL–%-u_
-cf}Bf]lus Joj;fo P]g, @)&^ sf] bkmf !&_
pBf]usf] juL{s/0f tyf l:y/ k'FhL
pBf]usf] juL{s/0f
-!_ o; P]gsf] k|of]hgsf] nflu pBf]ux?nfO{ b]xfo adf]lhd juL{s/0f ul/Psf] 5 M
-s_ n3' pBdM bkmf * adf]lhd cg'dlt lng'kg]{ pBf]u afx]s b]xfosf] cj:yf ePsf] pBf]unfO{
n3' pBd dflgg]5 M–
-!_ 3/ hUufafx]s a9Ldf aL; nfv ?k}ofF;Ddsf] l:y/ k'FhL /x]sf]
-@_ pBdL :jo+ pBf]usf] ;~rfng / Joj:yfkgdf ;+nUg /x]sf]
-#_ pBdL ;lxt a9Ldf gf} hgf;Dd sfdbf/ /x]sf]
-$_ jflif{s sf/f]af/ Ps s/f]8 ?k}ofF eGbf sd /x]sf]
-%_ Ol~hg pks/0f jf d]l;gsf] k|of]u u/]sf] ePdf Ol~hg pks/0f jf d]l;gdf vkt
x'g] ljB'tLo phf{, OGwg jf cGo t]n OlGhgsf] Ifdtf aL; lsnf]af6 jf ;f]eGbf
sd /x]sf] .

-v_ 3/]n' pBf]u M b]xfosf] cj:yf ePsf] pBf]unfO{ 3/]n' pBf]u dflgg]5 M
-!_ k/Dk/fut ;Lk / k|ljlwdf cfwfl/t,
-@_ >dd"ns / vf; ;Lk jf :yfgLo sRrfkbfy{ Pjd\ :yfgLo k|ljlw, snf tyf
;+:s[ltdf cfwfl/t,
-#_ OlGhg pks/0f jf d]l;gsf] k|of]u u/]sf] ePdf a9Ldf krf; lsnf]jf6;Ddsf]
Ifdtfsf] ljB'tLo phf{ k|of]u u/]sf],
-$_ cg';"rL–@ df pNn]v eP adf]lhdsf pBf]ux? .

-u_ ;fgf pBf]u M n3' pBd / 3/]n' pBf]u afx]ssf] kGw| s/f]8 ?k}ofF;Dd l:y/ k'FhL ePsf]
pBf]u

-3_ demf}nf pBf]u M kGw| s/f]8 ?k}ofFeGbf a9L krf; s/f]8 ?k}ofF;Dd l:y/ k'FhL ePsf]
pBf]u,

-ª_ 7"nf pBf]u M krf; s/f]8 ?k}ofFeGbf a9L l:y/ k'FhL ePsf] pBf]u .

pkbkmf -!_ df plNnlvt pBf]unfO{ To:tf pBf]uaf6 pTkfbg x'g] j:t' jf ;]jfsf] k|s[ltsf]
cfwf/df b]xfo adf]lhd juL{s/0f ul/Psf] 5 M
-s_ phf{d"ns pBf]u M phf{ pTkfbgug]{ Joj;fodf ;+nUg cg';"rL–# df plNnlvt pBf]ux?,
-v_ pTkfbgd"ns pBf]u M sRrfkbfy{, ;xfos sRrfkbfy{ jf cw{ k|zf]lwt sRrfkbfy{sf]
k|of]u jf k|zf]wg u/L dfnj:t' pTkfbg ug]{ pBf]ux?,
cfos/ lgb]{lzsf, @)^^ -;+=;=_÷ 25
-u_ s[lif tyf jg k}bfj/df cfwfl/t pBf]u M s[lif jf jg k}bfjf/df cfwfl/t sRrfkbfy{af6
s'g} j:t' pTkfbg ug]{ jf s[lif jf jg k}bfj/;Fu ;DalGwt cg';"rL–$ df plNnlvt
pBf]ux?,
-3_ vlgh pBf]u M vlgh pTvgg\ jf k|zf]wg u/L s'g} wft' jf wft' afx]ssf vlghkbfy{
pTkfbg ug]{ pBf]ux?,
-ङ) k"jf{wf/ pBf]u M ef}lts k"jf{wf/ lgdf{0f u/L ;~rfng ug]{ cg';"rL–% df pNn]v ul/Psf
pBf]ux?,
-r_ ko{6g pBf]u M ko{6g ;]jf;Fu ;DalGwt cg';"rL–^ df plNnlvt pBf]ux?,
-5_ ;"rgf k|ljlw, ;~rf/ k|ljlw tyf ;"rgf k|;f/0f k|ljlwdf cfwfl/t pBf]u M ;"rgf ;Íng,
k|zf]wg / k|;f/0fsf nflu k|ljlw k|of]u u/L ;"rgf ;~rf/ jf ;"rgf k|;f/0f k|ljlwsf]
;]jf pknAw u/fpg] cg';"rL–& df plNnlvt pBf]ux?,
-h_ ;]jfd"ns pBf]u M ;]jf pTkfbg jf k|bfg ug]{ cg';"rL–* df plNnlvt pBf]ux? .

cfos/ lgb]{lzsf, @)^^ -;+=;=_÷ 26

 cg';"rL–^
låljwfsf] k"jf{b]z dfu ug]{ lgj]bgsf] 9fFrf
cf=/f=lj= kmf=g+= !)

>L\dfg dxflgb]{zsHo",
cfGtl/s /fh:j ljefu, nflhDkf6 .

ljifo M låljwfsf] k"jf{b]z kfpF .

dxf]bo,
cfos/ P]g, @)%* tyf cfos/ lgodfjnL, @)%(÷d"No clej[l4 s/ P]g, @)%@ tyf d"No clej[l4 s/
lgodfjnL,@)%# df ePsf] lgDg Joj:yfsf] ;Gbe{df låljwf k/]sf]n] ?=!).—sf] l6s6 6fF;L k"jf{b]z kfpgsf]
nflu cg'/f]w 5 . of] ljifo g]kfn /fHosf] s'g} cbfntdf ljrf/fwLg /x]sf] jf cbfntaf6 lg0f{o eOg;s]sf]
Joxf]/f ;d]t cg'/f]w 5 .
låljwf ePsf] ljifosf] ljj/0f
!=låljwf ePsf] P]g lgodsf], bkmf, lgod M
@=pQm bkmf / lgoddf ePsf] Joj:yf M
# pQm Joj:yfsf] ;DjGwdf ePsf] låljwf jf sl7gfO{ M
$=dfu ul/Psf] k"jf{b]zsf] ljj/0f / ;f] ;DjGwdf s/bftfsf] lhls/ ;lxtsf] ;'emfj M
%=;+nUg ul/Psf] sfuhftsf] ljj/0f M
^=k"jf{b]z dfu u/]sf] ljifo d]/f] cfkm\gf] sf/f]af/;Fu ;DalGwt 5 eGg] 3f]if0ff ub{5' .

k"jf{b]z dfu ug]{ lgsfosf] ljj/0f

gfd M
7]ufgf M
:yfoL n]vf gDa/ M
lgj]bs;Fu lgsfosf] ;DaGw M
k"jf{b]z dfu ug]{ JolQmsf] ljj/0f
lgj]bssf] gfd, y/ M
b:tvt M kb M
7]ufgf M 6]lnkmf]g÷df]afOn gDa/M

cfos/ lgb]{lzsf, @)^^ -;+=;=_÷ 27

 cg';"rL–&

-s/ 5'6 ;+:yfsf] btf{ k|df0fkq gjLs/0f u/fpg lbg'kg]{ lgj]bgsf] 9fFrf_
ldlt M === === === === ===

>Ldfg\ s/ clws[t /k|d'v s/ clws[t /k|d'v s/ k|zf;sHo" ,

============================ sfof{no,
=========================================

laifo M cfos/ 5'6 ;+:yfsf] btf{ k|df0fkq gjLs/0f .

>Ldfg\,
o; ;+:yfn] ldlt ====================== df =============================== sfof{no, ========================= af6 s/
5'6 ;+:yfsf] btf{ k|df0fkq k|fKt u/]sf]df ;f] k|df0fkq cfos/ lgodfjnL, @)%( sf] lgod %s=
adf]lhd gjLs/0f u/L kfpg of] lgj]bg k]z u/]sf] 5' . gjLs/0f k|of]hgsf nflu b]xfosf ljj/0f
tyf sfuhftx¿ lgj]bg ;fy ;+nUg /fv]sf] 5' .
-s_ cfly{s jif{ ===== ===== ===== =sf] ljQLo ljj/0f .
-v_ cfos/ P]g, @)%* sf] bkmf (^ adf]lhd cfly{s jif{ ===== ==== ===== sf] cfo ljj/0f
-u_ cfly{s jif{ === ==== ==== =df clu|d s/ s§L ug'{kg]{ vr{x¿sf] ljj/0f tyf s/ s§L u/]sf]
/sd /fh:j bflvnf u/]sf] k|df0f .
-3_ k|df0fkq hf/L x'Fbfsf avt k]z u/]sf] ;+:yfsf] ljwfgdf pNn]v ePsf] p2]Zo
kl/jt{g÷;+zf]wg ePsf] eP ;f]sf] k|ltlnkL .

lgj]bssf]
b:tvtM
gfdy/M
kb jf ;+:yfdf /x]sf] x}l;otM
7]ufgfM
kmf]g / df]jfOn gDa/M
O{d]n 7]ufgf M
;+:yfsf] gfd / cfos/ 5'6 k|df0fkq gDa/M
;+:yfsf] 5fkM

cfos/ lgb]{lzsf, @)^^ -;+=;=_÷ 28

 cg';"rL–*
g]kfn ;/sf/
cy{ dGqfno
cfGtl/s /fh:j ljefu
======= sfof{no, =========
cfos/ 5'6 kfpg] ;+:yf btf{ k|df0fkq
cfos/ 5'6 k|df0fkq gDa/M hf/L ldltM
b]xfodf pNn]v ePsf] ;+:yf cfos/ P]g, @)%* sf] bkmf @ sf] v08 -w_ sf] pkv08 -!_ sf] -s_
df pNn]v eP adf]lhdsf] gfkmf gsdfpg] p2]Zon] :yfkgf ePsf] ======== ;+:yf /x]sf] / -v_ df pNn]v
eP adf]lhdsf] ;fdflhs ;+:yf /x]sf] / v]ns'b ;DaGwL ;'ljwf k|j4{g ug]{ p2]Zon] u7g ePsf]
cJoj;foL v]ns'b ;+:yf /x]sf] b]lvPsf]n] cfos/ P]g, @)%* sf] bkmf @ sf] v08 -w_ sf] pkv08
-!_ tyf cfos/ lgodfjnL, @)%( sf] lgod # sf] pklgod -@_ adf]lhd ;f] ;+:yfnfO{{ cfos/ 5'6
kfpg] ;+:yfsf] ¿kdf btf{ u/L of] k|df0fkq lbOPsf] 5 .
!= ;+:yf ;DaGwL ljj/0f
s_ :yfoL n]vf gDa/ M
v_ gfd M
u_ 7]ufgf M
3_ kmf]g gDa/ M
8=_ O{d]n 7]ufgf / j]a;fO6M
r_ ;+:yfsf] p2]ZoM
5_ ef}uf]lns sfo{If]q M
@= ;+:yfsf] k|f/lDes btf{ ;DaGwL ljj/0f
s_ btf{ ug]{ lgsfoM
v_ btf{ gDa/M
u_ btf{ ldltM
#= d'Vo JolQmsf] ljj/0f
s_ gfd / 7]ufgfM
v_ kmf]g / df]jfOn gDa/M
u_ O{d]n 7]ufgf M -======================================_
s/ clws[t

cfos/ lgb]{lzsf, @)^^ -;+=;=_÷ 29

 cg';"rL–(
gjLs/0f ;DaGwL ljj/0f

;+:yfsf] gfdM cfos/ 5'6 k|df0fkq

gDa/M
qm=;+= cfo jif{ gjLs/0f ePsf] gjLs/0f ug]{ clws[tsf] gjLs/0f ug]{
ldlt gfd, y/ / bhf{ clws[tsf] b:tvt

b|i6Ao M of] k|df0fkq k|fKt u/]sf] ;+:yfn] b]xfo adf]lhdsf Joj:yf kfngf ug'{kg]{5 M
!= ;+:yfsf] btf{ k|df0fkqdf pNn]v eP afx]s cGo sfd u/]df s/ 5'6sf] ;'ljwf k|fKt x'g] 5}g .
@= ;+:yfn] k|fKt u/]sf] /sd jf cfodWo] cfos/ P]g, @)%* sf] bkmf !) sf] v08 -5_ df
plNnlvt b]xfosf] /sd afx]s cGo cfodf cfos/ 5'6 x'g] 5}g M
-s_ rGbf pkxf/, /
-v_ s'g} JolQmn] s'g} k|ltkmn k|fKt gu/L jf k|ltkmnsf] cf; gu/L ;+:yfsf] p2]Zo;Fu k|ToIf
¿kn] ;DalGwt sfo{sf nflu k|bfg u/]sf /sd jf of]ubfgx¿ .
#= ;+:yfn] rGbf pkxf/ / s'g} JolQmn] s'g} k|ltkmn k|fKt gu/L jf k|ltkmnsf] cf; gu/L ;+:yfsf]
p2]Zo;Fu k|ToIf ¿kn] ;DalGwt sfo{sf nflu k|bfg u/]sf /sd jf of]ubfgafx]s cGo s'g}
cfo cfh{g u/]df ;f] /sdnfO{{ s/of]Uo cfodf ;dfj]z u/L cfos/ P]g, @)%* sf] bkmf (^
adf]lhd cfo ljj/0f k]z u/L cfos/ P]g, @)%* sf] bkmf (( adf]lhd s/ lgwf{/0f / bflvnf
ug'{ kg]{5 .
$= cfos/ P]g, @)%* sf] bkmf *&, **, **s= / *( adf]lhd s'g} klg JolQm jf lgsfonfO{{
kfl/>lds, ;]jf z'Ns jf nufgL k|ltkmn, cfsl:ds nfe / 7]Ssf jf s/f/ afktsf] s'g} /sd
e'QmfgL ubf{ tt\ tt\ bkmfdf tf]lsPsf] b/n] x'g] /sd clu|d s/ s§L u/L ;f]sf] ljj/0f / s/sf]
/sd k|To]s dlxgf ;dfKt ePsf] @% lbgleq ;DalGwt sfof{nodf bflvnf ug'{ kg]{5 .
%= x/]s cfo jif{sf] kf}if d;fGtleqdf of] k|df0fkq gjLs/0f u/fpg' kg]{5 . k|df0fkq gjLs/0f
u/fpg] k|of]hgsf nflu lgj]bg lbFbf b]xfosf sfuhft jf ljj/0f lgj]bg ;fy ;+nUg x'g'
kg]{5 M
-s_ cfos/ P]g, @)%* sf] bkmf (^ adf]lhd ut jif{sf] cfo ljj/0f
-v_ ut jif{df clu|d s/ s§L ug'{kg]{ vr{sf] ljj/0f tyf s/ s§L u/]sf] /sd /fh:j bflvnf
u/]sf] k|df0f .
^= tf]lsPsf] ;dodf k|df0fkq gjLs/0f gu/fPdf s/ 5'6sf] ;'ljwf k|fKt x'g] 5}g .

cfos/ lgb]{lzsf, @)^^ -;+=;=_÷ 30

 cg';"rL–!)
k|fs[lts JolQmsf] kfl/>lds cfodf nfUg] s/sf] b/

l;=g+= s/sf] b/ cf=j=@)%*.%( / @)%(.^) cf=j= @)^).^! / @)^!.^@ cf=j=@)^@.^# / @)^#.^$

Psn JolQm bDktL Psn JolQm bDktL Psn JolQm bDktL
! s/ gnfUg] ^%,))).– *%,))).– *),))).– !,)),))).– !,)),))).– !,@%,))).–
-s/of]Uo cfosf] ;Dd ;Dd ;Dd ;Dd ;Dd ;Dd
;Ldf_ ?=
@ !%Ü s/ nfUg] ^%,))!.– *%,))!.– *),))!.– !,)),))!.– !,)),))!.– !,@%,))!.–
s/of]Uo cfo ?= b]lv b]lv b]lv b]lv b]lv b]lv
!,$),))).– !,^),))).– !,%%,))).– !,&%,))).– !,&%,))).– @,)),))).–
;Dd ;Dd ;Dd ;Dd ;Dd ;Dd
# @%Ü s/ nfUg] !,$),))!.– !,^),))!.– !,%%,))!.– !,&%,))!.– !,&%,))!.– @,)),))!.–
s/of]Uo cfo ?= eGbf a9Ldf eGbf a9Ldf eGbf a9Ldf eGbf a9Ldf eGbf a9Ldf eGbf a9Ldf
$ ljz]if z'Ns # k|ltzt # k|ltzt !=% k|ltzt !=% k|ltzt ) )
-@%Ü s/ nfUg]_
% yk s/ -@%Ü ) ) ) ) !=% k|ltzt !=% k|ltzt
s/ nfUg]
cfosf]_

l;=g+=
s/sf] b/ cf=j=@)^$.^% cf=j=@)^%.^^
Psn JolQm bDktL Psn JolQm bDktL
! s/ gnfUg] !,!%,))).– !,$),))).– ;Dd !,!%,))).– !,$),))).– ;Dd
-s/of]Uo cfosf] ;Dd ;Dd
;Ldf_ ?=
@ !%Ü s/ nfUg] !,!%,))!.– !,$),))!.– !,!%,))!.– !,$),))!.–
s/of]Uo cfo ?= b]lv b]lv b]lv b]lv
@,)),))).– @,@%,))).– @,)),))).– @,@%,))).–
;Dd ;Dd ;Dd ;Dd
# @%Ü s/ nfUg] @,)),))!.– @,@%,))!.– @,)),))!.– @,@%,))!.–
s/of]Uo cfo ?= eGbf a9Ldf eGbf a9Ldf eGbf a9Ldf eGbf a9Ldf
$ ljz]if z'Ns -@%Ü ) ) ) )
s/ nfUg]_ ?=
% yk s/ -@%Ü s/ !=% k|ltzt !=% k|ltzt ) )
nfUg] cfosf]_

cfos/ lgb]{lzsf, @)^^ -;+=;=_÷ 31

l;=g= s/sf] b/ cf=j= @)^^.^& cf=j= @)^&.^*, @)^*.^( @)&).&!
/ @)^(.&)
Psn JolQm bDktL Psn JolQm bDktL Psn JolQm bDktL
! !Ü s/ nfUg] !,^),))).– @,)),))).– !,^),))).– @,)),))).– @,)),))).– @,%),))).–
?= ;Dd ;Dd ;Dd ;Dd ;Dd ;Dd
@ !%Ü s/ nfUg] !,^),))!.– @,)),))!.– !,^),))!.– @,)),))!.– @,)),))!.– @,%),))!.–
s/of]Uo cfo b]lv b]lv b]lv b]lv b]lv b]lv
?= @,^),))).– #,)),))).– @,^),))).– #,)),))).– #,)),))).– #,%),))).–
;Dd ;Dd ;Dd ;Dd ;Dd ;Dd
# @%Ü s/ @,^),))!.– #,)),))!.– @,^),))!.– #,)),))!.– #,)),))!.– #,%),))!.–
nfUg] s/of]Uo eGbf jl9df eGbf jl9df b]lv @% b]lv @% b]lv @% b]lv @%
cfo ?= nfv;Dd nfv;Dd nfv;Dd nfv;Dd
$ #%Ü s/ nfUg] ) ) @% nfv @% nfv @% nfv @% nfv
s/of]Uo cfo eGbf a9Ldf eGbf a9Ldf eGbf a9Ldf eGbf a9Ldf
?=

l;=g+= s/sf] b/ @)&!.&@ / @)&@.&# @)&#.&$ / @)&$.&%

Psn JolQm bDklQ Psn JolQm bDklQ
! !Ü s/ nfUg] @,%),))).– #,)),))).– #,%),))).– $,)),))).–
?= ;Dd ;Dd ;Dd ;Dd
@ !%Ü s/ nfUg] @,%),))!.– #,)),))!.– #,%),))!.– $,)),))!.–
s/of]Uo cfo b]lv b]lv b]lv b]lv
?= #,%),))).– $,)),))).– $,%),))).– %,)),))).–
;Dd ;Dd ;Dd ;Dd
# @%Ü s/ nfUg] #,%),))!.– $,)),))!.– $,%),))!.– %,)),))!.–
s/of]Uo cfo b]lv @% b]lv @% b]lv @% b]lv @%
?= nfv;Dd nfv;Dd nfv;Dd nfv;Dd
$ #%Ü s/ nfUg] @% nfv @% nfv @% nfv @% nfv
s/of]Uo cfo eGbf a9Ldf eGbf a9Ldf eGbf a9Ldf eGbf a9Ldf
?=

cfos/ lgb]{lzsf, @)^^ -;+=;=_÷ 32

l;=g+= s/sf] b/ @)&%.&^ @)&^.&& / @)&&.&&
Psn JolQm bDktL Psn JolQm bDktL
! !Ü s/ nfUg] ?= #,%),))).– $,)),))).– $,)),))).– $,%),))).–
;Dd ;Dd ;Dd ;Dd
@ !)Ü s/ nfUg] #,%),))!.– $,)),))!.– $,)),))!.– $,%),))!.–
s/of]Uo cfo ?= b]lv b]lv b]lv b]lv
$,%),))).– %,)),))).– %,)),))).– %,%),))).–
;Dd ;Dd ;Dd ;Dd
# @)Ü s/ nfUg] $,%),))!.– %,)),))!.– %,)),))!.– %,%),))!.–
s/of]Uo cfo ?= b]lv b]lv b]lv b]lv
^,%),))).– &,)),))).– &,)),))).– &,%),))).–
;Dd ;Dd ;Dd ;Dd
$ #)Ü s/ nfUg] ^,%),))!.– &,)),))!.– &,)),))!.– &,%),))!.–
s/of]Uo cfo ?= b]lv b]lv b]lv b]lv
@),)),))).– @),)),))).– @),)),))).– @),)),))).–
;Dd ;Dd ;Dd ;Dd
% #^Ü s/ nfUg] @),)),))).– @),)),))).– @),)),))).– @),)),))).–
s/of]Uo cfo ?= eGbf a9Ldf eGbf a9Ldf eGbf a9Ldf eGbf a9Ldf

cfos/ lgb]{lzsf, @)^^ -;+=;=_÷ 33