tzpff;fy;tp

juk; - 12
NjHr;rp – 07
tzpfq;fspd; tho; jd;ikf;Fk; tsHr;rpf;Fk; gzk; kw;Wk; epjp epWtdq;fspdhy;
toq;fg;gLfpd;w gq;fspg;gpid kjpg;gpLtH.

NjHr;rp khtl;lk; – 7 . 1
nfhLf;fy; thq;fy;fis ,yFgLj;jpf; nfhs;tjw;fhfg; gzg;ghtid-apd; Kf;fpaj;Jtj;ij
cWjpg;gLj;JthH.

gzk; (Money)
tiutpyf;fzk; :

nghUl;fs; Nritfspd; ghpkhw;wj;jpd;NghJ nghJthf Vw;Wf; nfhs;sg;gLk;

ve;jnthU ClfKk; / rhjdKk; gzk; vdg;gLk;.

gz;ila fhyj;jpy; gz;lkhw;W Kiwapyhd Neubg; ghpkhw;wk; ,lk;ngw;wJ. ,e;j

Kiwikapy; fhzg;gl;l tiuaiwfs; fhuzkhf midtUk; Vw;Wf; nfhs;sf;$ba nghJthd
Clfnkhd;wpd; Njit czug;gl;lJ. mJNt gzk; vdg;gLfpd;wJ.

gzj;jpd; ghpzhk tsHr;rpf; fl;lq;fs;

1. gz;lg;gzk;

ghpkhw;Wr; rhjdq;fshf rpg;gp> Gifapiy> kpUfq;fspd; Njhy;> Kj;J Nghd;w

nghUl;fs; gzkhfg; gad;gLj;jg;gl;ld.

2. cUtf tifg; gad;ghL

nts;sp> nrk;G> jq;fk; Nghd;w Fwpg;gpl;l rpy cNyhfq;fs; gzkhfg;

gad;gLj;jg;gl;ld.

3. cNyhf ehzag; gzg; gad;ghL

gy;NtW msitf; nfhz;l cNyhfj;Jz;Lfspd; Kfg;gpy; Fwpg;gpl;l ngWkhdk;

Fwpg;gplg;gl;lJ.

4. rl;l ,Wkjpg; gzg;ghtid

1
 ngWkjp$ba cNyhfj;Jz;Lfisg; gad;gLj;Jtjpy; Vw;gl;l rpukk; fhuzkhf
ehzaq;fs; ghtidf;F cl;gLj;jg;gl;ld. murpd; mjpfhuk; ngw;w mjpfhhpapdhy;
ntspaplg;gLk; jhs;> Fw;wp ehzaq;fs; ,itahFk;.
5. tq;fpg;gzg; gad;ghL

tq;fp eilKiwf;fzf;Fld; njhlHGila fhNrhiyg; gad;ghL.

6. ,yj;jpudpay; gzg; gad;ghL

jfty; njhlHghly; njhopEl;gk; kw;Wk; vz;khdj; njhopDl;g tpUj;jpAld;

mwpKfg;gLj;jg;gl;l gpsh];hpf; ml;ilfs;.
tutl;il Debit Card
fldl;il Credit Card
Kw;nfhLg;gdT ml;il Prepaid Card

mirAk; gzg;ghpkhw;W Kiw (Microchips )

gzj;jpd; ,w;iwtiuahd ghpzhktsHr;rpapd; gpujhd fl;lq;fis Fwpg;gpl;L

RUf;fkhf tpsf;Ff. 2005 / 2000

ey;y gzj;jpd; gz;Gfs;

 nghJthf Vw;Wf; nfhs;sg;gl;bUj;jy;.

 ePz;lfhyk; gad;gLj;jf;$bajhf ,Uj;jy;.
 Nghypfis cUthf;FtJ fbdkhapUj;jy;.
 ,yFthf nfhz;Lnry;yf;$bajhf ,Uj;jy;.
 ,yFthd ,dq;fhzf;$bajhf Xhpdj;jd;ik nfhz;bUj;jy;.
 rpwpa myFfshfg; gphpf;ff;$bajhf ,Uj;jy;.

nghJthf Vw;Wf;nfhs;sg;gl;lJ vd;gJ rpwe;j gzj;jpd; xU rpwg;gpay;G MFk;. Mdhy;

gzkhdJ nghJthf Vw;Wf;nfhs;sg;gl Ntz;Lkhapd; NtW rpy rpwg;gpay;GfisAk;
epiwNtw;w Ntz;bAs;sJ. mt;thwhd rpwg;gpay;Gfs; ehd;if Fwpg;gpLf. (A/L 2012)

,yq;ifapy; jhs; ehzq;fisAk;> Fw;wp ehzaq;fisAk; fUj;jpw;nfhz;L xU rpwe;j gzj;jpd;

rpwg;gpay;Gfis tpghpf;Ff. (A/L 2010)

2
 nghJthf Vw;Wf; nfhs;sy;

mur ,yl;rpid> kj;jpa tq;fp MSeh; kw;Wk; epjp mikr;rhpd; ifnahg;gq;fs; Mfpait
fhzg;gLtjhy; vy;NyhuhYk; Vw;Wf; nfhs;sg;gLfpd;wd.

 ePz;lfhyg; gad;ghL

tpNrl jukhd fljhrpapy; mr;rplg;gl;bUg;gjhy; ePz;l tho;T jd;ikAilajhff;

fhzg;gLfpd;wd. ePH milahsk;> kiwe;J fhzg;gLk; milahsq;fSk;> ,yf;fq;fSk; mjd;
cWjpiag; gpujpgypf;fpd;wd. Fw;wp ehzaq;fs; ey;y cNyhfq;fspdhy;
cUthf;fg;gl;Ls;sikahy; ePz;lfhy tho;T jd;ikAilad.

 ,yFthf milahsk; fhzf;$bajhf ,Uj;jy;

xt;nthU jhs;fSk; ngWkjp mjpfhpg;gpw;Nfw;g jhs;fspd; ePsk; mjpfhpg;gJ kw;Wk;

ngWkjp vOjg;gl;bUj;jy;> gwitfspd; Njhw;wk; Nghd;wtw;wpd; Clhf ,yFtpy;
milahsk; fhzf;$bajhf ,Uj;jy;.

fw;Gydw;wtHfs; mwpaf;$bathW ngWkjpf;F Vw;g jhs;fspd; ,lJ gf;fj;jpy;

epiyf;Fj;jhd Gs;spfs;.
&gh 20 : 01 5000 f;F : 06

 rpwpa myFfshfg; gphpf;ff;$bajhf ,Uj;jy;

jhs; ehzaq;fs; 20&> & 50> & 100> & 500> & 1000> &gh 5000 Mfpad tiu
fhzg;gLtJld; Fw;wp ehzaq;fs; & 1> & 2> & 5> & 10 vdf; fhzg;gLtjhf nfhLf;fy;
thq;fy; nra;a ,yFthf fhzg;gly;.

 nfhz;L nry;yy; ,yF

rl;ilg;igapy; my;yJ fhRg;igapy; ,yFthf nfhz;L nry;y KbAk;. ghuq; Fiwe;jJ.

Njitf;Nfw;g ngUk; njhifiaAk; nfhz;L nry;yyhk;.

 Nghypfis cUthf;Fjy; fbdkhapUj;jy;

,yq;ifapy; jhs; ehzaq;fisg; nghWj;jtiuapy; mjpy; fhzg;gLk; ePH thp milahsk;>

ghJfhg;G E}y;> %iyf;fy;> Nkyjpfkhd rpwpa vOj;Jiu> fl;Gydw;wtHfs; mwpaf;$ba

3
 gz;G> Nkw;fpsk;gpa mr;rply; gug;G Nghd;w rpwg;gk;rq;fs; fhuzkhf Nghypfis
cUthf;Fjy; fbdk;.

gzj;jpd; njhopw;ghLfs; (Functions of Money)

1) ghpkhw;W Clfk;
Kjd;ikj; njhopw;ghL
2) ngWkhs mstPL
3) ngWkhdj;jpul;L
Jizj; njhopw;ghL
4) gpw;Nghlg;gl;l nfhLf;fy; Clfk;
ghpkhw;W Clfnkhd;whfr; nraw;gly;

nghUl;fs; Nritfspd; ghpkhw;wj;jpd;NghJ ,ileLtnuhUtuhf fUkk;

Mw;Wtjid ,J Fwpf;fpd;wJ. mjhtJ nghUl;fs;> Nritfspd; ngWkjpahdJ gzj;jpd; %yk;
nrYj;jg;gLk;.
c+k; :

ngWkjpfis mstpLk; mstPl;Lf;fUtpnahd;whf fUkkhw;wy;

nghUl;fs; Nritfspd; ngWkjp gzj;jpd; mbg;gilapy; jPHkhdpf;fg;gLfpd;wJ. ,J

tpiyahff; fUjg;gLfpd;wJ. ,J tpiyAld; njhlHGilaJ. tpiyA+lhfNt rfy nfhLf;fy; thq;fy;fSk;
Nkw;nfhs;sg;gLfpd;wd. vdNt nghUl;fs; Nritfspd; ngWkjpia mstpLk; fUtpahfg; gzk;
nraw;gLfpd;wJ.
c+k; :

ngWkhdj; jpul;lhff; fUkkhw;wy;

gzj;jpidr; Nrfhpj;J itf;f KbAk;. Fw;wp ehzak;> ehzaj;jhs;fs;>

fhyq;fle;jitahjypd;wpAk;> Nja;tilahkYk; Nrfhpj;J itj;J vjpHfhyj;jpy; nghUl;fs; Nritfisf;
nfhs;tdT nra;tjw;Fg; gzkhfg; gad;gLj;j KbAk;.

gpw;Nghlg;gl;l nfhLg;gdT Clfnkhw;whff; fUkkhw;wy;

vjpHfhyg; gzf; nfhLg;gdTf;fhf epfo;fhyj;jpy; xg;ge;jq;fis Nkw;nfhs;syhk;. mjhtJ

vjpHtUk; jpfjpnahd;wpy; gzj;ijr; nrYj;Jk; epge;jidapd; fPo; nghUl;fs; Nritfisf; nfhs;tdT
nra;a KbAkhapUj;jiyf; Fwpf;Fk;.

4
gzj;jpd; tiffs;

rl;lg;gzk; (Legal Money)

jpiwNrhp mjpfhhpapd; cj;jutpd; fPo; ntspaplg;gLfpd;w kj;jpa tq;fpapdhy;

jhs;> Fw;wp ehzaq;fs; rl;lg;gzk; vdg;gLk;. rl;lg;gzkhdJ mq;fPfhpf;fg;gl;l gzk;
vdg;gLtJld; 100% jputj;jd;ikAilajhff; fhzg;gLk;.
cjhuzk; : Fw;wp ehzq;fSk;> jhs; ehzaq;fSk;.

rl;lg;gzj;jpd; gz;Gfs;

 murhq;fj;jpdhy; mr;rpl;L ntspaplg;gLk;.

 nfhLf;fy; thq;fYf;F vy;NyhuhYk; Vw;Wf; nfhs;sg;gLk;.
 rl;l mq;fPfhuk; cilaJ.
 100% jputj;jd;ik nfhz;lJ.

tq;fpg;gzk; / Nfs;tp itg;G / (Bank Money)

tzpf tq;fpfspy; Ngzg;gLfpd;w Nfs;tp itg;Gf;fs; vdg;gLfpd;w eilKiw

itg;Gf;fspy; fhzg;gLfpd;w kPjpfs; tq;fpg;gzkhFk;. ,g; gzkhdJ fhNrhiyfs; %yNk
nfhLf;fy; thq;fy; nra;ag;gLfpd;wJ. rl;lg;gzj;ijg; Nghd;W 100% jputj;jd;ik
fhzg;glhtpbDk; mz;kpa gzj;jpidtplf; $ba jputj;jd;ik nfhz;lJ.
cjhuzk; : tzpftq;fpfspy; fhzg;gLfpd;w eilKiw itg;Gf;fs;

gz;Gfs;

 tzpf tq;fpfspy; cUthf;fg;gLk; eilKiwf;fzf;F mtrpak;.

 gu];gu ,zf;fg;ghl;bd; mbg;gilapNyNa nfhLf;fy; thq;fy;fSf;Fg; gad;gLj;j

KbAk;.
 rl;lg;gzj;Jld; xg;gpLk;NghJ jputj;jd;ik Fiwe;jJ.

 Njitf;F Vw;g fhNrhiyapy; ngWkjp Fwpg;gpl;L gad;gLj;j KbAk;.

mz;kpagzk; / fpl;ba gzk; / (Near Money)

5
 rl;lg;gzj;jpidg; Nghd;W 100% jputj;jd;ik nfhz;buhJ vdpDk;
ngWkjpf;Nfw;g ngWkhdj;jpul;Lf; fUkq;fis epiwNtw;wf;$baJk;> ,yFthf gzkhf khw;wf;
$baJkhd nrhj;Jf;fshFk;.
cjhuzk; : tq;fpfspy; fhzg;gLfpd;w nghJkf;fspd; epiyahd Nrkpg;G itg;Gf;fs;>
jpiwNrhp cz;bay;fs;> tzpfg; gj;jpuq;fs;.

gz;Gfs;

 jputj;jd;ik Fiwe;jJ.

 Neubahff; nfhLf;fy; thq;fy;fSf;F gad;gLj;j KbahJ.

 tl;b tUkhdk; ciof;Fk;.

,yj;jpudpay; gzk;

jfty; kw;Wk; vz;khd njhopDl;gk; vd;gtw;wpd; ngWNgwhf cUthfpAs;sJk;

cs;ehl;L kw;Wk; rHtNjr nfhLf;fy; thq;fy;fspd;NghJ nfhLg;gdTf;fhfg; gad;gLj;Jfpd;w
gzNk ,JthFk;.
cjhuzk; : Credit Card
Debit Card
Prepaid Card

,yj;jpudpay; ml;ilfs; %yk; nfhLg;gdTfis Nkw;nfhs;tjid ,yFgLj;Jtjw;fhd

Nritfs; (tjpfs;)

1) jd;dpaf;f nuyH ,ae;jpuk; (Automatic Teller Machine)

2) jd;dpaf;f itg;G ,ae;jpuk;
3) fhNrhiy itg;G ,ae;jpuk;
4) tpw;gid epiyaq;fspy;
,yj;jpudpay; epjp khw;wj;Jf;F
tifnra;Ak; tiyaikg;G Kiw
5) njhiytq;fp trjpfs;
6) tiyaikg;G tq;fpf; fUkq;fs;
(Automatic Deposits Machine)
(Cheque Deposits Machine)
(Electronic Funds Transfer Point of sales)
(Tele Banking)
(Internet banking online banking)

6
 7) njhiyf;fhl;rp tq;fp trjpfs; (Television Banking)
(2014)
tq;fpg; gzj;jpw;Fk; ,yj;jpudpay; gzj;jpw;Fk; ,ilapyhd NtWghLfis cjhuzq;fSld;
RUf;fkhf tpsf;Ff.

ghltplaq;fisj; njspTgLj;Jtjw;fhd topfhl;ly;fs;

 ,yq;ifapYs;s epjp epWtdq;fs; gpd;tUkhW tifg;gLj;jg;gLk;.

 tq;fpj;Jiw

 ,yq;if kj;jpa tq;fp

 cj;juT ngw;w tzpf tq;fp

 cj;juT ngw;w tpNrl tq;fp

 itg;Gf;fis Vw;Fk; Vida epjp epWtdq;fs;

 cj;juT ngw;w epjpf; fk;gdp

 $l;LwTf; fpuhkpa tq;fp

 rpf;fdf; fld; toq;Fk; $l;LwTr; rq;fk; (rdr)

 tpNrl epjp epWtdq;fs;

 tpNrl Fj;jif fk;gdpfs;

 Kjy;epiy toq;FdHfs;

 gq;Fj; jufHfs;

 myFg; nghWg;G / myFg; nghWg;G Kfhikj;Jtf; fk;gdpfs;

 re;ijj; jufHfs;

 Kaw;rpahz;ik %yjdf; fk;gdpfs;

 xg;ge;j Nrkpg;G epWtdq;fs;

 fhg;GWjp fk;gdpfs;

 CopaH ek;gpf;if epjpak;

 Nrit toq;FdHfspd; nghWg;G epjpak;

 mq;fPfhukspf;fg;gl;l Xa;T+jpa kw;Wk; ek;gpf;if epjpak;

 mur Nritfs; ek;gpf;if epjpak;

ghltplaq;fisj; njspTgLj;Jtjw;fhd topfhl;ly;fs;

 1949Mk; Mz;L 58k; ,yf;f epjpg;gpukhzr; rl;lj;jpd; fPo; 1950 Mf];l; 28Mk; jpfjp
Muk;gpf;fg;gl;l ,yq;if kj;jpa tq;fpahdJ ,yq;ifapd; epjpf;nfhs;iffis

7
 eilKiwg;gLj;Jtjw;fhf murpd; gpujpepjp-nahd;whfr; nraw;gLfpd;w Kf;fpa
epWtdnkhd;whFk;. ,jd; Muk;g MSeuhf ,Ue;jtH N[hd; vf;];lH vd;gtuhtH.

 kj;jpatq;fpapd; xOq;fikg;Gf; fUkq;fs; 5 NgHfis cs;slf;fpa epjpr;rigapdhy;

Nkw;nfhs;sg;gLtJld; mr;rigapy; kj;jpatq;fpapd; MSeH> epjp mikr;rpd;
nrayhsH kw;Wk; epakpf;fg;gl;l %d;W mq;fj;jtHfis cs;slf;fpapUf;Fk;.

 ,yq;if kj;jpatq;fpahdJ gpujhd Nehf;fq;fs; ,uz;bid Kd;itj;Jf; fUkkhw;Wfpd;wJ.

 nghUshjhu kw;Wk; tpiykl;lq;fspd; cWjpapidg; NgZjy;.
 epjp Kiwapd; cWjpapidg; Ngzy;.

nghUshjhu kw;Wk; tpiykl;lq;fspd; cWjpapidg; NgZjy;.

cs;ehl;Lg; gzj;jpd; ngWkjpapid cWjpahfg; NgZjy; vdg;gLfpd;w ghJfhg;ghdJ

tpiykl;l cWjp vdg;gLk;. gztPf;fk; kw;Wk; gzr;RUf;f epiyikfsw;w
nghUshjhuj;jpidg; NgZtjw;F ,jd; %yk; vjpHghHf;fg;gLfpd;wJ. gztPf;fk; Fiwe;j
kl;lj;jpy; fhzg;gLk;NghJ nghUshjhuk; ey;yepiyapy; nraw;gLk;. epiyahd
nghUshjhu mgptpUj;jpf;Fk;> $ba Ntiy tha;g;Gf;fis cUthf;Ftjw;Fk; ,J
fhuzkhaikAk;.

epjpj;Jiwapd; cWjpapidg; NgZjy;.

nghUshjhuj;jpw;F <LnfhLf;ff;$ba Mw;wy; epjpKiwapd; epiyahd jd;ik

vdg;gLk;. mjhtJ epjpKiwikapy; ghJfhg;gpid Vw;gLj;Jjy;> cWjpj; jd;ikf;F
Vw;g mr;RWj;jy;fis ,dq;fhzy; kw;Wk; mtw;iw ,opTgLj;jy; vd;gtw;wpd; %yk;
epjpKiwikapid tYT+l;Ltjw;F ,aYkhf ,Uf;Fk;. ,jd;%yk; itg;ghsHfs;>
KjyPl;lhsHfs; vDk; ,U gphptpdHfSf;Fk; mD$ykhd epiyiknahd;W cUthfyhk;.

 ,yq;if kj;jpatq;fp jdJ Nehf;fj;ij epiwNtw;wpf; nfhs;tjw;Fg; gpd;tUk;

njhopw;ghLfspy; <LgLfpwJ.

,yq;if kj;jpatq;fpapd; njhopw;ghLfs;

 ehzaf; nfhs;if / gzf; nfhs;ifapid newpg;gLj;jy;.
 ntspehl;L ehza khw;Wf; nfhs;ifapid newpg;gLj;jy;.
 ,yq;ifapd; rl;lhPjpahd ntspehl;L xJf;f Kfhikj;Jtk;

8
  rl;lg;gzj;jpid ntspaplYk; toq;fYk;
 tq;fp> tq;fpay;yhj epWtdq;fspd; Nkw;ghHitahsuhfj; njhopw;gly;.
 murpd; nghUshjhu MNyhrfuhfTk;> tq;fpahsuhfTk;> epjpg;
gpujpepjpahfTk; njhopw;gly;.
 kj;jpatq;fpapy; jPHg;gdTf; fzf;Ffisg; Ngzpr;nry;Yk; tzpf tq;fpfSf;Fk;>
Muk;g tzpfq;fSf;Fk; jPHg;gdT kw;Wk; jPHtf trjpfis toq;Fjy;.

 kj;jpatq;fpapd; gpujpepjpj;Jtj; njhopw;ghLfs;.

 murpd; fld; Kfhikj;Jtk;

 ntspehl;L ehzaf; fl;Lg;ghL

 rpwpastpyhd epjpaPl;ly; Ntiyj;jpl;lq;fSf;Ff; fpuhkpa fld; Kd;nkhopT Kiwfs;

njhlHgpy; jiyik epWtdnkhd;whfj; njhopw;gly;.

 CopaH ek;gpf;if epjpapid Kfhik nra;jy;

9
 tzpfq;fspd; ntw;wpf;F kj;jpatq;fpapd; njhopw;ghLfs; cjTfpd;w Kiwapidg;
gpd;tUkhW tpsf;f KbAk;.

 ,yq;ifapYs;s tq;fpfSf;fpilapyhd nfhLg;gdT Kiwik

(Sri Lanka Inter – bank Payment System – SLPS)
 fzpdpapidg; gad;gLj;jp tq;fpfSf;fpilapy; ,lk;ngWfpd;w nfhLf;fy;
thq;fy;fisj; jPHj;J itg;gjw;fhfg; gad;gLj;Jfpd;w Kiw ,JthFk;. ,yq;if
kj;jpatq;fpapdhy; eilKiwg;gLj;jg;-gLfpd;w ,e;j tq;fpfSfpilapyhd
nfhLg;gdT Kiwik ,yq;if kj;jpatq;fpAk; kw;Wk; tzpftq;fpfSk; ,ize;J
%yjdkpl;Ls;s tiuaWf;fg;gl;l yq;fh fpspahpq; (jdpf;) fk;gdpf;F
xg;gilf;fg;gl;Ls;sJ.

 tiuaWf;fg;gl;l yq;fh fpspahpq; (jdp) fk;gdpahdJ gpd;tUk; jPHtf eltbf;iffis

Nkw;nfhs;fpd;wJ.

- fhNrhiyfs;> tq;fp Mizfs; vd;gtw;wpd; ghpkhw;wKk;> Njwpa

kPjpapidf; fopj;jYk;.

- mj;Njwpa kPjpfis kj;jpa tq;fpf;Fk;> Vida tzpf tq;fpfSf;Fk;

mwptpj;jy;.

 yq;fh fpspahpq; (jdp) fk;gdpahdJ “yq;fh Ng” (Lanka Pay) vDk;

FwpaPl;Lg; ngahpd; fPo; nfhLf;fy; thq;fYf;fhd Gjpa ml;ilnahd;iw
mwpKfg;gLj;jpAs;sJ.

 rHtNjr tq;fpfSf;fpilapyhd epjp ,yj;jpudpay; tiyaikg;G - ];ntg;l; njhlHghly;

tiyaikg;G.
(SWIFT - Sri Lanka world wide inter bank financial Telecommunication)

 etPd njhopy;El;gj;jpd; mbg;gilapy; mike;j cyfshtpa hPjpapYs;s epjp

epWtdq;fis cs;slf;fpAs;s njhlHghly; tiyaikg;ghFk;. rHtNjrhPjpapy;
tq;fpfSf;fpilapy; ,lk;ngWfpd;w epjpg; ghpkhw;wq;fs; njhlHgpy; ,J
fUkkhw;Wfpd;wJ.

 mNj Neu jPHg;gdT Kiwik (RTGS – Real Times Gross Settlement System)
,yq;ifapYs;s tq;fpfSf;fpilapy; ngWkjp$ba nfhLg;gdTfisf; fhyk; jho;j;jhJ caH
njhopDl;gj;ijAk;> ju epakq;fisAk; gad;gLj;jpj; jPHg;gdT nra;tjw;fhf

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 cUthf;fg;gl;Ls;s fzpdpf; nfhLg;gdT Kiwnahd;whFk;. kpff; FWfpafhyj;jpy;
jPHg;gdTfis Nkw;nfhs;s Kbtjhy; ,J Kf;fpakhd Kiwnahd;whFk;. ,J ehl;by;
fhzg;gLfpd;w ghhpa ngWkjpAld; $ba xNunahU cs;ehl;Lf; nfhLg;gdT
Kiwnahd;whFk;.

 gj;jpuq;fsw;w (Mtzq;fs;) gpizafj; jPHg;gdT Kiw

(SSDS – Script less Securities Depository System))

mr;rplg;gl;l gpizg;gj;jpuk; ghtidf;Fg; gjpyhf gpizg; gj;jpuq;fisf; nfhs;tdT

nra;tjw;F my;yJ tpw;gid nra;tjw;Fhpa nfhLf;fy; thq;fnyhd;iw
Nkw;nfhs;tjw;F Mtzq;fspd;wpg; gad;gLj;Jfpd;w Kiwnahd;whFk;. ,J yq;fh
nrf;FA (Secure) vDk; ngahpYk; miof;fg;gLk;.

mr;rplg;gl;l gpizg;gj;jpuq;fisj; jk;trk; itj;jpUf;Fk;NghJ my;yJ tpw;gid

nra;Ak;NghJ Vw;fNtz;b Vw;gLfpd;w ,lHfs; ,jd; %yk; ,y;yhky; NghFk;.

Nkw;Fwpg;gpl;l ,U KiwfisAk; xd;whf vLf;Fk;NghJ mJ yq;fh nrl;by; Kiwik

vdg;gLk;.

RTGS + SSDS = Lanka Settle System

 ,jw;Nfw;g tzpfq;fspy; KjyPL nra;jy; njhlHgpy; ghJfhg;G cUthtJld; gzf;

nfhLf;fy; thq;fy;fSk; ,yFthf miktJ kl;Lkd;wp tpidjpwdhfTk; ,lk;ngWfpd;wJ
vd;gjdhy; tzpff; fUkq;fspd; ntw;wpf;Fk;> ePz;lfhyk; epiyj;jpUg;gjw;Fk;
kj;jpa tq;fpapd; njhopw;ghLfs; gq;fspg;Gr; nra;fpd;wd.

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