Professional Documents
Culture Documents
MP : 01
TERMINOLOGY
MP : 02
A G E N C I E S R E L AT E D TO
MP : 03
SCOPE OF
TAKAFUL INSURANCE
Proposer
National Institute of Occupational Safety and Health (NIOSH)
Type of Coverage
Group Family Takaful Plan
MP : 04
BENEFITS OF
TAKAFUL COVERAGE
16 – 65 years old 66 – 75 years old
NO. BENEFIT – ACCIDENTAL COVERAGE VALUE
1. Death RM 13,000.00 RM 13,000.00
2. Total and Permanent Disablement RM 13,000.00 RM 13,000.00
3. Funeral Expenses RM 500 RM 500
4. Daily Hospital Allowance (max 30 days) RM 30 / day RM 30 / day
NO. BENEFIT – NATURAL COVERAGE VALUE
5. Death RM 5,000.00 RM 2,500.00
6. Total and Permanent Disablement RM 5,000.00 none
7. Terminal Illness (Cancer)
Patient who is unable to recover and wait for the death that will happen RM 5,000.00 none
anytime soon. Eg. AIDS, Cancer (final stage).
*Note: Validity date refer to the safety passport card. ANNUAL NET TAKAFUL CONTRIBUTION: RM 10.00
MP : 05
Claimant / next of kin
Start
Contact NIOSH: NIOSH
03-8769 2100 / 03-8911 3800
ETIQA
Extension:
Claimant send
Insurance Unit, Safety Awareness and
insurance claim form
and supporting Skills Division (SASD)
document to NIOSH
End
FLOWCHART OF NIOSH officer Notification of
NIOS will receive
TAKAFUL / coordinator
will request
claim document and
send to ETIQA for
claim rejection
Issue of
for additional
INSURANCE document
approval
Not
Approved
payment
(Auto Credit)
MP : 07
REQUIREMENTS FOR
HRDF CLAIMABLE
Human resource representative of
First Step
employers / contractors that contributes
METHOD OF
Claim application under
CLAIMS to HRDF need to submit the application
Skim Bantuan Latihan (SBL) directly to the said agency for approval
from Human Resources purposes.
MP : 08
THANK YOU