Ramios N Mlprime 04112021083504

Sun MaxiLink Prime
Make a bright choice with Sun MaxiLink Prime, an investment-linked life insurance product that primarily helps address your
need for:
Sun MaxiLink Prime lets you enjoy these benefits:

LIFE INSURANCE COVERAGE
This is equivalent to 200% of the Face Amount plus the Fund Value, or 500% of the annual regular premium plus 125%
of excess premiums (if any), less 125% of partial withdrawals made (if any), whichever is higher.
The addition of supplements or riders may also provide protection for contingencies such as accidents, disability and
illnesses.
SUITABLE INVESTMENT OPTIONS

Maximize your money's worth by choosing among the investment fund options that best suit your investment
objectives and risk appetite. Plus, take advantage of Sun Life's professional fund managers' investment experience and
expertise.
FUNDS FOR FUTURE NEEDS

Build funds for your child's education, a comfortable retirement, or an important life milestone. In case of an
emergency, money comes in handy via a partial fund withdrawal.
MANAGEABLE PREMIUM PAYMENTS

Pay for at least 10 years or opt to increase your fund's value through top-ups or excess payments on top of your
regular premium.
Note: Benefits indicated above are subject to the specific guidelines set by Sun Life and the actual provisions of the insurance
policy contract.
PRIMARY BENEFITS (BASIC PLAN) SUPPLEMENTARY BENEFITS (RIDERS)

FACE AMOUNT 500,000.00 TOTAL DISABILITY BENEFIT (TDB)
INITIAL LIFE INSURANCE COVERAGE 1 1,015,332.00 ACCIDENTAL DEATH, DISMEMBERMENT 500,000.00
1 Initial
Life Insurance Coverage refers to the death benefit at the end of Month 1 based on AND DISABLEMENT BENEFIT (ADDD)
current charges.
CRITICAL ILLNESS BENEFIT (CIB) 500,000.00
HOSPITAL INCOME BENEFIT (HIB) 1,500.00
DEATH BENEFIT2 LIVING BENEFIT2 FUND ALLOCATION
2The values above are computed based on 8% projected return which is subject to change and is not guaranteed by Sun Life. Projected values are net of
Balanced Bond
all current charges.
This is for information purposes only and is not a contract of insurance. For more information on the above benefits and additional details, please refer to the product proposal attached herein.
Variable Life Insurance Proposal
In the Philippines, insurance products are being offered through Sun Life of Canada (Philippines), Inc., a member of the Sun Life
group of companies. In this proposal, you and your refer to the policy owner while we, us, our and the Company refer to Sun Life
of Canada (Philippines), Inc.
Proposal Information
On the Life of : NOLI PEREZ RAMIOS Age Last Birthday : 25 (Male)
Currency : Philippine Peso
Basic Plan Face Amount Regular Premium
Sun MaxiLink Prime - Non-Smoker
(Guaranteed Death Benefit of 200% of Face Amount Ps 500,000.00 Ps 25,125.00
equivalent to Ps 1,000,000.00)
Additional Benefits
Total Disability Benefit (Waiver of Premium) - TDB Ps 665.00
Accidental Death, Dismemberment and Disablement Benefit -
Ps 500,000.00 Ps 2,325.00
ADDD
Critical Illness Benefit - CIB Ps 500,000.00 Ps 1,450.00
Hospital Income Benefit - HIB Ps 1,500.00 /day Ps 2,730.00
Class: Standard Total Initial Annual Regular Premium Ps 32,295.00
Annual Excess Premium (to be Billed Ps 0.00
Regularly)
Total Initial Annual Premium (to be Billed Ps 32,295.00
Regularly)
Excess Premium (One-time) Ps 0.00
The investment risks associated with this product are borne solely by the policy owner.
If you decide the policy is not suitable for your needs, then you may return the policy contract for cancellation by giving
us written notice. We must receive such notice within 15 days from the date you receive the policy. If you opted for an
electronic policy contract, we must receive such notice not later than 20 days from the date the policy was electronically
transmitted to you. We will refund the fund value of the units allocated to your policy inclusive of the initial charges.
Notes:
(i) All payments and benefits shown are in Philippine pesos.
(ii) The illustrations assume that all premiums are paid in full when due and as planned with no premium holiday,
you will have no withdrawals on the policy beyond those illustrated, mode of payment is annual and the current
level of charges remains unchanged.
(iii) The Company reserves the right to adjust the basic and rider premium, and any charges in this plan.
(iv) The above values are illustrations only of the key features of the recommended insurance plans. This illustration
may differ from any earlier proposal illustration.
(v) The values in the succeeding pages are illustration of possible performance of your fund. Policy fund value is not
guaranteed and returns are not based on historical performance. Since the fund performance may vary, the values
of your units are not guaranteed and will depend on the actual investment performance at that given period. The
value of the policy could be less than the premiums paid.
(vi) Any excess premium you have paid is considered such only if the Annual Regular Premium has been fully paid.
The Company may require evidence of insurability of the Life Insured with respect to payment of any excess
premium.
(vii) Premium payment period of 10 years is not guaranteed. You may still be required to pay additional
premium after 10 years if the fund value is insufficient to pay the charges.
(viii) This is a long term insurance product. Inflation over the years may reduce the ability of the policy’s coverage to
offset a potential loss in the future.
Health insurance products (basic and riders) provide you the right to Cooling-Off Period for 15 days from receipt of
corresponding policy document. If you opted for an electronic policy contract, the right to Cooling-Off period is 20 days
from the date the corresponding policy document was electronically transmitted to you.
This proposal shall form part of the insurance contract once the policy is issued. A copy of this proposal and the policy
contract will be delivered to you. While we have made every effort to ensure accuracy, errors and omissions may have
occurred in the preparation of this proposal. Should there be any discrepancy between the statement(s) contained in this
proposal and the insurance policy contract, the provisions of the insurance policy contract will prevail.
Prepared By : DUARTE, MA ELAINA NUWEE ALNEN A. Date : 04 November 2021

Branch : IVY
This is only an illustration.
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NOLI PEREZ RAMIOS 25 (Male)
Face Amount: Ps 500,000.00 Total Initial Premium to be Billed : Ps 32,295.00
Sun MaxiLink Prime is a variable life insurance product until age 88 payable for 10 years. The living benefit is equal to
the fund value, which is partially or fully withdrawable from the policy's share in the separate account(s). The death
benefit is the higher of the sum of 200% of the face amount and the fund value or the minimum death benefit. The
minimum death benefit is equal to 500% of the regular premium plus 125% of each paid excess premium, if any, less
125% of each partial withdrawal, if any. No other benefits are payable under this variable life insurance product, unless
otherwise provided in a rider.
As the policy is a variable contract, only the value of the face amount which forms part of the death benefit, as the case
may be, is guaranteed, while the fund value, will depend on the investment experience of separate account(s) linked to
the policy.
Fund Allocation
50% Balanced Fund 50% Bond Fund
Fund Description
Balanced Fund
The Fund is designed to provide optimum returns consisting of current income and capital growth through investment in
a mix of fixed-income and equity instruments.
Bond Fund
The Fund is designed to stay invested only in high-quality fixed income instruments that are classified as below average
risk.
Equity Fund
The fund is designed to produce long term capital appreciation through investment in high quality stocks that are
diversified across sectors.
Money Market Fund (available only for fund switching/transfers)
The fund is designed to maximize yields on short to medium-term placements, while ensuring adequate liquidity for
holders of the Fund.
MyFuture Fund
The fund is a target date fund that will invest primarily in high-quality stocks and a mix of government and domestic
corporate debt in accordance with an asset allocation strategy that will become increasingly conservative as the maturity
of the fund approaches.
Growth PLUS Fund
The fund is designed mainly to generate long-term capital appreciation through investment in high-quality equity and
equity-linked securities, diversified across sectors, which distribute periodic dividends and provide sustainable dividend
yields.
Index Fund
The Fund is designed mainly to generate long-term capital appreciation through investment in high-quality equities
comprised of constituents of the Philippine Stock Exchange Index (PSEi).
Captains Fund
The Fund is designed mainly to generate long-term capital appreciation primarily through investment in equity and
equity-linked securities diversified across sectors.
Opportunity Tracker Fund
The Fund is designed to provide optimum returns consisting of current income and capital growth through investment in
a mix of fixed-income and equity instruments.

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Historical Returns of Sun Life Variable Life Insurance Funds (1 of 2)

Year-on-Year Return
Fund Name 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec-
(Fund Launch Date) 11 12 13 14 15 16 17 18 19 20
Peso Balanced
1.95% 23.20% 1.14% 11.81% -3.75% -2.74% 12.70% -9.89% 8.93% -6.15%
(Dec. 6, 2004)
Peso Bond
6.90% 6.56% 8.25% 0.16% -0.96% -0.90% 0.71% -5.32% 18.31% 5.85%
(Sep. 13, 2004)
Peso Equity
1.34% 30.97% 1.31% 19.73% -5.02% -1.78% 20.94% -9.46% 2.85% -13.92%
(Sep. 13, 2004)
Peso Money Market
0.50% 0.66% -0.34% -0.37% 0.10% -0.06% 0.60% 1.56% 2.64% 1.56%
(Jun. 25, 2007)
MyFuture 2025
2.25% 31.15% 2.97% 18.15% -5.51% -2.42% 14.71% -8.07% 7.05% 3.50%
(Jun. 7, 2008)
MyFuture 2030
1.61% 30.93% 2.10% 20.58% -5.05% -2.68% 16.78% -11.79% 7.83% -0.89%
(Jun. 7, 2008)
MyFuture 2035
1.71% 30.93% 3.31% 20.55% -4.86% -2.08% 17.67% -12.95% 6.91% -4.39%
(Jun. 7, 2008)
MyFuture 2040
1.94% 30.96% 3.14% 20.36% -4.79% -2.04% 20.54% -13.12% 6.40% -4.51%
(Jun. 7, 2008)
Growth PLUS
N/A N/A N/A N/A -12.09%* -2.81% 21.42% -15.18% -3.95% -6.33%
(Apr. 8, 2015)
Index
N/A N/A N/A N/A N/A 1.71%* 23.64% -13.52% 3.66% -9.11%
(Jan. 25, 2016)
Captains
N/A N/A N/A N/A N/A -6.56%* 14.24% -14.60% -7.42% -2.12%
(Apr. 18, 2016)
Opportunity Tracker
N/A N/A N/A N/A N/A N/A -0.46%* -12.14% 8.26% 3.97%
(Oct. 9, 2017)
* Returns are from Fund inception date and not full year returns.
The values above are actual investment returns of Funds of variable life insurance products, net of fund management
charges. Past investment performance is not necessarily indicative of the future or likely performance of the funds.
The returns illustrated above are not the policy fund returns.
Unit Price is the Net Asset Value Per Unit (NAVPU) of a VUL fund. The Unit Price of a Fund on a Valuation Date is
determined by dividing the net asset value of the Fund on the Valuation Date by the aggregate number of outstanding
Units of the Fund on the Valuation Date. Currently, valuation is done on a daily basis. The Unit Prices of the Funds are
published weekly on major newspapers. You may also visit our website at www.sunlife.com.ph for the daily Unit Prices.

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Historical Returns of Sun Life Variable Life Insurance Funds (2 of 2)

Year-on-Year Return
Compounded
Annual Growth
Fund Name 3-Year Return 5-Year Return 10-Year Return
Rate (for
(Fund Launch Date) (2020 vs 2017) (2020 vs 2015) (2020 vs 2010)
completed
calendar years)
Peso Balanced
7.31% -7.88% 0.99% 38.05%
(Dec. 6, 2004)
Peso Bond
5.39% 18.58% 18.35% 44.74%
(Sep. 13, 2004)
Peso Equity
8.61% -19.84% -4.79% 45.61%
(Sep. 13, 2004)
Peso Money Market
0.88% 5.86% 6.43% 7.00%
(Jun. 25, 2007)
MyFuture 2025
9.94% 1.86% 14.02% 75.76%
(Jun. 7, 2008)
MyFuture 2030
9.72% -5.73% 7.13% 66.61%
(Jun. 7, 2008)
MyFuture 2035
9.53% -11.01% 2.54% 61.80%
(Jun. 7, 2008)
MyFuture 2040
9.69% -11.73% 4.24% 64.47%
(Jun. 7, 2008)
Growth PLUS
-2.08% -23.69% -9.95% N/A
(Apr. 8, 2015)
Index
0.18% -18.52% N/A N/A
(Jan. 25, 2016)
Captains
-3.03% -22.61% N/A N/A
(Apr. 18, 2016)
Opportunity Tracker
-0.37% -1.11% N/A N/A
(Oct. 9, 2017)
The values above are actual investment returns of Funds of variable life insurance products, net of fund management
charges. Past investment performance is not necessarily indicative of the future or likely performance of the funds.
The returns illustrated above are not the policy fund returns.
Unit Price is the Net Asset Value Per Unit (NAVPU) of a VUL fund. The Unit Price of a Fund on a Valuation Date is
determined by dividing the net asset value of the Fund on the Valuation Date by the aggregate number of outstanding
Units of the Fund on the Valuation Date. Currently, valuation is done on a daily basis. The Unit Prices of the Funds are
published weekly on major newspapers. You may also visit our website at www.sunlife.com.ph for the daily Unit Prices.
Certified true and correct:
Alexander S. Narciso
President

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Accidental Death, Dismemberment and Disablement Benefit
Once the life insured dies or suffers an injury from accident which occurs within one year from the date of accident and
such death or injury resulted, directly and independently of disease, medical or surgical treatment, in any of the
following losses, we will pay you the Benefit Amount equivalent to a percentage of the Principal Sum of Ps 500,000.00 as
follows:
% of Principal % of Principal
Sum Sum
life 100% four fingers 35%
entire sight of both eyes 100% hearing of one ear 25%
both hands or both feet 100% all toes on one foot 25%
one hand and one foot 100% thumb 15%
either hand or foot & sight of one eye 100% index finger 10%
arm at or below elbow 70% middle finger 6%
leg at or above knee 60% ring finger 5%
one hand at or above wrist 50% big toe 5%
one foot at or above the ankle 50% little finger 4%
hearing of both ears 50% metacarpals 1st or 2nd (additional) 3%
sight of one eye 50% metacarpals 3rd, 4th or 5th (additional) 2%
four fingers and thumb of one hand 50% any toe other than big toe, each 1%
If the life insured sustains more than one of the above losses as a result of one accident, we will pay for that one loss for
which the largest amount is payable.
When the insured becomes Totally Disabled as a result of accidental bodily injury commencing within one year from the
date of accident and such disability has continued uninterruptedly for a period of 6 months as evidenced by satisfactory
proof of disability submitted to us and such disability occurs before the policy anniversary on or following the life
insured's 60th birthday, we will pay you an annual Benefit Amount of 10% of the Principal Sum for 10 years. The life
insured is deemed Totally Disabled when he is completely unable, during the first 2 years from the date of accident, to
carry on his own occupation, and thereafter to carry on any occupation, and the total disability is continuous.
The first annual payment will be payable on the 7th month of disability, or if such disability does not require the six-
month waiting period, then on the onset of disability. Subsequent annual payments will be payable during the
continuance of such disability, subject to a maximum of 10 annual payouts. However, if one of the following occurs
during the 10-year payout period : a) you fail to provide proof of continuing Total Disability of the life insured as
required; or b) the life insured becomes able again to carry on his own occupation during the first two years, and
thereafter to carry on any occupation; or c) the life insured dies, then we will no longer be liable to pay further
disablement benefits as the Total Disability is deemed to have ceased.
In any policy year, the aggregate of all percentages we will pay under the Accidental Death, Dismemberment and
Disablement Benefit provision in respect of any one accident resulting in loss or losses will be the Principal Sum.
In any policy year, the aggregate benefits we will pay under the Dismemberment or Disability Benefit in respect of one or
more accidents resulting in loss or losses will not exceed the Principal Sum.
In any policy year, the amount of benefit we will pay for loss of life arising from independent and unrelated accident will
always be the Principal Sum.
We will not pay any benefit for any loss resulting from or caused directly or indirectly, wholly or partly, by: (a) suicide
while sane or insane, or intentionally self-inflicted injuries; (b) bodily or mental infirmity or disease of any kind, or
infection other than infection occurring simultaneously with and in consequence of accidental cut or wound; (c)
committing a criminal offense; (d) homicide; (e) poison, carbon monoxide or drug overdose; (f) alcohol abuse; (g)
insurrection, civil commotion or hostile action of armed forces, whether or not the life insured was actually participating
therein; or (h) injury sustained from any aviation or marine activities, other than as a fare paying passenger in an air or
marine device operated by a commercial airline or shipping line on a scheduled passenger trip over its established
passenger route.
The above information is intended as a general summary and for reference only. Please refer to the contract for the
detailed description of the terms, conditions, limitations and exclusions of the above rider.

6.0 / 4.0 135518O041120210834568328059 Page 5 of 14
Critical Illness Benefit

If the life insured has been diagnosed, while living, to have contracted any one or more of the following Critical Illnesses
listed below or has undergone any of the specified surgeries, then you will receive Ps 500,000.00*. The Critical Illness
must occur more than 90 days after the date the benefit comes into force and the diagnosis must occur before the earlier
of the life insured's 70th birthday and the maturity date of the policy.
The list of Critical Illnesses and those requiring surgery include:
Critical Illnesses 20. Major Burns

1. Acute Heart Attack 21. Major Head Trauma
2. Alzheimer's Disease 22. Medullary Cystic Disease
3. Amyotrophic Lateral Sclerosis(ALS) 23. Meningeal Tuberculosis
4. Aplastic Anaemia 24. Motor Neuron Disease
5. Bacterial Meningitis 25. Multiple Sclerosis
6. Benign Brain Tumour 26. Paralysis
7. Cerebral Metastasis 27. Parkinson's Disease
8. Coma 28. Progressive Bulbar Palsy (PBP)
9. Deafness 29. Progressive Muscular Atrophy (PMA)
10. Dissecting Aortic Aneurysm 30. Stroke
11. Encephalitis 31. Terminal Illness
12. End Stage Liver Failure 32. Total Blindness
13. End Stage Lung Disease
14. End Stage Renal Disease
15. Fulminant Hepatitis Critical Illnesses Requiring Surgery
16. Guillain-Barre Syndrome 33. Coronary Artery Bypass Surgery
17. Invasive Cancer 34. Major Organ Transplant
18. Loss of Limbs 35. Replacement of Heart Valve
19. Loss of Speech 36. Surgery for Disease of the Aorta (Aorta Surgery)
We will not pay for claims arising from any of the following: (a) critical illnesses diagnosed within 90 days from the issue
date of this benefit or its last reinstatement, whichever is later; (b) any pre-existing or recurring critical illnesses which are
diagnosed or which the life insured contracted prior to the issue date of this benefit or date of last reinstatement; (c)
congenital abnormalities; (d) any Human Immunodeficiency Virus (HIV) and/or any HIV-related illness including
Acquired Immune Deficiency Syndrome (AIDS) and/or any mutations, derivation or variations thereof; (e) attempted
suicide or self-inflicted injury while sane or insane; (f) taking or absorbing, accidentally or otherwise, any intoxicating
liquor, sedative or poison drug, narcotic or medicine, except as prescribed by a Doctor; and (g) inhaling any gas or fumes
except if inhalation is accidental AND in the course of duty.
Note: This benefit automatically renews every five years with a premium adjustment every 5th anniversary of the
policy. We may change the premium rate of this benefit from time to time but not more often than once a
year, subject to the approval of the Insurance Commission. We will advise you by written notice as to the new
premium rate prior to the renewal date.
Premium Schedule
Critical Illness Benefit Critical Illness Benefit
Duration Duration
Premium Premium
1-5 1,450.00 31 - 35 13,100.00
6 - 10 1,815.00 36 - 40 17,880.00
11 - 15 2,240.00 41 - 45 23,530.00
16 - 20 3,585.00
21 - 25 5,805.00
26 - 30 8,320.00
*The CIB Face Amount will be subject to Financial Underwriting.

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Hospital Income Benefit

Once life insured is confined in the Hospital, as a result of Injury or Sickness, on the recommendation of a Physician as
an in-patient, you will receive Ps 1,500.00* as Daily Hospital Income. Such Hospital Confinement must occur before the
earlier of the policy anniversary on or following the life insured's 60th birthday and the maturity date of the policy.
Hospital Confinement due to Sickness must be for a minimum of three (3) days before we pay the Daily Hospital
Income benefit from the first day of hospitalization. If due to Injury, the waiting period will not apply, in which case, we
will pay the benefit beginning on the first day of Hospital Confinement.
We will pay twice the amount of Hospital Income Benefit if: (a) the life insured is confined in the Intensive Care Unit of
the Hospital due to Injury or Sickness; or (b) the Sickness which results in Hospital Confinement of the life insured is
classified as a Dread Disease.
The covered Dread Diseases include only the following:
1. Acute Heart Attack 5. End Stage Renal Disease 9. Poliomyelitis
2. Chronic Liver Disease 6. Invasive Cancer 10. Progressive Muscular Atrophy
3. Dissecting Aortic Aneurysm 7. Major Organ Transplant (PMA)
4. End Stage Lung Disease 8. Multiple Sclerosis 11. Stroke
In case Hospital Confinement simultaneously qualifies the life insured for both Intensive Care and the Dread Disease, we
will pay for only one with the greater benefit amount.
We will pay the benefit during the continuance of the Hospital Confinement up to a maximum of 1,000 days.
If the benefits have become payable and the life insured is again confined to a Hospital due to the same or related Injury
or Sickness, the subsequent period of Hospital Confinement will be considered a continuation of the prior period.
Benefits will commence on the first day of such Hospital Confinement for an Injury or Sickness and the total combined
Hospital Confinement will be subject to the 1,000 days maximum period.
During the first 12 months from the effective date of this benefit or date of last reinstatement, we will provide no benefits
for Hospital Confinement resulting from Injury or Sickness for which the life insured received medical advice or
treatment or medication within 12 months prior to the effective date of this benefit or last reinstatement.
If the life insured has several policies with Hospital Income Benefit with us, the aggregate maximum of daily hospital
income is Ps 10,000.
We will not pay any benefit for Hospital Confinement of the life insured caused by or resulting from any of the
following: (a) attempted suicide or self-inflicted injury while sane or insane; (b) war declared or undeclared,
insurrection, riots, civil commotion or any hostile action of armed forces; (c) abuse of drug or alcohol; (d) committing or
attempting to commit a criminal offense; (e) nervous or mental disorder; (f) pregnancy, childbirth, miscarriage or
abortion or complication of any of these; (g) congenital deformities and defects; (h) routine physical check-up and rest
cures; (i) cosmetic or plastic surgery, except as a result of Injury and recommended by a Physician; and (j) any Human
Immunodeficiency Virus (HIV) and/or any HIV-related illness including Acquired Immune Deficiency Syndrome (AIDS)
and/or mutations, derivation or variations thereof.
Note: This benefit automatically renews every year with premiums at issue age rates. We may change the premium
rate of this benefit from time to time but not more than once a year, subject to the approval of the Insurance
Commission. We will advise you by written notice as to new premium rate prior to the renewal year.
The above information is intended as a general summary and for reference only. Please refer to the contract for the
detailed description of the terms, conditions, limitations and exclusions of the above rider.
*The HIB Face Amount will be subject to Financial Underwriting.

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Illustration of Rider Premiums

Rider Premiums
End of Attained Premiums Total Rider TDB* ADDD^ CIB# HIB^^
Year Age Paid Premiums

1 26 32,295 7,170 665 2,325 1,450 2,730
2 27 32,295 7,170 665 2,325 1,450 2,730
3 28 32,295 7,170 665 2,325 1,450 2,730
4 29 32,295 7,170 665 2,325 1,450 2,730
5 30 32,295 7,170 665 2,325 1,450 2,730
6 31 32,660 7,535 665 2,325 1,815 2,730
7 32 32,660 7,535 665 2,325 1,815 2,730
8 33 32,660 7,535 665 2,325 1,815 2,730
9 34 32,660 7,535 665 2,325 1,815 2,730
10 35 32,660 7,535 665 2,325 1,815 2,730
11 36 4,970 4,970 2,240 2,730
12 37 4,970 4,970 2,240 2,730
13 38 4,970 4,970 2,240 2,730
14 39 4,970 4,970 2,240 2,730
15 40 4,970 4,970 2,240 2,730
16 41 6,315 6,315 3,585 2,730
17 42 6,315 6,315 3,585 2,730
18 43 6,315 6,315 3,585 2,730
19 44 6,315 6,315 3,585 2,730
20 45 6,315 6,315 3,585 2,730

30 55 11,050 11,050 8,320 2,730
35 60 15,830 15,830 13,100 2,730
40 65 17,880 17,880 17,880

*TDB premium payment terminates at the earlier of attained age 60 and premium paying period.
^ADDD premium payment terminates at the earlier of attained age 70 and premium paying period.
#CIB premium payment terminates at attained age 70.
^^HIB premium payment terminates at attained age 60.

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Illustration of Benefits - Balanced Fund (50%)

The values illustrated below are not guaranteed. The investment returns used are for illustrative purposes and are not
based on past performance with respect to the fund where your policy is linked. The returns are likely to change during
the investment period. Also, the assumed returns do not represent the upper and lower limits of the actual return that
may be realized. Values are calculated assuming the fund is earning 4%*, 8%* and 10%*. It is assumed that the mode of
payment is annual. If mode of payment is other than annual, values shown may change.
PROJECTED BENEFITS
End Attained Premiums Charges** Policy Fund Value Death Benefit
of Age Paid 4% 8% 10% 4% 8% 10%
Year

1 26 16,148 12,535 3,831 4,053 4,165 1,007,664 1,008,108 1,008,331
2 27 16,148 10,050 10,485 11,286 11,695 1,020,973 1,022,579 1,023,397
3 28 16,148 7,566 19,934 21,673 22,575 1,039,876 1,043,361 1,045,169
4 29 16,148 5,710 31,646 34,805 36,472 1,063,308 1,069,640 1,072,981
5 30 16,148 5,738 43,785 48,934 51,698 1,087,599 1,097,920 1,103,462
6 31 16,330 4,693 57,667 65,477 69,742 1,115,377 1,131,036 1,139,589
7 32 16,330 4,694 72,087 83,311 89,549 1,144,238 1,166,745 1,179,255
8 33 16,330 4,695 87,069 102,539 111,290 1,174,224 1,205,251 1,222,808
9 34 16,330 4,696 102,632 123,267 135,156 1,205,380 1,246,772 1,270,627
10 35 16,330 4,698 120,541 147,636 163,534 1,241,234 1,295,589 1,327,495
11 36 2,485 3,417 124,331 158,295 178,654 1,248,851 1,316,999 1,357,866
12 37 2,485 3,418 128,267 169,786 195,252 1,256,762 1,340,083 1,391,212
13 38 2,485 3,419 132,355 182,174 213,472 1,264,979 1,364,974 1,427,825
14 39 2,485 3,421 136,601 195,530 233,471 1,273,515 1,391,813 1,468,024
15 40 2,485 3,422 143,640 213,478 259,551 1,287,643 1,427,863 1,520,430
16 41 3,158 4,095 148,337 229,304 284,086 1,297,083 1,459,676 1,569,764
17 42 3,158 4,165 153,145 246,295 310,946 1,306,747 1,493,835 1,623,786
18 43 3,158 4,256 158,047 264,519 340,337 1,316,603 1,530,482 1,682,913
19 44 3,158 4,366 163,028 284,053 372,486 1,326,618 1,569,772 1,747,605
20 45 3,158 4,491 171,214 310,130 414,212 1,343,054 1,622,197 1,831,548
30 55 5,525 8,197 236,176 652,904 1,057,143 1,473,638 2,312,343 3,127,274
40 65 8,940 15,745 311,925 1,379,223 2,716,456 1,625,884 3,777,212 6,479,205
50 75 14,862 343,633 2,871,816 6,958,011 1,690,093 6,794,618 15,070,840
60 85 43,234 161,990 5,872,890 17,784,669 1,325,778 12,877,615 37,063,959
63 88 56,659 17,937 7,188,048 23,349,875 1,036,088 15,547,688 48,388,536
*The investment returns used are net of the fund management charge of 2.00% (plus VAT) of the fund value.
** Charges are based on a 4% investment return.
Please refer to Important Illustration Notes page for more information.
The figures shown herein are based on assumptions in the accompanying first page of this proposal.

6.0 / 4.0 135518O041120210834568328059 Page 9 of 14
Illustration of Benefits - Bond Fund (50%)

PROJECTED BENEFITS
of Age Paid 4% 8% 10% 4% 8% 10%
Year

1 26 16,148 12,536 3,833 4,055 4,167 1,007,664 1,008,108 1,008,331
2 27 16,148 10,052 10,488 11,292 11,702 1,020,973 1,022,579 1,023,397
3 28 16,148 7,568 19,942 21,688 22,594 1,039,876 1,043,361 1,045,169
4 29 16,148 5,712 31,662 34,835 36,509 1,063,308 1,069,640 1,072,981
5 30 16,148 5,741 43,813 48,986 51,763 1,087,599 1,097,920 1,103,462
6 31 16,330 4,695 57,710 65,559 69,847 1,115,377 1,131,036 1,139,589
7 32 16,330 4,697 72,150 83,434 89,707 1,144,238 1,166,745 1,179,255
8 33 16,330 4,699 87,156 102,712 111,517 1,174,224 1,205,251 1,222,808
9 34 16,330 4,701 102,748 123,504 135,471 1,205,380 1,246,772 1,270,627
10 35 16,330 4,703 120,693 147,954 163,961 1,241,234 1,295,589 1,327,495
11 36 2,485 3,422 124,520 158,704 179,212 1,248,851 1,316,999 1,357,866
12 37 2,485 3,424 128,495 170,297 195,960 1,256,762 1,340,083 1,391,212
13 38 2,485 3,426 132,624 182,799 214,353 1,264,979 1,364,974 1,427,825
14 39 2,485 3,428 136,914 196,283 234,553 1,273,515 1,391,813 1,468,024
15 40 2,485 3,430 144,003 214,385 260,879 1,287,643 1,427,863 1,520,430
16 41 3,158 4,105 148,746 230,371 285,678 1,297,083 1,459,676 1,569,764
17 42 3,158 4,176 153,603 247,540 312,840 1,306,747 1,493,835 1,623,786
18 43 3,158 4,269 158,556 265,963 342,576 1,316,603 1,530,482 1,682,913
19 44 3,158 4,380 163,590 285,718 375,119 1,326,618 1,569,772 1,747,605
20 45 3,158 4,507 171,840 312,067 417,336 1,343,054 1,622,197 1,831,548
30 55 5,525 8,241 237,462 659,439 1,070,131 1,473,638 2,312,343 3,127,274
40 65 8,940 15,846 313,959 1,397,989 2,762,750 1,625,884 3,777,212 6,479,205
50 75 14,982 346,460 2,922,803 7,112,829 1,690,093 6,794,618 15,070,840
60 85 43,708 163,788 6,004,726 18,279,290 1,325,778 12,877,615 37,063,959
63 88 57,329 18,152 7,359,641 24,038,661 1,036,088 15,547,688 48,388,536
*The investment returns used are net of the fund management charge of 1.50% (plus VAT) of the fund value.

6.0 / 4.0 135518O041120210834568328059 Page 10 of 14
Illustration of Benefits - All Chosen Funds

PROJECTED BENEFITS
of Age Paid 4% 8% 10% 4% 8% 10%
Year

1 26 32,295 25,071 7,664 8,108 8,331 1,007,664 1,008,108 1,008,331
2 27 32,295 20,103 20,973 22,579 23,397 1,020,973 1,022,579 1,023,397
3 28 32,295 15,134 39,876 43,361 45,169 1,039,876 1,043,361 1,045,169
4 29 32,295 11,422 63,308 69,640 72,981 1,063,308 1,069,640 1,072,981
5 30 32,295 11,479 87,599 97,920 103,462 1,087,599 1,097,920 1,103,462
6 31 32,660 9,388 115,377 131,036 139,589 1,115,377 1,131,036 1,139,589
7 32 32,660 9,391 144,238 166,745 179,255 1,144,238 1,166,745 1,179,255
8 33 32,660 9,394 174,224 205,251 222,808 1,174,224 1,205,251 1,222,808
9 34 32,660 9,398 205,380 246,772 270,627 1,205,380 1,246,772 1,270,627
10 35 32,660 9,401 241,234 295,589 327,495 1,241,234 1,295,589 1,327,495
11 36 4,970 6,839 248,851 316,999 357,866 1,248,851 1,316,999 1,357,866
12 37 4,970 6,842 256,762 340,083 391,212 1,256,762 1,340,083 1,391,212
13 38 4,970 6,845 264,979 364,974 427,825 1,264,979 1,364,974 1,427,825
14 39 4,970 6,849 273,515 391,813 468,024 1,273,515 1,391,813 1,468,024
15 40 4,970 6,852 287,643 427,863 520,430 1,287,643 1,427,863 1,520,430
16 41 6,315 8,200 297,083 459,676 569,764 1,297,083 1,459,676 1,569,764
17 42 6,315 8,341 306,747 493,835 623,786 1,306,747 1,493,835 1,623,786
18 43 6,315 8,525 316,603 530,482 682,913 1,316,603 1,530,482 1,682,913
19 44 6,315 8,746 326,618 569,772 747,605 1,326,618 1,569,772 1,747,605
20 45 6,315 8,998 343,054 622,197 831,548 1,343,054 1,622,197 1,831,548
30 55 11,050 16,438 473,638 1,312,343 2,127,274 1,473,638 2,312,343 3,127,274
40 65 17,880 31,591 625,884 2,777,212 5,479,205 1,625,884 3,777,212 6,479,205
50 75 29,844 690,093 5,794,618 14,070,840 1,690,093 6,794,618 15,070,840
60 85 86,942 325,778 11,877,615 36,063,959 1,325,778 12,877,615 37,063,959
63 88 113,988 36,088 14,547,688 47,388,536 1,036,088 15,547,688 48,388,536
*The investment returns used are net of the fund management charge of 2.00% (plus VAT) of the fund value for
Balanced Fund and 1.50% (plus VAT) of the fund value for Bond Fund.

6.0 / 4.0 135518O041120210834568328059 Page 11 of 14
Important Illustration Notes
The projected values are net of: (a) premium charges of 65% of annual regular premium on the first policy year and 5%
of annual regular premium from the second to the fifth year, all excess premiums shall be subject to a premium charge of
5%; (b) periodic charge of 40% of the annual regular premium on the second year, 20% on the third year and 5% on the
fourth and fifth, to be deducted monthly; (c) monthly insurance charge of 200% of the Face Amount multiplied by the
insurance rate determined by the Company, plus additional benefit premiums, if any; and (d) a fund management
charge of 2.00% (plus VAT) of the fund value for Balanced Fund and 1.50% (plus VAT) of the fund value for Bond Fund.
The figures shown above are net of all charges. The monthly charges are deducted from the fund. No premium charge
and monthly periodic charge are imposed on any extra premium and additional benefit premium. The monthly
insurance charge generally increases with the attained age of the insured and may cause early termination of the policy.
A loyalty bonus on the 10th policy anniversary year and every 5 years thereafter is included in the above illustration. The
loyalty bonus is currently equal to 2% of the average monthly fund balance of the preceding 5 years. It is not guaranteed
and will depend on the actual performance of the fund.
You should only invest in this product if you intend to pay the regular premium for the whole of your chosen payment
term. Should you terminate the policy early, you may suffer a loss as illustrated above. Your policy may also be
terminated under other adverse investment scenarios. If the actual investment return is below the above assumed
investment returns, the policy may be terminated earlier than what is illustrated above. You could lose all your premiums
paid and benefits once your policy is terminated.

6.0 / 4.0 135518O041120210834568328059 Page 12 of 14
Declaration and Acknowledgement of Variability

• I have read and understood the disclosures in this proposal illustration. I likewise signify that my advisor has
explained to me the features and the charges on the policy, the manner in which the variable benefits will reflect
the investment experience of the separate account(s), and the guarantees on minimum death benefit.
• I hereby agree and declare that:
1. I have applied with the Sun Life of Canada (Philippines), Inc. for a Variable Life Insurance Policy, and have
understood the risks inherent in the product.
2. I have reviewed and understood the illustration(s) presented that shows how a variable life insurance policy
performs using company's assumptions and based on the Insurance Commission's guidelines on interest rates.
3. I understand and accept the results of my Client Suitability Assessment. Should I opt to deviate from my
assessed risk profile either now or in the future, I accept to fully bear the risks that may result from said
deviation.
Subject to the above statements, I have chosen the following underlying fund/s, with the corresponding fund
allocations shown below:
Balanced Fund (50%) - The Fund is designed to provide optimum returns consisting of current income and
capital growth through investment in a mix of fixed-income and equity instruments.
Bond Fund (50%) - The Fund is designed to stay invested only in high-quality fixed income instruments that are
classified as below average risk.

6.0 / 4.0 135518O041120210834568328059 Page 13 of 14
(Continued)
4. I understand that the performance of the underlying investments of the fund may change over time and as such,
the Net Asset Values of my units may fluctuate and that the value of my policy could amount to less than the
total premiums paid. Returns of the fund are not guaranteed and will depend on its performance at the time of
surrender or withdrawal. Any reference to historical performance of the fund does not guarantee future returns.
The unit values of my variable life insurance funds are periodically published in the Company’s website, which I
can access or view any time.
5. I understand and accept that the investment risks under the policy are borne solely by me, as the policy owner.
• By requesting a proposal on Sun Life of Canada (Philippines), Inc.'s products and services and by sharing and
disclosing my personal data, I authorize and consent to the use, processing and exchange of information needed to
prepare the proposal. In the event I do not proceed with my insurance application with Sun Life of Canada
(Philippines), Inc., my personal data is kept for one year in Sun Life of Canada (Philippines), Inc.'s data processing
systems after which, it will be irreversibly anonymized for the sole purpose of data analytics and proposal counts
report.
NOLI RAMIOS
Applicant's Signature over Printed Name Date
End of Proposal

6.0 / 4.0 135518O041120210834568328059 Page 14 of 14
Alternative Product Offering: Sun MaxiLink 100
P R O D U C T H I G H L I G H T S
What is Sun MaxiLink 100?
Sun MaxiLink 100 is a regular pay, investment-linked life insurance product that provides protection until
age 100. It offers insurance coverage equal to 200% of the Face Amount plus the Fund Value, or 500% of
the annual regular premium plus 125% of excess premiums (if any), less 125% of partial withdrawals made
(if any), whichever is higher. It invests in Peso-denominated funds and is offered through Sun Life of Canada
(Philippines), Inc.
You may request proposal information from your Sun Life Advisor for more details on the product
features and benefits.
What are the key risks of this product?
Purchasing an investment-linked life insurance product has its advantages and trade-offs. As an investment-
linked product, the policy owner must understand that the product may be subject to investment risks
which include, but are not limited to credit risk, mark-to-market risk, taxation risk, regulatory risk, currency
risk, interest rate risk, liquidity risk and default risk which could affect the value of the policy. SLOCPI is
guided by the Funds' investment objectives in managing these risks; however, this does not guarantee
investment returns nor protection against capital loss. To further understand the nature of said risks, a
table of definition is provided in the succeeding Product Highlights page.
What are the fees and charges for this product?
During the policy's tenure, the investment fund is subject to Fund Management Charge, Monthly Periodic
Charge and Cost of Insurance Charge. Surrender Charge may also be incurred in the event of partial or full
withdrawal of the policy's Fund Value. You may refer to the details of the charges on the Illustration of
Benefits of the Product Proposal document.
How often will my investment fund be assessed or valued?
The performance of the investment fund associated with this product is valued every working day. For any
financial transactions, the next day's unit price is used as reference. Rates or Net Asset Value Per Unit are
available daily via www.sunlife.com.ph and published in a broadsheet (i.e. Philippine Star) every week.
Can I withdraw from my Fund Value in case of an emergency?
Yes, you can make partial withdrawals from your Fund Value when necessary. Depending on the policy
year when the withdrawal is made, the amount to be withdrawn may be subject to applicable charges.
Incidentally, taking out funds from your policy diminishes your death benefit and may also result to the
possible termination of your policy, in case the remaining Fund Value is no longer sufficient to cover the
applicable policy charges.
In the event that you withdraw your Fund Value in full, your policy will be deemed surrendered and
terminated. Note, that surrendering your policy may be more disadvantageous than beneficial to you, as
you may not only incur surrender charges but you also lose potential investment earnings as well as the
benefit of having life insurance protection. Likewise, when you decide to apply again for life insurance
coverage, the merits of your application will be based on your attained age and health condition at the
time of application which may result to higher premium rates, exposure to medical examinations, and
possible coverage exclusions.
We encourage you to maintain your policy for your financial benefit. Moreover, if you keep it in-force for
at least 10 years, you may receive a Loyalty Bonus in the form of unit credits at the end of the 10th year
and every 5 years thereafter.
Alternative Product Offering: Sun MaxiLink 100
P R O D U C T H I G H L I G H T S
Disclosure of Conflict of Interest:
Sun Life of Canada (Philippines), Inc. or SLOCPI makes investment decisions for the funds based on the
circumstances of each fund and independently of decisions made for other funds. There are times when
SLOCPI may take the same investments for a fund and one or more other funds. This may create a conflict
of interest if there is only a limited amount of the investment available, or if the investment is purchased
at different times or at different prices for different funds. If this happens, SLOCPI will attempt to allocate
the investment fairly between the fund and other funds. Factors SLOCPI considers in allocations include
the size and timing of previous allocations, whether the security meets the objectives of the respective
portfolios, the relative portfolio size and the rate of growth of the portfolios.
DEFINITION OF INVESTMENT RISKS
Credit Risk This risk refers to the probability that a counterparty to an investment may
not be able to fulfill its obligations accordingly, resulting to an adverse effect
on the value of a money market or debt security such as a bond.
Currency Risk This risk refers to the probability that the value of investments held in foreign
(or Foreign Exchange Risk) currencies, such as the US Dollar, may fluctuate against the local currency or
Philippine Peso due to changing interest rates and inflation rates. This risk may
also occur when foreign governments restrict currency exchange, impeding
cash distributions or processing of fund redemptions.
Interest Rate Risk This risk refers to the possibility that the value of an investment with holdings
in fixed-income securities such as bonds may rise and fall as interest rates
change. When interest rates fall, the value of an existing bond rises. On the
contrary, when interest rates rise, the value of an existing bond generally falls.
Liquidity Risk This risk refers to the possibility that assets or securities may not be bought or
sold within a desired time and at fair value, which in turn may affect the value
of an investment or satisfy investment purchase and redemption services of
SLOCPI to its policy holders.
Market Risk This risk refers to the probability that the market value of an investment will
rise or fall based on overall market conditions. The value of the market can
vary with changes in the general economic and financial conditions as well as
political, social and environmental factors.
Regulatory Risk This risk refers to the probability that certain laws and regulations applicable
to investments, including income tax and securities laws, and the
administrative policies and practices of regulatory authorities may change in a
manner that adversely affects the value of an investment.
Taxation Risk This risk refers to the probability that the application of tax on investment
may differ from jurisdiction to jurisdiction and tax treatment may change
before the maturity or redemption date of an investment. For more
information on the effects of tax on the acquisition, ownership or liquidation
of investment funds, it is best for the customer to consult a personal,
independent tax adviser.

Ramios N Mlprime 04112021083504

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Sun MaxiLink Prime

Sun MaxiLink Prime lets you enjoy these benefits:

SUITABLE INVESTMENT OPTIONS

FUNDS FOR FUTURE NEEDS

MANAGEABLE PREMIUM PAYMENTS

PRIMARY BENEFITS (BASIC PLAN) SUPPLEMENTARY BENEFITS (RIDERS)

DEATH BENEFIT2 LIVING BENEFIT2 FUND ALLOCATION

Prepared By : DUARTE, MA ELAINA NUWEE ALNEN A. Date : 04 November 2021

This is only an illustration.

Historical Returns of Sun Life Variable Life Insurance Funds (1 of 2)

This is only an illustration.

Historical Returns of Sun Life Variable Life Insurance Funds (2 of 2)

This is only an illustration.

This is only an illustration.

Critical Illness Benefit

Critical Illnesses 20. Major Burns

This is only an illustration.

Hospital Income Benefit

This is only an illustration.

Illustration of Rider Premiums

This is only an illustration.

Illustration of Benefits - Balanced Fund (50%)

This is only an illustration.

Illustration of Benefits - Bond Fund (50%)

This is only an illustration.

Illustration of Benefits - All Chosen Funds

Please refer to Important Illustration Notes page for more information.

This is only an illustration.

Important Illustration Notes

This is only an illustration.

Declaration and Acknowledgement of Variability

This is only an illustration.

This is only an illustration.

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