LEVEL II

(EXISTING)

SIMPLIFIED
BUSINESS PLAN

On

BRILLO INTEGRATED FARM

(Name of Business)

By:

Gwenneth R. Brillo
(Name of Agripreneur)

___09-09-21___
(Date Prepared)
 LEVEL II
(EXISTING)
A. BUSINESS
1. Brief history of Agri-Based business (for existing ones)
1.1. What is your business? Describe your project.
1.1.1. State highlights of your business.

a. Learning Site for Agriculture and Farm School (existing)

Brillo Integrated Farm is an accredited Learning Site for Agriculture of ATI
and an accredited Farm School of TESDA. Our farm is offering agricultural
courses since 2020, since then we are helping farmers to further expand their
knowledge and skills in farming to gain higher profit.
b. Agricultural Supply and Farm machinery services (new)
Brillo Integrated Farm is planning to sell agricultural inputs such as
insecticides, pesticides, molluscicide, rodenticide, fertilizers, poultry feeds and
fish feeds to help farmers within our area
Rice farmers rent our Rotovator to till their land in preparation to the next
cropping season, with these we are planning to add Rice transplanter to easily
plant their rice, and Combined harvester to harvest their field.

1.1.2. How many workers are employed? We have existing 5 employees or workers

1.1.3. When did the business start? May 20, 2020 (based on the DTI Permit)
1.1.4. How much is the yield? 1.8 Million
1.1.5. Are there setbacks encountered?
( ) YES, please specify Logistics support like delivery vehicle, Ride-on rice
transplanter and Combined harvester
. How did you overcome it? We are hiring vehicle, transplanters and
Combined harvester

2. Other relevant information

We intend to expand our existing business cater more clients and meet the existing
demand locally while pursuing a viable business that will help small farmers and landless
to improve their livelihoods.

A. PROFILE OF OWNER
1. Name of Agripreneur: Gwenneth R. Brillo.
2. Home Address: Purok 5, Callao, Alicia, Isabela.
3. Business Address: Purok 5, Callao, Alicia, Isabela.
4. Contact Number: 09367771625
5. Experience/years in the business of similar project: 2 years.
Were you involved in any court cases? If yes, what is your involvement?
__________________________No____________________________________________
6. Do you have loans unpaid from anybody? Yes
If yes, from whom? Private Individual/house and lot
How much? Php 250,000.
State reason of non-payment We are paying quarterly.
7. Other relevant information
 LEVEL II
(EXISTING)
I would like to avail loan from the Department of Agriculture (DA) through the
Agricultural Credit Policy Council (ACPC) to expand my business.

B. MARKET ASPECT (if data are available)

1. Where/ to whom do you intend to sell your produce?
Municipality: Alicia
Isabela: Isabela
2. Do you have a formal institutional buyer (with marketing contract/purchase order)? No

Name of Target
Product Volume Price
Buyer Specification
Agricultural Farmers, Private Fertilizers, Animal
Inputs and companies, food - - Feeds,
Outputs processors, Insecticides etc.

3. Other relevant information

Trainees in our farm are the buyers of our products.

C. TECHNICAL ASPECT (if applicable only)

1. Is your project location inspected and certified suitable (by MAO/Buyer)? ( ) YES ( ) NO
2. What are your inputs to produce the product? Where will you source them? Local only

No Input to produce the Source of Input Price

. product
Private Commpanies
1 Palay Seeds -
and PhilRice
Insecticide, Herbicide,
2 Private Companies -
Fertilizer and etc. (Inputs)

3. What are the processes involved in producing the product?

For Crops: Land preparation, crop management, harvesting & post-harvest processing

For Animals: Feeding & other production management

4. Are there available utilities in your proposed project site (water, electricity, etc.)?
( ) YES ( ) NO
5. Is it available all year round? ( ) YES ( ) NO
6. Other relevant information

We have also existing storage and building or space, and ideal working place for the
farm laborers or workers
 LEVEL II
(EXISTING)
D. MANAGEMENT
1. Do you have experience in farming/managing the business?
( ) YES. What type of business? Agricultural Supply, Farm Machinery Operations and
Farm School
how long have you been farming/doing business? 2 years
2. What are your skills relevant to the business?
( ) farming skills, please specify Vegetable,Fish, Poultry, Mushroom and Rice production
( ) technical skills, please specify Operating agricultural machineries and management
training
( ) management skills, please specify Managing the proper treatment of the employees
& Business Management
( ) others, please specify ___________________________________________________
3. What are techniques/technology to be applied? Poultry and Livestock Production; Palay
Check; Rice Machinery

4. Other relevant information

Brillo Integrated Farm is a learning site for Agriculture accredited by DA ATI; Accredited
Farm School of TESDA with qualification offering Farmers Field School (FFS) Productin of
High-quality inbred Rice, Seed Certification and Farm Mechanization (July 2020) and
Agricultural Crop Production NCII (June 2021); the farmer owner- Gwenneth R. Brillo
graduated BS Agribusiness, a Licensed Professional Teacher major in Agriculture
Fisheries And Arts, Agricultural Crops Production NCII NCIII holder, Organic Agriculture
Production NCII holder, Horticulture NCIII holder and Rice Machinery Operations NCII
holder.

E. FINANCIAL ASPECT
1. Financial Requirement
a. How much is the total business cost? 5.0 million
b. How much do you require for financing? ₱ 4,000,000
c. How long will you be able to pay the loan? 5 years
d. What is your equity for the business? Please specify and state the amount.

Particulars
ANYOLoan Amount
(e.g. Labor, Machinery, Amount (Php) Equity
(Php)
Inputs, etc)
A. Delivery Truck 1.0 M 0.7 M 0.3 M (Cash)
B. Ride on Rice
1.0 M 0.8 M 0.2 M (Cash)
Transplanter
C. Combined
1.5 M 1.0 M 0.5 M (Cash)
Harvester
D. Rice Machinery 0.2 M (Cash) and
.5 M 0.3 M
Shed Land
0.3 M (Cash) and
E. Agricultural Inputs 1.0 M 0.7 M
Stall
Total 5.0 million 4.0 million 1.0 million
 LEVEL II
(EXISTING)

2. Assets
a. What are your assets? (pls. enumerate ei. Cash, receivables, equipment, house and
lot), how much each?

Asset
(ei. Cash, receivables, equipment, house Amount (Php)
and lot)
Cash 503,000
Residential House and Lot 850,000
Furniture and Fixtures 170,000
Agricultural Lots 3,000,000

b. Of your total assets, how much are the current ones? ___________

Current Asset
Amount (Php)
(cash, short term receivables)
Cash 503,000

3. Liabilities
a. How much is your total liabilities? 250,000
b. Of the total liabilities, how much will be fully paid in 1 year? 250,000

4. Sales/ Income
a. How much is your total sales/revenues? Php 1,840,000.00/quarter
b. Where do you source your income?

Amount (4 mos.)
Farm School 1,840,000

c. How much is your total net income/earnings? Php 1,500,000 per quarter
d. How much is your net income from business? Php 1,500,000 per quarter
e. How much does your parents earn? Php 50,000/month
5. Expenses
a. How much is your total monthly expenses from the business (including interest
payment of loan)? 70,000

Expenses Amount (Php)/month

School’s Electric Current Bill 2,000
School’s Water Bill 500
School’s Food allowance 25,000
School Staff’s Salary 35,000
 LEVEL II
(EXISTING)
Others 7,500

b. How much is your household expenses? Php 32,500

Household Expenses Amount (Php)

Foods & utilities 25,000
Others 7,500

6. Savings
a. How much is your annual savings? Php 1.0M
b. Other information ____________

7. Other relevant information

F. ENVIRONMENTAL ASPECT (if applicable)

1. Environmental Compliance Certificate or Non-Coverage
( ) YES ( ) NO______________________________________

G. OTHER INFORMATION AS MAY BE REQUIRED

Financial Ratios Rate (for 5 years)

1. Return On Investment
(Net Income from project/ (borrowers’ equity + 25,850,000/5,000,000 x 100= 517%
loan to finance the project/business) x 100)
2. Profitability Rate
25,850,000/6,680,000 x 100 = 386.98%
(Net Income from project/sales x 100)
3. Liquidity Ratio 4,700,000/250,000 x 100 = 1880%
(Current Assets/ Short term liabilities x 100)
4. Solvency Ratio
25,850,000/4,250,000 x 100 = 608.23%
(Net Income from project/ Total liabilities x 100)
Other relevant financial ratios

Projected Income

Projected Income Statement

Particulars For quarter (4 mos.) For one year
Income Amount (Php) Amount (Php)
Agricultural Supply 1,500,000 3,000,000
and Farm machinery
Services
Farm School 1,840,000 3,680,000
Total Income 3,340,000 6,680,000
OPERATING EXPENSES
Agricultural Supply 500,000 1,000,000
and Farm Machinery
Services
 LEVEL II
(EXISTING)

School’s Electric 8000 24,000

Current Bill
School’s Water Bill 2000 6000
School’s Food 25,000 200,000
allowance
School Staff’s Salary 35,000 280,000
Total Expense 570,000 1,510,000
NET INCOME 2,770,00 5,170,000
ROI 82.93% 77.39%