Daily Lesson Plan in TLE6

Home Economics

1.3 Allocates budget for basic and social needs

1.3.1-1.3.4

I. OBJECTIVES

1. Identify the factors to be considered when budgeting;

2. Allocate budget for basic and social needs such as: food, clothing, shelter, education,
utilities, household operations, medical/dental care, recreations, savings & social and
moral obligations:
3. Value the importance of budgeting or proper allocating of family income.

II. SUBJECT MATTER:

Topic : Allocating Family Income & Budget
References : K to 12 CG p. 36 TLE6HE0b-3,
Home Economics and Livelihood Education 6, pp.136-138
Life Skills Through TLE 6, pp. 100, 104 Online Resources:

Materials : charts, Manila paper, marker

Day/s: 1

Integration: Mathematics, Values Education

III. PROCEDURES

A. Preliminary Activities
1. Review
What are the sources of family income?
Differentiate income from money?
2. Drill
Using the KENNY CODE, reveal the following secret codes.
1. mpf-ppf-ppf-mpm
2. mmf-pmf-ppf-fmp-mfp-mff-ppp-mfm
3. mpp-mpm-fmf-mmf-mmm-fmp-mff-ppf-ppp
4. fmm-mmm-fpm-mff-ppp-mfm-fmm 5. fmm-mfp-mpp-pmf-fmp-mpp-pff KENNY
CODE
A – mmm F – mpf K- pmp P – pfm U – fmf Z - ffp
B - mmp G- mfm L – pmf Q – pfp V – fpm
C – mmf H- mfp M- ppm R – pff W – fpp
D- mpm I – mff N- ppp S – fmm X – fpf
E- mpp J- pmm O- ppf T - fmp Y - ffm

3. Unlocking of Difficulties
Budget (noun) – an amount of money available for spending that is based on a plan for
how it will be spent
Budget (verb) – to plan to spend; to allocate funds
Allocate – to divide and give something for a special reason; to allot
Expenses – refers to the money paid by the family for goods and services that they get

B. Development of the lesson

 1. Motivation
Ask: Who usually do the budgeting?
Why do we have to budget the family income properly?
(To meet the needs of the family & to know where the income goes.)
C. Presentation
Show this pie graph to the learners.

Household Savings Education

operations 5% 16%
14%

Utilities
10%

Shelter Food
15% 40%

Have the class analyze the graph. Tell them that this is where the family income goes, we call
these expenses. This is how a family divides/allocate the family income for their needs.

1. Discussion
In budgeting family income, the following factors must be considered.
• Size of the family
• Family income
• Kind of work each family member does
• Talents and abilities of every individual
• Where the family lives
(Elaborate the discussion. Make sure that there is an interaction between the learners &
the teacher.)
Components of Family Budget
• Food
• Shelter – rent, taxes, repair & maintenance
• Clothing
• Education
• Household operations- things needed in the house
• Utilities – electricity, water & telephone bill, internet, salary of helper
• Medical & dental
• Recreation – family outings, outside dinning, watching movies
• Savings
• Social & moral obligations – attending weddings, birthdays, baptismal

2. Activities
A. Activity 1
Divide the class into 4 groups. Each group will have a manila paper and a marker.
Tell them to draw a pie graph showing the budget allocation of Family Cruz.
*Mrs. Cruz has divided their monthly income to the following components:
Education 13% Household operations 14%
 Food 35% Savings 5%
Shelter 15% Clothing 3%
Utilities 12% Dental 3%

B. Activity 2
Group Activity (Same Group)
Pretend that your group is your family. Allocate your family income/budget using a pie
graph or a chart. Don’t forget the factors to be considered when budgeting.
(Each group will have a representative to explain their output before the class.

3. Abstraction/Application
Have the learners read this:
To avoid wasting of money, wise budgeting is needed. Call
one or two learners to explain the sentence.
C. Generalization
What is the importance of budgeting?
What are the factors to consider when budgeting?

IV. ASSESSMENT
Identify the factors in budgeting by matching column A to column B.

(A)
1. the family lives in a slum area
2. a family member can compose a song
3. the father is a carpenter
4. the family has 6 members
5. the money that flows in the family
(B)
a. Kind of work each family member does
b. Size of the family
c. Where the family leaves
d. Family income
e. Talent and abilities of each member

V. REINFORCEMENT

Seek the help of your parents in making the monthly budget for the family. Show your own family
budget using a pie graph. Indicate your budget components and its percent allocation.