01 wd¾Ól moaO;shl uQ,sl wd¾Ól m%Yak yd tajd úi|d

.kakd úl,am l%u ;=,kd;aul j ú.%y lrhs'

1'1 (- wd¾Ól úoHd úIh fCIa;%h mÍlaId lrhs'

▪ ñksiqka f.a wd¾Ól yeisÍu úia;r lrhs'

▪ wd¾Ól úoHdj iudcSh úoHdjla nj ;yjqre lrhs'
▪ wd¾Ól úoHdj bf.kSfï jeo.;alu meyeÈ,s lrhs'
▪ iQCIau yd id¾j wd¾Ól úoHd úIh fCIa;% w;r fjki ksoiqka iys; j meyeÈ,s
lrhs'
▪ wd¾Ól úoHdfõ h:dkqrEms iy wNsu;dkqrEms m%ldY w;r fjki ksoiqka u.ska
meyeÈ,s lrhs'

ñksiqkf
a .a wd¾Ól yeisÍu
iudcfha cSj;ajk ñksiqkag úúO wjYH;d mj;sk w;r" fuu wjYH;d fN!;sl wjYH;d
iy udkisl wjYH;d f,i j¾. l< yels h'

NdKav yd fiajd mrsfNdackh u.ska Rcqj u imqrd.; yels wjYH;d fN!;sl wjYH;d
f,i ye|skafõ' ksoiqka(-wdydr"ksjdi" weÿï

NdKav yd fiajd mrsfNdackfhka Rcqj u imqrd.; fkdyels udkisl wjYH;d o mj;S'

ksoiqka(- wdOHd;añl ixj¾Okh" wdorh" lreKdj
ñksiqka iudcfha mj;sk iSñ; iïm;a fhdod f.k fN!;sl wjYH;d yd jqjukd bgq
lr.ekSug isÿlrk l%shdldrlï yd yeisrSï wd¾Ól yeisÍï f,i yÿkajhs' ksoiqka(-
NdKav yd fiajd ksIamdokh" fnodyeÍu yd mrsfNdackh
iudcfha ñksiqkaf.a úúO yeisrSï mj;sk w;r" ñksiqkaf.a wd¾Ól yeisrSï ms<sn|
wOHhkh wd¾Ól úoHdj ;=<ska isÿ flf¾'

wd¾Ól úoHdj iudcSh úoHdjls

wd¾Ól úoHdfjys wjOdkhg n÷ka jk úúOdldr jQ wd¾Ól kHdh yd uQ,O¾u úoHd;aul
l%ufõo wkqj f.dvke.S we;s neúka" wd¾Ól úoHdj úoHdjla fia ie,fla'

wd¾Ól úoHdj wfkl=;a iajdNdúl úoHdjkaf.ka fjkia jk m%Odk idOl lsysmhla my;
±lafõ'
▪ wd¾Ól úoHdj u.ska ñksiqkaf.a wd¾Ól yeisÍï ú.%y lsÍu'
▪ f.dvkef.k wd¾Ól kHdh m¾fhaIKd.dr ;=< ikd: l< fkdyels ùu'
▪ ñksia yeisÍu ld,h" m%foaYh" iudc mßirh jeks idOl flfrys ixfõoS jk
neúka iajdNdúl úoHdjka ys oS t<efUk wdldrfha oeä iajrEmfha kHdhhka
wd¾Ól úoHdj jeks iudcSh úoHdjkays f.dvke.sh fkdyels ùu'

1
SRI LANKAN ECON TRUST
 wd¾Ól úoHdfõ § wOHhkhg ,la jk wd¾Ól me;slv hkafkka woyia jkafka NdKav
yd fiajd ksIamdokh" yqjudrej" mrsfNdackh yd iïnkaO ñksia yeisÍï h'

NdKav yd fiajd w;am;a lr .ekSug ñksiqka ;=< we;s wiSñ; wdYdjka iy Bg idfmaCI
j tu NdKav yd fiajd ksmoùu g wjYH iïm;a m%udKfha iSñ; nj w;r .egqu iu:hlg
m;a lr.ekSug ñksiqka lghq;= lrk wdldrh wd¾Ól úoHdfjka wOHhkh flf¾'
ñksia iudcfha b;d mq¿,a úIh mrdihla wd¾Ól me;slv yd iïnkaO jk w;r" ñksid
uqyqK fok ±fjk m%Yak rdYshla wd¾Ól iajrEmhla .kS'

fï ksid wd¾Ól úoHdj ;rï ck ðù;hg ióm ;j;a úIhhla fkdue;s ;rï h'
iudcSh úoHdjka w;r /ðk f,iska wd¾Ól úoHdj ie,flkafka o fï ksid h'

wd¾Ól úoHdfõ wjOdkhg n÷ka jk iEu wd¾Ól lghq;a;la u NdKav yd fiajd

ksIamdokh" fnodyeÍu yd mßfNdackh iïnkaO ls%hdldrlï h'

fï wkqj hym;a ck Ôú;hla .; lsÍu i|yd wjYH NdKav yd fiajd mßfNdackh

lrñka" ;u fN!;sl jqjukd imqrd .ekSu i|yd mqoa.,hka yd iudch l%shd;aul jk
wdldrh yd tys,d ;SrK .kq ,nk wdldrh wd¾Ól úoHd úIhh fCIa;h
% ;=<ska wOHhkhg
,la flf¾'
by; bÈßm;a ù we;s woyia ie,ls,a,g .kSñka wd¾Ól úoHdj ms<sn| fmdÿ ks¾jpkhla
my; f,i bÈßm;a l< yels h'

“úl,am Ndú; iys; ysÕ iïm;a yd wiSñ; ñksia jqjukd w;r iïnkaO;dj wOHhkh
lrk úIh wd¾Ól úoHdj hs'”
fuu woyiu ;j ÿrg;a ixlaIsma; lr my; my; mßÈ oelaúh yels h'
“ iSñ; iïm;a j,ska wiSñ; ñksia jqjukdjka imqrd.kafka flfia±hs yodrkq ,nk
úoHdj wd¾Ól úoHdj hs'”

wd¾Ól úoHdj bf.kSfï jeo.;alu

1. rdcH md,kfha § jeo.;a ùu
2. id¾:l mqrjeishl= f,i lghq;= lsÍug jeo.;a ùu
3. wd¾Ól ixisoaê jvd;a fyd¢ka f;areï .ekSug jeo.;a ùu
4. wdfhdaclhkag" mdßfNda.slhkag iy ksIamdolhkag ld¾hCIu ;SrK .ekSfï §
jeo.;a ùu

5. Pkao odhlhkag ish Pkaoh Ndú; lsßfï § jeo.;a ùu

6. mdi,a YsIHhkag ;d¾lls j is;d ;SrK .ekSug jeo.;a ùu
7. mqoa.,hl=g jvd;a fyd| /lshdjla f;dard .ekSfï § jeo.;a ùu

2
SRI LANKAN ECON TRUST
 iQlaIu wd¾Ól úoHdj
wd¾Ólh iukaú; ù we;s tla tla wxY" wdh;k" mqoa.,hka iy wd¾Ól úp,H wdos l=vd
tall fjka fjka jYfhka f.k tajdfha yeisÍu wOHhkh lsÍu iQlaIu wd¾Ól úoHdj
f,i ye|skafõ'
fï wkqj wd¾Ól moaO;shl isák mdßfNda.slhka" Y%ñlhka" ksIamdok wdh;k yd rch
jeks ;SrK .kakd úúO tallj, wd¾Ól yeisÍu ú.%y lsÍu iQlaIu wd¾Ól úoHdj ;=<ska
is¥ flf¾'

iQlaIau wd¾Ól úoHdfõ § wOHhkh flfrk tall i|yd ksoiqka lsysmhla my; oelafõ'
▪ hï NdKavhl b,a¨u" iemhqu" ñ, ;SrKh ùu wdÈh wOHhkh lsÍu'
▪ wdh;khl ksIamdok Ys%;h
▪ wdh;khl ksIamdok msßjeh
▪ tla tla NdKavj, fjf<|fmd< l%shdldß;ajh
▪ fjf<|fmdf<a mdßfNda.sl yeisÍu
▪ jHdmdr wdh;khl fjf<|fmd< l%shdldß;ajh
▪ ysÕlu
▪ wdka;sl msßjeh
▪ úl,am w;ßka f;aÍï lsÍu

id¾j wd¾Ól úoHdj

id¾j wd¾Ól úoHdfjka wd¾Ólfha iuia; l%shdldß;ajh wOHhkh flf¾'
wd¾Ólhl iuia; l%shdldß;ajh isÿ jkafka tla tla wxY" wdh;k yd mqoa.,hka wdos l=vd
tall ish,af,a tl;=fjks'

tfyhska ta ta wxYj, iuia; l%shdldß;ajh;a" tu l%shdldß;ajh ;SrKh lrk idOl;a"

tu l%shdldß;ajh ;=<ska mek k.sk m%Yak;a" id¾j wd¾Ól úoHdfõ § wOHhkh flf¾'

id¾j wd¾Ól úoHdfõ § wOHhk flfrk tall i|yd ksoiqka lSmhla my; oelafõ'
▪ iuia; ksuejqï uÜgu
▪ iuia; wdodhï uÜgu
▪ wd¾Ól W;amd; yd wjmd;
▪ WoaOukh
▪ fiajd kshqla;sh
▪ ú/lshd uÜgu
▪ wdfhdackh
▪ wd¾Ól jDoaêh
▪ wd¾Ól miq neiSu
▪ f.jqï fYaIh
▪ úksuh wkqmd;slh

3
SRI LANKAN ECON TRUST
 ▪ uqo,a iemhqu
▪ wmkhk $ wdkhk
wd¾Ól úoHd úIh h:dkqrEms yd wNsu;dkqrEms hk foj¾.fhys u m%ldYhkaf.ka
iukaú; h'

h:dkqrEms m%ldY
l=ula o" l=ula jQfha o" l=ula jkq we;a o wd§ m%Yakj,g ms<s;=re §u i|yd fhduq jQ iy
m%ldYfha ksrjoH;dj mÍlaIdjg ,la l< yels m%ldY h:dkqrEms m%ldY kï fõ'
tkï hul mj;sk iajNdjh" meje;s iajNdjh iy ta weiqfrka wkd.;fha ksYaÑ; j u
isÿ jkqfha l=ula±hs ±lafjk m%ldY h'
tn÷ m%ldYhl ksrjoH;dj ienE f,dj lreKq weiqßka mÍlaIdjg ,la fldg ne,sh yels
h'
ienE f,dj o;a; u.ska tu m%ldYh ;yjqre jqjfyd;a th ms<s.efka' ke;fyd;a m%;slafIam
flf¾'
h:dkQrEms m%ldYhkays lsishï úoHd;aul njla" kHdhd;aul njla" ±lsh yels h'
fndfyda wd¾Ól kHdhka u.ska meyeÈ,s flfrkafka o h:dkqrEms m%ldYhkah'
tfia u h:dkqrEms m%ldYhkays ±ä f,i úIhdkqnoaO njla o mj;S'
h:dkQrEms m%ldY i|yd ksoiqka lsysmhla my; oelafõ'
▪ uqo,a iemhqu iy ñ, uÜgu w;r wkqf,dau iïnkaO;djla mj;S'
▪ ñ,;a b,a¨ï m%udKh;a w;r m%;sf,dau iïnkaO;djla mj;S'
▪ 2013 j¾Ifha Y%s ,xldfõ fiajd úhqla;s wkqmd;slh 4'4]la úh'
▪ Y%S ,xldfõ ck.yk j¾Ok wkqmd;slh 1]ls'

wd¾Ól yeisÍï iy ixisoaêka meyeÈ,s lsÍug h:dkqrEms m%ldY fhdod .efka'

wNsu;dkqrEms m%ldY
iudch ;=< mej;sh hq;f
a ;a l=ula o " isÿúh hq;f
a ;a l=ula o hkak ms<sn|j bÈßm;a ù
we;s m%ldY wNsu;dkqrEms m%ldY h'
wNsu;dkqrEms m%ldY mqoa., woyia" úYajdi iy idrO¾u wdÈh u; r|d mj;sk neúka
fïjd fndfyda fihska u mqoa.,noaO fõ'
ienE f,dj o;a; weiqfrka úIhnoaO j wNsu;dkqrEms m%ldYj, i;Hdi;H nj mÍlaId
lsÍu wmyiq h'

wNsu;dkqrEms m%ldY i|yd ksoiqka lsym

s hla my; oelafõ'
▪ ieu rdcH fiajlhl=f.a u udisl jegqm remsh,a 5000lska jeä l< hq;= h'
▪ Y%S ,xldj ixj¾Okhg úfoaYdOdr ,nd.; hq;= h'
▪ ieu mqrjeishl=g u fkdñf,a ffjoHdOdr ,nd Èh hq;= h'
▪ ieu mqoa.,hl=g u iudk wdodhula ,eìh hq;= h'
▪ Y%S ,xldfõ wd¾Ól jDoaê fõ.h 8] uÜgfï mj;ajd .; hq;= h'

4
SRI LANKAN ECON TRUST
 ▪ wd¾Ól m%;sm;a;s ms<sn| ú.%yhka i|yd wNsu;dkqrEms m%ldY jeo.;a fõ'

1'2 (- NdKav yd fiajd mßfNdackfhka wjYH;d yd jqjukd ;Dma;u

s ;a jk
wdldrh fmkajd fohs'

▪ ñksia wjYH;d yd jqjukd w;r fjki ksoiqka iys; j meyeÈ,s lrhs'

▪ wd¾Ól NdKav yd wd¾Ól fkdjk NdKavj, fjki ksoiqka u.ska meyeÈ,s lrhs'
▪ wd¾Ól fkdjk NdKav" wd¾Ól NdKav njg m;ajk wdldrh fmkajd fohs'
▪ iïm;a " wd¾Ól iïm;a yd wd¾Ól fkdjk iïm;a f,i j¾. lrhs'
▪ iajdNdúl iïm;a m%;sIaGdmkh l< yels yd m%;sIaGdmkh l< fkdyels iïm;a f,i
j¾. lr ksoiqka olajhs'
ñksia wjYH;d yd jqjukd w;r fjki

wjYH;d jqjukd

ñksiqkag Ôj;a ùu i|yd wjYH flfrk wjYH;d bgq lr .kakd úúO iajrEm jqjukd
uQ,sl u oE wjYH;d kñka ye¢kafõ' kï fõ'

cSj úoHd;aul uQ,hka iuÕ ne|S mj;s' jqjukd iïm%odhhka isß;a úß;a yd
ixialD;Ska wdÈh u; r|d mj;S'

wjYH;d iSñ; fõ' jqjukd wiSñ; fõ'

ld,h;a iuÕ fjkia fkdfõ' jqjukd ld,h;a iuÕ fjkia fõ'

wjYH;d fmdÿh' jqjukd mqoa.,hdf.ka mqoa.,hdg fjkia fõ'

kssoiqka(-wdydrwe֕"me,e֕"ksjdi ksoiqka(-n;a"mdka
wjYH;dj
b¢wdmam
wdydr frdá jqjukd
n;a
øjHd;aul ^fN!;sl& jqjukd " øjHd;aul fkdjk ^udkisl& jqjukd f,iska jqjukd j¾.
l< yels w;r wd¾Ól úoHdfõ wjOdkh fhduq jkafka NdKav yd fiajd mßfNdackfhka
;Dma;su;a lr.; yels øjHd;aul jqjukdjka flfrys h'

NdKav
▪ ñksia jqjukd imqrd .kq ,nkafka NdKavj,sks'
▪ Ok ;Dma;shla fyj;a Wmfhda.s;djla ,ndfok ´kE u fohla wd¾Ól úoHdfõ §
NdKavhla f,iska ye|skafõ'
▪ ñksia wjYH;d yd jqjukd imqrd .kakd NdKav
5
SRI LANKAN ECON TRUST
 1. wd¾Ól fkdjk NdKav ^fkdñ, NdKav$ msßjeh rys; NdKav $ iajdNdúl NdKav&
2. wd¾Ól NdKav f,i j¾. l< yels h'

wd¾Ól NdKav
▪ iemhqfuys ysÕlula olakg ,efnk NdKav wd¾Ól NdKav fõ'
▪ wd¾Ól NdKavj, iïm;a msßjehla yd wdjiaÓl msßjehla mj;S'
▪ wd¾Ól NdKav ñksid ueÈy;a ù idOl ixfhda. lr ksmojhs'
▪ ysÕ iïm;a fhdod f.k ksmojkq ,nk neúka tajdg ñ,la o mj;sk w;r" wd¾Ól
NdKavj, f;aÍu ms<sn| m%Yka hla o mj;S'
▪ ksoiqka(- mEka " fmd;a " yd,a " msá

wd¾Ól fkdjk NdKav

▪ Y=kH ñ,l § wiñ; iemhqula iys; NdKav wd¾Ól fkdjk NdKav fõ'
▪ wd¾Ól fkdjk NdKavj, iïm;a msßjehla yd wdjiaÓl msßjehla fkdmj;S'
▪ ksoiqka(- iajNdjO¾ufhka ,efnk jd;h" c,h iy ysre t<sh

wd¾Ól NdKav lsis úfgl;a wd¾Ól fkdjk NdKav njg m;a fkdjqK o wd¾Ól fkdjk
NdKav wd¾Ól NdKav njg m;ajk wjia:d mj;S' ksoiqka(-lsñªïlrejl= lsñ|Sfï § Ndú;
lrk Tlaiscka frda.shl=g ,ndfok Tlaiscka" iQ¾h n,fhka ksmojk iQ¾hfldaI" fnda;,a
lrk ,o c,h
fujeks wjia:dj, § Ndú; jk Tlaiscka" iQ¾hdf,dalh" c,h wdosh wd¾Ól NdKav njg
m;a jk w;r" tfia jkafka iïm;a msßjehla yd wdjiaÓl msßjehla ta ;=< mj;akd neúks'

iïm;a$ ksIm
a dok idOl
ñksia jqjukd ;Dma;su;a lr .ekSu i|yd wjYH flfrk NdKav yd fiajd ksIamdokh
lsÍug fhdod .; yels ish¨ u ksIamdok idOl iïm;a kñka ye|skafõ'
▪ iïm;a iajrEm folls' tkï
1. wd¾Ól iïm;a
2. wd¾Ól fkdjk iïm;a

wd¾Ól iïm;a
▪ iudcfha wiSñ; jqjukdj,g idfmalaI j iemhqu iSud iys; fyda ysÕlula we;s fyda
iïm;a wd¾Ól iïm;a f,iska ye|skafõ'
▪ ysÕlu wd¾Ól iïm;aj, uQ,sl ,laIKh jk neúka wd¾Ól iïm;a Wmfhdackfha §
wdjia:sl msßjehla yg .kS' ksoiqka(- Ndú; lrk bvula" bkaOk

wd¾Ól fkdjk iïm;a

▪ iajNdjO¾ufhka fkdñf,a ,efnk yd wdjiaÓl msßjehla fkdork iïm;a fuka u
ksIamdokh i|yd fhdod .; yels ysÕlula rys; iïm;a wd¾Ól fkdjk iïm;a fõ'
▪ ksIamdok l%shdj,sh i|yd fhdod .kakd iajNdjO¾ufhka ,eî we;s iïm;a iajdNdúl
iïm;a f,iska ye¢kafõ' ksoiqka(- ysre t<sh" jd;h" jeis c,h

6
SRI LANKAN ECON TRUST
 ▪ iajdNdúl iïm;a j¾. folls'
1. m%;sIaGdmkh l< yels iïm;a
2. m%;sIaGdmkh l< fkdyels iïm;a

m%;sIaGdmkh l< yels iïm;a

▪ Ndú;hg .ekSu;a iuÕ úkdYhg m;a jqj o m%;sckkh jk iïm;a m%;sIaGdmkh l<
yels iïm;a fõ' fuu iïm;a kej; we;s l< yels h'
▪ ksoiqka(- jk iïm;a" u;aiH iïm;a

m%;sIaGdmkh l< fkdyels iïm;a

▪ Ndú;hg .ekSu ksid CIh ùug m;a jk kej; we;s l< fkdyels iïm;a
m%;sIaGdmkh l< fkdyels iïm;a h'
▪ ksoiqka(- ñksrka" .Eia" r;arka" hmia" .,a wÕ=re

m%;sIaGdmkh l< fkdyels iïm;a fõ.fhka CIh fjñka mj;sk neúka tu iïm;a
wkd.;hg b;srs fkdúh yels h' fï ksid ;sridr ixj¾Okh wvd< úh yels neúka
iajdNdúl iïm;a wdrCId lsrSu jeo.;a fõ'
iajdNdúl iïm;a wiSñ; j Ndú;hg .ekSu ksid f.da,Sh jYfhka .eg¨ /ilg uqyqK
mEug isÿfõ'
▪ ksoiqka(- 1 jdhqf.da,Sh WKqiqu by< hdu
2 .a,eiSh¾ osh ùu
3 ´fidaka ia;rh isÿre ùu
4 c,h ysÕhlg uqyKq mEug isÿ ùu
5 .xj;=r yd kdhhdï jeks iajdNdúl Wmøj
fuu .eg¨ ksid we;s jk wys;lr m%;sM,j,ska je<lSu i|yd iajdNdúl iïm;a /l
.ekSu w;sYhska u jeo.;a fõ'

1'3(- ksIamdok idOlj, ,laIK y÷kd .ksñka ksIamdok iïm;aj,

M,odhS;dj ;SrKh lrk idOl ú.%y lrhs'
▪ NdKav yd fiajd ksIamdokhg fhdod .kakd ksIamdok idOl j¾. lrhs'
▪ ksIamdok idOlj, ,laIK fjk fjk u olajhs'
▪ ksIamdok iïm;aj, M,odhs;dj w¾: olajhs'
▪ ksIamdok iïm;aj, M,odhs;dj ;SrKh lrk idOl úia;r lrhs'

ksIamdok idOl
▪ ksIamdok ìys lr .ekSu i|yd fhdod .kq ,nk N+ñh" Y%uh" m%d.aOkh iy
jHjidhl;ajh ksIamdok idOl f,i ye¢kafõ'
▪ N+ñh yd m%d.aOkh foam< iïm;a jYfhka o Y%uh yd jHjidhl;ajh udkj iïm;a
jYfhka o j¾. l< yels h'

7
SRI LANKAN ECON TRUST
 N+ñh
iajNdjO¾uh odhdo fldg we;s M,odhs;dfjka hqla; j ksIamdokhg fhdojd .; yels
iajdNdúl iïm;a N+ñh f,i ye¢kafõ' jkdka;r" Lksc iïm;a" id.rh we<fod<" jk
i;=ka .xÕd yd jdhqf.da,h jeks fmd<j u;=msg fuka u wNHka;rfha we;s ish¨u iïm;a
N+ñhg wh;a fõ'

N+ñfha ,laIK
▪ iajNdjO¾ufha odhdohla ùu
▪ iemhqu wkuH ùu
▪ ixp,;dfjka hqla; fkdùu
▪ M,odhs;dj j¾Okh l< yels ùu
▪ taldldÍ fkdùu ^ msysàu" foaY.=Kh" Lksc iïm;a" c, iïm;a &
▪ N+ñhg lrk f.ùu nÿ l=,sh ùu

Y%uh
NdKav yd fiajd ksIamdokhg fhdod .kakd ldhsl yd udkisl fjfyi Y%uh f,i
y÷kajhs'

Y%ufha ,laIK
▪ iÔj idOlhla ùu
▪ ixp,kh l< yels ùu
▪ iucd;Sh fkdùu
▪ wOHdmkh iy mqyqKqj ;<=ka Y%ufha M,odhs;dj j¾Okh l< yels ùu'
▪ ;SrK .ekSu yd ixúOdkh ùug yels ùu
▪ Y%uhg lrk f.ùu jegqma ùu
▪ Y%u iïmf;ys m%udKh ;SrKh ùu flfrys n,mdk idOl my; mßÈ fõ'
▪ ck.ykfha m%udKh yd jhia jHQyh
▪ ck ixLHdfõ fi!LH ;;a;aj
▪ ck ixLHdfõ wOHdmk uÜgu yd ksmqK;djh

m%d.aOkh
NdKav yd fiajd ksIamdokh lsßfï l%shdj,shg ñksid úiska ks¾udKh lrk ,o wdOdrl
m%d.aOkh f,i ye¢ka fõ'
ksoiqka(-lïy,a" f.dvkeÕs,s" hkaf;%damlrK" jrdh" uyd ud¾." we<fõ,s iy .=jka
f;dgqfmd<
m%d.aOkfha úfYaI ,laIK
▪ ñksidf.a ks¾udKhla ùu

8
SRI LANKAN ECON TRUST
 ▪ m%d.aOkh uQ¾; ixl,amhls' th f;d. ixl,amhls'
▪ M,odhs;dfjka hqla; ùu
▪ kej; kej; ksIamdokhg fhdod.; yels ùu
▪ CIhùug ,la ùu'
▪ m%d.aOkfha m%;s,dNh fmd<sh f,i ie,lSu

m%d.aOk iïm;aj, úúO;ajh yd tajdfhys Ndú;h ;SrKh jkafka ta ta rgj, mj;sk

;dlaIKsl uÜgu wkqj h'

m%d.aOkfha úúO iajrEm

▪ ia:djr m%d.aOkh $ uQ¾; m%d.aOkh $ fN!;sl m%d.aOkh
▪ ldrl m%d.aOkh $ ixirK m%d.aOkh $ f;d. $ mßf,aLk
▪ wd¾Ól fmdÿ ld¾h m%d.aOkh
▪ iudc fmdÿ ld¾hh m%d.aOkh
▪ udkj m%d.aOkh
▪ iajdNdúl m%d.aOkh
▪ iudc m%d.aOkh

ia:djr m%d.aOkh $ uQ¾; m%d.aOkh $ fN!;sl m%d.aOkh

▪ ksIamdok l%shdj,sh i|yd wLKav j fhoúh yels l,a mj;sk m%d.aOk j;alï jk
l¾udka;Yd,d" hkaf;%damlrK" .nvd jeksfoa ia:djr m%d.aOkhg wh;a fõ'
▪ ia:djr m%d.aOkh Ndú;hg .efkk ld,h uq¿,af,a u lsishï m%;s,dN m%jdyhla tu
iïm;a ysñlreg ,nd foa'

ldrl m%d.aOkh $ ixirK m%d.aOkh $ f;d. $ mßf,aLk

▪ ksIamdok l%shdj,sh i|yd fhdod .kq ,nk wuqøjH f;d." w¾Oksñ øjH f;d."
ksIamdokh fjñka mj;sk NdKav yd fnodyerSug iQodkï ksñ NdKav f;d.
ixirK m%d.aOkh f,i y÷kajhs'
▪ fïjd ksIamdok l%shdj,s ndOdjlska f;dr j lrf.k hdug;a rgl bÈß ksIamdok
ie,eiqï ilia lr .ekSug;a jeo.;a fõ'

wd¾Ól fmdÿ ld¾h m%d.aOkh

▪ wd¾Ólhl NdKav yd fiajd ksIamdokh yd fnodyeÍfï l%shdj,sh myiq lrjk
m%d.aOk NdKav wd¾Ól fmdÿ ld¾h m%d.aOkh f,i ye¢kafjk w;r fïjd wd¾Ól
há;, myiqlï f,i o y÷kajhs' ksoiqka (- jrdh" .=jkaf;dgqm<" úÿ,s n, moaO;sh"
jdßud¾." c,iïmdok l%u iy uydud¾.'
▪ wd¾Ól há;, myiqlï foaYSh yd úfoYSh fm!oa.,sl wdfhdack Èß .ekùaug
fya;=jk w;r j¾;udkfha fndfyda rgj, rch úiska fïjd iemhkq ,efí'

9
SRI LANKAN ECON TRUST
 iudc fmdÿ ld¾hh m%d.aOkh
▪ uQ,sl ñksia wjYH;djka imqrd,Sug fhdod .kq ,nk fiajdjka iïmdok flfrk
m%d.aOk NdKav iudc fmdÿ ld¾h m%d.aOkh hkqfjka y÷kajhs' wOHdmk fCIa;%fha
mdi,a f.dvkeÕs,s" fi!LH lafIa;%fha frday,a f.dvkeÕs,s" Y,Hd.dr" ffjoH
m¾fhaIKd.dr yd WmlrK fukau l=Kq li< bj;a lsßfï k, moaO;s iy mdkSh
c, iïmdok moaO;s fï hg;g .efkk w;r fï u.ska iudc Y=NidOkh bgq fõ'

udkj m%d.aOkh
▪ Y%ñlhka jD;a;shla ;=< jvd;a M,odhS ùu g Wojqjkakd jQ wOHdmkh" mqyKqqj"
m¾fhaIK" w;a±lSï yd fi!LH ;;a;ajh hk fïjdhska ieÿï,;a Y%ufha ksmqK;dj
udkj m%d.aOkh f,i ye|skafõ'
▪ udkj m%d.aOkh u.ska Y%ñlhdf.a M,odhs;dj jeä lr .; yels w;r" ksIamdokfha
m%udKd;aul yd .=Kd;aul nj o by< kxjd .; yelsh'
▪ jeä ÈhqKq l< Y%uh jQ udkj m%d.aOkhg ksoiqka jkafkda ie,iqï Ys,amSyq" úYaj
úoHd, wdpd¾hjre" mqyqKq .=rejre iy úfYaI{ ffjoHjreka h'

rgl m%d.aOkh ìysjkafka wdfhdackh ;=<sks' wdfhdack ìysjkafka b;sß lsßï u.sks' tu
ksid m%d.aOkh" wdfhdackh yd b;=reï w;r tlsfklg ne£ mj;sk iïnkaO;djhla
mj;S'

wd¾Ólhl b;=reï foaYSh yd úfoaYSh iajrEmfhka mj;ks w;r foaYSh b;=reï" l=gqïn
b;=reï " jHdmdßl b;=reï iy rdcH b;=reï f,i j¾. l< yels h'

l=gqïn wdodhfuka tÈfkod mßfNdackhg fkd.kakd fldgil l=gqïn b;=reï fõ'

jHdmdßl ,dNfhka fldgila fkdfn¥ ,dN f,i jHdmdrh ;=< r|jd .kS' th jHdmdßl
b;=reï fõ' tajd wkd.; wdfhdackh i|yd fhdod .kS'

uq¿ rdcH wdodhfuka mqkrdj¾;k úhoï bj;a l< úg ,efnk fYaIh rdcH b;=reï
jYfhka y÷kajhs'

iajdNdúl m%d.aOkh
▪ wd¾Ólhl mj;akd iajdNdúl iïm;a iajdNdúl m%d.aOkh jYfhka y÷kajhs'
▪ iajdNdúl iïm;aj,g ksoiqka f,i N+ñh" .x.d" we< fod<" Lksc jeks iïm;a
oelaúh yels h'
▪ iajdNdúl m%d.aOkh iq,n ùu wd¾Ól jDoaêhg jeo.;a fõ'

iudc m%d.aOkh
▪ iudc wka;¾ iïnkaO;d .=Kd;aulj yd m%udKd;aul j j¾Okh flfrk wdh;k"
m%;sudk" idrO¾u" iñ;s idudcsl;ajhka yd iïnkaO;d cd,hka iudc m%d.aOkh
jYfhka ye|skafõ'

10
SRI LANKAN ECON TRUST
 wd¾Ól úoHdfõ oS uqo,a m%d.aOkh hg;g fkd.kS'
▪ m%d.aOkh hkq ksIamdok ls%hdj,shg wdOdrl f,i fhdod .kakd uQ¾; j;alï h'
uqo,a fhdod f.k ksIamdok ls%hdj,shg wjYH uQ¾; j;alï w;am;a lr.; yels jqjo
uqo,a ksIamdok ls%hdj,sfha oS uQ¾; j;alula jYfhka fhdod .; fkdyelsh' fuu
ksid wd¾Ól úoHdfõ oS uqo,a m%d.aOkh hg;g fkd.kS'

jHjidhl;ajh
▪ lsishï wd¾Ólhla ;=< úisß mj;sk ksIamdok idOl talrdYs lrñka ksIamdok
lghq;= ixúOdkh lsÍu" fufyhùu iy wjodkï orñka m%;sm;a;suh ;SrK .ekSu
jHjidhl;ajh hs'
▪ ksIamdok idOl w;ßka jvd jeo.;a ;ekla jHjidhl;ajhg ysñ fõ'
▪ jHjidhl;ajh ;=<ska kfjda;amdok isÿjk ksid m%d.aOkh j¾Okhg th m%n,
f,i n,mdhs'

jHjidhlhl= bgq lrk ld¾hNdrh

▪ ksIamdok iïm;a ixp, lrjñka lsishï NdKavhla fyda fiajdjla ksmoùug
m%;sm;a;suh ;SrK .ekSu
▪ ksIamdok lghq;= ixúOdkh lsÍu
▪ kjH;djka y÷kajd §u
▪ wjodkï ±Íu

jHjidhl;ajfha ,laIK
▪ udkj idOlhla ùu
▪ wdrïNl Yla;sh
▪ wNsfhda.j,g id¾:l j uqyqK §fï yelshdj
▪ kdhl;aj .=Kdx.
▪ wkd.; ±lau
▪ wd;au úYajdih

jHjidhlhd yd l<ukdlrejd w;r mj;sk fjkialï

jHjidhlhd yd l<ukdlrejd w;r fjkialï rdYshla mj;S jHjidhlhd .kakd ;SrK
l%shdjg kxjkafka l<ukdlre h' jHjidhlhdg ,efnk m%;s,dNh jkafka ,dNh jqj;a"
l<ukdlref.a bmehqu jkafka jegqm hs' jHjidhlhd rlaIKh l< fkdyels wjodkulg
uqyqKfok kuqÿ l<ukdlrejd tjeks wjodkulg uqyqK fkdfohs'

▪ kjiS,ka;h yd TiafÜ%,shdj jekss rgj, N+ñh kue;s ksIamdok idOlh nyq, j olakg
,efí' fuu rgj,a ksIamdokhg jeä jYfhka N+ñh hk ksIamdok idOlh odhl lr
.kshs'

11
SRI LANKAN ECON TRUST
 ▪ f,dj jeäu ck.ykhla isák Ökh" bkaoshdj jeks rgj,a Y%uh kue;s ksIamdok
idOlh ksIamdok l%shdj,shg nyq,j fhdod.kshs'
▪ cmdkh yd weursldj jeks rgj,a jeä jYfhka m%d.aOkh ksIamdok lghq;= i|yd fhdod
.kshs'
▪ N+ñh" Y%uh iy m%d.aOkh hk ksIamdok idOl wju uÜgul mej;=K o jHjidhl;ajh
hk ksIamdok idOlh u; oshqKq jQ rgla f,i isx.mamQrej oelaúh yelsfõ'
M,odhs;dj
▪ fhojqï tallhlska ,nd .kakd idudkH ksuejqu M,odhs;dj f,i ye¢kafõ'
▪ idOl M,odhs;djh .Kkh lrkqfha"

ksujqï m%udKh
idOl M,odhs;dj =
fhojqï m%udKh

M,odhs;dj ;SrKh lrk idOl

▪ ;dlaIKh
▪ udkj m%d.aOkh
▪ l<ukdlrKh
▪ Y%u úNckh iy úfYISlrKh

1'4(- wd¾Ólhl flakø

a h
S .eg¨j ;d¾lsl j úYaf,aIKh lrhs'

▪ ysÕlu hk ixl,amh ks¾jpkh lrhs'

▪ ysÕlug fya;= bÈßm;a lrhs'
▪ iïm;aj, mj;sk úl,am m%fhdack fm< .iajd f;dard .ekSfï fhdok wdldrh
ksoiqka u.ska meyeÈ,s lrhs'
▪ wdjiaÓl msßjeh ixl,amh w¾:l:kh lrhs'
▪ wdjiaÓl msßjeh ixl,amh ksoiqka weiqfrka úYaf,aIKh lrhs'

▪ wdjiaÓl msßjeh Y+kH w.hla .kakd wjia:d meyeÈ,s lrhs

ysÕlu
▪ ysÕlu ieu wd¾Ólhlg u fmdÿfõ n,mdk flakaøSh .eg¨jls'
▪ ysÕlu idfmalaI ixl,amhls' tkï ñksia jqjukd iuÕ idfmalaI j i,ld n,k iïm;a
m%udKj;a fkdùu hs'

12
SRI LANKAN ECON TRUST
 ysÕlug fya;=
▪ ysÕlu .eg¨j mek kÕskqfha iudcfha mj;akd m%Odk ,laIK folla ksidh' tkï"
1. hï fok ,o wjia:djl ñksiqkaf.a jqjukd wiSñ; ùu
2. hï fok wjia:djl tu jqjukd imqrd .ekSug wjYH lrk NdKav yd fiajd
ksIamdokh i|yd fhdod.; yels iïm;a m%udKh iSud ùu hs'

fjf<|fmd<l NdKavhl ysÕhla mej;Su iïm;a ysÕlu fkdj NdKav f;d. fjf<|
fmd<g <Õdùfï m%udo fodaIh u; we;s jkakls' fjf<|m<g f;d. <Õd ùfuka miq j tu
;;a;ajh uÕ yeÍ hhs'

ysÕ iïm;a fhdod ksmojk NdKav wd¾Ól NdKav fõ' tajdfha iemhqu iSud iys; fõ'
b;d msßueiqï f,i iïm;a Ndú;hg .ekSu iïm;a ld¾hCIu f,i Wmfhdackh lsÍula
jk w;r jqjukd wiSñ;j mj;sk ;dla l,a iïm;a wrmsßueiafuka Ndú; l< o ysÕlu
keue;s .eg¨j úi|sh fkdyels h'

ysÕlu wd¾Ól úoHdfõ flakaøSh .eg¨j f,i ie,flkafka" my; i|yka fya;= ksid h'
1. ish¨ wd¾Ól ldrlhka fuu .eg¨j fmdÿ fõ'
2. ´kE u iudchla l=ula" fldmuK" flfia" ld i|yd ksmoúh hq;= o hk uQ,sl
wd¾Ól m%Yakj,g fmdÿfõ uqyqK fok ksid
3. ysÕlu ieu iudchlg u fmdÿúu ksid

f;aÍu
▪ iïm;a ysÕ iy úl,am m%fhdackj,ska hqla; ksid;a ñksiqkag ;ud leue;s jqjukd
bgqlr .ekSu fjkqjg tla jqjukdjla f;aßug isÿ fõ' ksoiqka f,i N+ñh ;=<
l¾udka;Yd,d bÈlsÍu" f.dú;eka lsÍu iy l%svd msá ieliSu jeks úl,am m%fhdack
mj;sk úg tu" úl,amhka w;=ßka l=uk úl,amh f;dard .kq ,nkafka o hkak ;SrKh
lsÍug isÿfõ'
▪ fï ksid m%uqL;ajhla Èh hq;af;a l=uk jqjukdjg o" miqj imqrd .ekSug wfmalaId
lrk jqjukd l=ulao hkak mqoa.,noaO j fm<.eiaùu isÿ lrhs'
▪ wd¾Ólhl l=gïqn" jHdmdßl wdh;k" rch iy fjk;a ixúOdk úúO wdldrhg f;aÍu
lrhs'

▪ wd¾Ól moaO;shla ;=< f;aÍfï m%Yakh yg.kafka"

1. iïm;aj, mj;akd ysÕlu yd
2. iïm;aj, úl,am Ndú; yelshdj uq,a lrf.k hs'

13
SRI LANKAN ECON TRUST
 wdjiaÓl msßjeh
▪ úl,am m%fhdack w;=ßka tla úl,amhla f;dard.;a úg wfkla úl,am wjia:d lem
lsÍug isÿfõ'
▪ fuf,i zz iïm;l úl,am m%fhdack w;=ßka tla úl,amhla f;dard.; fyd;a ta
fjkqfjka lem lrk B<Õ fyd| u úl,amfha jákdlu wdjiaÓl msßjeh kñka
y÷kajhs'
▪ wdjiaÓl msßjeh" uQ¾; msßjeh f,i o wd¾Ól msßjeh f,i o y÷kajhs' ksoiqk a l,ska
i|yka l< ksoiqfka N+ñh ;=, l¾udka;Yd,djla bÈ lsÍu" f.dú;eka lsÍu iy l%Svd
msá ieliSu jeks úl,am m%fhdack mj;sk úg" mqoa.,hl= by; N+ñfha úl,am m%fhdack
Tyqf.a m%uqL;dj u; fm<.eiajQ úg"
1. l¾udka;Yd,djla bÈ lsÍu
2. f.dú;eka lsÍu
3. l%svd msáh bÈ lsÍu fõ kï

▪ by; N+ñfha úl,am m%fhdack w;rska Tyq l¾udka;Yd,djla bÈlsÍu f;dard.;a úg

B<Õg Tyq lem lrk fyd| u úl,amh jkafka f.dú;eka lsÍu kï
l¾udka;Yd,djla bÈ lsÍfï wdjiaÓl msßjeh jkafka f.dú;eka lsßfuka ,efnk
wiajekak hs'
▪ wdjiaÓl msßjeh Ok ixl,amhla jk w;r wdjiaÓl msßjeh Ok w.hla .kafka wd¾Ól
NdKav iïnkaOfhka muKs'

▪ f;aÍul wdjiaÓl msßjeh iïnkaOfhka jeo.;a lreKq lsym

s hls'
1. wdjiaÓl msßjeh uQ,H ixl,amhla fkdj uQ¾; ixl,amhls' tkï wdjiaÓl
msßjeh fmkajkafka úl,am w;ßka tla úl,amhla f;dard.;a úg wysñ jk
B<Õ fyd| u úl,amfha uQ¾; jákdluhs' tys uQ,H jákdlu fkdfõ'
2. wdjiaÓl msßjeh wd;au.; ixl,amhls' tkï wdjiaÓl msßjeh m%ldY l<
yelafla tu f;aÍu lrk mqoa.,hdg muKs' th mqoa.,hdf.ka mqoa.,hdg
fjkia fõ'
3. wdjiaÓl msrsjeh ksid ndysr msßjehla o yg .kshs'

wdjiaÓl msßjeh Y=kH w.hla .kakd wjia:d

1. iïm;a wiSñ; j mj;sk úg ^ wd¾Ól fkdjk NdKav ;sîu&
2. lsishï iïm;lska úl,am m%fhdack fkdue;s úg
3. iïm;a fiajd úhqla; j mj;sk úg

14
SRI LANKAN ECON TRUST
1'5 (- iïm;a fnod fjka lsÍu yd ksuejqu fnod yeÍu ms<sn| ;SrK .kakd
wdldrh ú.%y lrhs'
▪ uQ,sl wd¾Ól m%Yak kï lrhs'
▪ uQ,sl wd¾Ól m%Yak ú.%y lrhs'

uQ,sl wd¾Ól m%Yak

▪ iïm;aj, mj;akd ysÕlu iy ysÕ iïm;aj, úl,am m%fhdack ksid yeu iudchlg
uQ,sl f;aÍï ;=kla lsÍu g isÿ fõ'
▪ tu f;aÍï ;=k ´kEu iudchlg fmdÿ h'
▪ wd¾Ól úoHdfõ § uQ,sl wd¾Ól m%Yak f,iska y÷kajkafka tu f;aÍï h'
▪ ta wkqj uQ,sl wd¾Ól m%Yak jkafka"
1. l=ula $ fldmuK ksIamdokh l< hq;= o@
2. flfia ksIamdokh l< hq;= o@
3. ld i|yd ksIamdokh l< hq;= o@

l=ula $ fldmuK ksIm

a dokh l< hq;= o@
▪ iïm;aj, ysÕlu iy ysÕ iïm;aj, úl,am m%fhdack ;sîu ksid ljr iudchlg
jqjo l=ula $ fldmuK ksmojkjd o hk uQ,sl wd¾Ól m%Yakhg uqyqK §ug isÿ fõ'
▪ ksoiqka (- ysÕ iïm;a Wmfhda.S lrf.k"
frday,a yokjdo mdi,a yokjd o@
l¾udka;Yd,d yokjd o@ l%Svd msá yokjd o@
mdßfNda.sl NdKav ksmojkjd o@ m%d.aOk
NdKav ksmojkjd o@jYfhka ksmojk
NdKavh ;srKh lsÍug isÿ fõ'
▪ tfia u ksmoùug ;SrKh l< NdKavh fldmuK m%udKhlska ksmoúh hq;= o
hkak;a ;SrKh l< hq;= h'
▪ ksoiqka(- frday,a fldmuK m%udKhla o@
l¾udka;Yd,d fldmuK m%udKhla o@
m%d.aOk NdKav fldmuK o@

▪ fuf,iska l=uk NdKavhla fldmuK m%udKhlska ksmojkafka o hkak ;SrKh

fldg ta i|yd iïm;a fnod fjka lsÍu l< hq;= fõ'
▪ tfia u iïm;aj,ska fldmuK m%udKhla j¾;udk mßfNdackhg fhdod .kakjd
o" fldmuK m%udKhla wkd.; mßfNdackhg fhdod .kakjd o $ fnod yßkjd o
hkak ;SrKh l< hq;= fõ'
▪ l=ula $ fldmuK ksmojkjd o hkak ;SrKh fldg ta i|yd iïm;a fnod fjka
lsÍula isÿ jk ksid l=ula fldmuK ksmojkjd o hk uQ,sl wd¾Ól m%Yakh iïm;a
fnod fjka lsÍfï m%Yakh f,iska o ye¢kaúh yels h'

15
SRI LANKAN ECON TRUST
 flfia ksIamdokh l< hq;= o@
▪ iïm;a ysÕlu yd ysÕ iïm;aj, úl,am m%fhdack mej;Su ksid ljr iudchlg
jqj o fmdÿfõ flfia ksIamdokh l< hq;= o@ hk m%Yakhg o uqyqK §ug isÿ fõ'

▪ flfia ksmojkjd o hk uQ,sl wd¾Ól m%Yakfhka woyia jkafka NdKav yd fiajd

ksIamdokh lsÍu i|yd l=uk ksIamdok Ys,am l%uhla" l=uk ;dlaIKhla Ndú;d l<
hq;= o hkakhs' tkï NdKav ksmoùug ljr iïm;a" ljr wkqmd;hlg Ndú; l<
hq;= o hkak ;SrKh l< hq;= fõ'

▪ NdKav yd fiajd ksIamdokh lsÍu i|yd Y%u iQlaYu ksIamdok Ys,am l%uh iy
m%d.aOk iQlaYu ksIamdok Ys,am l%uh f,i úl,am ksIamdok Ys,am l%u folla Ndú;d
l< yels h'

▪ Y%uh jeäfhka yd Bg idfmalaI j m%d.aOkh wvqfjka fhdod .kakd ksIamdok Ys,am

l%uh Y%u iQlaIau ksIamdok Ys,am l%uh jk w;r m%d.aOkh jeäfhka yd Bg
idfmalaIj Y%uh wvqfjka fhdod .kakd ksIamdok Ys,am l%uh m%d.aOk iQlaIau
ksIamdok Ys,am l%uh f,i ye|skafõ'

▪ úl,am ksIamdok Ys,am l%u w;rska l=uk fyda tla ksIamdok Ys,am l%uhla Ndú;d
fldg ksmoùula isÿjk ksid flfia ksIamdokh l< hq;= o hk uQ,sl wd¾Ól m%Yakh
ksIamdokh ms<sn| m%Yakh f,iska o ye¢kafõ'

ld i|yd ksIamdokh l< hq;= o@

▪ ld i|yd ksmojkjd o hkafkka woyia jkafka iudcfha iuia; ksIamdÈ;h ljqreka
w;r fn§ hkjd o hkakhs'

▪ tkï ysÕ iïm;a fhdod .ksñka ksIamdokh lrkq ,nk iSñ; NdKav yd fiajd
m%udKh iudcfha ljqreka úiska ysñ lr .kq ,efí o@ N=la;s ú¢kq ,efí o@ hkak
fuhska woyia fõ'

▪ ksmojk NdKav N=la;s ú§fï yelshdj r|d mj;skafka ta ta mqoa.,hka ,nk wdodhu
u; h'

▪ idOl ysñfhd jegqma " nÿ l=,S " fmd<S yd ,dN jYfhka wdodhï Wmh;s'
▪ ta ta mqoa.,hka ,nk wdodhu jeä fyda wvq fyda jkafka idOl ysñldr;ajh iy
idOl ñ, mokï lrf.k h'

▪ idOl wdodhï jeäfhka ,nk whg ksmojk NdKavj,ska jeä m%udKhla N=la;s
ú|Sug yelshdj ,efnk w;r idOl wdodhu wvqfjka ,efnk whg yels jkafka
wvq NdKav m%udKhla N=la;s ú§ug h'

16
SRI LANKAN ECON TRUST
 ▪ fuf,iska ksmojk NdKav m%udKh N=la;s ú|Su ta ta mqoa.,hskaf.a wdodhu u;
;SrKh jk ksid ld i|yd ksmoúh hq;= o hkak wdodhï fn§ hdu ms<sn| m%Yakh
f,iska o ye¢kafõ'

1'6 (-uQ,sl wd¾Ól m%Yak úi|d .ekSu i|yd ixúOdkh jk wdldrh

úYaf,aIKh lrhs'
▪ wd¾Ól moaO;s w¾: olajhs'
▪ wd¾Ól moaO;shl uQ,sldx. meyeÈ,s lrhs'
▪ wd¾Ól moaO;shl ;SrK .kakd md¾Yaj kï lrhs'
▪ wd¾Ól moaO;shl ;SrK .kakd md¾Yajj, ld¾hNdrh úuihs'

wd¾Ól moaO;s
▪ uQ,sl wd¾Ól m%Yak úi|d .ekSu i|yd iudchla ;=< Ôj;a jk ñksiqka úiska ks¾udKh
lrkq ,en we;s hka;%Kh fyj;a wdh;ksl jev ms<sfj< wd¾Ól moaO;shla fyj;a
wd¾Ól ixúOdkhla f,i ye¢kafõ'
▪ wd¾Ól moaO;shl § ñksid úiska ilid .kakd kS;s ud,djlg wkqj tys we;s wdh;k
iuQyhla l%shd;aul fõ'
▪ tu wdh;k ñksiqka f.ka iukaú; iÔú tall jk w;r" ta ksid u tys l%shdldß;ajh
o il%sh jQjls'
▪ fN!;sl moaO;shla ;=< mj;akd iajdNdúl jia;= fuka wd¾Ól moaO;shla ;=< olakg
,efnk jia;= jkafka tys mj;akd wd¾Ól wdh;k h'
▪ fuu wd¾Ól wdh;k wd¾Ól moaO;shl uQ,sldx." wdh;ksl ,laIK wdos kïj,skao
ye¢kafõ'
▪ ta ta rgj, mj;sk iudc" ixialD;sl iy ft;sydisl rgdjka u; úúO iajrEmfha
wdh;ksl rgdjka ta ta wd¾Ólhkays ±lsh yels h'

wd¾Ól moaO;shl uQ,sldx.

▪ l=gqïn
▪ wdKavqj
▪ jHdmdßl wxYh
▪ lïlre ixúOdk
▪ rdcH fkdjk ixúOdk
▪ fjf<|fmd<j,a
▪ idkqn,

17
SRI LANKAN ECON TRUST
 ▪ ffk;sl jHQyh
▪ isß;a úß;a idïm%odhka yd ixialD;sh

wd¾Ól moaO;shl ;SrK .kakd md¾Yaj

▪ fuu uQ,sldx.hka w;=frka wd¾Ól moaO;shl ;SrK.ekSu yd iïnkaO jk úfYaI
md¾Yaj jkafka l=gqïn" wdKavqj" jHdmdßl wxYh" lïlre ixúOdk iy rdcH fkdjk
ixúOdk wdÈh hs'

wd¾Ól moaO;shl ;SrK .kakd md¾Yajj, ld¾hNdrh

▪ wd¾Ól moaO;shl we;s jeo.;au wdh;ksl ,laIKhla jkafka l=gï
q N h'
▪ tl u whjehlska tl u .Dyhla ;=< tlg jdih lrk msßila l=gqïnhla fia ie,fla'

▪ úsúO iudcj, isák l=gï

q N tlaflda kHIaál mjq,a" tfia;a ke;skï úia;D; mjq,a úh
yels h'

▪ l=gqïnhka tla w;lska Y%u iemhqïlrejka jk w;r" ksIamdokh lrkq ,nk fndfyda
NdKav yd fiajd i|yd mdßfNda.slhka jkafka o l=gqïn h'

▪ tfia u ksIamdok idOl ms<sn| whs;sh o l=gï

q Nhka i;= h'
▪ wd¾Ól moaO;shl l=gqïn úiska bgq lrkq ,nk jeo.;a ld¾hNdr mj;S'
▪ l=gqïn úiska .kq ,nk wd¾Ól ;SrK f,iska ie,eflkafka o l=gqïnhkaf.a tu
ld¾hNdr h'

▪ l=gqïnhka i;= ld¾hNdrh

1. idOl iemhSu ms<sn| ;SrK .ekSu
2. NdKav yd fiajd ñ, § .ekSu ms<sn| ;SrK .ekSu
3. wdodhfuka fldmuK mdßfNdackh lrkafka o fldmuK b;sß lrkafka o
hkak ;SrKh .ekSu

▪ ieu rgl u l=uk fyda iajrEmhl wdKavqjla mj;sk w;r th i;= j úYd,
ld¾hNdrhla o mj;S'

▪ wdKavqjla i;= ld¾hNdrh

1. wd¾Ól yd fm!oa.,sl whs;sjdislï wdrlaId lr§u
2. l¾udka; yd jHdmdr kshdukh lsÍu
3. NdKav yd fiajd iemhSu
4. wdodhï mqk¾jHdma;sh
5. kS;sÍ;s yd jHjia:djka ieliSu

18
SRI LANKAN ECON TRUST
 ▪ wd¾Ólhl úúO iajrEmfha jHdmdßl wdh;k mj;S' ksoiqka(- fm!oa.,sl wdh;k "
iuqmldr " rdcH wdh;k

▪ jHdmdrsl wxYh i;= ld¾hNdrhka

1. ksIamdok iïm;a ñ, § .ekSu
2. l=ula" fldmuK " flfia " ld i|yd ksmojkafka o hkak ;SrKh lsÍu
3. NdKav yd fiajd ksIamdokh lsÍu
4. idOdrK ñ,lg NdKav yd fiajd wf,ú lsÍu

▪ Y%ñlhka úiska f.dvk.d .kq ,nk lïlre ixúOdkj, ld¾hNdrh

1. fiajl whs;sjdislï wdrlaId lsÍu i|yd lghq;= lsÍu
2. fiajd kshqla;sh" ksIamdokh ;dlaIKh yd jegqma uÜgï flfrys n,mEï we;s
lsÍu

▪ kQ;k wd¾Ólhkays j¾Okh fjñka mj;sk rdcH fkdjk ixúOdk i;= ld¾hNdr /ila
mj;S'ksoiqka(-È<s÷lu ;=rka lsÍu
- mßir ixrlaIKh
- udkj whs;sjdislï ^ysñlï& wdrlaId lsÍu
- iajdNdúl wdmod ;;a;ajhka § wj;eka jQ ck;djf.a iqNidOkh
fjkqfjka lghq;= lsÍu'

1'7(- úúO ks¾Kdhl Ndú; lrñka wd¾Ól moaO;s j¾. lrhs'

▪ wd¾Ól moaO;s j¾. lsÍu i|yd Ndú; lrk ks¾Kdhl úia;r lrhs'
▪ fjf<|fmd< wd¾Ól moaO;s w¾: olajhs'
▪ fjf<|fmd< wd¾Ól moaO;shl ,laIK yd l%shdldß;ajh meyeÈ,s lrhs'
▪ fjf<|fmd< wd¾Ól moaO;shl uQ,sl wd¾Ól m%Yak úi|d.kakd wdldrh ú.%y
lrhs'
▪ úOdk wd¾Ól moaO;s w¾: olajhs'
▪ úOdk wd¾Ól moaO;shl ,laIK yd l%shdldß;ajh meyeÈ,s lrhs'
▪ úOdk wd¾Ól moaO;shl uQ,sl wd¾Ól m%Yak úi|d.kakd wdldrh ú.%y lrhs'
▪ ñY% wd¾Ól moaO;s w¾: olajhs'
▪ ñY% wd¾Ól moaO;shl ,laIK yd l%shdldß;ajh meyeÈ,s lrhs'
▪ ñY% wd¾Ól moaO;shl uQ,sl wd¾Ól m%Yak úi|d.kakd wdldrh
ú.%y lrhs'
▪ wd¾Ól moaO;s iïnkaO kj m%jK;d úuid n,hs'
▪ wd¾Ól moaO;shl ld¾h idOkh ñkqï lsßfï ks¾Kdhl fm<.iajhs'

19
SRI LANKAN ECON TRUST
 wd¾Ól moaO;s
▪ wd¾Ól moaO;shla l%shd;aul jkafka kS;sÍ;s" iïm%odh" isß;a úß;a hkdÈfhka iukaú;
wdh;ksl jHQyhla wkqj h'
▪ fuu wdh;ksl jHqyhkaf.a iajrEmhka u; wd¾Ól moaO;s w;r fjkilaï olakg
,efí'

wd¾Ól moaO;s j¾. lsÍu i|yd Ndú; lrk ks¾Kdhl

 ;SrK iïnkaëlrK hdka;%Kh
 iïm;a ysñldß;ajfha iajrEmh
 idkqn,j, iajNdjh
▪ ;SrK iïnkaëlrK hka;%Kfha iajrEmh hk ks¾Kdhl u; wd¾Ól moaO;s my; my;
mßos j¾. l< yels h'
▪ fjf<|fmd< wd¾Ól moaO;s
▪ úOdk.; ^ ie,iqï.;& wd¾Ól moaO;s
▪ ksIamdok iïm;aj, ysñs ldß;ajh yd foafmd< whs;sjdislïj, iajNdjh hk ks¾Kdhl
u; wd¾Ól moaO;s my; mßos j¾. l< yels h'
▪ OfkaYajr wd¾Ól moaO;s
▪ iudcjdÈ wd¾Ól moaO;s
▪ foafmd< ysñldÍ;ajh yd whs;sjdislï w;ska OfkaYajr wd¾Ól l%u yd iudcjd§
wd¾Ól l%u w;r meyeÈ,s fjkialï ±lsh yelsh'
▪ OfkaYajr wd¾Ól moaO;shl foafmd< ysñlu fm!oa.,sl wxYh i;= jk w;r iudcjd§
wd¾Ól moaO;shl iïm;a ysñ lr.kq ,nkafka rch úisks'
▪ úúO wd¾Ól moaO;sj, olakg ,efnk idkqn, m%Odk iajrEm ;=kla fmkakqï lrhs'
tkï"
▪ øjHd;aul m%;s,dN iys; idkqn,
▪ iodpdrd;aul idkqn, ^ ck;dj fjkqfjka fufyjr&
▪ n,h mokï lr.;a idkqn,
▪ fjf<|fmd< wd¾Ól l%uhl øjHd;aul idkqn, m%Odkfõ' ,dN bmehSu idkqn,hls'
▪ úOdk u.ska fufhjk wd¾Ól moaO;sj, idkqn, l%shd;aul jkafka wêldß n,h
;=<sks'
▪ wdpdrO¾u Ndjuh mokï Tiafia o idkqn, l%shd;aul fõ' Y=oaO" iajdNdúl úm;a"
wdKavq ì| jeàï jeks isÿùï ksid wd¾Ólfha lïmk yg.;a wjia:dj, § iodpdr
moku Tiafia" mqoa.,fhda tu wjia:dfõ l< hq;= ksjerÈ foa ;SrKh lr" ta wkqj
lghq;= lr;s' thska mqoa.,fhda wNsfm%arKh fj;s'

wd¾Ól moaO;s j¾.

▪ wd¾Ól moaO;s j¾. lsÍu i|yd Ndú; lrk ks¾Kdhl ish,a,u ie,ls,a,g f.k my;
mrsos wd¾Ól moaO;s j¾. l< yels h'
• fjf<|fmd< wd¾Ól moaO;s

20
SRI LANKAN ECON TRUST
 • úOdk yd ksfhda. mokï lr.;a wd¾Ól moaO;s fyj;a ie,iqï.; wd¾Ól
moaO;s
• ñY% wd¾Ól moaO;s

fjf<|fmd< wd¾Ól moaO;s

▪ fjf<|fmd< w¾: l%uh hkq fjf<|fmdf<ys b,a¨ï yd iemhqï n,fõ. wkqj
;SrKh jk ñ, u; uQ,sl wd¾Ól m%Yak úi|k wd¾Ól l%uhls'
▪ fjf<|fmd< w¾: l%uh" Okjd§ wd¾Ól l%uh" ksoyia jHjidh w¾: l%uh wdÈ úl,am
kï j,ska o yªkajhs'

fjf<|fmd< wd¾Ólhl uQ,l

s ,laIK
▪ foafmd< ms<sn| fm!oa.,sl ysñlula ;sîu
▪ ksoyia jHjidh yd f;aÍfï ksoyi
▪ ;r.ldÍ fjf<|fmd< ;;a;aj
▪ iajd¾:h u; mokï lr.;a idkqn, mej;Su
▪ ñ, hdka;%Kfha l%shdldß;ajh
▪ mdßfNda.sl iajdêm;ajh
▪ wdKavqfõ ld¾hNdrh iSud iys; ùu
▪ fjf<|fmd< wd¾Ólhl uQ,sl wd¾Ól m%Yak úi§fï iïnkaëlrK hdka;%Kh
f,i ñ, hdka;%Kh lghq;= lrhs'

fjf<|+fmd< l%uhl ñ, b;d jeo.;a ld¾h ;=kla bgqlrhs' tkï"

▪ f;dr;=re yd ix{d iemhSfï ld¾hh
▪ idkqn, iemhSfï ld¾hh
▪ i,dlkh lsßfï ld¾hh
▪ fjf<|fmd< w¾: l%uhl wd¾Ól tallhkays yeisÍu ;SrKh lrk uQ,sl n,fõ.h
iajd¾:h hs' mrd¾:h" iudc Y=NidOkh jeks lreKq fjf<|fmd< wd¾Ólhl
ie,ls,a,g fkd.efka'
▪ fjf<|fmd< w¾: l%uhl moku fm!oa.,sl foafmd< ysñluhs'fm!oa.,sl foafmd<
ysñlu yd ne|S we;s ksoyia jHjidh fjf<|fmd< wd¾Ólhl m%Odk ,laIKhls'

úOdk wd¾Ól moaO;s

▪ uOH.; ie,iqï wêldßhla úiska fokq ,nk ksfhda. u.ska uQ,sl wd¾Ól m%Yak
úi|d.kq ,nk w¾: l%uhla úOdk w¾: l%uhla f,i ye|skafjhs'

uOH.; ie,eiaula hgf;a fufyhjk wd¾Ól moaO;shl ,laIK

▪ Y%uh yer wfkl=;a ksIamdok iïm;aj, ysñldÍ;ajh rch i;= ùu
▪ uQ,sl wd¾Ól m%Yak úi|d .ekSu i|yd ie,iqï l%shdj,sh fhdod .ekSu
▪ iudc Y=NidOkh u; lghq;= lsÍu
▪ fmdÿ hym; i|yd lghq;= lsÍu

21
SRI LANKAN ECON TRUST
 ▪ l=ula fldmuK" flfia" ld i|yd ksmojkjdo hk uQ,sl wd¾Ól m%Yak i|yd
úiÿï uOH ie,iqï wêldßh .kq ,nhs'

úOdk w¾: l%uhl ÿ¾j,;d my; mßÈ ±laúh yels h'

▪ ixúOdkh yd iïnkaëlrKh ms<sn| .eg¨
▪ ;;a;aj md,kfha ì| jeàï
▪ idkqn, m%udKj;a fkdùu
▪ mßir ydhkh

ñY% wd¾Ól moaO;s

▪ ñY% wd¾Ól moaO;s hkq fjf<|fmd< hdka;%Kh u.ska iïm;a fnod fjka lsÍu yd
ie,iqï l%shdj,sh u.ska iïm;a fnod fjka lsÍu isÿjk wd¾Ól l%uh hs'

ñY% wd¾Ólhl ,laIK

▪ wd¾Ólfha m%Odk l%shdldß wxY jkafka mdßfNda.slfhd"ksIamdolfhd" ksIamdok
iïm;a ysñlrefõ yd wdKavqj hs'
▪ fm!oa.,sl wxYh wNsfm%arKh flfrk idOlh iajd¾:h jk w;r fmdÿ wxYh
wNsfm%arKh idOlh fmdÿ hym; h'
▪ fm!oa.,sl wxYh yd fmdÿ wxYh hk fol u ksIamdok iïm;a ysñlrf.k isà'
▪ iïm;a fnod fjka lsÍu ms<sn| ;SrK ie,iqï hdka;%Kh u.ska isÿ lrhs'
fm!oa.,sl wxYh u.ska ;r.h l%shd;aul fõ'
▪ wdKavqj wd¾Ólh ;=< jeo.;a ld¾hNdrhla bgq lrhs'
▪ ñY% wd¾Ól moaO;s i|yd ksoiqka lsysmhla my; ±lafõ'
1 iudcSh fjf<|fmd< wd¾Ól
2 iudcjd§ fjf<|fmd< wd¾Ól

iudcSh fjf<|fmd< wd¾Ól

▪ fjf<|fmd< wd¾Ól moaO;shla ;=< iudc idOdrK;ajh we;s lsÍu i|yd rch ueÈy;a
jk wd¾Ól iudcSh fjf<|fmd< wd¾Ól kñka ye|skafõ' tkï iudc idOdrK;ajh
±äj wjOdrKh flfrk wd¾Ól moaO;s iudcSh fjf<|fmd< wd¾Ólhhs'
▪ iudcSh fjf<|fmd< wd¾Ól l%uh ìysj we;af;a ,snr,a fjf<|fmd< wd¾Ól l%uhg
tfrysj h' ,snr,a fjf<|fmd< w¾: l%uhla ;=<ska fmkajd fokafka rdcH
ueÈy;aùulska f;drj ksoyia fjf<|fmd< n,fõ. u.ska wd¾Ólh l%shd;aul ùug
bv Èh hq;= njhs'
▪ fjf<|fmd< wd¾Ól moaO;shg rch ueÈy;a ùu mqoa., ksoyi iSud lsÍug;a
fjf<|fmd< hdka;%Kh ld¾hËu;dj .s,syS hdug;a fya;= jk nj ,snr,ajd§kaf.a
woyihs'
▪ ,snr,ajd§kaf.a woyi m%;slafIam lrk iudchSh fjf<|fmd< wd¾Ól moaO;shg mlaI
jQjkaf.a woyi jkafka iudc idOdrK;ajh we;s lsÍu i|yd fjf<|fmd< wd¾Ól
moaO;shg rch ueÈy;aúh hq;= njhs'
▪ iudcSh fjf<|fmd< wd¾Ólhkays ksIamdok iïm;a fm!oa.,sl wxYh i;= jqj o
iïm;a Ndú;h ms<sn| úYd, n,mEula rcfhka flf¾' wd¾Ól" foaYmd,k" isú,a"
iudc" ixialD;sl hk udkj yñs lï wdrlaId lsÍug rch ueÈy;a ù mq¿,a iudc cd,

22
SRI LANKAN ECON TRUST
 l%shd;aul lrhs' iudchSh fjf<|fmd< wd¾Ólhl mqrjeishkaf.a uQ,sl whs;Ska
wk;=rg ,la jk fyda W,a,x>kh jk ;;ajhkays § Tjqkag wdrlaIdjla rch úiska
imhkq ,efí'
▪ fiajfha fh§ isáh § yg .kakd yÈis wk;=re" wikSm ;;ajhka jeks wdmod
;;ajhkays § iy úhm;a ùu" os<s÷ nj" ú/lshdj" orejka yod jvd .ekSu jeks iudcSh
;;ajhkays § iudcSh fjf<|fmd< wd¾Ólhl rch tys mqrjeishka fj; iudc
wdrlaIK cd,hla imh hs'
▪ rcfha fujeks iudc wdrlaIK cd, iemhSu i|yd wjYH wruqo,a fndfyduhla imhd
.kafka mqrjeishkaf.ka nÿ wh lsrSfuks' iudcSh fjf<|fmd< wd¾Ólhl rcfha
Y=NidOkh ;uka fj; ,efnk neúka mqrjeishka o rchg leue;af;ka nÿ f.ùu
isÿ lrhs'
▪ iudcSh fjf<|fmd< wd¾Ól moaO;s mj;sk rgj,a i|yd ksoiqka f,i fkda¾fõ"
P¾uksh" iaùvkh" mska,ka;h wdosh ±laúh yels h'

iudcjd§ fjf<|fmd< wd¾Ól

▪ iudcjd§ fjf<|fmd< wd¾Ól f,iska ye¢kafjkfka uQ,sl jYfhka iudcjd§
o¾Ykhka u; fufyh fjk lsishï ÿrlg fjf<|fmd< n,fõ.j,g l%shd;aul ùug
bv i,id we;s wd¾Ól moaO;Ska h'
▪ iudcjd§ fjf<|fmd< wd¾Ól iudchSh fjf<|fmd< wd¾Ólj,g jvd yd;amiska u
fjkia h' iudcjd§ fjf<|fmd< w¾: l%uhla ;=< ksIamdok iïm;a rch i;= h'
tfy;a iïm;a Ndú;h ms<sn| ;SrK .ekSu fm!oa.,sl wxYh i;= h' tkï
fjf<|fmd< n,fõ.j,g wkqj ksIamdok wdh;kj,g ksIamdok m%u dKh yd
NdKavj, ñ, ;SrKh lsÍfï whs;sh mj;S'
▪ iudcjd§ fjf<|fmd< wd¾Ólhka i|yd ksoiqka f,i Ökh" yxf.aßhdj yd
n,af.aßhdj ±laúh yels h'

wd¾Ól moaO;s iïnkaO kj m%jK;dj,g ksoiqka f,i kj iïm%odhsl wd¾Ól moaO;s

oelaúh yels h'
fuysoS wd.ula fyda iïm%odhsl iudchla fyda mokï lr .ksñka kj ixial!;sl rduqjlg
fhduqùfï m%jKdjhla olakg ,efí'

wd¾Ól moaO;shl ld¾h idOkh we.hSfï ks¾Kdhl

▪ mQ¾K fiajd kshqla;sh
▪ wd¾Ól ld¾hCIu;dj
▪ wd¾Ól jDoaêh
▪ ñ, ia:dhs;dj
▪ idOdrK wdodhï jHdma;sh
▪ ndysr ia:dhs;dj
▪ mdßißl .=Kd;aulNdjh
▪ wd¾Ól ksoyi

23
SRI LANKAN ECON TRUST
1'8 (-ksIamdok yelshd udhsï jl% weiqfrka wdjiaÓl msrjeh yeisfrk
wdldrh úYaf,aIKh lrhs'
▪ ksIamdok yelshd udhsu w¾: olajhs'
▪ ksIamdok yelshd udhsï ks¾udKh lsßfï § fhdod .kq ,nk Wml,ma k kï lrhs'
▪ ia:djr yd jefvk wdjiaÓl msßjeh ;;a;aj hgf;a ksIamdok yelshd udhsï jl%
ks¾udKh lrhs'
▪ ksIamdok yelshd udhsu Ndú; lrñka wdjiaÓl msßjefha yeisÍu ú.%y lrhs'
▪ ia:djr yd jefvk wdjiaÓl msßjeh ;;a;ajhkag n,mdk idOl bÈßm;a lrhs'
▪ jefvk wdjiaÓl msßjeh jvd;a ;d;aúl ;;a;ajhla nj ;yjqre lrhs'

ksIamdok yelshd udhsï jl%h

▪ hï fok ,o wjia:djl § wd¾Ólhla i;= ish¨u iïm;a mj;akd ;dlaIKh hgf;a
Wmßu ld¾hlaIu;dfjka Wmfhdackh fldg" lsishï NdKav follska ksmoúh yels
Wmßu NdKav ixfhda. iïnkaO fldg w|sk ,o f¾Ldj ksIamdok yelshd udhsï jl%h
f,i ye|skafõ'
▪ ksIamdok Odß;d bu" ksIamdok YlH;d m¾hka;h" úNj ksIamdok yelshd iSudj hk
kïj,ska o ksIamdok yelshd udhsï jl%h y÷kajkq ,nhs'

wd¾Ólhl ksIma dok yelshdj ;SrKh lrk idOl

1 iïm;a iïNdrh
▪ N+ñh
▪ Y%uh
▪ m%d.aOkh
▪ jHjidhl;ajh
2 idOl M,odhs;dj
▪ ;dlaIKh
▪ udkj m%d.aOkh
▪ l<ukdlrKh
▪ Y%u úNckh iy úfYaISlrKh

ksIamdok yelshd udhsï ks¾udKh lsßfï § fhdod .kq ,nk Wml,amk

▪ NdKav j¾. folla muKla ksmoùu
▪ wd¾Ólh i;= iïm;a iïNdrh ia:djr ùu
▪ wod< ld,h ;=< ;dlaIKh fkdfjkia j mej;Su
▪ iïm;a mQ¾K yd Wmßu ld¾hCIu;djfhka hqla; j Wmfhdackh lsÍu
nEjqu
▪ ksIamdok yelshd udhsï jl%hla u; .uka lrk úg tla NdKavhl ksIamdokh ksYaÑ;
m%udKh ne.ska jeä lrk úg wfkla NdKavfhka lem lsÍug isÿ jk m%udKh w;r
wkqmd;h" wkql%uKh fyj;a nEjqu f,i ye|skafõ'

24
SRI LANKAN ECON TRUST
 ▪ tu nEjqu u.ska wdka;sl wdjiaÓl msßjeh ±lafõ'
▪ ksIamdok yelshd udhsï jl%hl wdka;sl wdjiaÓl msßjeh yeisfrk wdldrh wkqj
iajrEm lsysmhla mj;Ss' tkï
1. ia:djr wdjiaÓl msßjeh
2. jefvk wdjiaÓl msßjeh

ia:djr wdjiaÓl msßjeh

▪ ksIamdok yelshd udhsula u; .uka lsÍfï § tla NdKav j¾.hlska ksYaÑ; m%udKh
ne.ska jeä lsÍfï oS wfkla NdKavfhka lem lrk m%udKh fkdfjkia j mj;sk
;;a;ajhla ia:djr wdjiaÓl msßjeh jYfhka y÷kajhs'
▪ fujeks ia:djr wdjiaÓl msßjehlska hq;= ksIamdok yelshd udhsu ir, f¾Çh
iajNdjhla .kS' fuh my; rEm igykska fmkakqï flf¾'

1 2 3 4 5

▪ ksIamdok yelshd udhsï jl%hl wdjiaÓl msßjeh my; i|yka iQ;h

% g wkqj .Kkh
l< yels h'

▪ ir, f¾Çh ksIamdok yelshd udhsï jl%hl wdjiaÓl msßjeh yeisfrk wdldrh my;
j.=fjka oelafõ'

25
SRI LANKAN ECON TRUST
 jefvk wdjiaÓl msßjeh
▪ ksIamdok yelshd udhsu u; .uka lsÍfï § lsishï NdKav j¾.hl ksYaÑ; m%udKh
ne.ska jeä lrk úg wfkla NdKavfhka lem lrk m%udKh l%ufhka jeä jk
;;a;ajhla jefvk wdjiaÓl msßjeh jYfhka y÷kajhs'
▪ fujeks jefvk wdjiaÓl msßjehlska hq;= ksIamdok yelshd udhsï jl%h uQ,hg wj;,
yevhla .kshs' fuh my; rEm igykska fmkakqï flf¾'

ksIamdok yelshd udhsï jl%h u; .uka

lrk úg wkqmdd;h l%ufhka jeä
fõ'

▪ v tall
NdKa

▪ uQ,hg wj;, ksIamdok yelshd udhsï jl%hl jefvk wdjiaÓl msßjeh yeisfrk
wdldrh my; ±lafõ'

26
SRI LANKAN ECON TRUST
ia:djr wdjiaÓl msßjeh yd jefvk wdjiaÓl msßjeh we;s ùu flfrys n,mdk idOl my;
mßÈ ±laúh yels h'

ia:djr wdjiaÓl msßjeh we;s ùug fya;= jefvk wdjiaÓl msßjeh we;s ùug fya;=
• iïm;a iucd;Sh ùu • iïm;a iucd;Sh fkdùu
• tla ksIamdokhla i|yd ld¾hlaIu jk iïm;a • tla ksIamdokhla i|yd ld¾hlaIu jk iïm;a
wfkla ksIamdokh i|yd ld¾hlaIu ùu wfkla ksIamdokh i|yd ld¾hlaIu fkdùu

▪ by; i|yka wdjiaÓl msßjeh ;;a;ajhka w;ßka jvd;a ;d;a;aúl nj" fmkakqï
lrkqfha jefvk wdjiaÓl msßjeh hs'
▪ fï ksid úúO wd¾Ól ú.%yhka meyeÈ,s lsÍu i|yd jefvk wdjiaÓl msßjeh fhdod
.kshs'

1'9(- wd¾Ól úoHdfõ uQ,l

s ixl,am yd ksIamdok Odß;dj fjkia ùï ksIamdok
yelshd udhsï jl%hla weiqßka ksrEmKh lrhs'
▪ iQlaIau wd¾Ól úoHd ixl,am ksIamdok yelshd udhsï jl% weiqfrka bÈßm;a lrhs'
▪ id¾j wd¾Ól úoHd ixl,am ksIamdok yelshd udhsï jl% weiqfrka fmkajhs'
▪ ksIamdok Odß;dj fjkia ùug n,mdk idOl wkqj ksIamdok Odß;dj fjkiajk
wdldrh ksIamdok yelshd udhsulska fmkajhs'

▪ wd¾Ól úoHdfõ iQlaIau wd¾Ól úoHd ixl,am iy id¾j wd¾Ól úoHd ixl,am ksIamdok
yelshd udhsï jl%hla weiqßka ksrEmKh l< yelsh'

iQlaIu
a wd¾Ól úoHd ixl,am
▪ úl,am m%fhdack
▪ f;aÍu
▪ wdjiaÓl msßjeh
▪ ksIamdok ld¾hlaIu;dj

27
SRI LANKAN ECON TRUST
 ▪ iïm;a fnod fjka lSÍfï ldrhlaIu;dj

ysÕlu" úl,am m%fhdack iy f;aÍu hk ixl,am ksIamdok yelshd udhsï jl%hla

weiqßka my; mßos fmkaúh yels h'

mdßfNda.sl NdKav

300

A
B
150

75 C

0 m%d.aOk NdKav
150 175 200

▪ by; olajd we;s m%ia;drhg wkqj A ,laIfhka fmkakqï lrk NdKav ixfhda.h
ksmoùug wd¾Ólfha mj;sk iïm;a m%udKj;a fkdjk neúkA A ,laIHfhka ysÕlu
fmkakqï lrhs'
▪ by; ksIamdok yelshd udhsu ;=< úl,am ksuejqï ixfhda. rdYshla mj;S' B yd C
,CIHj,ska tu ixfhda. fmkajhs'
▪ wd¾Ólhla tu ixfhda. w;ßka tla ixfhda.hla f;dard .; hq;=fõ' by; ksoiqkg
wkqj B yd C ixfhda.hkaf.ka tla ixfhda.hla f;dard .ekSug isÿ fõ'

wdjiaÓl msßjeh
▪ lsishï wd¾Ól lghq;a;l§ ysÕ iïm;a w;ßka f;aÍï lrk úg ta fjkqfjka
w;ayßkq ,nk B<Õ fyd| u úl,am wjia:dj wdjiaÓl msßjeh jYfhka y÷kajkq
,nhs'

mdßfNda.sl NdKav
300

200 A

100 B

0 m%d.aOk NdKav
150 180 200

▪ by; ksoiqkg wkqj fuu wd¾Ólh A NdKav ixfhda.h f;dard .;fyd;a mdßfNda.sl
NdKav 200 fjkqfjka wdjiaÓl msßjeh m%d.aOk NdKav 50la jk w;r m%d.aOk
NdKav 150 i|yd wdjiaÓl msßjeh mdßfNda.sl NdKav 100ls'
▪ tu wd¾Ólfha A isg B olajd .uka lsÍug ;SrKh l<fyd;a by< oeuq m%d.aOk
NdKav 30 fjkqfjka wdjiaÓl msßjeh mdßfNda.sl NdKav tall 100 jk w;r B isg

28
SRI LANKAN ECON TRUST
 A olajd .uka lsÍug ;SrKh l<fyd;a by< oeuq mdßfNda.sl NdKav 100 fjkqfjka
wdjiaÓl msßjeh m%d.aOk NdKav tall 30ls'
▪ ksIamdok ld¾hlaIu;dj hkq" wd¾Ólhl ish,q iïm;aj,ska jeä u M,odhs;djla
,nd.; yels ùu hs' fuh ksIamdok yelshd udhsu u; msysá ,laIHh u.ska fmkaúh
yelsfõ' fï i|yd wjYH m%Odk fldkafoais 2 jkqfha"
▪ mQ¾K fiajd kshqla;sh
▪ mQ¾K ksYamdokhhs'
▪ iïm;a fnod fjka lSÍfï ld¾hlaIu;dj hkq" wd¾Ólfha mj;sk iSñ; iïm;a
iudcjrKhg .e<efmk wdldrhg fnod fjka lsÍu fõ' fuys oS bgqúh hq;=
fldkafoaish jkqfha" wdkA;sl m%;s,dNh wdkA;sl msßjehg iudk ùu (MC=MB)fõ'

▪ lsishï NdKavhlska w;sf¾l tllhla mßfNdckh lsÍfuka ,efnk m%;s,dNh

wdkA;sl m%;s,dNh hs' th NdKavh i|yd mdßfNda.slhd f.ùug leu;s Wmßu ñ,
fõ' tu ksid wdkA;sl m%;s,dNh (MB) ñ,g (P) iudk fõ' lsishï NdKavhl
ksuejqu tlA tllhlska jeä lrkúg uq¨ msßjehg w,q;ska tl;=jk m%udKh
wdkA;sl msßjeh(MC) fõ'
▪ fuu ksid iïm;a fnod fjka lSÍfï ld¾hCIu;dj oS bgqúh hq;= fldkafoaish
jkqfha" MC=MB=P fõ' fuu fldkafoaish bgq jkafka ksIamdok yelshd udhsfuys
tla ,laIHhl oS muKs'

iïm;a fnod fjka lSÍfï ld¾hlaIu;dj yd ksIamdok ld¾hlaIu;dj hk foflys u

tl;=j wd¾Ól ld¾hlaIu;dj fõ'

29
SRI LANKAN ECON TRUST
 ▪ fuh my; m%ia;dr igykska fmkakqï lrhs'

ld¾ñl NdKav

id¾j wd¾Ól úoHd ixl,am

▪ mQ¾K fiajd kshqla;sh
▪ W!k iïm;a Wmfhdackh
▪ wd¾Ól miq neiSu
▪ wd¾Ól wjmd;h
▪ wd¾Ól j¾Okh
▪ j¾;udk mßfNdackh yd wkd.; mßfNdackh w;r iïm;a fnod yeÍu
▪ wd¾Ól ì| jeàu

mQ¾K fiajd kshqla;sh

▪ wd¾Ólhl mj;akd ish¨ u iïm;a M,odhS f,i ksIamdokh l%shdj,hs l fiajd kshqla;
lrùu mQ¾K fiajd kshqla;sh f,i y÷kajhs' mQ¾K fiajd kshqla;sh ksIamdok yelshd
udhsu u; msysá ,CIhlska fmkakqï lrhs' my; mßos fmkaúh yels h'

30
SRI LANKAN ECON TRUST
 ld¾ñl NdKav

C A

0 m%d.aOk NdKav

▪ by; m%ia;dr igykg wkqj ksIamdok yelshd udhsu u; msysá A ,laIHh mQ¾K fiajd
kshqla;s fmkakqï lrk w;r B ,laIfhka fmkkaqï lrkqfha W!k fiajd kshqla;s
;;a;ajhls' W!k fiajd kshqla;sh hkq iïm;a Wmßu M,odhs;djla fkd,efnk
wdldrfhka iïm;a fiajd kshqla; lrùu fõ'
▪ ksoiqka(-WmdêOdßfhlA l<ukdlrK fiajfha /lshdjl ksr; ùu
▪ by; m%ia;dr igykg wkqj C ,laIfhka wd¾Ólfha fiajd úhqla;s ;;a;ajh o fmkakqï
l< yels h'

wd¾Ól miqneiSu
▪ wd¾Ól miqneiSu hkq NdKav yd fiajd i|yd wd¾Ólfha b,a¨u wvqùu fya;=fjka
ksIamdokh my< hdu wd¾Ól miq neiSuls' wd¾Ól miq neiSu flá ld,Sk ;;a;ajhla
jk w;r miq neiSï ;;a;ajh fya;=fjka fiajd úhqla;s ;;a;ajh by< hhs' by; m%ia;dr
igykg wkqj A ,laIfha isg B ,laIHh olajd udhsï jl%h ;=<g .uka lsÍfuka fuh
fmkakqï l< yels h'
▪ wd¾Ól miqneiSul È.= ld,Sk ;;a;ajh wd¾Ól wjmd;hla jYfhka y÷kajhs' fuys È
fiajd úhqla; j mj;sk iïm;a úkdY ùulg Ndckh úh yels neúka wd¾Ólfha iïm;a
iïNdrh wvq ù ksIamdok yeishd udhsu jug ú;eka fõ' wd¾Ól wjmd;fha flá ld,Sk
;;a;ajhl§ tkï" iïm;a úkdY ùulg Ndckh ù fkd;snqKfyd;a ,laIHhlska o jug
ú;eka úh yels h'

m<uqjk m%ia;drh fojk m%ia;drh

lDIs NdKav lDIs NdKav

0 0
ld¾ñl B A ld¾ñl NdKav
NdKav

31
SRI LANKAN ECON TRUST
 ▪ iïm;a úkdYùulska f;drjQ wd¾Ól wjmd; ;;a;ajhla by; m<uqjk m%ia;dr igyfka
A isg B olajd ,laIHhlska ú;eka ùu u.ska fmkakqï lrhs'
▪ by; fojk m%ia;drfhka wd¾Ól wjmd; ;;a;ajhla fmkajk w;r tys È iïm;a úkdY
ùulg ,laù we;s neúka jl%h jug ú;eka fõ'

wd¾Ól j¾Okh
▪ wd¾Ól j¾Okh hkq wd¾Ólhl uQ¾; ksIamdokh wLKavj È.= ld,hla by< hduh'
wd¾Ól j¾Okfha § ksIamdok yelshd udhsu ol=Kg ú;eka fõ' fuh my; m%i a;dr
igykska fmkakqï fmkakqï lrhs'
Y NdKav

2010 2015
0 X NdKav

;dlaIKh oshqKq ùu
▪ ;dlaIKh oshqKq ùu jeks lsishï fya;=jla ksid tla NdKav j¾.hl muKla isÿ jk
ksuejqfï by< hdu wdxYsl jDoaOhls' th lsishï wdldrhg wiu;=,s; jDoaOhls' fuh
my; m%ia;dr igykska fmkakqï fmkakqï lrhs'

X NdKav

Y NdKav
0
▪ j¾;udkfha wd¾Ólh ;u ysÕ iïm;a Ndú; lrk wdldrh u;" tu wd¾Ólhg Wreu
jk wkd.; iïm;a iïNdrh ;SrKh jkq we;' j¾;udkfha os by< iïm;a m%udKhla
mrsfNdackh i|yd lem l<fyd;a wkd.;fha § wd¾Ólfha j¾;udkfha m%d.aOk NdKav
ksIamdokh wvq jkq we;' tf,i m%d.aOk NdKav ksIamdokh wvq ùu fya;=fjka wkd.;
ksIamdok yelshdj my< jefgk w;r wd¾Ól jDoaêhg th ndOdjla fõ'
▪ fï wkqj j¾;udkfha mßfNdackh yd wkd.; mßfNdackh w;r iïm;a fjka lrk
wdldrh" wd¾Ól jDoaêh ;SrKh lrk jeo.;a idOlhls' fuh my; m%ia;dr igykska
fmkakqï fmkakqï lrhs'

32
SRI LANKAN ECON TRUST
 m<uq jk m%ia;drh fojk m%ia;drh

m%d.aOk NdKav m%d.aOk NdKav

400
500
300

300
2000 2015 250

100 2000
2015
0 0
100 400 600
mdßfNda.sl NdKav 200 400 700 mdßfNda.sl
NdKav

▪ by; m<uq jk m%ia;drhg wkqj tu wd¾Ólh jeä iïm;a m%udKhla mßfNdackh i|yd
fhdojd we;s neúka wd¾Ól jDoaê wkqmd;h my< w.hla f.k we;'
▪ by; fojk m%ia;drhg wkqj tu wd¾Ólh mßfNdackhg jvd by< iïm;a m%udKhla
m%d.aOk NdKav mßfNdackh i|yd fhdojd we;s neúka wd¾Ól jDoaê wkqmd;h by<
w.hla f.k we;'
▪ j¾;udk mßfNdackh lem lsÍug t;rï yelshdjla fkdue;s lsishï rglg úfoaYSh
rgj,ska m%d.aOkh ;u rgg f.kajd .; yels kï ^ksoiqka( - úfoaYdOdr" úfoaY
wdfhdack& j¾;udk mßfNdack iSud fkdfldg wdfhdackh jeä lsÍu u.ska fõ.j;a
wd¾Ól jDoaêhla lrd <`.d úh yels h'

▪ rgl ksIamdok Odß;dj fjkia ùug n,mdk m%Odk idOl folls'

▪ iïm;a iïNdrh fjkia ùu
▪ M,odhs;dj fjkia ùu
▪ wd¾Ólfha iïm;a iïNdrh yd M,odhs;dj fjkia ùu fya;=fjka tu wd¾Ólfha
ksIamdok Odß;dj ke;fyd;a ksIamdok yelshdj fjkia fõ'

wd¾Ólhl iïm;a iïNdrh fjkia ùu

▪ wd¾Ólhl iïm;a iïNdrh fjkia ùu wdldr follska isÿ úh yels h' tkï iïm;a
iïNdrh jeä ùu yd wvq ùu hs'
▪ iïm;a iïNdrh jeä ùu fya;=fjka wd¾Ólfha ksIamdok yelshdj jeä ù ksIamdok
yelshd udhsu ol=Kg ú;eka fõ' ksoiqka(-kj iïm;a fidhd .ekSu" iïm;a i|yd kj
ysñldß;ajhla ,eîu" úfoaY rgj,ska iïm;a .,d tau" kj ;dlaIK l%u u.ska iïm;a
m%udKh jeä lr .ekSu" úfoaY Kh yd wdOdr yd wdfhdack by< hdu'

▪ fuh my; m%ia;dr igykska fmkakqï l< yels h'

33
SRI LANKAN ECON TRUST
 frÈ

0 iy,a

▪ wd¾Ólhl iïm;a iïNdrh wvq ùu u.ska ksIamdok yelshdj wvq jk w;r ksIamdok
yelshd udhsu jug ú;eka fõ'
ksoiqka(- hqoaO lghq;= fya;=fjka iïm;a úkdY ùu" iajdNdúl úm;a" iqkdñ" .x j;=r
Wjÿre" kdh hEï wdÈh" úfoaY wdfhdack wvq ùu
▪ fuh my; m%ia;dr igykska fmkakqï l< yels h'
frÈ

iy,a
0

wd¾Ólhl iïm;aj, M,odhs;djh fjkia õu

▪ wd¾Ólhl iïm;aj, M,odhs;djh by< hdu u.ska tu wd¾Ólfha ksIamdok yelshdj
by< f.dia ksIamdok yelshd udhsu ol=Kg ú;eka fõ'
ksoiqka(-;dlaIKsl ÈhqKj
q " kj Ys,am l%u" rch u.ska Y%ñlhka mqyqKq lsÍu'
▪ M,odhs;dj jeä ùu tla wxYhl muKla isÿjqjfyd;a ksIamdok yelshd udhsu ol=Kg
ú;eka jkqfha tu wlaIfhka muKs'

▪ fuh my; m%ia;dr igykska fmkakqï l< yels h'

34
SRI LANKAN ECON TRUST
 mßfNdack mßfNdack NdKav
NdKav

400 2 200
1
200

0 0
100 200 m%d.aOk NdKav 100 200 m%d.aOk NdKav

▪ by; 1jk m%ia;dr igykg wkqj m%d.aOk yd mßfNdack NdKav foj¾.fha u

M,odhs;dj jeä ù we;s ksid wlaI foflka u ksIamdok yelshd udhsu ol=Kg ú;eka
fõ' kuq;a 2jk m%ia;dr igykg wkqj M,odhs;dj jeä ù we;af;a m%d.aOk NdKav
iïnkaOfhka muKla jk neúka tu wlaIfhka muKla ksIamdok yelshd udhsu ol=Kg
ú;eka fõ'
▪ wd¾Ólhl iïm;aj, M,odhs;dj wvq ùu u.ska tu wd¾Ólfha ksIamdok yelshdj my<
f.dia ksIamdok yelshd udhsu jug ú;eka fõ'
ksoiqka(-mqyqKq Y%ñlhka ráka neyer ùu" merKs Ys,am l%u Ndú;h
▪ fuh my; m%ia;dr igykska l< yels h'

lDIs NdKav lDIs NdKav 2

1
400 400
200

0 0
200 400 ld¾ñl 200 400 ld¾ñl NdKav
NdKav 400

▪ by; 1jk m%ia;dr igykg wkqj lDIs yd ld¾ñl NdKav foj¾.fha u ksIamdok
M,odhs;dj wvq ù we;s ksid wlaI foflka u ksIamdok yelshd udhsu jug ú;eka fõ'
kuq;a 2jk m%ia;dr igykg wkqj ld¾ñl NdKav ksIamdokfha M,odhs;dj wvq ùu
fya;=fjka ld¾ñl NdKav wlaIfhka muKla jug ú;eka fõ'

"fuh iudc udOH yryd yqjudre lr .ekSug Wiia fm< .=re

ud¾f.damfoaYkh weiqßka ilia lrk ,oaols' úIhh fmdaIKh
i|yd óg wu;rj w;sf¾L lshùï" ld,Sk wd¾:sl isÿùï yd
ixLHdf,aLk ms<sn|j hdj;ald,Sk oekqu ,nd .; hq;=h"

35
SRI LANKAN ECON TRUST