Campus Recruitment JD & Requirement

Date: 04th Feb 2023

Name of Company: Vridhi Finserv Home Finance Limited (formerly Vridhi Finserv Limited)
Sector of the Company / Banking / Home loans
Organization

Vridhi Finserv Home Finance Limited is a “Tech-enabled Brick and Mortar”

Affordable housing finance start up incorporated in Bangalore with the objective
of bringing the underserved and unserved population into financial mainstream,
enabling them to realize their aspiration of owning a home and achieve a better
standard of living. Vridhi is solving the problem of housing by providing easy Home
Loans in smaller towns to informal segment which creates huge impact in the
economic status of the customer and the entire housing eco system.
Brief Description about the
Company: Housing Finance is the largest retail lending product globally and is the barometer
for economic growth and stability. Mortgage penetration in India is at ~10% to
GDP which is upwards of 50% in many developed nations which leaves huge scope
for growth. Indian housing market is close to 26 lakh crores and is growing at 15%
annually. Majority of this business is in the formal segment and Affordable housing
is a Sunrise industry within Mortgages which is growing at 50% + for the last 5
years.

Website:
www.vridhihomefinance.com
Company Website & LinkedIn ID
LinkedIn ID:
https://www.linkedin.com/company/vridhi-finserv-home-finance-
limited/mycompany/

S. Ram Naresh:
https://www.linkedin.com/in/ram-naresh-a7642331/

Sunil Mehta:
Founders Profile
https://www.linkedin.com/in/sunilmehta123/

Sandeep Arora:
https://www.linkedin.com/in/sandeep-arora-316984a/

Vridhi Finserv Home Finance Limited (Formerly Vridhi Finserv Limited) Page | 1

Description about the Profile/s:
Key Responsibilities /
Deliverables of the students:
(for each profile/s)
Vridhi Finserv Home Finance Limited (Formerly Vridhi Finserv Limited)
Underwriter (Credit Manager):
We are looking for Credit Managers who can interact with our customers in-person
and understand their financial needs and goals. They are expected to analyze the
entire journey of loan processing and make it a hassle-free experience for both,
the customer and the company.
Business Development Manager:
We are looking for versatile and hardworking Business developers who can
formulate strategies to increase the volume of business by working on Alternate
Business Channels and try to generate additional business / sales ideas by carefully
analyzing the present market practice catering to the defined target group.
Assistant Product Manager (APM):
We are looking for Assistant Product Managers who will be responsible for end-
to-end product lifecycle including ideation, commercialization and revenue
management. Product Managers will have extended support from various internal
teams for achieving the same.
Underwriter (Credit Manager):
• Able to analyze data procured from onsite visits and come up with
optimal procedures and hassle-free loan processing methods and
iterating it in the present traditional system resulting in higher efficiency
of each business developer.
• Evaluate Risks and suggest models to avoid the risks.
• Help drive high level of customer satisfaction through building hassle-free
underwriting process
• Able to think out of the box and suggest processes or alternate ways to
underwrite the cash flows of the customers without any risk dilution.
Business Development Manager:
• Network with local market and understand the target customer segment.
• Able to generate and analyze data procured from the onsite visits.
• Generate profitable new business ideas and collectively work on
strategizing business models to increase efficiency.
• Identify and enroll alternate business channel and give inputs on having
as a sustainable model.
Assistant Product Manager (APM):
• Core Product Management.
• Interface with Operations and IT teams on implementation and
execution.
• Initiatives to improve or innovate the present system of customer
onboarding and experience (Process Reengineering).
• Add in commercialization of products and help in ideate distribution
plans.
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 Underwriter (Credit Manager):
• Ability to challenge the status Quo and suggest ways for improving the
current processes.
• Ability to analyze the data and suggest meaningful business decisions.
• Basic proficiency in MS Office (Excel, Word etc.).

Business Development Manager:

• Passion to excel.
Required/ Desired Skills • Job involves meeting customers in the field.
(for each profile/s) • Comfortable in communicating with strangers and conducting high
quality and engaging sales pitches. (Cold calling in the field)

Assistant Product Manager (APM)

• Effective Communication and Presentation skills (both oral and written)
• Comfortable in building rapport with customers and team. (Overall
people engagement)
• Good orientation of Data Analytics

Across Karnataka
Location(s):
Any additional information you We believe in Passionate people who can breathe our core value system, delight
wish to share our customers and have the will to go above and beyond.

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