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use the internet to promote your product. Using the internet alone will generate you a
large sum of money for your products. Thanks to the internet and other social media
platforms such as Facebook, Youtube, Instagram and several more apps, advertisement
Almost all of us are using the internet to purchase something that we needed or
just something we liked because it is the easiest kind of purchase we do without even
lifting our two feet. Throughout the course of COVID-19, consumers like students are
left with a choice but to purchase goods from online. According to the International
Trade Administration, in 2021, the Philippines eCommerce market sales reached $17
billion, largely contributed by 73 million online active users. In 2025, its estimated
growth would reach up to 17% and it would total up to $24 billion. So we are asking the
question, how does online advertising affect the consumer behavior of the students from
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Paypal, Paymaya, and Gcash are just one of the few online banking services
offered here in the Philippines. In these apps, you are allowed to connect your own
bank account making it transactional online. Online banking has its own benefits such
as easier bill payments, simpler fund transfers, 24/7 access and more secure
transactions.
The growth of banking is now relying online as it offers fast and reliable data
transfers. Soon, cash would dissipate and would only use online banking as a mode of
payment for every transaction. The Philippines' transition to digital payments opened the
door for an increase in the number of electronic money accounts. In 2020, the number
of e-money accounts increased by 93 percent over the previous year, reaching around
34.7 million. According to Bangko Sentral ng Pilipinas(BSP), 41 million Filipinos are now
using digital payments as of the third quarter of this year. As we transition into a digital
use of payments, this research aims to identify how online banking affects students from
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Even if it is a community college and tuition is free, it is not enough to sustain a four
year course in college. Many college students work in addition to their studies. Every
challenges in balancing one another. However, there are certain reasons why
their college studies. Students who lack significant assets, money, or access to other
financial resources have few options for covering fees not covered by scholarships: they
can take out loans, work, or do both. While these choices benefit many students, a
higher education financing system that entails the utilization of loans and paid
Being a working student provides you with the financial needs you aim for, but in
contrast a lot of employers are purposefully underpaying students from the minimum
wage, leaving them not having enough money in exchange for their tiring work day by
day. In this research, we set our sights on how the working students from the University
of Eastern Pangasinan affects them with the minimum wage they work for.