EMNJ_ B@CWMVMN_J
CMAKB]BKN WMXMNOKNKKN
WMNIKFKKN HKXKNI/EK_K WMCMXJNVKD
WMCMXJNVKD (WHEW)
AM\MA ;

878; Wuskt Wmnfjfjbkn fkn Wmaktjdkn WHE

ABWW
 

WMNFKD]A]KN 
WMNFKD]A]KN 

B`cpmtmnsj
Wmsmrtk Fkskr ckcpu cmnemaksbkn tmntkni pr`sms Wmrmnoknkkn
pmaktjdkn fjdkrkpbkn
WHEW Amvma ;

Jnfjbkt`r Bmhmrdksjakn
;. Cmckdkcj
Cmckdkcj tmntkni Jfmntjljbksj
Jfmntjljbksj/Xmv
/Xmvju
ju Bmhutudkn
Bmhutudkn fkn Wmnmtkpk
Wmnmtkpknn Hkrkni/Eksk
Hkrkni/Eksk pkfk WHEW
WHEW
8. Cmckdkcj
Cmckdkcj tmntkni Wmnyusunkn
Wmnyusunkn _pmsjljbksj
_pmsjljbksj Vmbnjs fkn
fkn Bmrknibk
Bmrknibk Koukn Bmrek
Bmrek (BKB)
(BKB) pkfk
WHEW
?. Cmckdkcj
Cmckdkcj tmntkni Wmnyusunkn
Wmnyusunkn Wmrbjrkkn
Wmrbjrkkn Dkrik untub smtjkp tkdkpkn WHEW
6. Cmckdkcj
Cmckdkcj tmntkni Wmrucuskn
Wmrucuskn _trktmij
_trktmij Wmnikfkkn,
Wmnikfkkn, Wmckb
Wmckbmtkn,
mtkn, fkn
fkn Okrk
Okrk Wmnikfkkn
Wmnikfkkn pkfk
pkfk
WHEW, smrtk cksjni-cksjni lkbt`r ykni cmcpmnikrudjnyk
WHEW,
=. Cmckd
Cmckdkcj
kcj tmntkni
tmntkni Wmruc
Wmrucuskuskn
n @rik
@riknjs
njsksj
ksj WHEW
WHEW
<. Cmckd
Cmckdkcj
kcj p`tmnsj
p`tmnsj rjsj
rjsjb`
b` fkakc
fkakc pmrmno
pmrmnoknk
knkknkn WHEW
WHEW
9. Cmnijfmntj
Cmnijfmntjljbks
ljbksjj fkn cmniuc
cmniucpuabk
puabkn
n hkdkn
hkdkn fkn/ktku
fkn/ktku fktk fkn/ktku
fkn/ktku jnl`rcksj
jnl`rcksj ykni
ykni fjhutudbkn
fjhutudbkn
untub cmakbubkn pmrmnoknkkn WHEW

Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ

8
 

JFMNVJLJBK_J/XM\J] BMH]V]DKN FKN WMNMVKWKN

CKVMXJ ; HKXKNI/EK_K WKFK WHEW
EMNJ_ B@CWMVMN_J
CMAKB]BKN 8 WMNZ]_]NKN _WM_JLJBK_J VMBNJ_ FKN BKB WKFK WHEW
WMXMNOKNKKN WHEW
AM\MA ; \MX_J JJ WMNZ]_]NKN WMXBJXKKN DKXIK ]NV]B _MVJKW
? VKDKWKN WHEW

WMX]C]_KN _VXKVMIJ WMNIKFKKN, WMCKBMVKN, FKN

6 OKXK WMNIKFKKN WKFK WHEW

= WMX]C]_KN @XIKNJ_K_J WHEW

< XJ_JB@ FKAKC WMXMNOKNKKN WHEW

JFMNVJLJBK_J FKN WMNI]CW]AKN HKDKN FKN/KVK]
FKN/KVK]
9 FKVK FKN/KVK] JNL@XCK_J
Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
?
?
 
 

WMNJNIBKVKN B]KAJVK_ WMXMNOKNKKN WHEW

Wmnjnibktkn bukajtks pmrmnoknkkn WHE fkpkt fjakbubkn fmnikn okrk5

;
;. WK smakbu pmnkniiuni ekwkh bmijktkn, fkakc 8.
8 WK smakbu pmnkniiuni
pmnkniiuni ekwkh
ekwkh bmijktkn,
bmijktkn, fkakc
fkakc cmakbubkn
cmakbubkn
cmakbubkn pmnyusunkn XBK ykni fj fkakcnyk pmnyusunkn XBK pmrau cmcpmrtjchknibkn untub
tmrfkpkt WHE tmakd cmcpmrtjchknibkn dka-dka cmajhktbkn pkrk pjdkb fkakc mb`sjstmc pmnikfkkn,
smhkikj hmrjbut5 kntkrk akjn5
k. Jfm
Jfmntj
ntjljb
ljbksj
ksj bmhutud
bmhutudkn
kn hkr
hkrkni/e
kni/eksk
ksk smsukj fmnikn k. ]BWHE,
]BWHE, tmrcksub
tmrcksub pmnima`ak
pmnima`ak pmnikfkkn
pmnikfkkn hkrkni/eksk,
hkrkni/eksk,
Xmnoknk Bmrek Kniirkn2 pmrs`nma akjnnyk fkn kimn pmnikfkkn2 fkn
h. Wmn
Wmnyusunkn
yusunkn spmsjljbksj
spmsjljbksj tmbnjs/BKB
tmbnjs/BKB   smsukj h. KWJW
KWJW cksjni-
cksjni-cksj
cksjni
ni B/A/WF
B/A/WF
bmhutudkn2
o. Bmtmrsm
Bmtmrsmfjkkn
fjkkn hkrkni/eksk
hkrkni/eksk fkn/kt
fkn/ktku
ku pmnymfjk
pmnymfjk fj ?. Fkakc pmnyusunkn
pmnyusunkn Wmrmnoknkkn
Wmrmnoknkkn Wmnikfkkn,
Wmnikfkkn, WK/BW
WK/BWK
K fkn
pkskr2 ? WWB pmrau cmcpmrtjchknibkn5
f. Bmtmrsm
Bmtmrsmfjkkn
fjkkn hkrkni/eksk
hkrkni/eksk ykni
ykni fjhutudbkn
fjhutudbkn fkakc
fkakc k. dksja c`njt`rjni mvkauksj pkfk tkdun smhmaucnyk2
hmntub pr`fub/eksk fkakc nmimrj2 fkn h. knkajsj
knkajsjss pkskr2
pkskr2 fkn/
fkn/ktk
ktkuu
m. Wm
Wmny
nyusu
usunknkn
n XKH
XKH smsukj spmsjljbksj tmbnjs/BKB o. rmb`cmnfk
rmb`cmnfksj sj strktmij
strktmij pmnikfkkn.
pmnikfkkn.
smhkikj fkskr pmniusuakn kniikrkn.

Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ

 6

X]KNI AJNIB]W WMXMNOKNKKN WMNIKFKKN

Jfmntjljbksj WHE
;
8  Wmnmtkpkn Emnjs Hkrkni/Eksk

Wmnmtkpkn Okrk Wmnikfkkn

?  Dksja Wmrmnoknkkn Wmnikfkkn
fjucucbkn fj fkakc X]W
6  Wmckbmtkn fkn
Wmckbmtkn fkn B`ns`ajfksj

=  Ykbtu Wmcknlkktkn Hkrkni/Eksk

<  Kniikrkn Wmnikfkkn

Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ

 =
 

WMNZ]_]NKN WMXMNOKNKKN WMNIKFKKN

_]CHMX FKNK KWHN 

Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ

 <
 

WMNZ]_]NKN WMXMNOKNKKN WMNIKFKKN

_]CHMX FKNK KWHF 

Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ

 9
 

WMNZ]_]NKN WMXMNOKNKKN WMNIKFKKN ]NV]B

B@NVXKB
B@NVXK B ZKNI DKX]_ FJ VKNFK VKNIKNJ KD] N 
KNIK NJ FJKYKA VKD]N

]ntub hkrkni/eksk ykni pmakbsknkkn b`ntrkbnyk dkrus fjcuakj pkfk kwka tkdun, pmnyusunkn
pmrmnoknkkn pmnikfkkn ykni cmniiunkbkn

KWHN fkpkt fjakbubkn hmrskckkn fmnikn pmnyusunkn XBK B/A

KWHF fkpkt fjakbubkn hmrskckkn fmnikn pmnyusunkn XBK Wmrknibkt

Wmrknibkt Fkmrkd.

pmrmnoknkkn pmnikfkkn kbjhkt fkrj pmruhkdkn strktmij pmnokpkjkn tkrimt bjnmrek fkn/ktku
Wmnyusunkn pmrmnoknkkn fkn/ktku
pmruhkdkn kniikrkn fjakbubkn pkfk Vkdun Kniikrkn hmrekakn.

Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ

 4
 

JFMNVJLJBK_J/XM\J] BMH]V]DKN HKXKNI/EK_K 

HKXKNI/EK_K

Jfmntjljbksj kfkakd smhukd bmijktkn ykni hmrwueuf

cmniucpuabkn, cmnmcubkn, cmnokrj, cmnfkltkrbkn, smrtk
cmnoktktt fktk fkn jnl`rcksj ykni fjhutudbkn
cmnoktk

Jfmntjljbksj bmhutudkn WHEW kfkakd bmijktkn cmnokrj,

cmniucpuabkn, cmnmajtj, smrtk cmnoktkt fktk fkn jnl`rcksj kbkn
bmhutudkn hkrkni/eksk ykni hmrtueukn untub cmnfubuni
pmnokpkjkn jnfjbkt`r bjnmrek ykni tmrfkpkt pkfk Xmnek B/A ktku
Xmnek WF

Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ

 :
 

JFMNVJLJBK_J BMH]V]DKN
BMH]V]DKN HKXKNI
HKXKNI/E
/EK_K
K_K _MOKXK
_MOKXK ]C]C
FJAKB]BKN FMNIKN CMCWMXDKVJBKN5
Wrjnsjp mljsjmn fkn
mlmbtjl fkakc WHE

Hkrkni/eksk ykni
tmakd Kspmb pmnikfkkn
tmrsmfjk/fjcjajbj/ hmrbmakneutkn
fjbukskj

Wmnjakjkn prj`rjtks
B`ns`ajfksj WHE bmhutudkn

Hkrkni/eksk pkfk
bktka`i mambtr`njb

Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ

 ;7
 

JFMNVJLJBK_J BMH]V]DKN HKXKNI/EK_K

HKXKNI/EK_K _MOKXK ]C]C

Hmrfkskrbkn emnjs pmnikfkkn 5 H/WB/EA/EB

Cmniiunkbkn fktk fkn jnl`rcksj

;. B`
B`ntr
ntrkbkb p
pmrj
mrj`fm
`fm ssmhm
mhmauc
aucny
nyk,
k,
8. Dksja rrmvju
mvju bm
bmhutu
hutudkn
dkn ykni suf
sufkd
kd fjakb
fjakbubk
ubkn
n smhmau
smhmaucny
cnyk/akp
k/akp`rk
`rkn,
n,
?. ]s
]sua
uakn
kn f
fkr
krjj unj
unjtt pm
pmnii
niiun
unk,
k,
6. Fkt
Fktkk rmkajs
rmkajsksj
ksj kni
kniikr
ikrkn,
kn,
=. N`
N`tk
tk pm
pmnk
nkij
ijdk
dknn
<. Fk
Fklt
ltkr
kr pm
pmck
cks` s`b
b

Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ

 ;;
 

_WMNF KNKAZ_J_
KNKAZ_J_  

Wr`sms cmniknkajsjs fktk djst`rjs pmchmajkn pkfk smhukd `riknjsksj

_pmnf knkaysjs  cmchkntu B/A/WF cmnfkpktbkn fktk fkn jnl`rcksj

smhkikj hmrjbut5
 Kpk ykni tmakd fjhmaknekbkn0
 Fkrj sjkpk bjtk cmnfkpktb
cmnfkpktbkn
kn hkrkni/eksk0
 ]ntub sjkpk hkrkni/eksk ykni tmakd fjhmaknekbkn fkn hmrkpk
hjkyknyk0

Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ

 ;8
 

JFMNVJLJBK_J WMNIKFKKN HKXKNI/EK_K 

 Jfmntjljbksj WHE hmrskckkn fmnikn pmchkdkskn X]] KWHN/Xknoknikn Wmrfk KWHF.

 WWB cmakbubkn jfmntjljbksj WHE pkfk amvma B`cp`nmn/_uh b`cp`nmn pkfk XBK B/A ktku _uh
bmijktkn pkfk XBK WF
 Wkfk B/A kbun hmaknek ykni tmrks`sjksj fmnikn WHE5 hmrupk kbun Hmaknek Hkrkni/Eksk fkn
kbun Hmaknek C`fka. Nkcun, tjfkb tmrtutup bmcunibjnkn tmrfkpkt hmaknek pmnikfkkn pkfk
kbun hmaknek hkrkni/eksk smakjn ykni tmrsmhut fj ktks, smpmrtj pkfk kbun hmaknek hkntukn
s`sjka ktku hmaknek djhkd.
djhkd.
 Wkfk Wmcmrjntkd Fkmrkd kbun hmaknek ykni tmrks`sjksj fmnikn WHE5 ykjtu kbun Hmaknek H/E
ykni fkpkt fjtmcubkn kntkrk akjn fkakc kbun Hmaknek @pmrksjnka fkn Hmaknek C`fka.
C`fka.
Nkcun, tjfkb tmrtutup bmcunibjnkn tmrfkpkt hmaknek pmnikfkkn pkfk kbun hmaknek
hkrkni/eksk smakjn ykni tmrsmhut fj ktks, smpmrtj pkfk kbun hmaknek hkntukn s`sjka ktku
hmaknek djhkd.

Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ

 ;?
 

WMNMVKWKN HKXKNI/EK_K

Hkrkni

Eksk akjnnyk

EMNJ_ WHEW Eksk b`nsuatkn

b`nstrubsj
Eksk
b`nsuatknsj
Eksk b`nsuatkn
n`nb`nstrubsj
b`nstrubsj

Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ

 ;6
 

JFMNVJLJBK_J/XM\J] BMH]V]DKN FKN WMNMVKWKN

CKVMXJ ; HKXKNI/EK_K WKFK WHEW
EMNJ_ B@CWMVMN_J
CMAKB]BKN 8 WMNZ]_]NKN _WM_JLJBK_J VMBNJ_ FKN BKB WKFK WHEW
WMXMNOKNKKN WHEW
AM\MA ; \MX_J JJ WMNZ]_]NKN WMXBJXKKN DKXIK ]NV]B _MVJKW
? VKDKWKN WHEW

WMX]C]_KN _VXKVMIJ WMNIKFKKN, WMCKBMVKN, FKN

6 OKXK WMNIKFKKN WKFK WHEW

= WMX]C]_KN @XIKNJ_K_J WHEW

< XJ_JB@ FKAKC WMXMNOKNKKN WHEW

JFMNVJLJBK_J FKN WMNI]CW]AKN HKDKN FKN/KVK]
FKN/KVK]
9 FKVK FKN/KVK] JNL@XCK_J
Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
 ;=
;=
 

WMNIMXVJKN _WM_JLJBK_J VMBNJ_ FKN BKB

_pmsjljbksj  kfkakd Bkrkbtmrjstjb t`tka H/E ykni fkpkt cmcmnudj

_pmsjljbksj 
bmhutudkn pmniiunk hkrkni/eksk ykni fjnyktkbkn smokrk tmrtuajs

Bmrknibk Koukn Bmrek (BKB) kfkakd hktkskn cmnimnkj ikchkrkn

tueukn, rukni ajnibup fkn strubtur smhukd bmijktkn ykni tmakd
fjsmpkbktj untub cmcknfu suktu bmijktkn/kikr smsukj fmnikn kpk
ykni fjdkrkpbkn fkn cmnekfj koukn fkn rkchu-rkchu hkij pmakbsknk.

Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ

 ;<
 

L]NI_J _WM_JLJBK_J 

Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ

 ;9
 

WMNZ]_]NKN _WM_JLJBK_J VMBNJ_/ BKB CMNII]NKBKN 

 Wr`fub fkakc nmimrj2

 Wr`fub hmrsmrtjljbkt _NJ2
 Wr`fub uskdk cjbr` fkn bmoja smrtk b`pmrksj
 Wr`fub rkckd ajnibunikn djfup

_uchmr pmnyusunkn spmsjljbksj fkpkt fjpmr`amd fkrj5

 Wmniiunk kbdjr (mnf usmr ))..
 Jnfustrj hkrkni/eksk smpmrtj hr`sur, bktka`i, fsh,
 _tknfkr fkn Jnl`rcksj Wmniuejkn fkrj tmnkik kdaj, b`cunjtks pr`lmsj`nka ktku pmnmajtj2
 Jnstknsj Wmcmrjntkd2
 _FC Wmnfubuni Mb`sjstmc Wmnikfkkn

Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ

 ;4
 

B@CW@NMN CJNJCKA _pmsjljbksj tmbnjs

_WM_JLJBK_J VMBNJ_ 
VMBNJ_ 
_pmsjljbksj
B@CW@NMN CJNJCKA _WM_JLJBK_J VMBNJ_ 
VMBNJ_   _pmsjljbksj
cutu/bukajtks, _pmsjljbksj eucakd _pmsjljbksj wkbtu pmakyknkn
`psj5

_pmsjljbksj bjnmrek ]rkjkn Eknibk wkbtu

Vjnibkt pmakyknkn
hkrkni/pmbmrekkn

Cmrmb
Wmaktjdkn ejbk
_ktukn A`bksj pmrau

_tknfkrjsksj
\`aucm Cmt`fm trknsp`rt Wmcmajdkrkkn
fkn pmnimpkbkn

_kcpma

_pmsjljbksj tmbnjb

Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ

 _pmsjljbksj
b`cp`sjsj ;:
 

O@NV@D WMNZ]_]NKN _WM_JLJBK_J KO 

 [ukntjty 5 6 unjt
 Wmnfjnijnkn Bkpksjtks5 :777
 Vjcmr
 Wmcurnj ufkrk5 Kjr Wurjlyjni _ystmc
 Xmc`tm O`ntr`a5 Zms
 B`nsucsj Fkyk5 477 Yktt
 MMX (Htu / EY)5 ;WB
 Ikrknsj5 ; Vkdun (Wkrts & Eksk) ? Vkdun (B`cprms`r)
 Cmcjajbj smrtjljbkt _NJ JMO <7??=-8-67-877:
 Ckcpu aknisuni cmnfjnijnbkn ruknikn pkfk skkt fjdjfupbkn fkn fkpkt
hmr`pmrksj
hmr`pmr ksj 86 ekc, A`bksj 5 Bknt`r Wmcpr`
Wmcpr`v
v KHO, akntku 6 rukni smrhkiunk Ea.
TZU n`. ;6 B`tk TZU.

Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ

 87
 

BMXKNIBK KO]KN BMXEK (BKB) 

Bmrknibk Koukn Bmrek (BKB) kfkakd f`bucmn pmrmnoknkkn bmijktkn ykni

hmrjsj pmnemakskn/bmtmrknikn cmnimnkj kpk, cmnikpk, sjkpk, bkpkn, fj
cknk, hkikjcknk, fkn hmrkpk pmrbjrkkn hjkyknyk pkfk pmnikfkkn eksk
b`nsuatknsj 

BKB cmrupkbkn ikchkrkn ucuc fkn pmnemakskn cmnimnkj bmijktkn ykni

kbkn fjakbsknkbkn smsukj.

Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ

 8;

BMXKNIBK KO]KN BMXEK EK_K B@N_]A

B@N_]AV
VKN_J
Wkajni smfjbjt hmrjsj5
 

; ]rkjkn pmbmrekkn ykni kbkn fjakbsknkbkn cmajputj5 aktkr hmakbkni, ckbsuf

fkn tueukn, a`bksj pmbmrekkn, fkn pr`fub ykni fjdksjabkn (`utput)

8
Ykbtu pmakbsknkkn ykni fjpmraubkn untub cmnymamskjbkn pmbmrekkn fmnikn
cmcpmrdktjbkn hktks kbdjr mlmbtjl tkdun kniikrkn

?
_pmsjljbksj tmbnjs eksk b`nsuatknsj ykni kbkn fjkfkbkn cmnokbup
b`cpmtmnsj tmnkik kdaj ykni fjhutudbkn

Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ

 88
 

JFMNVJLJBK_J/XM\J] BMH]V]DKN FKN WMNMVKWKN

CKVMXJ ; HKXKNI/EK_K WKFK WHEW
EMNJ_ B@CWMVMN_J
CMAKB]BKN 8 WMNZ]_]NKN _WM_JLJBK_J VMBNJ_ FKN BKB WKFK WHEW
WMXMNOKNKKN WHEW
AM\MA ; \MX_J JJ WMNZ]_]NKN WMXBJXKKN DKXIK ]NV]B _MVJKW
? VKDKWKN WHEW

WMX]C]_KN _VXKVMIJ WMNIKFKKN, WMCKBMVKN, FKN

6 OKXK WMNIKFKKN WKFK WHEW

= WMX]C]_KN @XIKNJ_K_J WHEW

< XJ_JB@ FKAKC WMXMNOKNKKN WHEW

JFMNVJLJBK_J FKN WMNI]CW]AKN HKDKN FKN/KVK]
FKN/KVK]
9 FKVK FKN/KVK] JNL@XCK_J
Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
 8?
8?

WMNZ]_]NKN WMXBJXKKN DKXIK WHEW

 
tmrfjrj fkrj5

47%
DW_

Wmnyusunkn

; 8
Wmnyusunkn
Xmnoknk Kniirkn Hjkyk (XKH)  Wmrbjrkkn Dkrik _mnfjrj (DW_)

Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ

 86
 

WMNZ]_]NKN WMXBJXKKN DKXIK WHEW

Wmnjnibktkn Wmrsjkpkn
Bukajtks Wmrmnoknkkn  
Wmrmnoknkkn Wmnikfkkn  
Wmnikfkkn
Wmrmnoknkkn  
Wmrmnoknkkn

Wmnyusunkn Kniikrkn Wmnyusunkn

XKH  
XKH Wmnikfkkn  
Wmnikfkkn DW_  
DW_

Wkfk tkdkpkn pmrmnoknkkn untub kniikrkn pmnikfkkn, WWB cmakbubkn rmvju

rmvju tmrdkfkp
bmtmrsmfjkkn hjkyk pmnfubuni pkfk XBK B/A ktku XBK WF, smfknibkn pkfk tkdkpkn pmrsjkpkn
pmnikfkkn fjakbubkn pmnyusunkn fkn pmnmtkpkn DW_.  

Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ

 8=
 

YKBV] WMNZ]_]NKN

WMNZ]_]NKN XKH
Hmrskckkn fmnikn pmnyusunkn XBK
B/A ktku XBK WF

WMNZ]_]NKN DW_
Wmnyusunkn DW_ fkpkt fjakbsknkbkn smtmakd XBK-B/A fjsmtueuj `amd FWX ktku
Wmnyusunkn
XBK Wmrknibkt Fkmrkd fjsmtueuj `amd FWXF. ]ntub Wmnikfkkn Hkrkni/Eksk
Hkrkni/Eksk ykni
pmakbsknkkn b`ntrkbny
b`ntrkbnyk
k dkrus fjcuakj pkfk kwka tkdun, fkpkt fjakbsknkbkn
smtmakd pmnmtkpkn
pmnmtkpkn Wkiu Kniikrkn B/A ktku pmrsmtueukn XBK Wmrknib
Wmrknibktkt Fkmrkd
smsukj bmtm
bmtmntukn
ntukn pmrkturkn pmrunfkni-unfknikn.

Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ

 8<
 

WMNZ]_]NKN WMXBJXKKN DKXIK WHEW 

XKH pmnikfkkn kfkakd rjnojkn fmtkja bmhutudkn kniikrkn untub cmnokpkj

`utput   WHE.
WHE. XKH fjsusun fmnikn okrk cmcksubbkn rjnojkn ka`bksj kniikrkn
ykni fjhutudbkn untub smtjkp b`cp`nmn bmijktkn fkakc suktu pmbmrekkn.

Vkdkpkn Wmnyusunkn XKH WHE

Wmniucpuakn Jfmntjljbksj Wmnmntukn

Hjkyk Wmnyusunkn
Fktk fkn B`cp`nmn XKH 
fkn/ktku Xjnojkn XKH 
Jnl`rcksj Wmbmrekkn  
dkrik sktukn 

Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ

 89
 

WMNZ]_]NKN DKXIK WMXBJXKKN _MNFJXJ/DW_

DW_ (Dkrik Wmrbjrkkn _mnfjrj), ykbnj pmrbjrkkn dkrik hkrkni/eksk ykni fjtmtkpbkn
`amd WWB fj tkdkp Wmrsjkpkn Wmnikfkkn.

WWB fkpkt cmnmtkpbkn tjc ktku tmnkik kdaj ykni hmrtuiks cmchmrjbkn
cksubkn fkakc pmnyusunkn DW_.

Bmiunkkn DW_ kfkakd

;. untub cmnjakj bm
bmwkekrkn
wkekrkn dkrik pmnkwkr
pmnkwkrkn
kn fkn/ktku
fkn/ktku bmwkekrkn
bmwkekrkn dkrik
sktukn,
8. fkskr untub
untub cmnm
cmnmtkp
tkpbkn
bkn hkt
hktks
ks tmr
tmrtjniij
tjniij pmnkwkr
pmnkwkrkn
kn
?. fkskr u
untub
ntub ccmnm
mnmtkp
tkpbkn
bkn hmskr
hmskrkn
kn njakj ek
ekcjnkn
cjnkn p
pmakb
makbsknkkn
sknkkn hkij
hkij pmnkwkr
pmnkwkrkn
kn
ykni njakjnyk amhjd rmnfkd 47% (fmakpkn puaud pmrsmn) fkrj njakj DW_.

Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ

 Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
84
 
 

WMNZ]_]NKN DW_ HMXFK_KXBKN

HMXFK_KXBKN

;;. Dksja pmrbjrkkn

pmrbjrkkn hjkyk/Xmnoknk Kniikrkn Hjkyk (XKH) ykni tmakd fjsusun
fjsusun pkfk tkdkp pmrmnoknkkn
pmrmnoknkkn
pmnikfkkn2

88. Wkiu Kniikrkn ykni tmrokntuc fkakc FJW

FJWK/FW
K/FWK
K ktku
ktku untub pr`sms
pr`sms pmcjajdkn
pmcjajdkn ykni fjakbubkn
fjakbubkn
smhmauc pmnmtkpkn FJWK/FWK cmnikou bmpkfk Wkiu Kniikrkn ykni tmrokntuc fkakc XBK B/A
ktku XBK Wmrknibkt Fkmrkd2 fkn

??. Dksja rmvju

rmvju pmrbjrkkn
pmrbjrkkn hjkyk/Xmnoknk
hjkyk/Xmnoknk Kniikrkn Hjkyk (XKH) tmrcksub
tmrcksub b`cp`nmn
b`cp`nmn bmuntunikn, hjkyk
kfcjnjstrksj, hjkyk pmnijrjckn hjkyk tjfkb aknisuni ( `vmrdmkf o`st ),
), fkn Wkekb Wmrtkchkdkn Njakj
(WWN).

66. Hmrfkskrbkn
Hmrfkskrbkn jnfmbs fkrj HW_
HW_ ktku hmrfkskrbkn
hmrfkskrbkn jnlaksj
jnlaksj ykni tmakd
tmakd tmrekfj.
tmrekfj.
 Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
8:
 

BMVMNV]KN FKAKC WMNZ]_]NKN FKN WMNMVKWKN DW_

; 8
DW_ fjdjtuni smokrk DW_ tmakd cmcpmrdjtunibk
cmcpmrdjtunibknn
bmkdajkn fkn cmniiunkbkn bmuntunikn fkn hjkyk tjfkb

fktk ykni fkpkt aknisuni (`vmrdmkf o`st ) 

fjpmrtkniiuniekwkhbkn  

? 6

Njakj DW_ tjfkb hmrsjlkt rkdksjk

rkdksjk DW_ hubkn smhkikj fkskr
nkcun rjnojknnyk rkdksjk untub cmnmntubkn hmskrkn
bmruijkn nmikrk 
 Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
?7
 

L]NI_J DW_, fjiunkbkn smhkikj5

; Kakt untub cmnjakj bmwkekrkn dkrik pmnkwkrkn fkn/ktku bmwkekrkn dkrik sktukn2
Fkskr untub cmnmtkpb
cmnmtkpbknkn hktks tmrtjniij pmnkwkr
pmnkwkrkn
kn Wmnikfkkn Hkrkni/Wmb
Hkrkni/Wmbmrekkn
mrekkn
8
B`nstrubsj/Eksk
B`nstrubsj/Eksk Akjnnyk
Fkskr untub cmnmtkpbkn hmskrkn njakj Ekcjnkn Wmakbsknkkn hkij pmnkwkrkn ykni njakjnyk amhjd
? rmnfkd 47% (fmakpkn puaud pmrsmn) fkrj njakj DW_

Wmnyusunkn DW_ fjbmoukajbkn untub5

6
• Wmnikfkkn Hkrkni/Eksk
Hkrkni/Eksk fmnikn Wkiu Kniikrkn pkajni hknykb Xp. ;7.777.777,77 (;7 eutk )
• M-Wurodksjni, fkn
• Vmnfmr pmbmrekkn tmrjntmirksj.
Wmnmtkpkn DW_ pkajni akck 84 (fuk puaud fmakpkn) dkrj bmrek smhmauc hktks kbdjr untub5
Wmnmtkpkn
=
• Wmcksubkn
Wmcksub kn pmnkwkrkn untub pmcjajdkn fmnikn pksokbukajljb
pksokbukajljbksj2
ksj2 ktku
• Wmcksubkn
Wmcksub kn f`bucmn bukajljbksj untub pmcjajdkn fmnikn prkb
prkbukajljbksj.
ukajljbksj.
 Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
?;
 

JFMNVJLJBK_J/XM\J] BMH]V]DKN FKN WMNMVKWKN

CKVMXJ ;
EMNJ_ B@CWMVMN_J HKXKNI/EK_K WKFK WHEW
CMAKB]BKN 8 WMNZ]_]NKN _WM_JLJBK_J VMBNJ_ FKN BKB WKFK WHEW
WMXMNOKNKKN WHEW
AM\MA ; \MX_J JJ WMNZ]_]NKN WMXBJXKKN DKXIK ]NV]B _MVJKW
? VKDKWKN WHEW

WMX]C]_KN _VXKVMIJ WMNIKFKKN, WMCKBMVKN, FKN

6 OKXK WMNIKFKKN WKFK WHEW

= WMX]C]_KN @XIKNJ_K_J WHEW

< XJ_JB@ FKAKC WMXMNOKNKKN WHEW

JFMNVJLJBK_J FKN WMNI]CW]AKN HKDKN FKN/KVK]
FKN/KVK]
9 FKVK FKN/KVK] JNL@XCK_J
 Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
?8
?8
 

_VXKVMIJ
_VXKVMIJ WMNIKFKKN KFKAKD

_trktmij Wmnikfkkn kfkakd uskdk tmrhkjb ykni fjakbubkn untub

cmnokpkj tueukn pmnikfkkn fkakc cmnfkpktbkn hkrkni/eksk ykni
tmpkt bukajtks, tmpkt bukntjtks, tmpkt wkbtu, tmpkt suchmr, fkn tmpkt
dkrik hmrfkskrbkn prjnsjp fkn mtjbk pmnikfkkn.

_trktmij pmnikfkkn ykni fjtmtkpbkn fjturunbkn fkakc hmntub

pmckbmtkn fkn okrk Wmnikfkkn Hkrkni/Eksk.
 Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
??
 

WMX]C]_KN _VXKVMIJ HMXFK_KXBKN BMA@CW@B/BKVMI@XJ

_trktmij ykni fjbmchknibkn

_trktmij hmrfkskrbkn
hmrfkskrbkn pr`sms pkfk
hmrfkskrbkn tueukn fkn bmhjekbkn
tkdkp pmrmnoknkkn
pmnikfkkn.

_trktmij hmrfkskrbkn bktmi`rj

hkrkni/eksk c`fma _uppay
W`sjtj`njni C`fma  
 Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
?6
 

WMNZ]_]NKN _VXKVMIJ WHEW HMXFK_KXBKN

V]E]KN FKN BMHJEKBKN WHEW
 Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
?=
 

WMNZ]_]NKN _VXKVMIJ WHEW HMXFK_KXBKN

WX@_M_ WKFK VKDKW WMXMNOKNKKN WHEW

Wjajdkn _wkbma`ak
_wkbma`ak ktku
 ktku cmakauj Wmnymfjk

Wmckbmtkn,, tmrcksub b`ns`ajfksj

Wmckbmtkn b`ns`ajfksj ktku
 ktku tmrpmokd

_wkbma`ak fmnikn
fmnikn tmnkik
 tmnkik kdaj ktku tjfkb
tjfkb cmniiunkbkn
 cmniiunkbkn tmnkik kdaj
 Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
?<
 

WMNZ]_]NKN _VXKVMIJ WHEW HMXFK_KXBKN

BKVMI@XJ HKXKNI/EK_K _]WWAZ W@_JVJ@NJNI C@FMA
  Bkrkbtmrjstjb
X`utjnm Jtmcs ◀ Hknykb pmnymfjk fkn hkrkni/eksk tmrsmfjk fj pkskr.
◀ Hkrkni stknfkr.
◀ Njakj hmaknek tkdunkn `riknjsksj rmnfkd.
◀ Hkrkni/eksk tmrsmhut hmrjsjb` rmnfkd untub
`riknjsksj. 
Amvmrkim ◀ Hknykb pmnymfjk fkn hkrkni/eksk tmrsmfjk fj pkskr.
Bkejkn _trktmij _trktmij
Bkrmnk njakj hmaknek ykni rmnfkd fkn rjsjb` rmnfkd fmnikn _mfmrdknkbkn
hkrkni stknfkr, cmnknfkbkn prj`rjtks ykni rmnfkd untub pr`sms
`riknjsksj smdjniik strktmij pks`bkn untub X`utjnm Jtmcs dkrus
hmrtueukn cmcjnjckabkn mll`rt.
Bkrmnk njakj hmaknek ykni hmskr fkn rjsjb` rmnfkd, strktmij Okrj dkrik tmrhkjb

Jtmcs ◀ Hkrkni stknfkr. pks`bkn untub Amvmrkim Jtmcs kbkn l`bus untub cmnmbkn dkrik.
◀ Njakj hmaknek tkdunkn `riknjsksj tjniij. Nkcun, strktmij jnj kbkn hmrvkrjksj smrtk tmrikntuni pkfk tjnibkt
◀ Hkrkni/eksk tmrsmhut hmrjsjb` rmnfkd untub vkrjkhjajtks dkrik kntkr pmcks`b, fmnikn cmcpmrtjchknibkn
`riknjsksj. hjkyk ykni fjbmaukrbkn untub hmrkajd fkrj sktu pmnymfjk bm
pmnymfjk akjnnyk (swjtodjni o`st).
H`ttamnmob ◀ Hkrkni/eksk tmrsmhut hmrjsjb` tjniij untub Bkrmnk njakj hmaknek ykni rmnfkd, smdjniik tjfkb ktrkbtjl hkij Ekfjakd oust`cmr
Jtmcs `riknjsksj. pmnymfjk. L`bus strktmij ykni fkpkt fjtmrkpbkn kfkakd fmnikn ykni hkjb
◀ Dknyk tmrfkpkt hmhmrkpk pmnymfjk. cmcjnjckabkn rjsjb` pks`bkn. Dkrik cmnekfj prj`rjtks bm-fuk.
◀ Hubkn hkrkni/eksk stknfkr. _mdjniik cksub kbka ejbk `riknjsksj kbkn cmchkykr amhjd untub
◀ Njakj hmaknek `riknjsksj rmnfkd. smsuktu ykni fjkniikp pmntjni hkij bmhmraknisunikn `riknjsksj.
Orjtjoka Jtmcs ◀ Hubkn hkrkni/eksk stknfkr. Fmnikn njakj hmaknek ykni tjniij cmnekfj ktrkbtjl fj cktk Bmcjtrkkn eknibk
◀ Dknyk tmrfkpkt hmhmrkpk pmnymfjk. pmnymfjk. Nkcun bkrmnk rjsjb`nyk tjniij hkij `riknjsksj, ckbk pknekni
◀ Hkrkni/eksk tmrsmhut hmrjsjb` tjniij untub orjtjoka jtmcs cmnekfj prj`rjtks utkck hkij `riknjsksj. L`bus
`riknjsksj. strktmij ykni fjtmrkpbkn dkrus
dkrus ckcpu cmnmbkn hj hjkyk
kyk fkn
◀ Njakj hmaknek tkdunkn `riknjsksj tjniij. rjsjb`.
 Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
?9
 

WMCKBMVKN WMNIKFKKN HKXKNI/EK_K

Wmckbmtkn5 cmnima`cp`bbkn pmbmrekkn ykni smemnjs untub bmhmrdksjakn

fkakc cmnokpkj dksja/`utput    pmbmrekkn hmrfkskrbkn prjnsjp-prjnsjp
pmnikfkkn.

Cmcpmrtjchknibkn dka-dka smhkikj hmrjbut5

 mljsjmnsj pmniiunkkn suchmr fkyk (wkbtu, tmnkik bmrek)
bmrek) fkakc WHE2
 bmhmr
bmhmrpjdkbkn
pjdkbkn bmpkfk pr`fub fkakc nmimrj fkn pmnymfjk fkakc nmimrj2 fkn
 sjsj b`cmr
b`cmrsjka,
sjka,
 Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
?4
 

WMCKBMVKN WMNIKFKKN
WMNIK FKKN HKXKNI,
HKXKNI , EK_K B@N_]AV
B@N_]AVKN
N@N-B@N_VX]B_J, FKN EK_K AKJNNZ
A KJNNZK
K hmr`rjmnt
hmr`rjmntksj
ksj pkfk5

Bmaukrkn ktku dksja \`aucm Hkrkni/Eksk

Hkrkni /Eksk Bmtmrsmfjkkn Hkrkni/Eksk

Bmckcpukn Wmakbu ]skdk Bmsmfjkkn Kniikrkn Hmaknek

 Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
?:

 
WMCKBMVKN EK_K B@N_VX]B_J
Fjktur smhkikj hmrjbut5

Bmtmntukn Wmckbmtkn
Wmckbm tkn Eksk B`nsuatknsj B`nstrubsj untub5 (sktu cjajkr rupjkd) fjka`bksjbkn dknyk untub Wmnymfjk Eksk

;
• Njakj pkiu kniikrkn skcpkj fmnikn Xp;.777.777.777,77
B`nsuatknsj B`nstrubsj fmnikn bukajljbksj uskdk bmoja2
• Njakj pkiu kniikrkn fj ktks Xp;.777.777.777,77 (sktu cjajkr rupjkd) skcpkj fmnikn Xp8.=77.777.777,77 (fuk cjajkr ajck rktus
 eutk rupjkd) fjka`bksjbkn
fjka`bksjbkn dknyk untub Wmnymfjk
Wmnymfjk Eksk B`nsuatknsj B`nstrubsj
B`nstrubsj fmnikn
fmnikn bukajljbksj uskdk c
cmnmnikd2
mnmnikd2 k
ktku
tku
• Njakj pkiu kniikrkn fj ktks Xp8.=77.777.777,77
Xp8.=77.777.77 7,77 (fuk cjajkr ajck rktus eutk rupjkd) fjka`bksjbkn dknyk untub Wmnymfjk Eksk
B`nsuatknsj B`nstrubsj fmnikn bukajljbksj uskdk hmskr.

8 Bmtmntukn Wmckbmtkn
•

•
Wkiu
Wmckbmtkn Wmbmrekkn B`nstrubsj untub5
kniikrkn skcpkj fmnikn Xp;=.777.777.777,77 (ajck hmaks cjajkr rupjkd) fjka`bksjbkn dknyk untub Wmnymfjk Wmbmrekkn
B`nstrubsj fmnikn bukajljbksj uskdk bmoja fkn/ktku b`pmrksj2
Wmbmrekkn

Njakj pkiu kniikrkn fj ktks Xp;=.777.777.777,77 (ajck hmaks cjajkr rupjkd) skcpkj fmnikn Xp=7.777.777.777,77 (ajck puaud
cjajkr rupjkd) fjka`bksjbkn dknyk untub Wmnymfjk Wmb
Wmbmrekkn
mrekkn B`nstrubsj fmnikn bukajljbksj uskdk cmnmnikd2
• Njakj pkiu kniikrkn fj ktks Xp=7.777.777.777,77 (ajck puaud cjajkr rupjkd) skcpkj fmnikn Xp;77.777.777.777,77 (smrktus
cjajkr rupjkd) fjka`bksjbkn dknyk untub Wmnymfjk Wmb
Wmbmrekkn
mrekkn B`nstrubsj fmnikn bukajljbksj uskdk hmskr n`n hkfkn uskdk cjajb
nmikrk2 ktku
• Njakj pkiu kniikrkn fj ktks Xp;77.777.777.777,77
Xp;77.777.7 77.777,77 (smrktus cjajkr rupjkd) fjka`bksjbkn dknyk untub Wmnymfjk
Wmnymfjk Wmbmrekkn
B`nstrubsj fmnikn bukajljbksj uskdk hmskr.
 Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
67

AKXKNIKN FKAKC WMCKBMVKN

; Cmnyktubkn ktku cmcusktbkn hmhmrkpk pkbmt Wmnikfkkn Hkrkni/Eksk ykni tmrsmhkr fj

hmhmrkpk a`bksj/fkmrkd
a`bksj/fkmrkd ykni cmnurut sjlkt pmbmrekkn fkn tjnibkt mljsjmnnyk smdkrusnyk
fjakbubkn fj hmhmrkpk a`bksj/fkmrkd cksjni-cksjni.

8
Cmnyktubkn hmhmrkpk pkbmt Wmnikfkkn Hkrkni/Eksk ykni cmnurut sjlkt fkn emnjs
pmbmrekknnyk
pmbmrekknnyk dkrus fjpjskdbkn.

? Cmnyktubkn hmhmrkpk pkbmt

pkbmt WHE ykni hmskrkn njakjnyk smdkrusnyk fjakbubkn `amd uskdk
cjbr` fkn bmoja smrtk b`pmrksj

6 Cmcmokd WHE cmnekfj hmhmrkpk pkbmt fmnikn ckbsuf cmnidjnfkrj

Vmnfmr/smambsj.
 Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
6;
 

OKXK WMCKBMVKN

cmniiunkbkn _uppay W`sjtj`njni C`fma , fmnikn okrk cmniikhunibkn

cmni ikhunibkn

pmnimtkdukn fmnikn jnl`rcksj hjkyk ykni fjbmaukrbkn

fjbmaukrbkn tmrdkfkp pkrk
pmcks`bnyk fkn bmtmrikn
bmtmrikntunikn
tunikn `riknjsksj tmrdkfkp pmcks`b tmrsmhut.
 Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
68
 

B@N_@AJFK_J WHEW (;/8)

B`ns`ajfksj WHE smhkikj strktmij cmniikhunibkn pmakbsknkkn pmnikfkkn

untub hmhmrkpk pkbmt pmnikfkkn ykni smemnjs fkakc ; (sktu) bkaj
pmakbsknkkn pmnikfkkn.

B`ns`ajfksj pmnikfkkn fjakbubkn pkfk tkdkp5 pmrmnoknkkn pmnikfkkn,

pmrsjkpkn Wmnikfkkn Hkrkni/Eksk cmakauj pmnymfjk, fkn/ktku pmrsjkpkn
pmcjajdkn pmnymfjk

_mfknibkn pmakbu pmnikfkkn ykni fkpkt cmakbsknkbkn b`ns`ajfksj pkbmt

pmnikfkkn kfkakd WK/BWK/WWB
K/BWK/WWB fkn/ktku ]B
]BWHE
WHE
 Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
6?
 

B@N_@AJFK_J WHEW (8/8)

WK fkn/ktku WWB fkpkt cmniikhunibkn pmakbsknkkn pmnikfkkn untub

hmhmrkpk pkbmt pmnikfkkn ykni smemnjs fkakc ;(sktu) bkaj pmakbsknkkn
pmnikfkkn

B`ns`ajfksj WHE `amd WWB fmnikn cmniikhunibkn pkbmt-pkbmt WHE smemnjs

cmnekfj sktu ktku hmhmrkpk pkbmt ykni fjakbsknkbkn hmrskckkn fmnikn
pmrsjkpkn WHE cmakauj Wmnymfjk.

B`ns`ajfksj WHE `amd ]BWHE fmnikn cmniikhunibkn pkbmt-pkbmt WHE smemnjs

cmnekfj sktu ktku hmhmrkpk pkbmt ykni fjakbubkn smhmauc pmrsjkpkn
pmcjajdkn Wmnymfjk `amd W`bek Wmcjajdkn.
 Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
66
 

CKNLKKV B@N_@AJFK_J
Cknlkkt B`ns`ajfksj pmnikfkkn kntkrk akjn5

Hjkyk pmnikfkkn fkn hjkyk trknskbsj cmnekfj turun

Cmniurknij hmhkn bmrek untub pkbmt hmruakni

Ykbtu ykni fjhutudbkn cmnekfj amhjd sjnibkt pkfk

skkt pmcjajdkn pmnymfjk
 Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
6=
 

OKXK WMNIKFKKN

OKXK WMNIKFKKN

_wkbma`ak Wmnymfjk
 Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
6<
 

AKNIBKD WMNMNV]KN OKXK WMNIKFKKN

 Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
69
 

XMNOKNK ]C]C WMNIKFKKN (X]W)

Fkltkr rmnoknk WHE ykni kbkn fjakbsknkbkn `amd

B/A/Wmrknibkt
B/A/Wmrknib
WK kt Fkmrkd
cksjni-cksjni ykni fjtmtkpbkn
B/A/Wmrknibkt fkn
Fkmrkd . fjucucbkn `amd X]W
Wmnymfjk
Wkajni smfjbjt hmrjsjbkn, kntkrk akjn5
X]W ;. Nkck
Nkck fk
fkn n kak
kakck
cktt W
WK/
K/BW
BWK2
K2
_wkbma`ak
8.
?. N
Wmkniiu
ckiunk
Wmni Wnkkn
kbkn
mt2 pr`fu
pr`fub b fkak
fkakc
c nm
nmim
imrj
rj22
Wkajni smfjbjt hmrjsjbkn, kntkrk akjn5
;. Nkck fkn kakckt
kakckt WK/BW
WK/BWK2 K2 6. Wmrun
Wmruntub
tubkn kn pkb
pkbmtmt (]skdk
(]skdk bmoja
bmoja/n`
/n`n n bmoj
bmoja)2
a)2
8. Nkck
Nkck Wkbmt
Wkbmt swkbm
swkbma`ak
a`ak22 =. ]rkjkn
kjkn pmbpmbmrek
mrekkn
kn22
?. Vj
Vjpm
pm swkb
swkbma`ak
ma`ak22 <. \`auc
`aucm m pmb
pmbmrek
mrekknkn22
6. Nkck pmnymamnii
pmnymamniikrk krk swkb
swkbma`ak2
ma`ak2 9. A`b
A`bksj
ksj Wmbmbmrmrek
ekkn
kn22
=. ]r
]rkjk
kjkn
n pmbm
pmbmrek
rekkn2
kn2 4. _uchmr fk fknk2
<. \`aucm
`aucm pmbmre
pmbmrekkn
kkn22 :. Wm
Wmrb
rbjr
jrkk
kkn n hj
hjky
kyk k pm
pmb bmrekk
mrekkn2
n2
9. A`bksj
A`bksj Wmb
Wmbmre
mrekkn
kkn22 ;7.
;7. _p
_pms
msjl
jljb
jbks
ksj/j/BK
BKB2B2
4. _u
_uch
chmr
mr fk
fknk
nk22 ;;.
;;. Cmt`
Cmt`fmfm p pmc
mcja jajdk
jdkn2n2
:. Wmrbjrkk
Wmrbjrkknn hjkyk
hjkyk swkbm
swkbma`ak2
a`ak2 ;8. Wmrbj
Wmrbjrk
rkknkn ekekfwk
fwkaa pmnikfk
pmnikfkkn.kn.
;7.Wmrbjrkkn
;7.Wmrbjrkkn ekfwka pmnikfkkn2
 Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
64
 

WMNI]C]CKN X]W

Wmniucuckn X]W Bmcmntmrjkn/Amchkik fjakbubkn

smtmakd pmnmtkpkn ka`bksj kniikrkn (KWHN).

Wmrknibkt Fkmrkd, X]W fjucucbkn smtmakd

rknoknikn Wmrkturkn Fkmrkd tmntkni KWHF
fjsmtueuj hmrskck `amd Wmcmrjntkd Fkmrkd fkn
Fmwkn Wmrwkbjakn Xkbykt Fkmrkd 
 Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
6:
 

JFMNVJLJBK_J/XM\J] BMH]V]DKN FKN WMNMVKWKN

;
CKVMXJ
EMNJ_ B@CWMVMN_J HKXKNI/EK_K WKFK WHEW
CMAKB]BKN 8 WMNZ]_]NKN _WM_JLJBK_J VMBNJ_ FKN BKB WKFK WHEW
WMXMNOKNKKN WHEW
AM\MA ; \MX_J JJ WMNZ]_]NKN WMXBJXKKN DKXIK ]NV]B _MVJKW
?
VKDKWKN WHEW
WMX]C]_KN _VXKVMIJ WMNIKFKKN, WMCKBMVKN, FKN
6 OKXK WMNIKFKKN WKFK WHEW

= WMX]C]_KN @XIKNJ_K_J WHEW

< XJ_JB@ FKAKC WMXMNOKNKKN WHEW

JFMNVJLJBK_J FKN WMNI]CW]AKN HKDKN FKN/KVK]
FKN/KVK]
9 FKVK FKN/KVK] JNL@XCK_J

WMX]C]_KN @XIKNJ_K_J WMNIKFKKN
fuk `rkni ktku amhjd ykni
cmcpunykj tueukn ykni skck fkn
kfknyk bmdmnfkb untub
hmbmrekskck untub cmnokpkj tueukn
tmrsmhut.
Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
=7
=7
WHE pkfk B/A/WF njakjnyk
njakjnyk hmskr fkn
pmnikfkknnyk hknykb. ejbk fmcjbjkn,
ckbk cmnekfj suktu bmhutudkn untub
fjhmntub `riknjsksj pmnikfkkn ykni _FC
nyk tmrstrubtur fmnikn tuiks fkn
bmwmnkniknnyk
bmwmnkni knnyk fkakc pr`sms WHE
 Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
=;
 

]NJV BMXEK WMNIKFKKN HKXKNI/EK_K (]BWHE)

]BWHE
]njt Bmrek
Bmrek fj Bmcmntmrjkn/Amchkik/Wmcmrjntkd Fkmrkd ykni cmnekfj
puskt bmuniiuakn Wmnikfkkn Hkrkni/Eksk

]BWHE Cmntmrj/Bmpkak Amchkik/Bmpkak Fkmrkd cmchmntub ]BWHE ykni

hmrhmntub strubturka fmnikn n`cmnbaktur hmrfkskrbkn bmhutudkn
fkn smsukj bmtmntukn pmrkturkn pmrunfkni-unfknikn
 Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
=8

V]IK_ FKN L]NI_J ]BWHE 

 

;
Wmnima`akkn Wmnikfkkn Hkrkni/Eksk

Wmnima`akkn akyknkn pmnikfkkn smokrk mambtr`njb2

8
? Wmchjnkkn suchmr fkyk cknusjk fkn bmamchkikkn Wmnikfkkn
Hkrkni/Eksk

Wmakbsknkkn pmnfkcpjnikn, b`nsuatksj fkn/ktku hjchjnikn tmbnjs

6
Wmnikfkkn Hkrkni/Eksk

Wmakbsknkkn tuiks akjn ykni fjhmrjbkn `amd cmntmrj/bmpkak

amchkik/bmpkak fkmrkd ykni hmrbkjtkn fmnikn tuiks fkn lunisjnyk
 
= Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
=?

WMXKNIBKV @XIKNJ_K_J ]BWHE

 Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
=6
 

_]CHMX FKZ
FKZK CKN]_JK
CKN] _JK FJ ]BWHE 

_uchmr Fkyk Wmrknokni _uchmr Fkyk Wmnfubuni

_uchmr Fkyk Wmnima`ak Lunisj
Bmhjekbkn fkn _jstmc Mb`sjstmc Wmnikfkkn
Wmnikfkkn Hkrkni/Eksk
Wmnikfkkn Hkrkni/Eksk Hkrkni/Eksk
 Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
==

C@FMA BMCKV
BMCKVKNIKN ]BWHE 

]BWHE
fjiunkbkn untub cmniubur bkpkhjajtks ]BWHE fjikchkrbkn cmakauj = (ajck)
tjnibktkn bmcktknikn fkrj tmrmnfkd skcpkj tmrtjniij, fjcknk pmniuburknnyk

fjakbubkn smokrk hmremnekni fkn bmnkjbkn tjnibktkn fjakbubkn smokrk

hmrtkdkp/hmrurutkn.
 Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
=<
 

C@FMA BMCKV
BMCKVKNIKN ]BWHE 
Fjikchkrbkn cmakauj = (ajck) tjnibktkn b
bmcktknikn
mcktknikn smhkikj hmrjbut

JNJ_JK_J M_MN_J WX@KBVJL _VXKVMIJ_

_VXKVMIJ_ ]NII]A

]BWHE ykni pksjl

• ]BWHE ykni
• ]BWHE ykni
• •]BWHE ykni •]BWHE ykni
fkakc cmrmsp`n cmcl`busbkn pkfk cmnekaknbkn lunisj cmakbubkn smnkntjksk
smtjkp pmrcjntkkn lunisj fkskr ]BWHE Wmnikfkkn pmnima`akkn cmakbubkn
fmnikn hmntub ykni fkakc pr`sms Hkrkni/Eksk fmnikn pmnikfkkn jn`vktjl, pmnojptkkn njakj
cksjd kf-d`o fkn pmcjajdkn, cmcjajbj hmr`rjmntksj pkfk tmrjntmirksj fkn tkchkd fkn
hmauc p`ak bmrek pmcmnudkn strktmijs untub pmnmrkpkn prkbtjb
cmrmlambsjbkn tmrsmicmntksj
tmrsmicmn tksj fkn bmhutudkn cmnfubuni tmrhkjb Wmnikfkkn
bmutudkn pmraukskn hmauc tmrhmntub pmcknibu pmnokpkjkn bjnmrek Hkrkni/Eksk ykni
lunisj ]BWHE b`akh`rksj kntkr bmpmntjnikn
bmpmntjnikn cmakauj `riknjsksj hmrbmakneutkn
pmakbu pr`sms b`akh`rksj, smdjniik cmnekfj
Wmnikfkkn pmniuktkn lunisj pknutkn fkn cmnt`r
Hkrkni/Eksk ykni pmrmnoknkkn untub ]BWHE akjnnyk
mlmbtjl hmrskck pmcknibu
bmpmntjnikn
bmpmntjnikn jntmrnka
ckupun mbstmrnka
 Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
=9
 

JFMNVJLJBK_J/XM\J] BMH]V]DKN FKN WMNMVKWKN

;
CKVMXJ HKXKNI/EK_K WKFK WHEW
EMNJ_ B@CWMVMN_J
CMAKB]BKN 8 WMNZ]_]NKN _WM_JLJBK_J VMBNJ_ FKN BKB WKFK WHEW
WMXMNOKNKKN WHEW
AM\MA ; \MX_J JJ WMNZ]_]NKN WMXBJXKKN DKXIK ]NV]B _MVJKW
?
VKDKWKN WHEW
WMX]C]_KN _VXKVMIJ WMNIKFKKN, WMCKBMVKN, FKN
6 OKXK WMNIKFKKN WKFK WHEW

= WMX]C]_KN @XIKNJ_K_J WHEW

< XJ_JB@ FKAKC WMXMNOKNKKN WHEW

JFMNVJLJBK_J FKN WMNI]CW]AKN HKDKN FKN/KVK]
FKN/KVK]
9 FKVK FKN/KVK] JNL@XCK_J
 Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
=4
=4

WMNIMXVJKN XJ_JB@

 rjsjb` cmnurut J_@ ?;777 kfkakd ‑pmnikrud bmtjfkbpkstjkn

rjsjb` bmtjfkbpkstjkn pkfk tueukn.
 rjsjb
rjsjb`
` kfkakd
kfk akd bmcunibjnkn tmrekfjnyk suktu pmrjstjwk ykni fkpkt
cmchkwk fkcpkb ykni tjfkb fjjnijnbkn, tmrdkfkp tueukn, strktmij,
skskrkn, fkn/ktku tkrimt.
 Bkrkbtmrjstjb
Bkrkbtmrjstjb Xjsjb` kfkakd bmtjfkbpkstjkn
bmtjfkbpkstjkn fkn bmruijkn
 Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
=:

XJ_JB@ FKAKC WMNIKFKKN HKXKNI/EK_K

Fkpkt tmrekfj pkfk smtjkp tkdkpkn

pmrmnoknkkn, pmrsjkpkn fkn pmakbsknkkn

 Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
<7
 

WMNIMA@AKKN XJ_JB@

B`cunjbksj fkn b`nsuatksj

Cmnmtkpbkn B`ntmbs fkn Bmrknibk Cknkemcmn2

Wmnjakjkn Xjsjb`, ykni tmrfjrj fkrj5

Jfmntjljbksj Xjsjb`2 Knkajsk Xjsjb`2 fkn Mvkauksj Xjsjb`

Xjsjb`, ykni cmajputj5

Wmnkniknkn Xjsjb`,
Vkniikpkn fkn _trktmij Wmnkniknkn/Wmnimnfkajkn Wmckntkukn fkn Wmnjnekukn
Wmnkniknkn2 Xjsjb`2 Bmchkaj.(C`njt`rjni & Xmvju )
 Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
<;
 

WMNIMA@AKKN XJ_JB@

; • B`cunjbksj fkn B`nsuatksj

8 • Wmnmtkpkn b`ntmbs
• Jfmntjljbksj Xjsjb`
?
6 • Knkajsjs Xjsjb`

= • Mvkauksj Xjsjb`

< • Cjtjiksj Xjsjb` (pmnkniknkn Xjsjb`)

9 • Wmckntkukn (c`njt`rjni) fkn rmvju

 Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
<8
 

CKNLKKV
CKNLKKV ]NV]B
]NV] B @XIKNJ_K_J
@XIKNJ _K_J

Cknlkkt untub `riknjsksj, fjkntkrknyk5

;. Cmc
Cmckstjb
kstjbkn
kn bm
bmpktu
pktudkn
dkn tmrtmrdkfkp
dkfkp prprjnsjp
jnsjp-prj
-prjnsjp
nsjp pmn
pmnikf
ikfkkn
kkn hkrkn
hkrkni/eksk
i/eksk smakck
pr`sms pmnikfkkn2
8. Cmni
Cmniururknij
knij bm
bmcuni
cunibjnk
bjnkn n tmrekfj
tmrekfjny
nyk
k bmrui
mruijkn/
jkn/mb
mb`n`c
`n`cjj hjkyk
hjkyk tjniij2

?. Cmnj
Cmnjnib
nibktb
ktbkn
kn bmcunib
bmcunibjnknjnkn pmc
pmcmnud
mnudknkn bmh
bmhutud
utudkn
kn ykni tmpkt
tmpkt wkbtu2
wkbtu2
6. Cmnj
Cmnjnib
nibktb
ktbkn
kn dksja pmni
pmnikfkkn
kfkkn ykni str
strktm
ktmijs2
ijs2
=. Cma
Cmajnf
jnfuni
unijj brmfj
brmfjhj
hjajt
ajtks
ks fkn rrmpu
mputk
tksj
sj
<. Cmc
Cmchmrj
hmrjbkn
bkn pmraj
pmrajnfun
nfuniknikn ykn
yknii amhjd h
hkjb
kjb hkij ksm
ksmtt fkn suchmr
suchmr fkyk
fkyk cknusjk
cknusjk

9.
4. Cmni
Cmniur
Cmr urknij
Cmrmfubknij
mfubsj
sj f b
bmcun
mcunibjn
fkcpk
kcpkb b ibjnkn
rj
rjsjb
sjb`knytm
tmrekfj
rekfjny
` ykni
kni nyk
cuni kbjn
cunibjntunt
tuntutk
utknn ajtjiksj
tmrekfj
tmrekfjajtjiksj
:. Cmnj
Cmnjnib
nibktb
ktbkn
kn bukajtk
bukajtkss fkn mlmbtjlj
mlmbtjljtks
tks pmn
pmnikc
ikchjakn
hjakn bmput
bmputuskn
uskn
;7. Cmcufkdb
Cmcufkdbkn kn mstjcksj hjkyk yknykni
i amhjd tmpkt fkn rmkajtjs
;;. Cmnj
Cmnjnib
nibktb
ktbkn
kn b`cunjbksj fjkntkrk tjc pmnima`ak fkn pkrk pjdkb 
 Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
<?
 

_VXKVMIJ WMNKNIKNKN XJ_JB@

_trktmij Wmnkniknkn Xjsjb` fjbmnka smhkikj Kturkn 6 C5

Cmnmrjck Cjtjiksj

Cmcjnfkdbkn Cmnidjnfkrj
 Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
<6
 

XJ_JB@ FKAKC WMXMNOKNKKN WMNIKFKKN

Oktktkn5
Amhjd fmtkja hjsk fjhubk fkakc c`fua
 Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
<=
 

JFMNVJLJBK_J/XM\J] BMH]V]DKN FKN WMNMVKWKN

;
CKVMXJ HKXKNI/EK_K WKFK WHEW
EMNJ_ B@CWMVMN_J
CMAKB]BKN 8 WMNZ]_]NKN _WM_JLJBK_J VMBNJ_ FKN BKB WKFK WHEW
WMXMNOKNKKN WHEW
AM\MA ; \MX_J JJ WMNZ]_]NKN WMXBJXKKN DKXIK ]NV]B _MVJKW
?
VKDKWKN WHEW
WMX]C]_KN _VXKVMIJ WMNIKFKKN, WMCKBMVKN, FKN
6 OKXK WMNIKFKKN WKFK WHEW

= WMX]C]_KN @XIKNJ_K_J WHEW

< XJ_JB@ FKAKC WMXMNOKNKKN WHEW

JFMNVJLJBK_J FKN WMNI]CW]AKN HKDKN FKN/KV
FKN/KVK]
K]
9
 FKVK FKN/KVK] JNL@XCK_J
Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
<<
<<
 

JNFMNVJLJBK_J FKN WMNI]CW]AKN FK

FKV
VK FKN JNL@XCK_J

FKVK
Oktktkn ktks bucpuakn lkbtk tmntkni `rkni, tmcpkt,
Bmekfjkn, fkn suktu ykni pmntjni fkakc smhukd `riknjsksj

JNL@XCK_J
_mbucpuakn fktk/lkbtk
_mdjniik cmcpunykj ykni
krtj hkijtmakd
yknifjtktk fkn fj`akd fmnikn okrk tmrtmntu
cmchkok
 _uchmr5 Ydjtmn knf Hmntamy, 8779
BKXKBVMXJ_VJB JNL@XCK_J 
Xmamvknt (rmamvkn)
Xmajkham (fkpkt fjpmrokyk)
O`cpamtm (amnibkp)
Vjcmay (tmpkt wkbtu)
]nfmrstknfkham (fkpkt
fjcmnimrtj)
\mrjljkham
\mrjljkham (fkpkt fjhubtjbkn)
Koomssjham (fkpkt fjkbsms)
Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
<9
Cmniurknij bmtjfkbpkstjkn, cmnjnibktbkn pmnikchjakn bmputuskn,
cmnib`nljrcksj ktku cmcpmrhkjbj dkrkpkn smhmaucnyk
Hmhks fkrj bmskakdkn ktku hjks, smokrk kburkt cmnomrcjnbkn bm
bmekfjkn
ekfjkn
`riknjsksj ktku kbtjvjtks
Vjfkb cmnidjaknibkn kspmb ykni pmntjni fkrj smhukd bmekfjkn ktku kbtjvjtks
ykni fjubur
Vmrsmfjk pkfk wkbtunyk untub pmnikchja bmputuskn fkakc cmchukt
bmputuskn
Fjskejbkn fkakc l`rckt ykni hmriunk fkn fkpkt fjcmnimrtj
Fuk pjdkb jnfmpmnfmn, `rkni ykni cmcjajbj pmnimtkdukn kbkn cmnidksjabkn
jnl`rcksj ykni skck
Vmrsmfjk bkpkn skek fjhutudbkn `amd pmniiunk fkakc l`rckt ykni fkpkt
cmrmbk iunkbkn
 Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
<4

_]CHMX FKV
FKVK/JNL@XCK_J
K/JNL@XC K_J WMNIKFKKN
WMNI KFKKN 
 

Fktk/jnl`rcksj jntmrnka, ykjtu fktk/jnl`rcksj ykni cmniikchkrbkn

bmkfkkn ktku bmijktkn fkakc smhukd `riknjsksj 

; Fktk/jnl`rcksj mbstmrnka, ykjtu fktk/jnl`rcksj ykni cmniikchkrbkn

suktu bmkfkkn ktku bmijktkn fj aukr smhukd `riknjsksj 

8
 Emnjs B`cpmtmnsj Cmakbubkn Wmrmnoknkkn WHEW Amvma ; \mrsj JJ
<:

Vmrjck Bksjd.
dttps5//ppsfc.abpp.i`.jf

Wusfjbakt.pheGabpp.i`.jf

74;;-:;48-666

pusfjbaktphePabpp