LOAN REPAYMENT SCHEDULE

Customer Details
Branch Id H5:13 Branch Name Bhadrak_Retail
Customer Name Bijay Kumar Behera Customer Code H5:13:C00002871951
Loan Account Number H5:13:C00002871951:P398:01 Loan Type CORE TYPE1-1
Loan Amount 50000.00 Interest Rate 28.00 %
Interest Type Diminishing Disbursement Date 12-Sep-2023
Instalment Amount 1143.00 No. Of Instalments 50
Mode Of Payment Weekly Purpose General store
Processing Fee 1475.00 CSIP 309.00
Nominee Name Sitarani behera Document Charges 1180.00

Loan Repayment Schedule Details

Installment Number Installment Date Installment Amount Principal Amount interest Amount Outstanding Amount
1 19-Sep-2023 1143.00 874.51 268.49 49125.49
2 26-Sep-2023 1143.00 879.20 263.80 48246.29
3 03-Oct-2023 1143.00 883.92 259.08 47362.37
4 10-Oct-2023 1143.00 888.67 254.33 46473.70
5 17-Oct-2023 1143.00 893.44 249.56 45580.25
6 24-Oct-2023 1143.00 898.24 244.76 44682.01
7 31-Oct-2023 1143.00 903.06 239.94 43778.95
8 07-Nov-2023 1143.00 907.91 235.09 42871.04
9 14-Nov-2023 1143.00 912.79 230.21 41958.25
10 21-Nov-2023 1143.00 917.69 225.31 41040.56
11 28-Nov-2023 1143.00 922.62 220.38 40117.94
12 05-Dec-2023 1143.00 927.57 215.43 39190.37
13 12-Dec-2023 1143.00 932.55 210.45 38257.81
14 19-Dec-2023 1143.00 937.56 205.44 37320.25
15 26-Dec-2023 1143.00 942.60 200.40 36377.66
16 02-Jan-2024 1143.00 947.66 195.34 35430.00
17 09-Jan-2024 1143.00 952.75 190.25 34477.26
18 16-Jan-2024 1143.00 957.86 185.14 33519.39
19 23-Jan-2024 1143.00 963.01 179.99 32556.39
20 30-Jan-2024 1143.00 968.18 174.82 31588.21
21 06-Feb-2024 1143.00 973.38 169.62 30614.84
22 13-Feb-2024 1143.00 978.60 164.40 29636.23
23 20-Feb-2024 1143.00 983.86 159.14 28652.38
24 27-Feb-2024 1143.00 989.14 153.86 27663.24
25 05-Mar-2024 1143.00 994.45 148.55 26668.78
26 12-Mar-2024 1143.00 999.79 143.21 25668.99
27 19-Mar-2024 1143.00 1005.16 137.84 24663.83
28 26-Mar-2024 1143.00 1010.56 132.44 23653.27
29 02-Apr-2024 1143.00 1015.99 127.01 22637.29
30 09-Apr-2024 1143.00 1021.44 121.56 21615.85
31 16-Apr-2024 1143.00 1026.93 116.07 20588.92
32 23-Apr-2024 1143.00 1032.44 110.56 19556.48
33 30-Apr-2024 1143.00 1037.98 105.02 18518.49
34 07-May-2024 1143.00 1043.56 99.44 17474.94
35 14-May-2024 1143.00 1049.16 93.84 16425.77
36 21-May-2024 1143.00 1054.80 88.20 15370.98
37 28-May-2024 1143.00 1060.46 82.54 14310.52
38 04-Jun-2024 1143.00 1066.15 76.85 13244.36
39 11-Jun-2024 1143.00 1071.88 71.12 12172.48
40 18-Jun-2024 1143.00 1077.64 65.36 11094.85
41 25-Jun-2024 1143.00 1083.42 59.58 10011.43
42 02-Jul-2024 1143.00 1089.24 53.76 8922.19
43 09-Jul-2024 1143.00 1095.09 47.91 7827.10
44 16-Jul-2024 1143.00 1100.97 42.03 6726.13
45 23-Jul-2024 1143.00 1106.88 36.12 5619.25
 Loan Repayment Schedule Details
Installment Number Installment Date Installment Amount Principal Amount interest Amount Outstanding Amount
46 30-Jul-2024 1143.00 1112.83 30.17 4506.42
47 06-Aug-2024 1143.00 1118.80 24.20 3387.62
48 13-Aug-2024 1143.00 1124.81 18.19 2262.81
49 20-Aug-2024 1143.00 1130.85 12.15 1131.96
50 27-Aug-2024 1138.04 1131.96 6.08 0.00
 CREDIT SHEILD INSURANCE GUIDELINES

1. The borrower agrees to pay the applicable non-refundable Credit Shield Insurance Premium as charged by the insurer.
2. Age of entry for Insurance coverage for applicant is 18-58 years.
3. In case of the death of the borrower/Co-applicant, the nominee as specified in the insurance policy should inform BFIL of the same at the earliest. The
intimation may be given in person at the BFIL branch or via telephone.
4. A nominee may claim the insurance amount after the death of the borrower/Co-applicant upon submission of the following documents to the BFIL Loan
Officer: -
a. Death certificate
b. KYC of deceased & Nominee
c. Nominee bank passbook/cancelled cheque
d. Authorization form Discharge form
e. FIR & Post-Mortem report (Applicable only in cases of accidental deaths)
5. Death claim settlement as approved by the insurer will only be paid to the nominee
6. The settlement of the claim shall be as per the authorization of the policy holder wherein, the insurer shall first settle the principal outstanding to IBL and
pay the remaining amount to the nominee, directly through NEFT to the bank account provided at the time of filing the claim.
7. This policy provides cover for death caused due to any reason other than standard exclusions like suicide AIDS/ HIV, Hepatitis B&C virus, and mental
disorder.
8. Prepayment- The Credit Shield Insurance Premium is refundable only if the prepayment is made within the first 30 days of disbursement of loan.
The borrower, upon submission of the documents may contact the Loan Officer for any queries at the BFIL toll free MHL helpline no. 1800-300-10000/ 1800-
599-10000/ 1800-572-6000 / 1800-300-10000. It is advised that the borrower should inform and update the nominee about the insurance policy and the
process for filing a claim in the unfortunate circumstances of their death

IBL/ BFIL Guidelines

1. We at IBL/ BFIL do not discriminate based on caste/ religion and disability.

2. We shall treat everyone with respect.
3. We will not visit the customer's house during odd hours
4. We shall not use abusive language with our customer or with anyone else.
5. We shall not use any arm - twisting tactics to collect money from our customers.
__________________________________________________________________________________________________________________________

Bharat Financial Inclusion Limited

Registered Office:
One India Bulls Centre, Tower 1
841, Senapati Bapat Marg, 8th Floor
Elphinstone, Mumbai – 400 013
Maharashtra, India
Corporate Identity Number: U65999MH2018PLC312539