MOHAMMAD FAISAL AMIN

ID- 51738023

PROJECT ANALYSIS SLIDE 2

The Statistical Analysis of Trust
Bank Limited
 Introduction
PROJECT ANALYSIS SLIDE 2
One of the leading private commercial bank
111 branches & SME centers, 222 ATM Booths

Core Business of TBL

Corporate Commercial Consumer Investment

Banking Banking Banking Banking
 Objectives

Project analysis slide

Find out the key factors
2

How well the model fit overall

How well do each of the predictors do

individually
 Actual Data of
Trust Bank Limited

Project analysis slide 2

Year Net Interest Income Other Income Operating Expense Net Profit (Million)

2010 1172.42 133.48 753.66 463.04

2011 914.37 412.64 1109.31 610.9

2012 1525.63 814.36 1395.46 1294.43

2013 492.9 247.95 95.6 317.22

2014 622.91 125.07 85.69 258.12

2015 1439.17 424.7 2238.14 321.96

2016 2879.52 514.91 2792.62 1298.06

2017 3920.09 530.73 3711.86 1540.52

2018 4493.9 550.6 3857.99 2015.82

2019 5546.92 584.31 3795.92 1750.85

 FARZANA YEASMIN
ID- 52044010

PROJECT ANALYSIS SLIDE 2

 Descriptive Statistic
Analysis
Project analysis slide
Net Interest Income Other Income
4 Operating Expense Net Profit ( Million )

Mean 2300.783 Mean 433.875 Mean 1983.625 Mean 987.092

Standard Error 566.926815 Standard Error
Management 68.12348 Standard Error 474.8529443 Standard Error 210.230774
Median Objectives1482.4 Median 469.805 Median 1816.8 Median 952.665
Mode #N/A Mode #N/A Mode #N/A Mode #N/A
Standard Deviation 1792.780002 Standard Deviation 215.4253 Standard Deviation 1501.616858 Standard Deviation 664.80808
Sample Variance 3214060.136 Sample Variance 46408.08 Sample Variance 2254853.187 Sample Variance 441969.783
Kurtosis -0.832181384 Kurtosis -0.2636 Kurtosis -1.713962526 Kurtosis -1.7166904
Skewness 0.803975046 Skewness -0.02048 Skewness 0.079821935 Skewness 0.27578262
Customer
Range 5054.02 Range
Objectives 689.29 Range 3772.3 Range 1757.7
Minimum 492.9 Minimum 125.07 Minimum 85.69 Minimum 258.12
Maximum 5546.92 Maximum 814.36 Maximum 3857.99 Maximum 2015.82
Sum 23007.83 Sum 4338.75 Sum 19836.25 Sum 9870.92
Count 10 Count 10 Count 10 Count 10
 MIFTAUL OMAN SANY
ID- 52044003

PROJECT ANALYSIS SLIDE 2

 Regression Analysis

PROJECT ANALYSIS SLIDE 5

 A SET OF STATISTICAL PROCESSES
 HELP ESTIMATE THE RELATIONSHIPS AMONG VARIABLES.

• SELECTED VARIABLES:
 DEPENDENTVARIABLE
 NETPROFIT

 INDEPENDENTVARIABLE
 INTERESTINCOME
 NONINTERESTINCOME
 OPERATINGEXPENSE
 Regression Analysis
( Contd. )
Project analysis slide 6
Regression Statistics

Multiple R 0.9531716

R Square 0.908536

Adjusted R Square 0.8628041

Standard Error 246.2447

Observations 10

 Multiple R is the correlation coefficient. Here it is 0.95 indicates that there is a strong positive linear
relationship between the dependent and three independent variables.
 R square is the Coefficient of Determination. It tells how many points fall on the regression line. Here R
square is 0.90, this means 90% of y-values (Profit) are determined by the x-values.
 The Adjusted R-square is a modified version of R-square that has been adjusted for the number of predictors
in the model. Here adjusted R-squared is0.86 or 86%. It is always slower than the R-squared. So here we can
see
Adjusted r2 =86% and r2 = 90% which is 86% < 90%
 Observations=10Years
 ANOVA

Mahora Tanzim Nabila

ID- 51839061
 One way ANOVA

The one way ANOVA is used when comparing two or more

group means on a continuous dependent variable .

The independent ‘t-test’ is a special case of one way ANOVA

for situation where there are only two group means
 ANOVA (Analysis of Variance)

Objective
*Understand how *Understand and *Learn how to
‘analysis of variance use the term like summarize F ratio in
‘ can be used to test ‘response variable', the form of an
for the equality of 'a factor’ and ‘a ANOVA table.
these or more treatment’ in the
population means analysis of variance.
Uses of one way ANOVA

Field Studies

Experiments

Quasi experiments
 Boundaries of ANOVA

At least two groups are different from each other but it

wont tell you what groups are different. If your test returns
a significant f-statistic, you may need to run an ad hoc test
(like the Least Significant Difference test) to tell you exactly
which groups had a difference in means.
 ANOVA
Project analysis slide 7
Anova: Single Factor

SUMMARY
Groups Count Sum Average Variance
Net Interest Income 10 23007.83 2300.783 3214060
Other Income 10 4338.75 433.875 46408.1
Operating Expense 10 19836.25 1983.625 2254853
Net Profit ( Million ) 10 9870.92 987.092 441970

ANOVA
Source of Variation SS df MS F P-value F crit
Between Groups 22531427 3 7510476 5.04288 0.005094388 2.866266
Within Groups 53615621 36 1489323

Total 76147048 39

16
 Results of ANOVA
•The ANOVA table tells us that the F(calculated) value is greater than
F(table) value.
•So the null hypothesis is also rejected.
•The ANOVA table measures overall whether the three independent
variables significantly predict the profit or not.
•The ANOVA table states that this test is significant as the Significance
P Value is less than the Alpha (0.005<0.05). This means that taken as a
group the three variables make significant amount of variance in
Profit.
 MD JAHIDUL ISLAM
ID- 52044010

PROJECT ANALYSIS SLIDE 2

 Conclusion
FROM REGRESSION ANALYSIS,
• With one extra unit of increase in the net interest income, the net profit would increase by 0.33
times keeping the other income and operating expense constant.
• Similarly, if we consider net interest income and operating expense to be constant, with increase
in one unit of other income the net profit shall increase by 1.19 times the other income.
• Likewise, if net interest income and other income kept constant and operating expense decreases
by one unit, the net profit increases by 0.09 times the operating expense.

FROM THE ANOVA ANALYSIS,

• We can say that taken as a group the three variables make significant amount of variance in Profit.
Thank You