PHN BIT K PHIU - SC - HI PHIU

K phiu Khi nim: K phiu l mt loi chng khon, trong ngi k pht cam kt s tr mt s tin nht nh vo mt ngy nht nh cho ngi hng li c ch nh trn lnh phiu hoc theo lnh ca ngi hng li tr cho mt ngi khc. Ni dung k phiu: - Cam kt tr mt s tin nht nh mt cch v iu kin - Thi hn tr tin - a im tr tin - Tn h ngi th hng - a im, ngy k pht hi phiu - Ch k ca ngi k pht lnh phiu Sc Khi nim: Sc l mt t mnh lnh v iu kin ca ngi ch ti khon, ra lnh cho ngn hng trch t ti khon ca mnh tr cho ngi c tn trong sc, hoc tr theo lnh ca ngi y hoc tr cho ngi cm sc mt s tin nht nh, bng tin mt hay bng chuyn khon. Mt lnh tr tin mun c coi l sc th trc tin phi c tiu SEC ghi trn t lnh . V sc l lnh nn khi ngn hng nhn c sc phi chp hnh lnh ny v iu kin, tr trng hp ti khon pht hnh sc khng c tin hoc t sc khng tnh cht php l. S tin ghi trn sc phi r rng, phi va ghi bng s v va ghi bng ch khp ng nhau, c k hiu tin t. Trn sc phi ghi a im v ngy thng lp sc, tn a ch ca ngi yu cu trch ti khon, ti khon c trch tr, ngn hng tr tin, tn a ch ca ngi hng s tin trn sc, ch k ca ngi pht hnh sc. Nu l t chc th phi c ch k ca ch ti khon, k ton trng v du ca t chc . c im ca sc l c tnh cht thi hn, tc l t sc ch c gi tr tin t hoc thanh ton nu thi hn hiu lc ca n cha ht i vi sc thng mi. Thi hn hiu lc ca t sc c ghi r trn t sc. Thi hn d tu thuc vo phm vi khng gian m sc lu hnh v lut php cc nc quy nh. T sc mun c hiu lc phi c nhng ni dung sau y: 1. Tiu SEC. Nu khng c tiu , ngn hng s t chi thc hin lnh ca ngi pht hnh sc. 2. Ngy, thng, nm v a im pht hnh sc. 3. Ngn hng tr tin.

4. Ti khon ca ngi tr tin. 5. S tin. Ghi r rng, n gin s tin ca sc bng s v bng ch (phi thng nht vi nhau). Nu c s khng thng nht gia hai cch ghi th cn c vo s tin ghi bng ch. 6. Tn v a ch ngi tr tin. 7. Tn v ch k ca ngi hng li v ti khon (nu c). 8. Ch k ca ngi pht hnh sc. Theo K thut kinh doanh XNK (PGS.TS V Thanh Thu) Hi phiu Khi nim (Theo Lut iu chnh v hi phiu - ULB 1930 th ) Hi phiu l t mnh lnh tr tin v iu kin do mt ngi k pht cho ngi khc, yu cu ngi ny ngay khi nhn thy hi phiu, hoc n mt ngy nht nh trong tng lai, phi tr mt s tin nht nh cho mt ngi no (c th l ngi pht hnh hi phiu hoc ngi th ba), hoc tr cho ngi s hu hi phiu ti thi im . Theo Lut thng nht v hi phiu (ULB), hi phiu c gi tr php l khi c cc ni dung sau: 1. Tiu hi phiu: phi ghi ch Hi phiu (Bill of Exchange). 2. a im k pht hi phiu. Trong trng hp hi phiu khng ghi a im k pht th a ch ghi bn cnh tn ngi k pht l a im thnh lp hi phiu. 3. a im tr tin. Nu trn hi phiu khng ghi a im tr tin th a ch ghi bn cnh ngi tr tin l a im tr tin ca hi phiu. 4. Trn hi phiu phi ghi r: Tr theo lnh ca ... (Pay to the order of...) 5. S tin v loi tin. S tin phi ghi r rng, n gin, ng tp qun quc t, c ghi c bng s v bng ch. Ch : nu s tin ghi bng s v bng ch khc nhau th cn c vo s tin ghi bng ch. 6. K hn tr tin ca hi phiu: + Tr tin ngay: hi phiu ghi: Tr ngay khi nhn thy bn th nht (hai) ca hi phiu ny ( At ... sight of first (second) Bill of Exchange). + Tr tin sau: - Tr sau mt s ngy k t ngy nhn hi phiu: Tr 30 ngy sau khi nhn thy (At .30.. days after sight) - Tr sau mt s ngy k t ngy giao hng: Tr .30.. ngy sau khi k vn n (At..30.. days after Bill of Lading date) - Tr sau mt s ngy k t ngy k pht hi phiu: Tr sau 30 ngy k t ngy k pht hi phiu (At.30.days after Bill of Exchange date). 7. Ngi hng li hi phiu. Ghi y h tn v a ch ca ngi hng li. i vi hi phiu thng mi, ngi hng li l ngi xut khu v cng c th l mt ngi khc do ngi hng li ch nh. 8. Ngi tr tin hi phiu: Ghi y h tn v a ch ca ngi tr tin ca hi phiu

vo gc di bn tri ca hi phiu. 9. Ngi k pht hi phiu. Ngi k pht hi phiu phi k tn gc di bn phi ca t hi phiu bng ch k thng dng trong giao dch. Cc ch k di dng in, photocopy v ng du... m khng phi vit tay u khng c gi tr php l. Vic k pht hi phiu khng loi tr s u quyn. Ngi c u quyn k pht hi phiu phi th hin s u quyn ngay bn cnh ch k ca mnh. Ngn ng ca hi phiu l ngn ng no th ngn ng th hin s u quyn phi l ngn ng y, iu quy nh ny to iu kin d dng cho ngi c lin quan n hi phiu thy c s u quyn v vic thnh lp hi phiu .

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