RbZv e¨vsK wjwg‡UW

cÖavb Kvh©vjq wi¯‹ g¨v‡bR‡g›U wWcvU©‡g›U

‡dvb bs- 9558421
XvKv|
wb‡`©k weÁwß b¤^i: 391/12 25 RyjvB 2012
ZvwiLt
10 kªveY 1419

mKj Dc-gnve¨e¯’vcK/mnKvix gnve¨e¯’vcK

mKj kvLv e¨e¯’vcK
RbZv e¨vsK wjwg‡UW
evsjv‡`k|

welqt MÖxb e¨vswKs cwjwm

evsjv‡`k e¨vs‡Ki weAviwcwW mvK©yjvi bs 02 ZvwiL 27.02.2011 G cÖ`Ë wb‡`©kbvi Av‡jv‡K cÖYxZ MÖxb
e¨vswKs cwjwm 08.07.2012 Zvwi‡L AbywôZ †evW© Ae wW‡i±im Gi 237 Zg mfvq Aby‡gvw`Z n‡q‡Q|

Aby‡gvw`Z MÖxb e¨vswKs cwjwm G‡b·vi-1 G mshy³ Kiv nÕj|

Avcbvi wek¦¯—

L›`Kvi AvZvDi ingvb †gvt `vD` Avn‡g` wmK`vi

Dc-gnve¨e¯’vcK gnve¨e¯’vcK

Abywjwc:
1. ‡Kv¤úvbx mwPe, †evW© Ae wW‡i±im, RbZv e¨vsK wjwg‡UW, cÖavb Kvh©vjq, XvKv|
2. wcGm Uz wmBI Ges e¨e¯’vcbv cwiPvjK/Dc-e¨e¯’vcbv cwiPvjK, RbZv e¨vsK wjwg‡UW, cÖavb
Kvh©vjq,XvKv|
3. wcG Uz †Rbv‡ij g¨v‡bRvi, RbZv e¨vsK wjwg‡UW, cÖavb Kvh©vjq, XvKv, wefvMxq Kvh©vjq, XvKv-DËi/XvKv-
`w¶Y/PÆMÖvg/ivRkvnx/Lyjbv/wm‡jU/iscyi/ewikvj/Kzwgj­v/gqgbwmsn, ¯’vbxq Kvh©vjq, RbZv feb K‡c©v‡iU
kvLv, XvKv|
4. Pxd Gw·wKDwUf, BD,G,B|
5. bw_|
 G‡b·vi-1: wb‡`©k weÁwß 391/12 ZvwiL 25.07.2012

MÖxb e¨vswKs cwjwm

RbZv e¨vsK wjwg‡UW

wi¯‹ g¨v‡bR‡g›U wWcvU©‡g›U
cÖavb Kvh©vjq, XvKv

cvZv- 1
 cUf~wg
cwi‡ek `~lY I Rjevq~ cwieZ©‡bi Kvi‡Y we‡k¦i cwi‡ek eZ©gv‡b ûgwKi m¤§yLxb| Rjevq~i `ªyZ cwieZ©b K…wl,
ebvÂj, cvwb m¤ú`, gvbe¯^v¯’¨, Rxe‰ewPΨ BZ¨vw`i Dci weiƒc cÖfve †dj‡Q| MÖxb nvDR M¨vm wbtmiY e„w×,
wbwe©Pv‡i ebf~wg aŸsm Kiv, cÖvK…wZK m¤ú‡`i AcwiKwíZ e¨envi I AcPq cwi‡ek `~lY I Rjevq~ cwieZ©‡bi
Rb¨ A‡bKvs‡k `vqx| evqy `~lY, cvwb `~lY I cvwbi `y®úªvc¨Zv, b`x ms‡KvPb, wkí, nvmcvZvj I M„n¯’vjx e‡R©¨i
ΓwUc~Y© wb®‹vkb e¨e¯’v, eb wbab Ges Rjvkq I Rxe-‰ewPΨ n«v‡mi gva¨‡g cwi‡ek wech©q NU‡Q| evsjv‡`‡ki
cwi†ekI `ª“Z AebwZkxj| wek¦‡K cÖvK…wZK wech©q I `~l‡Yi Kej †_‡K gy³ Ki‡Z I RxeK~‡ji Rb¨ evm‡hvM¨
ivL‡Z cÖ‡qvRb mK‡ji mw¤§wjZ c`‡¶c| evsjv‡`k Rjevqy cwieZ©bRwbZ SuywKc~Y© †`k¸‡jvi g‡a¨ Ab¨Zg
nIqvq cwi‡ek wech©q †iv‡a wek¦e¨vwc M„nxZ wewfbœ c`‡¶‡ci mv‡_ evsjv‡`‡ki Avw_©K cÖwZôvbmg~‡niI ¸i“Z¡c~Y©
Ae`vb ivLv DwPZ|
e¨vswKs LvZ GKwU †`‡ki A_©bxwZ‡Z ¸i“Z¡c~Y© f~wgKv cvjb K‡i| e¨vs‡Ki A_©vq‡b †`‡k M‡o DVv wkí KviLvbv
‡`‡ki A_©bxwZ‡K MwZkxj ivL‡Q, GKB m‡½ H me wkí KviLvbvi Drcv`b, Drcv`b cÖwµqv I Ab¨vb¨ Kg©Kv‡Ûi
gva¨‡g cwi‡ek `~lY n‡”Q| GQvov e¨vswKs Kvh©µ‡g Af¨š—ixb e¨e¯’vcbvqI cÖPzi cwigv‡b cÖK…wZRvZ m¤ú` †hgb
KvMR, Kvwj, M¨vm, cvwb, we`y¨r, R¡vjvwb BZ¨vw`i e¨envi RwoZ _vKvq G¸‡jv e¨env‡i Av‡iv wgZe¨qx nIqv
cÖ‡qvRb| e¨vswKs †m±†i wb‡qvwRZ ‡jvKRb cwi‡ek myi¶vq bvbvfv‡e Ae`vb ivL‡Z m¶g| cwi‡ek wech©q †iv‡a
wek¦gq M„nxZ wewfbœ c`‡¶c Abymi‡Yi gva¨‡g e¨vsK wb‡R‡`i Af¨š—ixb cwi‡e‡ki Dbœqb Kivi mv‡_ mv‡_ Ab¨vb¨
e¨emv cÖwZôvb/MÖvnKMY‡K cwi‡e‡ki cÖwZ AwaK hZœevb n‡Z cÖfvweZ Ki‡Z cv‡i|
evsjv‡`k e¨vs‡Ki weAviwcwW mvK©yjvi bs 02 ZvwiL 28.02.2011 Gi wb‡`©kbvi †cÖw¶‡Z RbZv e¨vsK wjwg‡UW
MÖxb e¨vswKs cwjwm cÖYqb Kiv nÕj hv me©¯—‡i ev¯—evqb Ki‡Z n‡e Ges e¨w³MZ ch©v‡q m‡PZbZv e„w×i gva¨‡g
G bxwZgvjv ev¯—evq‡b `vqe×Zv wbwðZ Ki‡Z n‡e|
cvwicvwk¦©K Ae¯’vi †cÖw¶‡Z Ges evsjv‡`k e¨vs‡Ki wb‡`©kbvi Av‡jv‡K cÖ‡qvRb‡ev‡a G bxwZgvjv cwieZ©b I
ms‡kvab Kiv n‡e|

cvZv- 2
m~wPcÎ:
welq c„ôv
Aa¨vq-1
1. f~wgKv 4
1.1 MÖxb e¨vswKs Gi AvIZv 4
1.2 MÖxb e¨vswKs ev¯—evq‡b evsjv‡`k e¨vs‡Ki c~‡e©Kvi wb‡`©kbv 4
1.3 MÖxb e¨vswKs bxwZgvjvi D‡Ïk¨ 4
1.4 MÖxb e¨vswKs ev¯—evq‡bi myweav 5
Aa¨vq-2
2. Af¨š—ixb e¨e¯’vcbv I A_©vq‡b MÖxb e¨vswKs Kvh©µg ev¯—evqb 6
2.1. bxwZgvjv cÖYqb I cwiPvjb 6
2.1.1. MÖxb e¨vswKs KwgwU 6
2.1.2. MÖxb e¨vswKs BDwbU 6
2.2 g~j SuzwK e¨e¯’vcbvq cwi‡ek SuzwK Aš—f©~³KiY 6
2.3. Af¨š—ixY cwi‡ek e¨e¯’vcbv 7
2.3.1 cvwb, KvMR, we`¨yr, M¨vm BZ¨vw`i Bb‡f›Uwi ˆZwiKib 7
2.3.2 MÖxb e¨vswKs MvBW cÖPjb 7
2.4. cwi‡ekevÜe A_©vqb 8
2.4.1. ‡mŠi kw³ (Solar Energy) Lv‡Z FY 8
2.4.2. ev‡qv-M¨vm (Bio-gas) c­¨v›U Ges mgwš^Z Mvfx cvjb I ev‡qv-M¨vm (Bio-gas) c­¨v›U ¯’vcb 8
FY
2.4.3. BUfvUvq Kve©b wbM©gb n«v‡mi D‡Ï‡k¨ Hybrid Hoffman Kiln (HHK) / mggv‡bi cÖhyw³ 8
m¤úbœ c­¨v›U ¯’vcb Lv‡Z FY cÖ`vb
2.5. Rjevqy SuywK Znwej MVb 9
2.6. cwi‡ekevÜe wecYb cÖeZ©b 9
2.7. Ab-jvBb e¨vswKs 9
2.8. cÖwk¶Y, †fv³v m‡PZbZv m„wó Ges cwi‡ekevÜe Kvh©µg 9
2.9. MÖxb e¨vswKs wel‡q M„nxZ Kvh©µg cÖKvk I wi‡cvwU©s 9
Aa¨vq-3
3. LvZwfwËK cwjwm I †KŠkj cÖYqb I ev¯—evqb 10
3.1. LvZ wfwËK cwi‡ek msµvš— bxwZgvjv cÖYqY 10
3.2. cwi‡ekevÜe ‡KŠkjMZ cwiKíbv cÖbqY 10
3.3. MÖxb kvLv ¯’vcb 10
3.4. Af¨š—ixY cwi‡ek e¨e¯’vcbvi Dbœqb 10
3.5. cwi‡ek SuzwK e¨e¯’vcbv cwiKíbv I bxwZgvjv cÖYqb 10
3.6. MÖvnK‡`i m‡PZbZv e„w×i j‡¶¨ h_vh_ Kvh©µg MÖnY 10
3.7. MÖxb e¨vswKs wel‡q M„nxZ Kvh©µg cÖKvk I wi‡cvwU©s 10
Aa¨vq-4
4. cwi‡ek evÜe cÖWv± Ges ÷¨vÛvW© wi‡cvwU©s 11
4.1. bZzb bZzb cwi‡ek evÜe cY¨ D™¢veb 11
4.2. Avš—R©vwZK gvb m¤úbœ wi‡cvwU©s 11
4.3. ˆÎgvwmK wfwˇZ cÖwZ‡e`b `vwLj 11
mshyw³-1 MÖxb e¨vswKs wi‡cvwU©s di‡gU 12

cvZv- 3
 Aa¨vq-1

1. f~wgKv (Introduction):
1.1. MÖxb e¨vswKs Gi AvIZv:
MÖxb e¨vswKs n‡”Q mvgvwRK I ˆbwZK `vqe×Zv m‡PZb e¨vswKs †hLv‡b KvMR I Ab¨vb¨ cÖvK…wZK I cÖK…wZRvZ
m¤ú‡`i e¨envi n‡e Kg Ges mKj e¨vswKs Kvh©µg n‡e cwi‡ek evÜe| MÖxb e¨vswKs n‡”Q e¨vswKs Kvh©µ‡gi
meyRvqb| cwi‡ek evÜe e¨vswKs Abykxjb Ges cwi‡ek myi¶vq RvZxq I Avš—R©vwZK ch©v‡q M„nxZ wewfbœ Kvh©µ‡g
mwµq AskMÖnY MÖxb e¨vswKs Gi AvIZvf~³|
e¨vs‡Ki Kg©‡KŠkj I bxwZ wba©viY, wm×vš— MÖnY, MÖvnK‡mev cÖ`vb I e¨emv cwiPvjbvq cwi‡ek m‡PZb Kvh©µg
Abykxjb, cwi‡e‡ki Rb¨ ¶wZKi Kvh©vw` cwinvi/cwiwgZ Kiv, `~lY †iva/wbqš¿Y, cwi‡ek evÜe cÖK‡í A_©vqb
DrmvwnZ Kiv Ges cÖK‡í A_©vq‡bi †¶‡Î h_vh_ eR©¨ e¨e¯’vcbv wbwðZ Kiv MÖxb e¨vswKs Kvh©µ‡gi Ask|
1.2. MÖxb e¨vswKs ev¯—evq‡b evsjv‡`k e¨vs‡Ki c~‡e©Kvi wb‡`©kbv (Bangladesh Bank's Earlier
Initiatives):
evsjv‡`k e¨vsK KZ„©K cwi‡ek wech©q †iv‡a mg‡q mg‡q Zdwmjx e¨vsKmg~n‡K wbgœiƒc wb‡`©kbv cÖ`vb Kiv n‡q‡Q:
 ¯’vwcZe¨ wkí KviLvbv¸‡jv‡K Avw_©K mnvqZv cÖ`v‡bi mgq Ges we`¨gvb wkí KviLvbvi †ejvq PjwZ
g~jab FY cÖ`vb Kv‡j cwi‡ek `~lY wbqš¿Yg~jK e¨e¯’vw` m¤ú‡K© wbwðZ nIqv;
 evsjv‡`k e¨vs‡Ki cybtA_©vqb ¯‹x‡gi AvIZvq †mŠi kw³, ev‡qvM¨vm, eR©¨ cwi‡kvab c¬¨v›U Ges BU
fvUvq Kve©b wbMg©Y nªv‡mi D‡Ï‡k¨ Hybride Hoffman Kiln (HHK)/mggv‡bi cÖhyw³ m¤úbœ c¬¨v›U
¯’vcb Lv‡Z A_©vqb;
 ¯’vwcZe¨ wkí KviLvbvi hš¿cvwZ Avg`vwbi ZvwjKvq eR©¨ cwi‡kvab c­¨v›U msµvš— hš¿cvwZi Aš—f©~w³
m¤ú‡K© wbwðZ nIqvi ciB wkí KviLvbvi AbyK~‡j Gjwm †Lvjvi Aby‡gv`b cÖ`vb;
 e¨vsK¸‡jvi mvgwRK `vqe×Zv wbwðZK‡í Corporate Social Responsibility wel‡q GKwU wel`
bxwZgvjv cÖ`vb K‡i cwi‡ek I mvgvwRK `vqe×Zvi wel‡q e¨vsKviM‡Yi cvkvcvwk FY MÖnxZv‡`i‡K
m‡PZb Kivi civgk© cÖ`vb;
 AbjvBb KwgDwb‡Kkb e„w× I Ab-jvBb e¨vswKs myweav PvjyKib ;
 jeYv³ GjvKvq jeYv³Zv mwnòz dmj Pvl, Rjve× I eb¨v cÖeb GjvKvq cvwbmwnòz dmj Pvl, Liv
cÖeY GjvKvq Liv mwnòz dmj Pvl, †mP Kv‡Ri Rb¨ f~-Mf©¯’ cvwbi cwie‡Z© f~-Dcwiw¯’Z cvwbi e¨envi
DrmvwnZKiY, ivmvqwbK mvi I KxUbvk‡Ki cwie‡Z© ˆRe mvi I cÖvK…wZK c×wZ‡Z evjvB/ KxUbvkK
e¨enviKi‡Y K…lK‡`i DrmvwnZKiY|
1.3. MÖxb e¨vswKs bxwZgvjvi D‡Ïk¨ (Objectives):
MÖxb e¨vswKs bxwZgvjvi g~j D‡Ïk¨ n‡”Q cwi‡ek evÜe e¨vswKs bxwZgvjv cÖYqb I cwicvj‡bi gva¨‡g MÖvnK
†mev cÖ`vb, A_©vqb I Af¨š—ixb e¨e¯’vcbvi †¶‡Î cwi‡ek myi¶vq cÖ‡qvRbxq e¨e¯’v MÖnY wbwðZ Kiv|
GQvov G bxwZgvjvi Ab¨vb¨ D‡Ïk¨mg~n n‡”Q:
 cwi‡ek evÜe e¨vswKs e¨e¯’v cÖeZ©‡bi gva¨‡g cwi‡ek myi¶vq RvZxq I Avš—R©vwZK ch©v‡q M„nxZ Kvh©µ‡g
mwµq AskMÖnY
 cwi‡ek evÜe cÖK‡í A_©vqb e„w× Ges cwi‡e‡ki Rb¨ ¶wZKi cÖK‡í A_©vqb wbi“rmvwnZ Kiv
 mvgvwRK I ˆbwZK `vqe×Zv m‡PZb e¨vswKs e¨e¯’v cÖPjb I Abykxjb
 M¨vm, cvwb, we`y¨r, R¡vjvwb, Awdm †÷kbvwi BZ¨vw`i h_vh_ e¨envi wbwðZ Kiv
 AbjvBb †hvMv‡hvM e„w×, Ab-jvBb †mev cÖ`vb, GwUGg e¨envi e„w× BZ¨vw`
 KvMR Kvwji mxwgZ e¨env‡ii gva¨‡g ebR m¤ú` i¶v Kiv
 MÖvnK‡mev, A_©vqb Ges Af¨š—ixb e¨e¯’vcbvq cwi‡ek evÜe Kvh©µg e„w× †hgb , AbjvBb †mev cÖ`vb,
GwUGg e¨envi e„w× BZ¨vw`
 e¨vsKvi I MÖvnKM‡Yi g‡a¨ cwi‡ek m‡PZbZv e„w×
 Awdwmqvj cÖwKDi‡g‡›Ui †¶‡Î cwi‡ek evÜe Ges kw³ mvkÖqx cÖhyw³‡K AMÖvwaKvi cÖ`vb
 cwi‡ek evÜe Kvh©µg‡K DrmvwnZ Kivi j‡¶¨ Rbm‡PZbZv e„w×i Rb¨ ¯úÝikxc cÖ`vb

cvZv- 4
1.4. MÖxb e¨vswKs ev¯—evq‡bi myweav (Rationale/Scope):
 CAMELS ‡iwUs Gi †¶‡Î evsjv‡`k e¨vsK KZ©„K cwi‡ekevÜe e¨vswKs Kvh©µg‡K g~j¨vqb Kiv n‡e|
h_vh_ MÖxb e¨vswKs bxwZgvjv cwicvjbKvix e¨vsK¸†jvi e¨e¯’vcbvi `¶Zv g~j¨vq‡bi †¶‡Î G welqwU
we‡ePbvq †bqv n‡e hv e¨vs‡Ki mvwe©K CAMELS-‡iwUs G BwZevPK f~wgKv ivL‡e|
 e¨vs†Ki bZzb kvLv †Lvjvi AbygwZ cÖ`v‡bi †¶‡Î evsjv†`k e¨vsK e¨vs†Ki Mªxb e¨vswKs Kvh©µg‡K
¸i“‡Z¡i mv‡_ we‡ePbv Ki‡e|
 cwi‡e‡ki cÖwZ A½xKvi cwicvj‡bi gva¨‡g e¨vs‡Ki mybvg evo‡e|
 we`y¨r, R¡vjvbx, cvwb,‡÷kbvwi BZ¨vw`i cwiwgZ e¨env‡ii d‡j cwiPvjb e¨q n«vm cv‡e|
 cÖhyw³i e¨env‡ii d‡j Rbe‡ji `¶Zv e„w× cv‡e Ges `ª“ZZvi mv‡_ MÖvnK‡mev cÖ`vb m¤¢e n‡e|
 cwi‡ekm¤§Z cÖhyw³ e¨env‡ii d‡j ¯^v¯’¨ SuzwK Kg‡e|
 cwi‡ek wech©q †_‡K i¶v cvIqvi m¤¢vebv evo‡e|

cvZv- 5
 Aa¨vq-2

2. Af¨š—ixb e¨e¯’vcbv I A_©vq‡b MÖxb e¨vswKs Kvh©µg ev¯—evqb:

2.1. bxwZgvjv cÖYqb I cwiPvjb (Policy Formulation and Governance):
cwi‡ek myi¶vi welqwU‡K ¸i“Z¡ cÖ`vb K‡i cwi‡ekevÜe e¨vswKs bxwZgvjv cÖPjb Kiv nÕj hv Green Banking
Policy ev cwi‡ek evÜe bxwZgvjv wn‡m‡e AwfwnZ n‡e| MÖxb e¨vswKs bxwZgvjv ev¯—evq‡bi Rb¨ wb¤œiƒcfv‡e
KwgwU I BDwbU MVb Kiv nÕj:
2.1.1. MÖxb e¨vswKs KwgwU:
evsjv‡`k e¨vs‡Ki wb‡`©kbvi Av‡jv‡K cwiPvjK‡`i mgš^‡q MwVZ ‡evW© Ae wW‡i±im Gi AwWU KwgwU MÖxb
e¨vswKs KwgwUi `vwqZ¡ cvjb Ki‡eb| G KwgwU evrmwiK wfwˇZ cwi‡ekevÜe e¨vswKs bxwZgvjv, †KŠkj I
Kvh©µg cl©‡`i Aby‡gv`‡bi Rb¨ mycvwik I g~j¨vqb Ki‡eb|
2.1.2. MÖxb e¨vswKs BDwbU:
MÖxb e¨vswKs KwgwUi Aax‡b wbæiƒcfv‡e MÖxb e¨vswKs BDwbU MwVZ n‡e| G BDwb‡Ui `vwqZ¡ n‡e cwi‡ekevÜe
e¨vswKs bxwZgvjv cÖYqb, g~j¨vqb I cwiPvjbv Ges ˆÎgvwmK wfwˇZ MÖxb e¨vswKs BDwb†Ui Kvh©µg MÖxb e¨vswKs
KwgwU‡K AewnZ Kiv|
MÖxb e¨vswKs BDwbU:
bs c`ex
1. ‡WcywU g¨v‡bwRs wW‡i±i (†µwWU) ‡nW Ae MÖxb e¨vswKs BDwbU
2. †Rbv‡ij g¨v‡bRvi (†µwWU) m`m¨
3. †Rbv‡ij g¨v‡bRvi (ev‡RU I e¨q) m`m¨
4. †Rbv‡ij g¨v‡bRvi (weR‡bm †W‡fjc‡g›U gv‡K©wUs wWcvU©‡g›U) m`m¨
5. †Rbv‡ij g¨v‡bRvi (Bbdi‡gkb †UK‡bvjwR wm‡÷g wWcvU©‡g›U) m`m¨
6. †WcywU †Rbv‡ij g¨v‡bRvi, d‡ib †UªW wWcvU©‡g›U m`m¨
7. †WcywU †Rbv‡ij g¨v‡bRvi, BÛvw÷ªqvj †µwWU wWcvU©‡g›U m`m¨
8. †WcywU †Rbv‡ij g¨v‡bRvi, GmGgB wWcvU©‡g›U m`m¨
9. †WcywU †Rbv‡ij g¨v‡bRvi, wi‡UBj Kvógvi wWcvU©‡g›U-1 m`m¨
10. †WcywU †Rbv‡ij g¨v‡bRvi, wi‡UBj Kvógvi wWcvU©‡g›U-2 m`m¨
11. †WcywU †Rbv‡ij g¨v‡bRvi, wi‡UBj Kvógvi wWcvU©‡g›U-3 m`m¨
12. †WcywU †Rbv‡ij g¨v‡bRvi, wi‡UBj Kvógvi wWcvU©‡g›U-4 m`m¨
13. †WcywU †Rbv‡ij g¨v‡bRvi, weR‡bm †W‡fjc‡g›U gv‡K©wUs wWcvU©‡g›U m`m¨
14. †WcywU †Rbv‡ij g¨v‡bRvi, Bbdi‡gkb †UK‡bvjwR wm‡÷g wWcvU©‡g›U m`m¨
15. †WcywU †Rbv‡ij g¨v‡bRvi, wi¯‹ g¨v‡bR‡g›U wWcvU©‡g›U m`m¨ mwPe

2.1.3. ev‡RU eivÏ:

e¨vs‡Ki evrmwiK ev‡R‡U MÖxb e¨vswKs Kvh©µg ev¯—evq‡bi Rb¨ cÖ‡qvRbxq ev‡RU eivÏ ivL†Z n‡e|
2.2. g~j SuzwK e¨e¯’vcbvq cwi‡ek SuzwK Aš—f©~³KiY (Incorporation of Environmental Risk
Management in Core Risk Management):
e¨vsK cwi‡ekevÜe e¨vswKs Gi Ask wnmv‡e cwi‡ek SuzwK e¨e¯’vcbv (ERM) bxwZgvjvq D‡j¬wLZ wb‡`©kbv
cwicvjb wbwðZ Ki‡e| FY cÖ¯—ve g~j¨vq‡b FY SuzwKi mv‡_ cwi‡ek I Rjevq~ cwieZ©bRwbZ SuywK wbiƒcb K‡i
Zv we‡ePbv Ki‡Z n‡e| †Kvb FY MÖnxZv‡K FY cÖ`v‡bi mgq we`¨gvb FY SuywK we‡k¬l‡Yi †¶‡Î cwi‡ek I
Rjevqy cwieZ©bRwbZ SuywKi welqwUI we‡ePbv Ki‡Z n‡e| cwi‡ek SuywK e¨e¯’vcbv (ERM) g¨vbyqv‡j ewY©Z
we¯—vwiZ wb‡`©kbv Abymib K‡i SuywK we‡k¬l‡Y cwi†ek SuywKmg~n Aš—f©~³ Ki‡Z n‡e| G¶‡Î ERM MvBWjvB‡b
ewY©Z †PKwjó, AwWU MvBWjvBb I wi‡cvwU©s dig¨vU AbymiY Ki‡Z n‡e| Rjevqy cwieZ©b RwbZ SzuwK we‡k­l‡Y
†PKwj‡ó Aš—f~©³ welqmgyn †hgb f~wgi e¨envi, NywY©So, Liv, cïcvwLi †ivMe¨vwa (†hgb-Gwf‡qb Bbdz‡¬qÄv),
KwVb eR©¨ (Solid Waste) †hgb-cïLv‡`¨i Dw”Qó Ask, gjg~Î, cïcvwLi g„Z‡`n, `~wlZ cvwb wbM©gb,
wec¾bK wkí eR©¨ BZ¨vw` welqvw` we‡ePbvq Avb‡Z n‡e|

cvZv- 6
2.3. Af¨š—ixY cwi‡ek e¨e¯’vcbv (Initiating In-house Environment Management):
e¨vs‡Ki cÖwZwU Kvh©vjq I kvLvq cwi‡ek evÜe Kvh©µg‡K AMÖvwaKvi cÖ`vb Ki‡Z n‡e Ges cwi‡e‡ki Rb¨
¶wZKi Kvh©vw` h_vm¤¢e cwinvi Ki‡Z n‡e| we`¨yr, M¨vm, cvwb, †c‡Uªvj, R¡vjvwb, KvMR, Kvwj BZ¨vw` e¨env‡i
mvkÖqx n‡Z n‡e| bevqb‡hvM¨ kw³ (Renewable Energy) e¨envi e„w× Ges AbjvBb e¨vswKs cÖPj‡bi gva¨‡g
cÖvK…wZK m¤ú‡`i myi¶v I MÖxb nvDR M¨v‡mi cwigvb n«v‡mi D‡`¨vM MÖnY Ki‡Z n‡e|
Awdm e¨e¯’vcbvq KvM‡Ri e¨envi n«vmK‡í B-‡gBj/I‡qe †gB‡ji gva¨‡g †hvMv‡hvM/wb‡`©kbv cÖ`vb,
wcÖ›Uvi¸‡jv‡K ÔDfq c„ôvÕ gy`ªY Dc‡hvMx wnmv‡e †mU Kivi e¨e¯’v, wcÖ›Uv‡i Kvwji e¨envi n«vmK‡í ÔEco-fontÕ
e¨envi, Ô‡bvU c¨vWÕ wnmv‡e evwZj KvMR e¨envi, wWm‡cv‡Rej Kvc/M­v‡mi e¨envi n«vm, we`y¨r mvkªqx evwZ I
hš¿cvwZ e¨envi, Kw¤úDUvi, jvBU, d¨vb I kxZvZc wbqš¿Y hš¿ ¯^qswµq fv‡e eÜ nq Giƒc cÖhyw³ e¨envi,
we`y¨r mvkª‡q cÖavb Kvh©vjq I kvLv¸‡jv‡Z †mŠi kw³ e¨env‡ii D‡`¨vM MÖnY, M¨vm, R¡vjvbx ‡Zj BZ¨vw` mvkª‡q
e¨emvwqK ågY n«vm Ges Kg©KZ©v/Kg©Pvix‡`i R¡vjvbx mvkªqx hvbevnb µq/e¨env‡i DrmvwnZ Ki‡Z n‡e|
Dc‡iv³ Kvh©µg ev¯—evq‡bi Rb¨ e¨w³MZ I cÖvwZôvwbK ch©v‡q wb¤œiƒc cwi‡ek evÜe AvPiY I Kvh©vw`
cwiPvjbv Ki‡Z n‡e:
2.3.1. cvwb, KvMR, we`¨yr, M¨vm BZ¨vw`i Bb‡f›Uwi ˆZwiKib:
wWcvU©‡g›U/Kvh©vjq/kvLvq Dc‡iv³ Lv‡Z Li‡Pi cwigvb †ei Ki‡Z n‡e| mKj Kvh©vjq/kvLv‡K cÖwZ ˆÎgvwm‡K
we`¨yr, M¨vm, cvwb, KvMR, Kvwj BZ¨vw` Lv‡Z LiP n«v‡mi j¶¨gvÎv wba©viY Ki‡Z n‡e Ges Zv AR©†b m‡Pó n‡Z
n‡e| wefvMxq Kvh©vjq KZ©„K Zv‡`i AvIZvaxb kvLvi Dc‡iv³ LvZmg~‡n Li‡Pi j¶¨gvÎv MÖnY I Zv AR©‡bi
Z_¨vw` msMÖnc~e©K GKxf~Z K‡i ˆÎgvwmK wfwˇZ Zv cÖavb Kvh©vj‡qi wi¯‹ g¨v‡bR‡g›U wWcvU©‡g‡›U †cÖiY Ki‡Z
n‡e| cÖavb Kvh©vj‡qi wWcvU©‡g›Umg~n Dc‡iv³ wel‡q Z_¨vw` ˆÎgvwmK wfwˇZ wi¯‹ g¨v‡bR‡g›U wWcvU©‡g‡›U
†cÖiY Ki‡e| evsjv‡`k e¨vs‡Ki wb‡`©kbv †gvZv‡eK wi¯‹ g¨v‡bR‡g›U wWcvU©‡g›U G mKj Lv‡Z Li‡Pi cwigvb,
j¶¨gvÎv Abyhvqx AR©‡bi cwigvb evsjv‡`k e¨vs‡K †cÖiY Ki‡e| G¨vKvD›Um wWcvU©‡g›U GmKj Lv‡Zi Rb¨
Avjv`v †KvW b¤^i eivÏ Ki‡e hv‡Z GmKj Lv‡Zi wnmve mn‡R wi‡cvU© Kiv hvq|
2.3.2. MÖxb e¨vswKs MvBW cÖPjb:
e¨w³MZ ch©v‡q m‡PZbZv cwi‡ek msi¶‡Y ¸i“Z¡c~Y© f~wgKv ivL‡Z cv‡i| cwi‡e‡ki Rb¨ DcKvix AvPib I
Kvh©µg‡K DrmvwnZ Ki‡Z wb‡¤œv³ wb‡`©kbv m¤^wjZ GKwU MÖxb e¨vswKs MvBW cÖPjb Kiv n‡q‡Q hv wb‡`©k weÁwß
347/12 ZvwiL 31.01.2012 Gi gva¨‡g Rvwi Kiv n‡q‡Q|
MÖxb e¨vswKs ev¯—evq‡bi Rb¨ e¨w³MZ I cÖvwZôvwbK ch©v‡q wbæiƒc ÔMÖxb MvBWÕ Abymib Ki‡Z n‡e:
K. cÖvK…wZK m¤ú` †hgb we`y¨r, M¨vm, cvwb, R¡vjvwb, KvMR BZ¨vw`i AcPq †iva Kiv:
 cÖ‡qvRb Qvov B‡jKwUªK I B‡j±ªwbK hš¿cvwZ ‡hgb- jvBU, d¨vb, Gwm, Kw¤úDUvi BZ¨vw` Pvjy bv ivLv;
 Kw¤úDUvi, wcÖ›Uvi BZ¨vw`‡Z w¯­wcs gyW Ab ivLv;
 ‡hLv‡b cÖvK…wZK Av‡jv evZvm e¨envi Kiv m¤¢e †mLv‡b ˆe`¨ywZK evwZ, d¨vb h_vm¤¢e bv Pvjv‡bv;
 mvaviY ev‡j¦i cwie‡Z© we`¨yr mvkªqx evj¦ e¨envi Kiv;
 KvMR mvkÖ‡qi Rb¨ Kw¤úDUv‡ii mdU Kwc‡Z GwWwUs †k‡l GKev‡i dvBbvj Kwc wcÖ›U †bqv;
 Kw¤úDUv‡i wcÖ›Umn mKj †¶‡Î KvM‡Ri Dfq c„ôv e¨envi Kiv Ges h_vm¤¢e Kg gvwR©b ivLv;
 Aí e¨eüZ/GK c„ôv e¨eüZ KvMR (Scrap) †d‡j bv w`‡q Zv †bvU ev ivd c¨vW wnmv‡e c~bivq e¨envi
Kiv
 ‡g‡gv/ mvK©yjvi/weeibx wcÖ›U bv K‡i I‡qe‡gBj/I‡qemvB‡Ui gva¨‡g cÖKvk Ges e¨envi Kiv ;
 R¡vjvwb mvkÖqx Mvwo e¨env†i mKj‡K DØy× Kiv hv‡Z M¨vm Ges †c‡Uªvj e¨envi Kg nq|

L. cwi‡ek `~lY †iva:

 cwi‡ek cwi”Qbœ ivLvi wel‡q m‡Pó _vKv;
 cwi‡e‡ki Rb¨ ¶wZKi `ªe¨vw` †hgb cwjw_b, wWm‡cv‡Rej `ªe¨ BZ¨vw` eR©b A_ev mxwgZ e¨envi;
 cwi‡ek evÜe `ªe¨vw` †hgb cvURvZ `ªe¨vw`, cPbkxj c¨v‡KU e¨envi Kiv;
 AvmevecÎ, hš¿cvwZ BZ¨vw` µ‡qi mgq †m¸‡jv cwi‡ek evÜe wKbv Zv hvPvB K‡i †bqv;
 cÖvwZôvwbK I e¨w³MZ ch©v‡q e„¶ †ivcb Kiv;
 cÎ †hvMv‡hv‡Mi cwie‡Z© ‡hme †¶‡Î m¤¢e AbjvBb KwgDwb‡Kkb (‡hgb B-‡gBj, I‡qe †gBj) e¨envi;

cvZv- 7
2.4. cwi‡ekevÜe A_©vqb (Introducing Green finance):
FY cÖ`v‡bi †¶‡Î cwi‡ekevÜe e¨emvwqK Kvh©µg Ges R¡vjvbx mvkªqx I cwi‡ekevÜe wkí cÖwZôvb‡K
AMÖvwaKvi cÖ`vb Ki‡Z n‡e| bevqb‡hvM¨ R¡vjvbx cÖKí, weï× cvwb mieivn cÖKí, KwVb I wec`RbK eR©¨
wb®‹vkb cÖKí, ˆRe-M¨vm, ˆRe-mvi BZ¨vw` cwi‡ekevÜe cÖK†í A_©vqb‡K DrmvwnZ Ki‡Z n‡e| ‡fv³v FY
Kvh©µ‡gi gva¨‡g MÖvn‡Ki g‡a¨ cwi‡ek m‡PZbZv e„w×i c`‡¶c MÖnY Ki‡Z n‡e|
evsjv‡`k e¨vs‡Ki GwmGdAvBwW mvK©yjvi †jUvi bs 03 ZvwiL 17 †g 2012 Gi cybtA_©vqb w¯‹‡gi AvIZvq
‡mŠi kw³ (Solar Energy), ev‡qvM¨vm (Bio-gas), eR©¨ cwi‡kvab c­v›U ( Effluent Treatment Plant) I BUfvUvq
Kve©b wbM©gb n«v‡mi D‡Ï‡k¨ Hybrid Hoffman Kiln (HHK) / mggv‡bi cÖhyw³ m¤úbœ c­¨v›U ¯’vcb Lv‡Z
A_©vq‡bi †¶‡Î AÎ e¨vs‡Ki wb‡`©k weÁwß bs 221/10 ZvwiL 04.08.2010 Gi gva¨‡g RvwiK…Z bxwZgvjv
AbymiY Ki‡Z n‡e|
GQvov Tunnel Kiln, Zigzag Kiln, Vertical Shaft Kiln BZ¨vw` cwi‡ek evÜe cÖhyw³ m¤úbœ c­¨v›U G FY cÖ`vb
Ae¨vnZ ivL‡Z n‡e|
2.4.1. ‡mŠi kw³ (Solar Energy) Lv‡Z FY:
kni I cj­x GjvKvq GKK/ †hŠ_fv‡e e¨emv cÖwZôvb ev cvwievwiK e¨env‡ii D‡Ï‡k¨ e¨w³ ch©v‡q †mŠi -
c¨v‡bj ¯’vc‡bi Rb¨ Dc‡iv³ ¯‹x‡gi AvIZvq A_©vqb myweav cÖ‡`q| Z‡e AbMÖmi Ges we`y¨r ms‡hvMwenxb
GjvKvi Rb¨ G myweav AMÖvwaKvi cv‡e|
†`‡k †mŠi c¨v‡bj/ gwWDj mnRjf¨ Kivi D‡Ï‡k¨ †mŠi d‡Uv‡fvëvBK ms‡hvRb c­¨v›U/ wkí (Solar PV
Assembly Plant) ¯’vc‡bi Rb¨I ¯‹x‡gi AvIZvq A_©vqb myweav we‡ePbv Kiv n‡e|
e¨vs‡Ki wbR¯^ Znwej †_‡K FY gÄywii cvkvcvwk evsjv‡`k e¨vsK Gi cybtA_©vqb ¯‹xg Gi AvIZvqI FY gÄyi
Kiv †h‡Z cv‡i| †m‡¶‡Î evsjv‡`k e¨vsK Gi cybtA_©vqb ¯‹xg Gi AvIZvq m‡e©v”P 100% ch©š— c~btA_©vqb
myweav †bqv hv‡e (we¯—vwiZ wb‡`©k weÁwß bs 221/10 ZvwiL 04.08.2010)|
2.4.2. ev‡qv-M¨vm (Bio-gas) c­¨v›U Ges mgwš^Z Mvfx cvjb I ev‡qv-M¨vm (Bio-gas) c­¨v›U
¯’vcb FY:
‡`‡ki R¡vjvbx m¤ú` Amxg bq| µgea©gvb e¨env‡i Avgv‡`i g~j R¡vjvbx m¤ú` cÖvK…wZK M¨vm GKw`b wbt‡kl
n‡q hv‡e| †`‡ki †gvU f~L‡Ûi g‡a¨ 25% ebf~wg _vKvi K_v _vK‡jI µgvMZ e„¶ wba‡bi d‡j ebm¤ú`
eZ©gv‡b DRvi nIqvi c‡_| d‡j M„n¯’vjx Kv‡R eûj e¨eüZ cÖvK…wZK M¨vm GLbB msK‡Ui m¤§yLxb| ZvQvov
cÖvK…wZK M¨vm D‡Ëvjb I mieivn e¨e¯’vi mgm¨vi Kvi‡Y eZ©gv‡bB M¨vm msKU cÖKU AvKvi aviY K‡i‡Q|
GgZve¯’vq Aí kª‡g mn‡R Drcv`b‡hvM¨ Ges cwi‡ekevÜe R¡vjvbx wnmv‡e ev‡qv-M¨vm µ‡gB RbwcÖq n‡q
DV‡Q| Mi“i †Mvei, gyiMxi weôv GgbwK cPbkxj AveR©bv (Degradable Wastage) ‡_‡KI mn‡RB ev‡qv-
M¨vm Drcv`b Kiv hvq| M¨vm Drcv`‡bi ci e¨eüZ †Mvei, weôv, AveR©bv BZ¨vw` DrK…ó ˆRe mvi wnmv‡e
Rwg‡Z e¨envi Kiv hvq| cj­x A‡j GgbwK kniv‡jI A‡b‡K Mvfx/Mi“ cvjb K‡ib ev †QvU Lv‡Uv †cvwëª
Lvgvi cwiPvjbv K‡ib Ggb D‡`¨v³vMY mn‡RB ev‡qv M¨vm c­¨v›U ¯’vcbc~e©K wb‡Ri Pvwn`v wgwU‡q ¯^í cwim‡i
evwYwR¨K wfwˇZ M¨vm wewµ K‡i jvfevb n‡Z cv‡ib|
Giƒc ev‡qvM¨vm c­¨v›U ¯’vc‡b e¨vs‡Ki wbR¯^ Znwej †_‡K FY gÄywii cvkvcvwk evsjv‡`k e¨vsK Gi
cybtA_©vqb ¯‹xg Gi AvIZvqI FY gÄyi Kiv †h‡Z cv‡i| †m‡¶‡Î evsjv‡`k e¨vsK Gi cybtA_©vqb ¯‹xg Gi
AvIZvq m‡e©v”P 100% ch©š— cybtA_©vqb myweav †bqv hv‡e (we¯—vwiZ wb‡`©k weÁwß bs 221/10 ZvwiL
04.08.2010)|
2.4.3. BUfvUvq Kve©b wbM©gb n«v‡mi D‡Ï‡k¨ Hybrid Hoffman Kiln (HHK)/mggv‡bi cÖhyw³
m¤úbœ c­¨v›U ¯’vcb Lv‡Z FY:
evsjv‡`‡k cwi‡ek `~lYKvix GKwU eo LvZ BUfvUv| BUfvUvq Rxevk¥ R¡vjvbx `n‡bi d‡j wbM©Z Kv‡jv †auvqv
GKw`‡K evqy`~l‡Yi gva¨‡g Rb¯^v‡¯’¨i Rb¨ ¶wZi KviY n‡”Q| Ab¨w`‡K wbM©Z Kve©b-WvB-A·vBW M¨vm ˆewk¦K
Dòvq‡bI f~wgKv ivL‡Q| bMivq‡bi e¨vwß evovi mv‡_ mv‡_ BUfvUv n‡Z cwi‡ek `~l‡Yi gvÎvI w`b w`b
evo‡Q| BUfvUvq Hybrid Hoffman Kiln (HHK)/mggv‡bi cÖhyw³m¤úbœ c­¨v›U ¯’vcb K‡i BU ‰Zixi Kv‡R
R¡vjvbxi e¨envi Kgv‡bvi gva¨‡g evqy`~lY Kwg‡q Avbv m¤¢e|
GgZve¯’vq, BUfvUvq Kve©b wbM©gb n«v‡mi D‡Ï‡k¨ Hybrid Hoffman Kiln (HHK)/mggv‡bi cÖhyw³ m¤úbœ
c­¨v›U ¯’vcb DrmvwnZ Ki‡Z ‡mŠikw³ (Solar energy), ev‡qvM¨vm (Bio-gas) Ges eR©¨ cwi‡kvab c­¨v›U
(Effluent Treatment Plant) Lv‡Z cybtA_©vqb ¯‹x‡gi AvIZvq evsjv‡`k e¨vs‡Ki 2000.00 wgwjqb UvKvi
Znwej †_‡K BUfvUvq Hybrid Hoffman Kiln (HHK)/mggv‡bi cÖhyw³ m¤úbœ c­¨v›U ¯’vcb Lv‡Z A_©vq‡bi
wecix‡Z cÖPwjZ e¨vsK †i‡U mxwgZ AvKv‡i cÖKí cÖwZ m‡e©v”P 20.00 wgwjqb UvKv nv‡i

cvZv- 8
†gvU 300.00 wgwjqb UvKv, Znwe‡ji ch©vßZv mv‡c‡¶, mywbw`©ó kZ©vejxi Aax‡b e¨vsK/Avw_©K cÖwZôv‡bi
AbyK~‡j cybtA_©vqb myweav cÖ`v‡bi wel‡q evsjv‡`k e¨vsK KZ…©K wm×vš— MÖnY Kiv n‡q‡Q| cybtA_©vq‡bi
AvIZvq GLv‡Z FY gÄywii cvkvcvwk RbZv e¨vsK wjt Gi wbR¯^ Znwej †_‡K cÖPwjZ my` nv‡i Giƒc cÖK‡í
A_©vqb Kiv †h‡Z cv‡i (we¯—vwiZ wb‡`©k weÁwß bs 221/10 ZvwiL 04.08.2010)|
2.5. Rjevqy SuywK Znwej MVb (Creation of Climate Risk Fund):
Rjevqy cwieZ©b RwbZ Kvi‡Y SuywK cÖeY GjvKvq A_©vq‡bi Rb¨ GKwU ÔRjevqy SzuwKÕ Znwej MVb Ki‡Z n‡e|
G Znwej e¨vs‡Ki mvgvwRK `vqe×Zv (wmGmAvi) Gi Ask wnmv‡e Ges Ri“ix Ae¯’vq e¨eüZ n‡e| Rjevqy
cwieZ©b RwbZ SuywK cÖeY GjvKvq ¯^vfvweK FY Kvh©µg Ae¨vnZ ivL‡Z n‡e| eb¨v, NywY©So I Liv cÖeY
GjvKvq wewfbœ A_©‰bwZK Kg©Kv‡Û A_©vq‡bi †¶‡Î AwZwi³ wi¯‹ wcÖwgqvg Av`vq bv K‡i mvaviY my` nv‡i
A_©vqb Ki‡Z n‡e|

2.6. cwi‡ekevÜe wecYb cÖeZ©b (Introducing Green Marketing):

cwi‡e‡ki Rb¨ wbivc` c‡Y¨i wecYbB n‡”Q cwi‡ek evÜe wecbb| c‡Y¨i DrKl© mvab, Drcv`b cÖwµqvq
cwieZ©b, c¨v‡KwRs Gi cwieZ©b, weÁvc‡bi DrKl© mvab, wewfbœ mgwš^Z Kvh©µg cwi‡ekevÜe wecY‡bi
Aš—f~©³| G†¶‡Î cY¨/†mev ev c‡Y¨i Drcv`b/c¨v‡KwRs Ges cY¨/‡mevi wecbb c×wZ cwi‡ekevÜe n‡e|
cY¨/†mev wecY‡bi †¶‡Î MÖvnK‡`i Kv‡Q Gi cwi‡ekMZ w`K¸‡jv Zz‡j ai‡Z n‡e hv†Z mvaviY RbM‡Yi g‡a¨
cwi‡ek welqK m‡PZbZv e„w× cvq|
2.7. Ab-jvBb e¨vswKs (Online Banking):
Ab-jvBb e¨vswKs `ª“Z Pvjy K‡i B›Uvi‡bU ev e¨vs‡Ki wbR¯^ wbivc` I‡qemvBU e¨env‡ii gva¨‡g MÖvnK‡`i‡K
wewfbœ †mev cÖ`v†bi gva¨‡g (†hgb-UvKv D‡Ëvjb, wej cwi‡kva) KvMR I R¡vjvbxi AcPq n«vm, Kve©b wbtmiY
n«v†mi gva¨‡g cwi‡ek i¶v‡_© BwZevPK f~wgKv ivL‡Z m‡Pó n‡Z n‡e| GQvov Af¨š—ixb †hvMv‡hv‡Mi †¶‡Î
h_vm¤¢e Ab-jvBb KwgDwb‡Kkb ¯’vcb Ki‡Z n‡e|
2.8. cÖwk¶Y, †fv³v m‡PZbZv m„wó Ges cwi‡ekevÜe Kvh©µg (Supporting Employee
Training, Consumer Awareness and Green Event):
gvbe m¤ú` Dbœq‡bi Ask wnmv‡e cwi‡ek I mvgvwRK wewfbœ wel‡q e¨vsKviM‡Yi m‡PZbZv e„w×i j‡¶¨ cÖwk¶Y
Kvh©µg Ae¨vnZ ivL‡Z n‡e| cÖwk¶Y Kg©m~Px‡Z m¤ú‡`i h_vh_ e¨envi, AcPq †iva, mvgvwRK `vqe×Zv,
cwi‡ek m‡PZbZv BZ¨vw` welq Aš—f©~³ Ki‡Z n‡e| †fv³v I MÖvnK‡`i g‡a¨ G wel‡q m‡PZbZv e„w×i Kvh©µg
Ae¨vnZ ivL‡Z n‡e| RbZv e¨vsK †Uªwbs Bwbw÷wUDU mKj cÖwk¶Y †Kv‡m© G wel‡q †mkb Aš—f©~³ Ki‡e| cÖavb
Kvh©vj‡qi wi¯‹ g¨v‡bR‡g›U wWcvU©‡g›U mswk­ó wel‡q e³v wbe©vPb I jwRwóK mv‡cvU© cÖ`v‡bi gva¨‡g RbZv
e¨vsK †Uªwbs Bwbw÷wUD‡K mnvqZv Ki‡e|
2.9. MÖxb e¨vswKs wel‡q M„nxZ Kvh©µg cÖKvk I wi‡cvwU©s (Disclosure and Reporting of Green
Banking Activities):
cwi‡ekevÜe Kvh©µ‡gi AvIZvq M„nxZ e¨e¯’vw` e¨vs‡Ki I‡qemvB‡U cÖKvk Ki‡Z n‡e Ges mshyw³-1 ‡gvZv‡eK
evsjv‡`k e¨vsK‡K AewnZ Ki‡Z n‡e|

cvZv- 9
 Aa¨vq-3
3. LvZwfwËK cwjwm I †KŠkj cÖYqb Ges ev¯—evqb
3.1. LvZwfwËK cwi‡ek msµvš— bxwZgvjv cÖYqY (Sector Specific Environmental Policies):
cwi‡e‡ki Dci cÖfve we¯—viKvix wewfbœ LvZ †hgb K…wl, K…wl-e¨emv (†cvwëª I †WBix), K…wl-Lvgvi, Pvgov
(U¨vbvix), grm, e¯¿ I KvMR wkí, wPwb I wPwb DcRvZ wkí, M„nvqb I wbg©vb wkí, avZe I cÖ‡KŠkj wkí,
ivmvqwbK (mvi, KxUbvkK, Jla) wkí, ivevi I c­vw÷K wkí, nvmcvZvj/wK¬wbK, ivmvqwbK evwYR¨, BU fvUv,
RvnvR fv½v wkí BZ¨vw`‡Z FY cÖ`v‡bi †¶‡Î Avjv`v Avjv`v bxwZ I ‡KŠkj MÖnY Ki‡Z n‡e|
3.2. cwi‡ekevÜe ‡KŠkjMZ cwiKíbv cÖYqb (Green Strategic Planning):
cwi‡ekevÜe wewfbœ j¶¨ wba©viYc~e©K Zv AR©‡b ‡KŠkjMZ cwiKíbv cÖYqb Ki‡Z n‡e| cwi‡ekevÜe A_©vqb
Ges e¨vs‡Ki Af¨š—ixY cwi‡ek e¨e¯’vcbvi †¶‡Î AR©b‡hvM¨ j¶¨ I ‡KŠkj wbav©iY K‡i evwl©K wi‡cv‡U© I
I‡qemvB‡U cªKvk Kiv n‡e| e¨vs‡Ki Af¨š—ixY cwi‡ek e¨e¯’vcbvi †¶‡Î ch©vqµ‡g bevqb‡hvM¨ kw³i e¨envi
e„w×, KvMR, we`y¨r, M¨vm I R¡vjvbx †Z‡ji AcPq nªvm, MÖxb nvDR M¨vm wbtmiY n«vm, B-weeiYx, B‡jKUªwbK wej
cwi‡kva, cwi‡ekevÜe Awdm feb wbg©vY BZ¨vw` j¶¨ wba©viY Kiv †h‡Z cv‡i| cwi‡e‡ki Rb¨ ¶wZKi cÖK‡í
FY cÖ`vb n«vm, †gvU cÖ‡`q F‡Yi GKwU D‡j­L‡hvM¨ Ask cwi‡ekevÜe FY wnmv‡e cÖ`vb Ges cwi‡ekevÜe
wewfbœ A_©‰bwZK cY¨ D™¢ve†b m‡Pó n‡Z n‡e|
3.3. MÖxb kvLv ¯’vcb (Setting up Green Branches):
MÖxb kvLv n‡”Q Ggb GKwU kvLv †hLv‡b m~‡h©i Av‡jvi ch©vß e¨envi, bevqb‡hvM¨ kw³i e¨envi, we`y¨r I
R¡vjvbx mvkªqx evwZ I hš¿cvwZ e¨envi, cvwbi ¯^í e¨envi Ges cwi‡kvwaZ cvwb e¨env‡ii my‡hvM _vK‡e|
e¨vs‡Ki Giƒc GKwU kvLv ÔMÖxb kvLvÕ wn‡m‡e wPwýZ n‡e| bZzb kvLv ¯’vcb K‡i A_ev we`¨gvb †Kvb kvLv‡K
MÖxb kvLvq iƒcvš—i Ki‡Z n‡e †hLv‡b m¤ú~Y©fv‡e bevqb‡hvM¨ kw³i e¨envi n‡e| 2012 mv‡ji g‡a¨ Ggb
GKwU MÖxb kvLv cÖwZôv Ki‡Z n‡e|
3.4. Af¨š—ixY cwi‡ek e¨e¯’vcbv Dbœqb (Improved In-house Environment Management):
Af¨š—ixY cwi‡ek e¨e¯’vcbv Dbœq‡bi j‡¶¨ wewfbœ gvjvgvj I hš¿cvwZi cybte¨envi, we`y¨r, M¨vm, cvwb I
R¡vjvbx AcPq †iv‡a wewfbœ †KŠkj wba©viY Ki‡Z n‡e| ågY e¨q I R¡vjvbx mvkª‡q wfwWI Kbdv‡i‡Ýi gva¨‡g
wewfbœ `vßwiK wgwUs m¤úv`‡b c`‡¶c MÖnY Kiv †h‡Z cv‡i| G wel‡q cÖavb Kvh©vj‡qi Bbdi‡gkb †UK‡bvjwR
wm‡÷g wWcvU©‡g›U h_vh_ Kvh©µg MÖnY Ki‡e hv‡Z cÖ‡qvRbxq †¶‡Î G ai‡Yi wfwWI Kbdv‡iÝ Av‡qvRb Kiv
m¤¢e nq|
3.5. cwi‡ek SuzwK e¨e¯’vcbv cwiKíbv I bxwZgvjv cÖYqb (Formulation of Bank Specific
Environmental Risk Management Plan and Guidelines):
cÖKí I PjwZ g~jab F‡Yi g~j¨vqb I Z`viKxi ¯^v‡_© cwi‡ek SzuwK e¨e¯’vcbv bxwZgvjv cÖYqb Ges AbymiY
Ki‡Z n‡e| RvZxq cwi‡ek msµvš—— bxwZgvjvi mv‡_ msMwZ ‡i‡L e¨vs‡Ki G msµvš— bxwZgvjv cÖYqb Ki‡Z
n‡e|
3.6. MÖvnK‡`i m‡PZbZv e„w×i j‡¶¨ h_vh_ Kvh©µg MÖnY (Rigorous Programs to Educate
Clients):
cwi‡ek msµvš— bxwZgvjv cwicvjb Ges m¤ú‡`i m‡ev©Ëg e¨envi wbwðZK‡í MÖvnK I e¨emv cÖwZôvb¸‡jv‡K
cÖfvweZ I DrmvwnZ Kivi j‡¶¨ wewfbœ Kvh©µg MÖnY Ki‡Z n‡e|
3.7. MÖxb e¨vswKs wel‡q M„nxZ Kvh©µg cÖKvk I wi‡cvwU©s (Disclosure and Reporting of Green
Banking Activities):
AZxZ I eZ©gv‡b M„nxZ cwi‡ekevÜe Kvh©µg Ges fwel¨‡Z M„nxZe¨ Kvh©µ‡gi mgš^‡q GKwU c„_K cwi‡ek
evÜe e¨vswKs wi‡cvU© cªKvk Kiv ‡h‡Z cv‡i| cwi‡ek evÜe e¨vswKs Kvh©µ‡gi we¯—vwiZ I nvjbvMv` Z_¨vejx
Ges cwi‡ek evÜe Kvh©µ‡g e„nr MÖvnK‡`i f~wgKv D³ wi‡cv‡U© Aš—f©~³ Kiv †h‡Z cv‡i|
Aa¨vq-3 G ewY©Z wb‡`©kvejx 31.12.2012 Gi g‡a¨ ev¯—evqb Ki‡Z n‡e|

cvZv- 10
 Aa¨vq-4

4. cwi‡ek evÜe cÖWv± Ges ÷¨vÛvW© wi‡cvwU©s:

G ch©v‡q e¨vs‡K cwi‡ek msµvš— bxwZgvjv GKwU cÖvwZôvwbK iƒc jvf Ki‡e Ges cwi‡ekevÜe wewfbœ Kvh©µg
Ges bZzb bZzb cwi‡ek evÜe cY¨ D™¢ve‡bi gva¨‡g A_© e¨e¯’v‡K cªfvweZ Ki‡e| Avš—R©vwZK gvb m¤úbœ
wi‡cvwU©s e¨e¯’vI G ch©v‡q Aš—f©~³ n‡e| wW‡m¤^i 31, 2013 Zvwi‡Li g‡a¨ 3q ch©v†qi Kvh©µg m¤úbœ Ki‡Z
n‡e|
4.1. cwi‡ek evÜe bZzb bZzb †cÖvWv± D™¢veb (Designing and Introducing Innovative
Products):
cwi‡e‡ki Rb¨ ¶wZKi Ggb ai‡bi e¨vswKs Kvh©µg †_‡K weiZ _vKvi cvkvcvwk cwi‡ekevÜe wewfbœ bZzb
bZzb cÖWv± D™¢ve†b D‡`¨vM MÖnY Ki‡Z n‡e hv †`‡ki cwi‡e‡ki Dci weiƒc cªfve †gvKv‡ejvq m¶g n‡e|
4.2. Avš—R©vwZK gvb m¤úbœ wi‡cvwU©s (Reporting in Standard Format with External
Verification):
cwi‡ekevÜe e¨vswKs msµvš— evwl©K wi‡cvU© cÖKvk Ki‡Z n‡e hv GRI (Global Reporting Initiative) Gi
gZ Avš—R©vwZK gvb m¤úbœ n‡e| ‡Kvb ¯^vaxb ms¯’v ev Z…Zxq †Kvb c¶ KZ©„K G cÖKvkbv hvPvB Gi my‡hvM
_vK‡e|

4.3. ˆÎgvwmK wfwˇZ cÖwZ‡e`b `vwLj (Reporting Green Banking Practices on Quarterly
Basis):
cwi‡ekevÜe e¨vswKs Kvh©µ‡gi AMÖMwZ cÖwZ‡e`b ˆÎgvwmK wfwˇZ evsjv‡`k e¨vs‡Ki wWcvU©‡g›U Ae Ad-
mvBU mycviwfkb G `vwLj Ki‡Z n‡e| cÖwZ ˆÎgvwm‡Ki cieZ©x 15 w`‡bi g‡a¨ G cÖwZ‡e`b `vwLj Ki‡Z
n‡e| evwl©K wi‡c©v‡U Ges I‡qemvB‡U cwi‡ekevÜe e¨vswKs msµvš— Kvh©µ‡gi nvjbvMv` Z_¨ cÖKvk Kiv n‡e|

Aa¨vq-4 G ewY©Z wb‡`©kvejx 31.12.2013 Gi g‡a¨ ev¯—evqb Ki‡Z n‡e|

cvZv- 11
 Janata Bank Limited
Statement on Green Banking as of dd/mm/yyyy
1.1 Policy Formulation and Governance
Formulation and Board/Regional Head approval of Green Banking Yes No Remarks
1.1.1 Policy

Allocation of Fund in the Budget for Green Banking (in million Quarter 1 Quarter 2 Quarter 3 Quarter 4 Total Remarks
1.1.2 Taka)
Green Finance
Climate Risk Fund
Marketing, Training and Capacity Building
Quarter 1 Quarter 2 Quarter 3 Quarter 4 Total Remarks
1.1.3 Utilization of Funds (in million Taka)
Green Finance
Climate Risk Fund
Marketing, Training and Capacity Building

Yes No Composition (Name, Designation & Deptt.) Remarks

1.1.4 Formation of Green Banking Unit
1.2 Incorporation of Environmental Risk in Core Risks Management (CRM)
Quarter 1 Quarter 2 Quarter 3 Quarter 4 Total Remarks
1.2.1 No. of Projects applicable for Environmental Due Dilligence (EDD)
No. of Projects Rated (Environmental Risk Rating)
1.2.2 Low
Moderate
High
Total Number
Low
Moderate
High
Total Amount Disbursed (in million Taka)
Rated Projects Low
1.2.3
financed Moderate
High
Loan classification as of Quarter End
UC (standard) SMA SS DF BL
No. of projects
Amount(in million taka)

cvZv- 12
1.3 Initiating In-house Environment Management
Quarter 1 Quarter 2 Quarter 3 Quarter 4 Total Remarks
No. of Branches (Data in each quarter will reflect the
1.3.1 cumulative figure)

No. of branches powered by Solar Energy (Data in each

1.3.2 quarter will reflect the cumulative figure)

No. of ATM/SME units powered by Solar Energy (Data in

1.3.3 each quarter will reflect the cumulative figure)

Introduction of Green Office Guide or General Yes No Remarks

1.3.4 Instructions

1.3.5 Pin Points of Green Office Guide or General Instructions

1.3.6 Inventory Details Quarter 1 Quarter 2 Quarter 3 Quarter 4 Total Remarks

Consumption of Water (in million Taka)

Consumption of Paper (in million Taka)
Electricity
Energy Consumption (in
million Taka) Gas
Fuel

1.3.7 Others (Please Specify)

cvZv- 13
1.4 Introducing Green Finance
Amount in million Taka
Quarter 1 Quarter 2 Quarter 3 Quarter 4 Total Remarks
Number Amount Number Amount Number Amount Number Number Amount
For Installation of ETP (Amount
Disbursed)
ETP
Projects financed having ETP(Full
amount disbursed)
Bio-gas Plant

Solar Panel/Renewable Energy Plant

Bio-fertilizer Plant

Hybrid Hoffman Kiln (HHK)

Others (Please specify)

Green Finance at reduce rate of interest

1.5 Utilization of Climate Risk Fund

Quarter 1 Quarter 2 Quarter 3 Quarter 4 Total Remarks
Fund for part of CSR activities (event) related to
1.5.1 Climate Change (in million Taka)

Fund for part of CSR activities (Project) related to

1.5.2
Climate Change (in million Taka)

1.6 Introducing Green Marketing

Introduction of Green Banking
1.6.1
Products (Please Specify)

cvZv- 14
1.7 Online Banking

Quarter 1 Quarter 2 Quarter 3 Quarter 4 Total Remarks

No. of ATM (Data in each Own
1.7.1 quarter will reflect the
cumulative figure) Shared

No. of Total Branches

1.7.2 Online Banking
No. of Branches with online
coverage

No. of Total Accounts

No. of Accounts facilitated with
Internet Banking
1.7.3 Internet Banking
% of Accounts facilitated with
Internet Banking

No. of Accounts facilitated with

Mobile/SMS Mobile/SMS Banking
1.7.4
Banking
% of Accounts facilitated with
Mobile/SMS Banking

1.7.5 Others (Please specify)

1.8 Employee Training, Consumer Awareness and Green Event

Quarter 1 Quarter 2 Quarter 3 Quarter 4 Total Remarks

No. of Training Programs/Seminars /Workshops/

Awareness Programs exclusively conducted for
1.8.1 Green Banking

1.8.2 No. of Participants covered

Employees
Customers

1.8.3 Green Events (Please Specify)

cvZv- 15
1.9 Disclosure of Green Banking Activities
Disclosure in

Annual Repot
Website

Media
Preparation of Independent Green Banking &
Sustainability Report

2.1 Sector Specific Environment Policy

Formulation of Sector Specific Environment Policy Yes No Remarks

2.1.1 (Under Phase 2) (If yes, please give the pin points in a
separate sheet)

Name of the Sectors for which Specific Environment

2.1.2
Policy Formulated
2.2 Green Strategic Planning

Formulation of Green Strategic Planning (If yes, please Yes No Remarks

2.2.1
describe in a separate sheet)

2.3 Environment Risk Management Plan

Formulation of Banks Specific Environment Risk Yes No Remarks

2.3.1
Management Plan and Guideline

cvZv- 16